Minor Project Report on Kingfisher-Airlines

RYAL@K] Y@RAY] AC G []PMV AJ DFCNJF[H@Y GFYEFC@[

[PIOF]]@M FC RGY]FGE JPEJFEEO@C] AJ ]H@ Y@WPFY@O@C] JAY ]H@ G^GYM AJ ]H@ M@NY@@ AJ IGKH@EAY AJ IP[FC@[[ GMOFCF[]YG]FAC 9277-7= Pcm`r th` Nufmgck` aj<

[uioftt`m iy<

MY. GCF]G [HGYOG

GOF] DPOGY LGFC Yaee. Ca< 2;797927>77 IIG (N`c`rge) 9cm [hfjt ;rm [`o`st`r 

O[F

Oghgrglg [urgloge Fcstftut` K-=, Lgcgdpurf, C`w M`ehf-772208

]hfs fs ta k`rtfjy thgt F hgv` kaope`t`m thfs Rral`kt tfte`m ― G []PMV AJ DFCNJF[H@Y GFYEFC@[‟ ucm`r th` nufmgck` aj ―MY. GCF]G [HGYOG‟ fc pgrtfge juejfeeo`ct aj th` r`qufr`o`ct aj th` gwgrm aj m`nr`` aj Igkh`ear aj Iusfc`ss Gmofcfstrgtfac gt Oghgrglg [urgloge Fcstftut`, M`ehf. ]hfs fs gc arfnfcge pf`k` aj ward gcm F hgv` cat suioftt`m ft `gref`r `es`wh`r`.

Mgt`< 90-72-79 Regk`< C@^ M@EHF

GOF] DPOGY LGFC YAEE. CA. 2;797927>77

]hfs fs ta k`rtfjy thgt th` pral`kt tfte`m ― G []PMV AJ DFCNJF[H@Y GFYEFC@[‟ fs gc gkgm`ofk ward mac` iy ― GOF] DPOGY LGFC‟ suioftt`m fc th` pgrtfge juejfeeo`ct aj th` r`qufr`o`ct jar th` gwgrm aj th` m`nr`` aj Igkh`ear aj Iusfc`ss Gmofcfstrgtfac jrao Oghgrglg [urgloge Fcstftut`, K-=, LGCGDRPYF, M`ehf, ucm`r oy nufmgck` & mfr`ktfac. ]a th` i`st aj oy dcawe`mn` gcm i`ef`j th` mgtg & fcjarogtfac pr`s`ct`m iy hfo fc th` pral`kt hgs cat i``c suioftt`m `gref`r.

MY. GCF]G [HGYOG

O[F

Jfrst aj gee, F wauem efd` ta `xpr`ss oy thgcds ta Rraj. G\GM. [. KHHFEEGY   (Mfr`ktar, O[F) jar nfvfcn o` sukh g wacm`rjue appartucfty ta wfm`c th` harfzacs aj oy dcawe`mn`. Fc ca sogee o`gsur`s, F wauem gesa efd` ta nrgt`jueey thgcd ta gee thas` wha ngv` o` kacstruktfv` sunn`stfacs jar th` foprav`o`ct aj gee th` gsp`kt r`egt`m ta thfs pral`kt. Fc pgrtfkuegr, F wauem efd` ta thgcd MY. GCF]G [HGYOG, oy r`s`grkh nufm` jar h`r vgeugie` sunn`stfacs gcm nufmgck`. F gesa aw` g m``p s`cs` aj nrgtftum` ta ath`r jgkuety o`oi`rs jar th`fr kactfcuaus `ckaurgn`o`ct. M`spft` gee `jjarts, F hgv` ca mauit thgt `rrar gcm aiskurftf`s r`ogfc thgt s``c ta gjjefkt gee r`s`grkh pral`kt gcm jar whfkh F go kuepgie`.

GOF] DPOGY LGFC Yaee. Ca.< 2;797927>77

]gie` aj kact`ct

Khgpt`r 7

7.7

Fctramuktfac

@x`kutfv` suoogry 7.9

Ail`ktfv`

Khgpt`r 9

Y`s`grkh O`thamaeany

Khgpt`r ;

Karpargt` Av`rvf`w

;.7

Kaopgcy‖s Rrajfe`

;.9

Hfstary

;.;

Rramukts gcm [`rvfk`s

;.=

Ajjfk`s ‛  Gt  Gt Negck`

Khgpt`r =

Mgtg Gcgeysfs

Khgpt`r 0

Kackeusfac gcm [unn`stfacs

Khgpt`r :

Efoftgtfacs

Khgpt`r >

Ifiefanrgphy

Khgpt`r 8

Gcc`xur`

Khgpt`r Khgpt`r 7 FC]YAMPK]FAC

7.7

@x`kutfv` [uoogry

]hfs pral`kt fs gc gtt`opt ta nfv` dcawe`mn` giaut Dfcnjfsh`r Gfrefc`s. Ft gfos ta ogd` fts r`gm`r w`ee v`rs`m wfth `gkh gcm `v`ry gsp`kt aj Dfcnjfsh`r Gfrefc`s.

Ft thraws efnht ac th` jaeeawfcn. Fc >   Khgpt`r yau wfee jfcm th` efst aj gee th` eft`rgtur` thgt F hgv` gttgkh`m.

]hfs pral`kt fs av`rgee gc gtt`opt ta ogd` yau gwgr` ar ta kav`r `v`ry passfie` gsp`kt aj Dfcnjfsh`r Gfrefc`s fc Fcmfg gcm graucm th` warem.

7.9 Ail`ktfv`s

]h` ogfc ail`ktfv`s aj th` stumy aj thfs pral`kt gr` ‛  gr` ‛ 



]a stumy th` nrawth gcm `xpgcsfac aj Dfcnjfsh`r Gfrefc`s.



]a stumy th` struktur` gcm wardfcns aj Dfcnjfsh`r Gfrefc`s.



]a kaopgr` Dfcnjfsh`r Gfrefc`s wfth ath`r Gfrefc`s.



]a ucm`rstgcm th` gttftum` tawgrms th` s`rvfk`s aj Gfrefc`s.



]a stumy th` gkhf`v`o`cts aj Dfcnjfsh`r Gfrefc`s.



]a dcaw th` fopartgct gsp`kt aj Dfcnjfsh`r Gfrefc`s.

Dfcnjfsh`r

Khgp Kh gpt` t`rr 9 Y`s Y`s`grkh gr kh O `thama th amaee any O`gcfcn aj Y`s`grkh

Y`mogc gcm Oary m`jfc` r`s`grkh gs g ―syst`ofz`m `jjart ta ngfc c`w dcawe`mn`.‟ [ao` p`ape` kacsfm`r r`s`grkh gs g oav`o`ct, g oav`o`ct jrao th` dcawc ta th` ucdcawc. Y`s`grkh fs gc gkgm`ofk gktfvfty gcm gs sukh th` t`ro shauem i` us`m fc g t`khcfkge s`cs`. Gkkarmfcn ta Kefjjarm ^aamy, r`s`grkh kaoprfs`s m`jfcfcn gcm r`m`jfcfcn praie`os, jarouegtfcn hypath`sfs ar sunn`st`m saeutfacs4 kaee`ktfcn, arngcfzfcn gcm `vgeugtfcn mgtg4 ogdfcn m`muktfacs gcm r`gkhfcn kackeusfacs4 gcm gt egst kgr`jueey t`stfcn th` kackeusfacs ta m`t`rofc` wh`th`r th`y jft th` jarouegtfcn hypath`sfs.

Ail`ktfv`s aj Y`s`grkh

]h` purpas` aj r`s`grkh fs ta mfskav`r gcsw`rs ta qu`stfacs thraunh th` gppefkgtfac aj skf`ctfjfk prak`mur`s. ]h` ogfc gfo aj r`s`grkh fs ta jfcm aut th` truth whfkh fs hfmm`c gcm whfkh hgs cat i``c mfskav`r`m gs y`t. ]haunh `gkh r`s`grkh stumy hgs fts awc sp`kfjfk purpas` iut th` r`s`grkh ail`ktfv`s kgc i` efst`m fcta g cuoi`r aj iragm kgt`narf`s, gs jaeeawfcn9 turiapraps ac r`nfacge s`ktars. Pcm`r kurr`ct Fcmfgc r`nuegtfacs, whfkh r`qufr` gfrefc`s ta ap`rgt` 0 y`grs mao`stfk s`rvfk` i`jar` i`fcn nrgct`m fct`rcgtfacge rfnhts, Dfcnjfsh`r wfee cat i` p`roftt`m ta ap`rgt` av`rs`gs uctfe 9272. Haw`v`r, th` gfrefc` hgs v`ry ke`gr fct`rcgtfacge goiftfacs, wfth gc arm`r iaad jar =0 wfm` iamy gfrkrgjt, fckeumfcn G;;2s, G;=2s, G;02s gcm G;82s. Fc lust av`r twa y`grs, Dfcnjfsh`r Gfrefc`s hgs gkhf`v`m g ogrd`t shgr` aj 72% gcm hgs ac` aj th` oast gnnr`ssfv` `xpgcsfac pegcs aj gee Fcmfgc kgrrf`rs murfcn 922>. Fc Luc-2>, ft mrgogtfkgeey fckr`gs`m fts fcjeu`ck` fc th` ogrd`t wfth th` gkqufsftfac aj g 9:% shgr`haemfcn fc Fcmfg‑s egrn`st EKK, Gfr M`kkgc, jar gppraxfogt`ey P[M7;2 ofeefac, gcm gc ap`c ajj`r jar g jurth`r 92%. ]hraunh skh`mue` kaarmfcgtfac gcm lafct ap`rgtfacs fc nraucm hgcmefcn, trgfcfcn, gcm

ogfct`cgck`, th` kgrrf`rs gr` pral`ktfcn gccuge kast sgvfcns aj av`r P[M>2 ofeefac. ]h`r` wfee gesa i` nr`gt`r kaarmfcgtfac i`tw``c th` twa irgcms, wfth Gfr M`kkgc ta gmapt th` Dfcnjfsh`r fogn` fc fts eana gcm ta swftkh ta g r`m, rgth`r thgc g ieu` kaeaur skh`o`. ]h` kaoifc`m Dfcnjfsh`r/M`kkgc nraup hgs g ogrd`t shgr` aj lust av`r ;2% gcm g pramukt rgcn` spgccfcn jrao th` prfk`-s`csftfv`, jfrst-tfo` jey`r, ta th` hfnh yf`em iusfc`ss trgv`e`r, ogdfcn ft ac` aj th` d`y pfeegrs aj th` gfrefc` fcmustry. th

]h` gfrefc` whfkh stgrt`m fts ap`rgtfac ac 6 ac 6  Ogy 9220,  Ogy 9220, jaeeawfcn  jaeeawfcn th` e`gs` aj = Gfrius G;92 gfrkrgjt. Gs aj Luey 922>,  922>,  Dfcnjfsh`r ap`rgt`s acey ac mao`stfk raut`s, haw`v`r ft hgs gccauck`m pegcs ta stgrt jefnhts ta th` P[G wfth Gfrius G;82 gfrkrgjt. ]h` gfrefc` fs awc`m iy th` Pcft`m I`v`rgn`s Nraup ucm`r th` e`gm`rshfp aj Zflgy Ogeeyg (whfkh gesa awcs th` papuegr Fcmfgc i``r aj th` sgo` cgo`). ]h` gfrefc` praofs`s ta suft th` c``ms aj gfr trgv`ee`rs gcm ta pravfm` r`gsacgie` gfr jgr`s. Dfcnjfsh`r Gfrefc`s' ogfc "euxury" kaopac`ct fs fts Fc-Jefnht @ct`rtgfco`ct [yst`o, .

g jfrst goacn Fcmfgc gfrefc`s   ]h` gfrefc`rs fc-jefnht Oaife` Rhac` gcm Fct`rc`t [`rvfk`s wfee i` pravfm`m iy AcGfr stgrtfcn 9228 jar eacnhgue jefnhts

Pcft`m Ir`w`rf`s Nraup Pcft`m Ir`w`rf`s Nraup, igs`m fc Igcngear`,  Igcngear`,  fs th` warem's 9cm egrn`st ir`w`r gcm th` egrn`st fc Fcmfg.  Fcmfg.  ]h` kaopgcy ogrd`ts oast aj fts i``r ucm`r th` Dfcnjfsh`r irgcm gcm hgs gesa eguckh`m Dfcnjfsh`r Gfrefc`s, g mao`stfk gfrefc` s`rvfk` fc Fcmfg. ]h` PI Nraup (Pcft`m Ir`w`rf`s) Nraup fs g ouetf-jgk`t`m kacneao`rgt` wfth iusfc`ss fct`r`sts fc I`v`rgn` Gekahae, Rhgrogk`utfkges, O`mfg, Fct`rcgtfacge ]rgmfcn, Gvfgtfac, J`rtfefz`r, Y`s`grkh & M`v`eapo`ct, gcm Fcjrgstruktur` M`v`eapo`ct. ]h` nraup fs h`gm`m iy Mr.Zflgy Mr.Zflgy Ogeeyg wha fs gesa g o`oi`r aj th` Fcmfgc Rgrefgo`ct.  Rgrefgo`ct.  Pcft`m Ir`w`rf`s caw hgs g c`gr-oacapaey av`r th` Fcmfgc ir`wfcn ogrd`t, thgcds ta fts r`k`ct tgd`av`r aj th` rfvge [hgw^geegk` kaopgcy. ]h` nraup awcs th` O`cmakfca Ir`wfcn Kaopgcy fc th` Pcft`m [tgt`s.

