Letter Request Waiver on Penalty Interest

Date: 8th February 2011 (Your Name & Address) Husairy Bin Haron No. 21, Jalan Kerapu 17/52 40200 Shah Alam Selangor Darul Ehsan To:

(Developer Name)

Re: REQUEST FOR WAIVER OF PENALTY ON LATE DISBURSEMENT Project Property Lot No Purchase Price Facility Financier

: Legundi Residensi @ Bandar Seri Putra : a Double Storey Cluster House/Home held under H.S (D) 135950, P.T 69830, Mukim of Kajang, District of Ulu Langat and State of Selangor : 021 : RM637,000.00 : Equity Home Financing-I of RM589,312.00 : RHB Islamic Bank Berhad (680329-V)

The above matter refers. Kindly be informed that I have recently purchased the above Property with your goodselves. As with many other purchasers with various predicaments, 1,001 things may and did actually go wrong when least expected in the process of getting a loan released, draw down or disbursed on time within the stipulated timeframe. As prudence and care have been duly exercised on my part, I surely do not expect unreasonable delay be it due to the lack of competencies on the part of the Financier. The reason that been given to me on the cause of delay is clearly display a lack of competencies, co-ordinations and professionalism. As consumers, these in-between processes are rather ‘technical and complex’, beyond the grasp of many. I therefore put my faith and confidence in professionals to actually deliver their obligations and as such, I sincerely appreciate the developer’s due considerations and understandings on the events that has develop and led to the ‘late penalty’ being imposed unto me. I am grateful to have the Financier Solicitors to assist me and come up with the chronology which I have append herein for your consideration:9th November 2011

Financier Solicitors received the Letter of Instruction from the Financier

9th November 2011

Financier Solicitors request the relevant documents, confirmation and undertaking in order to proceed with the disbursement

28th December 2011

Financier Solicitors received the complete documents from SPA Solicitors

29th December 2011

Financier Solicitors stamp and endorse the loan documents

31st December 2011 – 2nd January 2012

Public Holiday

4th January 2012

Financier Solicitors collect the loan documents duly endorse from the LHDN and do the Registration on Memorandum of Transfer and Charge.

4th January 2012

Advise Financier to disburse the loan

5th January 2012 – 13th January 2012

Financier pending the acceptance letter from Takaful (LRTT)

13th January 2012 (Friday)

Loan released. Process to forward the cheque.

17th January 2012

Payment received by your goodselves

Please also note that I have used my own money to pay the quit rent for 2012 and assessment for first half 2012 in advance (for registration purposes) so that the Financier Solicitors can proceed further to advise Financier for release. In view to the above, I would like to request and appeal for a complete, full waiver of any late penalty imposed unto me as I strongly felt unjustified. Your highest degree of attention to my appeal herein is much appreciated indeed. I would hereby look forward to receiving your positive feedback at your earliest. Thank you. Yours truthfully,

………………………………..

c.c

(Solicitors)