Mutuo Con Garantía Mobiliaria Seminario Notarial 2021

 

JE^HWJ JE^ HWJC. C. Cb c` dubajapah y ncpertedcbth nc Wcte`mu`cu c` vcabtc nc bhvacdgrc nc nhs da` vcabubh? EB^C DÄ9 ISEB [EG@H DCBÁBNCY JE@ADEQHW Bhterah jhdpercjc phr ube pertc c` scõhr   @SAZ ELSZ^ÄB WSÄY JHWHBENH nc vcabhjmh eõhs nc cnen, jesenh, luetcde`tcjh, scõhr jhdcrjaebtc, nc cstc nhdaja`ah, quacb sc ancbfje jhb Nhjudcbth [crshbe` nc Ancbfjejaúb jhb Júnalh Ùbajh nc Ancbfjejaúb Sb da` Nacz da` Sb da` jacbth ubh, cxtcbnanh phr c` Wclastrh Bejahbe` nc `es [crshbes, e quacb cb c` prcscbtc abstrudcbth sc `c ncbhdaberå DS^SEB^C DS^SEB^C.. Q phr `e htre pertc jhdpercjc c` scõhr NCDZQ C@Ä [ÁWCY NSCÕEZ nc trcabte y trcs eõhs nc cnen, sh`tcrh, sh`tc rh, luetcde`tc luetcde`tcjh, jh, jhdcrjae jhdcrjaebtc, btc, nc cstc nhdaja`a nhdaja`ah, h, quacb quacb sc ancbfje ancbfje jhb Nhjudcbth Nhjudcbth [crshbe` nc Ancbfjejaúb jhb Júnalh Ùbajh nc Ancbfjejaúb bùdcrh Nhs da` Vcabtc da` Sb da` ja jacbt cbth h ubh, ubh, cxtcb cxtcbnan nanh h phr c` Wclast Wclastrh rh Bejahb Bejahbe` e` nc `es [crshbes [crshbes,, e quacb quacb cb c` prcscb prcscbtc tc abs abstru trudcb dcbth th sc `c ncbhd ncbhdabe abere re DS^SEWAH DS^SEWAH.. Qh c` Abresjrath Bhterah melh jhbster quc `hs jhdpercjacbtcs dc esclureb scr nc `es lcbcre`cs ebtcs jhbsalbenes? quc sc cbjucbtreb cb c` `agrc cicrjajah nc sus ncrcjmhs java`cs y quc phr cstc abstrudcbth hthrleb JHB^WE^H NC DS^SH JHB LEWEB^ÄE DHGA@AEWAE c` DHGA@AEWAE c` jue` qucne jhbtcbanh cb `es saluacbtcs j`åusu`es csjratureraes9 [WADCWE9 Cxphbc [WADCWE9  Cxphbc c` DS^SEB^C, quc cbtrcle cb cstc ejth e` DS^SEWAH? `e jebnen nc JACB DA@ USC^YE@CZ,  USC^YE@CZ,  dasde quc ncj`ere tcbcr rcjaganhs cb ccjvh y e su cbtcre sesejjaúb. ZCLSBNE9 Jhbbue ZCLSBNE9  Jhbbue debacstebnh c` DS^SEB^C quc c` prcscbtc jhbtreth csterå suicth e `es saluacbtc salua cbtcss jhbnajah jhbnajahbcs9 bcs9 e)  e)  Nc` [`ezh9 C` [`ezh9 C` p`ezh nc` prcscbtc jhbtreth scrå nc jabjucbte dcscs jhbtenhs e perr nc `e prcscbtc cjme? g) Abtcrás9 Uuc Abtcrás9 Uuc `e jebnen dutuene ncvcblerå ube tese nc abtcrás vcabjuetrh phr jacbth ebue`, pelencrhs dcbsue`dcbtc? j) Fhrde nc [elh9 @e [elh9 @e hrde nc pelh scrå phr dcnah nc jabjucbte pelhs nc NHZ DA@ JSE^WHJACB^HZ HJMCB^E USC^YE@CZ quc abj`uycb jepate` c abtcrcscs, quc ncgcråb nc mejcrsc ccjvhs c` nhs nc jene dcs sab bcjcsanen nc jhgrh h rcqucradacbth e`lubh, abajaebnh c` nhs nc najacdgrc nc` eõh cb jursh, mestee su thte` jebjc`ej mest jebjc`ejaúb? aúb? n) DHWE9 E` vcbjadacbth nc `e cjme scõe`ene pere c` pelh nc `h pejtenh, nc bh judp`ar jhb `h cspu`enh, ejcpte quc c` abtcrás sc abjrcdcbtc cb ub jabjh phr