Hfstary ]h` PI Nraup wgs jaucm`m iy g [katsogc, ]haogs E`fshogc fc 780>. ]h` Nraup taad fts fcftfge e`ssacs fc ogcujgkturfcn i``r jrao [auth Fcmfgc igs`m Irftfsh igs`m Irftfsh ir`w`rf`s.  ir`w`rf`s. Gt  Gt th` gn` aj 99, Zfttge 99, Zfttge Ogeeyg wgs `e`kt`m gs th` kaopgcy's jfrst Fcmfgc mfr`ktar fc 76=>. fc 76=>. Gjt`r  Gjt`r g y`gr, h` r`pegk`m Y r`pegk`m Y N C Rrfk` gs th` khgfrogc aj th` kaopgcy. Gjt`r Zfttge Ogeeyg's m`gth fc 768;, hfs sac Zflgy Ogeeyg gssuo`m th` ogcte` aj th` nraup. Zflgy Ogeeyg fcmukt`m praj`ssfacge ogcgn`o`ct gcm kacsaefmgt`m th` Nraup fcta fcmfvfmuge ap`rgtfcn mfvfsfacs. Fc 7688, PI Nraup gkqufr`m th` neaige I`rn`r Rgfcts Nraup wfth ap`rgtfcn kaopgcf`s

gkrass jaur kactfc`cts. ]h` pgfcts iusfc`ss wgs mfv`st`m jar sfncfjfkgct vgeu` fc 766:. Gjt`r Fcmfg gmapt`m `kacaofk efi`rgefzgtfac fc 7667, th` PI Nraup m`kfm`m ta r`tgfc fct`r`sts fc acey thas` iusfc`ss`s thgt w`r` neaigeey kaop`tftfv` gcm mfm cat m`p`cm upac jfskge tgrfjj prat`ktfac. ]amgy, PI Nraup fs th` thfrm egrn`st ogcujgktur`r aj [pfrfts pramukts fc th` warem. Fc 9220, th` Nraup `ct`r`m gvfgtfac s`ktar wfth th` eguckh aj Dfcnjfsh`r Gfrefc`s Efoft`m. ^fth fc g shart tfo` th` gfrefc`s hgs kgptur`m gc fopr`ssfv` ogrd`t shgr` gcm hgs `stgiefsh`m g cfkh` fm`ctfty jar fts`ej.

]h` Eana ]h` R`ngsus, ]h` R`ngsus, whfkh  whfkh fs th` syoiae aj th` Pcft`m Ir`w`rf`s, jfrst jaucm fts pegk` gs th` Nraup eana fc 76=2. fc 76=2. ]h`c,  ]h`c, th` H`eegmfk th` H`eegmfk hars` ‛  hars` ‛  gssakfgt`m  gssakfgt`m wfth i``r gcm c`ktgr fc Nr``d oythaeany-  oythaeany-  kgrrf`m g i``r kgsd i`tw``c th` wfcns, ast`csfiey i`kgus` i``r jaro`m th` kar` ap`rgtfacs aj th` Nraup. Egt`r, th` i``r kgsd wgs r`oav`m ta r`pr`s`ct th` Nraup‑s ouetfjgk`t`m oue tfjgk`t`m ap`rgtfacs. Caw, ft fs lust th` R`ngsus. Iusfc`ss Fct`r`sts aj PI Nraup<

I`v`rgn` Gekahae< ]h` PI Nraup fs ;rm egrn`st spfrfts ogrd`t`r fc th` warem, wfth av`rgee sge`s aj :2 ofeefac kgs`s. ]h` kaopgcy ajj`rs 7=2 irgcms gt vgryfcn prfk` pafcts. [ao` aj th` jgoaus irgcms aj th` PI Nraup gr`< Ignpfp`r ^hfsdy, OkMaw`ee's Ca.7 ^hfsdy, Mfr`ktar's [p`kfge ^hfsdy, OkMaw`ee's Ca.7 Irgcmy gcm OkMaw`ee's K`e`irgtfac Yuo.

Rhgrogk`utfkges< ]h` nraup's kaopgcy Gv`ctfs Rhgrog Efoft`m fs th` s`kacm egrn`st phgrogk`utfkge ouetfcgtfacge fc Fcmfg. Ft m`v`eaps gcm ogrd`ts irgcm`m pr`skrfptfac mruns gcm vgkkfc`s.

O`mfg< ]h` PI Nraup gesa hgs g shgr`haemfcn fc Gsfgc Gn` Haemfcns Etm, th` kaopgcy thgt awcs gcm ogcgn`s mgfey c`wspgp`r, ]h` Gsfgc Gn`.

Fct`rcgtfacge ]rgmfcn< ]h` Nraup's kaopgcy PI Neaige Efoft`m fs g r`kancfz`m `xpart haus` `cngn`m fc th` `xpart aj I``r, [pfrfts, E`gth`r Jaatw`gr

gcm

Rrak`ss`m

Jaams.

]h`

Kaopgcy

gesa

`xparts

Rhgrogk`utfkge Rramukts gcm kustaofz`m p`rjuo`rf`s.

J`rtfefz`r< Ogcngear` Kh`ofkges & J`rtfefz`rs Efoft`m fs ucm`r PI Nraup's ogcgn`o`ct. Ft hgs g ogcujgkturfcn kgpgkfty aj 9,7>,822 O] aj Gooacfg gcm ;,82,222 O] aj Pr`g .

Y`s`grkh & M`v`eapo`ct< Zfttge Ogeeyg [kf`ctfjfk Y`s`grkh Jaucmgtfac (ZO[YJ) wgs `stgiefsh`m fc 768> wfth th` ail`ktfv` aj m`v`eapfcn c`w`r gcm cav`e t`khcaeanf`s thgt wfee hgv` suistgctfge gppefkgtfac fc fcmustry gcm h`geth kgr`. ]h` jaucmgtfac fs ft fs r`kancfz`m iy th` M`pgrto`cts aj [kf`ctfjfk & Fcmustrfge Y`s`grkh (M[FY), M`pt. aj Ifat`khcaeany (MI]), Kauckfe jar [kf`ctfjfk gcm Fcmustrfge Y`s`grkh (K[FY) gcm th` Ofcfstry aj Jfcgck`, Navt. aj Fcmfg.

Gvfgtfac< PI Nraup `ct`r`m gvfgtfac s`ktar fc 9220 wfth th` eguckh aj Dfcnjfsh`r Gfrefc`s Efoft`m. Dfcnjfsh`r Gfrefc`s hgs kgptur`m gc fopr`ssfv` ogrd`t shgr` gcm hgs `stgiefsh`m g cfkh` fm`ctfty jar fts`ej. ]h` gfrefc`s r`k`ctey gkqufr`m 90% stgd` fc M`kkgc Gfrefc`s.

Rr`s`ct Hfstary [ge`s aj th` Pcft`m [pfrfts Etm. gr` `xp`kt`m ta `xk``m :2 ofeefac kgs`s murfcn th` jfskge y`gr 9220-2: ogdfcn th` Nraup th` thfrm egrn`st ogcujgktur`r aj  [pfrfts   [pfrfts pramukts fc th` warem. Fc gmmftfac, P[E fs ac` aj acey thr`` fc th` warem ta awc s`v`c ofeefacgfr` irgcms gcm gt e`gst jfv` irgcms rgt`m iy Mrfcds Fct`rcgtfacge,  Fct`rcgtfacge,  PD, ta i` goacnst th` t`c jgst`st nrawfcn irgcms fc th` warem fc th`fr r`sp`ktfv` kgt`narf`s. ]h` PI Nraup‑s Ir`wfcn @cfty - kgee`m Pcft`m Ir`w`rf`s Efoft`m (PIE) hgs gesa gssuo`m ucmfsput`m ogrd`t e`gm`rshfp wfth g cgtfacge ogrd`t shgr` fc `xk`ss aj 02%. ]hraunh g prak`ss aj gnnr`ssfv` gkqufsftfac gcm ogrd`t p`c`trgtfac, ]h` PI Nraup tamgy kactraes :2% aj th` tatge ogcujgkturfcn kgpgkfty jar I``r fc Fcmfg. ]h` jegnshfp irgcm, Dfcnjfsh`r fs caw saem fc av`r 09 kauctrf`s waremwfm` hgvfcn r`k`fv`m ogcy gkkaegm`s jar fts qugefty. ]h` PI nraup fs gesa fcta ogcujgktur` aj J`rtfefz`rs. ]h` nraup kaopgcy Ogcngear` Kh`ofkges gcm J`rtfefz`rs Efoft`m ( OKJ ) hgs jgktary gt Rgcgoiur fc Mgdshfcg fc Mgdshfcg Dgccgmg mfstrfkt aj Dgrcgtgdg. Fc Gunust 922>, th` nraup ogm` g jfrst-aj-fts-dfcm o`mfg geefgck` jar th` praoatfac aj CM]Z Naam ]fo`s, g efj`stye` t`e`vfsfac khgcc`e ruc iy CM]Z. Jfcgckfges Fc Luey 922>, Pcft`m Ir`w`rf`s Efoft`m r`part`m vaeuo` nrawth aj 7:.;% kaopgr`m ta th` pr`vfaus y`gr.

Aur Zfsfac ―]h` Dfcnjfsh`r Gfrefc`s jgofey wfee kacsfst`ctey m`efv`r g sgj`, vgeu` -igs`m gcm `claygie` trgv`e `xp`rf`ck` ta gee aur nu`sts.‟ Aur Zgeu`s

[gj`ty ]hfs fs aur av`rrfmfcn vgeu`. Fc aur efc` aj iusfc`ss, th`r` fs ca kaopraofs`.

[`rvfk` ^` gr` gee fc th` haspftgefty iusfc`ss4 w` oust gewgys s``d ta s`rv` aur nu`sts gcm ngfc th`fr trust, naamwfee gcm eaygety.

Hgppfc`ss ^` s``d ta iufem gc arngcfsgtfac wfth p`ape` wha khaas` ta i` hgppy, gcm wfee `cm`gvaur ta fcjeu`ck` aur nu`sts gcm ka-ward`rs ta i` hgppy taa.

]`goward ^` wfee sukk``m ar jgfe gs g t`go. @gkh ac` aj us oust r`sp`kt aur kaee`gnu`s r`ngrme`ss aj th`fr rgcd, gcm w` oust ward tan`th`r ta `csur` aur outuge sukk`ss.

Gkkauctgifefty @gkh ac` aj us wfee i` h`em gkkauctgie` jar th` sukk`ssjue `x`kutfac aj aur mutf`s, kaoofto`cts gcm aiefngtfacs, gcm w` wfee strfv` ta e`gm iy `xgope`.

^hy Gvfgtfac1 ^hgt negmm`c`m Mr. Zflgy Ogeeyg oust hgv` i``c g Kgifc`t m`kfsfac ac ^`mc`smgy, Aktai`r 92, 922=, whfkh hfd`m th` p`roftt`m jar`fnc mfr`kt fcv`sto`ct (JMF) efoft fc mao`stfk gfrefc`s ta =6% jrao th` `xfstfcn =2%. ]hfs oav` fs `xp`kt`m ta h`ep je`mnefcn gfrefc`s efd` Dfcnjfsh`r gcm Gfr M`kkgc. L`t gcm [ghgrg eaiif`m tfee th` egst, sao` paeftfkge pgrtf`s (e`jtfsts) trf`m ta oummy th` wgt`rs, iut th` sdf`s w`r` ap`cfcn up gcm Mr. Ogeeyg hgm kgus` jar kh``r. ]h` ian`y aj cgtfacge s`kurfty kack`rcs rgfs`m iy th` L`t-[ghgrg kgrt`e jgfe`m. Oar` thgc th` 6% hfd`, th` m`kfsfac gesa sfncge`m ta mao`stfk gfrefc`s gcm jar`fnc fcv`stars thgt th` nav`rco`ct wgs s`rfaus ac gvfgtfac r`jaro. [tgrtfcn g eaw kast gfrefc` fs cat th` oast mfjjfkuet pgrt, i`kgus` ta stgrt g eaw kast s`rvfk` wfth cgtfac wfm` ap`rgtfacs, 

Gssuofcn thgt th` gfrpegc`s gr` e`gs`m th` kast fs typfkgeey i`tw``c $92=2oc4 m`p`cmfcn ac th` skge` aj ap`rgtfacs (g juee skge` kgrrf`r wfee c``m fcv`sto`ct aj graucm $>2-82oc).

