Instagram Secrets

October 3, 2022 | Author: Anonymous | Category: N/A

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5. Clt Cltrb rb ù ùmt mt cb l .......... ..................... ....................... ...................... ..................... ...................... ...................... ...................... ....................... ............... ...= 5.5. Xgjmbkg Xgjmbkg ............................... ................................................ .................................. ................................. .................................. ................................. ............... = 5.4. Mbpyrchft & @csmjeckgr, Pgrks el` Mbl`ctcbls Mbl`ctcbls.................. ......... ................... ................... .................. ................... ............ 0 5.=. Ckpbrtelt mjcmiedjg jclis tfrbuhfbut tfg mbursg ........................................................ 7 4. Pfg Nbu Nbul` lètc etcbl bl ...................... .................................. ....................... ...................... ...................... ...................... ...................... .................. ....... 7 4.5. Gxpgmtetcbls el` kcl`sgt ......................................................................................... 7 4.4. Wl`grstel`clh Clstehrek ......................................................................................... 8

4.=. @^T Nbrkuje/ ^TCL ]mbrg ....................................................................................... 3 =. Nuj Nujjj Clst ehr ehrek ek Bpt ck ckczet czetcb cb l .......... ..................... ...................... ...................... ...................... ....................... .................... ........57 =.5. Mfbbsclh tfg Tchft Lcmfg ....................................................................................... 57 =.4. Wsgrlekg ]germf Glhclg Bptckczetcbl .................................................................. 57 =.=. @gvgjbpclh e Qrbncjg Qcmturg el` Jbhb .................................................................... 58 =.0. Fbw tb Kexckczg ybur Dcbhrepfy Uuejcty................................................................ 56 =.7. Pfg Qrbpgr Xey tb E`` Jclis cl Dcb ....................................................................... 41 =.>. Pfg Fchfjchfts Qrbmgss ........................................................................................... 45 =.8. Wl`grhrbul` ]tbry ]gmrgts .................................................................................... 44

0. Mbl Mbltgl tgltt Mrgetc bl Hbgs ^cr ^crej ej ................ ........................... ...................... ...................... ...................... ....................... .............. 4= 0.5. Dgst Epps nbr Mbltglt Mrgetcbl .............................................................................. 4= 0.4. @gvgjbpclh Qbsts Jcig Kcjjcblecrg Qrbmgss.............................................................. 4> 0.=. Pfg Jckcts bn ybur Clstehrek Emmbult Emmbult.................. ......... ................... ................... .................. ................... ................... ............. .... == 0.0. Qrbvgl ^crej Mbltglt .............................................................................................. =7 7. Gxp Gxpbl blglt gltcej cej Hrb Hrbwt wt f ]tr ]tretghc etghc gs ........... ..................... ...................... ....................... ..................... ...................... ............... ... => 7.5. Gerjy Glhehgkglt .................................................................................................. => 7.4. Glhehgkglt Hrbups/Pgjghrek Tbul`s ................................................................. =6 7.=. Mejmujetclh Glhehgkglt ......................................................................................... 0= 7.0. Pfg Ert bn Fesftehs Fesftehs................... ......... ................... .................. ................... ................... .................. ................... ................... ................... ............ .. 07 7.7. Qrcvetg ^] Dusclgss Emmbult ................................................................................. 06 7.>. @ete Elejyscs ......................................................................................................... 03 7.8. Clnjuglmgr sfbutbuts ............................................................................................... 70 7.6. Pfg ckpbrtelmg bn ]0] ........................................................................................... 77 7.3. Qbst Nrgquglmy el` Pckclh .................................................................................... 73 7.51. Dblus- Eutbketcbl ]gmrgts .................................................................................. >1 7.55. Hbj`gl Djug Qrclt - Mfgmijcst ................................................................................ >5 >. Kblgt czet czetcb cb l ]gmrgt s ............... .......................... ...................... ...................... ...................... ....................... ....................... .............. ... >0 >.5. Qeykglt kgtfb`s................................................................................................... >0 >.4. Clstehrek @ecjy Qrbkbtcbls .................................................................................... >7 >.=. Mblsujtclh mejjs ...................................................................................................... >8 >.0. ]gjjclh mbltglt ........................................................................................................ >6 >.7. Clnjuglmgr kerigtclh ............................................................................................... >6 >.>. Enncjcetg Kerigtclh Qrbhrek .................................................................................... 81 #5Dblus #5Db lus -FE]FPEH] .......... ..................... ....................... ...................... ..................... ....................... ....................... ...................... .............. ... 8= #4Dblus #4Db lus -PTWG NEL] .......... ..................... ....................... ...................... ..................... ....................... ....................... ...................... .............. ...80 #=Dblus #=Db lus -KBLG -KBLGS S .......... ..................... ...................... ...................... ...................... ...................... ...................... ...................... ...................... ...........87 #0Dblus #0Db lus -]EJG] ]PTEPGHS ........... ...................... ....................... ...................... ..................... ....................... ....................... ............. 8>

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5. Cltrb` ltrbùmtc umtcbl bl Mblhretujetcbls bl Peiclh tfg Ncrst ]tgp tb e Lgw Jcng…

5.5.. Xg 5.5 Xgjj mbkg mb kg Xgjmbkg tb tfg Clstehrek ]gmrgts mbursg. Dy dgclh fgrg ct kgels tfet ybu erg el emtcbl teigr el` ybu erg mjbsgr tfel gvgr tb uljbmi tfg `ggpgst sgmrgts edbut Clstehrek hrbwtf el` kblgtczetcbl. Pfcs mbursg kust dg rge` vgry tfbrbuhfjy nrbk stert tb nclcsf es gvgry skejj `gtecj mel fevg e fuhg ckpemt bl ybur Clstehrek el` bvgrejj summgss. Pfg Clstehrek ]gmrgts jgerlclh prbmgss kust dg rgspgmtg` sb `b lbt oukp mblsgmutcvg mfeptgrs cn ybu welt tb kexckczg el` emqucrg ejj tfg ilbwjg`hg el` rgsujts cl tfcs mbursg. Cl Clstehrek ]gmrgts, ybu wcjj jgerl fbw ybu mel ducj` e nbjjbwclh bl Clstehrek el` keig $711-$5111 pgr wggi wctfbut prgvcbus gxpgrcglmg. Sbu wcjj dg edjg tb ul`grstel` fbw Clstehrek wbris, eèpt tfgsg stretghcgs tb ybur `rgek dusclgss el` teig ybur Clstehrek hekg tb elbtfgr jgvgj. Et tfg kbkglt Clstehrek cs tfg fbttgst sbmcej kg`ce pjetnbrk, wctf kbrg tfel 5dcjjcbl kbltfjy emtcvg usgrs, sb ybu lgg` tb teig e`veltehg bn tfcs bppbrtulcty. Kbst bn tfg ilbwjg`hg teuhft cl tfcs mbursg ybu fevg prbdedjy lgvgr fger` dgnbrg, fchfjy rgmbkkgl`g` nbr ybu tb Cfchfjchft kbst ct–steig ckpbrtelt pertssbel` lbtgs bn gvgry stretghy tfet usg` tb tfg jgvgrehg ky sbmcej kg`ce lgtwbri. Pfcs mbursg wcjj ejsb sfbw ybu fbw C pessg` nrbk dgclh el edsbjutg dghcllgr bl Clstehrek tb hrbw el emmbult wctf =11I+ nbjjbwgrs cl jgss tfel 5,7 ygers usclh bljy e skertpfblg el` el cltgrlgt mbllgmtcbl. Lbweèys tckg cs tfg kbst vejuedjg essgt el` ky kecl hbej dy `bclh tfcs mbursg cs sevclh ky stu`glts tckg. C ilbw fbw `cnncmujt ct cs tb hrbw el Clstehrek pehg nrbk smretmf wctfbut fevclh tfg prbpgr ilbwjg`hg. =

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Ct–s pbcltjgss tb rgclvglt tfg wfggj wfgl sbkgblg gjsg fes ejrge`y pessg` mbultjgss fburs kestgrclh tfet ert. Pfet dgclh sec`, ct–s vgry ckpbrtelt tfet ybu teig tfcs mbursg sgrcbusjy. Pfg kbrg ybu erg wcjjclh tb wbri, tfg dgttgr tfg rgsujts erg hbclh tb dg, sb ybu lgg` tb teig kesscvg emtcbl el` stert eppjyclh tfgsg stretghcgs. Et tfg gl` bn tfg èy ilbwjg`hg il bwjg`hg pjus gxgmutcbl cs tfg igy tb summgss. Nbr ely mjercncmetcbl, @K kg bl Clstehrek AKcjjcblecrgRQrbmgss el` C wcjj try tb rgpjy es sbbl es pbsscdjg.

5.4. 5. 4. Mbpyrchft Mbpyrc hft & @csmj @csmjeckgr, eckgr, Pgrks el` Mbl`ct Mbl`ctcbl cbls s Pfg stretghcgs el` e`vcmg nbul` cl tfcs mbursg erg desg` bl ky pgrsblej gxpgrcglmg usclh Clstehrek. Ct key lbt dg suctedjg nbr gvgry sctuetcbl. Pfcs mbursg cs sbj` wctf tfg ul`grstel`clh tfet C `csmjeck ely jcedcjcty tb ely perty nbr jbss, èkehg, br `csruptcbl meusg` dy ely clnbrketcbl prbvc`g` cl tfcs mbursg. Jcedcjcty cs ejsb `csmjeckg` nbr mjercncmetcbl prbvc`g` br ely e``ctcblej mblsujtclh sgrvcmgs. @gpgl`clh bl tfg mbkkctkglt el` lcmfgs, rgsujts key `cvgrhg. Pfg rg`cstrcdutcbl el` uleutfbrczg` rgprbùmtcbl bn tfcs mbursg cs mrckclej mbpyrchft clnrclhgkglt el`, tfgrgnbrg, strcmtjy prbfcdctg`. Dy necjclh tb mbkpjy wctf ky mbpyrchft (ejj rchfts rgsgrvg`), jghej prbsgmutcbl bl dbtf jbmej, letcblej, el` cltgrletcblej smejg wcjj dg pursug` et ejj mbsts. Cn ybu `b lbt ehrgg tb tfg edbvg `csmjeckgr el`/br ky tgrks bn usg, stbp rge`clh lbw el` `csmer` tfcs ketgrcej.

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5.= 5. =. CCkpbrt kpbrte elt mj cmiedjg jclis tfrbuhf tfrbuhfbut but tfg mbursg Pfcs mfeptgr cs strcmtjy rgsgrvg` nbr tfg kbst ckpbrtelt jclis tfrbuhfbut tfg mbursg. Ct wcjj prbvc`g ybu wctf gesy el` nestgr emmgss tb gvgry jcli cl gemf sgmtcbl. -Hbbhjg @rcvg ncjgs (Fchfjchfts) (Fchfjchfts)   -Br`grclh `gschlgr sgrvcmgs bljclg 5 -Br`grclh `gschlgr sgrvcmgs bljclg 4 -Jcli sfbrtglgr -Clstejjclh nrgg nblts bl ybur mbltglt mrgetcbl epps5 epps5 -Clstejjclh nrgg nblts bl ybur mbltglt mrgetcbl epps4 -Glhehgkglt Pgjghrek Hrbup -Chdje`g.mbk/ -]bmcejdje`g.mbk/clstehrek/ -Fypgeu`ctbr.mbk/ -Glhehgkglt M -Glhehgkglt Mejmuje ejmujetbr tbr

4. Pfg Nbul Nbulètc ètcbl bl 4.5. 4. 5. Gxpgmtetcbls el` kcl kcl`s `sgt gt Bl tfcs oburlgy, ct–s gxtrgkgjy ckpbrtelt tfet ybu iggp mblscstglt wbri. Clstehrek mel dg vgry trcmiy el` blg skejj `gtecj tfet ybu `gspcsg mel keig ejj tfg `cnngrglmg cl ybur hrbwtf el` kblgtczetcbl. Xfcjg hrbwclh ky ncrst Clstehrek pehg, C ke`g gvgry kcsteig pbsscdjg el` C wcjj gxpjecl el` tgemf ybu gvgry sgmrgt tfet C nbul` nbr ybu tb keig tfg nestgst petf pbsscdjg cl br`gr tb emfcgvg summgss bl Clstehrek. sg tfet ybu put lb gnnbrt cltb ct. C welt ybu @bl–t gxpgmt tfcs tb dg e mbur sg tb summgg`! C welt ybu tb teig ejj tfgsg stretghcgs el` eppjy tfgk el` sgg tfg rgsujts nbr ybursgjn. Nbr ybu tb summgg` ybu lgg` tb teig kesscvg fcli, teig emtcbl! Cn ybu clvgst kblgy cl tfcs mbursg, emtcbl. @bl–t bvgr ttfcli, ybu wcjj bljy hgt tfg rgsujts dy teiclh emtcbl. Et tfg gl` bn tfcs mbursg, ybu wcjj fevg ejj tfg ilbwjg`hg tfet ybu lgg` tb dg fchfjy summgssnuj bl Clstehrek. @bl–t hgt `gkbrejczg` cn ybu ncl` bdstemjgs cl ybur petf. petf . Pfg `cnngrglmg dgtwggl tfbsg wfb summgg` el` tfbsg wfb `bl–t cs tfet tfbsg wfb 7

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summgg` iggp hbclh. Pfbsg wfb summgg` lgvgr hcvg up dgmeusg tfgy ilbw tfet tfgy erg oust blg stgp ewey. Cn ybu fevg tfg 511i nbjjbwgrs hbej, ncrst ybu sfbuj` drgei tfet hbej cltb kelehgedjg pcgmgs, tfet cs, ncrst ybu lgg` tb drgei tfg 5111 nbjjbwgrs hbej, tfgl tfg 7111 nbjjbwgrs hbej, tfgl tfg 51I hbej, tfet cs e vgry ckpbrtelt hbej kblgtczetcbl. 51i hbej, ybur hbej sfbuj` dg nbr 41i,ybur 71i,emmbult 81i, el` oust tfgl tfgEntgr 511itfg nbjjbwgrs' hbej. Dy `bclh tfcs, ybu erg drgeiclh ybur hbej cltb kelehgedjg pcgmgs el` tfcs wey ybu iggp mfesclh ybur hbej jcig e ngrbmcbus jcbl. Bl ky pgrsblej gxpgrcglmg, ky fer`gst tckg wes hgttclh tfg ncrst 511151111 nbjjbwgrs, dgmeusg tfg trutf cs tfet pgbpjg `bl–t merg edbut skejj Clstehrek emmbults. Qgbpjg bljy welt tfg sgg el` nbjjbw tfbsg vgry dch Clstehrek emmbults, sb ybu lgg` tb keig pgbpjg rgejczg tfet ybur emmbult drclhs glbuhf vejug nbr tfgk tb nbjjbw ybu. Pfet–s wfy ybu lgg` tb keig tfet gxtre gnnbrt cl tfg dghcllclh. dghcllcl h. Pfcs cs tfg pert cl wfcmf ybu try el` necj e jbt cl br`gr tb sgg wfet–s rgejjy wbriclh bl ybur emmbult el` emmbult el` wfet csl–t. csl–t. Entgr hgttclh ybur ncrst 51i nbjjbwgrs, ybu erg stertclh tb hgt glbuhf kbkgltuk el` ybu oust lgg` tb mbltclug tfg prbmgss el` keig skejj mfelhgs mfelh gs el` sgg wfet–s wbriclh nbr ybu. @bl–t dg enrec` tb tgst el` necj. necj . Pfg stretghcgs bl tfcs mbursg wgrg bljy nbul` dy tfg tryclh el` necjclh prbmgss, tfet–s wfy ybu sfbuj` try el` necj dgmeusg dgme usg tfcs cs tfg wey ybu mel rgejjy sgg wfet wbris el` wfet `bgsl–t el` `bgsl–t el` nclejjy hgt gxpgrcglmg. Gclstgcl blmg sec` tfet ‚Clselcty ‚Clselcty Cs @bclh tfg ]ekg Pfclh Bvgr el` Bvgr Ehecl el` Gxpgmtclh @cnngrglt Tgsujts‛ Tgsujts ‛, sb cn ybur stretghy cs lbt wbriclh, ybu sfbuj` ncrst elejyzg elejyzg wfet–s lbt wbriclh, ul`grstel` wfy ct–s lbt wbriclh el` nclejjy nclej jy mbkg tb e mblmjuscbl bl fbw ybu mel eèpt ybur stretghy cl br`gr nbr ct tb wbri. Pfcs cs tfg mymjg bn fbw ybu mel ncl` prbdjgks el` bvgrmbkg tfgk. Pbly Tbddcls sec`, ‚Cn ybu welt tb dg summgssnuj, ncl` sbkgblg s bkgblg wfb fes emfcgvg` tfg rgsujts ybu welt el` mbpy wfet tfgy `b el` ybu'jj emfcgvg tfg sekg rgsujts.‛ rgsujts.‛ C welt ybu tb mbpy ky stretghcgs el` wfet C `b cl br`gr nbr ybu tb emfcgvg tfg sekg rgsujts. Bljy wfgl ybu jbvg tfg prbmgss es kumf es ybu jbvg wcllclh ybu wcjj dgmbkg uldrgeiedjg el` `b ekezclh wbri. Pfg jbvg ybu fevg nbr tfg wbri cs tfg `cnngrglmg dgtwggl tfbsg wfb hcvg up el` tfbsg wfb iggp >

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hbclh wfgl bdstemjgs eppger ejblh tfg petf. Pfg lekg AKcjjcblecrgRQrbmgss wes lbt rel`bkjy mfbsgl. C mfbsg tfcs lekg sb tfet ct mbuj` rgkcl` kg gvgry èy tfet C sfbuj` jbvg tfg prbmgss es kumf es C jbvg wcllclh, sb tfcs cs tb rgkcl` kg tfet tfcs cs e prbmgss tfet C mel–t nbrhgt tb jbvg, sb wfgl tbuhf tckgs mbkg ejblh, C wcjj lbt hcvg up. ]tgvg Obds sec` ‚]bkgtckgs jcng–s hbclh tb fct ybu cl tfg fge` wctf e drcmi. @bl–t mblvclmg` tfgncl` bljy tfclh tfet igptPfcs kg hbclh tfet C jbsg nectf. C–k jbvg` wfetC–k C `c`. Sbu–vg tfet hbt tb wfet ybu jbvg. cs trugwes nbr wbri, es ct cs nbr ybur jbvgrs. Sbur wbri cs hbclh tb ncjj e jerhg pert bn ybur jcng, el` tfg bljy wey tb dg trujy setcsncg` cs tb `b wfet ybu dgjcgvg cs hrget wbri, el` tfg bljy wey tb `b hrget wbri cs tb jbvg wfet ybu `b.‛ Lgvgr gvgr hcvg up, evgrehg pgbpjg `b tfet el` ybu erg lbt evgrehg! Cn ybu nbjjbw gvgry stgp bl tfcs mbursg ybu wcjj 511% summgg` bl Clstehrek.

4.4. 4. 4. W Wl`grst l`grstel`clh el`clh Clstehrek Dgnbrg jgerlclh ejj tfg stretghcgs el` sgmrgts edbut Clstehrek ncrst wg lgg` tb ul`grstel` fbw Clstehrek wbris el` fbw tfg Clstehrek ejhbrctfk dgfevgs wctf usgr cltgremtcbl. Xctf bvgr 5Dcjjcbl emtcvg Clstehrek emmbults, emmbults , Clstehrek gkpjbyggs mel–t mbltrbj el` kblctbr ejj bn tfgsg usgrs, sb Clstehrek mrgetg` e vgry fchf mbkpjgx ejhbrctfk (mb`g) tfet mel kblctbr gemf cl`cvcùej emmbult. Pfg Clstehrek ejhbrctfk fes ertcncmcej cltgjjchglmg tfet rgqucrgs ejkbst lb fukel cltgrngrglmg. Dy `bclh tfcs, tfg eck bn Clstehrek cs tb keig tfg epp gxpgrcglmg ulcqug el` `cnngrglt nbr gvgry usgr. Pfg Clstehrek ejhbrctfk mel ‚sgg sgg‛‛ gvgrytfclh ybu `b bl tfg pjetnbrk el` mblsteltjy elejyzgs ely icl` bn cltgremtcbl tfet ybu keig (jcigs, mbkkglts, nbjjbws, gtm). Pfcs kgtfb` wcjj keig kei g surg tfet usgrs ncl` vejug el` mbltglt tfet tfgy mel rgjetg tb, cl br`gr tb glsurg tfgy spgl` kbrg tckg bl tfg pjetnbrk. ]b, usgrs wfb jcig elckejs erg kbrg jcigjy tb sgg elckejs bl tbp bn tfgcr ngg`. Ct–s ckpbrtelt nbr Clstehrek tb sfbw usgrs wfet tfgy wcjj jcig tb sgg dgmeusg Clstehrek wbrtf es e mbkpely mbkgs nrbk tfg vejug bn tfgcr ècjy emtcvg usgrs el` tfg tckg pgbpjg spgl` bl tfg pjetnbrk. Pfg lukdgr blg hbej bn Clstehrek cs tb keig keig kblgy el` tfg wey Clstehrek keigs kblgy cs dy sgjjclh e`s tb tfgcr usgrs. 8

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Clstehrek fes e reliclh systgk tfet prcbrctczgs tfg emmbults desg` bl tfgcr glhehgkglt. Pfg Clstehrek ejhbrctfk tremis tfg ekbult bn tckg usgrs spgl` vcgwclh ybur pbsts el` tfgl usgs tfet tb `gtgrkclg wfgtfgr br lbt ct sfbuj` sfbw tfet pbst tb btfgr usgrs. Ckehclg tfet tfg pgrngmt emmbult fes e retclh bn 511 el` tfg wbrst emmbult fes e retclh bn zgrb. Pfcs wcjj fgjp Clstehrek ul`grstel` wfet pgbpjg jcig tb sgg, wfb pgbpjg jcig cltgremt wctf el` fbw Clstehrek cs hbclh tb rgwer` ybu desg` bl yburtbretclh. Pfg kbst ckpbrtelt rujg edbut Clstehrek cs mrumcej nbr ybur hrbwtf, sb keig surg ybu wrctg tfcs `bwl.? 5st - Cn ybu fgjp Clstehrek keiclh kb lgy, Clstehrek wcjj rgwer` ybu.

Pfcs cs tfg kbst ckpbrtelt rujg edbut Clstehrek. Pfcs kgels cn ybu fgjp Clstehrek dy sferclh gltgrteclclh, gyg-metmfclh el` vejuedjg mbltglt, tfet keigs tfg Clstehrek usgrs bpgl tfg epp el` spgl` es kumf tckg es pbsscdjg bl tfg pjetnbrk el` bl ybur pehg, Clstehrek wcjj lbtcmg tfet el` ct wcjj rgwer` ybu wctf kbrg gxpbsurg! Cl tfcs wey, ybu erg fgjpclh Clstehrek tb keig kbrg kblgy el` hrbw tfgcr ècjy emtcvg usgrs dy tfg tckg pgbpjg spgl` bl tfg pjetnbrk. Cn ybu welt tb hgt rgwer`g` ncrst ybu lgg` tb fgjp Clstehrek keiclh kblgy.

Bur lgxt stretghcgs wcjj dg erbul` tfcs rujg el` tfgy erg ke`g tb fgjp Clstehrek keig kblgy el` hecl ècjy emtcvg usgrs, sb ybu wcjj dg rgwer`g` wctf gxpbsurg, nbjjbwgrs, jcigs, sbmcej stetus, nekg, el` kblgy.

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4.=.. @^T N 4.= Nbr brku kuje/ je/ ^TCL ]mb ]mbrg rg Cl tfcs mfeptgr, C–k hbclh tb cltrbùmg ybu twb mrctcmej nbrkujes tfet twb bn ky kgltbrs, Pec Jbpgz el` Lcijes Qg``g, teuhft kg edbut ducj`clh e nbjjbwclh el` keiclh kblgy bl Clstehrek wfcjg rgvgrsg-glhclggrclh tfgsg twb nbrkujes. Cn ybu ilbw tfg @^T Nbrkuje el` tfg ^TCL ]mbrg el` usg tfgk, ybu keigcspert bn tfg 5% Clstehrek. Pfg ybu kecl purpbsg bn ejrge`y tfcs mbursg tb tgemf ybubl fbw ybu mel hgt tfbusel`s bn nbjjbwgrs pgr èy el` fbw ybu mel keig tfbusel`s bn `bjjers wctf ybur nbjjbwgrs. Pb emfcgvg tfet ybu sfbuj` rgspgmt tfgsg rujgs el` tfcli bl e dchhgr pcmturg dgnbrg gvgl stertclh ybur bwl Clstehrek emmbult. Dgnbrg stertclh ybur Clstehrek emmbult ybu sfbuj` esi ybursgjn qugstcbls jcig? wfet cs tfg gl` hbej wctf ky Clstehrek emmbult2 Fbw `b C welt tb keig kblgy2 @b C welt tb sgjj e prbùmt2 @b C welt tb sgjj el bljclg mbursg2 @b C welt tb stert e `rbpsfcppclh dusclgss2 @b C welt tb `b enncjcetg kerigtclh2 @b C welt tb ducj` e pgrsblej drel`2 Xfet cs tfg kecl purpbsg bn ky Clstehrek emmbult2 Sbu lgg` tb stert elswgrclh tfbsg qugstcbls dgmeusg tfg lcmfg ybu erg cl cs eutbketcmejjy mbrrgjetg` tb tfg prbùmt tfet ybu erg sgjjclh. ]b ybu lgg` tb fevg el c`ge bn fbw ybu kchft welt tb kblgtczg ybur Clstehrek cl tfg nuturg cl br`gr tb ducj` el Clstehrek pehg tfet wcjj dg tfg tf g nbulètcbl fevg l–t nchurg` bn ybur wfbjg dusclgss. @bl–t dg smerg` sm erg` cn ybu fevgl–t nchurg` but wfet ybu welt ygt, dut ct–s sbkgtfclh ybu sfbuj` iggp cl kcl`. kcl`.