 

jacbth ebue` cb jhbjcpth nc dhre cb c` jue` abjurrarå sab rcqucradacbth e`lubh, shgrc c` se`nh nc` jepate` encunenh, meste c` judp`adacbth nc `e hg`alejaúb? c) @uler nc [elh9 ^hnh [elh9  ^hnh pelh scrå cb Uuctze`cs, y `hs jue`cs sc ncgcråb nc mejcr cb sápde evcbane jethrjc luahb jabjucbte nc `e zhbe ubh nc cste jaunen, `uler quc c` DS^SEWAH ncj`ere jhbhjcr? f) Jcsaúb nc` Jránath9 Euthraze Jránath9  Euthraze e` DS^SEB^C pere quc c` prcscbtc jránath y sus ncrcjmhs ejjcshrahs, pucneb scr bclhjaenhs jh jhb b tc tcrj rjcr cres es pc pcrs rshb hbes es sa sab b bc bcjc jcsa sane nen n nc pr prcv cvah ah ev evas ash h h ph phst stcr crah ahrr bh bhf fje jeja jaúb úb   l) Nc` Nc` Abjudp`adacbth nc [elh9 Ejcpte [elh9 Ejcpte cxprcsedcbtc quc c` adpelh nc ube sh`e nc `es edhrzejahbcs nerå ncrcjmh e` DS^SEB^C, pere ner phr rcsuc`th cstc jhbtreth, sab bcjcsanen nc rcsh`ujaúb h ncj`erej ncj` erejaúb aúb iunajae`, iunajae`, punacbnh punacbnh rcj`eder rcj`eder nc hrde abdcnaete abdcnaete,, c` pelh nc` se`nh nc` jepate`, jepate`, abtcrcscs, dhre y jhstes, cb hrde iunajae` h cxtreiunajae` e c`cjjaúb nc` DS^SEB^C? m) Fucrh nc` Nhdaja`ah9   C` DS^S Nhdaja`ah9 DS^SEW EWAH AH nc ncsn sncc ye WC WCBS BSBJ BJAE AE e` u ucr crh h nc su nh nhda daja ja`a`ah, h, y sc su suic icte te e `e jhdpctcbjae tcrrathrae` nc` iuzlenh quc c`aie c` DS^SEB^C, hg`alåbnhsc e` pelh nc `es jhstes  iunajae`cs cb jesh nc cicjujaúb scõe`ebnh jhdh `uler pere rcjagar bhfjejahbcs, jatejahbcs y cdp`ezedacbths, `e hjteve evcbane nacz luahb nhjc nc `e zhbe ubh nc` dubajapah y ncpertedcbth nc Wcte`mu`cu, ncgacbnh jhdubajer jhdubajer phr csjrath c` jedgah nc rcsancbjae quc ccjtuerc y e e`te nc `e dasde sc tcbnråb phr gacb mcjmes y vå`anes `es quc sc meleb cb najme narcjjaúb rclastrene phr c` DS^S DS^SEW EWAH AH?? a) Lesths9  Lesths9  Uuc `hs lesths y mhbhrerahs nc cste csjrature pùg`aje, `hs nc su tcsdhbah nc scr bcjcserah? `hs lesths iunajae`cs y cxtreiunajae`cs, y jhstes quc sc rcquacreb pere jh jhgr grer er `e je jeb bne nen n dutu dutuen enee ph phrr `e vä väee iuna iunaja jae` e` sh shb b ph phrr jucb jucbte te nc nc`` DS DS^S ^SEW EWAH AH.. ^CWJCWE9 Debafcste cxprcsedcbtc c` DS^SEWAH quc pere lerebzer c` judp`adacbth nc `e jebnen dutuene, dutue ne, abtcrcsc abtcrcscs, s, lesths iunajae`cs iunajae`cs y cxtreiuna cxtreiunajae` jae`cs cs jhbstuyc jhbstuyc e evhr evhr nc` DS^SEB^C DS^SEB^C `e saluacbtc LEWEB^ÄE [WCBNEWAE quc hjuperå c` [WADCW @SLEW y quc rcjecrå shgrc c` gacb ducg`c nc su prhpacnen jhbsastcbtc cb ub vcmäju`h euthdhthr c` jue` sc ancbfje nc `e saluacbtc hrde9 SZH9 [EW^AJS@EW? ^A[H9 ES^HDÚVA@? JMEZAZ BÙDCWH9 Z JACB? @ÄBCE H CZ^A@H9 @EBN JWSAZC JWS AZCW? W? ZAB BÙDCWH BÙDCWH NC ZCWAC ZCWAC?? DHNC@H DHNC@H99 NHZ DA DA@@ USABJ USABJC? C? [SCW^E [SCW^EZ9 Z9 JABJH? JABJH? DEWJE9 DEWJE9

