PLAN DE NEGOCIO INMOBILIARIO DSB‐ ADSERVIS SAC

June 30, 2018 | Author: Lorena Castañeda | Category: Budget, Condominium, Marketing, Human Resources, Accounting
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Descripción: I DIPLOMADO ESPECIALIZACIÓN DEL AGENTE INMOBILIARIO - URP PLAN DE NEGOCIO INMOBILIARIO DSB‐ ADSERVIS SAC PR...

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25?5

O@LIGIXPROHIKG IGLKBIFIORIO URKU^NXPO @N GNAKHIK URKYNHPK UORO HKGXPIP^IR ^GO NLURNXO IGLKBIFIORIO @N@IHO@O O FO O@LIGIXPROHIKG @N N@IJIHIKX N@IJIHIKX ‘  ‘ RNXI@NGHIOFNX& KJIHIGOX& FKHOFNX HKLNRHIOFNX& HKG@KLIGIKX& HF^BNX'

HORLNG BKMKR_^NS& YKFOG@O HNRGO& PNRNXO XIFZO @XB―¥O@XNRZIX XOH 58+52+25?5

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O@LIGIXPROHIKG IGLKBIFIORIO

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HORLNG¥¥BKMKR_^NS HKR@KZO YKFOG@O HNRGO RNBKFFK PNRNXO¥¥LNRHN@NX¥¥XIFZO¥¥ROLIRNS

P^PKR

URKJNXKR IZOG LIFFO N^RIBN

URKU^NXPO @N GNAKHIK

XNRZIHIKX¥¥@N  O@LIGIXPROHIKG  @N  O@LIGIXPROHIKG  IGLKBIFIORIO

LIXIKG3 Ncnh~por ohpizi`o`nx uoro fobkrnx `n O`ligixprohiøg `n fox ïrnox y xnrzihikx hkl~gnx ng N`ijihikx rnxi`nghiofnx y hklnrhiofnx ng xnalngpkx O y B' Xklkx ~go nlurnxo q~n kjrnhn xkf~hiøg o fox gnhnxi`o`nx ohp~ofnx ohp~ofnx `n fox n`ijihohikgnx lk`nrgox y hklufncox y x~x nq~iukx& `n ~go jkrlo urkjnxikgof urkjnxikgof y njihingpn'

ZIXIKG3 Xnr ~go nlurnxo i`øgno ukr x~ houohi`o` `n rnxkfznr h~ofq~inr piuk `n rnq~nrilingpk `n g~nxpro hfingpnfo& ~pifisog`k nxpropnaiox y g~nzox pnhgkfkaìox' Y o fo zns pngnr hkgzngikx hkg hkgxpr~hpkrox ng ufngo ncnh~hiøg `n fkx urkynhpkx iglkbifiorikx urø}ilkx o o`ligixpror' Iggkzor nf xnrzihik `n L~`ogsox hklk ~g uf~x o g~nxprk xnrzihik uoro fkx urkuinporikx g~nzkx'

KBCNPIZK URIGHIUOF G~nxprk kbcnpizk urighiuof nxpï ngjkho`k o fnzogpor fo uf~xzofìo `n fkx n`ijihikx rnxi`nghiofnx k hklnrhiofnx q~n xn o`ligixprng& fkarog`k q~n fkx igl~nbfnx logpngaog ~g loykr urnhik ng nf lnrho`k' Iggkzorgkx jrnh~ngpnlngpn uoro uk`nr ourkznhmor of lï}ilk fkx rnh~rxkx m~logkx q~n pngnlkx& uoro uk`nr xinlurn kjrnhnr xkf~hikgnx hrnopizox q~n aorogpihng fo bóxq~n`o `n nhkgklìo ng fkx aoxpkx hkl~gnx'

O@LIGIXPROHIKG ANGNROF •

Ziaifoghio ‘ Ukrpnrìo



Filuinso `n ïrnox hkl~gnx



Cor`ignrìo'



Oxolbfnox og~ofnx `n urkuinporikx'



Ufognx `n Probock uoro zofkrisor fo urkuin`o`'

LOGPNGILINGPK URNZNGPIZK •

Filuinso `n pogq~n y hixpnrgox'



Oxhngxkrnx'



Nq~iukx `n bklbnk'



N}piga~i`krnx'

XNRZIHIKX O@IHIKGOFNX •

Igpnrhkl~giho`krnx'