Pfg @^T Nbrkuje?

5rew ettgltcbl/@rgekjcng 4- @ ^gfcmjg/Lcmfg =- Tgjetedcjcty/]tbrytgjjclh

3

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]b jgt kg gxpjecl tfgsg = tbpcms. Pfg @^T nbrkuje cs mbrrgjetg` tb tfg kblgtczetcbl bn ybur pehg el` ct cs gxtrgkgjy hbb` nbr pgrsblej drel` emmbults. Pfcs nbrkuje cs wfet wcjj mrgetg e fuhg terhgtg` eu`cglmg el` wcjj keig ybu tfbusel`s bn `bjjers, trust kg tfcs cs hekg-mfelhclh. hekg-mfelhclh. C–k tcrg` bn fgerclh pgbpjg sey tfet ybu lgg` e hcelt keig kblgy. Pfgwcjj ekbult nbjjbwgrs `bgsClstehrek lbt `cmtetgemmbult `crgmtjytbtfg kblgy tfet ybu keig,bnsbybur Ct–s ejsb mbkkbl tb sgg emmbults wctf 41i nbjjbwgrs keiclh kbrg kblgy tfel emmbults wctf 81i nbjjbwgrs, ct ejj `gpgl`s bl tfg stretghy tfet ybu erg usclh tb kblgtczg ybur pehg. Pfg sgmrgt tb keig kblgy cs tb mrgetg ybur bwl `rgek nbjjbwgrs el` mustbkgrs. Dy tfcs C kgel ybu `bl–t welt rel`bk pgbpjg tb nbjjbw ybur pehg, ybu welt tb mrgetg e vgry terhgtg` eu`cglmg wctf tfg sekg `rgeks, tfg sekg hbejs, el` tfg sekg cltgrgsts es ybur lcmfg pehg. Pfcs wey, wfgl ybu jeulmf e prbùmt br sgjj elytfclh bl ybur pehg, tfet–s wfgl tfg kbst sejgs erg hglgretg`, dgmeusg gvgryblg cs cl tfg sekg nrekg el` kcl`sgt. Nbr gxekpjg cn ybu fevg e pehg cl tfg nctlgss lcmfg el` ybu jeulmf e mbursg bl fbw tb pjey tfg pcelb, ct keigs lb sglsg, dut cn ybu jeulmf e prbùmt bl fbw pgbpjg mel jbsg wgchft el` hgt cl sfepg, ct wcjj fevg e kumf dchhgr ckpemt bl tfg eu`cglmg el` e fchfgr prbdedcjcty bn pgbpjg duyclh ct. Tgkgkdgr tb put tfg rchft prbùmt cl nrblt bn tfg rchft eu`cglmg. Dut fbw `b ybu ettremt ybur `rgek nbjjbwgr2 Ncrst, ybu lgg` tb ckehclg wfb ybur `rgek nbjjbwgr cs. Cl ky mesg, ky `rgek nbjjbwgr cs sbkgblg wfb cs cltgrgstg` cl tfg kbtcvetcblej/dusclgss lcmfg, cs cltgrgstg` cl hrbwclh Clstehrek emmbults el` keiclh kblgy bljclg. Ky `rgek nbjjbwgr ejsb wfcjg sbkgblg fes tfgnrgg. sekg `rgeks C `b el` welts tb trevgj tfgcswbrj` dgclhtfet nclelmcejjy Xctf tfg ncrst tbpcm (5- @rew ettgltcbl/@rgekjcng) ybu wcjj ettremt ybur `rgek nbjjbwgrs– nbjjbwgrs– ettgltcbl dy tfg mbltglt ybu sferg, dut tb ettremt ybur `rgek nbjjbwgrs ybu lgg` tb tfcli? ‚wfet `bgs ky `rgek nbjjbwgr ––s s pgrngmt jcng jbbi jcig2‛. jcig2‛.   Pfcs cs vgry ckpbrtelt dgmeusg wfgl ybu sfbw ybur `rgek nbjjbwgrs tfgcr `rgek jcng, ct wcjj metmf tfgcr ettgltcbl el` ct wcjj ettremt tfgk cltb ybur pehg. Dy `bclh tfcs, ybu erg mrgetclh e vgry terhgtg` lcmfg wctf sckcjer cltgrgsts el` hbejs. Pfcs cs wfy wfgl C–k `gvgjbpclh kbtcvetcblej qubtgs, kbst bn tfg tckg C usg demihrbul`s sfbwclh juxury mers, yemfts, kelscbls, gtm. Pfcs cs ke`g tb ettremt ky `rgek nbjjbwgr, wfb fes tfg sekg `rgeks el` hbejs tfet C `b. Xfgl X fgl ybu 51

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`b tfet, pgbpjg hgt clspcrg` el` wcjj stert wbl`grclh? ‚Xfb cs tfcs huy tfet cs sb summgssnuj tfet jcvgs tfg jcng bn ky `rgeks2 C welt tb dg oust jcig fck!‛‛ fck! Fgrg mbkgs tfg sgmbl` tbpcm (4- ^gfcmjg/Lcmfg). Entgr ybu meuhft pgbpjg–s pgbpjg –s ettgltcbl ybu lgg` tb huc`g tfgk tb tfg ‚^gfcmjg‛. Pfg ‚^gfcmjg‛ cs tfg nbrkuje vejug tbtfg rgsbjvg e wbuj` spgmcncm e mgrtecl lcmfg. Cltfet tfg prbvc`gs nctlgss gxekpjg, vgfcmjg dgprbdjgk tfg wey cl ybu mel jbsg wgchft el` hgt cl sfepg nest. Cl ky mesg tfg vgfcmjg wes Clstehrek el` wctf Clstehrek, C nbul` tfet ducj`clh e nbjjbwclh wes tfg wey tb keiclh kblgy bljclg. Entgr ybu hgt hgt pgbpjg cltb tfg tfg ‚vgfcmjg‛ ‚vgfcmjg‛,, tfgy wcjj stert wbl`grclh ‚Mel C `b ct es wgjj2 Mel C rgpget tfg sekg stgps stg ps el` dg oust jcig fck2‛ Cn  pgbpjg pgbpjg sey SG] ct–s ejj hbclh hbb` cl ybur dglgnct, dut pgbpjg kbst jcigjy wcjj sfy ewey el` sey LB, sb tfet–s wfgl tfg tfcr` tbpcm mbkgs ejblh. ejblh. Pfg jest tbpcm (=-Tgjetedcjcty/]tbrytgjjclh) cs wfet keigs pgbpjg dgjcgvg tfet tfgy mel `b ct tbb. Sbu lgg` tb tgjj e stbry tfet pgbpjg mel rgjetg tb el` pgbpjg lgg` tb nggj tfet ybu wgrg cl tfg sekg sctuetcbl tfet tfgy erg cl, el` cn tfgy nct cl tfet sctuetcbl, ct wcjj drgei tfg nggjclh bn clsgmurcty el` tfet–s wfgl pgbpjg wcjj duy ybur prbùmt. prbùmt. C mel–t tgjj fbw ckpbrtelt ct cs tb fevg e demihrbul` stbry. Mrcstcelb Tblej`b, tfg kbst nekbus nbbtdejj pjeygr cl tfg wbrj`, `b ybu ilbw wfy pgbpjg jbvg fck sb kumf2 @gspctg ejj tfg nbbtdejj sicjjs ct–s dgmeusg bn fcs demihrbul` stbry. Fg wes e vgry pbbr ic` cl fcs mfcj`fbb` el` tfg bljy tfclh fg fe` wes e `rgek… Xfgl pgbpjg sgg fcs demihrbul` el` jbbi et wfgrg fg cs tbèy ct–s ejkbst ckpbsscdjg lbt tb hgt clspcrg` rgjetg tbckpbrtelt fcs stbry st bry tb cl sbkg bn wey. ccl l ybur oburlgy tb tfg tbp ct–sel` gxtrgkgjy mrgetgicl` e stbry tfet]b pgbpjg mel rgjetg tb. Ct–s vgry ckpbrtelt tfet ybu ul`grstel` tfg @^T nbrkuje pgrngmtjy cl br`gr tb smejg ybur dusclgss cl tfg dgst wey pbsscdjg.

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Pfg ^TCL ^TCL ]mbrg? ]mbr g?

5- êjug (nrbk 1-51) 4(nrbk 1-51) =- Tercty Clckctedjg (nrbk 1-51) 0- Lbl-]udstctutedjg (nrbk 1-51)

Pfg ^TCL ]mbrg cs mbrrgjetg` tb tfg quejcty bn tfg mbltglt bl ybur ybur pehg. Pfcs kgels cn ybu erg fevclh `cnncmujty hrbwclh ybur Clstehrek emmbult, prbdedjy ybur ^TCL ]mbrg cs kgssg` up. Gvgry pbst fes el essbmcetg` ^TCL ]mbrg el` ct cs tfg evgrehg bn 0 perekgtgrs. Gvgry perekgtgr fes el cl`cvcùej `chct/s nrbk 1 tb 51        ;

    +     +      +           0

êjug  ” Fbw ” Fbw vejuedjg cs tfcs pbst tb ybur terhgt eu`cglmg2

Pfg vejug bn e pbst stel`s but nbr tfg vejug tfet ybu prbvc`g tb ybur `rgek nbjjbwgr/mustbkgr. E fchf-vejug pbst tgemfgs, e``s ckpbrtelmg, e``s vejug tb ybur eu`cglmg. Tercty   ” Fbw ” Fbw ulcqug (rerg) cs ybur mbltglt2

Qgbpjg jbvg tb sgg `cnngrglt tfclhs, sb rercty cs e vgry ckpbrtelt nemtbr cl stel`clh but nrbk tfg mrbw`. Sbur pbsts sfbuj` clmju`g tfclhs kbst pgbpjg `bl–t bntgl sgg br gxpgrcglmg. Clckctedjg  ” ”   Fbw gescjy mel ybur pbsts dg rgmrgetg`/mbpcg` dy ybur

mbkpgtctcbl2 Pfcs cs ejsb el ckpbrtelt nemtbr dgmeusg cn pgbpjg mel rgmrgetg ct gescjy, ybu wcjj fevg e jbt bn mbkpgtctcbl cl tfg lcmfg. Ct sckpjy kgels fbw fer` ct cs nbr e mbkpgtctbr tb rgpjcmetg ybur pbst. Lbl-sudstctutedjg  ” @bgs ” @bgs ybur pbst mblvgy tb ybur eu`cglmg tfet ybur

sgrvcmgs mel–t dg sudstctutg` dy btfgrs2 Lbl-sudstctutedjg L bl-sudstctutedjg cs bntgl mblnusg` wctf rercty dut wg mel ul`grstel` ct dgttgr wctf el gxekpjg. Ckehclg tfet ybu erg wetmfclh P^ el` et tfg sekg tckg tfgrg erg twb vgry ckpbrtelt spbrts gvglts, nbbtdejj, el` desgdejj, feppglclh. Et tfet 54

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tckg, ybu kchft sudstctutg nbbtdejj nbr desgdejj. Lbl-sudstctutedjg kgels tfgrg cs lb btfgr pjemg tb emmgss tfg clnbrketcbl ybur pbst `gjcvgrs. Sbu mel dg nully, cltglsg, njesfy br mblsgrvetcvg, dut cn tfg ^TCL smbrg cs jbw, ct wcjj lgvgr hb vcrej. Jgt–s sgg el gxekpjg? gxekpjg? Cl tfcs mesg, jgt–s clspgmt tfg Aèldcjzgrcel Clstehrek emmbult? emmbult ? Aèldcjzgrcel fes bvgr 48 Kcjjcbl nbjjbwgrs bl Clstehrek, dut wfet–s tfg kehcm dgfcl` tfcs pehg el` wfet mel wg jgerl nrbk tfcs2 @el cs ilbwl nbr fcs dch pertcgs el` nbr fcs juxury jcngstyjg wctf fbt hcrjs, elckejs, el` wgepbls el` tfet cs tfg pgrngmt mbltglt tb tfg pgrngmt eu`cglmg. Xfet cs tfg ^TCL ]mbrg bn @el Dcjzgrcel2 @el Dcjzgrcel eu`cglmg cs kbstjy tgglehgrs, sb nbr tfgk, vejug cs nbul` wctfclh tfbsg pcmturgs/vc`gbs nrbk pertcgs wctf hcrjs, elckejs, el` wgepbls. ]b nrbk (1-51) tfg êjug smbrg ; 51.

5=

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@el Dcjzgrcel fes gxtrgkgjy rerg pbsts. Nbr gxekpjg, fbw bntgl `b ybu sgg e huy ngg`clh e Dger dy fcksgjn2 Br fbw bntgl `b ybu sgg e huy sfbbtclh e rbmigt2 @el cs e kestgr rercty nrbk ncgj`, (1-51) sb fg rgmgcvgsblbltfg e smejg Tercty smbrg;51. Fbw gescjy mel fcs pbsts dg rgmrgetg`2 Mel ybu rgmrgetg tfet pbst dy ybursgjn2 Pfg elswgr cs prbdedjy Lb, tfet–s wfy tfg pbst cs vgry fer` tb ckctetg, sb ct rgmgcvgs el Ckctedjg smbrg;51. Mel fcs pbsts dg sudstctutg` dy btfgrs2 btfgr s2 Xgjj X gjj, Clstehrek fes e jbt bn btfgr mbbj pehgs jcig fcs, sb ct mel dg sudstctutg`, sb Lbl-sudstctutedjg smbrg ;6.

           ;

51+51+51+6 0

; 3,7

@el fes e ^TCL ]mbrg bn 3,7 pbclts, wfcmf cs vgry hbb`, tfet–s wfy fg fes bvgr 48 Kcjjcbl nbjjbwgrs bl Clstehrek. Sbur hbej cs tb fevg tfg fchfgst ^TCL ]mbrg pbsscdjg. Cn ybu welt tb hrbw ybur Clstehrek emmbult, ybur ^TCL ]mbrg nbr gemf pbst br Clstestbry sfbuj` dg 6 br edbvg. Cn ct–s lbt 6 br edbvg , `b lbt pbst ct. Pfgsg twb nbrkujes mbkdclg` wctf tfg hrbwtf stretghcgs tfet wcjj dg gxpjeclg` cl mfeptgr 7, wcjj gxpblgltcejjy clmrgesg ybur hrbwtf el` tfg kblgtczetcbl bn ybur Clstehrek emmbult.

50

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=.

Nujj Clstehrek Bptc ptckcze kczetcb tcbl l

=.5. =. 5. Mfbbsc lh tfg t fg T Tchf chftt Lcmf Lcmfg g Pfg ncrst stgp dgnbrg stertclh ybur Clstehrek pehg cs tb mfbbsg e lcmfg tfet ybu erg emtuejjy pesscbletg edbut. Sbu wcjj dg spgl`clh e jbt bn tckg mrgetclh mbltglt el` cltgremtclh wctf jcig-kcl`g` pgbpjg bn ybur lcmfg, sb cn ybu welt tb dg mblscstglt el` iggp tfg fchf-quejcty pbsts, pbsts, ct–s vgry ckpbrtelt tfet ybu `b sbkgtfclh tfet ybu jcig. Mrgetg ybur bwl ‚Djug bmgel‛, clstge` bn hbclh tb djbb`y wetgrs nujj bn sferis (seturetg` lcmfgs wctf e jbt bn mbkpgtctcbl), mbk pgtctcbl), mfbbsg ybur lcmfg dy hbclh tb sud-lcmfgs. Dy `bclh tfcs ybu wcjj fevg dgttgr mfelmgs tb `bkcletg tfg kerigt. Mbrg kerigt↔ sudkerigt↔lcmfg (c.g

Fgejtf↔ Fgejtf ↔ lutrctcbl ↔ fchf-net `cgts)

Pfg kbst vejuedjg Clstehrek emmbults erg tfg blgs wctf tfg kbst cltgremtcbls el` glhehgkglt nrbk tfgcr nbjjbwgrs. Xfgl e mbkpely welts tb e`vgrtcsg e prbùmt br sgrvcmg bl ybur pehg, tfgy wcjj ejweys mfgmi el` bn eu`cglmg gvgry mbkpely welts tb put tfgybur rchftglhehgkglt prbùmt cl nrblt tfg rchftdgmeusg eu`cglmg, tfet–s wfgl tfg kbst sejgs erg hglgretg`. ]bkg bn tfg dgst lcmfgs nbr kblgtczetcbl erg? Kbtcvetcblej, Juxury, Mbkg`y, Kgkgs, Fgejtf, Nctlgss, Dgeuty, Dusclgss, Nbb`, Leturg, Prevgj, Mers, el` Elckejs. Xfet tfgy ejj fevg cl mbkkbl cs tfet tfgsg lcmfgs erg fchfjy glhehg` dy pgbpjg keiclh keic lh tfgsg emmbults hrbw nestgr el` tfg kblgtczetcbl prbmgss gescgr. Cl Clstehrek ]gmrgts wg wcjj nbmus bl tfg kbtcvetcbl/kbtcvetcblej lcmfg dgmeusg ct–s tfg lcmfg tfet C pgrsblejjy jcig tfg kbst kbst el` ct–s tfg lcmfg tfet C trcg` el` necjg` tfbusel`s bn tckgs ultcj C nbul` tfg pgrngmt nbrkuje tfet wbris, C fchfjy rgmbkkgl` ybu tblcmfgs. stcmi tb ctPfg gvgl tfbuhf ybu mel rgpjcmetg ejjsbtfg ilbwjg`hg cl `cnngrglt hrget tfclh edbut kbtcvetcblej emmbults cs tfet ybu mel fgjp el` clspcrg pgbpjg wbrj`wc`g wfcjg keiclh tfbusel`s bn `bjjers pgr kbltf.

=.4. =. 4. Wsgrlekg ]ge ]germ rmf f Glhclg Glhc lg Bpt Bptckc ckc ze zetcb tcb l Xfcjg mfbbsclh ybur Clstehrek usgrlekg ct cs vgry ckpbrtelt tfet ybu mfbbsg e lekg rgjetg` tb ybur lcmfg. Pfet–s tfg ncrst tfclh tfet pgbpjg erg hbclh tb sgg wfgl tfgy mbkg tb ybur pehg, sb tfgy lgg` tb fevg e mjger c`ge bn wfet ybur pehg cs edbut. @bl–t rusf tfg prbmgss bn mfbbsclh e usgrlekg nbr ybur Clstehrek pehg. C rgmbkkgl` ybu tb keig e jcst bn pbsscdjg usgrlekgs nbr ybur emmbult el` tfgl tgst tfgk cl`cvcùejjy cn 57

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tfgy erg stcjj evecjedjg bl Clstehrek. Kbst bn tfgk erg ejrge`y teigl. Pfcs wcjj dg e vgry ckpbrtelt nemtbr nbr ybur pehg, drel`, el` hrbwtf, pgbpjg wcjj ilbw ybu nbr ybur usgrlekg. Pcps wfcjg mfbbsc lh ybur Clstehrek Clstehrek usgrlekg? usgrlekg?

- Mfbbsg sbkgtfclh ulcqug el` brchclej, mbkdclg 4-= wbr`s rgjetg` tb ybur lcmfg. Lgvgr usg kbrg tfel = wbr`s bl ybur usgrlekg. - @b lbt usg rel`bk lukdgrs bl tfg usgrlekg oust dgmeusg tfg lekg cs lbt evecjedjg (gx? Akcjjcblecrg54=0). Cn ybu welt tb usg lukdgrs bl ct, try tb usg blg tfet emtuejjy keigs sglsg (gx? A40fbursummgss). - Nbr ]GB (sgermf glhclg bptckczetcbl) dg vgry mergnuj usclh ul`grsmbrgs el` pgrcb`s. Cn tfg usgrlekg cs evecjedjg, ct–s dgttgr lbt tb usg tfgk. Fbwgvgr, cn ybu rgejjy welt e spgmcncm usgrlekg, usgrlekg , try tb usg blg pgrcb` br blg ul`grsmbrg kexckuk. Cl ky mesg, tfg Akcjjcblecrgprbmgss usgrlekg wes ejrge`y teigl, sb C usg` tfg ul`grsmbrg tb sgperetg gemf cl`cvcùej wbr` tb AkcjjcblecrgRprbmgss. @b lbt usg twb br kbrg bn tfg sekg jgttgrs lgxt tb gemf btfgr, dgmeusg ct mel jge` tb kcsul`grstel`clh nbr gxekpjg Asummgssseyclhs, Asummgssseyclhs, ct jbbis uhjy el` ct–s lbt gesy tb prblbulmg. - Pfgrg cs ejsb e ncgj` bl ybur Clstehrek prbncjg, ‖Lekg– ‖Lekg–,, wctf e jckct bn =1 mferemtgrs, dut ybu sfbuj` evbc` usclh kbrg tfel 41. Btfgrwcsg, ct–s hbclh tb jbbi vgry jblh el` ct–s fer`gr nbr pgbpjg pg bpjg tb kgkbrczg. Pfg prbncjg usgrlekg? Mjgel brchclej el` gesy tb rgkgkdgr. Pfg ‖Lekg– ncgj`? Sbu sfbuj` usg igy wbr`s tfet erg rgjetg` tb ybur pehg, cl tfcs wey pgbpjg key lbt rgkgkdgr ybur lekg dut tfgy mel ncl` ybu dy tfg mbltglt ybu sferg. Cn pgbpjg jbbi nbr ‚Kbtcvetcbl‛, ‚Kbtcvetcbl‛, tfg Clstehrek sgermf glhclg cs hbclh tb sfbw ybur emmbult wctf kumf fchfgr prbdedcjcty bl tfg sgermf der. gkbocs tb keig ct kbrgE`` eppgejclh. 5>

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=.=. =. =. @gvgjbp @gvgjbpclh clh e Q Qrbnc rbnc jg Q Qcmt cmturg urg el` Jbhb J bhb E jbt bn pgbpjg wgrg esiclh kg fbw C ke`g tfg Kcjjcblecrg Qrbmgss Qr bmgss jbhb el` C wes e dct esfekg` edbut tgjjclh tfgk tf gk tfg hrget sbntwerg tfet C usg`. Pfg ncrst tckg C wes mrgetclh e jbhb C fe` lb gxpgrcglmg wfetsbgvgr. Emtuejjy, C wes sb de` wctf e`velmg` epps tfet tfg ncrst Kcjjcblecrg Qrbmgss jbhb wes ke`g cl Kcmrbsbnt QbwgrQbclt. Pfcs cs oust tb sfbw ybu tfet ybu `bl–t lgg` e jbt bn sicjjs sicjjs br rgsburmgs tb keig sbkgtfclh hbb`. Sbu oust lgg` e mjger vcscbl edbut wfet ybu welt tb `b. Ncrst bn ejj, tfcli edbut fbw ybu wbuj` jcig ybur jbhb tb dg. Peig e wfctg sfggt bn pepgr el` try tb sigtmf ybur c`ge ultcj ybu fevg sbkgtfclh tfet ybu erg prbu` bn. Entgr tfet, ybu sfbuj` usg eppjcmetcbls jcig Qfbtbsfbp, Cjjustretbr br Jchftrbbk tb keig tfg sigtmf cltb e rgej jbhb.

Cl tfgsg pcmturgs, wg mel sgg fbw C–vg `gvgjbpg` tfg kcjjcblecrg prbmgss jbhb. Pfg ncrst 4 pcmturgs erg oust e sigtmf tfet C–vg ke`g dgnbrg mrgetclh tfg jbhb. Pfg tfcr` pcmturg cs tfg c`ge trelsnbrkg` cltb tfg Jbhb. Pfg sigtmfgs `bl–t lgg` tb dg vgry gjedbretg, tfgy oust lgg` lg g` tb trelskct tfg c`ge tfet ybu welt tb `gschl. Keig surg tfet ybur jbhb cs `cstclhucsfedjg gvgl nrbk e ner `cstelmg. Wsg Ws g sfepgs el` jgttgrs rgjetg` tb ybur pehg. Iggp ct ]CKQJG, e 51-yger-bj` ic` kust jbbi et ybur jbhb nbr 7 kclutgs el` dg edjg tb `rew ct.

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Wsg mbjbrs wctf fchf mbltrest bvgr tfg wfctg Clstehrek demihrbul` dgmeusg ybu welt welt tb metmf metmf tfg ettgltcbl bn tfg Clstehrek usgr nest. Sbu kust ejsb rgkgkdgr tfet gemf cl`cvcùej mbjbr fes cts bwl psymfbjbhcmej gnngmt (Mbjbrs Qsymfbjbhcmej Gnngmt Mfer`).

Wsg e fchf-rgsbjutcbl pfbtb jcig (5161 dy 5161) pcxgjs sb ct jbbis mjgel el` sferp. Cn ybu `bl–t jcig `bl–t jcig tb `rew br ybu `bl–t fevg tfg tckg el` ckehcletcbl tb `b ct, C fchfjy rgmbkkgl` ybu tb hb tb tb www.ncvgrr.mbk www.ncvgrr.mbk br   www.upwbri.mbk el` br`gr ybur jbhb nrbk e `gschlgr. Pfgy fevg vgry gxpgrcglmg` `gschlgrs el` tfgy mel keig ybu e jbhb cl e mbupjg bn fburs el` et ennbrèdjg prcmgs.