 

^HQH^E? JCB^ÄDC^WHZ JÙGAJHZ9 NHZ DA@? JA@ABNWHZ9 JSE^WH? ^HBC@EIC9 NHZ? EZACB^HZ9 ZCAZ? DH^HW BÙDCWH9 NH NACJAZÁAZ? EJJAHBENH [HW JHDGSZ^AG@C9 LEZH@ABE? JH@HW9 LWAZ EJCWH? CICZ9 NHZ? [@EJEZ9 SBH NHZ ^WCZ EGJ? jhdh jhbste cb c` Jcrfjenh nc [rhpacnen nc Vcmäju Vcm äju`hs `hs bùdcrh bùdcrh nacz nacz da` cxtcbnan cxtcbnanh h phr c` Ic Iccc nc` nc` Wclast Wclastrh rh Fas Fasje` je` nc Vcmäju Vcmäju`hs `hs nc `e Zupcrabtcbncbjae Zupcrabtcbn cbjae nc Endabastrejaúb ^raguterae? abj`uycbnh cb najme prcbne thnh `h quc nc mcjmh y phr ncrcjmh `c jhrrcsphbnc e` dasdh gacb, y quc phr envcrtcbjae nc` abresjrath Bhterah, ncj`ere quc najmh gacb ducg`c quc sc palbhre, jercjc nc lrevådcbcs, ebhtejahbcs y `adatejahbcs qu qucc pu pucn cneb eb pc pcri riun unaj ajer er `h `hss nc ncrc rcjm jmhs hs nc nc`` DS^S DS^SEB EB^C ^C,, bh hg hgst steb ebtc tc,, `c ma majc jc se segc gcrr `e `ess rcsphbsega`anencs rcsphbsega`a nencs `cle`cs cb quc abjurraräe sa esä bh ucrc, jhdprhdcábnhsc e` sebcedacbth phr cvajjaúb cvaj jaúb y vajahs vajahs hju`ths. JSEW^E9 JSEW^E9 C`  C` DS^SEB^C, abnaje cxprcsedcbtc quc ejcpte `e lerebe prcbnerae quc sc jhbstuyc e su evhr shgrc c` vcmäju`h ebtcs ancbfjenh y quc encdås ejcpte quc quc na najmh jmh vcmäj vcmäju`h u`h qucnc qucnc cb phncr phncr nc` ncunhr ncunhr cb je` je`ane anen n nc ncpúsa ncpúsath, th, debac debacste stebnh bnh c` DS^SEWAH quc jhbhjc su rcsphbsega`anen jhdh te` y quc encdås bh pucnc cbeicber c` vcmäju`h euthdh eut hdhthr thr juebn juebnh h bh meye meye san sanh h jebjc` jebjc`enh enh c` dhbth dhbth thte` thte` nc` jránath. jránath. USAB^E9 USAB^E9   Debafcste cxprcsedcbtc c` DS^SEWAH quc cb c` cvcbtue` jesh quc c` gacb nenh cb lerebe prcbnerae sc ncstruycrc, ncsepercjacrc h bh e`jebzerc pere peler `e jebnen dutuene, abtcrcscs `cle`cs y dhrethrahs, jhste iunajae`cs y cxtreiunajae`cs phr cstc dcnah debafcste quc rcsphbncrå phr c` se` se`nh nh abs absh`u h`uth th jhb thnhs thnhs sus gacbcs gacbcs,, ncrcj ncrcjmhs mhs y ej ejjah jahbcs bcs prcscb prcscbtcs tcs y uturh uturhss meste meste ncier ncier jebjc`ene thte`dcbtc `e prcscbtc hg`alejaúb. ZC]^E9 ZC]^E9 Debafcsteb  Debafcsteb edghs hthrlebtcs quc ejcpteb äbtclredcbtc c` jhbtcbanh nc thnes y jene ube nc `es j`åusu`es quc jhbhrdeb c` prcscbtc abstrudcbth pùg`ajh, cb `h quc e jene ubh `cs jhrrcsphbnc. Qh, c` Abresjrath Bhterah NHQ FC9  FC9  e) Uuc thnh `h csjrath csjrath dc uc cxpucsth cxpucsth phr `hs jhdpercja jhdpercjacbtc cbtcs? s? g)  g)  Uuc Uuc tuvc e `e va vast ste9 e9 A)  A)  @hs nhjudcbths pcrshbe`cs pcrshbe`cs nc ancbfjejaúb nc `hs jhdpercjacbtcs? AA) C` AA) C` tu`h nc prhpacnen nc` gacb ducg`c hgicth nc `e prcscbtc csjrature pùg`aje? sacbnh csths nc jhbhrdanen jhb `e `cy sufjacbtcs pere c` hthrledacbth nc` prcscbtc abstrudcbth y j) Uuc j) Uuc `cä `hs csjrath e `hs hthrlebtcs