Ukrpnrkx nféhprihkx



Xixpnlox `n xna~ri`o`'



Uigp~ro y kprkx'

OXNXKRIO HKGPOBFN Y FNAOF •

Hkgprkf `n h~ngpox y hkbrogsox'



Igjkrlohiøg Zirp~of'





Xognolingpk n igxhriuhiøg `n Unrxkgnrìo c~rì`iho' Igjkrlohiøg `n uoakx `n Orbiprikx y kprkx'

Gkx nxunhiofisolkx ng hkgc~gpkx rnxi`nghiofnx y hkg`kligikx& xig nlborak g~nxprk nq~iuk nxpï ng houohi`o` `n o`ligixpror pk`k piuk `n urkuin`o`nx uóbfihox y urizo`ox& hngprkx hklnrhiofnx& kjihigox& hngprkx ig`~xpriofnx& urkuin`o`nx r~rofnx& hf~bnx& mkxuipofnx& hkghnxikgnx lignrox& nph' Ng pk`k nf pnrripkrik gohikgof'

@NXHRIUHIKG @N FOX ORNOX J^GHIKGOFNX3

O@LIGIXPROHIKG ANGNROF •

Ufognx `n probock uoro zofkrisor fo urkuin`o`'



Oxolbfnox og~ofnx `n urkuinporikx



Logpngilingpk `n ïrnox hkl~gnx'



Ziaifoghio ‘ ukrpnrìo



Cor`ignrìo'

OXNXKRIO HKGPOBFN Y FNAOF •

Xognolingpk n igxhriuhiøg `n unrxkgnrìo c~rì`iho'



Igjkrlohiøg `n uoakx `n orbiprikx y kprkx'



Hkgprkf `n h~ngpox y hkbrogsox'



Igjkrlohiøg Zirp~of'

LOGPNGILINGPK URNZNGPIZK @N N_^IUKX •

Oxhngxkrnx



N}piga~i`krnx



Xixpnlox `n u~nrpox fnzo`isox



Nq~iukx `n Bklbnk'



Filuinso `n pogq~nx y hixpnrgox'



Logpngilingpk `n uixhigox'



Logpngilingpk `n nq~iukx y+k ouoropkx `n ncnrhihikx `n ailgoxikx'



Igpnrhkl~giho`krnx

XNRZIHIKX O@IHIKGOFNX •

Xixpnlox `n Xna~ri`o`



Ukrpnrkx nféhprihkx



Uigp~ro'



Ufklnrìo'



J~liaohiøg'



Rnhkfnhhiøg `n box~ro'

HKGPOLKX HKG ^G UFOG @N OHHIKG RNH^RXKX M^LOGKX ,X~unrzixkrnx ,Ukrpnrkx ,Unrxkgof `n filuinso

IGZNRXIKG3 Houipof njnhpizk X+'88&555'55 G^NZKX XKFNX' Prïlipnx Fnaofnx X+' ?&255'55 Ofq~ifnr `n Kjihigo X+' =55'55 Ilufnlngpohiøg Lkbifiorik X+' >&555'55 Ilufnlngpohiøg `n fkaìxpiho y mnrrolingpox' X+' :&555'55 Igznrxiøg `n lkzifi`o` X+' 25&555'55

PINLUK Nf pinluk q~n pkloro pkloro ng fo hkgxpip~hiøg `n fo nlurnxo& nlurnxo& nf ufognolingpk& kraogisohiøg kraogisohiøg y nf `nxorrkffk `n fox ohpizi`o`nx nx `n ~g ourk}ilo`k `n `n :5 `ìox mïbifnx'

LORDNPIGA @nxorrkffornlkx ~g ufog `n lordnpiga& urilnrolngpn hkg ~go horpnro `n hfingpnx yo hkgxkfi`o`ox' G~nxprk ufog `n lordnpiga nxporï `o`k ukr hkrrnkx o nlurnxox hkgxpr~hpkrox o fox q~n `ornlkx g~nxprkx hkxpkx' G~nxpro Uoaigo Qnb& xnrï hkgxpogpnlngpn ohp~ofiso`o hkg fkx urkynhpkx q~n pngaolkx' Ouorihikgnx ng rnzixpox `n Iglkbifioriox ilukrpogpnx' ilukrpogpnx'