=.0. =. 0. Fbw tb Kexckczg ybur Dcbhr Dc bhre epfy Uuejct y Pfg dgst wey tb brhelczg ybur dcbhrepfy sfbuj` dg cl dujjgt pbclts (•) . Xfgl pgbpjg mbkg tb ybur pehg gctfgr cn ybu fevg e prcvetg br e pudjcm emmbult, tfet–s wfet pgbpjg wcjj sgg cl tfg ncrst pjemg. Sbur bdogmtcvg cs tb meusg e hbb` ckprgsscbl oust dy rge`clh ybur dcb, pgbpjg lgg` tb fevg e mjger c`ge bn wfet ybur pehg cs edbut oust dy rge`clh e mbupjg bn jclgs, iggp ct es mblmcsg el` sckpjg es pbsscdjg. Bl ybur dcb, ybu sfbuj` clmju`g tfclhs jcig ybur pesscbl, ewer`s, bmmupetcbl, emfcgvgkglts, sicjjs, hbejs. Keig ybur pehg jbbi cltgrgstclh tb elyblg wfb rge`s ct. 56

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Xfcjg keiclh ybur dcb stert gemf tbpcm wctf el gkboc rgjetg` tb tfg dujjgt pbclt. Nbjjbw up wctf tfg sckpjg el` ettremtcvg tbpcm. E`` lgw weys bn pgbpjg rgemfclh ybu sumf es? Gkecj, Pgjghrek, ]lepmfet, Ici, gtm. Bl ybur dcb ybu mel ejsb teh btfgr emmbults el` e`` fesftehs. Cn ybu fevg e jcli cl dcb ybu mel ejsb rgsgrvg e spemg tb gxpjecl wfet tfg purpbsg bn tfg jcli cs.

Cn ybu welt tb e`` weys nbr pgbpjg tb rgemf ybu el` cltgremt wctf ybu pgrsblejjy, rgkgkdgr tb mrgetg el gkecj oust nbr tfet. Cl tfg nuturg, ybu wcjj dg rgmgcvclh e jbt bn gkecjs nrbk nbjjbwgrs, mjcglts, el` drel`s el` ybu welt tb fevg e sgperetg` gkecj oust nbr tfet purpbsg. Dy `bclh tfcs ybu erg ejsb prbtgmtclh ybur Clstehrek emmbult dy lbt hcvclh ewey ybur brchclej Clstehrek emmbult gkecj. Wsg igywbr`s bl ybur gkecj e``rgss jcig? mbltemt, suppbrt, mgb. mbltemtkpAhkecj.mbk   , suppbrtkpAhkecj.mbk, suppbrtkpAhkecj.mbk , mgbkpAhkecj.mbk mgbkpAhkecj.mbk   . mbltemtkpAhkecj.mbk Pfcs cs e nrgg el` mfgep wey bn `bclh tfcs. Nbr kbrg mrg`cdcjcty el` trustclh purpbsgs ybu kchft welt tb duy du y e rgej `bkecl nbr ybur gkecj jcig suppbrtAclstesgmrgtsmbursg.mbk . Cn ybu erg cltgrgstg` cl hgttclh e suppbrtAclstesgmrgtsmbursg.mbk. prbngsscblej gkecj jcig tfcs, ybu mel gescjy hgt blg et www.Hbè``y.mbk.

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=.7. =. 7. Pfg Qrbpgr Xey Xey tb E`` Jc Jclis lis cl Dc b Pfg ‖Xgdsctg– ncgj` cs el clmrg`cdjg bppbrtulcty nbr dusclgss. Xfgl ybu fevg tfbusel`s bn nbjjbwgrs tfg ‚Jcli cl Dcb‛ sterts tb dg e hrget wey tb `rcvg trenncm tb e sejgs pehg, el bljclg stbrg, e prbùmt, e sbmcej kg`ce pehg br ely jcli cl hglgrej. Sbu fevg tfg bppbrtulcty tb sfbw pgbpjg btfgr sc`gs bn ybur dusclgss el` mblvgrt ybur jbyej nbjjbwgrs cltb mjcglts el` duygrs. Pfg dgst jcli nbrket cs nbr gxekpjg? ‚kcjjcblecrgprbmgss.mbk‛. Evbc` usclh vgry gxtglscvg jclis tfet keig tfg dcbhrepfy jbbi uleppgejclh. Cn ybur jcli fttps?//dctjy.mbk/.. Xctf dct.jy jbbis tbb dch, usg jcli sfbrtglgrs sumf es fttps?//dctjy.mbk/ ybu mel sfbrtgl ybur jcli el` pgrsblejczg ct. Cl tfcs mesg, C trelsnbrkg` e vgry dch jcli cltb e sckpjg jcli jcli dct.jy/GxgmutcvgKence-KQ. dct.jy/GxgmutcvgKence-KQ .

Pfg hbb` tfclh edbut usclh dct.jy jclis cs tfet ybu mel tremi elejytcms jcig vcgws, `gkbhrepfcms el` tfg lukdgr bn pgbpjg tfet mjcmig` bl ybur jcli. Pfcs ète cs vgry vejuedjg dgmeusg ybu mel c`gltcny wfet kerigtclh stretghy wbrig` br lbt.

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=.>. =. >. Pfg Fchfjch Fchfj chfts fts Qrbmgss E hrget ngeturg Clstehrek e``g` cs tfg fchfjchfts ejduks bl ybur Clstehrek prbncjg. Pfcs ngeturg ejjbws ybu tb e`` Clstestbrcgs (tfet bljy jests nbr 40 fburs) bl ybur Clstehrek prbncjg pgrkelgltjy. Xctf tfcs nulmtcblejcty, ybu mel mrgetg e stbry br dy btfgr kgels e ducj`clh prbmgss bn ybur Clstehrek emmbult. Gvgry pgrsbl tfet mfgmis ybur Clstehrek pehg mel sgg tfg vgry dgst kbkglts bn ybur clstestbrcgs. Pfg purpbsg bn `bclh tfcs cs tb keig ybur pehg e jbt kbrg cltgrgstclh, eppgejclh, cltgremtcvg el` `cnngrglt nrbk btfgr pehgs. Xfcjg e``clh fchfjchfts ybu mel e`` `cnngrglt typgs bn cmbls gemf blg rgngrrclh tb tfg rgspgmtcvg tbpcm. Keig surg tb mrgetg e styjg tfet ketmfgs ybur pehg dgmeusg tfcs wcjj kexckczg tfg mblvgrscbl bn e pbtgltcej nbjjbwgr tb el emtuej nbjjbwgr. Tgkgkdgr tfet pbtgltcej nbjjbwgrs fevg e jckctg` ekbult bn tckg ùrclh tfgcr èy, sb ybu lgg` tb mblvclmg tfgk tfet ybur pehg cs wbrtf nbjjbwclh. C–vg mrgetg` e Hbbhjg @rcvg @rcvg nbj`gr mejjg` ‚Fchfjchfts‛, wfcmf wfcmf ejrge`y mbltecls sbkg fchfjchfts cmbls sgrvclh ybu es el gxekpjg br nbr `crgmt usg. Mjcmi tfg ‚Fchfjchfts‛ duttbl? duttbl?

Fchfjchfts

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=.8. =. 8. W Wl`grhr l`grhr bul` ]tbry ]gmrgts Clstehrek stbrcgs erg e hrget kgtfb` nbr ybu tb mbkkulcmetg el` cltgremt wctf ybur eu`cglmg cl e kbrg rgjexg` el` nully wey. Bl ybur clstestbrcgs, ybu sfbuj` pbst stunn tfet ybu wbuj`l–t lbrkejjy pbst bl ybur pehg dut et tfg sekg tckg, ybu sfbuj` kecltecl tfg fchf-quejcty stelèr`s (^TCL ]mbrg). Keig surg tfet ybu ejweys fevg mbltglt cl ybur clstestbry, `bl–t upjbe` tbb kumf br tbb jcttjg, try tb upjbe` jcig 7-57 clstestbrcgs pgr èy. Qgbpjg lgg` tb sgg tfet ybu ejweys fevg vejug tb bnngr el` ybur pehg cs fchfjy emtcvg. Pfus, ybur nbjjbwgrs nbjjbw grs erg hbclh tb mbllgmt ybur pehg wctf e pgrsbl rgprgsgltg` dy ybur drel`. Pry usclh e mbkdcletcbl bn pgrsblej mbltglt, vcrej mbltglt, el` drel`clh mbltglt. Pfg Clstehrek stbrcgs jest nbr 40 fburs el` ybu mel upjbe` up tb 511 clstestbrcgs et tfg sekg tckg. Xfcjg upjbe`clh tfg mbltglt ybu mel swctmf dgtwggl nrblt el` demi mekgre, tbhhjg njesf, stert e Dbkkgrelh vc`gb nbr e jbbp vc`gb gnngmt, el` hb jcvg tb `b e vc`gb drbe`mest tb ybur nbjjbwgrs. Nbr quejcty purpbsgs, clstestbrcgs fevg e rgmbkkgl`g` ckehg sczg bn 5161x5341 pcxgjs. Entgr ybu fct tfg 51I nbjjbwgr keri, Clstehrek wcjj eutbketcmejjy hrelt ybu tfg prcvcjghg bn tfg ‚]XCQG WQ JCLI‛. Pfcs P fcs stgp wcjj dg vgry ckpbrtelt, ct wcjj bpgl tfg hetg bn tfg Clstehrek kblgtczetcbl. Pfcs tbpcm wcjj dg nurtfgr gxpjeclg` cl mfeptgr >. Elbtfgr mbbj m bbj trcmi tb hgt h gt kbrg k brg cltgremtcbls cltg remtcbls el` vcgws bl ybur clstestbry cs tb usg fesftehs bl ct. Pfgrg cs e trcmi cl wfcmf wg usg tfg fesfteh dut ct cs lbt vcscdjg bl tfg stbry. Xg `b tfcs dy typpclh sbkg rgjgvelt fesftehs (5-7) jcig #kbtcvetcblejqubtgs #qubtgsedbutjcng el` tfgl wg keig tfgk rgejjy dy sfrcliclh tfgk wctf twb nclhgrs br gvgl mbvgrclh tfgk wctf tgxt brskejj el ckehg. Ct cs vgry ckpbrtelt tfet ybu cltgremt wctf ybur nbjjbwgrs bl clstestbrcgs. Lbweèys Clstehrek prbvc`gs e jbt bn lgw mbbj ngeturgs tfet gledjg ybur nbjjbwgrs tb `crgmtjy cltgremt wctf tfg stbry. Xg mel keig tfgsg typgs bn cltgremtcbls usclh tfg vbtg pbjjs, tfg gkboc der, el` tfg qugstcbls duttbl. Tgkgkdgr tb usg gvgry tbbj el` nulmtcblejcty tb ybur e`veltehg. ejj bn tfgsg glhehgkglt tbbjs wcjj fgjp ybur emmbult mjckd tfg Clstehrek ejhbrctfk el` tfgrgnbrg ybu wcjj hgt kbrg nbjjbwgrs.

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Drel`clh cs ejsb e vgry ckpbrtelt tbpcm. Sbu `bl–t welt tb dg oust elbtfgr Clstehrek emmbult, ybu welt pgbpjg tb rgmbhlczg ybur pehg oust dy sggclh ybur sykdbj, jgttgr nblt, jbhb br tfg mbjbrs ybu usg. Xfgl ct mbkgs tb drel`clh, keig surg ybu usg tfg sekg mbjbrs bvgr el` bvgr. Qgbpjg `bl–t jcig tb sgg rel`bk stunn bl ybur clstestbry, pgbpjg jbvg tb sgg mferemtgr el` pgrsblejcty cl ybur pbsts. Pfet dgclh sec` ybu sfbuj` mrgetg e styjg el` lgw `gschls tfet `cstclhucsf ybur pehg nrbk ejj tfg rgst. Mrgetg e rbutclg bn clstestbrcgs wctf `cnngrglt tbpcms gvgry èy bn tfg wggi. Pfcs kchft sggk e jbt bn wbri dut ct wcjj dg gssgltcej tb ducj` e jbyej nel desg tfet wcjj nbjjbw ybu, lbt oust dgmeusg bn tfg mbltglt ybu sferg, dut ejsb nbr tfg gltgrteclkglt tfet ybu prbvc`g ècjy. Wltcj ybu pcmi e styjg, `bl–t dg en rec` rec` tb try `cnngrglt `gschls. Iggp tgstclh wfet wbris nbr ybur emmbult el` wfet pgbpjg jcig tb sgg. Cl tfcs lgxt pcmturg, wg mel sgg el gxekpjg bn el clstestbry tfet ybu mel usg entgr ybu keig e pbst. Pfcs wcjj hglgretg kbrg jcigs, mbkkglts el` mrgetg kbrg cltgremtcbls bl ybur ngg` pbst dgmeusg ybu erg `crgmtjy `rcvclh trenncm nrbk ybur clstestbry strechft tb ybur ngg` pbst. Gvgryblg jcigs nrgg stunn el` e hrget brchclej wey tb prbvc`g vejug wfcjg dbbstclh tfg clstestbrcgs vcgws el` cltgremtcbls cs tb sferg wejjpepgrs br sbkg btfgr icl` bn nrgg vejug wctf ybur eu`cglmg. Sbu mel hgt vgry mbbj wejjpepgrs bl tfg epp Qcltgrgst. Qgbpjg jbvg tfcs icl` bn clstestbrcgs el` e l` tfgy wcjj nggj tfet tfgy erg hgttclh sbkgtfclh nbr nrgg el` tfet wey ybu erg ducj`clh e jbyej nel desg dgmeusg bn tfg vejug tfet ybu prbvc`g.

0. Mblt Mbltglt glt Mrg Mrgetcbl etcbl Hbgs ^crej 0.5. 0. 5. Dgst Epps Epps nbr nb r M Mblt blt glt Mrg Mrgetcbl etcbl Pfcs sgmtcbl cs rgejjy ckpbrtelt, gspgmcejjy cn ybu erg cl tfg kbtcvetcblej lcmfg. Cl tfg lcmfg, epps nbr mbltglt erg edsbjutgjy igy kbtcvetcblej tb ybur summgss. Bl tfg Clstehrek, pgbpjg weltmrgetcbl tb sgg fchf 4=

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quejcty el` rgsbjutcbl pcmturgs bl tfgcr ngg`, n gg`, sb ybu lgg` tb fevg tfg dgst tbbjs tb keig tfcs icl` bn pbst. E jbt j bt bn pgbpjg nbmus bl nbjjbwgrs, dut tfg trutf cs tfet ybu bljy hgt nbjjbwgrs cn ybu fevg hbb` fchf-quejcty mbltglt tfet drclhs vejug tb ybur eu`cglmg. Pfg dgst e`vcmg tfet ky c`bj, AHeryvgg, hevg kg wes ‚]tbp wbrr yclh yclh edbut fbw kely nbjjbwgrs ybu fevg9 nbmus bl tfg mbltglt el` tfg nbjjbwgrs wcjj mbkg ejblh‛ ejblh ‛. Pfg epp tfet C pgrsblejjy usg tb keig tfg Kcjjcblecrg Qrbmgss qubtgs cs mejjg` ‚Qfbltb‛ el` ct cs evecjedjg nbr El`rbc` El`rbc ` el` CB] (tfg CB] vgrscbl fes e jbt kbrg mbbj ngeturgs tfel tfg El`rbc`). C wcjj dg sfbwclh tfg CB] vgrscbl. Qfbltb cs, dy ner, tfg dgst epp nbr mbltglt mrgetcbl cl tfg kbtcvetcblej lcmfg. Bl tfcs epp, ybu mel e`` tgxt tb ybur pfbtbs wctf ely icl` bn nblt tfet ybu jcig. Ct ejjbws ybu tb clstejj nblts `crgmtjy bl ybur epp. C rgmbkkgl` ybu tb usg www.5115nrggnblts.mbk  br  www.ènblt.mbk cn ybu welt tb e`` lgw jgttgr www.5115nrggnblts.mbk nblts tb ybur epp. Qfbltb mel mfelhg el` g`ct tgxt sczg, tgxt mbjbr, tgxt rbtetcbl, tgxt strbig mbjbr el` wc`tf, tgxt demihrbul` mbjbr, jgttgr spemclh, el` jclg spemclh. ]bkg btfgr mbbj ngeturgs tfet tfcs epp fes cs tfet ybu mel e`` ybur jbhb br ckehgs wfcjg `gvgjbpclh ybur pbsts (sb pgbpjg mel rgmbhlczg ybur drel`), e`` ybur bwl styjgs el` mbjbrs tb tfg tgxt el` e`` ncjtgrs tb tfg demihrbul` pcmturg. Melve cs elbtfgr hrget ejtgrletcvg epp tfet ybu mel usg nbr mbltglt `gvgjbpkglt. Cl ky bpclcbl, tfcs epp cs e dch wcllgr dgmeusg ct usgs e `reh-el`-`rbp nbrket el` prbvc`gs emmgss tb bvgrwctf e kcjjcbl pfbtbhrepfs, hrepfcms, el` nblts. Xc tf Melve Xctf ybu mel `gschl kcjjcbls bn stbmi pfbtbs, vgmtbrs, el` cjjustretcbls. b r ybu mel gvgl upjbe` Ct–s vgry gesy vgry gesy tb usg cmbls, sfepgs, el` gjgkglts br ybur bwl `gschls. C lbrkejjy usg Melve tb `gschl Clstestbrcgs el` dellgrs. Qfbtbsfbp cs e icjjgr epp wfgl ct mbkgs tb ckehg trgetkglt. Ct bnngrs e`velmg` ckehclh cl e sckpjg-tb-usg kbdcjg epp tfet jgts ybu gescjy sferg ybur pbsts. Sbu mel wbri wctf btfgr `gsitbp epps jcig Qfbtbsfbp el` Jchftrbbk. Pfgy fevg tbbjs tb mut but el` rgkbvg pbrtcbls bn ybur ckehgs, kgrhg tfgk wctf btfgr ckehgs usclh kujtcpjg jeygrs el` mrgetg sbpfcstcmetg` djgl`s 40

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dy mbltrbjjclh jeygr bpemcty. E``ctcblejjy ybu mel glfelmg br eòust el ckehg br eppjy blg bn bvgr e `bzgl jbbis tb sgjgmt erges br ybur gltcrg ckehg. Qcltgrgst cs el cltgrlgt pfbtb-sferclh el` pudjcsfclh sgrvcmg tfet ejjbws usgrs tb "Qcl" pcmturgs tfet tfgy jcig el` upjbe` tfgcr bwl mbltglt. Ct bpgretgs e sbntwerg systgk `gschlg` tb gledjg tfg `csmbvgry bn clnbrketcbl bl tfg Xbrj` Xc`g Xgd usclh ckehgs el`, bl e skejjgr smejg, HCNs el` vc`gbs. Qcltgrgst cs el ewgsbkg epp nbr `csmbvgrclh lgw el` nr nrgsf gsf mbltglt tfet ybu `bl–t lbrkejjy sgg bl Clstehrek. Clstehrek. Iggp cl kcl` tfcs epp mel dg vgry usgnuj tb mrgetg ybur bwl Clstehrek demihrbul`s jcdrercgs. Elbtfgr vgry ckpbrtelt icl` bn epps cs tfbsg tfet mel `bwljbe` vc`gbs el` pcmturgs `crgmtjy nrbk Clstehrek oust dy mbpyclh el` pestclh tfg WTJ bl tfg `bwljbe`gr epp. Pfcs cs hbclh tb dg vgry usgnuj dgmeusg cl tfg nuturg ybu wcjj lgg` tb `bwljbe` mbltglt mbltg lt nrbk Clstehrek sclmg ybu kchft welt tb rgpbst mbltglt br usg e pfbtb es tfg demihrbul` bn ybur pbst. Lgvgr `crgmtjy smrgglsfbt e pcmturg bn elbtfgr pehg dgmeusg `bclh tfcs sgvgrgjy `gmrgesgs tfg ckehg quejcty. Hb tb tfg epp stbrg el` typg ‚Clstehrek rgpbst‛ br ‚Clstehrek `bwljbe`gr‛ el` `bwljbe` tfg epp tfet sucts tfg dgst nbr ybu. Entgr ybu. Entgr ybu `bwljbe` tfg epp, hb tb Clstehrek el` mfbbsg tfg ckehg tfet ybu welt tb `bwljbe`, mjcmi tfg errbw lgxt tb tfg mbkkglt duttbl el` sgjgmt tfg ‚Mbpy Jcli‛ bptcbl. Pfgl ybu kust hb tb tfg Clstehrek rgpbst epp el` sckpjy fct pestg. Pfcs wbris bl pcmturgs el` vc`gbs nrbk Clstehrek. Iggp cl kcl` tfet ely epp tfet rgqucrgs ybu tb jbh cl wctf ybur Clstehrek mrg`gltcejs cs e rg` njeh el` sfbuj` dg evbc`g` et ejj mbsts cl br`gr tb prbtgmt ybur emmbult. Gvgry tckg tfet ybu usg e pfbtb tfet ybu nbul` bl Clstehrek, hbbhjg br btfgr pjetnbrks, `bl–t nbrhgt tb hcvg tfg prbpgr prbpgr mrg`ct tb tfg pfbtbhrepfgr (teh fck bl tfg pbst el` teh Apfbtbhrepfgr bl tfg meptcbl). Cn Cn ybu `bl–t ilbw wfb tfg bwlgr cs, ybu mel sey sbkgtfclh sbkgt fclh jcig ‚Demihrbul` pcmturg? dy rgspgmtcvg bwlgr‛ bwlgr‛ br gvgl sey ‚Qfbtb yburs2 Gkecj us nbr mrg`cts. mrg`cts.‛ Dy `bclh tfcs, ybu mel gxpjcmctjy sey tfet ybu erg lbt stgejclh tfg mbltglt nrbk elyblg el` ybu erg lbt tfg bwlgr dy ejj kgels. 47

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0.4. 0. 4. @gvgjbp @gvgjbpclh clh Qbsts Jcig Jci g K Kcjj cjjcb cblecrg lecrg Q Qrbm rbmgss gss Cl tfcs mfeptgr, C wcjj prcbrctczg fbw C–vg dggl `gvgjbpclh tfg qubtgs nbr Kcjjcblecrg Qrbmgss. ]clmg ]clmg èy 5 C–vg dggl tgstclh ejj icl`s bn nblts, nblts , demihrbul`s, sfe`bws, mbltrest, styjgs el` ejj icl`s bn ncjtgrs. Pfg hbb` tfclh edbut tfcs try el` necj prbmgss wes tfet ybu emqucrg e vgry fchf pgrmgptcbl bn fbw tb keig fchf-quejcty pbsts. Pfg ewgsbkg e`veltehgs bn `gvgjbpclh ybur bwl mbltglt erg tfet sgjn-ke`g mbltglt cs pgrngmt nbr drel`clh, es btfgr pehgs wcjj rgmbhlczg ybur mbltglt el` cn ct cs hbb` glbuhf, btfgr pehgs wcjj rgpbst ybur pbsts. Cl tfcs wey ybu erg hgttclh nrgg gxpbsurg nrbk btfgr pehgs oust dgmeusg ybu fevg fchf-quejcty pbsts. Fgrg erg sbkg tbpcms C rgmbkkgl` ybu tb nbjjbw?   



Mrgetg mbltglt tfet pgbpjg mel rgjetg tb wfcjg dgclh drbe`. Cllbvetg el` mrgetg pbsts wfgrg pgbpjg mel cltgremt. El ckpbrtelt nemtbr cs tb mrgetg mbltglt tfet cs `cnngrglt nrbk btfgr pehgs. Dy tfcs, C `bl–t kgel ybu erg hbclh tb pbst rel`bk stunn stun n oust dgmeusg ct–s `cnngrglt. Dy dgclh `cnngrglt C kgel ybu erg hbclh tb rgsgermf tfg tbp 41 Clstehrek pehgs bl ybur lcmfg, sgg wfet cs wbriclh el` tfgl mrgetg ybur bwl vgrscbl bn tfg mbltglt. Ct–s rgejjy rgejjy ckpbrtelt tfet ybu sgg wfet fes ejrge`y wbrig` el` tfgl kckcm ybur bwl vgrscbl. Iggp cl kcl` ‚Qgbpjg `bl–t rgkgkdgr wfet cs hbb`9 hbb`9 tfgy rgkgkdgr wfet cs `cnngrglt‛. `cnngrglt‛.

Pfg dgst ckehg sczg tb keig pbsts cs tfg Qbrtrect kb`g (5161x5=71) px. C mel–t tgjj ybu fbw ckpbrtelt tfcs cs wfcjg keiclh ybur pbsts! Xfgl pgbpjg erg swcpclh tfrbuhf Clstehrek ybu welt tb `rew tfgcr ettgltcbl nest dy mbvgrclh mbvgrclh ejj bn tfgcr smrggl wctf ybur pbst, ybu `bl–t welt tb rucl ybur mfelmgs bn hgttclh e lgw nbjjbwgr dy mfbbsclh elbtfgr skejjgr ckehg sczg.

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Pb usg tfg Qbrtrect ckehg sczg ncrst keig surg tfet ybur pcmturg fes e sczg bn 5161x5=71px. Lgxt keig surg tfet wfgl ybu erg `gvgjbpclh tfg pbst, tfg strgtmf duttbl cs sgjgmtg`. Pfgl ybur ckehg wcjj lbt hgt mut el` ct wcjj fevg tfg dchhgst sczg ejjbwg` dy Clstehrek.

Entgr tfet, ybu lgg` tb t b fevg fchf-quejcty demihrbul`s, el` nbr tfet ybu fevg = hbb` bptcbls? 5- Ncl` Clstehrek pehgs wctf fchf-quejcty pfbtbs el` tfgl `bwljbe` tfgcr pcmturgs wctf ely typg bn epp tfet mel `bwljbe` mbltglt nrbk Clstehrek. 4- Pfg sgmbl` bptcbl cs tb ncl` el` usg pfbtbs nrbk ‚Qcltgrgst‛ ‚Qcltgrgst‛ el` `bwljbe` tfgk tb ybur skertpfblg. 48

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=- Pfg tfcr` bptcbl cs ky nevbrctg blg. Ct–s Ct–s e vgry hbb` trcmi tfet cs tfet cs hbclh tb sevg ybu e jbt bn tckg el` kgkbry bl ybur pfblg. Pfcs kgtfb` mblscsts bn e``clh tfg demihrbul` pfbtbs tb ybur hbbhjg `rcvg dut cl e skertgr el` nestgr wey. Pb sgt tfcs up fbp bl ybur `gsitbp el` bpgl hbbhjg mfrbkg el` sgermf nbr  fttps?//mfrbkg.hbbhjg.mbk/wgdstbrg/`gtecj/sevg-tb-hbbhjg`rcvg/hkdkcieoohkledchjkbncpgede``fhlg2fj;gl-GL

Lbw ybu erg hbclh tb e`` tfg gxtglscbl tfet wcjj ejjbw ybu tb sevg pfbtbs nrbk hbbhjg ckehgs `crgmtjy tb hbbhjg `rcvg. Entgr e``clh tfg gxtglscbl tb hbbhjg mfrbkg, tfg `rcvg sykdbj sykdbj bl tfg tbp rchft mbrlgr bl tfg smrggl eppgers.

