Private Car Quotation

Comparison of Private Car Insurance Plans from easyinsuranceindia.com Proposal for REVANKUMAR ARALIMATTI, Your Search Details : Manufacturer Name : Tata Motors

Model Name : INDICA VISTA QUADRAJET AURA

Vehicle CC : 1000-1500

Company Name Plan name

Date of First Purchase/ 02/11/2010 Registered :

Oriental

Bajaj Allianz General

Tata AIG General

Reliance General

Basic

Basic

Basic

Basic

Insured Declared Value (IDV)

410271

429447

392566

410271

13092

13704

12527

13092

Own Damage Discount

2618 (20%)

2740 (20%)

1417 (11%)

0 (0%)

Own Damage Premium

10474

10964

11110

13092

Own Damage Total (A)

10474

10964

11110

13092

TPPD Basic Premium

880

880

880

880

Compulsory PA Cover

100

100

100

100

Legal Liability To Paid Driver

25

25

25

25

PA Cover for Unnamed Passenger

0

0

0

0

1005

1005

1005

1005

No Claim Bonus Discount (20)

2095

2193

2222

2618

Discount Total (C)

2095

2193

2222

2618

0

0

0

0

9384

9776

9893

11479

967

1007

1019

1182

10351

10783

10912

12661

Own Damage Basic Premium

Liability

Liability Total (B) Discounts

Addon Premium (D) Total Premium (A+B+DC) Service Tax (E) Final Premium (A+B-C +D+E) Features

Oriental

Bajaj Allianz General

Tata AIG General

Reliance General

Coverage Details

Loss or Damage due to Loss or Damage due fire, theft etc. Personal to an accident, theft. Accident. Repair/Replacement. Mkt value of the vehicle in case of a total loss. Personal injury and Property Damage arising out of an accident.

Loss or Damage due to Partial Loss and Total loss arising out of accident, fire, theft and allied Perils.

Loss or Damage due to Burglary, Natural Calamities etc. Complete Insurance Cover on and off the road.

Loss of Personal Belongings

Not Covered

Not Covered

Not Covered

Not Covered

Emergency Transport and Hotel Expenses

Not Covered

Not Covered

Not Covered

Not Covered

Key Replacement

Not Covered

Not Covered

Not Covered

Not Covered

Depreciation Reimbursement

Not Covered

Not Covered

Not Covered

Not Covered

Daily Allowance

Not Covered

Not Covered

Not Covered

Not Covered

Return To Invoice

Not Covered

Not Covered

Not Covered

Not Covered

NCB Protection

Not Covered

Not Covered

Not Covered

Not Covered

Personal Accident Cover

Not Covered

Not Covered

Not Covered

Not Covered

Personal Liability Cover

Not Covered

Not Covered

Not Covered

Not Covered

Third Party Liability

Covered

Covered

Covered

Covered

Cashless Facility/Direct My TVS Emergency settlement facility Roadside Assistance.

Super Fast Cashless Claims at over 1500 garages.

Direct Payment facility at garages across the country.

Cashless facility at network garages for hassle-free claim processing.

Toll free help line

No specific commitment

1800-102-5858

1-800-11-9966

1800-3002-8282

Any Time Any where claims reporting

You can report claims via phone and email.

You can report claims via phone, fax and email.

You can report claims via phone, fax, SMS and email.

You can report claims via phone, fax and email.

Free pickup/Towing Charges

Towing facility in an event of a breakdown/ accident.

Towing facility in an event of a breakdown/ accident.

Towing facility in an event of a breakdown/ accident.

Towing facility in an event of a breakdown/ accident.

No submission or Deduction (salvage)

No specific commitment

No deduction on count No deduction on count of Salvage value. of Salvage value. (Based on Conditions.)

No specific commitment

Warranty on accident repairs

No specific commitment

6 Months (Preferred Workshop in Bajaj Allianz)

No specific commitment.

No specific commitment

Surveyor Process

24 working hrs

24 working hrs.

48 working hrs

24 working hrs

Claim settlement

Contact Office for all the product queries.

24x7 customer assistance for all product queries. Free Sms Alert at every stage of claim.

24x7 customer assistance for all product queries. Free Sms Alert at every stage of claim.

24x7 customer assistance for all product queries. Free Sms Alert at every stage of claim.

Exclusions

The policy does not cover accidental loss or damage due to willful negligence.

Any accidents outside the geographical area, Consequential loss, normal wear and tear, Driving without a valid licence for that class of vehicle. Driving under the influence of liquor / drugs. Vehicle not being used as per Limitations to use.

The policy does not cover accidental loss or damage due to willful negligence.

Consequential loss. Depreciation, wear and tear. Mechanical and electrical breakdown, failure or breakage. When vehicle is used outside the geographical area. When used contrary to limitation as to use. Driven by a person other than the driver stated in drivers clause. War perils, nuclear perils and drunken driving.

Overall Comparison of Plans Company

Plan Name

Final Premium

Feature1

Feature2

Feature3

Tata AIG General

Basic

10912

Cashless Claim

Towing Facility

24/7 Helpline

Tata AIG General

Gold II Without NCB Protection

12885

Loss of Personal Belongings Rs.10000/-

Emergency transport and hotel expenses Rs.10000/-

Key Replacement Rs.65000/-

Tata AIG General

Gold I Without NCB Protection

11447

Loss of Personal Belongings Rs.10000/-

Emergency transport and hotel expenses Rs.10000/-

Key Replacement Rs.25000/-

Tata AIG General

Pearl I Without NCB Protection

12875

Gold I Features

Depreciation Reimbursement

Cashless Claim

Tata AIG General

Pearl II Without NCB Protection

14314

Gold II Features

Depreciation Reimbursement

Cashless Claim

Tata AIG General

Ruby I Without NCB Protection

13352

Gold I Features

Daily Allowance

Cashless Claim

Tata AIG General

Ruby II Without NCB Protection

14790

Gold II Features

Daily Allowance

Cashless Claim

Tata AIG General

Titanium I Without NCB Protection

14781

Gold I Features

Depreciation Reimbursement

Daily Allowance

Tata AIG General

Titanium II Without NCB Protection

16220

Gold II Features

Depreciation Reimbursement

Daily Allowance

Tata AIG General

Diamond I Without NCB Protection

13958

Gold I Features

Depreciation Reimbursement

Return to Invoice

Tata AIG General

Diamond II Without NCB Protection

15397

Gold II Features

Depreciation Reimbursement

Return to Invoice

Tata AIG General

Platinum II Without NCB Protection

17302

Gold II Features

Depreciation Reimbursement

Return to Invoice, Daily Allowance

Tata AIG General

Platinum I Without NCB Protection

15863

Gold I Features

Depreciation Reimbursement

Return to Invoice, Daily Allowance

Reliance General

Basic

12661

Cashless Claim

Towing Facility

24/7 Helpline

New India

Basic

9192

---

Towing Facility

---

Oriental

Basic

10351

Cashless Claim

Towing Facility

24/7 Helpline

National

Basic

11505

---

---

---

Bajaj Allianz General

Basic

10783

Cashless Claim

Towing Facility

24/7 Helpline

United India

Basic

11505

---

Towing Facility

---

Shriram General

Basic

12661

---

Towing Facility

24/7 Helpline

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