Valor Del Dinero en El Tiempo

 

 N]Z^H? KILMIKMZÀB MNHIÞ@KNB ]IKUMZ^KDBD IBNKHIBC DM TZ]OKCCH

TBZMB I± : tm`ph . Ebnhrms dm vbchr prmsmim, vbchr euurh y smrkms uikehr`ms. Tm`b? Ubchr dmc dkimrh mi mc tm`ph.

Lruph I±? 14 Kitmlrbitms dmc Lruph? Quibom `âxk`h? :1 puihs

 

 N]Z^H? KILMIKMZÀB MNHIÞ@KNB ]IKUMZ^KDBD IBNKHIBC DM TZ]OKCCH

TBZMB I± : Kistrunnkþ Kistr unnkþi? i? ^mcmn ^mcmnnkhim nkhim 21 prhjcm`b prhjcm`bss prhpumshs prhpumshs mirm mc :.: y :.:1 (pâlkibs (pâlkibs 54, 5= y 55 dmc mxh jbsm, Euidb`mihs dm Kilmikmràb Mnhiþ`knb dm Jcbig y Tbrgkil ) y shcunkþimichs.

^HC]NKÞI DM CB TBZMB I± : 2)

Qrhjcm`b :.:? ¸Nuâith dkimrh pumdm dmsm`jhcsbr bfhrb Fbydhi Zfmhsystm`s, Kin., pbrb ui skstm`b dm bd`kikstrbnkþi dm ]sm mimrlàb, sk mcdmshewbrm bfhrrbràb b cb m`prmsb $:2 >11 biubcms durbitm chs sklukmitms nkinh bòhs8 uib tbsb kitmrës dm 21% biubc. b. DBTH^?

B  k  i

j.

DBTH^ $ :2 >11 21% = bòhs

ZM^HC]NKÞI? Mnubnkþi mi ihtbnkþi mstâidbr ? Q 0B(Q/B,k,i)    

Q0 :2,>11(Q/B,21%,=) Q0 :2,>11(>.)

Qrhjcm`b :.4? Cb m`prmsb @hccmr Qrhjcm`b @hccmr ^gynbr prumjb prumjb uib bmrhibvm nhihnkdb nhihnkdb nh`h buth`þvkc buth`þvkc bërmh bërmh pmrshibc (BBQ) qum mspmrb cb nmr nbnkþi dm cb EBB mc >2 dm dknkm`jrm dm :122. Mc nhsth ms dm $;6= 111, y ui dmpþskth dm $211 111 bpbrtbràb uih dm chs prk`mrhs dkmz –buth`þvkcms‐. ^uphilb qum ui nh`prbdhr pblb mc sbcdh dm $66= 111 trms bòhs dmspuës dm dmphsktbr $211 111. ^k cb tbsb dm kitmrës ms dm 21% biubc, ¸nuâc ms mc nhsth thtbc mmnvh dmc BBQ mi mc bòh >8 b. DBTH^? DBTH^ Q Bdknkhib c  k  i

$2 11111 $ 66=111 21% > bòhs

j. ZM^H ZM^HC] C]NK NKÞI ÞI?? Mnubnkþi mi ihtbnkþi mstâidbr? E0 Q(E/Q,k,i) E 0 211,111(E/Q,21%,>) + 66=,111    E0 211,111(2.>>21) 211,111(2.>>21) + 66=,111

 E0 2,126,211 n. ZM ZM^Q ^Q]M ]M^T ^TB? B? Mc nhsth thtbc mmnvh dmc buh`hvkc bërmh pmrshibc  mi mc tmrnmr bòh ms dm $2,126,211

4)

Qrhjcm`b :.=? ]ib b`kckb qum lbiþ ui prm`kh dm $211 111 mi mc prhlrb`b dm Chs Ukdmhs @âs Dkvmrdhs dmnkdkþ dmphsktbr cb `ktbd mi ui hidh  hidh msnhcbr pbrb su fkoh rmsphisbjcm dm lbibr mc prm`kh. ^k mc hidh lbib 5% biubc, ¸nuâith fbjrâ mi cb numitb 24 bòhs dmspuës dm bjkmrtb8 b. DBTH^? DBTH^ Qrm`kh $ 211 111 Q $ =1 111  k  i

5% 24 bòhs

j. ZM^H ZM^HC] C]NK NKÞI ÞI?? Mnubnkþi mi ihtbnkþi mstâidbr? E0 Q (E/Q,k,i) E0=1 111(E/Q, 5%,24) E0=1 111(:.:51;)

E0 22> 14=

n. ZM^Q] M^Q]MM^T ^TB B? Mi cb numib dm cb eb`kckb fbjrâ dmspuës dm 24 bòhs ui `hith dm $22>,14= dþcbrms.

 

 N]Z^H? KILMIKMZÀB MNHIÞ@KNB ]IKUMZ^KDBD IBNKHIBC DM TZ]OKCCH

=)

Qrhjcm`b :.5? ]ib dm cbs vucimrbjkckdbdms `byhrms mi ui skstm`b dm nhitrhc shi chs dksphskvhs dm rmd, nh`h chs kitmrrupthrms dm rmdms mtfmrimt mi skhs bc bcnbinm dm nubcqukmrb. Chs kitmrrupthrms DmctbV, bjrknbdhs phr Dbfim ^mnurkty, pmr`ktmi qum mc usubrkh jchqumm y dmsjchqumm mi hr`b buth`ânb buth` ânb mc bnnmsh b thdhs thdhs chs kitmrrupthrm kitmrrupthrmss dm cb rmd. Cb nh`pbòàb nh`pbòàb pcbimb mxpbidkr mxpbidkr sus càimbs càimbs dm `biubnturb fhy h jkmi dmitrh dm trms bòhs. ^k mc nhsth fhy ms dm $2.; `kcchims, ¸nuâc ms cb nbidbd mqukvbcmitm qum phdràb dmsm`jhcsbr cb m`prmsb dmitrh dm trms bòhs8 Cb tbsb dm kitmrës ms dm 2=% biubc. b. DBTH^?

Q  k  i

DBTH^ $ 2.; `kcchims 2=% > bòhs

j. ZM^H ZM^HC] C]NK NKÞI ÞI?? Mnubnkþi mi ihtbnkþi mstâidbr? E0Q(E/Q,k,i) E 0 2,;11,111(E/Q,2=%,>) E 0 2,;11,111(2.=:1;)

E 0 :,66;,