Project Report for Loan

PROJECT REPORT 1. Name of the Concern

:

N. Shobharani (Rakshith Grainding and Condiments)

2. Proposed Address of the Concern :

Market Street, Srirangapatna Mandya Dist-571438.

3. Name of the Promoter

:

N. Shobharani

4. Address of the Promoter

:

Market Street, Srirangapatna Mandya Dist-571438

5. Date of Birth

:

07-06-1978

6. Husband Name

:

S.N. Sridharamurthy

7. Qualification

:

8th

8. Community

:

Ladar (Cat I)

9. Experience

:

10 years experience in above business.

10. Object of the concern

:

Grinding & Sales of Milk & Condiments

11. Prospectus

:

Good

COST OF THE PROJECT Investment on Grinding Machineries and Generator

:

1,35,000.00

Working Capital

:

65,000.00

:

2,00,000.00

(Under Backward Community Scheme)

:

1,75,000.00

Own Funds

:

25,000.00

:

2,00,000.00

Working Capital Investment on Milk Condiments etc Total MEANS OF FINANCE Loan from Bank

Total

DETAILS OF MOTHLY EXPENCES AND INCOME I.

1) Business Expenses (Per Month) To Salary To Phone Charges To Electricity Charges To Printing and Stationery To Traveling and

2000 500 900 300 400

Conveyance To Miscellaneous Expenses 150 To Interest on Loan 1020 Total 5270 2. Total Monthly Expenses (per Month)

Business Expenses (as above) Personal Drawings Payment Monthly Loan

5270 2000 973

Installment Total 8243 II.

BUSINESS INCOME (Per Month) Monthly Sales turnover Grinding work and Sales Gross Profit at 15% on the above Less : Total Monthly Exps., Surplus Fund Available

1,25,000.00/18750.00 8243.00 10507.00

The total cost of the project is Rs. 200000/- out of the above the promoter's contribution is about Rs.25000/- and the balance amount is proposed to be raise loan from the bank under Backward Classes Scheme. The loan is proposed to paid off in 180 monthly installments. There is sufficient cash flow for meeting the obligation of the unit regarding payment of interest, installment of loan and all other expenses. On the basis of the above the proposed project is economically feasible.