Planificación Financiera Trabajo I

December 9, 2022 | Author: Anonymous | Category: N/A

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7

Xgzef`s e Ífjob`s Nofgfbo`res

Aos`tt Còm`z Jor`bboòf j` Ofv`stocgboef`s y Testcrgje Mg`stríg `f Gjmofostrgboòf j` F`ceboes, Pfov`rsojgj Fgboefga Gho`rtg Tagfonobgboòf j` ag C`stoòf Nofgfbo`rg Bòjoce< ?;8 Tren. Ga`lgfjre Grtgkefg 40 j` ghroa j` 8487

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Oftrejubboòf Aes @stgjes Nofgfbo`res preperboefgf ofnermgboòf sehr` ag pesoboòf nofgfbo`rg j` ufg `mpr`sg `f uf p`ríeje j` to`mpe j`t`rmofgje, gsí beme j` ags ep`rgboef`s `n`btugjgs `f à pgsgje. Rof `mhgrce, à vgaer r`ga j` aes @stgjes Nofgfbo`res rgjobg `f à k`bke j` qu` pu`j`f utoaozgrs` pgrg gyujgr g pr`j`bor ag pesoboòf nofgfbo`rg j` ufg `mpr`sg `f à nuture, g trgvïs j` uf jogcfòstobe nofgfbo`re qu` a` p`rmotg befeb`r su sotugboòf gbtuga. Bgh` r`sgatgr, qu` à gfçaosos j` @stgjes Nofgfbo`rgs fe sòae `s ompertgft` pgrg aes gjmofostrgjer`s j` ag `mpr`sg, sofe pgrg aes ofv`rsoefostgs y gbr``jer`s. J`sj` à pufte j` vostg oft`rfe, aes gjmofostrgjer`s nofgfbo`res, utoaozgf ag ofnermgboòf preperboefgjg per à gfçaosos j` tga meje qu` ags j`bosoef`s j` nofgfbogmo`fte ` ofv`rsoòf mgxomob`f à vgaer j` ag bempg÷íg. J`sj` à pufte j` vostg `xt`rfe, aes gbboefostgs y aes gbr``jer`s ae `mpa`gf pgrg `vgaugr qu` tgf gtrgbtovg `s ag `mpr`sg beme ufg ofv`rsoòf Ga r`vosgr aes `stgjes nofgfbo`res beme à @stgje j` Rotugboòf Nofgfbo`rg per sí seae, fe j`sbroh` fofcufg sotugboòf, p`re ga `xtrg`r j` àaes ags pgrtojgs, pej`mes j`t`rmofgr y bgabuagr bebo`ft`s e ífjob`s, `stes sef `xpr`soef`s bugftonobgha`s j` bempertgmo`fte buyg mgcfotuj ga s`r bempgrgjg bef uf fovà j` r`n`r`fbog pu`j` s`÷gagr ufg j`svogboòf, sehr` ag buga s` temgrgf ags gbboef`s j` beftrea e pr`v`fboòf. @f à socuo`ft` trghgle s` gherjgrg à t`mg j` ags rgzef`s e ífjob`s nofgfbo`res g trgvïs jà gfçaosos j` aes mosmes pgrto`fje j` tr`s Ofnerm`s Nofgfbo`res y j` X`suatgjes beftofues j` ufg j`t`rmofgjg `mpr`sg.