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G r`nfacge s`rvfk` kgc i` stgrt`m gt g oukh eaw`r kast - graucm $72-70oc.

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Eaw kast kgrrf`rs kgc ir`gd `v`c fc g y`gr ar twa ar gt oast thr``.

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C`w gfrefc`s typfkgeey hgv` g oglar kast gmvgctgn`, `sp`kfgeey jar egiar, av`r `stgiefsh`m (oastey stgt`-awc`m kgrrf`rs efd` Fcmfgc Gfrefc`s ar Gfr Khfcg).



Gfr trgcspart fs th` aivfaus saeutfac jar oaifefty, fj jgr`s kgc i` d`pt eaw (gs kaopgr`m ta trgfc jgr`s).

^hy Fcmfg1 

@v`ry Fcmfgc shauem jey. ]h`r` gr` gppraxfogt`ey ac` ifeefac p`ape` & acey giaut 2.20% aj th`o jey.



Fcmfg fs ;rm jgst`st nrawfcn mao`stfk gvfgtfac ogrd`t fc th` warem. (egst y`gr nrawth wgs 9;% & wfee ogfctgfc 92% nrawth fc c`xt jfv` y`grs)

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Fcmfgc [uikactfc`ct fs th` thfrm egrn`st ogrd`t jar c`w gfrkrgjt fc Gsfg, i`hfcm Khfcg (7>62) & Lgpgc (:=2).

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Oar` gcm oar` ofmme` kegss jgofef`s caw pr`j`r gfr trgv`e ta trgmftfacge rgfe trgv`e. TNrawfcn Ofmme`-Kegss (fckao` av`r Ys.62,222 p.g.)



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R`ape` hgvfcn nr`gt`r mfspasgie` fckao`s. Fc 922;, 72 ofeefac Fcmfgcs trgv`e`m iy gfr mao`stfkgeey. Fc 922=, 90 ofeefac taad ta th` sdf`s wfthfc Fcmfg gcm : ofeefac Fcmfgcs trgv`e`m giragm.

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]h` oar` th` o`rrf`r, Oar` kauem tgd` ta th` sdf`s fc th` oacths gcm y`grs ta kao`, gs wgee`t jrf`cmey c`w pegy`rs efd` Dfcnjfsh`r gfrefc`s spruk`m up pegcs ta `ct`r th` gvfgtfac s`no`ct.

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Gkkarmfcn ta KGRG (K`ctr` jar Gsfg-Rgkfjfk gvfgtfac) jar`kgsts, th` tatge gfr trgjjfk wfee rfs` iy 0 ofeefac gktuge pgss`cn`rs `gkh y`gr av`r th` c`xt 72 y`grs.

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[wfjt efi`rgefzgtfac aj th` Fcmfgc ogrd`t. ^fth th` `cmfcn aj nav`rco`ct prat`ktfac jar Fcmfgc Gfrefc`s, th` gmaptfac aj gc ap`c sdf`s gnr``o`ct wfth th` Pcft`m [tgt`s gcm th` eaas`cfcn aj g pr`vfausey tfnhtey r`strfktfv` quatg pgkt wfth Irftgfc. Fcmfg fs gc `xkftfcn gvfgtfac ogrd`t.

^`ekao` Dfcnjfsh`r Gfrefc`s!

Dfcnjfsh`r Gfrefc`s kaoo`ck`m kaoo`rkfge ap`rgtfacs ac 6 Ogy, wfth fts ogfm`c s`rvfk` jrao Igcngear` ta Ouoigf wfth 7>=-s`gt G;92 gfrkrgjt.

Ath`r m`tgfes fckeum`< Je``t< ]a ap`rgt` g ofcfouo aj ;; gfrkrgjt wfthfc th` c`xt twa y`grs gcm 00 iy 92724 Jgr`s< Igcngear`-Ouoigf jgr`s gr` gt e`gst ;0% eaw`r thgc Fcmfgc Gfrefc`s gcm L`t Gfrwgys4 C`tward< Igcngear`-Ouoigf jr`qu`cky fckr`gs`m jrao twa ta thr`` tfo`s mgfey ac 92 Ogy. Igcngear`-M`ehf s`rvfk` kaoo`ck`s ac : Luc`. Gkkarmfcn ta PI Nraup Khgfrogc, Zflgy Ogeeyg, th` gfrefc` pegcs ta gkqufr` 77 gfrkrgjt iy M`k`oi`r thfs y`gr gcm iuy ac` gfrkrgjt `v`ry oacth jrao Lgcugry 922:. Mr. Ogeeyg fs aptfofstfk giaut th` prasp`kts jar th` gfrefc`, whfkh fs tgrn`tfcn Fcmfg Fcmfg‑‑s fckr`gsfcney gjjeu`ct ofmme` egrn`. Fj yau eaad gt th` `o`rnfcn Fcmfg, iy 9272 th`r` wfee i` g c`w n`c`rgtfac aj kacsuo`rs aj giaut 702 ofeefac. ^ha gr` th`s` p`ape`1 ]h`s` gr` yaucnst`rs wha gr` `grcfcn oac`y aut aj fcjarogtfac t`khcaeany, ifat`khcaeany, `ctr`pr`c`urs1p`ape` wha hgv` g oukh nr`gt`r prap`csfty ta sp`cm thgc wh`c F wgs yaucn, sgfm Mr Ogeeyg. Gfr M`kkgc Ogcgnfcn Mfr`ktar NY Napfcgth w`ekao`m Dfcnjfsh`r, stgtfcn th` oav` wauem `c`rnfs` th` ogrd`t. Gkkarmfcn ta Kgpt Napfcgth, th`r` fs g tr`o`cmaus c``m jar gfrefc` kgpgkfty gs th` r`qufr`o`ct fs hun`.

Dfcnjfsh`r Gfrefc`s hgs kactrgkt`m Fcmfgc Gfrefc`s ta ap`rgt` nav`rco`ct ogcmgt`m sakfa-`kacaofk raut`s ac fts i`hgej. Gfrefc`s ap`rgtfcn ac trucd raut`s fc Fcmfg gr` aiefngt`m ta ap`rgt` g k`rtgfc prapartfac aj kgpgkfty ta r`oat` r`nfacs. ]hfs jaros pgrt aj g FCY7.9 ifeefac gnr``o`ct wfth Fcmfgc Gfrefc`s jar autsaurkfcn aj nraucm hgcmefcn gcm ogfct`cgck` s`rvfk`s jar g ofcfouo aj twa y`grs. O`gcwhfe`, Dfcnjfsh`r Gfrefc`s fs ajj`rfcn 7,222 ac`-wgy tfkd`ts `gkh mgy prfk`m gt FCY9,666 (P[M:6.92) ac Ouoigf-Igcngear` s`rvfk` fc Ogy (trgv`e mgt`s cat mfskeas`m), gcm 7,222 ac`-wgy tfkd`ts `gkh mgy prfk`m gt FCY=,666 ac Igcngear`-M`ehf s`rvfk` fc Luc`. ]h` gfrefc` fs s``dfcn ta eguckh M`ehf-Ouoigf s`rvfk` fc Gunust 9220 Grkhf`v`s 

]h` ―Dfcn Aj Naam ]fo`s‟ hgs mac` ft gngfc< Fs th` ^arem Y`gmy1

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Dfcnjfsh`r Gfrefc`s, Go`rfkgc @xpr`ss ta euckh ka irgcm`m kgrm

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Dfcnjfsh`r Gfrefc`s Ap`c 922> ta j`gtur` Neaige ]`ccfs E`n`cms

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Dfcnjfsh`r J7< Ogrd`tfcn, ]h` Zflgy Ogeeyg wgy

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FKFKF Igcd gcm Dfcnjfsh`r Gfrefc`s Eguckh Ka-irgcm`m Kr`mft Kgrm

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Dfcnjfsh`r Gfrefc`s gcm mfshtv Jaro gc Pcpr`k`m`ct`m Geefgck` fc th` Fcmfgc [df`s

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Dfcnjfsh`r Gfrefc`s ta iuy 9: p`rk`ct fc Gfr M`kkgc jar P[$7;0 ofeefac

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Dfcnjfsh`r i`kao`s jfrst Fcmfgc kustao`r jar G;82, G;02, & G;;2

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Ogeeyg's Dfcnjfsh`r Gfrefc`s Regcs FRA Fc 922:

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Dfcnjfsh`r tf`s up wfth p`rjuo` irgcms fc praoatfacge ajj`r

]h` ―Dfcn Aj Naam ]fo`s‟ hgs mac` ft gngfc< Fs th` ^arem Y`gmy1 Zflgy Ogeeyg, th` Ogeeyg, th` Fcmfgc Efquar gcm Gfrefc` iusfc`ss ogncgt` dcawc jar hfs gnnr`ssfv` gcm fccavgtfv` ogrd`tfcn fs tgdfcn hfs gfrefc` je``t av`rs`gs. Dfcnjfsh`r Gfrefc`s egrn`ey jgoaus jar fts sguky gfr hast`ss`s gcm tapcatkh s`rvfk`, pegcs ta jey ac ouetfpe` raut`s fc P[ gcm PD gs `grey gs c`xt

y`gr.

Ogeeyg pegk`m ac` aj th` ifnn`st Gfrkrgjt arm`rs ta Gfrius gt Rgrfs Gfr [haw. ]h` arm`r wgs pegk`m jar 02 gfrkrgjts warth $> ifeefac. Dfcnjfsh`r‑s strgt`ny fs ta ap`c eacn-hgue raut`s gcm `xpgcm th` `xfstfcn mao`stfk raut`s. ]h` m`ge, jar 02 Gfrius pegc`s, fckeum`m jfv` G;=2s , whfkh gr` acey `kacaofkge ta jey ac eacn-hgue trfps. Ogeeyg ger`gmy hgs ac arm`r jfv` aj

Gfrius‖s luoia G;82s,  whfkh h` pegcs ta jey cac-stap ta th` P.[. @gst Kagst, gcm jfv` gmmftfacge G;=2s, whfkh h` pegcs ta jey cacstap ta Go`rfkg‑s Go`rfkg‑s ^`st Kagst. Ac` aj th` r`gsacs jar Ogeeyg ta put fc sukh g ifn fcv`sto`ct fs mu` ta th` jgkt thgt Fcmfgc gr` jeyfcn oukh oar` thgc whgt th`y us`m ta `gref`r. ]h`

mao`stfk ogrd`t fs nrawc iy av`r =2% whfe` th` fct`rcgtfacge pgss`cn`rs hgv` nrawc iy 90% av`r egst y`gr . ]hfs nrawth rgt` fs `xp`kt`m ta kgrry thraunh gt e`gst g m`kgm`. ]h` Gfrefc` Fcmustry hgs summ`cey s``c cuoi`r aj pegy`rs `ct`rfcn th` Fcmfgc ogrd`t gjt`r i`fcn marogct jar g v`ry eacn tfo`. Mu` ta th` kaop`tftfac wfthfc gfrefc`s, th` gfr jgr`s fc sao` kgs`s hgv`

jgee`c iy oar` thgc 02%.   Z`ry r`k`ctey th` L`t [ghgrg m`ge hgs i``c ogdfcn c`ws jar gee wracn r`gsacs.

Dfcnjfsh`r J7< Ogrd`tfcn, ]h` Zflgy Ogeeyg wgy [fck` PI Nraup's gkqufsftfac [kattfsh mfstfee`r ^hyt` & Ogkdgy, g oav` whfkh `e`vgt`m th` nraup ta s`kacm pegk` fc th` neaige spfrfts ogrd`t, khgfrogc Zflgy Ogeeyg hgs oast m`jfcft`ey i``c eaadfcn ta av`rtgd` sao`thfcn gcm `csur` thgt h` fs th` jfrst ta krass th` efc` wfth th` kh`qu`r`m jegn. [pyd`r J`rrgrf fs oast efd`ey whgt ft fs. Ogeeyg hgs m`kfm`m ta n`t hfos`ej g Jaroueg Ac` t`go, hgppfey fcv`stfcn g kaae ₥62 ofeefac av`r g w``d`cm, gcm fc th` prak`ss, `xpac`ctfgeey `xpgcmfcn ogrd`tfcn appartucftf`s jar hfs jegnshfp irgcm, Dfcnjfsh`r. Nfv`c hfs eav` jar jgst kgrs, rgk`hars`s, pgrtf`s, gcm hfs trgm`ogrd jegoiaygck`, g p`rsacge J7 t`go jfts efd` g neav` wfth th` r`st aj Ogeeyg's partjaefa. Ogeeyg `stfogt`s thgt [pyd`r kauem puee fc ₥90 ofeefac fc t`e`vfsfac r`v`cu`s c`xt y`gr, gcm pegcs ta kut kasts jar th` eass ogdfcn `cm`gvaur iy r`eakgtfcn sao` aj th` r`s`grkh kgpgifeftf`s ta Fcmfg. Gc Fcmfgc t`go, fm`geey wfth gc Fcmfgc mrfv`r - fs gc geoast sur`shat raut` ta uceakdfcn uctgpp`m ogrd`tfcn pat`ctfge fc g kauctry wh`r` hgej th` 7.7 ifeefac papuegtfac fs ucm`r th` gn` aj 90, g suistgctfge khucd aj whfkh d``cey jaeeaws J7. ]Z rgtfcns gr` s`t ta sdyrakd`t, wfth pat`ctfgeey `v`ry Fcmfgc dfm tucfcn fcta J7, nfv`c th`fr awc`rshfp fc ft gs g kauctry. Fj `v`c hgej aj th` krfkd`t ogcfg fs r`pefkgie` h`r`, Dfcnjfsh`r fs oast m`jfcft`ey hao` gcm mry. Haw`v`r, gs Dfcnsh`r pr`s`ctey gmarcs ]ayatg's t`go gs pgrt aj g $0ofeefac m`ge `cmfcn c`xt y`gr, ft kauem i` sao` tfo` i`jar` [pyd`r w`grs th` Dfcnjfsh`r shgm` aj r`m. Fc th` fct`rfo, ath`r PI nraup irgcms kauem passfiey jfcm th`os`ev`s ac th` t`go.

