Provrem Finals Transcript

May 8, 2019 | Author: Phil Jaramillo | Category: Mortgage Law, Mandamus, Foreclosure, Judgment (Law), Injunction
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Provrem Justice Yap University of San Carlos...

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PROVISIONAL REMEDIES 2018-2019

RULE 65 — CERTIORARI, PROHIBITION, MANDAMUS !"#$% '(") *$+! +,$- )"!#$.,+(

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JUSTICE YAP / DEAN MONTECLAR

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(7H79: 38 *=C639C2C3 (7H79: 38 +??=2< 38 +??=2< =/976 )D=C26394 ,J)0 25 2 ?C=K C=LD3536= B)E +/ )( )_%# 79 3/C 2I7 1762346063G !4 1762346063 N3>> 79G G8MN Z/ 46976 24 C3M7 2I7 14=62 46 263 0 1I0/17 24 671235: 328 H3820W7 "O*"!#$%&-E `Z/ 2I787 3/820/178? /4 /779 24 A3>7 )(a 1.bI767 2I7 46976 38 0 J027/2 /=>>32:^ 2.bI767 2I7 388=7 603879 3/ 1762346063 I0M7 : J08879 =J4/ =234/ 45 2I7 E=78234/ 603879^ 4.bI767 H4234/ 546 6714/839760234/ N4=>9 788^ 5.bI767 J723234/76 38 97J63M79 45 9=7 J641788^ 6.bI767? 3/ 0 163H3/0> 1087? 67>375 564H 0/ 46976 45 066782 38 =6C7/2 0/9 2I7 C60/23/C 45 8=1I 67>375 14=62 38 I3CI>: 3HJ6406; bI7/ 2I767 I08 0>6709: M78 :4=6 567794HG GLORIA

MALAZARTE

WEE

— 1

PROVISIONAL REMEDIES 2018-2019

1.bI767

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G8MN @710=87 2I7 8I76355 10//42 3HJ>7H7/2 2I7 N632 45 7B71=234/ 0C03/82 2I7 C4M76/H7/2G #I38 38 7M: 46 02201I J=31 5=/98G @=2 32 38 0 H3/3827630> 9=2: 45 0 J=31 45A3130> 24 4 D=9CH7/2 2I=8 H0/90H=8 N3>> >37G "2I76N387 2I7 14HJ>03/0/2 N3>> 7 0/ 01234/ 0/9 NI767 24 A3>7 2I7 01234/G G8=4 69 ;306; #I767 067 2N4 W3/98 45 678J4/97/28 3/ J723234/8 1762346063? J64I372h8 80: 2I7 (#. D=9C7 > : 2I7 J63M027 678J4/97/2G PD>1= 25 &9:342< !2C6M #I7 D=9C7 08 J=31 678J4/97/2 38 4/>: 0 /4H3/0> J062: 0/9 I7 9478 /42 I0M7 24 0/8N76 2I7 J723234/ 45 1762346063 /42 =/>788 I7 38 67E=3679 24 0/8N76 06; %4 32h8 670>>: N64/C 546 0/ (#. D=9C7 24 0>84 0/8N76G +>2I4=CI 32 38 2I7 9713834/ 45 2I7 (#. GLORIA

MALAZARTE

WEE

— 3

PROVISIONAL REMEDIES 2018-2019

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JUSTICE YAP / DEAN MONTECLAR

14HJ7/80234/ 3/ (=>7 PT AC9: 255=55=> Y2=7 820/9069 0/9 2I7 97J4832 H497 J6781637 PT 24 0JJ>:G

R=A=45=5 24> %HW=I63945E Z5 9757/90/2 I08 403/2 N32I3/ 2I7 23H7 820279 3/ 2I7 8=HH4/8G d7 H=82 82027 0>> 2I7 C64=/98 546 I38 403H? 164881>03H? 46 2I369FJ062: 14HJ>03/2 38 0>>4N79G d4N7M76? d4N7M76? 9=63/C 2I7 2630> 45 2I7 388=7 45 D=82 14HJ7/80234/? 9757/90/2 H0: J6787/2 C=390/17 08 24 2I7 0H4=/2 45 14HJ7/80234/ jBk I08 /42 0/8N7679G





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GLORIA

MALAZARTE

WEE

— 7

PROVISIONAL REMEDIES 2018-2019

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J U D I C I A L EXTRAJUDICIAL FORECLOSURE FORECLOSURE A.Governed by the a.Governed by Act ROC. 3135 as amended. A.Involves filing of a.Does not require an independent the filing of an action. action. A.E q u i t y o f a.R i g h t of re de mp ti on is redemption is recognized but no available. right of redemption ex ce pt wh en mortgagee is a banking institution. A.D e f i c i e n c y a.No judgment for a  judgment  judgm ent rendered rende red def ic ie ncy by the court in the because there is same proceeding. no ju di ci al pro cee din g though recovery of the deficiency is allowed. A.R e c o v e r y o f a.R e c o v e r y o f deficiency by mere de fi ci en cy motion for a th ro ug h an d e f i c i e n c y ind epe nde nt  judgment. action. Although nothing about re co ve ry is provided in Act 3135, there is no prohibition either.