2

Xgzef`s e Ífjob`s Nofgfbo`res Ags rgzef`s e ífjob`s nofgfbo`res sef tïbfobgs qu` s` `mpa`g pgrg gfgaozgr ag sotugboòf nofgfbo`rg j` ag `mpr`sgs, so`fje à ofsume profbopga pgrg jobke gfçaosos aes `stgjes nofgfbo`res, beme @stgje j` Rotugboòf Nofgfbo`rg y @stgje j` X`suatgje. Aes ífjob`s nofgfbo`res s`cüf Mgrtíf`z (s/n), sef à prejubte j` `stgha`b`r r`suatgjes fumïrobes hgsgjes `f ràgboefgr jes bonrgs e bu`ftgs ho`f s`g jà @stgje j` Rotugboòf Nofgfbo`rg y/e @stgje j` X`suatgje. Aes r`suatgjes gsí eht`fojes per so seaes fe to`f`f mgyer socfonobgje9 sòae bugfje aes ràgboefgmes ufes bef etres y aes bempgrgmes bef aes j` g÷es gft`roer`s e bef aes j` `mpr`sgs jà mosme s`bter, y g su v`z à gfgaostg s` prèbupg per befeb`r g nefje ag ep`rgboòf j` ag bempg÷íg, pej`mes eht`f`r r`suatgjes mçs socfonobgtoves y sgbgr befbausoef`s sehr` ag r`ga sotugboòf nofgfbo`rg j` ufg `mpr`sg. Gjoboefgam`ft`, fes p`rmot`f bgabuagr ofjobgjer`s prem`joe j` `mpr`sgs jà mosme s`bter, pgrg `motor uf jogcfòstobe nofgfbo`re y j`t`rmofgr t`fj`fbogs qu` fes sef ütoa`s `f ags prey`bboef`s nofgfbo`rgs. Bgh` j`stgbgr qu`< Ter jogcfòstobe nofgfbo`re e gfçaosos nofgfbo`re pu`j` `ft`fj`rs` à `stujoe qu` s` kgb` j` ag ofnermgboòf qu` preperboefg ag beftghoaojgj y j` tejg ag j`mçs ofnermgboòf jospefoha`, pgrg trgtgr j` j`t`rmofgr ag sotugboòf nofgfbo`rg j` ag `mpr`sg e j` uf çr`g `sp`bínobg j` ïstg. Gufqu` ag ofnermgboòf beft`fojg `f aes `stgjes nofgfbo`res `s ag qu` `f prom`rg ofstgfbog gyujg g befeb`r gace sehr` ag `mpr`sg, fe quo`r` j`bor qu` s`g befbauy`ft` `f uf `stujoe j` ag sotugboòf nofgfbo`rg j` ag mosmg. Ag beftghoaojgj mu`strg bonrgs kostòrobgs, k`bkes bumpaojes, qu` fe f`b`sgrogm`ft` j`t`rmofgf ae qu` sub`j`rç `f à nuture. R` kgb` f`b`sgroe, per ae tgfte, r`burror g etre tope j` ofnermgboòf bugftotgtovg y

:

bugaotgtovg qu` bempa`m`ft` ag beftgha` y p`rmotg befeb`r bef pr`bosoòf ag sotugboòf jà f`ceboe. (Cgrbíg, 844?, p. 8) @a gfgaostg nofgfbo`re, pu`j` `stgha`b`r tgftes ofjobgjer`s nofgfbo`res beme befsoj`r` f`b`sgroes y ütoa`s pgrg su `stujoe. Tgrg àae pu`j` sompa`m`ft` `stgha`b`r rgzef`s nofgfbo`rgs `ftr` jes e mçs bu`ftgs, qu` j`sj` au`ce s`gf aòcobgs y a` p`rmotgf eht`f`r befbausoef`s pgrg ag `vgaugboòf r`sp`btovg. J` gbu`rje g Mgrtíf`z (s/n), `ftr` aes ífjob`s nofgfbo`res mçs j`stgbgjes y utoaozgjes nr`bu`ft`m`ft` pgrg aa`vgr g bghe à gfçaosos nofgfbo`re, s` `fbu`ftrgf aes socuo`ft`s< 

Ífjob`s j` aoquoj`z.



Ífjob`s ep`rgboefga`s e j` gbtovojgj.



Ífjob`s j` `fjùjgmo`fte.



Ífjob`s j` r`ftghoaojgj. Tgrg bgabuagr ags rgzef`s e ofjobgjer`s nofgfbo`res, s` temgrç beme r`n`r`fbog, aes

@stgjes Nofgfbo`res j` ag `mpr`sg R@XMG^@BG R`rvoboes y Mgft`fomo`fte ^`f`zuàg, B.G B.G..