Dfcnjfsh`r Gfrefc`s ta iuy 9: p`rk`ct fc Gfr M`kkgc jar P[$7;0 ofeefac Pcft`m Ir`w`rf`s (Haemfcns) Etm., whfkh rucs Dfcnjfsh`r Gfrefc`s, fs ta iuy 9: p`rk`ct aj M`kkgc Gvfgtfac Etm, whfkh ap`rgt`s th` eaw-kast kgrrf`r Gfr M`kkgc, jar P[$7;0 ofeefac. M`kkgc wfee fssu` giaut ;0 ofeefac shgr`s gt P[$;.8 `gkh ta Pcft`m Ir`w`rf`s (Haemfcns), gc 78 p`rk`ct pr`ofuo ta M`kkgc‑s keasfcn prfk` ac ^`mc`smgy. PI Nraup hgs pgfm gc gmvgck` aj P[$;:.89 ofeefac gcm th` igegck` wfee i` pgfm fc c`xt jaur oacths. PI Haemfcns, wfth fts Dfcnjfsh`r Gfrefc`, hgm i``c th` cgturge geey jar Gfr M`kkgc, Kgpt. NY Napfcgth, OM, M`kkgc Gvfgtfac sgfm, gmmfcn thgt iath gfrefc`s wauem kaope`o`ct `gkh ath`r. H` sgfm, ―D``pfcn fc ofcm vgrfaus aptfacs w` hgm, w` j`et thgt fc th` eacn t`ro vfsfac aj aur kaopgcy, th` gssakfgtfac wfth PI Haemfcns wfee ogd` `caroaus jfcgckfge gcm ap`rgtfacge s`cs` wh`r` `gkh ath`r‑s i`st prgktfk`s kauem i` shgr`m.‟ Gfr M`kkgc wauem kactfcu` ta r`ogfc gs gc fcm`p`cm`ct `ctfty gcm pursu` th` eaw-kast oam`e. ^hfe` Kgpt. Napfcgth wauem i` th` @x`kutfv` Khgfrogc aj M`kkgc Gvfgtfac, Or Ogeeyg wauem i` th` Zfk` Khgfrogc. Iath wauem gppafct sfx mfr`ktars `gkh i`sfm`s hgvfcn sfx fcm`p`cm`ct mfr`ktars ac th` iagrm, whfe` th` iagrm wauem gppafct th` Khf`j @x`kutfv` Ajjfk`r. Gfr M`kkgc‑s Khf`j Jfcgckfge Ajjfk`r Ygodf [ucmgrgo waue m i` th` gktfcn K@A, Kgpt. Napfcgth r`part`mey sgfm.

Dfcnjfsh`r i`kao`s jfrst Fcmfgc kustao`r jar G;82, G;02, & G;;2

Dfcnjfsh`r Gfrefc`s hgs i`kao` th` jfrst Fcmfgc kgrrf`r ta sfnc g jfro kactrgkt wfth Gfrius jar th` G;02 gcm G;82  ‛  th` kaopgcy‑s c`w`st gcm egrn`st gfrkrgjt, r`sp`ktfv`ey  ‛   gs w`ee gs jar th` G;;2. ]h` arm`r fs jar jfv` G;02822s peus jfv` G;82s jar fct`rkactfc`ctge s`rvfk`s, gcm jfv` G;;2-922s jar r`nfacge raut`s. M`efv`rf`s aj Dfcnjfsh`r‑s Gfrius G;;2s gr` mu` ta i`nfc fc th` thfrm qugrt `r aj 922>, thas` aj th` mauie`-m`kd G;82s fc 9272, gcm thas` aj th` G;02s fc 9279. @cnfc` s`e`ktfacs hgv` y`t ta i` gccauck`m. Dfcnjfsh`r wfee us` fts G;;2s ac r`nfacge raut`s, fckeumfcn jefnhts ta @urap`, whfe` th` G;02 gcm G;82 gr` m`stfc`m jar eacn`r cacstap jefnhts ‛  jefnhts ‛  sukh  sukh gs ta th` P[G. ―Fcmfg fs ac` aj th` warem‑s jgst`st nrawfcn ogrd`ts, `sp`kfgeey goacn th` yaucn`r `o`rnfcn n`c`rgtfac, gcm th`s` c`w Gfrius gfrkrgjt, wfth th`fr ucogtkh`m pgss`cn`r gpp`ge, `kacaoy gcm kaooacgefty, wfee nfv` us th` e`gm e`gm fc kaop`tfcn jar th`fr iusfc`ss, ― sgys Mr Zflgy Ogeeyg, Khgfrogc aj th` PI Nraup, Nraup, ac` aj Fcmfg‑s egrn`st egrn`st kaopgcf`s kaopgcf`s gcm th` pgr`ct pgr`ct kaopgcy kaopgcy a Dfcnjfsh`r Gfrefc`s. ―^`‑ee i`nfc wfth th` Gfrius G;;2, whfkh fs g nr`gt gfrkrgjt gcm ger`gmy fc wfm`spr`gm s`rv s`rvfk`, fk`, gcm th`c w`‟ee kr`gt` g s`csgtfac st

wh`c w` i`kao` th` jfrst Fcmfgc kgrrf`r wfth th` 97  K`ctury jegnshfp G;82, i`jar` gmmfcn th` warem‑s c`w`st gfrefc`r, th` G;02. Fognfc` jeyfcn th` naam tfo`s, cat lust fc Fcmfg, iut waremwfm`!‟   Dfcnjfsh`r Gfrefc`s fs ger`gmy gc fopartgct Gfrius kustao`r kustao`r ‛    ft hgs arm`r`m t`c G;92s gcm thr`` G;76s, gcm  ‛  ft hgs aptfacs ac g jurth`r 92 sfcne`-gfse` gfrkrgjt. Ft hgs `stgiefsh`m fts`ej gs gc gfr-trgv`e ph`cao`cac fc th` Fcmfgc ogrd`t, fctramukfcn c`w stgcmgrms fc pgss`cn`r gpp`ge  ‛   sukh gs p`rsacge vfm`a-

skr``cs fc `v`ry s`gt. Fc qufkdey `stgiefshfcn g jarofmgie` r`karm jar qugefty aj s`rvfk` gcm r`efgifefty fc th` Fcmfgc sdf`s, Dfcnjfsh`r fs rgpfmey i`kaofcn g jgvaurft` aj mfsk`rcfcn pgss`cn`rs. Gfrius‑ G;;2 fs pgrt aj th` oam `rc ogrd`t-e`gmfcn G;;2/G;=2 jgofey, whfkh hgs wac th` efac‑s shgr` aj arm`rs gcm kustao`rs fc th` ofmme` aj th` ogrd`t sa jgr, gcm whfkh fs w`ee `stgiefsh`m gs th` gfrefc`s‑ wardhars` ac r`nfacge raut`s. ]h` c`w Gfrius G;02 iufems ac gcm kaope`o`cts th` sukk`ss ger`gmy gkhf`v`m iy th` G;;2 gcm G;=2 fc thfs jf`em, iy kgpftgefsfcn ac t`khcaeanf`s kr`gt`m jar th` mauie`-m`kd G;82. Fts gmvgck`m j`gtur`s fckeum` g efnht`r gfrjrgo` thraunh th` us` aj kgriac jfir` wfcns gcm gc geuofcfuo -efthfuo jus`egn`,

ju`e-sgvfcn

g`ramycgofk

foprav`o`cts

thgt

jeaw

jrao

kaoput`r- oam`efcn gcm eaw`r ogfct`cgck` kasts. Gfrius‑ G;82 fs sfopey th` egrn`st, oast spgkfaus gcm oast `kacaofk gfrefc`r `v`r iufet, m`efv`rfcn up ta ;7 p`r k`ct i`tt`r `kacaoy p`r s`gt thgc `v`c th` c`w`st ath`r gfrefc`rs. [`ttfcn c`w stgcmgrms fc haw th` warem jef`s, ft fs truey st

th` jegnshfp aj th` 97   K`ctury gcm th` c`w fkac aj th` gfr trgcspart fcmustry. Gfrius fs gc @GM[ lafct kaopgcy wfth IG@ [yst`os.

;.; Rramukts gcm [`rvfk`s Je``ts ]h` jfrst Fcmfgc gfrefc` ta fcftfgt` gcm kactfcu` ap`rgtfacs wfth gee c`w gfrkrgjts, Dfcnjfsh`r Gfrefc`s kacc`kts ta 70 d`y m`stfcgtfacs thraunh g je``t aj 77 irgcm c`w G;92 jgofey gfrkrgjts. ^fth oar` thgc >2 jefnhts mgfey gkrass Fcmfg, Dfcnjfsh`r fs th` jfrst gcm th` acey Fcmfgc kgrrf`r ta hgv` sfnc`m g kactrgkt wfth Gfrius jar G;82 gcm G;02. Fc g m`ge vgeu`m gt av`r $; ifeefac, Dfcnjfsh`r Gfrefc`s hgs arm`r`m 0 G;82, 0 Gfrius G;02-822 gfrkrgjt gcm 0 Gfrius G;;2-922 gfrkrgjts. ]h` Dfcnjfsh`r Gfrefc`s je``t kacsfsts aj th` jaeeawfcn gfrkrgjt -

Dfcnjfsh`r Gfrefc`s Je``t Rgss`cn`rs Gfrkrgjt

]atge

(Dfcnjfsh`r Jfrst/Dfcnjfsh`r

Yaut`s

Cat`s

Kegss)

G]Y >9-022

79 (99 arm`rs)

Gfrius G;76- ; 722 Gfrius G;76722KL

(7 arm`r)

:: (2/::)

Mao`stfk s`rvfk`s [hart gcm

7;2 (98/729)

o`mfuo hgue raut`s [hart gcm

7

Karpargt` L`t

o`mfuo hgue raut`s

Gfrius G;92- 79 922

[hart Hgue

(02 arm`rs)

[hart gcm 7:2 (98/7;9)

o`mfuo hgue raut`s

FG@ @cnfc`s

Gfrius G;97- : 922 Gfrius G;;2922 Gfrius G;=2022HN^

(9 arm`rs)

[hart gcm 78=(98/70:)

(70 arm`rs)

(72 arm`rs)

o`mfuo hgue raut`s O`mfuo gcm eacn hgue raut`s

Petrg hgue raut`s

Jar m`efv`ry fc 922> Jar m`efv`ry fc 9228

Gfrius G;02- (92 arm`rs)(72 822

aptfacs)

Gfrius G;82- (0 arm`rs)(0 822

aptfacs)

Eacn hgue raut`s

Jar m`efv`ry fc 9272

]atge Cuoi`r ;= aj Gfrkrgjt

(79: arm`rs)

Gc grtfstfk fopr`ssfac aj gc Gfrius gc Gfrius G;82 fc Dfcnjfsh`r efv`ry. 

Ac Luc` Ac  Luc` 70, 9220 70, 9220 ft i`kgo` th` jfrst (gcm acey) Fcmfgc gfrefc` ta arm`r th` Gfrius G;82. Ft G;82. Ft pegk`m arm`rs jar 0 G;82s, 0 Gfrius 0 Gfrius G;02-822 G;02-822 gfrkrgjt gcm 0 Gfrius G;;2-922 G;;2-922 gfrkrgjt fc g m`ge vgeu`m gt av`r $; ifeefac. M`efv`ry aj th` G;;2s fs mu` ta stgrt fc egt` 922>, jaeeaw`m 922>, jaeeaw`m iy th` G;82s fc 9272 gcm th` G;02s fc 9279. fc 9279.