O@LIGIXPROHIKG Of pngnr ~g xixpnlo njihingpn ng fo o`ligixprohiøg xn fkarog ourkznhmor of lï}ilk pogpk fkx rnh~rxkx m~logkx hklk lopnriofnx y hkg nffk mobrï ~go rnboco x~xpoghiof ng fkx aoxpkx hkl~gnx& fk q~n `o hklk rnx~fpo`k njihinghio y urk`~hpizi`o`' Z~nxprk ufog `n O`ligixprohiøg nx iggkzo`kr y lnckro xiagijihopizolngpn fo anxpiøg o`ligixpropizo `n x~ n`ijihik'

Hkgprkf X~unrzixiøg of unrxkgof `nbi`olngpn nxunhiofiso`k y ohrn`ipo`k hkg jkpkhmnhd `n fo nlurnxo& zixipox hkgxpogpnx o fkx n`ijihikx& uoro ziaifor nf h~lufilingpk `n fox gkrlox y `npnrligor nf b~ng j~ghikgolingpk `n pk`kx fkx nq~iukx'

Xnrzihik `n hkbrogsox Hkbrk `n h~kpox y lkrkxi`o` uoro logpngnr xnrzihikx hkl~gnx' Igzngporikx xnlogofnx `n l~nbfnx y kbcnpkx' Xixpnlo `n ngprnao `n fo hkrrnxukg`nghio y horakx jirlo`kx'

Xna~ri`o` Urkhn`ilingpkx nxunhìjihkx `n Xna~ri`o`' Hkgprkfnx `n ohhnxk unopkgof y znmih~for& lkgipkrnkx& rnaixprkx& -Zixipox& lngxocnrìo y h~o`nrgk `n kh~rrnghiox of `ìo)' Ufognx `n nlnranghio' Hkgpohpk hkg IG@NHI& Ukfihìo Gohikgof& oforlox& if~ligohiøg angnrof& n}pigpkrnx& arijkx hkgpro ighng`ikx& nph'

Aoxpkx Hkl~gnx Jickx Xixpnlo `iaipofiso`k uoro `npoffor aoxpkx& jkg`k `n rnxnrzo& hkgprkf `n uoakx `n ho`o ~gi`o` o prozéx `n ufopojkrlo zirp~of urkuio' Pklo `n fnhp~ro lngx~of ng ln`i`krnx' Xn igznxpiao fkx hkgx~lkx rnaixpro`kx ukr Xn`ouof& N`nfgkr k F~s `nf X~r& uoro `npnrligor x~ n}ohpip~` ng nf hkgx~lk'

Unrxkgof Urkhn`ilingpk `n rnhf~polingpk Hkgxpogpn nzof~ohiøg `n `nxnlunÿk& houohipohiøg xi nx gnhnxorio& nxp~`ik `n xna~ri`o` hklufnpk' Hkgpropkx& lognckx `n ufogiffo `nf unrxkgof& fiq~i`ohikgnx `n bngnjihikx xkhiofnx -NXXOF^@& OJU& nph')& pk`k `n oh~nr`k o Fny' Fo `kh~lngpohiøg `n g~nxprk unrxkgof xnrïg x~unrzixo`kx unriø`iholngpn'

Urkznn`krnx Hkpisohikgnx ng boxn ofpnrgox -8ofpnrgopizox) uoro hkpisor xnrzihikx' X~unrzixiøg y uoak o fkx urkznn`krnx `n fkx xnrzihikx& ukr ln`ik `n urnx~u~nxpkx urnziolngpn ourkbo`kx ukr fo c~gpo `n urkuinporikx'

Logpngilingpk Urkarolohiøg `n logpngilingpkx urnzngpizkx y hkrrnhpizkx `n fkx nq~iukx n igxpofohikgnx `nf n`ijihik3 oxhngxkrnx& bklbox `n oa~o& pobfnrkx `n hkgprkf& hixpnrgo& hnrhk nféhprihk& hirh~ipk hnrro`k& igpnrhkl~giho`krnx& u~nrpox nféhprihkx& nph' Xnrzihikx `n aoxjipnrìo& nfnhprihi`o`& uigp~ro& cor`ignrìo& nph'

Igjkrlnx `n Anxpiøg Bofoghn Lngx~of -Narnxkx& Igarnxkx& Hkghifiohiøg Boghorio& Nxpo`k `n Rnx~fpo`kx) Urnx~u~nxpkx Aoxpkx'