46

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Tchft-mjcmi bl tfg `rcvg sykdbj el` mjcmi bl ‚Bptcbls‛. Pfgl P fgl sgjgmt ‚Mfelhgs `gstcletcbl nbj`gr‛ el` keig jbhcl wctf ybur gkecj. Entgr ejjbwclh tfg gxtglscbl, ybu lgg` tb mfbbsg e nbj`gr n bj`gr ybu wbuj` jcig tb e`` ybur pfbtbs nrbk hbbhjg.

Cl tfcs mesg, C fe` = gkpty nbj`grs bl ky hbbhjg `rcvg tfet C fe` prgvcbusjy ke`g. Lbw C oust lgg` tb sgjgmt tfg nbj`gr ‚Demihrbul`s‛ el` fct tfg duttbl ‚]gjgmt‛ el` ybu erg hbb` tb hb. hb. Lbw wg lgg` tb keig e ncjtgrg` sgermf bl hbbhjg. Pb `b tfcs hb tb fttps?//www.hbbhjg.mbk/ckhfp2fj;gl   (Hbbhjg ckehgs) el` sgermf nbr fttps?//www.hbbhjg.mbk/ckhfp2fj;gl tfg mbltglt tfet ybu wbuj` jcig tb `bwljbe`, nbr gxekpjg, typg ckehgsczg?5161x5=71‛. ‚]germfLekg ckehgsczg?5161x5=71‛

43

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Cl tfcs mesg, C sgermfg` nbr ‚yemft ckehgsczg?5161x5=71‛, tfcs wcjj hcvg ybu eutbketcmejjy tfg pgrngmt sczg nbr Clstehrek pbsts!

Mblhretujetcbls! Sbu fevg eutbketg` tfg demihrbul` ckehg prbmgss! Dut lbw jgt–s sgg fbw ct wbris. ]germf nbr el ckehg tfet ybu jcig el` rchft-mjcmi bl tbp bn tfg sgjgmtg` ckehg.

=1

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Lbw ybu fevg e lgw bptcbl tfet ybu `c`l–t fevg dgnbrg mejjg` ‚]evg tb Hbbhjg @rcvg‛. Mjcmi Mjcmi bl ct el` sgjgmt tfg lgxt bptcbl, ‚]evg Ckehg tb Hbbhjg @rcvg‛. Pfcs pcmturg cs lbw sevg` tb ybur Hbbhjg @rcvg nbj`gr ‚Demihrbul`s‛. Tgpget tfcs jest prbmgss ultcj ybu fevg e hbb` ekbult bn pfbtbs sevg` cl ybur `rcvg. Entgr tfet, ybu oust lgg` tb emmgss tfg @rcvg nbj`gr tfrbuhf ybur skertpfblg sevg tfg pcmturg el` stert keiclh tfg pbst. Nbr keiclh tfg pbst wg erg hbclh tb nbjjbw tfg stgps usclh tfg Qfbltb epp nbr CB]?

 

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E`` tfg demihrbul` demihrbul` pfbtb nrbk hbbhjg hbbhjg `rcvg br nrbk ybur hejjgry. E`` tfg qubtg el` ybur usgrlekg. Ct–s Ct–s vgry vgry ckpbrtelt tfet tfg qubtg rgjetgs tb tfg demihrbul`. Pfg dgst rgsujts erg wfgl ybu rgjetg tfgk cl e nully el` brchclej wey. Cl tfcs mesg tfg jgttgr nblt C–k usclh cs mejjg` ‚Dgdes Lgug rghujer‛. Pfcs nblt hgts hrget rgsujts ejkbst gvgry sclhjg tckg, sb C rgmbkkgl` ybu tb usg ct. Cn ybu oust nbul` e jgttgr n blt blt tfet ybu jcig dut ybu `bl–t ilbw tfg lekg, lekg , oust mbpy el` pestg tfg pbst ckehg bl tfgsg sctgs el` tfgy wcjj eutbketcmejjy eutbketcm ejjy ncl` www.kynblts.mbk/XfetPfgNblt/   br tfg rgspgmtcvg nblt www.kynblts.mbk/XfetPfgNblt/ www.nbltsqucrrgj.mbk/ketmfgretbr . E`` sfe`bw, spemclh, strbig sb tfet tfg qubtg mel dg sggl stel`clh but nrbk tfg demihrbul` wctfbut mblnuscbl. =5

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Pfg jest stgp cs tb e`` e tfgkg tfet keigs tfg demihrbul` èrigr. èrigr. Lgvgr sicp tfcs stgp, pgbpjg lgg` tb dg edjg tb sgg tfg t fg demihrbul` pfbtb dut tfgy lgg` tb sgg tfg qubtg ncrst. Pfcs cs tfg kbst ckpbrtelt pert bn keiclh hbb` fchf-quejcty qubtgs. Xctf fchf mbltrest qubtgs pgbpjg mel rge` tfg pbsts gescjy gvgl nrbk e `cstelmg, sb `bl–t `bl–t ul`grgstcketg tfg pbwgr bn mbltrest dgtwggl tfg qubtg el` tfg demihrbul`.

Elbtfgr ckpbrtelt trcmi cs wfgl ybu–rg g`ctclh tfg pbst bl Clstehrek tb usg tfg tbbj ‚]ferpgl‛. Ct–s prbvg` tfet pcmturgs usclh tfg sferpgl tbbj pgrnbrk kumf dgttgr tfel wctfbut.

Pfg lgxt stgp cs tfg pbst meptcbl. Sbur meptcbl sfbuj` mbkpjgkglt tfg pcmturg br tfg vc`gb el` sfbuj` c`gejjy tbumf ybur eu`cglmg–s jgerlclh, tfcliclh el` gkbtcblej gkbtcblej perts bn tfgcr drecl. Pfg ncrst = jclgs erg tfg kbst ckpbrtelt blgs dgmeusg wfgl ybur nbjjbwgr vcgws tfg pbst bl tfgcr lgwsngg`, tfg jclgs hgt mut bnn el` ybu welt tfgk tb cltgremt es nest es pbsscdjg.

=4

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Mrgetg glhehclh qugstcbls tfet gvgryblg wbuj` jcig tb hcvg tfgcr bpclcbl edbut br XBT@)‛ usg meptcbls jcig ‚Pypg ‚(ELS ‚(ELS XBT@)‛ jgttgr dy jgttgr‛ meptcbls, ‚Peh ‚P eh sbkgblg tfet wbuj` jcig tb sgg tfcs‛, tfcs ‛, ‚@budjg Pep cn ybu rgjetg‛. Mrgetg Mrgetg mbltrbvgrsy edbut `cnngrglt sudogmts tfet pgbpjg wbuj` jcig tb `csmuss cl tfg mbkkglts. Pfg hbb` tfclh edbut tfcs icl` bn meptcbls cs tfet tfgy erg gesy el` nest tb `b el` drclh up gxmgjjglt rgsujts. C lbrkejjy `cvc`g tfg meptcbl cltb 0 stgps? Glhehclh qugstcbls, mejj tb emtcbl br êjug. Mejj tb emtcbl rgngrrclh ybur emmbult jcig ‚Nbjjbw AkcjjcblecrgRprbmgss‛. AkcjjcblecrgRprbmgss‛. 

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rgspgmtcvg Mrg`cts nbr tfg bwlgrs. Fesftehs.

demihrbul`

tb

E lcmg tfclh tb `b cs tb prgperg vercbus sgts bn meptcbls el` fesftehs bl ybur skertpfblg ‚Lbtgs‛ el` tfgl oust mbpy el` el` pestg tfgk dgnbrg pbstclh. Dy `bclh tfcs ybu evbc` rgpgetclh ybursgjn el` ct keigs tfg meptcbl prbmgss nestgr.

0.=. 0. =. Pfg Jckcts Jckc ts bn ybur ybu r Clstehrek Emmb Emmbult ult Clstehrek fes mrgetg` el ejhbrctfk tfet prbtgmts usgrs nrbk spekkgrs el` dbts. Pfcs kgels ybur emmbult cs jckctg` cl kely weys. Cn tfgsg rgstrcmtcbls erg lbt rgspgmtg`, Clstehrek wcjj pulcsf ybur emmbult dy lbt sfbwclh tfg pbsts tb ybur eu`cglmg br gvgl sfe`bwdellclh (`gmrgesclh tfg rgemf bn ybur Clstehrek emmbult). Xg mel `cvc`g tfg rgstrcmtcbls cltb Jcigs, Mbkkglts, Nbjjbws, Wlnbjjbws, Qbstclh, @gjgtclh Qbsts el` @crgmt Kgssehgs. Ejj bn tfgsg ncgj`s kust dg rgspgmtg` cl br`gr tb kecltecl e ‚fgejtfy fgejtfy‛‛ Clstehrek emmbult.

==

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Bl tfcs sprge`sfggt, wg fevg mbjukls `cvc`clh tfg rgstrcmtcbl ncgj`s el` rbws `cvclh tfg ehg bn ybur Clstehrek emmbult. Clsc`g bn gvgry mgjj wg fevg tfrgg perekgtgrs `cvc`g` dy mbkkes. Bl gemf mgjj wg fevg tfg lukdgr bn ejjbwg` emtcbls pgr kclutg rgngrrg` tb es ‚K‛, pgr fbur rgngrrg` tb es ‚F‛, el` pgr èy rgngrrg` rg ngrrg` tb es ‚@‛. ‚@‛.

Jgt kg hcvg ybu sbkg gxekpjgs. Cn C fevg e drel` lgw emmbult, tfg kexckuk bn jcigs wg mel keig cs 51 pgr kclutg, 571 pgr fbur el` 471 pgr èy. Cn tfg emmbult cs =-54 kbltfs bj`, tfg kexckuk bn mbkkglts C mel keig cs 57 pgr kclutg, 61 pgr fbur el` 471 pgr èy. Cn tfg emmbult cs 54+ kbltfs bj` tfg kexckuk bn pbsts C mel keig cs 54 pgr kclutg, 56 pgr fbur el` 01 pgr èy. Cn ybu surpess tfgsg lukdgrs, ybu mel hgt e tgkpbrery djbmi nrbk Clstehrek. Ejsb sbkg rg` njehs? @b lbt usg dbts nbr mbkkgltclh br jciclh Clstehrek pcmturgs, `bl–t usg ely tfcr` perty tfet cs lbt prbpgrjy vgrcncg` el` sgmurg` es tfgsg wcjj jbwgr jb wgr ybur Clstehrek emmbult jcng el` vctejcty. Lgvgr duy neig nbjjbwgrs dgmeusg tfgsg typgs bn nbjjbwgrs erg clemtcvg, tfgy wcjj lgvgr cltgremt wctf ybur pehg el` tfcs wcjj keig ybur Clstehrek pehg jcig e hfbst tbwl wctf lb glhehgkglt. Pfg kecl hbej bn tfcs mbursg cs tb keig kblgy, sb 7111 rgejjy hbb` nbjjbwgrs mel dg wbrtf kbrg tfel 71i neig nbjjbwgrs. Bljy rgej pgbpjg wcjj duy ybur prbùmt, sb ct–s pbcltjgss tb fevg neig nbjjbwgrs. nbjjbwgrs. =0

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0.0. 0. 0. Qrbvgl Qrbv gl ^cr ^crej ej Mblt Mbltglt glt ^crej mbltglt cs tfg hbj` kclg bn Clstehrek! @gspctg tfg hrbwtf stretghcgs C–k tgemfclh ybu, mbltglt cs ul`glcedjy stcjj blg bn tfg dchhgst hrbwtf nemtbrs bl Clstehrek. Es fukel dgclhs, wg jbvg tb sgg rerg el` `cnngrglt `cnn grglt stunn tfet cs `cnncmujt tb ncl`. Oust jcig hbj`, vcrej mbltglt bl Clstehrek cs vgry `cnncmujt tb bdtecl. ^crej mbltglt cs ketgrcej tfet pgrnbrks wey dgttgr tfel lbrkej mbltglt. Ct–s lbrkejjy lbrkejjy el ckehg br e vc`gb tfet sprge`s gxtrgkgjy nest tfrbuhf tfg Cltgrlgt wfcjg hgttclh tfbusel`s bn cltgremtcbls (Jcigs, Mbkkglts, Nbjjbws, ]fergs). ^crej mbltglt cs e fuhg nemtbr wfgl fcttclh tfg Clstehrek gxpjbrg pehg. Pfg gxpjbrg pehg cs tfg `rgek bn gvgry Clstehrek kerigtgr es ct drclhs estblcsfclh rgsujts cl tgrks bn jcigs, nbjjbwgrs, cltgremtcbls. Ct cs ejsb e vgry dch bppbrtulcty tb hgt lbtcmg` dy ckpbrtelt pgbpjg el` drel`s. E pbst cs mblsc`grg` ‚^crej‛ wfgl ct rgemfgs tfg gxpjbrg pehg. Entgr rgemfclh tfg gxpjbrg pehg tfet–s wfgl tfg pbst sterts stert s tb hgt tfbusel`s br gvgl kcjjcbls bn cltgremtcbls dgmeusg tfg pbst cs dgclh sggl dy gvgry pgbpjg tfet mblsukgs mbltglt rgjetg` tb tfet lcmfg. ]bkgtfclh tfet feppglg` tb kg wes? sbkgtckgs sbk gtckgs ybu kchft tfcli ybu erg mrgetclh vcrej mbltglt dgmeusg e pbst fes e jbt bn kgelclh tb ybu, dut wfgl ybu pbst ct, ybu hgt `gkbrejczg` dgmeusg ybu `bl–t hgt tfg rgsujts tfet ybu wgrg gxpgmtclh. Pfcs feppgls dgmeusg ct–s fer` tb prg`cmt cn e mgrtecl typg bn mbltglt wcjj hb vcrej br lbt. Ejsb, ybu lgg` e jbt bn gxpgrcglmg cl tfg ncgj` tb fevg tfcs icl` bn sglsg. Pb sevg ybu e jbt bn tckg bl tfcs try el` necj prbmgss C–vg mrgetg` e NTGG hbbhjg `rcvg pemi wctf kbrg tfel 411+ prbvgl vcrej pbsts, tfet rgemfg` tfg gxpjbrg pehg el` fe` gxtrgkgjy hbb` rgsujts cl tfg pest, rge`y nbr ybu tb usg tfgk el` hgt vgry hbb` rgsujts. Xctf tfcs mbltglt ybu wcjj hgt ybur rgsujts 51V NE]PGT! Hgt emmgss lbw dy mjcmiclh tfg ‚HGP QTB^GL ^CTEJ MBLPGLP‛.   MBLPGLP‛. HGP QTB^GL ^CTEJ MBLPGLP

=7

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7. Gxpb xpblgltcej lgltcej Hrbw rbwtf tf ]tretghcgs tretghcgs Mblhretujetcbls! Pfcs cs tfg pert wfgrg rghujer pgbpjg stert qucttclh el` trug fustjgrs, wfb welt e dgttgr jcng, teig emtcbl! C trujy dgjcgvg ybu erg tfg sgmbl` blg, sb jgt–s hgt stertg`! stertg`! Cl tfcs mfeptgr, ybu erg hbclh tb jgerl tfg stretghcgs tfet hbt kg bvgr 511.111 nbjjbwgrs cs oust = kbltfs!

7.5. 7. 5. G Gerjy erjy Glhehgkglt

Elbtfgr igy nemtbr nbr ybur pbsts tb hb vcrej bl Clstehrek cs Gerjy Glhehgkglt! Gerjy Glhehgkglt cs ]WQGT CKQBTPELP cn ybu welt ybur pbst tb reli up tfg ejhbrctfk el` hgt tb tfg gxpjbrg pehg. Gerjy glhehgkglt sckpjy kgels tfet ybu lgg` tb hgt jbts bn jcigs, mbkkglts el` cltgremtcbls nrbk pehgs bl tfg sekg lcmfg es ybu cl tfg ncrst fbur entgr pbstclh. Jgt kg gxpjecl wfy ybu lgg` gerjy glhehgkglt? wfgl ybu pbst sbkgtfclh bl Clstehrek, tfg Clstehrek ejhbrctfk wcjj ‚teig e jbbi‛ jbbi ‛ et ybur pbst el` cn tfet pbst hgts kbrg jcigs, mbkkglts, el` cltgremtcbls bl evgrehg tfel lbrkej pbsts `b, tfgl Clstehrek wcjj ‚lbtcmg lbtcmg‛‛ tfet el` ct wcjj essukg cs vgry hbb`,Ncrst sb Clstehrek ybupbst el`tbct wcjj sfbwtfet tfetybur pbstpbst tb kbrg pgbpjg. Clstehrekwcjj wcjjrgwer` sfbw tfg ybur nbjjbwgrs el` cn tfg pbst cs `bclh wgjj el` ybu erg usclh tfg rchft fesftehs, Clstehrek wcjj sfbw tfg pbst tb tfg pgbpjg wfb nbjjbw tfg fesftehs. Cn tfg pbst cs `bclh gxtrgkgjy wgjj bl ybur eu`cglmg el` bl tfg fesftehs, Clstehrek kchft sfbw ybur pbst bl tfg gxpjbrg pehg. Pfcs cs fbw ybu reli up cl tfg Clstehrek ejhbrctfk wctf gerjy glhehgkglt el` keig ybur pbsts hb vcrej. Es C sec` s ec` dgnbrg gerjy glhehgkglt cs clmrg`cdjy ckpbrtelt, dut fbw mel ybu hgt gerjy glhehgkglt2 Pfgrg erg 4 stretghcgs tfet C usg tb dbbst ky gerjy glhehgkglt tfet, mbkdclg`, wbri gxtrgkgjy wgjj. Pfg ncrst blg cs wfgl ybu erg `gvgjbpclh tfg meptcbl bn tfg pbst. Pfgy sfbuj` dg fchfjy glhehclh el` rgjetg` tb tfg pbst. Cl ybur meptcbl, ybu mel hcvg e jbt bn vejuedjg e`vcmg tfet pgbpjg mel rgjetg tb el` glhehg, dut tfgrg cs ejsb e hbb` trcmi tfet cs hbclh tb dbbst ybur pbst mbkkglts nbr surg. J gt–s sgg el gxekpjg?

=>

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Cl tfcs mesg, C–vg ke`g tfcs pbst oust nbr glhehgkglt purpbsgs. Pfg sgmrgt edbut tfcs pbst `bclh sb wgjj cs tfet C usg` MPE MP E (Mejj tb emtcbl) cl tfg pbst el` cl tfg meptcbl. Pfg glhehclh meptcbl ‚Pypg ‚SG]‛ jgttgr   dy jgttgr cn ybu ehrgg‛ el` tfg glhehclh qubtg bl tfg pbst ctsgjn ‚Pypg ‚Sgs‛ cn ybu dgjcgvg!‛. Dy `bclh tfcs C hbt bvgr 50I Jcigs el` 5>11 mbkkglts bl e sclhjg pbst. Es ybu iggp hrbwclh e dchhgr eu`cglmg, tfcs gnngmt wcjj iggp hgttclh dgttgr el` dgttgr es pgbpjg wcjj iggp glhehclh cl ybur pbsts jcig e slbwdejj. XBT@)‛ jgttgr Pfg trcmi ‚Pypg ‚(ELS ‚(ELS XBT@)‛ jgttgr dy Jgttgr‛ cs e vgry hbb` wey tb hglgretg tfbusel`s bn mbkkglts tb keig ybur pbst hb vcrej. Xfgl e nbjjbwgr `bgs tfcs, clstge` bn `bclh blg mbkkglt tfgy erg emtuejjy `bclh tfg sekg ekbult bn mbkkglts es tfg jgttgrs tfet gxcst bl tfg wbr`. Pfcs wbris dgttgr wctf wbr`s wctf jgss tfel > jgttgrs dgmeusg pgbpjg wcjj glhehg gescjy el` ct–s fer`gr tb hgt mbkkglts rgstrcmtg` nbr mbkkgltclh tbb nest. Nggj nrgg tb usg gkbocs tb gkpfesczg tfg spggmf. Cl tfcs pbst, C–k ejsb usclh gkbtcblej trchhgrs tfet prbvbig el cltglsg el` gxmgsscvg gkbtcblej rgemtcbl wctfcl us. Ct–s ejkbst ckpbsscdjg lbt tb glhehg cl tfcs pbst dgmeusg gvgryblg welts tb `b tfgcr nekcjy feppy el` prbu`. Mbkkbl gkbtcbls tfet wg gxpgrcglmg wfcjg dgclh trchhgrg` clmju`g elhgr, `gscrg, jbvg, el` nger. ^crtuejjy elytfclh mel trchhgr us, `gpgl`clh bl bur dgjcgns, vejugs, el` gerjcgr jcng gxpgrcglmgs, e pertcmujer pbclt bn vcgw, e sclhjg sclhj g wbr`, wbr `, elytfclh mel dg e trchhgr, t rchhgr, keig surg ybu usg gkbtcblej trchhgrs tb ybur e`veltehg. Pfg sgmbl` wey tb hgt gerjy glhehgkglt cs tfg kbst ckpbrtelt blg dgmeusg et gerjy stehgs bn tfg emmbult ybu `bl–t fevg tfbusel`s bn nbjjbwgrs tb glhehg cl ybur pbsts, sb ybu lgg` e tfclh mejjg` glhehgkglt hrbups. Glhehgkglt hrbups erg tfg sgmrgt wgepbl tfet wcjj gxpjb`g wctf tfg glhehgkglt bn ybur pbsts el` tfgl keig ybur emmbult hgt tfbusel`s bn nbjjbwgrs pgr kbltf. Cl tfg lgxt tbpcm, C wcjj gxpjecl wfet glhehgkglt hrbups erg, fbw tfgy wbri el` fbw ybu mel obcl tfgk. =8

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Lbtg? gerjy glhehgkglt mel ejsb dg dbbstg` dy tfg tckg ybu pbst. Pfcs tbpcm wcjj dg nurtfgr gxpjeclg` cl mfeptgr 7.3.

7.4. 7. 4. Glhehgkglt Hrbups Hrbu ps/P /Pgjghrek gjghrek Tbul` s Pfcs tbpcm cs blg bn tfg kbst ckpbrtelt blgs cl tfcs mbursg, sb ct kust dg rge` vgry tfbrbuhfjy el` C rgmbkkgl` ybu rge` ct kbrg tfel blmg dgmeusg ct fes vgry fchf-vejug clnbrketcbl es gvgry skejj `gtecj kettgrs cl br`gr tb emfcgvg tfg dgst rgsujts. Entgr rge`clh tfcs tbpcm el` teiclh kesscvg emtcbl, ybu wcjj dg edjg tb hgt 711-4111 nbjjbwgrs e èy. Es wg sew cl tfg prgvcbus tbpcm, gerjy glhehgkglt (cl tfg ncrst fbur entgr pbstclh) cs blg bn tfg igys bn hgttclh ybur pbsts cltb tfg gxpjbrg pehg, reli up tfg ejhbrctfk el` hrbw ybur emmbult nest. Dut fbw `b wg hgt gerjy glhehgkglt2 Pb elswgr tfcs qugstcbl wg usg e tfclh mejjg` glhehgkglt hrbups br glhehgkglt lgtwbris. Glhehgkglt hrbups erg hrbups bn jcig-kcl`g` pgbpjg cl tfg sekg lcmfg tfet ybu erg, wfb sferg e jbt bn mbkkbl cltgrgsts cl br`gr tb hgt clnbrketcbl, vejug, ilbwjg`hg, mbltemts el` dglgnct nrbk gemf btfgr. Cl tfgsg hrbups, pgbpjg ejsb fgjp gemf btfgr hrbw dy glhehclh cl gemf btfgr –s pbsts (jciclh, mbkkgltclh, sferclh, gtm). Glhehgkglt hrbups el` Lgtwbriclh bl Clstehrek erg mrumcej nbr ybur summgss. C mel–t gxprgss fbw ckpgretcvg ckpgretcv g tfgsg glhehgkglt glhehgkg lt hrbups erg cn ybu welt tb hrbw tfbusel`s bn nbjjbwgrs pgr èy/kbltf. Pfgrg erg etfgk jbt bn nrgg glhehgkglt tfgrg, dutnrbk C `btfgk lbt rgmbkkgl` dgmeusg pgbpjg bljy hrbups welt tb but hgt rgwer`g` =6

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el` erg lbt wcjjclh tb wbri cl hglgrej, sb tfet–s wfy C bljy rgmbkkgl` pec` glhehgkglt lgtwbris tfet fevg strcmt rujgs, btfgrwcsg, ct–s vgry `cnncmujt tb hgt hbb` rgsujts. Glhehgkglt hrbups wbri dgttgr cn tfg hrbup cs cl tfg sekg lcmfg es ybu, sb ybu kust jbbi nbr glhehgkglt hrbups tfet erg clmju`g` cl ybur lcmfg. Cl tfg nbjjbwclh gxekpjg, C wcjj dg tejiclh edbut tfg glhehgkglt hrbup tfet C–vg dggl usclh nbr kbtcvetcblej emmbults, dusclgss el` tfg juxury lcmfg. C–k cl tfcs glhehgkglt hrbup hrb up nbr bvgr 4 ygers el` wfgl C obclg` ct C fe` bljy 5i nbjjbwgrs. Pfcs glhehgkglt lgtwbri fes erbul` 611 kgkdgrs el` e lgtwbri bn 61+Kcjjcbl nbjjbwgrs el` ct– ct–s s mejjg` Gxgmutcvg Kence (GVK). GVK cs clmrg`cdjy brhelczg` el` C fevg el ekezclh mbkkulcty tfet cs pgrngmt nbr ybur Clstehrek hrbwtf el` tb ducj` ybur `rgek dusclgss. dusclgss. Qgbpjg fgjp gemf btfgr dgmeusg gvgryblg fes fes tfg sekg `gscrg el` bdogmtcvgs. Ejj bn tfgsg glhehgkglt rbul`s wcjj teig pjemg bl el epp mejjg` `b wljbe` ct dgnbrg ‚Pgjghrek‛,, sb keig surg ybu hb tb tfg epp stbrg el` `bwljbe` ‚Pgjghrek‛ obclclh GVK. GV K. Pgjghrek cs e kgssglhgr epp tfet t fet wg erg hbclh tb usg nbr keiclh tfg glhehgkglt rbul`s el` nbr mbllgmtclh wctf btfgr clnjuglmgrs c lnjuglmgrs el` jcig-kcl`g` pgbpjg. Bl GVK tfgrg erg emmbults nrbk 1 nbjjbwgrs tb 5Kcjjcbl+ nbjjbwgrs el` tfg wey tfg glhehgkglt rbul`s wbris cs tfet tfbsg vgry dch emmbults wcjj jcig el` mbkkglt bl ybur pbsts cl tfg ncrst fbur bn pbstclh el` ybu wcjj dg `bclh tfg sekg nbr tfgk, sb dbtf perts dglgnct nrbk gemf btfgr. Dy `bclh tfcs, tfg nbjjbwgrs bn tfbsg vgry dch emmbults (nbr gxekpjg e 411.111 nbjjbwgrs emmbult) erg kumf kbrg jcigjy jcigj y tb sgg ybur pbst bl tfgcr gxpjbrg pehg, pehg, el` dy hbclh tb tfg gxpjbrg pehg tfet–s fbw ybur pbst wcjj reli up cl tfg Clstehrek ejhbrctfk el`, tfgrgnbrg, hgt tfbusel`s bn jcigs, cltgremtcbls, el` ckprgsscbls.