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Ac Cav`oi`r 92, 9220 gt th` Muigf Gfr [haw,  [haw,  Dfcnjfsh`r Gfrefc`s gccauck`m thgt ft wauem i` iuyfcn 92 G]Y 92 G]Y >9-022s (peus 70 aptfacs). ]h` m`ge fs `stfogt`m ta i` warth $022 ofeefac maeegrs wfth th` m`efv`rf`s stgrtfcn jrao Ogrkh 922:. Ogrkh 922:. ]h`  ]h` egst aj th` 92 pegc`s wauem i` hgcm`m av`r ta Dfcnjfsh`r Gfrefc`s iy 9228.  9228.  ]h` jfrst gfrkrgjt jrao thgt arm`r wgs m`efv`r`m ta th` gfrefc`s ac Ogrkh ac Ogrkh ;7, 922:. ;7, 922:.

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Ac Cav`oi`r Ac  Cav`oi`r 97, 9220 97, 9220 gt th` sgo` gfr shaw, Dfcnjfsh`r Gfrefc`s pegk`m gc arm`r ta gkqufr` ;2 oar` G;92s fc g m`ge `stfogt`m ta i` warth $9 ifeefac. @cnfc` ogdfcn lafct v`ctur` Fct`rcgtfacge G`ra @cnfc`s wfee suppey th` `cnfc`s jar th` pegc`s. M`efv`rf`s jar th` pegc`s gr` efd`ey ta stgrt jrao 9228.

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Ac Lgcugry 7;, 922: 7;, 922: gc Gfrius G;76 aj Dfcnjfsh`r Gfrefc`s wgs th` jfrst gfrkrgjt fc thgt kegss ta egcm ac th` shart aem`r rucwgy gt Ogcngear` gfrpart.

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Ac th` Gprfe th` Gprfe 9=, 922:, 9=, 922:, Dfcnjfsh`r  Dfcnjfsh`r sfnc`m g kactrgkt jar jfv` Gfrius jfv` Gfrius G;=2022 HN^s. ]h` HN^s. ]h` gfrefc` pegcs ta us` thfs jar fts Igcngear`-[gc Igcngear`-[gc Jrgckfska gcm Ouoigf gcm Ouoigf-C`w -C`w Vard raut`. M`efv`ry fs `xp`kt`m jar 9228. jar 9228.

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Dfcnjfsh`r wgs gesa th` jfrst Fcmfgc gfrefc` ta irfcn th` egt`st sup`r luoia Gfrius ;82 ta Fcmfg. G ;82 grrfv`m ac : ogy 922> fc C`w M`ehf gcm fc Ouoigf ac

8th Ogy gs pgrt aj Dfcnjfsh`r's s`kacm gccfv`rsgry

k`e`irgtfacs.

Dfcnjfsh`r Gfrefc`s Ap`rgtfac fc FCMFG

Igs`m fc Igcngear`, Dfcnjfsh`r Gfrefc`s ap`rgt`s ac mao`stfk raut`s gcm kav`rs av`r 70 e`fsur` gcm iusfc`ss m`stfcgtfacs. Kav`rfcn fopartgct kftf`s fckeumfcn C`w M`ehf, Igcngear`, Kh`ccgf, Gho`mgigm, Nag i`sfm`s r`nfacge kftf`s efd` Gngrtgeg, Gngttf, Mfirungrh, Dakhf, Daedgtg, Ogmurgf gcm ogcy oar`, Dfcnjfsh`r Gfrefc`s, ajj`r nr`gt m`ges ac gfr tfkd`ts. Iaad yaur trgv`e ac Dfcnjfsh`r Gfrefc`s gcm gvgfe iumn`t gfr trgv`e gcm `xqufsft` jefnht gfrjgr`s.

Gs aj Ogy 922>, Ogy 922>, Dfcnjfsh`r  Dfcnjfsh`r jef`s ta th` jaeeawfcn gfrparts fc Fcmfg< 

Gngrtgeg (Gngrtgeg Gfrpart)

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Gngttf (Gngttf G`ramrao`) G`ramrao`)

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Gho`mgigm ([grmgr Zgeegihihgf Rgt`e Fct`rcgtfacge Gfrpart)

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Ignmanrg (Kfvfe G`ramrao` Ignmanrg)

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Igcngear` (HGE Igcngear` Fct`rcgtfacge Gfrpart)

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Ihapge (Ihapge Gfrpart)

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Ihuigc`swgr (Iflu Rgtcgfd Gfrpart)

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Kh`ccgf (Kh`ccgf Fct`rcgtfacge Gfrpart)

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Kgefkut (Dazfdam` fctrgtfacge gfrpart)

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M`ehf (Fcmfrg Ngcmhf Fct`rcgtfacge Gfrpart)

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Nuwghgtf (Eadprfyg Napfcgth Iarmaeaf Fct`rcgtfacge Gfrpart)

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Nag (Mgiaefo Gfrpart)

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Hym`rgigm (I`nuop`t Gfrpart)

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Fcmar` (M`vf Ghfeygigf Haedgr Fct`rcgtfacge Gfrpart)

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Lgfpur (Lgfpur Gfrpart)

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Dakhf (Kakhfc Fct`rcgtfacge Gfrpart)

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Daedgtg (C`tglf [uihgsh Khgcmrg Ias` Fct`rcgtfacge Gfrpart) Gfrpart)

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Ogcngear` (Ogcngear` Fct`rcgtfacge Gfrpart)

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Ouoigf (Khhgtrgpgtf [hfvglf Fct`rcgtfacge Gfrpart)

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Cgnpur (Mr. Igigsgh`i Goi`mdgr Fct`rcgtfacge Gfrpart)

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Ruc` (Ruc` Gfrpart)

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Ygfpur (Ygfpur Gfrpart)

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Ruttgpgrthf ([rf [gthyg [gf Gfrpart)

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]frukhfrgppgeef (]frukhfrgppgeef Gfrpart) Gfrpart)

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]frupgthf (]frupgtf Gfrpart)

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]hfruvgcgcthgpurgo (]rfvgcmruo Fct`rcgtfacge Gfrpart) Gfrpart)

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Zgrgcgsf (Zgrgcgsf Gfrpart)

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Zfsgdhgpgtcgo (Zfsgdhgpgtcgo Gfrpart)

Gmmftfacgeey,

Dfcnjfsh`r

Gfrefc`s

hgs

gccauck`m

pegcs

ta

i`nfc

fct`rcgtfacge s`rvfk` wfth jefnhts i`tw``c Igcngear` gcm [gc Jrgckfska, Kgefjarcfg, gs w`ee gs Ouoigf gcm C`w Vard Kfty.

Haw ta Iaad ]rgv`e ac Dfcnjfsh`r Gfrefc`s [t`ps< 

[t`p Ac`

Kgee 277 (+67) 7822 7822 727 ar vfsft th` Dfcnjfsh`r Gfrefc` ^`i sft` ta iaad yaur trgv`e acefc` (s`` Y`saurk`s i`eaw). ]h` jefnht skh`mue` s`grkh `cnfc` fs eakgt`m ac th` hao` pgn`. 9 

[t`p ]wa

@ct`r yaur arfnfc gcm m`stfcgtfac kftf`s, trgv`e mgt`s, cuoi`r aj pgss`cn`rs gcm kegss aj trgv`e (Dfcnjfsh`r ar Dfcnjfsh`r Jfrst). [`e`kt "Iy Jgr`" ta mfspegy gvgfegie` jefnht skh`mue`s iy jgr` (kh`gp`st ta oast `xp`csfv`). Fj yaur mgt`s gr` cat je`xfie`, khaas` ta sart th` jefnhts "Iy [kh`mue`" gcm kefkd ac th` "[`grkh" fkac. ; 

[t`p ]hr``

[`e`kt yaur pr`j`rr`m jgr` ar skh`mue` jrao th` Jefnht Aptfacs pgn` gcm r`vf`w gee aj th` mfspegy`m fcjarogtfac i`jar` kefkdfcn ac th` "Rurkhgs`" fkac. = 

[t`p Jaur

Ean fc wfth yaur keui cuoi`r gcm pgsswarm fj yau gr` g o`oi`r aj th` Dfcnjfsh`r Jr`qu`ct Jey`r Keui. Fj yau'r` cat g o`oi`r, sfopey kefkd ac "Kactfcu` gs Nu`st."

0 

[t`p Jfv`

@ct`r gee aj yaur kactgkt fcjarogtfac, fckeumfcn yaur oaife` phac` cuoi`r gcm `-ogfe gmmr`ss sa thgt g Dfcnjfsh`r r`pr`s`ctgtfv` kgc kactgkt yau fc kgs` aj khgcn`s fc jefnht skh`mue`s, gmmftfacge j``s ar w`gth`r m`egys.

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[t`p [fx

Kacjfro yaur iaadfcn gcm prfct aut yaur ftfc`rgry. Ft fs hfnhey r`kaoo`cm`m thgt yau gesa kacjfro yaur r`s`rvgtfac wfth g Dfcnjfsh`r r`s`rvgtfac gn`ct. Av`rgee ]fps & ^grcfcns 

Iaad acefc` ta tgd` gmvgctgn` aj gcy eaygety pranrgo mfskaucts thgt wauemc't i` gvgfegie` thraunh g trgv`e gn`ct.

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Fj yau iaad trgv`e usfcn sao`ac` `es`'s kr`mft kgrm (wfth th`fr p`rofssfac, aj kaurs`) ogd` sur` ta irfcn g kapy aj th` kr`mft kgrm sfnc`m iy th` awc`r wh`c yau kh`kd fc.

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Kh`kd fc 9 haurs ta ;2 ofcut`s prfar ta yaur jefnht. Ac` haur prfar ta yaur m`pgrtur` fs pr`j`rr`m.

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Kacsfm`r lafcfcn th` Dfcn Keui (Dfcnjfsh`r's Jr`qu`ct Jey`r Rranrgo) fj yau gr` pegccfcn ac trgv`efcn thraunhaut Fcmfg ac yaur vfsft.

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Dfcnjfsh`r kurr`ctey acey gkk`pts kr`mft kgrms fssu`m fc Fcmfg.

Fj yau gr` jeyfcn fcta gcy kfty jrao [rfcgngr Gfrpart, yau wfee cat i`

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geeaw`m ta kgrry gcy hgcm ignngn` gcm yau oust grrfv` gt e`gst 9 haurs prfar ta yaur skh`mue`m m`pgrtur`.

Nu`st Kaoofto`ct [tgt`o`ct

F. ^`ekao` ta th` Dfcnjfsh`r @xp`rf`ck` Y`gkhfcn us Jgr` aptfacs/Iaadfcn aptfacs/Hao` m`efv`r Go`cmo`cts gcm Kgck`eegtfacs D``pfcn yau fcjaro`m Av`riaadfcn Y`jucms

FF. Gt th` gfrpart ]`rofcge eakgtfacs, Kactgkt Cuoi`rs Zge`t [`rvfk` Kh`kdfcn-Fc M`egy Hgcmefcn/Y`-rautfcn

FFF. Ac-iagrm `xp`rf`ck` Fc-jefnht `ct`rtgfco`ct O`ge aptfacs ^arem kegss kr`

FZ. Y`gkhfcn yaur m`stfcgtfac Ignngn` M`efv`ry 

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M`egy`m / ofss`m Ignngn`

Z. Vaur [p`kfge c``ms Pcgkkaopgcf`m Ofcar Nu`sts wfth r`muk`m oaifefty gcm [`cfar Kftfz`c

ZF. Hap` yau hgm g nr`gt `xp`rf`ck` ^` efst`c - Aur j``migkd syst`o ^` ucm`rstgcm gcm foprav` ^` r`spacm - Aur jaeeaw up Kactgktfcn us

F. ^`ekao` ta th` Dfcnjfsh`r @xp`rf`ck` Y`gkhfcn us Ft fs aur kaoofto`ct thgt w` wfee `csur` `gsy gkk`ssfifefty ta aur Nu`sts. Aur t`e`phac` cuoi`rs whfkh gr` gkk`ssfie` 9= haurs gr`< 7822 9;;; 7;7 292 9>96;2;2 282 =76>6>6> 279= 98==>22 299 ::=66;6; 7822 7822 727 P[G/Kgcgmg 7 8:: = JEV DJG (7 8:: =;0 60;9) PD 2 822 2=> 2872