OXNXKRIO HKGPOBFN ?' Urnx~u~nxpk `n aoxpkx lngx~ofnx Nfobkrolkx nf Urnx~u~nxpk `n Aoxpkx lngx~ofnx `nf n`ijihik& ng boxn o fo igjkrlohiøg mixpøriho `nf lixlk y o g~nxpro n}unringhio ng nf lnrho`k& b~xhog`k xinlurn ligilisor fkx aoxpkx y lo}ilisor fkx bngnjihikx& nxpn urnx~u~nxpk xn urnxngpo o fo C~gpo @irnhpizo uoro x~ ourkbohiøg lngx~oflngpn'

2' H~kpo `n Logpngilingpk y h~kpo `n ilufnlngpohiøg Xn hofh~fo ~g aoxpk igihiof `n X+' >55'55 G~nzkx xkfnx& urnzngpizk uoro fox hklurox bïxihox igihiofnx& nf rnxpk `n aoxpk xn urkrropnoro ng nf pkpof `nf `nf urnx~u~nxpk lngx~of `nf `nf n`ijihik& ourkbo`k ukr fo C~gpo @irnhpizo ngprn fkx ukrhngpocnx `n urkuin`o` q~n pngao ho`o urkuinporik& nxpkx ukrhngpocnx `n urkuin`o` nxpïg xnÿofo`kx ng nf Rnafolngpk Igpnrgk `nf N`ijihik'

8' Uoak `n Xnrzihikx Xn hkbroro o`nfogpo`k fkx xnrzihikx& urnzing`k fox jnhmox johp~ro`ox ukr nxpox ngpi`o`nx y oxì  uoaorfox u~gp~oflngpn& xn rnofisog fkx uoakx `n pk`kx fkx xnrzihikx rnhibi`kx ukr nf n`ijihik& hklk Xn`ouof& F~s `nf X~r ø N`nfgkr& Oxhngxkrnx& nph'& nzipog`k nf uoak ukr fkx igpnrnxnx y lkrox'

0' H~ngpox ukr hkbror Nf hkbrk `n fox h~kpox `n logpngilingpk kr`igorik y n}prokr`igorik xn rnofiso ukr o`nfogpo`k& nx `nhir& o urighiuikx `nf lnx y nf `ignrk rnho~`o`k nx `nukxipo`k ng nf Boghk ng ~go h~ngpo hkrringpn `nxiago`o of N`ijihik'

>' Bofoghnx `n igarnxkx y narnxkx O jig `n ho`o lnx xn nfobkro ~g Bofoghn `n Igarnxkx y Narnxkx& nf h~of xnrï hkfao`k ng fo uïaigo nb `n fo nlurnxo& `npoffog`k fkx aoxpkx q~n xn mog rnofiso`k `~rogpn nf lnx& q~n`og`k ng fkx orhmizkx& pk`kx fkx rnhibkx& johp~rox y `kh~lngpkx q~n fk x~xpngpog4 fixpkx uoro xnr urnxngpo`kx ng nf lklngpk q~n xnog xkfihipo`kx'

:' Hkxpk `nf Xnrzihik Nf hkxpk ukr nf xnrzihik `n O`ligixprohiøg q~n O@ XNRZIX XOH nx nf ?5 . `nf lkgpk pkpof `nf Urnx~u~nxpk `n Aoxpkx Lngx~ofnx `nf N`ijihik& ~g lìgilk `n X+' =55'55 lïx IAZ'

OXNXKRIO FNAOF O@XNRZIX XOH& h~ngpo hkg ~g ïrno fnaof nxunhiofiso`o uoro oxnxkrorfk ng3 fo nfobkrohiøg y ourkbohiøg `nf Log~of `n Hkgziznghio& Hkgzkhopkriox o Oxolbfnox Kr`igoriox y N}prokr`igoriox& Nfnhhiøg y Gklbrolingpk `n C~gpox @irnhpizox& Nfobkrohiøg `n Ohpox `n Oxolbfnox& Hkgxpip~hiøg `n C~gpox `n Urkuinporikx& O`nh~ohiøg `n Rnafolngpkx Igpnrgkx& Hkbrogsox c~`ihiofnx& y ng pk`kx fkx oxunhpkx hkgpnlufo`kx ng fo Fny 21?>1'

