Kebijakan Moneter Islam 1

 

CKOFJACAH GDHKRK_ FPIAG 1 DIKM: M. BUF @DHB_D R_FDHD, \m.B

 

OD@D_

 

PDI[PF BKHEAH CKOFJACAH GDHKRK_ \K_GFHRAAH

PKIAI[ IKOFM

\KHAUA_AH

AE_KEAR

CK@FI BA_F

AE_KEAR

CKOFJACAH GDHKRK_ NAPFIFRAP BFPCDHRD

\K_GFHRAAH C_KBFR

GKHEAIAGF \KHFHECARAH

GKH[_[HCAH P[C[ O[HEA

J[GIAM [AHE OK_KBA_

GKHEAIAGF \KHFHECARAH

GKHFGO[ICAH FHNIAPF

 

CKOFJA CKOFJACAH CAH GDHKRK_ CDH^KHPFDHAI P[C[ O[HEA BFR[_[HCAH

CDHBFPF KCDHDGF GKIAGOAR

KCDHDGF FHNIAPF

P[C[ O[HEA BFHAFCCAH

P[C[ O[HEA BFHAFCCAH

KCDHDGF FHNIAPF IFHECA_AH PKRAH KCDHDGF

KCDHDGF GKIAGOAR

P[C[ O[HEA BFR[_[HCAH

 

A\ACAM O[HEA 7 _FOA4

_foa sk`ara oamasa: tagoamah ( zfyabam) _foa gkhurut fstfiam syarf am: ‖

   ٍ‫إ‬ ‫ إ‬  ‫ضض‬ ‫ي‬ ُ‫إ‬ ‫ إ‬  ‫ؤئ‬‫ؿ‬ ‫ؿ‬    ‫إإ‬ ‫ة‬‫إ‬  ‫ي‬ ‫ؤئ‬‫إ‬ ‫إ‬  ‫ ؠ‬  _foa abaiam sktfap tagoamah oaef saiam satu pfmac yahe okracab   , atau rfoa abaiam baiag acab  pkrtucarah , tahpa aba pkheeahtf  tagoamah skoaeaf  pkheeahtf barf  wactu .

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(Aobui Azfz ai-Cmayyatm, Asy -Pyarfcat , ?/1>=)

 

MABFP IA_AHEAH _FOA NABMI

   ‫ إإ‬    ‫ إإ‬    ‫ إإ‬    ‫إإ‬ ‫ؼإ‬   ‫ك‬  ‫إ‬  ‫إ‬‫ذ‬  ‫أ‬ ‫ك‬‫أ‬  ‫ا‬ ‫ا‬‫إ‬ ‫ إ‬    ‫إإ‬  ‫ك‬   ‫ثؼإ‬  ‫ زخ‬  ‫إ‬ ‫ف‬‫ػ‬ ‫ػ‬‫إ‬ ‫م‬ ‫ت‬‫ب‬ ‫إب‬ Kgas bftucarcah bkheah kgas , pkrac bkheah pkrac   , eahbug bkheah

’ 

eahbug , jkwawut bkheah jkwawut   , curga bkheah curga , earag bkheah earag, yahe skjkhfs , marus saga tacarahhya bah marus bfiacucah bkheah cdhtah. Bah jfca okrokba jkhfs- jkhfshya , gaca juaiiam sksucagu asaicah bfiacucah bkheah cdhtah (M_ Gusifg hd 1;=5). ‗

 

BAIFI _FOA NABMI ’

• Bfa okrtrahsacsf bkheah Rmaimam ofh [oafbfiiam bf Gaccam skoksar skratus bfhar. Ckgubfah Rmaimam gkheagofi uahe kgas tkrskout bah guiaf bfifmat-ifmat barfhya, ckgubfah okrcata: Ruheeu, sagpaf batahe okhbamaracu barf mutah . Paat ftu [gar gkhbkhear mai fhf, iaiu bfa okrcata: Bkgf Aiiam, bfa tac odikm okrpfsam ck`uaif sagpaf bfa gkhbatahecah uahe tkrskout. Carkha _asuiuiiam PAU okrsaoba : ”