R@XMG^@BG R@XÔBOER _ MGFZ@FOMO@FZE ^@F@\P@AG, B.G. L-44444444-4 @RZGJE J@ ROZPGBOÒF NOFGFBO@XG GA 27 J@ JOBO@MHX@ J@ 8470-847>-8473 G BONXGR BEMTGXGZO^GR GA 27 J@ JOBO@MHX@ J@ 8473 @[TX@RGJE @F HEAÍ^GX@R 8470 847> 8473 Gbtove Gbtoves Berro`ft`s

Hgfbe Hgfpaus

7.242.0:0,30

347.:03,04

83.4:8.23?,>0

0

Bu`ftgs per Behrgr Ofv`ftgroe j` M`rbgfbíg Zetga Gbtoves Berro`ft`s Gbtoves Fe Berro`ft`s Mehoaogroe J`pr`bogboòf Gbumuagjg Mehoaogroe

7.>;>.;?2,37 8. 8.83 83?. ?.;> ;>22,4 ,444 0.83 0.834. 4.24 2488,:> ,:> 087.;:2,;8 -84;.323,02

Zetga Gbtoves Fe Berro`ft`s Zetga Gbtoves Tgsove Tgsove Berro`ft`s Bu`ftgs per Tgcgr Ompu`ste per Tgcgr Zetga Tgsove Bgpotga Bgpotga Rusbrote y Tgcgje Ptoaojgj jà @l`rboboe X`s`rvg A`cga Rup`rçvot per Jostrohuor g÷e gft`roer

272.74>,8? 0.0; 0.0;2. 2.:4 :4;;,30 ,30 2.8:?.2?8,00 0.2:;,0: 2.80:.3:7,4? 844.444,44 7. 7.02 024. 4.24 24;;,: ,:88 748.>43,>7 :?0.307,>2

Zetga Bgpotga Zetga Tgsove y Tgtromefoe

8.28 8.28;. ;.>> >>33,>> ,>> 0.0; 0.0;2. 2.:4 :4;;,30 ,30

?.>??.8>3,:? 24 24..40 4077.> .>20 20,4 ,444 :4.: :4.:08 08.2 .20? 0?,? ,???

3.0:2.33>,20 8>7 >7.; .;?4 ?4.2 .2>8 >8,,78 8?> ?>.: .:3> 3>.0 .07; 7;,7 ,788

087.;:2,;8 -8>4.?87,?7

087.;:2,;8 -272.74>,8?

8>4.?87,?7 :4.3 :4.372 72.8 .8;7 ;7,? ,?44

84;.323,02 8?> ?>.> .>;0 ;0.8 .800 00,> ,>00

7.204.444,44 20.7?8,72 7.2;0.7?8,72

72.43?.7?>,0> 8.848.74:,>2 70.8;7.247,7?

84.444.444,44 73 73..74 7488.4 .48? 8?,3 ,388 844.444,44 8.48>.4>4,40

84.444.444,44 824 24.0 .0:; :;.: .::8 :8,,0> 77.383.:88,72 7?.78;.4;?,33

2?.2 2?.28; 8;.4 .4;? ;?,3 ,333 :4.3 :4.372 72.8 .8;7 ;7,? ,?44

8;7 ;7.: .:42 42.? .?0: 0:,: ,:>> 8?> ?>.> .>;0 ;0.8 .800 00,> ,>00

R@XMG^@BG R@XÔBOER _ MGFZ@FOMO@FZE ^@F@\P@AG, B.G. L-44444444-4

@RZGJE J@ X@RPAZGJE GA 27 J@ JOBO@MHX@ J@ 8470-847>-84 8470-847>-8473 73 G BONXGR BEMTGXGZO^GR GA 27 J@ JOBO@MHX@ J@ 8473 @[TX@RGJE @F HEAO^GX@R Ofcr`ses Ofcr`ses per ^`ftgs Zetga Ofcr`ses Beste j` ^`ftg Ofv`ftgroe O j` M`rbgfbíg Bemprgs j` M`rbgfbígs Ofv`ftgroe N j` M`rbgfbíg Zetga Beste j` ^`ftg Cgstes Ep`rgboefga`s< Cgstes C`f`rga`s Cgstes j` j`pr`bogboòf Zetga Cgstes Ep`rgboefga`s

8470 ?.878.0:>,74 ?.878.0:>,74 044.444,44 ?.4:0.;?:,34 8.83?.;>2,44 3.8>>.427,34 848.77?,?7 84;.323,02 :74.;03,::

847>

8473

24.774.2>2,38 24.774.2>2,38

040.004.40>,;> 040.004.40>,;>

8.83?.;>2,44 28.:74.80;,8? 24.407.>20,44 :.>2;.:;>,8?

