Small Claims Judgment Based on Complaint

Republic of the th e Philippines 8th Judicial Region MUNICIPAL TRIAL COURT IN CITIES  xx  PHIL. POSTAL SAVINS !AN"# IN$.  TA$L  TA$LO!AN O!AN !RAN$H !RAN$H %IRAN&A . VARON# VP'VISA(AS# Plaintif; $i)il $ase No. *+,-'+'S$'+/ 0o12 ')e1sus' $ollection of Su3 of %one4 L5ISITO T. R6&ONA# Deendant. 7'''''''''''''''''''''''''''''''''''''''''''7

 JUDGMENT  This is a Judg3ent based on the State3ent of $lai3 fo1 fail failu1 u1e e of the the defe defend ndan antt to le le ans9 ans9e1 e1 and and to appe appea1 a1 on the the sched sc hedule uled d hea1in hea1ing g of this this case case desp despit ite e noti notice ce.. This This is a s3al s3alll clai3s action fo1 3one4 o9ed unde1 a $ont1act of Loan. Plainti Plainti: : in its its State3 State3ent ent of of $lai $lai3# 3# clai3s clai3s that o9es it 3one4 in the a3ount of P74,657.26.

defend defendant ant

Attached 9ith the State3ent of $lai3 a1e 0o13al &e3and Lette ette1# 1# Join Jointt A; A;da da)i )it# t# %ana %anage ge3e 3ent nt $o33 $o33it itte tee e Resol esolut utio ion# n# %e3o1andu3 fo1 the %AN$O%# %e3o1andu3# S6$ Regist1ation# and Special Po9e1 of Atto1ne4.

Ruling 5nde1 the *+ *+,,- Re)is e)ised ed Rul ules es of P1oce 1ocedu du1e 1e fo1 fo1 S3al S3alll

$lai3s $ases# to 9it2 S6$. -. $o33ence3ent of S3all $lai3s Action. < A s3all clai3s action is co33enced b4 ling 9ith the cou1t an acco3plished and )e1ied State3ent of $lai3 =0o13 =0o13 ,'S$$> in duplicate# acco3panied b4 a $e1tication Against 0o1u3 Shopping# Splitting a Single $ause of Action# and %ultiplicit4 of Suits =0o13 =0o13 ,'A'S$$># and t9o =*> dul4 ce1tied photocopies of the actionable docu3ent?s sub@ect of the clai3# as 9ell as the a;da)its of 9itnesses and othe1 e)idence to suppo1t the clai3. No ei!en"e #$%ll &e %llo'e! !u(ing )$e $e%(ing '$i"$ '%# no) %))%"$e! )o o( #u&*i))e! )oge)$e( )oge)$e( 'i)$ )$e S)%)e*en) o+ Cl%i*# unless good cause is sho9n fo1 the ad3ission of additional e)idence.  The plainti: 3ust state in the State3ent State3ent of $lai3 if he?she?it he?she?it is engaged in the business of lending# baning and si3ila1 s i3ila1 acti)ities# acti)ities# %n! )$e nu*&e( o+ #*%ll "l%i*# "%#e# le! 'i)$in )$e "%len!%( -e%( (eg%(!le## o+ u!i"i%l #)%)ion.  =e3phases added>

!ased on the afo1e'Buoted p1o)ision# it is i3pe1ati)e that Page / of 0

plainti: shall le an acco3plished and )e1ied State3ent of  $lai3# acco3panied b4# a3ong othe1s# t9o dul4 ce1tied photocopies of the actionable docu3ent?s sub@ect of the clai3# as 9ell as the a;da)its of 9itnesses and othe1 e)idence to suppo1t the clai3. The Rules i3pose a sanction fo1 failu1e to do so# b4 not allo9ing an4 e)idence du1ing the hea1ing 9hich 9as not attached to o1 sub3itted togethe1 9ith the State3ent of $lai3. %o1eo)e1# unde1 Section  of the afo1esaid Rules# the non'sub3ission of the 1eBui1ed a;da)its 9ill cause the i33ediate dis3issal of the clai3. It states as follo9s2 S6$. . A;da)its.< The a;da)its sub3itted unde1 this Rule shall state onl4 facts of di1ect pe1sonal no9ledge of the a;ants o1 based on authentic 1eco1ds# 9hich a1e ad3issible in e)idence. A )iolation of this 1eBui1e3ent shall sub@ect the pa1t4# and the counsel 9ho assisted the pa1t4 in the p1epa1ation of the a;da)its# if an4# to app1op1iate disciplina14 action. The inad3issible a;da)it=s> o1 po1tion=s> the1eof shall be e7punged f1o3 the 1eco1d.

T$e non1#u&*i##ion o+ )$e (eui(e! %3!%i)# 'ill "%u#e )$e i**e!i%)e !i#*i##%l o+ )$e "l%i* o( "oun)e("l%i*. =e3phasis added>

In this case# 9hile the attached Joint A;da)it dated ,/ %a1ch *+,- states that the P1o3isso14 Note of the sala14 loan bo11o9e1s 9e1e all dest1o4ed and lost b4 Cood 9ate1s and st1ong 9inds at the onslaught of supe1 t4phoon (olanda on No)e3be1 8# *+,D# it lie9ise 3entions a docu3ent tagged as Anne7 EAF 9hich is supposedl4 fo13ing pa1t of the Joint A;da)it. The $ou1t assu3es that this is the Ebo11o9e1 loan ledge1 ept b4 the ban#F as 3entioned in the State3ent of $lai3 unde1 the Guestion No. /2 Ehat is 4ou1 p1oof that defendant o9es 4ou 3one4F Ho9e)e1# the $ou1t t1ied in )ain to locate the sa3e in the 1eco1ds# because it 9as not attached in plainti:s State3ent of $lai3. %o1eo)e1# unde1 the second pa1ag1aph of Section afo1e3entioned# the plainti:# if it is engaged in baning# 3ust state the nu3be1 of s3all clai3s cases led 9ithin the calenda1 4ea1. Ho9e)e1# in plainti:s State3ent of $lai3 in the case at hand# Guestion -'A contains no ans9e1# 9hich lie9ise )iolates the afo1estated Rule. 0inding no su;cient e)idence to suppo1t the clai3 of the plainti:# this $ou1t shall ha)e no othe1 1ecou1se than to dis3iss this case fo1 lac of 3e1it. H6R60OR6# plainti:s State3ent of $lai3 is

DISMISSED.

SO OR&6R6&. IN CHAMBERS, Tacloban City, ctobe! "#, "$%#.

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