=3

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Fbw tb obcl GVK Glhehgkglt rbul`s?

5.

4.

=.

5. Gvgry = fburs e Dbt (sbntwerg rbdbt) bl Pgjghrek wcjj kgssehg ybu tb

stert tfg glhehgkglt rbul`. kclutgs dgnbrg tfg rbul`s sterts, rgspgmtcvg Dbt wcjj sgl` ybu =1 e kgssehg bl Pgjghrek esiclh ybutfg tb mfbbsg tfg usgrlekg ybu wbuj` jcig tb usg tb obcl tfg rbul`. 4. Pb obcl tfg rbul`, sckpjy tep/mjcmi bl ybur usgrlekg el` cn tfg Dbt

rgpjcgs ‚ybur usgrlekg rgmgcvg`‛, ct kgels tfet ybu erg cl tfg rbul`. Cn ybu mfelhg ybur kcl` el` `gmc`g lbt tb obcl tfg rbul`, sckpjy tep/mjcmi bl tfg rgkbvg duttbl. Cn tfg Dbt rgpjcgs ‚ybur usgrlekg rgkbvg`‛, ct kgels tfet ybu fevg dggl rgkbvg` nrbk tfg rbul`. =. 7 kclutgs dgnbrg tfg rbul` sterts ybu sferg ybur pbst bl Clstehrek.

Xfgl tfg rbul` sterts, tfg dbt seys ‚Tbul` ]tert!‛ ybu oust lgg` tb mjcmi bl ybur usgrlekg el` mfbbsg e typg bn jcst. Cl ky k y mesg, C usuejjy usg tfg 01

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keluej jcst el` tfgl mbpy el` pestg tfg jcsts el` sgl` tfgk tb kysgjn bl Clstehrek. Jgt–s suppbsg tfet C welt tb obcl tfg GVK glhehgkglt rbul` et 3 EK wctf tfg AogskclRdbt bl Pgjghrek. Cn C welt tb `b tfg 3 EK rbul`, tfg dbt wcjj sgl` kg tfg kgssehg =1 kcl gerjcgr, sb et 6?=1 C rgmgcvg tfg kgssehg tb obcl tfg GVK rbul`. C `rbp ky usgrlekg dy mjcmiclh bl tfg duttbl wctf tfg usgrlekg tfet C welt tb obcl tfg rbul`. Bl tfet tckg hep dgtwggl 6?=1-3?11 tfg dbt wcjj dg mbjjgmtclh ejj tfg usgrlekgs bn tfg pgbpjg tfet erg obclclh tfg glhehgkglt hrbup rbul`. 7 kclutgs dgnbrg tfg rbul` sterts (et 6?77) ybu sfbuj` pbst ybur mbltglt bl Clstehrek. Xfgl tfg rbul` sterts (et 3?11) tfg dbt stbps mbjjgmtclh tfg usgrlekgs el` ct sgl`s ybu tfg jcst bn ejj mbjjgmtg` usgrlekgs ultcj tfgl. Et 3?11 C–k edjg tb sgjgmt tfg jcst bptcbl tfet C welt tb mfbbsg el` tfgl C oust lgg` tb hb tfrbuhf tfg jcst, jcig el` mbkkglt bl tfg jetgst pbst bn gemf el` gvgry sclhjg blg bn tfg usgrlekgs bl tfg jcst ultcj ul tcj ybu–vg mbkpjgtg` tfg jcst. ]clmg C–k wbriclh wctf tfg AogskclRdbt, AogskclRdbt , C lgg` tb jcig el` mbkkglt, el` tfg mbkkglt sfbuj` dg kgltcblclh sbkgdb`y. Nbr gxekpjg C jcig tfg jetgst pbst el` C mbkkglt ‚Afbusg.bn.jge`grs‛. Lbtg? ybu mel–t teh ybursgjn, teh sbkgblg gjsg. Pfet dgclh sec`, ybu fevg oust summgssnujjy mbkpjgtg` tfg glhehgkglt rbul`. @b lbt nbrhgt tb mbkpjgtg ejj tfg jcsts. Cn ybu necj tb nclcsf tfg jcst, ybu wcjj hgt blg werlclh tcmigt. Xctf = werlclh tcmigts, tcmi gts, ybu wcjj dg dellg` nbr 40f, dut entgr tfbsg 40f ybu wcjj dg hbb` tb hb, sb ct cs vgry ckpbrtelt nbr ybu tb mbkpjgtg gvgry usgrlekg bl tfg jcst. Pfcs pert bn `bclh tfg glhehgkglt rbul`s cs tfg kbst fer`wbriclh prbmgss cl tfg Clstehrek hrbwtf stretghcgs, dut tfcs cs wfet sgperetgs tfg lbrkej, evgrehg Clstehrek emmbult nrbk tfg huy tfet cs e trug fustjgr tfet `bgs 7/> glhehgkglt rbul`s e èy, tfet hgts pehgs up tb 511I+ nbjjbwgrs. E rbul` sfbuj` teig ybu erbul` 57 kclutgs tb mbkpjgtg ct. Xfgl C wes stertclh ky pehg AKcjjcblecrgRQrbmgss, C wes `bclh 7/> rbul`s e èy el` C wes ejsb mrgetclh ejj tfg mbltglt dy kysgjn, sb ct wes e dch prbmgss, ygt e vgry rgwer`clh blg dgmeusg tfet–s fbw C wes edjg tb hrbw nrbk 711 - 4111 nbjjbwgrs e èy. Cl tfg ncrst kbltfs C rgmbkkgl` ybu `b tfg rbul`s dy ybursgjn dgmeusg ybu wcjj jgerl e jbt el` hgt e sglsg bn fbw Clstehrek rgspbl`s wctf tfg glhehgkglt rbul`s. Entgr e mbupjg bn kbltfs `bclh tfg GVK, ybu mel eutbketg tfg rbul`s dy butsburmclh tfgk, tfcs kgels ybu mel pey sbkgblg tb `b tfg glhehgkglt rbul`s nbr ybu. Pfgrg erg pgbpjg bl tfg GVK hrbups h rbups tfet mel `b ct nbr ybu. X Xfgl fgl ybu butsburmg tfg rbul`s, ybu wcjj fevg kbrg tckg tb `gvgjbp ybur 05

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mbltglt, nbmusclh bl ducj`clh e jbyej nel desg el` keiclh kblgy wctf ybur pehg. Mjcmi bl tfg djug duttbl tb obcl GVK. OBCL GVK Glhehgkglt Hrbup

Gxgmutcvg Kence cs $57,33 pgr kbltf. Sbu mel hb tb tfgcr wgdsctg el` mrgetg el emmbult. Sbu fevg tb put cl ybur Clstehrek usgrlekg, ybur Pgjghrek usgrlekg, el` sbkg kbrg btfgr `gtecjs. Pfg prcmg ybu pey nbr tfg vejug tfet ybu hgt cs edsbjutgjy rc`cmujbus el` vgry rgwer`clh. Bl Pgjghrek, ybu– ybu–jj dg e``g` tb sbkg hrbups el` tfg Dbt wcjj kgssehg ybu. Sbur emmbult lgg`s tb hgt vgrcncg` nrbk GVK. Ct kgels ybu ncrst fevg tb pbst 51 ckehgs el` ybur Clstehrek prbncjg lgg`s tb dg pudjcm. Sbu mel oust upjbe` tfgk cl blg èy el` el ` hgt ybur emmbult vgrcncg`. Pfet Pfet––s fbw sckpjg ct cs. Pfcs glhehgkglt hrbup, mbkdclg` wctf tgstg` vcrej mbltglt, cs wfet keigs ybu hrbw 711-4111 nbjjbwgrs gvgry èy bl Clstehrek. C wbuj` dg vgry hje` tb fevg ybu cl ky tgek, el` nbr tfet, ybu oust lgg` tb obcl GVK el`, cl 40 fburs, tfg E`kcl (AGVKRE`kcl) wcjj mbltemt ybu bl Pgjghrek. Pfgl sgl` tfgk tfgk e kgssehg seyclh ‚C hbt rgn grrg` grrg` dy AKcjjcblecrgRQrbmgss‛. Lbw C–k hbclh tb hbclh tb teji, cl `gtecj, bn tfg nulmtcblejctcgs tfet Dbts el` GVK mfets fevg? Tbul` stertclh tckg nbr Dbts? Oeskclg- = EK, > EK, 3 EK, 54 EK, = QK, > QK, 3 QK, 54 EK ]bpfcg- 0 EK, 8 EK, 51 EK, 5 QK, 0 QK, 8 QK, 51 QK, 5 EK Pfgb- 0?57 EK, 8?57 EK, 51?57 EK, 5?57 QK, 0?57 QK, 8?57 QK, 51?57 QK, 5?57 QK Xfet GVK Glhehgkglt rbul`s dbts `b? Bl GVK glhehgkglt rbul`s tfgrg erg = typgs bn rbul`s, fbstg` dy = `cnngrglt Dbts, (AogskclRdbt, A]bncgRdbt, el` APfgbGxkRdbt). Pfg AogskclRdbt cs tfg kbst ckpbrtelt blg el` el` ct–s tfg Dbt D bt tfet wg erg hbclh tb usg kbst bn tfg tckg9 tfg btfgr twb dbts erg oust usgnuj bl mgrtecl bmmescbls dut C wcjj ejsb gxpjecl wfet tfgy `b el` fbw tb wbri wctf tfgk. 04

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AogskclRdbt ”Pfcs AogskclRdbt ” Pfcs Dbt fbsts tfg rbul` bn JCIG] EL@ MBKKGLP]. MBKKGLP] . Nbr tfcs rbul`, ybu wcjj fevg tb jcig tfg kbst rgmglt pbst el` kgltcbl e usgrlekg bl tfg mbkkglt sgmtcbl bn gemf jcstg` jcst g` emmbult Oeskclg sgl`s ybu. Pfcs cs tfg Dbt wg erg hbclh tb usg kbst bn tfg tckg! A]bncgRdbt ” A]bncgRdbt Pfcs Dbt fbsts tfg rbul` bn JCIG] EL@ MBKKGLP] dut ” Pfcs wctf e jcttjg twcst cl tfg MBKKGLP sgmtcbl. Cl tfcs rbul`, ybu wcjj fevg tb `rbp rgjgvelt mbkkglts (et jgest tgl wbr`s) el` jcig tfg kbst rgmglt pbst nrbk gemf bn tfg jcstg` emmbult ]bpfcg sgl`s ybu. APfgbGxkRdbt ” ”   Pfcs Dbt fbsts tfg rbul` bn JCIG] bljy. Cl tfgsg rbul`s, ybu wcjj fevg tb jcig tfg kbst rgmglt pbsts nrbk gemf bn tfg t fg jcstg` emmbults Pfgb sgl`s ybu. Btfgr mfets ybu wcjj hgt emmgss tb wfgl obclclh GVK? YGVK[-E`s ” YGVK[-E`s Bl tfcs mfet, ybu mel duy sfbutbuts nrbk dchhgr emmbults ” Bl br ely icl` bn sgrvcmg tfet pgbpjg erg sgjjclh tfgrg. Ct–s ejsb e vgry hbb` mfet cn ybu welt tb sgjj ybur bwl sfbutbuts tb skejjgr pehgs el` keig sbkg kblgy. YGVK[-Jbulhg ” Bl tfcs mfet, ybu mel mbkkulcmetg wctf gvgryblg bl ” Bl tfg glhehgkglt hrbup, ybu esi ejj typgs bn qugstcbls el` ybu mel jgerl e jbt dgmeusg pgbpjg erg mblsteltjy sferclh vejug el` tfgcr ilbwjg`hg. YGVK[-Mbjjed ”  Ct–s e mfet wfgrg ybu mel ncl` pertlgrs YGVK[-Mbjjed ” pert lgrs nbr `bclh sfbutbut nbr sfbutbut, rgpbst, smrgglgr, Clstestbrcgs, sjc`grs el` ejj icl`s bn kutuej cltgremtcbls. AGVKRE`kcl- Fct tfgk up nbr el clvctetcbl tb tfg lgtwbri, hglgrej prbdjgks br qugstcbls ybu kchft fevg.

7.=. Mejmujetclh Glhehgkglt Cl tfcs mfeptgr, wg erg hbclh tb jgerl fbw wg mel mejmujetg tfg glhehgkglt bn ely Clstehrek pehg. Pfg Clstehrek glhehgkglt mel drclh us e jbt bn vejuedjg clnbrketcbl tfet wg mel wbri wctf. Gvgry tckg tfet e pgrsbl br e drel` mbltemts ybu tryclh tb duy e prbkbtcbl, tfgy wcjj mfgmi ybur glhehgkglt el` sgg cn ybur pehg mel prbvc`g glbuhf vejug tb tfgcr dusclgss. Pfcs tbbj ejsb ejjbws us tb sgg fbw jghct el` fbw trustwbrtfy e pehg cs, es kely pgbpjg duy tfbusel`s bn neig nbjjbwgrs el` tfgl tfgy fevg lb glhehgkglt bl tfg emmbult dgmeusg Dbts D bts mel–t cltgremt es fukels `b. Mejmujetclh tfg glhehgkglt cs e vgry hbb` wey 0=

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tb kexckczg tfg emmbult hrbwtf el` ct cs e hbb` cl`cmetbr cn ybu erg hrbwclh ybur emmbult mbrrgmtjy. Pb mejmujetg tfg glhehgkglt bn el Clstehrek pehg, hred ybur mejmujetbr mejmuj etbr el` suk up tfg lukdgr bn jcigs cl tfg jest 51 pbsts. (]icp ely typg bn vc`gb br pbst cl tfg jest 06 fburs, es tfgy `bl–t rgprgsglt tfg typcmej t ypcmej glhehgkglt). Entgr ybu fevg tfg suk bn jcigs cl tfg jest 51 pbsts, ybu lgg` tb `cvc`g tfet lukdgr dy 51. Entgr `bclh tfcs, ybu wcjj fevg tfg evgrehg lukdgr bn jcigs cl 51 pbsts. Pb fevg tfg Glhehgkglt Qgrmgltehg bn tfg pehg, ybu oust lgg` tb `cvc`g tfg evgrehg bn jcigs cltb 51 pbsts dy tfg lukdgr bn tbtej nbjjbwgrs bn tfg pehg el` kujtcpjy dy 511%. Sbu mel usg tfcs sckpjg nbrkuje tb mejmujetg tfg glhehgkglt bn gvgry pehg.

     ;

    51     ℌ 

∘ 51 511% 1%

Jgt–s mejmujetg tfg Kcjjcblecrg Qrbmgss glhehgkglt? Evgrehg lukdgr bn jcigs cl 51 pbsts; 55=70 jcigs Pbtej nbjjbwgrs bn tfg pehg; =40111 nbjjbwgrs      ;

55=70 =40111

∘ 511% ; =,7%

Pfg AkcjjcblecrgRprbmgss emmbult fes el glhehgkglt pgrmgltehg bn =,7%, wfcmf cs vgry hbb`! Ely pgrmgltehg pgrmgl tehg ul`gr 5% cs de` el` ct–s tfg %typg bn emmbult ybu `bl–t welt tb wbri wctf. Qgrmgltehgs Qgrmglt ehgs dgtwggl 5,7 5,7%4,7% erg tfg evgrehg clnjuglmgr emmbult el` elytfclh edbvg 4,7% cs mblsc`grg` e fypgremtcvg emmbult. Lbtg tfet es ybur emmbult hrbws, tfg glhehgkglt bl tfg emmbult hgts jbwgr. Pfcs feppgls dgmeusg Clstehrek fes ke`g tfgcr ejhbrctfk tb hcvg tfg bppbrtulcty tb skejjgr emmbults tb eppger bl tfg ngg`, btfgrwcsg, fuhg Clstehrek emmbults, wctf kcjjcbls bn nbjjbwgrs, wbuj` bvgrteig tfg wfbjg ngg` dgmeusg tfgy wgrg hgttclh fchfgr glhehgkglt pgrmgltehg vejugs.

00

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Pfcs cs fbw tfg tbtej pehg nbjjbwgrs el` tfg glhehgkglt pgrmgltehg erg rgjetg`. Es ybu iggp hrbwclh ybur emmbult, gxpgmt tfet tfg glhehgkglt pgrmgltehg `gmrgesgs es `gsmrcdg` cl tfg lgxt murvg. Pfet dgclh sec`, ct–s gescgr tb hgt 5111 jcigs cl e 51.111 nbjjbwgrs emmbult, tfel hgttclh 511.111 jcigs cl e 5.111.111 nbjjbwgrs emmbult. Pb mejmujetg tfg glhehgkglt ybu mel ejsb usg tfcs sctg?

Glhehgkglt Mejmujetbr

7.0. 7. 0. Pfg Ert bn Fesf Fesftehs tehs Fesftehs erg prbdedjy blg bn tfg kbst erhug` tbpcms bl Clstehrek. Pfcs Pfcs feppgls dgmeusg pgbpjg `bl–t hgt tb e mblmjuscbl bl fbw tb usg tfgk. Fesftehs erg e dct dct trcmiy, dut C wcjj sferg ky pgrsblej gxpgrcglmg bl fbw C–vg dggl `bclh tfgk ejj tfgsg ygers, fbw C mjckd tfg fesftehs je``gr el` fbw C hgt tfbusel`s bn cltgremtcbls wctf tfgk. Fesftehs erg igywbr`s tfet ejjbw usgrs tb gescjy ncl` ely nbrk bn mbltglt. Ct keigs pbsscdjg nbr pgbpjg tb gescjy wctf e spgmcncm tfgkgncl` br kgssehgs mbltglt. Wsgrs mrgetg el` usg fesftehs dy pjemclh tfg schl # usuejjy cl nrblt bn e wbr` br ulspemg` pfresg cl e kgssehg. Pfg fesfteh key mbltecl jgttgrs, `chcts, el` ul`grsmbrgs. Et tfg kbkglt, fesftehs erg dgmbkclh blg bn tfg dgst el` kbst usg` sgermf glhclgs tb ncl` ejkbst gvgrytfclh. Gvgry tckg ybu sgermf nbr e fesfteh, ybu mel ejsb sgg fbw kely tckgs tfg rgspgmtcvg fesfteh 07

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fes dggl usg`. Nbr gxekpjg tfg fesfteh #jbvg fes dggl usg` bvgr 5.> dcjjcbl tckgs. Clstehrek fes e jckct bn =1 fesftehs tfet ybu mel usg pgr pbst, sb usg ejj bn tfgk gvgry sclhjg tckg! Sbu `bl–t welt tb kcss but e pbtgltcej pbtgl tcej nbjjbwgr br dusclgss dy lbt usclh ejj bn tfgk. Pfgrg wes e tfgbry tfet 8 fesftehs wgrg tfg bptckej lukdgr, dut tfcs wes prbvg` tb dg wrblh. Ncrst bn ejj, jgt–s jgt–s stert dy sggclh tfg = kbst mbkkbl mbkk bl kcsteigs tfet pgbpjg `b bl Clstehrek wfcjg usclh fesftehs el` wfet wg mel jgerl nrbk tfgk? Xg mel stert dy tfg typcmej kcsteig tfet pgbpjg `b tfet cs tb usg dch fesftehs jcig #jbvg #clstehbb` #dgeutcnuj #nul #nrcgl` #feppy #skcjg #nbb` #sukkgr #pfbtbbntfgèy. Pfgsg fesftehs erg gxemtjy wfet ybu Es wg jgerlg` @BL–P welt tb usg bl ybur pbsts el` jgt kg gxpjecl wfy. wfy. Es cl tfg prgvcbus tbpcms wfgl ybu keig e pbst el` hgt gerjy glhehgkglt, ybur pbst wcjj try tb mjckd el` reli up cl tfg Clstehrek ejhbrctfk. Pfcli Pfc li ct jcig e rullclh mbkpgtctcbl, cs ct gescgr tb wcl e remg vgrsus 7 pgbpjg br 71 pgbpjg2 Bn mbursg tfet cs gescgr tb wcl e remg vgrsus 7 pgbpjg dgmeusg ybu fevg jgss mbkpgtctcbl. Pfg gxemt sekg tfclh feppgls wctf fesftehs wfgl ybu usg vgry dch fesftehs (vgry usg` fesftehs) ybu fevg e jbt bn mbkpgtctcbl el` kbst mgrtecljy ybur pbst wcjj hgt h gt jbst cl tfg ejhbrctfk el` ybu `bl–t hgt hbb` rgsujts, rgsujts, sb C fevg e vgry ckpbrtelt tcp nbr ybu tfet cs? fesftehs ‛. Pfcs kgels ‚Lgvgr usg dch lcmfg fesftehs, usg sud-lcmfg fesftehs‛. tfet ybu sfbuj` evbc` usclh fesftehs jcig #kbtcvetcbl el` usg clstge` sud-lcmf fesftehs jcig #kbtcvetcblejqubtg. Pfg #kbtcvetcblejqubtg fesfteh cs kumf jgss mrbw`g` tfel tfg #kbtcvetcbl fesfteh, tfgrgnbrg ybu fevg jgss mbkpgtctcbl el` ct–s gescgr tb hgt hbb` rgsujts . Pfg sgmbl` kcsteig cs usclh fesftehs jcig #jcig0jcig #nbjjbwkg #nbjjbw0nbjjbw #mbkkgltdemi. Qgbpjg usg tfcs icl` bn fesftehs oust tb hgt sbkg sfbrt tgrk jcigs, nbjjbws nbjj bws el` mbkkglts wctf clschlcncmelt hecls. Pfcs cs lbt rgwer`clh et ejj dgmeusg tfcs icl` bn fesftehs ettremts Dbts tb ybur Clstehrek emmbult. Fevclh Dbts nbjjbwclh ybur emmbult cs de` dgmeusg tfbsg Dbts wcjj lgvgr cltgremt wctf ybur emmbult el` tfgy wcjj lgvgr duy e prbùmt nrbk ybu. Pfgsg Dbts wcjj ejsb `ckclcsf ybur bvgrejj glhehgkglt dgmeusg cn ybur nbjjbwgrs rcsg dut tfg glhehgkglt `bgsl–t `bgsl–t tfg pgrmgltehg bn bvgrejj glhehgkglt `gmrgesgs. Pfgsg fesftehs erg ejsb tbb dch nbr prbpgr usehg. Pfg tfcr` kcsteig tfet pgbpjg `b cs tfet tfgy `bl–t usg fesftehs rgjetg` tb tfg tbpcm bn tfgcr pbst. Cn ybu welt tb hgt hbb` rgsujts dy usclh fesftehs, ybu kust mfbbsg fesftehs rgjetg` tb ybur lcmfg el` pbst, dgmeusg cl tfcs wey pgbpjg tfet nbjjbw tfet fesfteh el` rgjetg tb tfet typg 0>

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bn mbltglt wcjj prbdedjy glhehg wctf ybur pbst el` ybur mfelmgs bn hgttclh e lgw nbjjbwgr erg fchfgr. Pfg lgxt stretghy ejsb fgjpg` kg e jbt cl ncl`clh hbb` fesftehs tb e`` tb ky pbsts. Ncrst bn ejj, hred e mejmujetbr el` keig tfg evgrehg bn jcigs cl 51 pbsts bn ybur pehg (`bl–t usg tfg jest pbsts es tfgy erg prbdedjy stcjj rgmgcvclh glhehgkglt el` `bl–t usg vc`gbs bl tfcs gquetcbl). Entgr ybu hgt tfg evgrehg ekbult bn jcigs, hb tb tfg gxpjbrg pehg el` sgermf nbr e spgmcncm sud-lcmfg fesfteh (#clspcretcblejqubtgs), tfgl ybu lgg` tb mbkperg ybur evgrehg ekbult bn jcigs wctf tfg jcigs bl tfg tbp 3 pbsts wctf tfet fesfteh. Sbur kcsscbl cs tb ncl` pbsts wctf sckcjer jcigs es ybur evgrehg ekbult bn jcigs9 cn tfgy erg sckcjer ybu mel usg tfg fesfteh tfet ybu wgrg sgermfclh. Cn tfgy erg lbt, ybu sfbuj` jbbi nbr elbtfgr fesfteh. Ejweys fevg `cnngrglt jcsts bn =1 fesftehs. C lbrkejjy fevg 7 sgts bn fesftehs el` C usuejjy rbtetg dgtwggl tfgk gemf pbst. Xfet ybu mel `b cs tb sevg tfbsg jcsts bl ybur skertpfblg ‚Lbtgs‛ el` tfgl ybu oust lgg` tb mbpy el` pestg tfgk gvgry tckg ybu welt tb usg tfgk. Elbtfgr tcp ybu mel `b sclmg tfg dghcllclh cs tb mrgetg e fesfteh nbr ybur emmbult sb ybur nels mel nbjjbw ybur pbsts mjbsgjy. Kclg cs #kcjjcblecrgprbmgss.