24.407.>20,44 :?8.>2;.82>,3? 8>7.;?4.2>8,78 8>4.3??.04?,>3

;.432.322,>3 8>4.?87,?7 ;.22:.>00,0;

77.>;>.;?2,37 272.74>,8? 78.444.444,44

>

Ptoaojgj jà @l`rboboe ORAX Ptoaojgj F`tg jà @l`rboboe

7.020.>0>,?> 0.2:;,0: 7.024.24;,:8

73.723.887,;0 20.7?8,72 73.748.48?,38

828.304.0:3,7? 8.848.74:,>2 824.0:;.::8,0>

Ofjobgjer`s j` Aoquoj`z R`cüf Ertoz (8442) ‑aes ofjobgjer`s j` aoquoj`z surc`f j` ag f`b`sojgj j` m`jor ag bgpgbojgj qu` to`f`f ags `mpr`sgs pgrg gt`fj`r sus ehaocgboef`s y j`mçs bempremoses qu` ompaoqu`f j`s`mhease j` `n`btove g berte pagze” (p. 87;). Rorv`f gj`mçs pgrg `stgha`b`r ag ngboaojgj e jonobuatgj qu` to`f` ufg `mpr`sg pgrg c`f`rgr `n`btove qu` a` p`rmotg pgcgr sus pgsoves berro`ft`s bef à `n`btove prejuboje pre juboje per sus gbtoves berro`ft`s. Jobke ofjobgjer p`rmot` j`sbrohor gprexomgjgm`ft` ag sotugboòf j` ufg `mpr`sg r`sp`bte g sus pgsoves mçs ofm`jogtes, gfgaozgfje so bef à prejubte fermga j` ags ep`rgboef`s j` ag bempg÷íg, m`jogft` à use jà `n`btove, à behre j` bgrt`rg, ag befv`rsoòf y r`gaozgboòf j` aes ofv`ftgroes, `stg pu`j` gt`fj`r gj`bugjg y epertufgm`ft` sus ehaocgboef`s.

Xgzòf Berro`ft` :> Tgsoves Berro`ft`s 2.80:.3 .3::7,4 ,4?? Xgzòf Berro`ft` 7,>8

847>

8473 8?>.:3>.07;,7

:4 :4.: .:08 08.2 .20? 0?,? ,??? 7.2;0.7?8,7 ,722 8?,84

8 70.8; .8;7.247,7? ,7? 7?,:4

3

20.44 24.44 80.44 84.44

8470 847> 8473

70.44 74.44 0.44 4.44 Xgzòf Berro`ft`

Beme s` pu`j` ehs`rvgr `f à 8470 ag rgzòf r`suatgft` `s m`fer qu` `f aes etres g÷es, ae qu` ompaobg ufg m`fer seav`fbog y bgpgbojgj j` pgce j` ag `mpr`sg bef ràgboòf g sus ehaocgboef`s j` berte pagze. Rof `mhgrce, à k`bke j` qu` `f aes etres p`roejes gfgaozgjes à ofjobgjer grrel` r`suatgjes mçs gates, fe cgrgftozg qu` aes gbtoves `f uf mem`fte jgje pu`jgf c`f`rgr uf naule j` `n`btove befstgft` qu` a` gs`cur` g ag bempg÷íg à bumpaomo`fte epertufe j` sus ehaocgboef`s. Ter ae gft`roer, `s f`b`sgroe qu` aes gbtoves berro`ft`s s` pu`jgf r`gaozgr `n`btovgm`ft` y t`fcgf ufg gatg retgboòf.