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JUSTICE YAP / DEAN MONTECLAR

GLORIA

MALAZARTE

WEE

— 8

PROVISIONAL REMEDIES 2018-2019

_/976 +6231>7 RXPS 45 2I7 ..? 2I7 14/26012 45 80>7 N3>> >: 3/097E=027^

2I0/ 4/7 I=/9679 2N7/2: `RSXa 90:8 564H 2I7 7/26: 45 D=9CH7/2? 0/9 2I02 3/ 9750=>2 45 8=1I J0:H7/2 2I7 J64J762: 8I0>> 9 02 J=31 0=1234/ 24 802385: 2I7 D=9CH7/2G i_$%#Z"!%;

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_J4/ 2I7 A3/0>32: 45 2I7 46976 45 14/A36H0234/ 46 =J4/ 2I7 7BJ360234/ 45 2I7 J76349 45 6797HJ234/ NI7/ 0>>4N79 0N? 2I7 J=61I0876 02 2I7 0=1234/ 80>7 46 >082 6797HJ234/76? 35 0/:? 8I0>> 79 24 2I7 J48878834/ 45 2I7 J64J762: =/>788 0 2I369 J062: 38 012=0>>: I4>93/C 2I7 80H7 09M7687>: 24 2I7 D=9CH7/2 43C46G #I7 8039 J=61I0876 46 >082 6797HJ234/76 H0: 871=67 0 N632 45 J48878834/? =J4/ H4234/? 564H 2I7 14=62 NI31I 4697679 2I7 54671>48=67G i=78234/8;

1.bI02 38 7E=32: 45 6797HJ234/f `2I7 63CI2 45 9757/90/2 24 7B23/C=38I 2I7 H462C0C7 0/9 67203/ 4N/768I3J 3/ 2I7 J64J762: 48=67 80>7 0234/ 24 0 GLORIA

MALAZARTE

WEE

— 9

PROVISIONAL REMEDIES 2018-2019

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3.Z8 2I767 0 63CI2 45 6797HJ234/ 3/ D=93130> 54671>48=67 45 0 H462C0C7f `/4G =/>788 2I7 H462C0C77 38 0 48=67 35 H462C0C77 38 2I7 Y%Z%f `Y( /4 48=67 80>7f `/4G 6797HJ234/ 38 0/ 3HJ>379 09H38834/ 45 2I7 67C=>0632: 45 2I7 80>7 0/9 7824J8 2I7 J723234/76 564H >0276 4/ 3HJ=C/3/C 328 M0>3932:a 7.*478 2I7 A3>3/C 45 0/ 01234/ 546 0//=>H7/2 45 H462C0C7 24>> 2I7 J76349 45 6797HJ234/G !" 8.Z5 2I7 H462C0C46 3/83828 4/ 2I7 /=>>32: 45 H462C0C7? 10/ I7 60387 2I7 63CI2 24 67977H 546 2I7 R82  23H7 4/ 0JJ70>f !" 9.bI4 H0: 7B761387 63CI2 45 6797HJ234/f `35 4/7 I08 J63M32: 3/ 2I7 232>7 N32I 2I7 H462C0C46? 0/9 I7 I08 8=1I 0/ 3/276782 2I02 I7 N4=>9 4876 48=67? I7 H0: 67977HGa 10.bI02 38 2I7 0H4=/2 24 7 PUf `D=9CH7/2 977 =/976 6=>7 LVf O=61I0876h8 J6317 12.(7 /4G RRG (797HJ234/ 45 J64J762378 H462C0C79 N32I O!@ 0/9 *@O 0/9 54671>4879 732I76 D=93130>>: 46 7B260D=93130>>: 067 C4M76/79 >0N8 NI31I J64M3979 546 2I7 J0:H7/2 45 0>> 0H4=/28 4N79 7/93/C 3/8232=234/8 01234/a 13.*478 503>=67 24 C3M7 /42317 45 H4234/ 055712 2I7 M0>3932: 45 2I7 54671>48=67 80>7f `/4? H4234/ 38 /42 45 0 >323C07 /02=67G "6976 H0:7 45 J64J762: 4/ 7B71=234/ 8I0>> 06 /4G U? H0: RQ? RVUTa

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Mortgagors have no means of compelling the purchaser to comply with the terms of the sale until after confirmation. If mortgagor attempt to compel a purchaser to pay, an a ns w e r by purchaser that the sale had not been confirmed would be sufficient.

22.*355767/17 45 N632 45 J48878834/ 564H D=9CH7/2 45 54671>48=67 GLORIA

MALAZARTE

WEE

— 10

PROVISIONAL REMEDIES 2018-2019

Ju dg me nt of foreclosure: 1.L o s e s executory force by the lapse of 5yrs. 2.Under the Gen Banking Act, there is a right of redemption within one year from sale. 3.J u d i c i a l foreclosure must be confirmed in a hearing with notice to the mort gage e, debtor, creditor, purchaser at auction sale. 4.P r i o r to confirmation of auction sale, court may grant debtor sufficient time to redeem mortgage estate even if bidder sold property to a third person.

Writ of possession: 1.A f t e r t h e property is sold pursuant to  ju  j u d g m e n t a n d confirmed by the court, purchaser is entitled to writ of possession.

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MALAZARTE

WEE

— 11

PROVISIONAL REMEDIES 2018-2019

>79? 0/9 0 /7N 4/7 388=79 3/ 2I7 /0H7 45 2I7 J=61I0876G

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MALAZARTE

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— 16

PROVISIONAL REMEDIES 2018-2019

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— 19

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GLORIA

MALAZARTE

WEE

— 23

PROVISIONAL REMEDIES 2018-2019

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MALAZARTE

WEE

— 24

PROVISIONAL REMEDIES 2018-2019

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