Scenarii privind evoluția pensiilor private ale românilor

An

2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2036 2037 2038 2039 2040 2041 2042 2043 2044 2045 2046 2047

Salariu brut Randament net anual (RON) anual (%)

21132 22140 22824 23760 24756 25956 27936 30660 34643 38848 41016 44424 47724 49156 50630 52149 53714 55325 56985 58695 60455 62269 64137 66061 68043 70084 72187 74352 76583 78881 81247 83684 86195 88781 91444 94187 97013 99923 102921 106009

Cota de contribuție

Scenariul 2007 Scenariul 2017 Scenariu 1% Scenariu 2,5% 11.5% 2.0% 2.0% 2.0% 2.0% 17.7% 2.5% 2.0% 2.0% 2.0% 15.1% 3.0% 2.5% 2.5% 2.5% 3.1% 3.5% 3.0% 3.0% 3.0% 10.5% 4.0% 3.5% 3.5% 3.5% 11.8% 4.5% 4.0% 4.0% 4.0% 8.7% 5.0% 4.5% 4.5% 4.5% 3.7% 5.5% 5.0% 5.0% 5.0% 3.7% 6.0% 5.1% 5.1% 5.1% 7.0% 6.0% 5.1% 5.1% 5.1% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5% 4.0% 6.0% 6.0% 1.0% 2.5%

Dacă se elimină comisionul din contribuție (2,5%)

debut Scenariul initial Scenariul 2017

Scenariu 1%

Scenariu 2,5%

Acumulare 40 ani (RON)

267,993

261,670

80,944

136,839

“Pensie” pentru 20 ani (RON)

1117

1090

337

570

Scenariu 1%

Scenariu 2,5%

80,013 333

134,510 560

Dacă nu se elimină Scenariul debut comisionul din Scenariul initial 2017 contribuție (2,5%) Acumulare 40 ani 267,993 261,670 “Pensie”(RON) pentru 20 ani 1117 1090 (RON)

Valoare acumulată în cont Scenariul 2007 Scenariul 2017 Scenariu 1% Scenariu 2,5% 436 436 436 436 1100 983 983 983 1984 1729 1729 1729 2869 2489 2489 2489 4187 3639 3639 3639 5884 5139 5139 5139 7818 6865 6865 6865 9780 8640 8640 8640 12210 10718 10718 10718 15417 13468 13468 13468 18481 16454 14414 15026 21872 19763 15433 16732 25594 23401 16525 18588 29551 27270 17674 20553 33754 31382 18885 22634 38216 35749 20159 24836 42950 40384 21500 27165 47969 45301 22910 29627 53288 50513 24393 32229 58922 56036 25952 34977 64886 61885 27592 37880 71197 68076 29315 40943 77872 74626 31125 44175 84929 81553 33027 47585 92386 88875 35025 51180 100264 96612 37123 54969 108581 104784 39325 58963 117361 113412 41638 63170 126625 122518 44065 67601 136397 132125 46612 72266 146701 142258 49285 77177 157563 152942 52088 82344 169008 164203 55029 87781 181066 176069 58113 93500 193765 188568 61347 99513 207136 201731 64738 105836 221210 215589 68292 112481 236021 230175 72017 119465 251603 245523 75922 126802 267993 261670 80013 134510