Tru`hg Çbojg

8473

:4.3 .372 72.8 .8;;7,? ,?44

8? 8?>>.>;0 .>;0.8 .800 00,> ,>

;

Tgsoves Berro`ft`s :?0.307,>2

8.48>.4>4,40

0 7?.78;.4;?,33 8>7.;?4.2>8,7

Ofv`ftgroe Tru`hg Çbojg

24.407.>20,44 0,8>

8 7,;8

8.83?.;>2,44 >,>>

3.44 >.44 0.44 :.44

8470 847> 8473

2.44 8.44 7.44 4.44 Tru`hg Çbojg

Beme s` pu`j` ehs`rvgr `f à crçnobe gft`roer `f aes g÷es 8470 y 847> ag `mpr`sg c`f`rò ufg mgyer seaoj`z y bgpgbojgj j` pgce sof t`f`r qu` r`burror g ag v`ftg j` ofv`ftgroes. Ter à beftrgroe `f à g÷e 8473 `st` ofjobgjer nu` `f j`sb`fse, güf gsí ag `mpr`sg `s` g÷e tuve seaoj`z y bgpgbojgj j` pgce g berte pagze.

Ofjobgjer`s j` X`ftghoaojgj Tgrg Ertoz (8442), ‑aes ofjobgjer`s j` r`ftghoaojgj, j`femofgjes tgmhoïf j` r`fjomo`fte sorv`f pgrg m`jor ag `n`btovojgj j` ag gjmofostrgboòf j` ag `mpr`sg `f à beftrea j` aes bestes y cgstes, trgtgfje j` `stg mgf`rg j` trgfsnermgr ags v`ftgs `f utoaojgj`s” (p. ?4). Ocugam`ft`, bef ag gpaobgboòf j` `stes ofjobgjer`s, aes ofv`rsoefostgs pu`j`f gfgaozgr ag mgf`rg beme s` prejub` à r`terfe j` aes vgaer`s ofv`rtojes `f ag `mpr`sg, `f pgrtobuagr ag r`ftghoaojgj jà pgtromefoe y jà gbtove tetga

?

X`ftghoaojgj jà Tgtromefoe< `s à perb`ftgl` j` utoaojgj qu` aes ju`÷es cgfgf sehr` su ofv`rsoòf, g ag auz j` ags bonrgs j` aes `stgjes nofgfbo`res. @a r`suatgje socfonobg à perb`ftgl` j` ag utoaojgj f`tg qu` berr`spefj` sehr` à pgtromefoe, `s j`bor, à r`fjomo`fte sehr` ag ofv`rsoòf qu` ehtuvo`ref aes ju`÷es e seboes j` ag `mpr`sg. @st` r`fjomo`fte j`h` bempgrgrs` beftrg à beste j` epertufojgj j` bgjg ofv`rsoefostg, `s j`bor, ae mçxome qu` pejríg cgfgr `f etrg ofv`rsoòf.

Ptoaojgj F`tg Tgtromefoe 8470

847>

8473 824.0:;.::8,0

7.024.24;,:8

73.748.48?,38

> 8;7.:42.?0:,:

Tgtromefoe 8.28;.>>3,>> X`ftghoaojgj jà Tgtromefoe >0,38%

2?.28;.4;?,33 :2,:?%

> ;7,?2%

Ptoaojgj F`tg

?4.44% ;4.44% 34.44% >4.44% 04.44%

8470 847> 8473

:4.44% 24.44% 84.44% 74.44% 4.44% X`ftghoaojgj jà Tgtr Tgtromefoe omefoe

@f à 8470, à r`fjomo`fte sehr` ag ofv`rsoòf qu` ehtuvo`ref aes seboes j` ag `mpr`sg nu` j` >0,38% hgstgft` hu`fg. @f à 847> ag r`ftghoaojgj pgrg aes gbboefostgs nu` m`fer, gufqu` ags

74

v`ftgs gum`ftgref, aes bestes s` ofbr`m`ftgref `f mgyer preperboòf qu` ags mosmgs, `sp`bogam`ft` aes bestes ep`rgboefga`s. Ag r`ftghoaojgj pgrg aes gbboefostgs nu` mgyer `f à 8473, jgje qu` ag utoaojgj f`tg gum`ftò befsoj`rgha`m`ft` r`sp`bte ga p`roeje gft`roer, profbopgam`ft` per à gum`fte `f aes ofcr`ses.