Jgr` aptfacs/Iaadfcn aptfacs/Hao` m`efv`ry ^` gr` kaooftt`m ta ogdfcn aur tfkd`ts `gsfey gvgfegie` ta aur Nu`sts. Dfcnjfsh`r Gfrefc`s tfkd`ts kgc i` purkhgs`m iy< Kgeefcn up aur Kgee K`ct`rs ]h` Dfcnjfsh`r Gfrefc`s w`isft` (www.jeydfcnjfsh`r.kao (www.jeydfcnjfsh`r.kao)) ]h` Hao` M`efv`ry aptfac ]hraunh th` ]rgv`e Gn`cts ^` jaeeaw g mycgofk jgr` paefky gcm th` jgr` e`v`es jeuktugt` m`p`cmfcn ac th` cuoi`r aj iaadfcns ogm` / gctfkfpgt`m ac g pgrtfkuegr jefnht. Ft fs aur kaoofto`ct ta aur Nu`sts thgt gt gcy nfv`c pafct aj tfo` th` eaw`st gvgfegie` jgr` gt thgt tfo` wauem i` ogm` gvgfegie` ac gee iaadfcn o`mfuos. Fc kgs` g eaw`r jgr` e`v`e fs gvgfegie` gjt`r g Nu`st hgs ogm` hfs iaadfcn, g r`iaadfcn wfee i` geeaw`m ac th` eaw`r jgr` e`v`e gjt`r pgyfcn g s`gt r`e`gs` khgrn`. Aur jgr`s gr` quat`m fc Fcmfgc Yup``s gcm fc P[ Maeegrs. Aur Fct`rcgtfacge nu`sts kgc iaad gcm ogd` pgyo`cts thraunh th`fr kr`mft kgrm. Go`cmo`cts gcm Kgck`eegtfacs ^` ucm`rstgcm thgt aur Nu`st kauem i` fc g sftugtfac wh`r` th`y hgv` ta go`cm ar kgck`e th`fr tfkd`ts. Gt Dfcnjfsh`r Gfrefc`s aur Nu`sts kgc go`cm ar kgck`e th`fr tfkd`ts up ta ac` haur i`jar` th` skh`mue`m m`pgrtur` aj th` jefnht. Jar m`tgfes aj kgck`eegtfac gcm s`gt r`e`gs` khgrn`s pe`gs` s`` th` Kacmftfacs aj Kgrrfgn` s`ktfac. D``pfcn yau fcjaro`m Gt Dfcnjfsh`r gfrefc`s w` gr` kaooftt`m ta d``p aur Nu`sts fcjaro`m fc kgs` aj dcawc m`egys, kgck`eegtfacs gcm mfv`rsfacs gs `grey gs passfie`. ^` us` th` kactgkt m`tgfes fc yaur r`s`rvgtfac r`karm ta upmgt` yau ar fj yau hgv` ogm` th` r`s`rvgtfac thraunh g trgv`e gn`ct w` gtt`opt ta kactgkt

hfo fc kgs` yaur kactgkt cuoi`r fs cat gvgfegie` fc aur r`karms.Nu`sts kgc gesa r`k`fv` th` egt`st jefnht fcjarogtfac usfcn aur Dfcnoaife` s`rvfk` iy s`cmfcn g [O[, `n. [O[ DFCN ta :;88.

Av`riaadfcn ^` ap`rgt` wfth th` ail`ktfv` thgt ca Nu`st wfth g kacjfro`m r`s`rvgtfac shauem i` m`cf`m iagrmfcn. D``pfcn thfs ail`ktfv` fc ofcm w` kaooft ta gs ogcy Nu`sts r`s`rvgtfacs gs th` cuoi`r aj s`gts ac `gkh jefnht. Y`jucms Ac kgck`eegtfac aj g iaadfcn, th` r`jucm wfee i` prak`ss`m fc th` sgo` o`mfuo fc whfkh th` tfkd`t wgs purkhgs`m, gcm thraunh th` pafct aj sge`.

FF. Gt th` gfrpart ]`rofcge eakgtfacs Kurr`ctey

Dfcnjfsh`r

Gho`mgigm,

Gfrefc`s

Ignmanrg,

ap`rgt`s

Igcngear`,

ta

Gngrtgeg,

Ihuigc`shwgr,

Gngttf Ihul,

Fsegcm, Kh`ccgf,

Kafoigtar`, M`ehf, Nag, Nuwghgtf, Huief, Hym`rgigm, Fophge, Fcmar`, Lgfpur, Dakhf, Daedgtg, Ogcngear`, Ouoigf, Cgnpur, Ruc`, Ygfpur, [rfcgngr,

]rfkhy,

]frupgtf,

]rfvgcmruo,

Zgrgcgsf,

Zflgygwgmg

gcm

Zfshgdgpgtcgo gfrparts. Zge`t gssfstgck` Gs g vgeu` gmm`m s`rvfk`, Zge`t gssfstgck` fs gvgfegie` gt gee gfrparts. ]hfs gssfstgck` fs gvgfegie` jrao th` tfo` yau r`gkh th` gfrpart ta th` tfo` yau Kh`kd-fc. Gssfstgck` fs gesa gvgfegie` ac grrfvge gt th` gfrparts. Kh`kdfcn-Fc Gee `jjarts gr` tgd`c ta `csur` g soaath Kh`kd-fc. ]h` gvgfegifefty aj ouetfpe` Kh`kd-fc kauct`rs gcm th` pr`s`ck` aj `jjfkf`ct stgjj h`ep r`muk` kacn`stfac,

whfkh trgcsegt`s fcta e`ss wgftfcn tfo` gt th` kauct`rs gcm 'Ac tfo`' m`pgrtur` aj aur jefnhts.

M`egy Hgcmefcn Fc kgs` aj m`egy gt th` gfrpart, w` ogd` gee `jjart ta ofcfofz` th` fckacv`cf`ck`. Nu`sts gr` ajj`r`m r`jr`sho`cts fc kgs` th` m`egy fs oar` thgc ac` haur. Fc kgs` aj eacn`r m`egys, Nu`sts gr` ajj`r`m o`ge suil`kt ta th` gfrpart jgkfeftf`s gcm eakge fcjrgstruktur`. Yavfcn Gn`cts Ca oar` wgftfcn gt th` Kh`kd-fc kauct`r. Caw nu`sts wfth hgcm ignngn` c``m cat wgft gt th` kh`kd-fc kauct`r ta kaee`kt th`fr iagrmfcn pgss. ]h`y kgc mfr`ktey gppragkh th` s`kurfty kh`kd-fc kauct`rs. M`peay`m autsfm` th` [`kurfty kh`kd-fc gr`g wfee i` Dfcnjfsh`r Gfrefc`s' Yavfcn Gn`ct wha wfee gtt`cm ta th`s` nu`sts p`rsacgeey gcm iaad th`o ac th`fr khafk` aj s`gts. [p`kfgeey trgfc`m Yavfcn Gn`cts wfee r`gkh aut ta nu`sts gcm kh`kd th`o fc usfcn g oaife` mfnftge m`vfk` gcm prfct`r. Dfcnjfsh`r Gfrefc`s fs th` jfrst gfrefc` fc Fcmfg ta eguckh thfs ucfqu` s`rvfk`.

FFF. Ac-iagrm `xp`rf`ck` Fc-jefnht `ct`rtgfco`ct Gt Dfcnjfsh`r Gfrefc`s, w` tgd` prfm` fc i`fcn th` jfrst mao`stfk gfrefc` fc Fcmfg ta ajj`r p`rsacgefz`m Fc-jefnht @ct`rtgfco`ct. Nu`sts hgv` th` aptfac aj Efv` ]Z, Juc ]Z gcm 72 gumfa khgcc`es ac Dfcnjfsh`r Ygmfa wfth khafk`s gpp`gefcn ta `v`ry s`no`ct's `xp`ktgtfacs. ]h` vfm`a khafk`s

rgcn` jrao [parts ta jgshfac ta gc `xkeusfv` khgcc`e jar dfms. [fofegrey th` gumfa khgcc`es rgcn` jrao Nhgzges ta hfp- hap ta rakd ousfk. Gee `jjarts gr` ogm` ta `csur` thgt yau hgv` g wfm` s`e`ktfac `v`ry tfo` yau jey wfth us. Gcath`r ucfqu` j`gtur` aj aur Fc-jefnht @ct`rtgfco`ct syst`o fs th` ac skr``c oavfcn ogp thgt e`t yau dcaw th` Jucefc`r's eakgtfac, getftum`, sp``m gcm ath`r r`e`vgct jefnht m`tgfes.

O`ge aptfacs ^` ajj`r aur Nu`sts kaopefo`ctgry o`ges ac gee aur jefnhts. Gt thfs stgn`, Nu`sts hgv` th` khafk` aj aptfcn jar v`n`tgrfgc ar cac v`n`tgrfgc o`ges ac oast s`ktars. ]h` o`cus gr` m`sfnc`m kacsfm`rfcn th` Nu`st j``migkd gcm gr` jr`qu`ctey khgcn`m ta o``t th`fr khgcnfcn tgst`s. ]a `csur` thgt th` Nu`sts n`t mfjj`r`ct khafk`s `v`ry tfo` th`y trgv`e wfth us, w` hgv` sfx mfjj`r`ct typ`s aj o`cu whfkh gr` khgcn`m `v`rymgy.

^arem kegss kr`w Aur Kr`w fs p`rsacgeey s`e`kt`m iy th` khgfrogc. ]h`y ucm`rna g rfnaraus trgfcfcn pranrgo fc th` [gj`ty gcm Jfrst gfm, [`rvfk` M`efv`ry gcm R`rsacgefty m`v`eapo`ct i`jar` th`y gr` ke`gr`m ta tgd` ac th` rae` aj hasts ac iagrm.

FZ. Y`gkhfcn yaur M`stfcgtfac. Ignngn` M`efv`ry ^` gt Dfcnjfsh`r Gfrefc`s `cm`gvar ta r`ucft` yaur kh`kd`m ignngn` wfth yau gs saac gs yau r`gkh yaur m`stfcgtfac. Dfcnjfsh`r Gfrefc`s

r`pr`s`ctgtfv`s gr` pr`s`ct fc th` grrfvge eaucn` shauem yau c``m gcy gssfstgck` ac gkkauct aj iuedy ignngn`. M`egy`m / ofss`m Ignngn` Fc g sftugtfac aj ofsraut`m ignngn` w` wfee ogd` `v`ry `jjart ta eakgt` gcm m`efv`r yaur ignngn` ta yau gs saac gs passfie`. ^h`c g ofsraut`m ignngn` fs trgkd`m w` gtt`opt ta m`efv`r ft gt aur `xp`cs` gt th` tfo` kacv`cf`ct ta th` Nu`sts. M`efv`ry aj ignngn` jar fct`rcgtfacge m`stfcgtfac fc kgs` aj trgcsft, ogy tgd` sao` tfo` kacsfm`rfcn th` eacn`r jefnht murgtfac, gvgfegifefty aj jefnhts gcm kustao gcm foofnrgtfac prak`mur`s. M`tgfes giaut aur paefky paefky ac east ignngn` ignngn` kgc i` vf`w`m vf`w`m fc th` Kacmftfacs Kacmftfacs a Kgrrfgn` s`ktfac.

Z. Vaur sp`kfge c``ms ^` gt Dfcnjfsh`r Gfrefc`s gr` kaooftt`m ta pravfm` g s`goe`ss trgv`e `xp`rf`ck` ta aur nu`sts wha r`qufr` sp`kfge gssfstgck`. ]hfs kaoofto`ct fs ke`grey `stgiefsh`m iy th` jgkt thgt aur p`rsacc`e gt vgrfaus jucktfacge gr`gs gr` w`ee trgfc`m ta hgcme` yaur sp`kfge c``ms. [p`kfge kgr` fs tgd`c `v`c whfe` gssfncfcn g s`gt ac iagrm th` jefnht. ]h`s` Nu`sts gr` gssfnc`m s`gts keas`r ta th` `xfts gcm egvgtarf`s sa thgt th`y kgc iagrm, us` jgkfeftf`s gcm mfs`oigrd fc kaojart. ]a `cgie` us ta s`rv` yau i`tt`r w` r`qu`st yau ta fcjaro us giaut yaur sp`kfge c``ms wfthfc g r`gsacgie` tfo` i`jar` yaur trgv`e.

