Practices and Mantras for Those With Financial Difficulties

Compilation of practices and mantras for those with financial difficulties / business failure: 1. Great Increasing Jewel Fathomless Celestial Mansion Extremely Well-Abiding Secret Holy Mantra Visualisation Visualize a colourful wish-granting jewel shining out at your heart with your mind as the seed syllable DRUM in the centre of jewel, absorbing the essence of samsara and peace (liberation and enlightenment). Then, light beams draw in to the center of the jewel all success, whatever you wish for, for you and for others. With this visualization, you should recite the following mantra: Mantra I prostrate to all the Tathagatas (I prostrate to all the ones gone as it is): De.zhin sheg.pa sa.zin gyal.po la chag.tsal.lo (3 or more times) OM BIPULA GARBE / MANI PRABHE / TATHAGATA NIRADE SHANE / MANI MANI / SU PRABHE / BIMALE / SAGARA GAMBHIRE / HUM HUM / JVALA JVALA / BUDDHA VILOKITE / GUHYA-ADHI-THI-TAY GARBHA SVAHA OM MANI VAJRA HUM / OM MANI DHARE HUM (can recite few times after the above long mantra) For success of action, also recite the following: NAMO HRIDAYA HRITE / KU-MAA-RI GAUWU-RI GYEN-DA-RI CHAN-DA-RI MAR-DAMGI / GALE GALE MOHAHI / GARA GARA PACHA PACHA / AWA-DAYE MOTSAYA-MA SHAMANA YE SVAHA OM BHRU-BUWA/ JVALA JVALA JVALI-MANANI / DEVI SVABHA SHAMGARA GALE-NI-TSA DALE DALE JVALA JVALA SVAHA (The above mantra has been edited slightly by myself – usually pronounce “v” as “b”) Notes (a) Buddha taught these mantras because different sentient beings appeared at different times with different problems, and requested Buddha for help. Buddha gave various methods, even manifesting as different deities. By using these means for the Buddha and others you are repaying the Buddha’s kindness. This mantra is much more valuable than a sky filled with diamonds, gold, and wishfulfilling jewels. This ordinary kind of wealth is nothing compared to the benefits of this mantra. Just seeing this mantra directs you to enlightenment. Your life becomes irreversibly led toward enlightenment. The mantra can purify the ten non-virtuous actions and the five heinous actions. It can prevent you from being born in the three lower realms. The same is true of touching, keeping the mantra, and also hearing the mantra. Just remembering the mantra becomes an offering to all the buddhas. (b) Only hearing or reciting this mantra once purifies the five uninterrupted karmas and the negative karmas that take you to the lower realms. It collects the same amount of merit or more than making seven jewel offerings, the size of mountains, to the buddhas that fill the 3,000 great galaxies.

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2. Arya Mahaa La Khi Nee sutra, in Tibetan: The Sutra of the Female Arya Great Glorified One I prostrate to all the buddhas and all the bodhisattvas. Once upon a time I heard like this. The Qualified Gone Beyond One (Guru Shakyamuni Buddha) was abiding in the blissful realm. Then the Bodhisattva, Great Sattva Arya Compassionate Eye Looking Enriched with Power went to that place where Buddha was and prostrated his head at the feet of the Destroyer Qualified Gone Beyond One (Buddha) and circled three times around Buddha and then sat down in one direction. Then Buddha looked at the Female Great Glorified One and advised like this to Arya Compassionate Eye Looking Enriched with Power. Any Bhikshu, Bhikshuni, Upasika, Upasaka, male, female (living in the five precepts), or anyone other than that, who understands the 12 names of the Female One, Great Glorified One, and whoever keeps these names and reads them, or writes them down, or lets others write them down will cast away poverty and will become rich. Then all the multitudes of Yakshas usually request may they become like that. The Buddha advised these 12 names of the Great Female Glorified One: Paldenma – The female one having glorification Tashima – The auspicious female one Pemei Tengwa Chen – Having garlands of lotuses Norgye Dhagmo – The female owner of wealth Karmo – The female white one Tagpo Chenmo – The famous great female one Pemei Chen – Having eye of the lotus Chepamo – Female doer Wer Chermo – The female great light Sei Jinma – The female food giver Rinpoche Rabtu Jinma – The female one giving many jewels Pal Chenmo – The great female glorified one SATYA TE-DUN GRIN-EE SARVA ITHA SHASANI ME-NA SHA-YA MANTRA PA TAY SVAHA OM HRIH KOTI PARAMA SVABHA KSHA SVAHA [Recite three times]