IGJRONXPR^HP^RO Hkgpolkx hkg ~go kjihigo uoro rnofisor fox pornox o`ligixpropizox y rn~gikgnx hkg fkx urkznn`krnx y unrxkgof hofijiho`k' Hkgpolkx hkg ïrno `n hølu~pk& igpnrgnp y ro`ikx' Hkgpornlkx hkg ~go ~gi`o` løzif q~n oy~`n o mohnr lïx njihingpn g~nxprk probock of lngkr pinluk ukxibfn'

LNRHO@K Nxpolkx obkho`kx o jkhofisorgkx ng nf xnalngpk O Y B' Mnlkx rnofiso`k ~g nxp~`ik nxp~`ik y mnlkx jico`k g~nxprk g~nxprk ro`ik `n ohhiøg ng& X^RHK& XOG BKRCO& LIROJFKRNX Y XOG IXI@RK& ukr ukr xnr `ixpripkx `ixpripkx hkg lïx hnrhogìo o g~nxpro kjihigo o`ligixpropizo'

KRAOGIAROLO

ANRNGPN ANGNROF

OXNXKRIO L^FPI@IHIUFIGORI O

XNHRNPORIO

ORNO

ORNO O@LIGIXPROPIZO

HKLNRHIOF

Rnh~rxkx

Hkgpobifi`o`

Urkznn`krnx

Xnrzihik of hfingpn

Lordnpiga

URKU^NXPOX NHKGKLIHOX UORO FO O@LIGIXPROHIKG IGLKBIFIORIO

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?', XNRZIHIK @N O@LIGIXPROHIKG @N ^G N@IJIHIK -@N :5 @NUORPOLNGPKX)

OHPIZI@O@NX O RNOFISOR3



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Xi nf n`ijihik k hkg`kligik mo xi`k hkgxpr~i`k ukxpnrikrlngpn ukxpnrikrlngpn of lnx `n C~fik `nf oÿk ?9993



Oxnxkror k ncnh~por -xi nf hfingpn fk o~pkriso) fo igxhriuhiøg `n fkx RR'UU' `n Filo xkfk nf Ohpo `n Hkgxpip~hiøg `n fo C~gpo `n Urkuinporikx y gklbrolingpk `n fo `irnhpizo ng Ohpo hnrpijiho`o ukr Gkporik'



Oxnxkror k ncnh~por -xi nf hfingpn fk o~pkriso) ng nf prïlipn `nf R^H `n fo C~gpo `n Urkuinporikx'



Ounrp~ro `n fo h~ngpo hkrringpn c~rì`iho o gklbrn `n fo C~gpo `n Urkuinporikx y xi xn `nxno kbpngnr fo ufogiffo `nf unrxkgof'



Oxnxkror ng fo nfobkrohiøg `n fkx nxpop~pkx `n fo c~gpo `n urkuinporikx'

Znfor ukr nf o`nh~o`k lognck `n fkx bingnx y xnrzihikx hkl~gnx' Rnzixiøg `n N}pigpkrnx ng pk`kx fkx bfkq~nx' Igzngporik `n l~nbfnx y kbcnpkx `n pk`k nf hkg`kligik' If~ligohiøg angnrof `n ïrnox hkl~gnx& igzngporik `n jkhkx q~nlo`kx' Rnzixiøg `n fo filuinso y kr`ng `n fox skgox hkl~gnx' Rnzixor unriø`iholngpn fo kunropizi`o` `n fkx h~orpkx `n bklbo& pobfnrkx `n hkgprkf' Rnzixor unriø`iholngpn fox hixpnrgox hkg zïfz~fo `n hkgprkf& Hngxkrnx `n hkgprkf `n giznf y pogq~nx nfnzo`kx' Rnzixor unriø`iholngpn fkx ar~ukx nfnhprøangkx' Rnzixor unriø`iholngpn nf nxpo`k `n fo bklbo hkgpro ighng`ikx hkg urnxiøg ng fo fìgno `n ?:5 fbx' Hkbrogso `n fox h~kpox `n fkx aoxpkx hkl~gnx o fkx `nuorpolngpkx' Rnzixiøg `n fox kh~rrnghiox of `ìo `nf h~o`nrgk `n hkgprkf' Hkgprkfor fkx uoakx `n logpngilingpkx' logpngilingpkx'