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”

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ٍ  ‫ ث‬‫ئ رر‬ ‫ح‬‫ؼ‬‫• إ‬  

 

 

 

 

• G  pkrac acah Gkhjuai khjuai kgas bkheah bkheah pkrac  acah gkheahbuhe rfoa ck`uaif ofia cdhtah (M_ Oucmar Ouc marf, f, Gu Gusifg sifg,, Rfr Rfrgfz gfzf, f, Ao Aou u Baub Baub). ).   ’ 

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• _asuiuiiam PAU okrsaoba : ‖

ٍ  ‫ ث‬‫ر رر‬ٍ  

 

 

 

‫ح‬‫ؼ‬‫• إ‬

 

• Gkhjuai Gkhjuai kgas bkheah uahe pkrac acah pkrac acah gkheahbuhe rfoa ck`uaif ofia cdhtah   ’ 

(M_ Oucmarf, Oucmarf, Aou Baub Baub barf barf [gar).

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_FOA HAPF AM ‖

‫خ‬‫إ‬ ‫إ‬  ‫إإ‬

‫ة‬‫إ‬  ‫ي‬ ‫ؤئ‬‫إ‬ ‫إ‬  Ragoamah yahe bfokrfcah skoaeaf pkheeahtf barf wactu (tkgpd). Bfskout juea rfoa jamfifyam  jamfifyam, carkha gasymur bf jagah jamfifyam (skokiug Fsiag). Okhtuchya paba zagah Jamfifyam: skskdrahe gkgfhjagcah martahya ckpaba drahe iafh uhtuc gasa tkrtkhtu. Bfa gkheagofi jugiam (pkrskhtask) tkrtkhtu barf marta tso sktfap ouiah, skbahe pdcdc martahya tktap. Jfca pkgfhjag tac gagpu gkiuhasf paba puheutah tagoamah (Pafb ai Qamtmahf, _foa, wactuhya, bfokrf wactu tagoamah bahmai . 1>).

 

‫و‬ ‫ و‬ ‫ قل‬‫قو ور ل‬‫و‬ ‫ق‬‫ ل‬: ‫ و و‬ ‫و‬‫ و‬   ‫و رو‬‫ وضئ وف‬‫ و‬‫ر و‬‫ر هؾ و‬‫و‬ 

 

 

‫رن‬‫إ‬ ‫ إ‬‫إ‬ ‫إ‬  

  

 

 

 

 

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- ‫رأ‬‫إ‬ / ‫ئ إ‬‫غ‬( ‫ػػ‬ / ; ‫ ة‬- ‫ة‬

,12? )026

 

1

 

Pktfap utahe-pfutahe yahe gkhemasficah Pktfap gkhemasficah gahna at abaiam rfoa (M_. Oafmaqf).

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 ‫ب‬  ‫ؾ‬ُ‫ثؼإ ؠ‬   ‫خو‬‫إ‬ ‫إ‬ ‫ي‬ ‫و‬‫إ‬  ‫إ‬

 Jfca skskdrahe gkgokrf pfhjagah (qarbm), jaheahiam bf bfa a gk gkhe heag agofi ofi mab mabfa fam m. (M_ Oucmarf).

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_foa ftu baiag hasf am (gkhahtf) . (M_. Gusifg). _foa

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‫خو‬‫إ‬  ‫إ‬ ‫ي‬ ‫و‬‫إ‬  ‫إ‬ ‫ و‬  ‫و‬‫د‬

Fheatiam, sksuheeumhya rfoa ftu baiag hasf am

’

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(gkhahtf) . (M_ Gusifg).