Ofjobgjer`s j` @fjùjgmo`fte Aes ofjobgjer`s j` `fjùjgmo`fte s`cüf Ertoz (8442), ‑to`f`f per ehl`te m`jor `f quï crgje y j` quï nermg pgrtobopgf aes gbr``jer`s j`ftre jà nofgfbogmo`fte j` ag `mpr`sg” (p. 80>). J` ag mosmg mgf`rg, s` trgtg j` `stgha`b`r à ro`sce qu` berr`f tgfte aes gbr``jer`s beme aes ju`÷es y ag befv`fo`fbog e ofbefv`fo`fbog j` uf j`t`rmofgje fovà j` `fjùjgmo`fte J`sj` à pufte j` vostg j` aes gjmofostrgjer`s j` ag `mpr`sg, à mgf`le jà `fjùjgmo`fte `s tejg ufg bo`fbog y su eptomozgboòf j`p`fj`, `ftr` etrgs vgrogha`s, j` ag sotugboòf j` ag `befemíg, j` ag sotugboòf nofgfbo`rg j` ag `mpr`sg y `f pgrtobuagr j` aes mçrc`f`s j` r`ftghoaojgj, beme jà fovà j` ags tgsg j` oft`rïs voc`ft`s. Ter su pgrt`, aes gbr``jer`s pr`no`r`f qu` ag `mpr`sg t`fcg uf `fjùjgmo`fte hgle beme befjoboòf pgrg etercgra` fu`v fu`vgg nofgfbogboòf. Gsí mosme, `s j`s`gha` qu` pgrg mofomozgr à ro`sce, s` t`fcg ufg hu`fg sotugboòf j` aoquoj`z y ufg gatg c`f`rgboòf j` utoaojgj`s.

Ífjob` j` @fjùjgmo`fte Zetga< `stgha`b` à perb`ftgl` j` pgrtobopgboòf j` aes gbr``jer`s j`ftre j` ag `mpr`sg. @f `st` ofjobgjer `s ompertgft` `vgaugr `f quï pgsoves to`f` ag bempg÷íg ag mgyer pgrtobopgboòf, `vgaugfje gsí à fovà j` ro`sce j` ag bempg÷íg.

Tgsove Zetga Gbtove Zetga

Tgbstoovvee Z G Zeettggaa

8470

847>

8473

02..08;02:..:34:;7,,340?

:74.2.;:00.87.?280,?7,2??

87?0>.8.>;;7.02.84070,7,>?

77

Ífjob` j` @fjùjgmo`fte Zetga 0;,8?%

2,:8%

0 0,70%

34.44% >4.44% 04.44% :4.44%

8470 847> 8473

24.44% 84.44% 74.44% 4.44% Ífjob` j` @fjùjgmo`fte Zetga

@a mgyer fovà j` `fjùjgmo`fte `f ag bempg÷íg s` pr`s`ftò `f à g÷e 8470, yg qu` mçs jà 0;% jà tetga j` aes gbtoves nu`ref nofgfbogjes bef jùjg9 `s j`bor, qu` per bgjg heaívgr qu` ag `mpr`sg to`f` ofv`rtoje `f gbtoves, à 0;% kgf soje nofgfbogjes per aes gbr``jer`s. Bef r`sp`bte g aes g÷es 847> y 8473, ag `mpr`sg r`na`lò uf fovà j` `fjùjgmo`fte ràgtovgm`ft` hgle.

Ofjobgjer`s j` Gbtovojgj Bef aes ofjobgjer`s j` gbtovojgj j` gbu`rje g Ertoz (8442), ‑s` pr`t`fj` ompromor uf s`ftoje jofçmobe ga gfçaosos jà use j` aes r`burses, m`jogft` ag bempgrgboòf `ftr` ags bu`ftgs jà hgagfb`, qu` sef `stçtobg, y ags bu`ftgs j` r`suatgjes j` fgturga`zg jofçmobg” (p. 7?;). @stes ofjobgjer`s, aagmgjes tgmhoïf ofjobgjer`s j` retgboòf, husbgf m`jor ag `nobo`fbog bef ag buga ufg `mpr`sg utoaozg sus r`burses, `sp`bogam`ft` aes gbtoves ep`rgboefga`s, s`cüf ag vàebojgj j` r`bup`rgboòf jà jof`re ofv`rtoje `f bgjg ufe j` aes mosmes

78

Xetgboòf j` Bu`ftgs per Behrgr (Bgrt`rg)4 ^`ftgs F`tgs Bu`ftgs per Behrgr

8470 7.>;>.;?2,37

^`ftgs F`tgs ?.878.0:>,74 Xetgboòf j` Bu`ftgs per Behrgr >0,?8

847> ?.>??.8>3,:?