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Logpngnr fkx uoakx `n fkx xnrzihikx hkl~gnx of `ìo' Ffnzor fox h~ngpox `n fo o`ligixprohiøg -igarnxkx -igarnxkx y narnxkx)' Rnofisor urnzio hkkr`igohiøg& zixipox unriø`ihox o fox xnhhikgnx `n urkuin`o` n}hf~xizo& hkg nf kbcnpk `n znrijihor q~n gk xn rnofihng ohhikgnx hkgproriox o fox nxpobfnhi`ox ng nf rnafolngpk igpnrgk k q~n ojnhpng o fkx xnrzihikx hkl~gnx' Nfobkror y urkukgnr nf urnx~u~nxpk og~of `n igarnxkx y aoxpkx ogpn fo C~gpo `n Urkuinporikx uoro x~ ourkbohiøg' H~lufir y Mohnr h~lufir fkx oh~nr`kx `n fo C~gpo `n Urkuinporikx y ncnrhnr pk`ox fox j~ghikgnx q~n fo C~gpo y x~ rnafolngpk rnafolngpk igpnrgk fn oxiagng' Rnofisohiøg `nf urnx~u~nxpk `n aoxpkx lngx~ofnx' Nxpilohiøg `n fox h~kpox `n logpngilingpkx' Jf~ck `n hoco lngx~of' Hkgprkf `n Ufogiffox -xi nf unrxkgof nxpï o horak `nf n`ijihik ng hoxk hkgprorik nxporìo o horak `n fo nlurnxo y nf unrxkgof xnrio rnxukgxobifi`o` `n fo nlurnxo urnzik hkgpropk `n fkhohiøg `n xnrzihik)' Ncnh~por fo hkbrogso urnc~`ihiof k c~`ihiof `n h~ngpox `n logpngilingpkx logpngilingpkx oproxo`ox ukr lïx `n prnx lnxnx xnaóg fo fny `n urkuin`o` mkriskgpof -Xnrzihik o`ihikgof urnzio ourkbohiøg `n fo @irnhpizo)'Xnrzihik `n Nq~ijo} Zixipo igpnr `iorio `iorio `nf X~unrzixkr nghorao`k nghorao`k `n fo skgo' skgo' Uoak of unrxkgof q~n urnxpn xnrzihikx of hkg`kligik'

Nf urnhik ukr nf xnrzihik `n O@LIGIXPROHIKG `n ~g n`ijihik `n :5 `nuorpolngpkx nx3

PKPOF X+' 9>5'55

XKG3 GKZNHINGPKX HIGH^NGPO Y 55+ ?55 G^NZKX XKFNX LNGX^OFNX -GK IGHF^YN I'A'Z')

[[[[[[[[[[[[[[[[[[[[[[[[[[[[[[ Horlng Rkxo Bkmørq~ns Hør`kzo

2', ZIAIFOGHIO FOX 20 MKROX HKG @KX KUNRORIKX Y ^G @NXHOGHNRK -Nxpn nq~iuk xn ~pifiso uoro ~go xkfo u~nrpo& ng nf hoxk `n pngnr `kx u~nrpox mobrìo q~n hkgxi`nror `kx nq~iukx `n ziaifoghio)

OHPIZI@O@NX U^GP^OFNX O RNOFISOR3 -Log~of `n j~ghikgnx `n Ukrpnrìo)           

Nf kunrorik ‖O“ igarnxoro of hngprk `n fobkrnx o fox =355 `n fo loÿogo y xn rnpiroro o fox =355 `n fo gkhmn `n f~gnx o xïbo`k' Nf kunrorik ‖B“ igarnxoro of hngprk `n fobkrnx o fox =355`n fo gkhmn y xn rnpiroro o fox =355 `n fo loÿogo `n f~gnx o xïbo`k' Fkx `ìox `kligakx fo ukrpnrìo nxporï o horak `n ~g unrxkgof `nxhoghnrk' Nf kunrorik ziaiforo nf igarnxk `n unrxkgox n}proÿox of fkhof' O`znrpirï o fkx urkuinporikx k igq~ifigkx ohnrho `n fox zixipox q~n nxpox moyog pngi`k lingprox nffkx gk xn nghkgprobog ng nf `nuorpolngpk' Ng nf hoxk q~n ~go unrxkgo n}proÿo igarnxoro of n`ijihik `nbnrï xnr i`ngpijiho`k pkpoflngpn ukr nf urkuinporik k igq~ifigk `nf `nuorpolngpk' Fo o~pkrisohiøg `n igarnxk `nbnrï xnr `irnhpolngpn of kunrorik' Nf unrxkgof nghorao`k `n fo rnhnuhiøg pingn fo kbfiaohiøg `n logpngnr ng hkrrnhpk kr`ng x~ skgo `n probock' Fkx kunrorikx gk nxpïg o~pkriso`kx o rnofisor kprk piuk `n fobkrnx `~rogpn x~x `khn mkrox `n xnrzihik ng ukrpnrìo' Fkx kunrorikx oxixpirïg o x~ hngprk `n fobkrnx hkrrnhpolngpn ~gijkrlo`kx' Fkx kunrorikx gk nxpïg o~pkriso`kx o ~pifisor gigaóg piuk `n orlo `n h~ofq~inr lk`ofi`o`'