 

Barf Aou Ourbam ofh Aof Gusa, Acu batahe ck ’

Gabfham bah okrtkgu bkheah Aobuiiam ofh Paiag, fa okrcata:

‫ هق‬‫ ور ل‬‫و‬‫ و وـ و‬‫ و‬‫ز ث وؼإ و‬ ‫ ه‬‫ وف‬‫ و‬  ‫رو‬ ‫ور هؾ إ‬ ‫ث وـ‬ ‫و و‬ ‫و‬ ‫وو‬ ‫و و‬ ‫قو‬ ( ‫ هرر‬‫ضب‬‫إ‬‫قوا إ‬ )  ‫ هر‬‫ ل‬‫قوف‬‫مل‬‫ـ لبؼ‬ ‫تنوفوث و‬‫ وؤ‬‫ و‬‫ ف‬‫و‬  

 

 

 

 

 

  

 

 

 

   

 

 

 

 

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Cagu C agu mfbup bf baiag skouam hkekrf bfgaha rfoa tkrskoar iuas. Carkha ftu, jfca saiam skdrahe

’ 

okrmutahe ckpabagu bah fa gkgokrfcah gkgokrfcah skckrahjahe rugput atau eahbug atau jkragf,  jaheahiam cagu cagu tkrfga, carkha carkha ftu abaiam rfoa (M_. Oucmarf).

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 ‫ ق‬‫قو ور ل‬‫قو و‬‫ و‬‫ؤي و ل‬‫قو وف‬‫ و‬‫مل إ‬‫ؾ و وب‬ ‫ر ل‬‫ ل‬  ‫قل‬‫ر ل‬‫إ‬ ‫ و‬‫ؤن و ل‬‫و‬‫ وف‬   ‫ر‬‫ و‬‫ لؤ ل‬‫ؾ و و‬ ‫ ور و‬‫ و ث وؼإ و‬‫ و و‬ ‫و‬‫ل و‬   ‫و‬ 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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‫ ورن و و ل‬‫ و و‬ ‫ ث و و‬‫ ل‬ ‫و‬ ‫ و و و‬‫ و‬‫ إ ئ وفو و ر و‬‫ وإ‬‫و‬‫ وو‬‫و ل‬‫ و‬‫و‬ ‫ وـ‬‫ قو ؼ‬ ‫و و و ل‬  

 

 

 

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Pkdrahe iacf-iacf barf cagf gkgfhjagc Pkdrahe gkgfhjagcah ah (qarbm) marta

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ckpaba saubarahya, iaiu saubarahya gkgokrf mabfam ckpaba iacf-iacf ftu. Gaca _asuiuiiam PA PAU U okrsaoba,'Jfca saiam skdrahe caifah gkgokrfcah gkgokrfcah pfhjagah, iaiu bfa bfokrf mabfam, atau bfhafccah ck ck atas ckhbaraahhy ckhbaraahhya, a, gaca jaheahiam bfa gkhafcfhya bah jaheahiam gkhkrfgahya. Ck`uaif mai ftu subam gkhjabf ckofasaah skokiughya." (M_ Fohu Gajam).

 

‫ ل‬‫و إ‬‫ذ ؠو‬ ‫ لر لآ ل‬‫ وفو‬‫ ل‬‫و ث ل‬ ‫ و‬‫ ل‬‫ؽو‬ ‫و‬ ‫ و و‬‫ ل‬‫و و ؽ‬  

 

  

 

 

 

 

 

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Bah B ah jfc jfca a cagu agu okrt okrtau auoa oatt (bar (barf  f   pkheagofiah rfoa), gaca oaefgu  pdcdc  pdc dc martagu martagu 3 cagu cagu tfbac  gkhe gk heah ahfa faya ya bah bah tfbac tfbac (pui (puia) a) bfahfaya (QP. Ai-Oaqaram: ?56). ’ 

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CKPFG\[IAH Ouhea a oa oahc hc (fht fhtkrks krkst, t, nawalfbui nawalfbui ouh ouhuc  uc ) abai abaiam am ok okht htuc uc • Ouhe gdbkrh rf rfoa oa ha hasf sfla lam m. _foa oa Ha Hasf sfla lam m ya yahe he mara marag, g, gfsa gfsaii : • Ouhea yahe tkrgasuc _f 1. Ouhea bf \keabafah ?. Ouhea bf Asurahsf 0. Ouhea bf bf Cdp Cdpkr kra asf 2. Ouhea Doi oiffeasf ;. Ouhea [tahe Iuar Hkekrf >. Ouhea [tahe Baiag Hkekrf ’

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5. Ouhea _khtkhfr ( Oa Oahc hc pik`f pik`ftt at atau au oa oahc hc tftf tftfii ).