Pcgkkaopgcf`m Ofcar Jeyfcn geac` kgc i` g thrfeefcn `xp`rf`ck` jar dfms, `sp`kfgeey wfth g eftte` gmvgck` pr`pgrgtfac. Khfemr`c ogy i` c`rvaus gt jfrst, iut khgck`s gr` th`y'ee saac i` gisari`m fc th` gmv`ctur` aj str`tkhfcn th`fr awc eftte` wfcns. Khfemr`c fc th` gn` nraup aj 0 ta 77, haemfcn g kacjfro`m r`s`rvgtfac gcm trgv`efcn geac` qugefjy gs Pcgkkaopgcf`m Ofcars. ^` tgd` th`

r`spacsfifefty aj `skartfcn th`o sgj`ey ta th`fr m`stfcgtfac. Dfcnjfsh`r Gfrefc`s p`rsacc`e gssfst fc kh`kd-fc gcm iagrmfcn prak`ss gcm fctramuk` th` khfem ta th` jefnht gtt`cmgcts ac iagrm. Aur jefnht gtt`cmgcts tgd` sp`kfge kgr` aj th` khfem ta `csur` g kaojartgie` gcm `claygie` jefnht. Gt th` m`stfcgtfac aur stgjj `skarts th` khfem ta th` grrfvge t`rofcge gcm o``ts th` p`rsac cgo`m ac th` PCO jaro. Acey gjt`r kh`kdfcn th` kr`m`ctfge aj th` gssfnc`m p`rsac fs th` khfem r`e`gs`m. ]h` gfrefc` wfee gssfnc sao`ac` ta tgd` kgr` gcm ogd` sur` thgt yaur khfem fs c`v`r r`geey geac`

Nu`sts wfth r`muk`m oaifefty gcm [`cfar [` cfar Kftfz`cs Nu`st wfth mfsgifeftf`s kgc `xp`kt g p`rsacgefz`m gcm kgrfcn tr`gto`ct jrao us. Gc `skart wfth g wh``e khgfr kgc i` gssfnc`m ta th` Nu`st. H`ep fc kh`kd-fc, iagrmfcn gcm mfs`oigrdgtfac kgc gesa i` gvgfe`m. Aur jefnht gtt`cmgcts gr` jarogeey upmgt`m giaut Nu`st's r`qufr`o`cts ac iagrm th`fr jefnhts. I`sfm`s, g p`rsacgefz`m irf`jfcn fs gesa kacmukt`m ac th` jefnht jar Zfsugeey fopgfr`m Nu`sts, Nu`sts wfth r`muk`m oaifefty gcm ath`r Nu`sts wfth sp`kfge c``ms ta jgofefgrfz` th`o wfth th` sgj`ty gcm s`rvfk` gsp`kts aj th` jefnhts. [fofegrey s`cfar kftfz`cs gesa hgv` th` aptfac aj gvgfefcn wh``e khgfr gssfstgck` fj r`qufr`m.

ZF. Hap` yau hgm g nr`gt `xp`rf`ck` ^` Efst`c ^` gt Dfcnjfsh`r Gfrefc`s i`ef`v` thgt w` gr` fc th` haspftgefty iusfc`ss. Ft fs v`ry fopartgct jar us ta e`grc gcm ucm`rstgcm haw aur Nu`sts p`rk`fv` aur s`rvfk`s gkrass aur c`tward. Fc g mycgofk iusfc`ss `cvfraco`ct, aur gppragkh ta o``t aur Nu`st's khgcnfcn c``ms gcm `xp`ktgtfac fs gesa v`ry mycgofk. ^` gr` kacstgctey fc th` prak`ss aj r`mfskav`rfcn gcm

khgee`cnfcn th` wgy w` ap`rgt` gcm s`rv` aur Nu`sts. ]h`r`jar`, w` ma g kactfcuaus fc-m`pth o`gsur`o`ct gcm r`s`grkh ta dcaw th`o, whfkh nfv` us fcsfnhts giaut th`fr khgcnfcn c``ms gcm h`ep us tgd` i`tt`r m`kfsfacs ta sgtfsjy th`o.

[p`kfjfk t`ros gcm kacmftfacs

F. Naam tfo`s i`nfc h`r` Jgr` aptfac Oam` aj Rgyo`ct Go`cmo`cts gcm Kgck`eegtfacs FF. D``pfcn yau fcjaro`m Fcjaro Nu`sts aj m`egys, kgck`eegtfac & mfv`rsfac thraunh FFF. Gt th` gfrpart Zge`t [`rvfk` Kh`kdfcn Fc Nraup kh`kd-fc Y`nfst`r`m ignngn` Hgcm ignngn` @xk`ss ignngn` ]hraunh Kh`kd-fc Jefnht M`egys FZ. Ac Iagrm @xp`rf`ck` O`ge Aptfacs Z. Y`gkhfcn Vaur M`stfcgtfac Ignngn` M`efv`ry

East/Mgogn` ignngn` ZF. Vaur sp`kfge c``ms Pcgkkaopgcf`m Ofcar ^h``e Khgfr [tr`tkh`r Jgkfefty Kgrrfgn` aj @xp`ktgct Oath`rs ZFF. Hat`e Raefky Fc kgs` aj mfsrupt`m/m`egy`m jefnhts ZFFF. Kacc`ktfcn Jefnht m`egys

Naam tfo`s i`nfc h`r` Jgr` aptfac Fcjgct - 2-9 yrs (acey tgx`s) Khfem 9-79yrs - (khfem jgr` +]gx`s) Gmuet av`r 79 yrs - Gvgfegie` jgr` (gt th` tfo` aj iaadfcn) +tgx`s Oam` aj Rgyo`ct Fcjgct - 2-9 yrs (acey tgx`s) Khfem 9-79yrs - (khfem jgr` +]gx`s)

Go`cmo`cts & Kgck`eegtfacs Dfcnjfsh`r Kegss ("DJ Kegss") Nu`sts kgc go`cm ar kgck`e tfkd`ts up ta 7 haur  prfar ta m`pgrtur`.

Kgck`eegtfac khgrn`s aj Ys. 022/- p`r s`ktar p`r nu`st fs gppefkgie` jar Dfcnjfsh`r Kegss Fj kgck`eegtfac mac` wfthfc 7 hr aj m`pgrtur` (fc kgs` aj DJ Kegss) acey tgx`s wfee i` r`jucm`m. [`gt r`e`gs` khgrn` mu` ta g r`iaadfcn (fc DJ Kegss) fs Ys.922 p`r s`ktar p`r nu`st peus th` gppefkgie` mfjj`r`ck` fc jgr`. a r`rautfcn fs geeaw`m. Ac kgck`eegtfac aj g iaadfcn, th` r`jucm wfee i` prak`ss`m fc th` sgo` o`mfuo fc whfkh th` tfkd`t wgs purkhgs`m, gcm thraunh th` pafct aj sge`.

[fncfjfkgct Gwgrms gcm Gkkaegm`s

"CM]Z Rrajft Iusfc`ss E`gm`rshfp Gwgrm jar Gvfgtfac"   - gwgrm`m ta Dfcnjfsh`r

Gfrefc`s iy CM]Z. "Irgcm E`gm`rshfp Gwgrm"   - fc th` s`rvfk` gcm haspftgefty s`no`ct gngfcst s`v`rge

gkkegfo`m hat`es, e`gmfcn igcds gcm ath`r gfrefc`s. @kacaofk ]fo`s Gvgyg Gwgrm 922: jar @xk` @xk`ee`ck` ee`ck` fc ―Kustao`r Y`spacsfv`c`ss‟ -

]h` pr`stfnfaus Gwgrm fs Rr`s`ct`m iy th` hfnhey gkkegfo`m Iusfc`ss Mgfey, @kacaofk ]fo`s. "Fcmfg's Ca. 7 Gfrefc` fc kustao`r sgtfsjgktfac"

- Iusfc`ss ^arem

"Ygt`m goacnst Fcmfg's oast r`sp`kt`m kaopgcf`s" - Iusfc`ss ^arem Ygt`m goacnst Fcmfg‑s 90 Fccavgtfv` Kaopgcf`s

- [urv`y kacmukt`m iy Regcogc

O`mfg

―]h` I`st Gfrefc`‟ gcm ―Fcmfg‑s Jgvaurft` Kgrrf`r‟ - Fc g [urv`y kacmukt`m iy FOI jar

]h` ]fo`s Aj Fcmfg.

―I`st C`w Mao`stfk Gfrefc` jar @xk`ee`ct [`rvfk`s gcm Kufsfc`‟   - Rgkfjfk Gr`g ]rgv`e

^rft`rs Gssakfgtfac (RG]^G) th` ifnn`st trgv`e wrft`rs‖ arngcfsgtfac, r`pr`s`ctfcn

o`oi`rs jrao >2 kauctrf`s gkrass th` neai`, thgt kacmukts fcm`p`cm`ct gccuge surv`ys gkrass vgrfaus fcmustrf`s r`egt`m wfth ]rgv`e gcm ]aurfso fc arm`r ta s`e`kt th` i`st fc `gkh kgt`nary.

- [dytrgx, g PD igs`m sp`kfgefst

―[`rvfk` @xk`ee`ck` @xk`ee`ck` jar g C`w Gfrefc`‟

neaige gfr trgcspart gmvfsar ―Ygcd`m ]hfrm fc th` surv`y ac Fcmfg‑s Oast [ukk`ssjue Irgcm eguckh aj 9220‟ - ucm`r

th` Irgcm M`riy [urv`y kacmukt`m iy Fcmfg‖s e`gmfcn iusfc`ss mgfey - Iusfc`ss [tgcmgrm. ―Iuzzf`st Irgcms aj 9220‟  - Ygcd`m goacnst th` ]ap ]`c iuzzf`st irgcms aj 9220 & 922:

gkrass pramukt kgt`narf`s, fc th` surv`y kacmukt`m iy gn`ckyjgqs.kao gcm Irgcm Y`part`r. I`st C`w Gfrefc` aj th` V`gr‟   - K`ctr` jar Gsfg Rgkfjfk Gvfgtfac (KGRG) Gwgrm fc th`

Gsfg-Rgkfjfk gcm Ofmme` @gst r`nfac. Ygt`m goacnst ]ap ]`c Fct`rc`t Gmv`rtfs`rs

- Vghaa Fcmfg

Ygt`m goacnst th` tap t`c fc th` I`st ]`e`vfsfac Kaoo`rkfge Lfcne`s - CM]Z

Gwgrms

@v`cts 

Dfcnjfsh`r ta r`jr`sh th` Hutkh M`ehf Hgej Ogrgthac

Gs wgs th` kgs` wfth th` Ouoigf Ogrgthac, Dfcnjfsh`r fs gngfc, fcvaev`m wfth th` M`ehf Hgej Ogrgthac. Ifee`m gs th` rfkh`st gcm oast pr`stfnfaus hgej-ogrgthac fc Fcmfg, th` `v`ct fs n`c`rgtfcn g eat aj iuzz gcm fs sur` ta r`p`gt th` thrfees gcm `xkft`o`ct aj fts Ouoigf kauct`rpgrt Dfcnjfsh`r hgs m`v`eap`m g sfncgtur` kgopgfnc ta praoat` fts fcvaev`o`ct wfth th` `v`ct gcm th` sgo` hgs i``c hun`ey gppr`kfgt`m. Gesa, fc th` ruc up ta th` `v`ct skh`mue`m ac Akt 7:th, Dfcnjfsh`r arngcfz`m twa 'Ogrgthac Igsh`s' gt papuegr hgcnauts fc th` kfty wh`r` M`ehft`s w`r` gie` ta k`e`irgt` th` spfrft aj th` ogrgthac wfth g s`rf`s aj juc ngo`s



Dfcnjfsh`r 'Yfsfcn' ta th` akkgsfac Dfcnjfsh`r wgs fc th` thfkd aj 7-Mgy k`e`irgtfacs gkrass th` kauctry, thgcds ta ft's gssakfgtfac wfth Ggofr Dhgc's ogncuo apus, Ogcnge Rgcm`y-]h` Yfsfcn. ]h` praoa wgs kacmukt`m fc Igcngear`, Ouoigf gcm Ruc`, wh`r` wfcc`rs hgm th` appartucfty ta ofcne` wfth th` stgrs aj th` jfeo gt th` pr`of`r` fc Ouoigf. Yfnhts jar th` puiefkfty stfees w`r` s`kur`m gcm us`m fc pr`ss gms gcm kaeegt`rges. I`sfm`s th` j`w thgt nat ta ofcne` wfth th` stgrs, th` ath`r Dfcnjfsh`r mrfcd`rs wac tfkd`ts ta th` jfrst mgy shaw, goacnst ath`r prfz`s fc th`fr r`sp`ktfv` tawcs. C``me`ss ta sgy, th` praoa wgs g hun` sukk`ss wfth kacsuo`rs n`ttfcn g 'rfs`' aut aj th`fr jgvarft` ir`w, Dfcnjfsh`r!



Dfcnjfsh`r J`stfvge G s`e`ktfac aj kufsfc`s, eagms aj `ct`rtgfco`ct gcm aj kaurs`, yaur jgvaurft` i``r, gee fc ac` pegk`! ]h` Dfcnjfsh`r J`stfvge h`em ac >th Ogy, 9220, gt th` Rgegk` Nraucms, wgs gc `v`ct, thgt mfm lust thgt, gcm wgs gtt`cm`m iy giaut 9222 p`ape`. ]h` j`stfvge kgt`r`m jaam ta suft `v`ry tgst`, rgcnfcn jrao guth`ctfk Dgrcgtgdg kufsfc` ta oar` `xatfk ajj`rfcns efd`

]hgf

gcm

Khfc`s`

kufsfc`.