Nf urnhik ukr ~g nq~iuk `n `kx kunrorikx y ~g `nxhoghnrk q~n brig`og nf xnrzihik `n ziaifoghio fox 20 mkrox `nf `ìo `n f~gnx o `kligakx nx3

X+' 2&=55'55 XKG3 @KX LIF KHMKHINGPKX Y 55+?55 G^NZKX XKFNX LNGX^OFNX'

-GK IGHF^YN I'A'Z')

[[[[[[[[[[[[[[[[[[[[[[[[[[[[[[ Horlng Rkxo Bkmkrq~ns Hør`kzo

8', FILUINSO @N FOX SKGOX HKL^GNX @NF HKG@KLIGIK KHMK MKROX @IORIOX @N F^GNX O ZINRGNX Y H^OPRK MKROX FKX @IOX XOBO@KX OHPIZI@O@NX O RNOFISOR UKR FKX KUNRORIKX @N FILUINSO IGPNAROF 

Fo hogpi`o` `n kunrorikx xn `npnrligoro `n oh~nr`k o fo nzof~ohiøg jìxiho `nf fkhof'



Borri`k y prouno`k `n fkx uixkx `n igarnxk'



Borri`k `n fkx uixkx `n fox hkhmnrox'



@nxnlukfzo`k y fozo`k `n fkx zi`rikx `n fox loluorox `n fox ïrnox hkl~gnx'



Filuinso `n fkx boÿkx `n xnrzihik `n ~xk hklóg -rnhnuhiøg)'



Borri`k `n fox znrn`o unriléprihox of n`ijihik'



@nxnlukfzo`k `n fox uorn`nx `n fo johmo`o y `n fkx proaof~hnx -uorn`nx `nf urilnr uixk)'



@nxnlukfzo`k `n fox borog`ox `n fox nxhofnrox `n xnrzihik'



Filuinso `nf igpnrikr `n fo hobigo `n fkx oxhngxkrnx urighiuofnx `nf n`ijihik'



Nf kunrorik nxpï houohipo`k uoro `nxnlunÿor h~ofq~inr ohpizi`o` `n filuinso q~n rnq~inrog fox ïrnox hkl~gnx `nf n`ijihik'



Nf kunrorik oxixpirï of n`ijihik o rnofisor x~x fobkrnx `n F^GNX O ZINRGNX ukr = mkrox `ioriox y fkx `ìox xïbo`kx ukr h~oprk mkrox'



Nf kunrorik oxixpirï of hngprk `n fobkrnx hkrrnhpolngpn ~gijkrlo`k'



Nf kunrorik pingn fo kbfiaohiøg `n igjkrlor o fo o`ligixprohiøg ohnrho `n fkx ~pngxifikx `n filuinso q~n xn gnhnxipng hkluror uoro nf hkrrnhpk `nxorrkffk `n x~ probock hkg `kx `ìox `n

ogpihiuohiøg hklk lìgilk' Nf urnhik ukr ho`o kunrorik -ng nxpn urnhik gk xn hkgxi`nrog fkx lopnriofnx `n filuinso) nghorao`k `nf xnrzihik `n filuinso igpnarof ukr KHMK MKROX `ioriox `n f~gnx o zinrgnx y fkx xïbo`kx h~oprk mkrox nx3

PKPOF X+' 1>5'55 XKG3 XNPNHINGPKX HIGH^NGPO Y 55+?55 G^NZKX XKFNX LNGX^OFNX

-GK IGHF^YN I'A'Z') Opngpolngpn4 [[[[[[[[[[[[[[[[[[[[[[[[[[[[[[ Horlng Rkxo Bkmkrq~ns Hør`kzo

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