 

c` prcscbtc abstrudcbth, quacbcs, cbtcrenhs nc su jhbtcbanh, hgicth, ve`ancz y ncdås ccjths `cle`cs, `h refjeb, ejcpteb y frdeb. F

F

EB^C DÄ9 F ZC@@H

^CZ^ADHBAH CZ[CJAE@9 Nc `e Cs Csjr jrat atur uree [ùg` [ùg`aj ajee bù bùdcr dcrh h

euthra hrajá já cb c` dubaja dubajapah pah nc Wcte`m Wcte`mu`c u`cu, u, JE^HWJC,  quc eut

ncpertedcbth nc Wcte`mu`cu, c` vcabtc nc bhvacdgrc nc nhs da` vcabtaubh, y quc pere cbtrcler e` cxtacb acbnh nh cb jabjh jabjh mhies, mhies, sac sacbnh bnh `es juetrh juetrh EWJMAVH EWJM AVH LCBCW LCBCWE@ E@ NC [WH^ [WH^HJH@HZ HJH@HZ, cxt  pradcres fhthjhpaes eutábtajes nc `e csjrature detraz, nc `h jue` nhy fc, phr megcr sanh rcprhnujane nc su hralabe` cb da prcscbjae c` näe nc mhy y `e prcscbtc quc cs ube mhie nc pepc` ghbn? enmaraábnhsc e `e pradcre mhie `hs ^adgrcs Bhterae`cs quc jugrcb c` adpucsth nc `cy y e jene ube nc `es mhies ub ^adgrc Fasje` nc` eõh cb jursh, nc` ve`hr nc jabjucbte jcbtevhs nc quctze`. Cb fc nc `h jue`, cxtacbnh, budcrh, fardh y sc``h cb c` dubajapah nc Wcte`mu`cu, ncpertedcbth nc Wcte`mu`cu, c` vcabtc nc bhvacdgrc nc nhs da` vcabtaubh.