Zgrf`ty wgs cat r`strfkt`m ta th` jaam geac`. ]h` vgrf`ty fc `ct`rtgfco`ct hgm `v`ryac` jrao tamme`rs ta th` s`cfar kftfz`cs hgvfcn g nr`gt tfo`. ]h` `v`ct wgs dfkd`m ajj iy Ogcal Khaprg wfth hfs j`gts aj str`cnth. Hfs j`gt aj rfppfcn g t`e`phac` mfr`ktary fc hgej wfth hfs igr` hgcms wgs g rgr` ac`. D.[ Ygo`sh, Fcmfg‑s r`cawc`m ognfkfgc gesa `ct`rtgfc`m th` puiefk wfth hfs ign aj trfkds. G jgshfac shaw fc tru` DJ-stye`, shawkgs`m th` sfeds m`sfnc`m iy th` Oghgrglg aj Oysar`. Jar thas`, wha sfopey wgct`m ta rakd, Goft H`rf gcm hfs igcm i`et`m aut sao` nr`gt jusfac ousfk, gcm th` nrgcm jfcge` wgs g p`rjarogck` iy [ujf og`stra, [y`m Gmfe Huss`fcf. ]h` hfnhefnht aj th` J`stfvge wgs Dfcnjfsh`r i``r, `csurfcn thgt th` krawm truey hgm g Naam ]fo`, kaurt`sy Dfcnjfsh`r.



Zfvg Kgrcfvge! Zfvg Dfcnjfsh`r!

st

]h` oukh gwgft`m Nag Kgrcfvge taad pegk` fc th` 7   w``d aj J`irugry. ]h` –Mgrefcn aj Nag‑ Dfcnjfsh`r, nrgii`m y`t gcath`r appartucfty ta shawkgs` fts str`cnths fc thfs stgt` iy ogfctgfcfcn fts hfnh vfsfifefty gcm hfnh fopgkt kaooucfkgtfac thgt fs Nag - k`ctrfk. Rgrgm`s gt Rgclfo, Ogmngac gcm Zgska w`r` tf`m up wfth Dfcnjfsh`r, wfth Rgclfo hgvfcn i``r stgtfacs s`eefcn i``r ac th` `ctfr` raut` aj th` pgrgm`. Rgclfo gesa sgw th` Dfcnjfsh`r jeagt whfkh mr`w g hun` r`spacs` jrao th` r`v`e`rs. [fofegrey gee th` oglar kgrcfvge pgrtf`s w`r` spacsar`m iy Dfcnjfsh`r `csurfcn thgt r`v`e`rs hgm `caunh ta kh``r giaut egt` fcta th` cfnhts, khgctfcn Zfvg Kgrcfvge! Zfvg Dfcnjfsh`r!

[pacsarshfp

G Dfcnjfsh`r-spacsar`m ]ayatg J7 kgr< "Jey Dfcnjfsh`r" Dfcnjfsh`r Gfrefc`s fs gc ajjfkfge spacsar aj th` Rgcgsacfk ]ayatg J7 ]`go. Dfcnjfsh`r Gfrefc`s hgs `ct`r`m g 9 y`gr gnr``o`ct ta i` g spacsar

aj ]ayatg J7 i`nfccfcn fc 922>. ]h` "Jey Dfcnjfsh`r" eana gpp`grs ac th` sfm`s aj th` ]ayatg J7 Kgr gcm ac th` mrfv`r's av`rgees gcm h`eo`t. [ao` [trgt`nf`s Gmapt`m iy Dfcnjfsh`r Gfrefc`s 

Dfcnjfsh`r Gfrefc`s wfee cat i` g ruc-aj-th` ruc -aj-th` ofee Fcmfgc iumn`t gfrefc`.



Dfcnjfsh`r Gfrefc`s wfee i` `ophgsfzfcn ac spucdy, w`ee-mac` fct`rfars gcm trgfc`m gfrhast`ss`s.



Iarrawfcn jrao th` Dfcnjfsh`r i``r tgnefc` aj "]h` Dfcn aj Naam ]fo`s" th` th`o` aj "Jey th` Naam ]fo`s" fs nfv`c ta DJG.



Dfcnjfsh`r fs pegccfcn ta kgptur` th` Fcmfgc iumn`t gfrefc` ogrd`t wfth th` twfc `cnfc`s aj 'sp`kfge jeyfcn `xp`rf`ck`' gcm 'vgeu` jar oac`y'. (Kact`sts efd` bDfcnjfsh`r jeyfcn jgk` aj th` oacth' gr` ac kgrms).



]h` Dfcnjfsh`r gfrhast`ss`s wfee i` s`e`kt`m thraunh g cgtfacwfm` kact`st.



]h` Dfcnjfsh`r "Jucefc`rs" wfee hgv` fc-jefnht sfe`ct guktfacs jar efj`stye` pramukts gcm sge`s aj pgkdgn`m jaam gcm i`v`rgn`s.



]h` Dfcnjfsh`r irgcm aj `xui`rgct, yauthjue gcm jgst-pgk`m fogn` fs e`v`rgn`m(th` irgcm r`kgee).



Irgcm `cmars`o`ct. Dfcnjfsh`r Gfrefc` hgs rap`m fc oam`e Dgtrfcg Dgfj ta `cmars` th` gfrefc`.



GFY M`kkgc hgs sfnc`m g cac-pagkhfcn gnr``o`ct wfth Dfcnjfsh`r Gfrefc`s ta `csur` thgt th` twa gfrefc`s ma cat pagkh `gkh ath`r's pfeats.

[AO@ JP]PY@ []YG]@NF@[ JAY DFCNJF[H@Y GFYEFC@[





Ogrd`t R`c`trgtfac [trgt`ny

Rramukt M`v`eapo`ct

Ogrd`t M`v`eapo`ct M`v`eapo`ct [trgt`ny

Mfv`rsfjfkgtfac Mfv`rsfjfkgtfac

Ogrd`t R`c`trgtfac [trgt`ny (7st Wugrt`r)

@ckaurgnfcn `xfstfcn Kustao`r ta iuy oar` [hawfcn i`c`jfts jar usfcn oar` (gssakfgtfcn jr``if`s/`xtrg s`rvfk`/o`oi`rshfp wfth prfogry ajj`rfcn).



]ry ta eaad jar jar`fnc `ctrgct's w`gdc`ss (Zfrnfc Gtegctfk fs egkdfcn fc Fcmfgc vgeu`s & tgst`s).



Rramukt M`v`eapo`ct (9cm Wugrt`r)



[``d gmmftfacge mfstrfiutfac khgcc`es (Oar` tf` ups & kaeegiargtfac< ]ry s``dfcn kaeegiargtfac wfth fct`rcgtfacge kgrrf`rs, Ifegt`rge mfskussfacs av`r s`gts gcm kam`-shgrfcn  i`tw``c th` kgrrf`rs).



 C`w pramukt m`v`eapo`ct.



Ogrd`t M`v`eapo`ct [trgt`ny (;rm Wugrt`r)



]ry ta jfcm aut c`w kustao`r nraup (Aem-r`tfr`m p`rsacs).



[p`kfge ajj`rfcn jar jfrst tfo` jef`rs.



Mfv`rsfjfkgtfac (=th Wugrt`r)



Ogy na jar ath`r s`rvfk`s efd` fct`rcgtfacge jefnhts `tk. (kack`ctrfk mfv`rsfjfkgtfac).



Ogy na jar grrgcn`o`ct jgshfac shaws (harfzactge mfv`rsfjfkgtfac).



Ogy na jar ath`r thfcns, whfkh kgc eur` th` yauth.

Kaopgrgtfv` Gcgeysfs aj eaw kast Gfrefc`s

Gttrfiut`s

Gfr

Dfcnjfsh`r

Rrfk`

M`kkgc

L`t Gfrwgys

Fcmfgc Gfrefc`s

90% eaw`r thgc

90%

thgt

hfnh`r thgc

aj

L`t

&

[ghgrg

[pfk` L`t

dfcnjfsh`r gfrefc`s Ft hgs

R`rofssfac ta jey ta P[

Ft hgs

R`rofssfac ta jey ta PD  FRA

 Cat y`t

Nafcn

ta Jeagt`m

jeagt

fc

[`pt'2: Ft hgs

@OF [kh`o` ]grn`t`m

Eaw

`cm

Kustao`rs

kustao`rs

Rraoat`rs PI Nraup (Mr. Kgptgfc N.  Cgr`sh Nayge

Zflgy Ogeeyg)

Y.

Nraup

Napfcgth

Glgy [fcnh

Rasftfacfcn Jgr`s eaw`r thgc Eaw`st

thas`

aj

Ogewaam

]wa-kegss, juee-

L`t, jgr`s & ca s`rvfk`

gfrefc`

&

[gj`

gfrefc`

thgt

jef`s

[ghgrg ar Fcmfgc jrfees.

thgt wfee jurth`r

stgt`-aj-th`-

Gfrefc`s

e`v`rgn`

fts

grt

(r`jr`sho`cts).

mao`stfk

gcm

gfrkrgjt

ap`rgtfcn ac

fct`rcgtfacge

tfo`, gcm fs

r`gkh.

eaw kast iut cat kh`gp.

[.^.A.] Gcgeysfs Aj Dfcnjfsh`r Gfrefc`s

[]Y@CNH][



Egrn` Je``ts



@xp`rf`ck`m [tgjj



M`mfkgt`m M`pgrtur` t`rofcge gt M`ehf



Kacc`ktfvfty wfth th` r`s`rvgtfac k`ct`rs gcm gn`cts gr` naam

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Gm`qugt` fcjrgstruktur` gcm egrn` c`tward

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R`ape` gr` eayge tawgrms th` cgtfacge kgrrf`r

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Dfcnjfsh`r Gfrefc`s hgs g oam`rc gcm kaope`t` fc ‛  fc ‛  haus`  haus` trgfcfcn jgkfefty

^@GDC@[[@[

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Hfnh av`rh`gms gcm hun` wardjark` r`suetfcn fc eaw`r autput

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Rr`kack`fv`m fogn` aj R[P‑s

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Gttftum` aj th` stgjj

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Gn`fcn wardjark` ( kgifc kr`w )

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Dfcnjfsh`r Gfrefc`s hgs fts sakfa  ‛   `kacaofk r`spacsfifefty aj kgt`rfcn ta th` fcgkk`ssfifefty gr`gs gt suisfmfz`m rgt` gjj`ktfcn ap`rgtfacge `xp`cs`s

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I`fcn g m`mfkgt`m t`rofcge gee s`rvfk`s r`cm`r`m gt th` gfrpart fs pr`suo`m iy pgss`cn`rs ta i` mac` iy Dfcnjfsh`r Gfrefc`s

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Fcgkk`ssfifefty aj th` stgjj av`r phac`

Mgtg Gcgeysfs 7. ^hfkh fs yaur pr`j`rr`m kegss1

Iusfc`ss kegss ? =0% @kacaoy kegss ? 00%

Kackeusfacs<

Gkkarmfcn ta th` surv`y 00 p`ape` aut aj `v`ry 722 pr`j`r `kacaoy kegss wh`c th`y trgv`e wh`r` gs acey =0% p`ape` trgv`e fc iusfc`ss kegss.

[a, th` pf`-khgrt shaws thgt th` Dfcnjfsh`r Gfrefc`s hgs prav`m ft‑s‑ irgcm cgo` i`kgus` th` r`suet jgvar`m th` iusfc`ss kegss gs w`ee gs th` `kacaoy kegss.

7. ^hgt ma yau pr`j`r wh`c ft kao`s ta khaasfcn gc gfrefc`1

>2% :2%

Rucktugefty

02%

Jgr`

=2%

Kaojart

;2%

Jaam

92%

Fct`rfar 

72%

Gvgfegifefty

2%

Kackeusfacs< Gs th` nrgph shaws wh`c`v`r g kustao`r khaas`s gc gfr-s`rvfk`, h` wgcts sao` aj th` thfcns fc th` gfrefc`s. ]has` gr` pucktugefty ar rfnht skh`muefcn, jgr` aj th` s`rvfk`, kaojarts, jaam, fct`rfar, gvgfegifefty aj th` jefnht. Gkkarmfcn ta th` surv`y :2% p`ape` pr`j`r th` pucktugefty fc th` gfrefc` fcmustry wh`r` gs jgr`, kaojart, jaam, fct`rfar gcm gvgfegifefty aj jefnht gr` pr`j`rr`m iy =2%, ;2%, 92%, 72% gcm 72% p`ape` r`sp`ktfv`ey. ]h` gcgeysfs shaws th` jfrst pr`j`r`ck` aj kustao`rs fs th` pucktugefty ar th` gppraprfgt` tfo` skh`muefcn.

9. ^hgt nraucm s`rvfk`s shauem gc gfrefc` kaopgcy pravfm`1

>2% :2% 02% =2% ;2%

Ignngn` Kh`kdfcn Gssfstgck` [`kurfty

92% 72% 2%

Kackeusfacs<

^h`c ft kao`s ta nraucm s`rvfk`s th`r` gr` ogfcey jaur typ`s aj nraucm s`rvfk`s kgc i` pravfm`m f.`. ignngn`, kh`kdfcn, gssfstgck` gcm s`kurfty. ]h` rgtfa jar th`s` nraucm s`rvfk`s pr`j`rr`m iy p`ape` fs :