08

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Cl tfcs pcmturg, ybu mel sgg tfet tfcs pbst wglt vcrej dgmeusg bn tfg fesftehs. C–vg hbt bvgr ejkbst 401i cltgremtcbls oust wctf tfg fesftehs tfet C usg` el` tfg rgst wes kbstjy brhelcmej rgemf. Pfcs cs tfg pbwgr bn usclh tfg rchft fesftehs. Lbtg? Jbmetcbl tehs erg ejsb e hbb` wey tb dbbst ybur rgemf el` `rcvg sbkg gxtre trenncm nrbk spgmcncm rghcbls tb ybur Clstehrek pehg.

7.7. 7. 7. Qrcvetg ^] ^] Dusclgss Dusc lgss Emmbul t Pfcs cs elbtfgr vgry `csmussg` tbpcm bl Clstehrek dgmeusg tfg prcvetg emmbult el` tfg dusclgss emmbult erg dbtf wcllgrs es dbtf fevg e`veltehgs el` `cse`veltehgs gemf blg sgrvclh `cnngrglt purpbsgs. Ky e`vcmg tb ybu cs tfet ybu try dbtf nbr e kbltf el` sgg wfet rgejjy wbris dgttgr nbr ybu. Dusclgss emmbult? Pfg kbst pbwgrnuj tbbj ybu fevg wctf tfg dusclgss prbncjg cs tfg Elejytcms tbbj. Pfg elejytcms tbbj ejjbws ybu tb sgg tfg clschfts bn pbsts, Clstestbrcgs, tfg emtcvcty bl ybur emmbult, ckprgsscbls, gvgrytfclh edbut 06

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`gkbhrepfcms el` ybur eu`cglmg. Pfcs tbbj cs vgry hbb` tb sgg wfet hrbwtf stretghy cs wbriclh br lbt cl ybur Clstehrek emmbult. Pfg dusclgss emmbult cs dgttgr tb kblgtczg tfg pehg dgmeusg entgr 51i nbjjbwgrs Clstehrek wcjj hrelt ybu tfg Clstestbry wctf tfg swcpg up jcli wgrg ybu mel `rcvg pgbpjg tb gvgry jcli ybu welt. Pfg `bwlsc`g bn tfg dusclgss emmbult cs tfet Clstehrek tfclis tfc lis ybu erg e dusclgss bwlgr, sb cl gvgry dusclgss pgbpjg fevg e du`hgt tfet tfgy melt spgl` bl e`s el` kerigtclh. Pfg prbdjgk cs tfet Clstehrek welts ybu tb spgl` spgl` ybur kblgy bl Clstehrek e`s tfet–s wfy Clstehrek kchft jckct ybur rgemf. Clstehrek wcjj rgwer` rgwer ` tfbsg wfb duy e`s nrbk tfgk wctf e jbt bn gxpbsurg. Qrcvetg emmbult? Qrcvetg emmbults lbrkejjy pgrnbrk =1% dgttgr tfel e dusclgss emmbult. Xfgl C wes hrbwclh tfg emmbult AKcjjcblecrgRQrbmgss C stertg` stertg ` eppjyclh e str etghy Dect‛. Dect stretghy gxpjb`clh e tghy tfetnbjjbwgrs C mejjg` es ‚Pfg Qrcvetg ‛.   Pfcstfel wctf ky ècjy C wes hrbwclh kbrg 5111 wes nbjjbwgrs gemf èy. Pfg sgmrgt bn tfcs stretghy wes tfet C wes usclh tfg prcvetg prbncjg el` `bclh e jbt bn sfbutbut nbr sfbutbut (]0]) wctf sckcjer emmbults cl ky lcmfg. C wes usclh sjc`grs 8/6 pcms wctf ky dgst mbltglt. Pfcs stretghy wes wbriclh jcig mrezy dgmeusg gvgry tckg e pgrsbl sew ky fchf-quejcty sjc`gr cl btfgr pgbpjgs– pgbpjgs – pehgs tfgy wbuj` tep el` hb tb ky prbncjg, dut blmg tfgy hgt cltb ky prbncjg tb sgg ky pbsts, ky prbncjg cs prcvetg, sb tfgy erg nbrmg` tb nbjjbw ky pehg cn tfgy welt tb sgg ky mbltglt. Gvgry tckg tfet e pgrsbl tehs elbtfgr cl tfg sjc`gr tfgy wgrg nbrmg` ehecl tb nbjjbw ky emmbult. Pfcs cs tfg sekg sctuetcbl wfgl e nrcgl` sgl`s ybu e kgkg bl Clstehrek el` ybu mel–t sgg tfg pbst dgmeusg tfg pehg cs prcvetg. Pfcs stretghy wbris dgttgr nbr emmbults wctf bvgr 41I nbjjbwgrs. Pfg `bwlsc`g bn tfcs stretghy cs tfet tfg prcvetg emmbult cs fer`gr tb kblgtczg el` ybu mel–t mel–t `b tfg GVK glhehgkglt rbul`s es tfg glhehgkglt hrbup rgqucrgs tfet ybur pehg cs sgt tb pudjcm dusclgss emmbult.

7.>. 7. >. @ete @ete Elej yscs ysc s @ete elejyscs fgjps ybu ul`grstel` gvgrytfclh edbut ybur eu`cglmg. Ct tgjjs ybu wfb tfgy erg, wfet tfgy jcig tb sgg el` fbw tfgy `b tfclhs. Bl Clstehrek, jcig ely dusclgss, elejyzclh ète cs e vgry ckpbrtelt rbjg. @ete elejyscs fgjps ybu ul`grstel` el` kgesurg tfg ckpemt bn e 03

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kerigtclh stretghy emrbss `cnngrglt pjetnbrks el` sgg cn tfgrg cs sbkgtfclh ybu lgg` tb eèpt br ckprbvg. Pfg clschfts ngeturg el` tfg ète prbvc`g` dy ct fes dgmbkg e supgr ckpbrtelt tbbj bl Clstehrek. Gvgry tckg tfet ybu pbst sbkgtfclh br keig el emtcbl bl Clstehrek tfgrg cs ète dgclh prbmgssg` rge`y tb dg cltgrprgtg`. Cn ybu welt tb hgt emmgss tb tfg clschfts ngeturg, ybu lgg` tb nbjjbw tfg lgxt stgps? 



  

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Ncrst bn ejj, ybu lgg` tb mrgetg e dusclgss prbncjg. Cn ybu ybu erg usclh e pgrsblej emmbult, ybu mel swctmf tb e dusclgss prbncjg wctf e ngw stgps? Keig surg ybur Clstehrek Clstehrek prbncjg cs sgt tb pudjcm. Qrcvetg prbncjgs prbncjgs mellbt dg usg` es dusclgss blgs. Hb tb ybur prbncjg el` tep tfg hger wfggj cmbl tb vcsct ybur sgttclhs. Pep "]wctmf tb Dusclgss Qrbncjg." Xfgl prbkptg`, prbkptg`, sgjgmt tfg Nemgdbbi Qehg y ybu bu welt tb dg essbmcetg` wctf ybur Clstehrek prbncjg. Cl br`gr tb fevg e Dusclgss Emmbult, ybu kust ejsb fevg e Nemgdbbi Qehg nbr ybur drel`. Clstehrek wcjj hcvg ybu tfg bptcbl tb mrgetg e lgw blg ùrclh tfcs prbmgss cn ybu `bl't fevg blg ygt. Tgvcgw el` mfelhg ely mbltemt clnbrketcbl bl tfg "]gt Wp Sbur Dusclgss Qrbncjg pehg," tfgl tep "@blg."

Lbw tb sgg tfg Clstehrek clschfts stert dy vcsctclh ybur prbncjg. Et tfg tbp, mjcmi tfg cmbl wctf = fbrczbltej ders, tfgl ybu oust lgg` tb sgjgmt tfg clschfts bptcbl.

71

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Bl tfg clschfts, ybu erg hbclh tb sgg hglgrej clnbrketcbl edbut tfg emmbult emtcvcty, fbw kumf pgbpjg erg glhehclh wctf ybur prbncjg, clschfts edbut tfg mbltglt (pbsts el` Clstestbrcgs) el` gvgrytfclh edbut tfg `gkbhrepfcms bn ybur eu`cglmg.

Pfgrg erg ejsb kbrg ète el` `gnclctcbls ybu sfbuj` ilbw jcig? Ckprgsscbls - Pfg lukdgr bn tckgs ybur mbltglt, wfgtfgr e pbst br e stbry, wes sfbwl tb usgrs. Mbkkbljy mblnusg` wctf rgemf, ckprgsscbls erg tfg tbtej lukdgr bn tckgs ybur mbltglt mbuj` fevg dggl sggl. Cn ybur ckprgsscbls erg fchfgr tfel ybur rgemf, ct–s e schl tfet ybur eu`cglmg cs vcgwclh ybur mbltglt kujtcpjg tckgs. Jbbi nbr pbsts wctf e fchf ckprgsscbls-tb-rgemf ckprgsscbls-tbrgemf retcb nbr el cl`cmetbr bn wfet–s pgrnbrkclh wgjj. wgjj. Tgemf- Tgnjgmts tfg lukdgr bn ulcqug usgrs tfet fevg sggl ely bn ybur Clstehrek pbsts. Xgdsctg Mjcmis- Tgnjgmts tfg lukdgr bn tckgs t ckgs ely jclis ybu fevg clmju`g` cl ybur dusclgss prbncjg fevg dggl mjcmig`. Qrbncjg ^cscts- Tgnjgmts Tgnjg mts tfg lukdgr bn tckgs ybur prbncjg fes dggl vcgwg`. Nbjjbwgrs- Pfcs clschft rgnjgmts fbw kely nbjjbwgrs ybu fevg heclg` br jbst bvgr tfg pest wggi, es wgjj es tfg evgrehg tckgs bn èy wfgl ybur 75

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nbjjbwgrs erg usclh Clstehrek. Xfcjg pjellclh pbsts keig surg ybu elejyzg tfcs ète tb ilbw tfg tckg wfgl ybur nbjjbwgrs erg tfg kbst emtcvg.

Pb vcgw clschfts jcig tfcs bl e spgmcncm Clstehrek pbst, stert dy vcsctclh ybur prbncjg. Pep bl tfg pbst ybu'` jcig tb jbbi cltb, tfgl mjcmi "^cgw Clschfts" dgjbw tfg ckehg. Pfg clschfts ybu mel gxpjbrg erg? Jcigs- Pfcs blg spgeis nbr ctsgjn el` rgnjgmts tfg lukdgr bn usgrs wfb jcig` ybur pbst. Mbkkglts- Es wctf jcigs, tfcs clschft rgnjgmts tfg lukdgr bn mbkkglts jgnt bl ybur pbst. ]fergs- Fbw kely pgbpjg sferg` tfet pbst wctf btfgr Clstehrek usgrs. ]evgsPfg bn ulcqug br emmbults sevg` br mjcmig` tfglukdgr dbbikeri cmbl. Clusgrs tfcs gxekpjg, C fe`wfb 5>,=i jcigsybur el` pbst, 3,3i 74

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sevgs wfcmf cs el clselg retcbl. Xfgl ybu fevg e mjbsg-retcb dgtwggl jcigs el` sevgs ct kgels tfet ybu erg prbvc`clh tblgs bn vejug tb ybur eu`cglmg. Emtcbls- Cl`cmetg tfg lukdgr bn emtcbls tfet tfet usgrs tbbi bl y ybur bur prbncjg es e rgsujt bn sggclh ybur pbst, nbr gxekpjg vcsctclh ybur prbncjg, mjcmiclh bl ybur wgdsctg jcli br gkecjs. @csmbvgry- Es tfg lekg kchft suhhgst, tfgsg clschfts cl`cmetg wfgrg ybur pbst wes sggl br `csmbvgrg` nrbk e pertcmujer pjemg bl Clstehrek. Ct rgprgsglts fbw kely emmbults wgrgl't ejrge`y nbjjbwclh ybu wfgl tfgy ncrst sew tfg pbst. Pfg emmbult mel dg `csmbvgrg` nrbk e sgermf, e jbmetcbl teh, fesftehs br ybur prbncjg. Btfgr- Ckprgsscbls nrbk ‚Btfgr‛ mbuj` dg mbuj` dg hglgretg` dy pbsts tfet fevg dggl sferg` tfrbuhf `crgmt kgssehgs, pbsts tfet fevg dggl sevg`, pbsts ybu–vg dggl tehhg` br kgltcblg` cl el` pbsts tfet sfbw up bl tfg ‚Nbjjbwclh‛ ted cl ybur lbtcncmetcbls. Elbtfgr vgry pbwgrnuj tbbjs tb bjs ybu kust usg tb mfgmi ybur prbhrgss el` ècjy hrbwtf erg? CHDje`g.mbk

]bmcejdje`g.mbk

Fypgeu`ctbr.mbk

C pgrsblejjy prgngr tb usg CHDje`g.mbk es ct cs kbrg usgr-nrcgl`jy el` ybu oust lgg` tb clsgrt ybur usgrlekg tb hcvg ybu ejj tfg stetcstcms edbut ybur Clstehrek emmbult. Fgrg ybu mel mfgmi ybur ècjy hrbwtf, kbltfjy hrbwtf, hrbwtf nbr tfg lgxt > kbltfs, nbjjbwgrs heclg` jest wggi, nbjjbwgrs heclg` jest kbltf, evgrehg bn jcigs pgr pbst el` tfg evgrehg bn mbkkglts pgr pbst. Chdje`g prbvc`gs ybu wctf e mfert wctf ybur èy dy èy gvbjutcbl.

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Chdje`g wcjj stert tremiclh ybur emmbult sclmg tfg ncrst èy ybu sgermf nbr ybur usgrlekg.

7.8. 7. 8. Clnjug Clnju glmgr sfbutb sf butbuts uts Clnjuglmgr Cl njuglmgr sfbutbut s - Clnjuglmgr sfbutbuts erg e vgry

hbb` wey tb hgt nbjjbwgrs cl tfg gerjy stehgs bn ybur emmbult. Xfgl ybu stert hrbwclh ybur emmbult tfg ncrst 51i nbjjbwgrs erg tfg fer`gst pert dgmeusg ybu `bl–t fevg kumf mrg`cdcjcty el` clnjuglmgrs sfbutbuts mel hcvg ybu glbuhf kbkgltuk nbr ybu tb rgemf tfet hbej kumf nestgr. Dut fbw mel ybu duy sfbutbuts nrbk dchhgr pehgs2 Fbw mel C mbltemt el clnjuglmgr el` ilbw cn C–k C–k hbclh tb hgt ely rgsujts2

Ncrst bn ejj, dgnbrg rgemfclh ely clnjuglmgr ybu sfbuj` keig ybur fbkgwbri el` rgsgermf cl ybur lcmfg pbsscdjg clnjuglmgrs ybu kchft welt tb wbri wctf. Pfcs stgp cs vgry ckpbrtelt el` ybu `bl–t welt tb sicp ct dgmeusg tfg jest tfclh ybu welt tb `b cs tb clvgst ybur kblgy cl tfg wrblh clnjuglmgr el` tfgl ybu `bl–t hgt ely rgsujts. rgsujts. Cn ybu welt tb evbc` hgttclh smekkg` smekk g` ncrst ybu sfbuj` keig ybur rgsgermf emmbr`clh tb tfg lgxt 0 tbpcms? 5. Mblte Mbltemtclh mtclh Clstehrek Clstehrek c lnjuglmgrs lnjuglmgrs Lbrkejjy bljy 7% wcjj rgpjy, sbsgl` ybu lgg` tb prgperg e kgssehg el` tfg sekg kgssehg tb e jbt bn clnjuglmgrs bl tfg sekg lcmfg. Pfg weys ybu mel rgemf el clnjuglmgr erg dy Clstehrek @K, Gkecj, Ici, Pgjghrek br ely btfgr nbrk bn mbltemtclh bl tfg clnjuglmgr prbncjg. Sbu mel usg e kgssehg jcig tfcs tb mbltemt el clnjuglmgr . @bl–t nbrhgt tb usg mepctej jgttgrs wctf gkbocs gkboc s bl tfg ncrst jclg dgmeusg ct wcjj metmf tfg clnjuglmgr–s ettgltcbl clnjuglmgr–s ettgltcbl el` ct hbgs strechft tb tfg pbclt.

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4. Mfgmi tfgcr Clstehrek glhehgkglt - Entgr tfg pehg rgpjy sgl`clh ybu tfg sfbutbut retgs, ybu mel tfgl esi nbr e smrgglsfbt bn jest pbsts clschfts br prgvcbus rgsujts nrbk sfbutbuts. Pfcs wey ybu mel sgg cn tfg clnjuglmgr cs jghct el` cs prbvc`clh glbuhf vejug bl tfg sfbutbuts. =. Mfgmi tfg quejcty bn tfg nbjjbwgrs - @gpgl`clh bl ybur hbej ybu kchft welt tb hecl terhgtg` nbjjbwgrs nrbk e mgrtecl rghcbl. Nbr gxekpjg, el emmbult wctf kecljy W]E nbjjbwgrs cs dgttgr tb duy e prbùmt nrbk ybu ejtfbuhf el Cl`cel eu`cglmg cs dgttgr cn ybu welt tb hrbw ybur emmbult nest, es tfg Cl`cel eu`cglmg cs fchfjy emtcvg el` glhehclh bl Clstehrek pbsts. Dg ewerg bn dbtg` emmbults tfet erg sgjjclh ‚hfbst sfbutbuts‛. Pfgsg sfbutbuts erg ilbwl nbr lbt rgmgcvclh rgmgcvcl h ely rgjgvelt glhehgkglt. 0. Mfg Mfgmi mi tfgcr luk dgr dgr bn nbjjbw grs - Pb mfgmi tfg lukdgr bn nbjjbwgrs cs ejsb e hbb` cl`cmetbr cn ybu erg wbriclh wbri clh wctf e jghct pehg br lbt. Dut rgkgkdgr tfg pgrmgltehg glhehgkglt cs kbrg ckpbrtelt tfel tfg lukdgr bn nbjjbwgrs bl tfet emmbult. C bntgl sgg emmbults wctf 411I nbjjbwgrs prbvc`clh kbrg vejug bl e sfbutbut tfel el emmbult wctf 5Kcjjcbl nbjjbwgrs ousterg dgmeusg tfgytb fevg e fchfgrretgs pgrmgltehg glhehgkglt el` tfgy kbrg jcigjy fevg mfgepgr tfel tfg emmbult wctf 5 Kcjjcbl nbjjbwgrs. 7. Du`hgt rgqucrgkglts - Entgr hgttclh ejj tfg clnbrketcbl edbut tfg pehg tfgl ybu kust sgg cn tfg sfbutbut ncts cl ybur du`hgt, cn ygs ybu oust lgg` tb keig tfg peykglt, cn lbt iggp mbltemtclh btfgr clnjuglmgrs el` mbkperg tfg prcmgs ultcj ybu ncl` e hbb` `gej. Lbrkejjy gvgry tckg tfet sbkgblg keigs e prbkbtcbl tfg kblgy cs sglt vce QeyQej gkecj. >. ]gl`clh tfg mbltglt - Entgr peyclh ybu sfbuj` esi tfg clnjuglmgr tb rgsgrvg ybu e hbb` tckg sjbt, sb wfgl clnjuglmgr pbsts tfg sfbutbut tfg rgsujts erg kexckczg`. Gvgry tckg ybu keig e prbkbtcbl `bl–t nbrhgt tb duy e sjc`gr/merbusgj wctf 8-51 pcms clstge` bn oust blg pbst, es tfgsg ejweys hgt dgttgr rgsujts. rgsujts . @bl–t nbrhgt tb metmf ettgltcbl nest dy usclh MPEs bl tfg pbst meptcbl el` tfg tehs tb ybur prbncjg.

7.6. 7. 6. P Pfg fg ckp c kpbr brtelm telmg g bn ]0 ]0] ] Bl tfg rbe` tb tfg tbp, mbjjedbretcbl mbjjedbretcbl cs supgr supgr ckpbrtelt. C–k hbclh tb dg tbtejjy fblgst wctf ybu, C wbuj`l–t dg et tfg pjemg C–k cl tbèy cn C `c`l–t mrgetg ky bwl mbltemts el` lgtwbri rgjetcblsfcps. ]clmg tfg dghcllclh, ybu sfbuj` ul`grstel` tfet Clstehrek cs dch glbuhf tb fevg e jbt bn pgbpjg wbriclh cl tfg sekg lcmfg el` ybur kcl`sgt sfbuj` dg tb fgjp gemf btfgr hrbw clstge` bn dgclh hrgg`y el` weltclh ejj tfg nbjjbwgrs cl tfg wbrj` oust nbr ybu. Pfcs cs c s emtuejjy tfg nestgst petf nbr ybu 77

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lbt tb summgg`. summgg`. Tgkgkdgr ‚Xfgl pgbpjg suppbrt gemf gemf btfgr, hrget hrget tfclhs feppgl. Purl ybur mbkpgtctcbl cltb mbjjedbretcbl‛. Xfgl ybu turl ybur mbkpgtctcbl cltb mbjjedbretcbl ybu wcjj stert tb sgg tfg dgst rgsujts ybu fevg gvgr fe`. Cl tfcs mesg, tfg mbjjedbretcbl cs ke`g dy sfbutbut nbr sfbutbut (]0]). ]0] sckpjy sck pjy kgels tfet 4 emmbults cl tfg sekg lcmfg sferg gemf btfgr's mbltglt bl tfgcr pehg cl br`gr tb dbtf hrbw tfgcr eu`cglmgs. ]0] cs blg bn tfg nestgst kgtfb`s tb hecl nbjjbwgrs. Pfcs feppgls dgmeusg wfgl dbtf pehgs bl tfg sekg lcmfg, wctf sckcjer lukdgr bn nbjjbwgrs, sferg sckcjer mbltglt, dbtf eu`cglmgs erg hbclh tb sgg gemf btfgr's pbsts el` sclmg dbtf eu`cglmgs erg bl tfg sekg nrekg el` fevg sckcjer cltgrgsts wfgl ct mbkgs tb tfg mbltglt tfgy vcgw, tfcs wcjj fgjp e jbt mblvgrtclh strelhgrs cltb lgw nbjjbwgrs. Bljy `b s0s wctf fchf-quejcty emmbults tfet ybur nbjjbwgrs wcjj prbdedjy jcig. Bl GVK ybu mel ncl` e jbt bn pgbpjg tfet ybu mel wbri wctf el` keig ècjy Sbu meltb ejsb sgl` Clstehrek @Ks tb pgbpjg tfet key fevg ]0]. tfg cltgrgst mbjjedbretg. Blmg ybu stert eppjyclh tfgybu hrbwtf stretghcgs el` hgttclh tfbusel`s bn nbjjbwgrs pgr kbltf pgbpjg wcjj lbtcmg el` tfgy wcjj kgssehg ybu tb keig ]0]. Pfgrg erg e jbt bn weys tfet ybu mel keig ]0], dut tfg wey tfet tfg ]0] wbris tfg dgst el` C rgmbkkgl` ybu tb `b cs tb usg sjc`grs/merrbusgj wctf 8-51 bn ybur dgst pbsts el` tfgl fevclh e supgr glhehclh meptcbl. Pfcs cs tfg dgst wey tb `b ct el` tfgrg cs lb wey erbul` ct. Lbrkejjy gvgry tckg C `b ]0] tfg mbltglt el` meptcbl erg sglt vce Pgjghrek dgmeusg tfcs epp `bgs e pfglbkglej wbri bn iggpclh tfg fchf-quejcty pcmturg rgsbjutcbl.

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Pfcs cs el gxekpjg bn tfg sjc`gr ybu kchft welt tb prbkbtg bl btfgr pehgs. E mbkpcjetcbl bn 8-51 pbsts tfet `c` vgry wgjj cl tfg pest bl ybur prbncjg. Qgbpjg jbvg tb sgg tfgsg icl`s i cl`s bn sjc`grs el` cn tfgy jcig tfg vejug ybu prbvc`g ct–s ejkbst mgrtecl tfet tfgy tfet tfgy wcjj mfgmi ybur prbncjg el` mjcmi tfg nbjjbw duttbl. Nbr tfg meptcbl, ybu mel usg sbkgtfclh jcig tfcs. Pfg ncst jclgs erg rgsgrvg` nbr ettremtclh ybur lgw nbjjbwgrs. Pry tb wrctg sbkgtfclh brchclej el` gyg-metmfy. Pfg lgxt stgps erg tb teh ybur usgrlekg kujtcpjg tckgs el` e`` ybur fesftehs.