 

A\A AH@AGAH OAEF \KIAC[ _FOA BF HK_ACA

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4

 

‫ و و‬‫ و وو‬‫و‬‫ل و‬   ‫ و‬ ‫ل‬ ‫ق‬  ‫ل‬ ‫ر‬ ‫و‬ ‫و‬ ‫ق‬    ‫و‬ ‫ؤ‬  ‫ ل‬‫ و و ض‬‫قل و ل‬‫ر ل‬‫ إ‬‫ل ل‬‫ ل‬ ‫ و‬  ‫ ى ر‬‫ؤر و‬ ‫وو و‬ ‫و ئ‬‫ ؿ‬‫ و‬ ‫ هئ و‬  

 

 

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Patu P atu bfrmag rfoa yahe bfgacah bfgacah skskdrahe, bah bfa gkhektamuf (oamwa ftu abaiam rfoa), gaca ftu ikofm okrat barfpaba tfea puium khag caif okrzfha . (M_. Amgab, Atm-Rmaor Atm-Rmaorahf). ahf).

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‫قل‬ ‫ لر‬‫و‬‫ ل‬‫ ؠلؠو‬‫ق‬ ‫ور و‬‫ لضا إ‬‫و‬ ‫وؠووئ و‬ ‫ و‬ ‫رو‬‫إ‬ ‫و و لل‬  

 

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_foa _ foa ftu gkgpuhyaf 50 pfhtu bdsa, skbahe yahe paifhe rfheah skpkrtf skdrahe iacf-iacf yahe gkhzfhaf fouhya cahbuhehya . (M_. Foh Gajam, Gajam, Ai Macfg Macfg bah Ai Oafmaqf). Oafmaqf).

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AH@AGAH VAHE \AIFHE OK_AR:

‫ر‬‫إ‬ ‫إ‬ ‫ح‬ ‫ ل‬‫وػ و‬ ‫ وـ‬ ‫ل و خ‬‫و‬ ‫ وؤ‬‫ وض‬ ‫و و‬   ‫ل‬   ‫ و‬‫ ل‬‫ وب‬ ‫و‬

Drahe yahe ckgoaif (gkheagofi Gaca a drahe ftu abaiam rfoa), Gac  pkhemuhf-pkhemuhf hkraca 3 gkrkca ckcai bf baiaghya . ’

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(QP. Ai-Oaqaram: ?5;)

 

KG\AR \KIAC[ _FOA ‫ و‬  ‫ لق‬‫ ور لذ‬ ‫ و‬‫و و‬ ‫ و وذ و‬ ‫ وضو‬ ‫ل‬ ‫ن‬ ‫ػ‬ ,

‫ و‬ ‫ و وزو‬  ‫لى‬‫إو‬‫و‬‫وذو‬‫ و‬  ‫ و‬ ‫ل‬‫ل‬‫و‬:‫ق‬ ‫و‬‫ وو ول‬ ‫و‬ ‫إ‬  ‫إ‬ ‫ و‬‫د‬ _asuiuiiam _asuiui iam PA PAU U gkheu gkheutuc tuc drahe yahe

’

gkga gkgaca cah h rfoa, drahe yahe gkgokr gkgokrfhya fhya, juru tuifsh tui fshya ya bah ckbu kbua a sacsfh sac sfhya. ya. _asuiu _asuiuiiam iiam ,PA PAU U gkhkeascah, gkrkca skgua saga ‗

(M_. Gusifg).

 

OAEAFGAHA PKIAHJ[RHVA4

•JAHEAH CKGAHA-GAHA •RKRA\ OK_PAGA CAGF

 

PKCFAH  

  i gu i fcug   ss r mg tuii mf   o r c tum