DZI-NI SHODANI ALAKAMINI SIDYANTU

(The above mantra has been edited slightly by myself – try to keep the pronunciation clear) Anybody who recites this mantra three times will enable all their negativities (disharmony, anything against your wishes) to perish and one will become fortunate and have unceasing wealth. When you go to see people, if you read this text first, then when you meet the person he or she will be happy and will recognize you as his or her son and do whatever you say. If you recite this unceasingly you will not be harmed by Brahma and sages, even if they do wrathful actions, and it will be like having made many offerings of service to many buddhas. Buddha advised like this. Then the Buddha Arya Compassionate Eye Looking One Enriched with Power rejoiced and directly praised these teachings that Buddha taught. Here the sutra of The Female Arya Great Glorified is complete.

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3. Exalted Zung of Norbu Sangpo (Arya Maneebhadra Nama Dharani) I prostrate to the Three Rare Sublime Ones。 At one time I heard like this. The Destroyer Qualified Gone Beyond One was abiding in Sravasti, the park of the king’s son, Kunga Rawa of Gonme Sejin, a benefactor of the Buddha. This was a park with a temple containing shelves holding holy texts and holy objects. Then the son of Norbu Sangpo, who is the great leader of the host of harm-givers went to the place where the Destroyer Qualified Gone Beyond One was. He prostrated with his head at the feet of the Buddha, Destroyer Qualified Gone Beyond One, and after sitting in one direction, the son of Norbu Sangpo, the great leader of the host of harm-givers, explained in this way to the Buddha, Destroyer Qualified Gone Beyond One: “Pure One, virtue beggars or female virtue beggars, males nearing virtue or female nearing virtue, if any of them recites this heart mantra three times every day, I will always follow that person. I will provide all the needs of that being. I will even look for their food, clothing, precious jewels, gold, possessions, grains, silver / money. I will complete all the purposes of that living being. I will let all sentient beings be under the control of that being. I will complete all the various activities of that being in that moment, except for those engaged in the sexual act.” Namo Ratna Trayayaa, Maneebhadraya Mahayaksha Sanaa Pata Sayay Yati Then Helee Maneebhadra Helee Helee Maneebhadra Kili Maneebhadra Kili Kili Maneebhadra Tsili Maneebhadra Tsili Tsili Maneebhadra Tsulu Maneebhadra Tsulu Tsulu Maneebhadra Turu Maneebhadra Turu Turu Maneebhadra Kuru Maneebhadra Kuru Kuru Maneebhadra Tsuru Maneebhadra Tsuru Tsuru Maneebhadra Suru Maneebhadra Suru Suru Maneebhadra Sarva Ahthamamay Sardhahyay Svaha Tathyata Poothanay Subhutanay Pootunay Subhutanay Surumay Sumarrtay Surratay Susmahatay Susmapatay Helikeyheelakali Poonayasiddhibhadra Hili Hili Svaha Eheekonishkay Eheekonishkay Svaha. By reciting this 7 times, success will be achieved. This ceremony is like this: On the 15th of the waxing moon, clean one’s own body, wear clean clothing or new clothing, 3 times offer smoke with agaro, and if you recite 7000 times this mantra, you will find gold. Here the Zung of Pakpa Norbu Sangpo is completed/