 

CZ [WADCW ^CZ^ADHBAH9 Nc `e Csjra Csjratur turee [ùg`aj [ùg`ajee bù bùdcr dcrh h

JE^HWJC, quc euthrajá euthrajá cb c` dubajapa dubajapah h nc Wcte Wcte`mu `mu`cu, `cu,

ncperte ncp ertedcbth dcbth nc Wcte`mu` Wcte`mu`cu, cu, c` vca vcabtc btc nc bhv bhvacd acdgrc grc nc nhs da` vcabt vcabtaub aubh, h, y pere cbtrcler cbtrcler e` scõhr @SAZ

ELSZ^ÄB WSÄY JHWHBENH, cxtacbnh, budcrh, fardh y sc``h cb jabjh mhies,

sacbnh `es pradcres juetrh fhthjhpaes eutábtajes nc `e csjrature detraz, nc `h jue` nhy fc phr  megcr sanh rcprhnujane c` näe nc mhy cb da prcscbjae, phr `h quc jhbstatuyc jhpae fac` nc su hralabe` y `e prcscbtc quc cs ube mhie nc pepc` ghbn e `e jue` sc enmacrc ub ^adgrc Fasje` nc` eõh cb jursh, nc` ve`hr nc jabjucbte jcbtevhs nc quctze` pere `e rezúb nc` rclastrh. Cb c` dubajap dub ajapah ah nc Wcte Wcte`mu` `mu`cu, cu, ncpe ncperted rtedcbth cbth nc Wcte`mu` Wcte`mu`cu, cu, c` vcabtc vcabtc nc bhvacd bhvacdgrc grc nc nhs da` vcabtaubh.

Hg`alejahbcs [rcvaes9 Npa nc `hs hthrlebtcs, sa bh fucrcb jhbhjanhs phr c` Bhterah, ert. 71 #> JB. C` tätu`h nc `e prhpacnen nc` gacb quc sc ve e palbhrer, ert. 71 #= JB.

Hg`alejahbcs [hstcrahrcs9   Wezhber c` tätu`h iustafajetavh nc `e prhpacnen nc` gacb abducg`c lrevenh, ert. :6 JB. [HW DCNAH NC CZJWA^SWE [ÙG@AJE BÙDCWH JE^HWJC NC FCJME VCAB^C NC BHVACDGWC NC NHZ DA@ VCAB^ASBH, NCDZQ C@Ä [ÁWCY NSCÕEZ [ALBHWÚ C@ GA GACB CB DS DSCG CG@C @C US USC C ZC AN ANCB CB^A ^AFA FAJE JE CB @E CZ CZJW JWA^ A^SW SWE E E FE FEVH VHW W NC @S @SAZ AZ ELSZ^ÄB WSÄY JHWHBENH. JHBZ^C. Wcdasaúb nc` tcstadhbah cspcjae` e` EL[ ncbtrh nc `hs 73 näes saluacbtcs e` hthrledacbth, ert. :< `atcre` JB. ^adgrce)Bhterae` nc U.7;;.;; pradcre mhie, ert. : budcre` 7¹ `atcre` e) `cy =7-16. ^adgrc Fasje` nc U.;.3; phr jene mhie, ert. 3 #6 @cy :,3;;.;; nc mhbhrerahs prhfcsahbe`cs sclùb ert. 5;1 budcre` 7 JB.

 

Evashs9 Cstc jhbtreth bh tacbc `e hg`alejaúb phstcrahr nc ner evash e bablube abstatujaúb pùg`aje rclastre` pere su hthrledacbth (NAJEGA, DSBAJA[E@ANEN).