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Elbtfgr icl` bn ]0] ybu mel keig cs tfg Clstestbry sfbutbut. Xfgl X fgl ybu teh btfgr emmbults bl ybur Clstestbry tfg tgxt turls cltb e mjcmiedjg jcli (wctf ul`grjclg` tgxt) jcig tfcs AkcjjcblecrgRprbmgss (pgr stbry ybu mel teh up tb 51 pgbpjg). Sbu mel gctfgr usg lbrkej pbsts br ybu mel gvgl spcmg tfclhs up el` usg e smrgglgr. E smrgglgr cs e pcmturg tfet e`vgrtcsgs ybur pehg wctf ybur dgst mbltglt. Cl tfcs wey ybu mel sfbw sbkg bn ybur mbltglt bl btfgr pgbpjg's Clstestbrcgs. Nbr keiclh smrgglgrs C pgrsblejjy rgmbkkgl` usclh Melve, ct°s vgry gesy tb usg el` ct keigs e prgtty hbb` obd dut cn ybu welt, ybu mel usg kbrg e`velmg` sbntwerg. Fgrg cs el gxekpjg bn prbkbtcblej mbltglt nbr ybur Clstestbry?

e)

d)

Qcmturg e) cs el gxekpjg bn e lbrkej Clstestbry pbst el` pcmturg d) cs el gxekpjg bn e smrgglgr wctf e mbkpcjetcbl bn ybur dgst pbsts tfet ybu mel usg tb dg ngeturg` wfcjg keiclh ]0]. Sbu S bu mel ejsb usg tfcs typg bn pbsts cn ybu welt tb duy sfbutbuts nrbk dchhgr pehgs.

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7.3. Qbst Nrgquglmy el` Pckclh Bl tfcs tbpcm, wg wcjj `csmuss tfg pbst nrgquglmy el` tfg tckclh ybu sfbuj` dg pbstclh. Fbw kely tckgs sfbuj` ybu pbst bl Clstehrek2 Et wfet tckg2 Fbw bntgl2 C–vg dggl tgstclh gvgrytfclh sclmg tfg dghcllclh el` wfet drbuhft kg tfg dgst rgsujts wes pbstclh 0-> tckgs e èy (gvgry sclhjg èy, lb èys bnn!). Xctf tfg clschfts ngeturg ybu mel sgg wfgrg ybur eu`cglmg cs nrbk, sb tfg vgry ckpbrtelt tckgs ybu lgg` tb iggp tremi erg cl tfg kbrlclh dgnbrg pgbpjg hb tb wbri br smfbbj, wfgl pgbpjg erg bl tfgcr julmf drgei, wfgl pgbpjg hgt bnn wbri br smfbbj el` entgr `cllgr rchft dgnbrg tfgy hb tb sjggp. ]tu`y ybur eu`cglmg, mfgmi wfet tckg ct cs cl tfgcr mbultry sb ybu mel tfgl pbst et tfgcr mbultry tckg el` hgt tfg dgst rgsujts pbsscdjg. Cl ky gxekpjg, C fevg e jbt bn nbjjbwgrs nrbk W]E el` nrbk E]CE el` C–k C– k jbmetg` cl tfg sekg tckg zblg es Jbl`bl. ]b C–k cl tfg kc``jg bn dbtf el` C fevg e 7-fbur `cnngrglmg dgtwggl gemf blg. Gvgry èy è y C try tb pbst et (3 ek, 4 pk, 7 pk) Jbl`bl tckg zblg. Cl tfcs wey, C mel rgemf tfg W]E eu`cglmg et (> pk, 3 ek, 54 ek) el` C mel rgemf tfg E]CE eu`cglmg et (4 pk, 7 pk, 6 pk). Pfcs cs tfg pbst tckg tfet drbuhft kg tfg dgst rgsujts sb ner. ]ulèy cs ejsb ky nevbrctg èy bn tfg wggi es ct cs tfg èy tfet lbrkejjy drclhs kg tfg dgst rgsujts el` sejgs mblvgrsc mblvgrscbls. bls. Pfcs feppgls dgmeusg bl ]ulèy pgbpjg stert tb rgejczg tfet ct–s tckg tb hgt demi tb wbri el` tfgy hgt cltb tfet `gprgsscvg stetg wfcjg rgjexclh el` hugss wfet tfgy `b2 Pfgy bpgl sbmcej kg`ce sb tfgy `bl–t nggj sb de` d e` edbut tfgksgjvgs el` tfg cltgrgstclh tfclh cs tfet pgbpjg mblsukg tfg mbltglt kumf kbrg mblsmcgltcbusjy. Tgkgkdgr tb `cstelmg =-0 fburs dgtwggl gemf pbst es cl tfcs pgrcb` pbsts erg stcjj rgmgcvclh e jbt bn glhehgkglt. Ct–s vgry ckpbrtelt tb dg mblscstglt el` ybu sfbuj` mrgetg e pbstclh rbutclg nbr Clstehrek, tfcs wcjj fgjp tfg Clstehrek ejhbrctfk tb ul`grstel` ybur pbstclh pettgrl.

 

  

1-51I Nbjjbwgrs? dgtwggl =-7 pbsts e èy (lbrkej pbsts) 51I-511I Nbjjbwgrs? dgtwggl 0-> pbsts e èy (lbrkej pbs pbsts ts + ]0]) 511I-711I Nbjjbwgrs? dgtwggl 0-> pbsts e ` èy ey (lbrkej pbs pbsts ts + ] ]0]) 0]) 711I-5K Nbjjbwgrs? dgtwggl 7-> pbsts e èy (lbrkej pb pbsts sts + ]0]) 5K Nbjjbwgrs? dgtw dgtwggl ggl 7-> 7-> pbsts e èy (lbrkej p pbsts bsts + ]0]) 73

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7.51 7. 51.. DblusDblu s- Eutbk etcbl ]gmrgts ]gmrgts ]b bl tfcs oburlgy tfrbuhfbut tfg gxpblgltcej hrbwtf stretghcgs, wg jgerlg` e jbt edbut lgw stretghcgs tfet wg mel ckpjgkglt tb ettremt tfbusel`s bn nbjjbwgrs pgr kbltf. Xfgl ybu ckpjgkglt ejj bn tfgk ybu wcjj sgg tfet ct–s jcig ducj`clh e vgry dch mestjg tfet ybu erg jeyclh e drcli gvgry sclhjg èy. Et tfg gl` bn tfg èy, ybu sgg sbkg rgsujts dut wfgl ybu jbbi e wggi demi br e kbltf demi ybu wcjj stert tb sgg kblukgltej `cnngrglmgs. Pfcs prbmgss cs vgry tckg-mblsukclh dgmeusg et gerjy stehgs ybu `b gvgrytfclh ejblg el` C rgmbkkgl` ybu tb `b ct tfet wey. Cl ky mesg C–vg spglt spgl t kbrg tfel e yger `gvgjbpclh gvgrytfclh ejblg wfcjg dgclh cl mbjjghg erbul` 8/6 fburs e èy. Xfgl ybu stert keiclh kblgy, ybur tckg wcjj dg kbrg vejuedjg tfel tfet kblgy kblg y dgmeusg tfgl ybu mel spgl` ybur tckg nbmusclh bl keiclh kbrg kblgy clstge` bn westclh tckg rgsgermfclh nbr vcrej mbltglt, mrgetclh tfg meptcbl, mrgetclh tfg mbltglt, prgperclh tfg pbsts, `bclh tfg GVK rbul`s, gtm. Ct–s vgry ckpbrtelt tfet ybu dgmbkg e dgmbkg e pgrsbl tfet mbkdclgs 4 typgs bn wbri. Xbri fer` el` wbri skert. Cl tfcs wey, ybu mel essurg tfet ybu wcjj dg summgssnuj cl ely ncgj`. Jgt–s teji edbut wfet wg mel eutbketg cl tfg Clstehrek prbmgss. Butsburmclh el` eutbketcbl wcjj sevg ybu e jbt bn tckg, ct–s lbt nrgg dut cn ybu erg wcjjclh tb clvgst cl ct, ct wcjj drclh ybur tckg demi wfcmf cs wey kbrg vejuedjg. Eut E ut bk et etcc l h Mb M b ltglt lt glt ?

Sbu mel eutbketg tfg mbltglt dy butsburmclh ct nrbk btfgr pgbpjg. Cl tfcs mesg, ybu fevg e pgrsbl keiclh tfg mbltglt nbr ybu. Cn ybu welt tb eutbketg tfg mbltglt C rgmbkkgl` ybu tb usg bur nrgg pemiehg bn Qrbvgl ^crej Mbltglt es ct fes fchf-quejcty mbltglt prbvgl tb wbri el` rge`y nbr ybu tb usg el` hgt ybur rgsujts 51V tckgs nestgr. Elbtfgr wey cs tb ncl` e `gschlgr bl Ncvgrr tfet keigs tfg mbltglt nbr ybu. Eut E ut bk et etcc l h Qbs Q bs t s?

Pfg dgst wey tb eutbketg pbst smfgùjclh bl Clstehrek cs tb usg el epp mejjg` Qrgppr. Pfcs epp cs supgr usgr-nrcgl`jy el` `bgs el ekezclh obd bn smfgùjclh tfg pbsts nbr ybu. Qrgppr teigs lb drgeis nbr fbjcèys el` lgvgr hgts tcrg` sb C rgmbkkgl` ybu tb usg tfcs ewgsbkg tbbj. Xfgl X fgl ybu erg sjggpclh Qrgppr pbsts nbr ybu. Pfcs epp ejjbws ybu tb fevg e qugug bn pbsts tfet ybu mel >1

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sgt tfg tckg el` ètg nbr gemf cl`cvcùej pbst (rgmbkkgl`clh tfg dgst tckg tb pbst). Ct ejjbws ybu tb fevg `cnngrglt sgts bn meptcbls el` fesftehs. Qrgppr cs e pec` epp el` ct mbsts $3 pgr kbltf. Pfcs cs e vgry pbwgrnuj tbbj cn ybu `bl–t welt tb spgl` e jbt bn tckg bl Clstehrek pgr èy pbstclh et spgmcncm tckgs. Eut E ut bk et etcc l h GVK GV K rb r b ul `s ?

GVK rbul`s erg prbdedjy tfg kbst tckg-mblsukclh tesi bn tfg prbmgss dgmeusg tb mbkpjgtg gemf rbul` ct teigs epprbxcketgjy 57 kclutgs el` ybu welt tb `b 0-> pbsts wctf GVK rbul`s pgr èy. Cn ybu mel–t spgl` tfet gxtre fbur pgr èy ybu mel butsburmg tfg rbul`s bl tfg GVK glhehgkglt hrbup, tfgrg erg pgbpjg bl GVK tfet mel keig tfg rbul`s nbr ybu el` tfcs wey ybu mel clvgst ybur tckg cl btfgr tfclhs. Nbr sbkgblg tb `b 0-> 0-> rbul`s nbr ybu ct–s edbut $511 pgr kbltf. Cs tfcs wbrtf tfg kblgy2 Sgs, ct cs. Cn ybu obcl tfg enncjcetg prbhrek bn Clstehrek ]gmrgts el` keig e mbupjg bn sejgs pgr kbltf ct–s glbuhf tb pey nbr tfg rbul`s eutbketcbl el` pgr kbltf ybu wcjj gerl glbuhf tb eutbketg tfg wfbjg Xfglpjglty ybu eutbketg mbltglt,tfg tfgpehg pbstsel` pbsts, , el` tfg GVK rbul`sprbmgss. ybu wcjj fevg bn tckg tck g tbtfg kblgtczg clvgst ybur tckg bl btfgr tfclhs. Entgr ybu eutbketg tfg wfbjg prbmgss ybu wcjj dg spgl`clh erbul` 41kcl pgr èy wctf ybur Clstehrek emmbult.

7.55. Hbj`gl Djug Qrclt - Mfgmijcst Pfcs cs tfg Hbj`gl Qrbvgl Djug QrcltMfgmi Jcst tfet C welt ybu tb nbjjbw. nbjjb w. Cn ybu nbjjbw ejj bn tfgsg stgps prgmcsgjy, ybu wcjj fevg ekezclh rgsujts. Lgvgr sicp blg bn tfgk. C rgmbkkgl` ybu `b tfcs gvgry sclhjg èy. Ct–s e jbt bn wbri dut ct ct cs sb rgwer`clh el` dy `bclh tfcs ybu wcjj rgemf ybur hbej bn keiclh tfbusel`s bn nbjjbwgrs pgr èy/kbltf oust jcig C `b. Pfcs stretghy hbt kg bvgr 41i nbjjbwgrs cl oust 4 wggis! C hbt gvgry nbjjbwgr brhelcmejjy, dy tfcs C kgel C `c`l–t pey nbr ely sfbutbuts. Clstehrek lgg`s tckg tb sgperetg tfg lbrkej emmbults nrbk fchfjy emtcvg emmbults sb iggp `bclh tfcs stretghy nbr e mbupjg bn wggis/kbltfs el` tfg rgsujts wcjj sfbw up. >5

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Hbj`gl Hbj`g l Dj ug Qrclt - Mfgmi Mfgmi Jc st

 Wsg

br mrgetg prbvgl vcrej mbltglt m bltglt (5.Fchf vejug, 4.Prchhgr 4.Prc hhgr gkbtcbls, =.Tgjetedjg/Mbltrbvgrscej).



Mrgetg MPE pbsts el` meptcbls, jcig typg jgttgr dy jgttgr, teh sbkgblg, supgr glhehclh qugstcbl br ely nbrk bn hgttclh glhehg cl tfg ncrst fbur.

 @b

7-> GVK rbul`s pgr èy wctf fchf-quejcty pbsts rgspgmtclh tfg @^T el` tfg ^TCL ]mbrg. Pfg kbrg pbsts el` rbul`s ybu `b tfg dgttgr tfg rgsujts wcjj dg (dgst rgsujts gvgry = fburs). Qbst Fchf queltcty el` Fchf quejcty pbsts.

 Wpjbe`

51-41 Clstestbrcgs pgr èy wctf MPE (Mejj tb emtcbl), wctf

pbbjs, swcpg der, glhehclh qugstcbls, qucz, gtm. (gvgry = fburs nbr dgst rgsujts).  @b

]0] gvgry sclhjg èy wctf emmbults wctf e sckcjer br fchfgr lukdgr bn nbjjbwgrs! Bn ybur gvgryèy pbsts, blg br twb ]0] erg c`gej.

 Dg

mrgetcvg el` cltgremt wctf ybur eu`cglmg. (`bl–t (` bl–t ul`grgstcketg tfcs stgp).

 Tgpjy

tb ybur pbst mbkkglts. Nbjjbw tfg tbp lcmfg usgrs el` jgevg vejuedjg mbkkglts.



Wsg `cnngrglt sgts bn Fesftehs tfet fe` hbb` rgsujts bl ybur emmbult. Wsg jbmetcbl tehs bl tfg pbsts.

 Tgpjy

tb ybur @Ks, Clstehrek ilbws cn ybu erg lbt rgpjyclh tb ybur ybur nbjjbwgrs el` wcjj jckct ybur rgemf. @bl–t nbrhgt tfg kbst ckpbrtelt stgp, @B LBP OWKQ ]PGQ] EL@ PEIG EMPCBL! >4

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Pfgsg wgrg tfg rgsujts nrbk usclh tfg Hbj`gl Djug Qrclt ” ” Mfgmijcst mbkdclg` wctf tfg gerjy glhehgkglt, Pckclh, Fesftehs, @ete Elejyscs el` e jbt bn mblscstglt wbri. Xfgl ybu mbkdclg gvgrytfclh tbhgtfgr tfet–s wfgl tfg rgsujts wcjj sfbw up jcig cl tfgsg pcmturgs. Sbu lgg` tb dg mbkkcttg` tb tfg djugprclt dgmeusg wfgl ybu hetfgr tfg pgrngmt pbst mbl`ctcbls el` ybu rgemf tfg gxpjbrg pehg, ejj ybur fer` wbri wcjj dg rgwer`g`! Nrbk tfet 5 Qbst C hbt? >5,111 Jcigs =0,011 ]evg` >,010 Nbjjbwgrs 7,811 ]fergs 5,383,141 Ckprgsscbls 









C terhgtg` bvgr 5,711,111 Clstehrek emmbults wctf e sclhjg pbst! >=

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>. Kblgtczetcb Kblgtczetcbl l ]gmr ]gmrgts gts >.5. >. 5. Qeykglt Qeykglt kgtfb` kgtf b`s s Dgnbrg wg stert bur Clstehrek emmbult kblgtczetcbl, ncrst wg lgg` tb fevg e peykglt kgtfb` wfgrg ybu wcjj rgmgcvg el` sgl` kblgy. QeyQej cs tfg nestgst el` kbst sgmur sgmurg g wey tb pey bljclg. Pfcs cs e ulcvgrsejjy rgmbhlczg` peykglt kgtfb`. Kblgy mel dg mblvgrtg` cltb ejkbst ejj murrglmcgs cl tfg wbrj` el` kblgy mel dg gescjy trelsngrrg` tb ybur deli emmbult. QeyQej cs tfg lukdgr blg mfbcmg cl tfg Clstehrek dusclgss. Xfcjg keiclh trelsemtcbls gvgryblg usgs QeyQej, sb keig surg tb mrgetg el emmbult wctf ejj ybur mbrrgmt ète sb ybu wcjj fevg lb prbdjgks cl tfg nuturg. Xfgl duyclh/sgjjclh prbkbtcbls br mblsujtclh mejjs gvgryblg usgs QeyQej. Pfg hbb` tfclh edbut QeyQej cs tfet ybu sckpjy prbvc`g el gkecj el` tfg duygr mel sgl` ybu kblgy `crgmtjy tb ybur deli emmbult, ybu `bl–t lgg` tb sferg ely btfgr pgrsblej clnbrketcbl. QeyQej.mbk

Qgbpjg ejsb usg btfgr peykglt kgtfb`s jcig dctmbcl (mryptbmurrglmy), el` deli emmbult, dut tfgy erg lbt tfet usuej.

>0

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>.4. >. 4. Clstehrek @ecj @ecjy y Qrbkb Qrbkbtcb tcbls ls Pfgrg erg gl`jgss weys tb keig kblgy wctf Clstehrek, dut Clstehrek prbkbtcbls erg blg bn tfg gescgst el` nestgst weys tb keig kblgy. Wljcig ybutudg tfet peys cts mbltglt mrgetbrs desg` bl vcgws, Clstehrek es e mbkpely wcjj lgvgr hcvg ybu e sclhjg `bjjer nbr jcigs, mbkkglts br vcgws. Bl Clstehrek ybu hgt pec` wctf tfg vejug ybu prbvc`g ybur mustbkgrs wctf, sb jgt kg gxpjecl? ybu keig kblgy wctf Clstehrek tfrbuhf tfg `gejs el` dusclgssgs tfet ybu keig wctf btfgr Clstehrek usgrs. Cl tfcs mfeptgr, wg erg hbclh tb teji edbut Clstehrek ècjy prbkbtcbls. Dut wfet cs el Clstehrek prbkbtcbl2 Fbw mel wg gerl kblgy wctf prbkbtcbls2 Fbw wg mel keig e prbkbtcbl2 El Clstehrek prbkbtcbl cs wfgl e pgrsbl/mustbkgr/drel` pgrsbl/mustbk gr/drel` mbltemts ybu cl br`gr tb prbkbtg sbkgtfclh (pbst, vc`gb, Clstestbry, swcpg up, jcli cl dcb, gtm) bl ybur pehg cl gxmfelhg bn vejug tfet ybu prbvc`g wctf ybur eu`cglmg. Pfg typg bn prbkbtcbl pgbpjg esi kg tfg kbst cs tb prbkbtg tfgcr prbncjg.nest Qgbpjg icl` bn prbkbtcbl tfgy welt Clstehrek tb gerl nbjjbwgrs el` welt welt tfcs tb hgt kbrg trenncm cltb dgmeusg tfgcr prbncjgs. Elbtfgr vgry mbkkbl prbkbtcbl cs drel` prbkbtcbl. Drel`s mbltemt ybu cl br`gr tb prbkbtg tfgcr prbùmts bl ybur pehg el` hgt sejgs. Clstehrek cs tfg fbttgst sbmcej kg`ce et tfg kbkglt el` tfg wey ybu mel keig kblgy cs tb prbvc`g vejug tb e mustbkgr/drel` wctf wct f tfg ettgltcbl bn ybur eu`cglmg, sb rgkgkdgr tfg kbrg ybu hrbw ybur Clstehrek emmbult tfg kbrg ybu wcjj hgt pec` cl gemf prbkbtcbl prbk btcbl ybu keig, dgmeusg ybu erg prbvc`clh kbrg vejug el` sfbwclh tfg prbkbtcbl tb e dchhgr eu`cglmg. Pfcs kgels pgbpjg erg kbrg jcigjy tb duy stunn nrbk ybu. Es ybu iggp hrbwclh ybur pehg wctf tfg stretghcgs stret ghcgs tfet C teuhft, teuhft , ybu wcjj dg hgttclh tfbusel`s bn nbjjbwgrs pgr kbltf el` pgbpjg tfet welt tb e`vgrtcsg tfgcr Clstehrek pehgs br dusclgssgs wcjj lbtcmg tfet ybur hrbwtf el` glhehgkglt erg fchf edbvg tfg evgrehg el` tfgy wcjj esi ybu nbr prbkbtcbls. Pfcs cs tfg rgvgrsg prbmgss bn tfg clnjuglmgrs– clnjuglmgrs – sfbutbut, dut cl tfcs mesg ybu erg tfg clnjuglmgr. Qgbpjg erg peyclh ybu tb dg sggl dy e dchhgr eu`cglmg. Xfgl pgbpjg mbltemt ybu nbr prbkbtcbls tfgy wcjj ejweys esi ybu nbr ybur sfbutbut retgs el` `gkbhrepfcms stetcstcms. Blmg dbtf perts mbkg tb el ehrggkglt, tfg duygr wcjj sgl` ybu tfg kblgy vce QeyQej el` entgr tfet, gxpgmt tfg duygr tb sgl` ybu tfg mbltglt el` tfg pbst meptcbl. Cn pgbpjg jcig tfg rgsujts ybu prbvc`g, tfgy wcjj iggp duyclh kbrg sfbutbuts nrbk ybu. >7

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Pfcs cs wfet Clstehrek prbkbtcbls lbrkejjy jbbi jcig, dut fbw mel ybu ncl` mustbkgrs el` pgbpjg tfet welt ybur sgrvcmgs2 Es wg sew dgnbrg, pgbpjg blmg tfgy stert sggclh tfg vejug bn ybur eu`cglmg bl ybur pehg tfgy wcjj @K ybu el` esi ybu nbr prbkbtcbls. Pfgrg cs ejsb e hbb` wey bn hgttclh prbkbtcbls gvgry èy tfet ct–s dy usclh tfg GVK e`s mfet hrbup bl Pgjghrek. Pfgrg erg bvgr 811 pgbpjg bl tfg kbtcvetcblej lcmfg wctf ejj relhgs bn nbjjbwgrs el` ct–s e vgry hbb` wey nbr skejjgr emmbults tb duy sfbutbuts nrbk ybu, sb iggp cl kcl` tb ncl` tgjghrek mfets jcig tfcs tb e`vgrtcsg ybur prbkbtcbls retgs. Elbtfgr wey tb fevg pgbpjg duyclh ybu sfbutbuts cs gctfgr dy sgl`clh @Ks br sferclh Clstehrek stbrcgs seyclh tfet ybu erg sgjjclh sfbutbuts. Gvgry èyerg ybu wcjj`cshucsg` hgt tfbusel`s bn nbjjbwgrs el` tfbsg lgw nbjjbwgrs ejsb mustbkgrs dgmeusgpgr es èy ybu iggp hrbwclh e jbyej nbjjbwgrs– nbjjbwgrs– desg, wfgl ybu sfbw tfg prbkbtcbl tb ybur nbjjbwgrs, tfgrg wcjj dg ejweys pgbpjg tfet erg wcjjclh tb duy sbkgtfclh nrbk ybu. Gvgry èy C hgt ful`rg`s bn @Ks nrbk pgbpjg esiclh kg nbr ky prbkbtcbl retgs dut rgkgkdgr tb bljy prbkbtg tfclhs tfet rgjetg tb ybur pehg el` eu`cglmg. Qgbpjg fetg tb dg ellbyg` wctf e`s el` tfcs cs blg bn tfg skbbtfgst weys tb sfbw tb ybur eu`cglmg tfclhs tfet tfgy kchft jcig el` duy wctfbut furtclh ybur pehg. Xctf tfg gxpblgltcej hrbwtf stretghcgs, ybu wcjj dg edjg tb hrbw e nbjjbwclh bl Clstehrek el` wfgl ybur pehg hgts dch glbuhf ybu wcjj dg edjg tb gerl tfbusel`s bn `bjjers oust wctf Clstehrek prbkbtcbls. E pehg >>

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wctf 511i nbjjbwgrs mel gescjy keig $71 nbr e sclhjg pbst. Pfcs kgels cn ybu keig e prbkbtcbl gvgry èy, ybu wcjj gerl $5711 pgr kbltf.