8473 3.0:2.33>,20 040.004.40>,;

24.774.2>2,38 770,?>

> 0,23

7:4.44 784.44 744.44 ;4.44

8470 847> 8473

>4.44 :4.44 84.44 4.44 Xetgboòf j` Bu`ftgs Bu `ftgs per Behrgr Behrgr

@st` ofjobgjer j`t`rmofg qu` ag `mpr`sg j`merò gprexomgjgm`ft` >0 jígs pgrg à g÷e 8470, 770 jígs pgrg à g÷e 847> y 0 jígs pgrg à g÷e 8473, `f r`bup`rgr ag bgrt`rg9 per ae qu` s` pu`j` s`÷gagr qu` `f à g÷e 8473 ag `mpr`sg r`bup`re ag bgrt`rg `f muy pebe to`mpe, `f bempgrgboòf bef aes etres g÷es. @stes r`suatgjes `s befv`fo`ft` bempgrgraes bef aes pagzes etercgjes g aes bao`ft`s pgrg `vgaugr ag `nobo`fbog `f ag r`bup`rgboòf j` ag bgrt`rg.

72

Befbausoef`s Jà trghgle r`gaozgje, s` pu`j` befbauor ae socuo`ft`< Aes ífjob`s nofgfbo`res sef ràgboef`s e bebo`ft`s `xtrgíjes j` aes `stgjes nofgfbo`res< @stgje j` Rotugboòf Nofgfbo`rg y @stgje j` X`suatgje. Aes ífjob`s nofgfbo`res sef `xpr`soef`s bugftotgtovgs j` bempertgmo`fte buyg mgcfotuj pu`j` s`r bempgrgjg bef uf fovà f ovà j` r`n`r`fbog. Aes ofjobgjer`s nofgfbo`res p`rmot`f temgr tr`s bags`s j` j`bosoef`s j` bgrçbt`r nofgfbo`re< j`bosoef`s ep`rgtovgs, j` ofv`rsoòf y j` nofgfbogboòf. J`p`fjo`fje j` ag fgturga`zg j` ag `mpr`sg s` pu`j`f j`nofor offum`rgha`s ofjobgjer`s nofgfbo`res, seae `stç j`nofojg bef à bebo`ft` j` uf füm`re y etre. Aes ífjob`s nofgfbo`res s` pu`j`f bempgrgr bef aes ífjob`s jà s`bter ofjustroga ga buga p`rt`f`b` ag `mpr`sg y bef aes ífjob`s j` `stgjes nofgfbo`res j` p`ríejes gft`roer`s. gft`roer`s .

7:

Aes ofjobgjer`s nofgfbo`res gufqu` s` pu`j`f j`t`rmofgr pgrg `mpr`sgs jà mosme rgme, `stgs pr`s`ftgf bempertgmo`ftes jon`r`ft`s.

X`n`r`fbogs Hohaoecrçnobgs Cgrbíg, E. (844?). Oftrejubboòf ga Jogcfestobe Nofgfbo`re. @f Pfov`rsojgj Fgboefga Gho`rtg (Bemp.), Gjmofostrgboòf Nofgfbo`rg< nufjgm`ftes y gpaobgboef`s. (pp. 8 -80). :ª `j. Bgao< Tr`fsg Mej`rfg. A`j`zmg, A. (7?;2). Gjmofostrgboòf Nofgfbo`rg. Bgrgbgs< Pfov`rsojgj Fgboefga Gho`rtg. Mgrtíf`z, K. (s/n). Ofjobgjer`s Nofgfbo`res y su Oft`rpr`tgboòf. kttp

Planificación Financiera Trabajo I

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