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4. Water offering practice to White Dambhala Here is how to make the Dzambhala practice most profitable, in order to bring success and wealth. First, generate a bodhicitta motivation to obtain wealth for what is needed for the gurus and for the Sangha, who preserve and spread the Dharma, and for sentient beings who are experiencing a poverty of Dharma and material poverty. Perform Dzambhala practice to obtain all those things immediately. The main thing is to meditate on this. When you are pouring the water on the head of the Dzambhala statue and reciting the mantra, visualize that the essence of Dzambhala is the guru. Offer the water and think that you have generated enormous amounts of bliss, and that Dzambhala is extremely inspired to grant you all success and bring you all wealth, or whatever you wish, without delaying for even a second. You can sit down and chant the mantra, using your hand or some other method to pour the water onto Dzambala. The water has to be clean. For white and yellow Dzambala, offer water onto the head. For black Dzambala, offer water onto the navel. Think that Dzambala is your guru and the water is nectar. Dzambala then generates great bliss and gives wealth to all sentient beings. In order to achieve a result, it is important not just to perform Dzambhala practice. The main thing for success is to practice generosity, making offerings to the guru, Buddha, Dharma, and Sangha, and practicing generosity and kindness toward sentient beings. That is the basic cause. There are so many opportunities offered to you in everyday life to create as much merit as possible. If one is very stingy, and doesn’t practice much generosity, even if you perform the practice of Dzambhala, the wealth-giving Buddha, many times, it can take a long time for success to come. In daily life, practice whatever generosity you can, like when you meet beggars: just give whatever you can. It doesn’t only have to be beggars on the street, it can be anybody. When people come to your house, offer them food and drink, and so forth. Use that opportunity to practice Dharma by practicing charity. Especially make offerings to other students of your gurus, thinking they are the same as your gurus. This creates so much merit, much more than making offerings to the buddhas of the three times, to the Dharma, and Sangha, and to the numberless statues, scriptures, and thangkas that exist throughout other universes. You can do this in many different ways. Besides offering money, give where there is a great need for charity. 5. Rejoice Another way is to rejoice. Each time you rejoice in your own past, present, and future merits, it doubles or triples them. You collect so much merit by rejoicing, or feeling happiness about other sentient beings’ merit. If you rejoice in a sentient being’s merit, and the level of the person’s mind is lower than yours, you collect double the person’s merit. If the person’s level of mind is equal to yours, you collect the same amount of merit. If the person’s level of mind is higher than yours, then you collect half their merit. Since there are so many sentient beings, you can imagine how much merit you collect. You will want to practice rejoicing all day long, and night. If you rejoice in the merit generated by one bodhisattva in one day, you receive half of the merit. Because bodhisattvas have realized bodhicitta, they seek only the happiness of others, so whatever activity the bodhisattva does collects so much merit, every second. Can you imagine if you get half of a bodhisattva’s merit for one day? Now you can see how incredible it is. It is said by Pabongka Dechen Nyingpo that to get that kind of merit without rejoicing would take 13,000 years! You can see that this is a great thing to do, and is so easy to do. You can collect merit within seconds that would take 13,000 years. You don’t need to prepare anything, just your thoughts. You can do this while walking, jogging, eating, lying on the beach: any time. So, this is a really fantastic practice, if you want to have quick success, great wealth, realizations of the path, and benefit others, especially if you want to achieve enlightenment in order to liberate sentient beings from samsaric sufferings, and bring them to full enlightenment. Page 4 of 5

There are also the four powers mentioned in the lam rim, in order to collect extensive merit and good luck, which is the cause of success. Among these is the power of the attitude, the bodhicitta motivation, which collects a lot of merit. Whatever you are doing creates so much merit if you perform it with bodhicitta. For example, when you are going to perform something for the benefit of sentient beings, each step you take is for all sentient beings, so an infinite amount of merit is created with each step. Each mantra you chant collects so much merit. When you offer food to humans or spirits, with each act of giving, you collect vast amounts of merit. 6. Other practices: Can do the followings: Recite and/or make copies of Arya Sanghata Sutra Recite and/or make copies of Diamond Cutter Sutra Recite “Praises to the 21 Taras” Tonglen practices Recite long-life Buddha Amitayus mantra for quick success and extensive merits: the mantra is as follows: Om namo bhagavate aparimita ahyu-gyhana suvini siddha teto rajaya / Tathagata-ya arahate samyaksam buddha-ya / Tayatha om puni puni maha puni / Aparimita pun-nye aparimita pun-nye / Gyhana Sambha Ropa Dhite / Om sarva sam-skara parishuddha dharma-te gagana samun-gate svabhava / bishudhe mahanaya pari vare svaha (The above mantra has been edited slightly by myself – try to keep the pronunciation clear)

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