VP Portfolio Manager Relationship Management in Orange County CA Resume Chad DeJarnatt

CHAD DEJARNATT Murrieta, CA 92563

[email protected]

Cell (714) 360-3319

CAREER HIGHLIGHTS Relationship Management - $10 million+ commercial lending portfolio management. An industry specialist in Insurance Premium Financing managing a $35 million portfolio. I was responsible for over $25 million in growth since assuming this role in December 2009. Substantial credit analysis, underwriting and client management experience. PROFESSIONAL EXPERIENCE PACIFIC MERCANTILE BANK ASSISTANT VICE PRESIDENT - RELATIONSHIP MANAGER 12/09-1/13 As Relationship Manager I managed a growing commercial & industrial portfolio of about $10MM comprised of commercial lines of credit, term and workout loans. I was also responsible for managing and growing the life insurance premium financing portfolio, which has grown to $35MM since December 2009. I managed all aspects of these two portfolios: conducting complex credit investigations and analyzing diverse credit information for credit facilities and operating risk; preparing and underwriting loan approval reports and presentations to credit administration. Key accomplishments include over $25 million in new life insurance premium loans and establishing a preferred lender relationship with Pacific Life Insurance Company. As a licensed Life Insurance Agent my expertise in this insurance niche as well as my commitment to quality loans, attention to detail and excellence in customer service to brokers, insurance clients, and Pacific Life has substantially grown this portfolio and increased bank loan profits. FIRST CALIFORNIA BANK; IRVINE, CA 2/06-10/08 Assistant Vice President – Portfolio Manager As Portfolio Manager I was responsible for coordinating a $56 million commercial lending portfolio including financial and credit analysis of commercial clients and prospects, preparing underwriting memorandum and conducting presentations on findings to Regional Vice President. I conducted complex credit investigations and analyzed diverse credit information for credit facilities and operating risk; administered documentation of loan transactions including underwriting of credit reports (CAM’s) for presentation to lending officers and/or approval committees, reviewed loan documents and covenants, performed research/analysis related to projects such as banking sector studies, portfolio monitoring reports, ABL audit analysis and collateral risk management. Key accomplishments include promotion to Senior Credit Analyst in my first year of banking and completion of a two year training program to become loan officer. EDUCATION NATIONAL UNIVERSITY; La Jolla, CA Master of Business Administration, 2004 UNITED STATES ARMY; Fort Bragg, NC, Infantryman/Paratrooper, Honorable Discharge 1998 LICENSED CALIFORNIA LIFE INSURANCE AGENT.