>.=. >. =. Mblsuj tclh tcl h mejjs

El ewgsbkg wey tb hglgretg gesy kblgy cs wctf mblsu mblsujtclh jtclh mejjs. Xfgl ybu stert hrbwclh ybur emmbult supgr nest pgbpjg wcjj kgssehg ybu tb ilbw fbw ybu erg hrbwclh sb kely nbjjbwgrs sb nest el` wctf tfcs mbursg, ybu wcjj fevg glbuhf ilbwjg`hg tb tgemf btfgr pgbpjg sb tfgrg cs jctgrejjy lb gxmusg tb lbt keig mblsujtclh mejjs el` fgjp btfgr pgbpjg. Sbu mel mrgetg prcvetg mfets bl Pgjghrek, Xfetsepp, ICI, keig ]iypg mejjs br pfblg mejjs el` keig kblgy wfcjg tgemfclh btfgr pgbpjg edbut Clstehrek. Pfcs wes blg bn tfg weys tfet C usg` tb gerl tfbusel`s bn `bjjers wfcjg mbllgmtclh wctf btfgr pgbpjg. Tgkgkdgr tb `bmukglt bl ybur Clstestbrcgs ybur hrbwtf wctf smrgglsfbts bn ybur stetcstcms, ct wcjj ettremt pgbpjg tfet welt tb jgerl fbw tb `b tfg sekg. C wes rgmgcvclh tfbusel`s bn kgssehgs el` C `c`l–t fevg tfg tckg tb rgspbl` tb gvgry sclhjg blg bl g bn tfgk, sb C bnngrg` pgbpjg mblsujtclh mejjs, pgbpjg erg wcjjclh tb pey nbr tfg rchft ilbwjg`hg. Qrbvc`clh hrbwtf sgrvcmgs jcig upjbe`clh mbltglt, `bclh GVK rbul`s el` hrbwclh tfg emmbult, cl hglgrej, ct cs ejsb e hbb` wey tb hglgretg kbrg kblgy.

>8

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>.0. >. 0. ]gjjc ]gjjc lh mbl mbltglt tglt

E hbb` stretghy tb keig kbrg kb rg kblgy nrbk Clstehrek cs dy mrgetclh el` sgjjclh mbltglt. Clstehrek usgrs lgg` nrgsf mbltglt ejj tfg t fg tckg el` wfgl tfgy `bl–t fevg glbuhf tckg tb `b tfg mbltglt tfgy lgg` tb butsburmg tfg mbltglt nrbk mbltglt mrgetbrs. Xfet ybu mel `b cs, hb bl ybutudg el` emqucrg sbkg sicjjs edbut mbltglt mrgetcbl epps jcig Qfbtbsfbp, Melve, Qfbltb, Mektesce ]tu`cb, ]bly ^ghes. Ejj bn tfgsg epps mel dg vgry strblh wgepbls cl ybur ersglej. Sbu mel mrgetg e dul`jg bn pbsts, jcig 411 pbsts cl e mbupjg bn fburs el` sgjj tfet pemiehg nbr $01. Elbtfgr wey tb `b ct cs, hb bl Ncvgrr el` duy e mbltglt pemiehg nrbk e `gschlgr el` tfgl rgsgjj ct et e fchfgr prcmg. Qgbpjg erg bntgl jbbiclh nbr pgrsblejczg` vc`gbs tb tfgcr Clstehrek pehgs p ehgs el` e hbb` wey tb hglgretg kbrg kblgy cs tb keig brchclej vc`gbs nbr tfbsg spgmcncm pehgs. Sbu mel prbvc`g elècn vc`gb tfg bwlgr bn tfg pehg jcigs ct, fg wcjjPfcs teigstretghy tfg dect ybu melsekpjgs keig tfgk el` sgjj ct gescjy nbr $41-$=1. mel keig ybu el gxtre $5111 pgr kbltf.

>.7. >. 7. CClnj lnj uglmgr kerigtcl kerigtclh h Cn ybu fevg lb nbjjbwgrs, clnjuglmgr kerigtclh cs nbr ybu! @bl–t wbrry cn ybur eu`cglmg cs tbb skejj, wfet ybu mel `b cs e tfclh mejjg` clnjuglmgr kerigtclh. Clnjuglmgr kerigtclh cs wey kbrg pbwgrnuj tfel hglgrcm kerigtclh dgmeusg Clnjuglmgrs mel ducj` e kumf kbrg cltcketg rgjetcblsfcp wctf tfgcr nbjjbwgrs. Pfcs feppgls dgmeusg gvgry tckg tfet e pgrsbl wg suhhgsts us sbkgtfclh, wg pey mjbsgr ettgltcbl tb ct. Elbtfgr igyjcig nemtbr cs tfet clnjuglmgr kerigtclh cs wey mfgepgr tfel btfgr >6

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typgs bn hglgrcm kerigtclh jcig re`cb, tgjgvcscbl, el` lgwspepgr. Es wg jgerlg` dgnbrg, clnjuglmgrs erg e hrget wey tb hgt gxpbsg` tb tfbusel`s bn pgbpjg el` tfg wey clnjuglmgr kerigtclh wbris cs, ybu pey clnjuglmgrs tb tgjj tfgcr nbjjbwgrs tb t b duy e prbùmt nrbk ybu el` tfg hbej cs tb hglgretg kbrg kblgy entgr tfg prbkbtcbl tfel tfg kblgy ybu clvgstg` cl tfg clnjuglmgr. Pfg rgturl bl clvgstkglt sfbuj` ejweys dg pbsctcvg. Pfcs cs tfg kbst pbwgrnuj wey tb hglgretg tfbusel`s bn `bjjers wctf tfg sejgs ybu keig. Iggp cl kcl` tfet ybu lgg` tb keig e hbb` clnjuglmgrs rgsgermf es wg jgerlg` dgnbrg, cl br`gr tb fevg prbnct. Nbr gxekpjg ckehclg tfet ybu duy e sfbutbut nrbk e vgry dch clnjuglmgr, jcig AkcjjcblecrgRkgltbr el` ybu clvgst $711 bl e prbkbtcbl, (ngg` pbst br Clstestbry wctf swcpg up jcli), el` entgr tfg clnjuglmgr prbkbtcbl ybu keig 71 sejgs. Cn ybur prbùmt mbsts $511, tfcs kgels ybu wcjj fevg $7111 cl sejgs. Lbw sudtremt tfg clvgstkglt bn $711 el` ybu wcjj fevg e prbnct bn $0711 `bjjers wctf e sclhjg prbkbtcbl. Pfcs cs wfy drel`s jbvg Clstehrek el` usg clnjuglmgrs sfbutbuts ejj tfg tckg. welt `b cscl tb ncl` tb vgry hbb` el` dch clnjuglmgrs tb clvgstXfet ybur ybu kblgy bltbtfgk br`gr prbkbtg e mgrtecl prbùmt el` keig sejgs. Pfcs cs el ewgsbkg wey tb prbkbtg wgdsctgs, bljclg stbrgs br ely btfgr typg bn `chctej br pfyscmej prbùmt.

Cl tfcs wey, cn ybu `bl–t lgg` tb fevg e nbjjbwclh bl Clstehrek tb keig kblgy, ybu mel usg clnjuglmgrs– clnjuglmgrs – eu`cglmg tb sgjj ybur prbùmts el` keig tfbusel`s bn `bjjers. Pfcs stretghy wcjj dg ]WQGT ckpbrtelt nbr tfg lgxt tbpcm.

>3

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>.>. >. >. E Ennc nnc jc jcetg etg Kerigtclh Kerigtclh Qrbhrek Enncjcetg kerigtclh cs, dy ner, ky nevbrctg stretghy tb keig kblgy bl Clstehrek. Cn ybu nggj jcig e jcttjg ncsf cl tfg bmgel nujj bn sferis `bl–t wbrry. Cl tfcs mfeptgr, ybu wcjj jgerl fbw ybu mel `b enncjcetg kerigtclh el` stert keiclh kblgy. Pfcs kgtfb` cs gxtrgkgjy hbb` dgmeusg ct sgrvgs gvgryblg wfb cs cltgrgstg` cl keiclh kblgy wctf Clstehrek. Cl tfcs dusclgss kb`gj ybu `bl–t lgg`? lgg`? Pfbusel`s bn nbjjbwgrs Sbu `bl–t lgg` tb bwl e prbùmt prbùmt Fevclh ygers bn gxpgrcglmg Sbu `bl–t lgg` tb sfbw ybur nemg nemg 



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Enncjcetg kerigtclh cs e dusclgss kb`gj wfgrg ybu prbkbtg btfgr pgbpjg pgbpjg–s –s   prbùmts el` gvgry tckg ybu keig e sejg ybu hgt e pgrmgltehg mbkkcsscbl bn tfg sejg. ]b nbr gxekpjg, cn ybu sgjj e prbùmt nbr $511 el` tfg prbùmt fes e 71% mbkkcsscbl, tfgl ybu wcjj hgt $71 (mbkkcsscbl pgrmgltehg key very ùg tb tex). Pb keig enncjcetg kerigtclh ct cs vgry ckpbrtelt tfet ybu ncl` tfg rchft prbùmt. Sbu lgg` e ‚fbt‚ prbùmt wfcmf pgbpjg wfcmf pgbpjg jbvg el` kbrg ckpbrteltjy, ybu fevg tb ncl` e prbùmt wctf e fchf sgjjclh mblvgrscbl. Pfcs kgels tfet e hbb` pgrmgltehg bn edbut tfg pgbpjg wfbprbùmts. sgg tfg prbùmt wcjj edbut duy ct!`chctej Dy tfcs C kgel, C–k lbt tejiclh pfyscmej C –k tejiclh C– prbùmts. 81

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Ct mel dg el bljclg mbursg, e mbemfclh prbhrek, el g-dbbi, br ely btfgr icl` bn `chctej prbùmt. Sbu `bl–t lgg` lgg` tb mrgetg e `chctej br pfyscmej prbùmt tb keig kblgy, ybu mel sgjj btfgr pgbpjg–s pgbpjg –s prbùmts prbùmts el` keig kblgy nrbk tfg sejgs pgrmgltehg mbkkcsscbl. SG], CP C] PFEP ]CKQJG! C–vg mrgetg` mrgetg` el enncjcetg prbhrek nbr Clstehrek ]gmrgts wctf e 71% mbkkcsscbl bn gvgry sejg tfet ybu keig. Pfcs prbhrek cs descmejjy descm ejjy e fchf mblvgrscbl sejgs nullgj. E sejgs nullgj cs e wgd sctg tfet cs `gschlg` tb teig mustbkgrs el` eu`cglmgs tfrbuhf e stgp dy stgp vejug jge`gr cl br`gr tb kexckczg sejgs. Dut fbw `b C keig kblgy prbkbtclh Clstehrek sgmrgts2 Pfg ncrst stgp cs tb mjcmi tfg duttbl dgjbw ‚ ENNCJCEPG ENNCJCEPG JCLI] KEIG KBLGS LBX!‛ LBX! ‛ el` wetmf tfg vc`gb bl fbw tb hgt ybur enncjcetg jclis. Pfgsg jclis erg cl`cvcùej jclis tfet wcjj iggp tremi bn gvgry sejg tfet ybu keig. Gvgry tckg tfet e pgrsbl duys Clstehrek ]gmrgts tfrbuhf ybur enncjcetg jcli, ybu wcjj hgt e 71% mbkkcsscbl bn tfg sejg. Dut fbw `b C prbkbtg Clstehrek ]gmrgts2 Entgr ybu hgt hgt tfg enncjcetg jcli, ybu mel stert prbkbtclh Clstehrek ]gmrgts. Nbr tfet C–vg ke`g e Hbbhjg @rcvg nbj`gr wctf mbltglt tfet ybu mel usg tb prbkbtg Clstehrek ]gmrgts, mjcmi tfg duttbl ‚MBLPGLP ‚MBLPGLP NBT PFG ENNCJCEPG QTBHTEK!‛. QTBHTEK! ‛. Entgr Entgr hgttclh tfg ncjgs, ybu mel stert prbkbtclh Clstehrek sgmrgts bl ybur pehg br ybu mel `b clnjuglmgr clnj uglmgr kerigtclh. Pfg dgst wey tb prbkbtg tfg mbursg cs tb prbkbtg vce Clstestbrcgs el` pbsts. Clstestbrcgs erg blg bn tfg skbbtfgst el` e l` dgst weys tb prgsglt e prbùmt tb el eu`cglmg el` cn tfg prbùmt ybu erg prgsgltclh ncts cl tfg lcmfg tfg sejgs mblvgrscbl wcjj dg wey fchfgr. Pfg lgxt stgp cs tb stert prbkbtclh tfg Clstestbrcgs ckehgs el` `bl–t nbrhgt tb e`` tfg swcpg up jcli (ybur enncjcetg jcli). Elbtfgr wey tb `rcvg trenncm tb ybur enncjcetg jcli cs tb usg tfg ngg` n gg` pbsts el` wctf e mejj tb emtcbl seyclh ‚Mjcmi tfg jcli cl Dcb‛ Dcb‛

ENNCJ ENNCJCEP CEPG G JCLI] JCLI ] KEIG KBLGS LBX!

MBLPGLP NBT PFG ENNCJCEPG QTBHTEK!

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Cn ybu welt tb stert keiclh kblgy, obcl bur enncjcetg enncj cetg prbhrek lbw el` stert prbkbtclh Clstehrek sgmrgts wfcjg rgmgcvclh 71 71% % mbkkcssc bl bn gvgry sejg tfet ybu keig, sb `bl–t nbrhgt tb obcl bur enncjcetg prbhrek. Entgr mbkpjgtclh ejj tfgsg stgps ybu erg rge`y tb stert d ducj`clh ucj`clh ybur bwl Clstehrek gkpcrg el` keig $711-$5111 pgr wggi. Tgkgkdgr tb teig kesscvg emtcbl el` stert keiclh kblgy!

El` wctf tfet… tfet… C wcjj gl` tfcs mbursg. Pfeli ybu sb kumf nbr rge`clh, el` C wcsf ybu ejj tfg summgss ybu mel `rgek bn… bn… Kcjjcblecrg Qrbmgss

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#5Dblus-FE]FPEH] ]tu`y prbvgl fesftehs clsc`g ybur lcmfg el` hetfgr up tb =1 fesftehs. Keig `cnngrglt sgts bn fesftehs. Sbu mel swctmf el` swep nbr gemf pbst. Fgrg–s fbw tb reli e fesfteh? fesfteh? • Jbw Tgemf - Fchf ^cscdcjcty (71i pbsts ↔ =11i pbsts) • Kg`cuk Tgemf - Kb`gretg ^cscdcjcty (=11i pbsts ↔ 5K pbsts) • Fchf Tgemf - Jbw ^cscdcjcty (5K pbsts ↔ 51K pbsts) @gpgl`clh bl tfg sczg bn ybur emmbult, ybu welt tb fevg vercetcbls bn fbw kely jbw, kg`cuk, el` fchf rgemf tehs ybu fevg cl ybur pbsts tb keig surg ybu–rg hgttclh tfg kbst gnngmtcvg rgemf pbsscdjg nbr ybur prbncjg. Nbjjbw tfg lgxt pcmturg es ct key rgprgsglt e vgry hbb` wey tb mjckd cl tfg Clstehrek ejhbrctfk. Pgst kely sgts ultcj ybu fevg e mbupjg bn fchf pgrnbrkclh sgts bn fesftehs.

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#4Dblus #4Dbl us-P -PTW TWG G NEL] Pfg kbst ckpbrtelt rujg tb kblgtczg ybur emmbult cs tb turl ybur nbjjbwgrs nbjj bwgrs cltb PTWG NEL]! E trug nel cs sbkgblg wfb suppbrts ybu lb kettgr wfet, e trug nel cs sbkgblg tfet cs jbyej tb ybur emtcbls el` dgjcgns, fg wcjj nbjjbw ybu tb tfg gl` bn tfg wbrj` el` purmfesg elytfclh el` gvgrytfclh ybu prbùmg . Fevclh trug nbjjbwgrs cs ckpgretcvg cn ybu welt tb keig kblgy wctf Clstehrek. Cn ybu fevg 511 nbjjbwgrs el` ybu fevg 51 trug nbjjbwgrs el` tfbsg 51 nbjjbwgrs duy e prbùmt nbr $511, ybu fevg oust ke`g $5111. Lbw Lb w ckehclg ck ehclg tfg t fg `ckglscbl `ck glscbl bn fevclh f evclh tfbusel`s el` tfbusel`s bn trug nbjjbwgrs. Cn ybu fevg 5111 trug nels, el` ybu sgjj e $71 prbùmt tb gemf bn tfgk, ybu keig $71111. Pfcs cs wfy Clstehrek cs sb pbwgrnuj. Sbu mel mrgetg `ggp mbllgmtcbls wctf ybur eu`cglmg el` wfgl ybu prgsglt tfgk e prbùmt tfet tfgy jcig el` rgjetg tb, ybu wcjj turl ybur Clstehrek cltb e kblgy-keiclh kemfclg. Dut fbw `b ybu turl ybur nbjjbwgrs cltb trug nels2 

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Cltgremt wctf ybur nbjjbwgrs, ncl` but wfet ybur nbjjbwgrs jbvg el` fbw ybu mel drclh vejug tb tfgk. Ducj` ybur bwl stbry, pgbpjg lgg` tb rgjetg tb ybur ybur stbry cl br`gr tb ducj` rgej mbllgmtcbls. Dgmbkg el ettremtcvg mferemtgr el` jcvg tfg jcng ybur eu`cglmg eu`cglmg wcsfgs tfgy mbuj` jcvg. Qbsctcbl ybursgjn es el gxpgrt cl ybur lcmfg, sferg ybur dgst emfcgvgkglts el` sfbw tfgk fbw ybu mel fgjp tfgk. Nbr pgrsblej drel`clh, ducj` ducj` trust dy sfbwclh ybur ybur fedcts fedcts el` njews, sfbw tfgk tfet ybu erg ejsb e fukel dgclh. Pfcs mel dg `blg dy teiclh pcmturgs wctf elckejs, dedcgs, e pcmturg bn ybursgjn ùrclh fer` tckgs, et tfg hyk, fustjclh, gtm. Nbr prbùmt drel`clh, ybu mel ducj` trust dy usclh rgvcgws el` tgstckblcejs bn pgbpjg tfet fevg ejrge`y dbuhft ybur prbùmt el` hbt hbb` rgsujts el` sferg` hbb` ngg`demi. Wsg tfg IJP prclmcpjg, pgbpjg bljy duy stunn nrbk pgbpjg tfgy Ilbw, Jcig el` Prust. 80

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#=Dblus-KBLGS Kblgy Keiclh Keiclh Dj ug Qrcl Qrcl t- Ct `bgsl–t kettgr cn ybu fevg lb prbùmt s br nbj jbwgrs. X Xctf ctf tfc s djugprclt , ybu mel mel keig kblgy.

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#0Dblus #0Dbl us-]EJG] -]EJG] ]PTEPGHS ]PTEPGHS Cl tfcs dblus mfeptgr, C wcjj gxpjecl fbw keiclh kblgy wctf Clstehrek wctfbut fevclh tfbusel`s bn nbjjbwgrs wbris. Pfcs mfeptgr mbkpjgkglts tfg Enncjcetg Kerigtclh Qrbhrek mfeptgr. Sbu mel keig kblgy wctf tfcs stretghy wctfbut? fevclh tfbusel`s bn nbjjbwgrs fevclh ybur bwl prbùmt fevclh ygers bn gxpgrcglmg 

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Pfcs stretghy cs `cvc`g` cltb 3 tbpcms el` C wcjj gxpjecl wfet ybu lgg` tb `b cl gvgry sclhjg blg bn tfgk. 5 ” ” Ncl` Ncl` e Qrbùm Qrbùm t 4 ” ” Elej Elejyzg yzg = ” ” Mrge Mrgetg tg e stbr y 0 ” ” ” Duc Duc j`cj eKerigtclh Q Qrg-N rg-Nrekg rekg Drc` hg 7 ” Gke Gkecj > ” ” Pfg Pfg Clstehrek Emmbult 8 ” ” Mrge Mrgetg tg E`s 6 ” ” Ncl` Ncl` Clnjuglmgrs 3 ” ” Keig Keig Kblgy Kblgy 5? Pfg kecl hbej bn tfcs stretghy cs tfet ybu lgg` tb sgjj e prbùmt. Ct

`bgsl–t kettgr cn ct–s ybur bwl prbùmt br ct–s e prbùmt nrbk sbkgblg gjsg. Sbu lgg` tb sgjj sbkgtfclh tfet prbvc`gs vejug tb e mgrtecl eu`cglmg br lcmfg tfet ybu erg pesscbletg edbut. Et tfg gerjy stehgs, C trujy rgmbkkgl` ybu tb stert sgjjclh btfgr pgbpjg's prbùmts. Pfcs kgels ybu erg `bclh enncjcetg kerigtclh. Xfcjg `bclh enncjcetg kerigtclh, ybu wcjj dg rgmgcvclh mbkkcsscbls nrbk gvgry sejg tfet ybu keig wctfbut fevclh ybur bwl prbùmt. Nbr gxekpjg, cn ybu sgjj e prbùmt nbr $511, tfgl ybu hgt $71 (ct `gpgl`s bl fbw kumf mbkkcsscbl tfg bwlgrs bn tfg prbùmt pey). Cl stgp blg, ybu fevg tb ncl` tfg rchft prbùmt. Es wg fevg sggl dgnbrg, ybu ybu lgg` e ‚fbt‚ prbùmt wfcmf pgbpjg wfcmf pgbpjg jbvg el` kbrg ckpbrteltjy ybu fevg tb ncl` e prbùmt wctf fchf mblvgrscbl. Pfcs kgels tfet e hbb` pgrmgltehg bn tfg pgbpjg wfb sgg tfg prbùmt wcjj duy ct! C ejweys mfbbsg tfg prclmcpjg ‚Mrgetg sbkgtfclh tfet mel mfelhg 5 dcjjcbl jcvgs el` ybu wcjj dgmbkg e dcjjcblecrg‛, tfcs cs wfet Keri _umigrdgrh `c` wfgl fg mrgetg` nemgdbbi. Mfbbsg e prbùmt tfet mel mfelhg 5 dcjjcbl jcvgs. Cl tfcs mesg, cn ybu `bl–t fevg fevg e prbùmt, C fchfjy rgmbkkgl` ybu stert prbkbtclh Clstehrek ]gmrgts dgmeusg ct–s e `chctej prbùmt el` tfg enncjcetg prbmgss cs eutbketg` tb wbri nbr ybu bl eutbpcjbt, ybu oust lgg` 8>

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tb prbkbtg tfg mbursg el` cl gvgry sejg tfet ybu keig, ybu wcjj rgmgcvg 71% mbkkcsscbl. Elbtfgr igy rgesbl cs tfet Clstehrek sgmrgts cs e ‚fbt‛ prbùmt dgmeusg ejkbst gvgryblg welts tb ilbw fbw tb ducj` e nbjjbwclh bl Clstehrek el` keig kblgy wctf ct. Xfcjg prbkbtclh Clstehrek sgmrgts, ybu `bl–t lgg` tb ducj` e sejgs pehg (wgdsctg (wgds ctg wfgrg ybu sgjj e prbùmt). Btfgrwcsg, cn ybu welt tb sgjj ybur bwl prbùmt, ybu wbuj` lgg` tb mrgetg e sctg br e sejgs nullgj cl br`gr tb sgjj el` fbst ybur prbùmt. 4? Pfg sgmbl` stgp cs tb elejyzg tfg bwlgr bn tfg prbùmt el` fbw fg

trcgs tb sgjj tfg prbùmt. Esi ybursgjn? ‚wfet cs tfg eu`cglmg tfet wcjj jcig tfcs prbùmt tfg kbst2 Xfet cs tfg eu`cglmg tfet wcjj dglgnct tfg tf g kbst wctf tfcs prbùmt2‛ prbùmt2‛ Sbu lgg` tb ncl` but wfet tfg `rgek mjcglt bn tfg lcmfg tfet ybu erg tryclh tb sgjj tfg prbùmt cs. Es C sec` dgnbrg tfg kbst sejgs erg hglgretg` wfgl ybu put tfg rchft prbùmt cl nrblt bn tfg rchft eu`cglmg. Pfg eu`cglmg, tfg prbùmt, el` tfg kerigtclh kust dg ejchlg` el` mbfgrglt. =? Sbu fevg tb mrgetg e stbry tfet sgjjs tfg prbùmt. Pfcs cs tfg kbst

ckpbrtelt pert. Pfg stbry fes tb dg gkbtcblej el` ct fes tb clspcrg tfg ‚rge`gr‛!! Pfg igy cs lbt tb sgjj sbkgtfclh. Qgbpjg lgg` tb hgt el ‚Ef‚rge`gr‛ ‚Ef -Fe‚ Fe‚   kbkglt wfcmf keigs tfgk welt tb duy e prbùmt tfet tfgy `bl– `bl –t gvgl ilbw edbut. Pfgl jetgr bl, wfgl ybu cltrbùmg tfg prbùmt tfgy wcjj clsteltjy duy ct. El` rgkgkdgr pgbpjg duy gkbtcbls el` oustcny wctf jbhcm. Dut fbw mel C mrgetg ky bwl stbry2 stbr y2 Xfet–s tfg dgst smrcpt tb mrgetg mrg etg blg2 Xfgl C rge` tfg dbbi dbbi @BPMBK ]GMT ]GMTGP] GP] dy Tussgj Drulsbl, C jgerlg` tfg kecl tbpcms bl fbw tb mrgetg tfg dgst stbry smrcpt pbsscdjg. Cn ybu welt tb jgerl kbrg edbut tfcs, C strblhjy rgmbkkgl` ybu rge` tfcs dbbi. ]PBTSPGJJCLH ]MTCQP

5-Qettgrl Cltgrrupt- Ct–s tfg ncrst tfclh tfet tfg prbspgmt sggs, sggs , sb ybur kecl hbej cs tb metmf fcs ettgltcbl nest dy usclh e vgry dbj` tbpcm el` sumi tfgk cltb ybur sejgs mbpy. 4-Mbrg-@gscrg Uugstcbls- Keig sgrcgs bn qugstcbls tb keig ybur prbspgmt tfcli wfet fg `gscrgs tfg kbst. Xfgl X fgl ybu `b tf tfcs, cs, ybu erg pecltclh e mjger pcmturg bl ybur prbspgmt–s prbspgmt –s fge` fge` bn wfet fg `gscrgs tfg kbst, ybu kbvg tfg mblvgrsetcbl tb tfg tbpcm ybu welt tb `csmuss el` keig fck nbmus bl tfg emfcgvedjg butmbkg.

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=-Ehctetg Qest Necjurg- ]fbw ybur prbspgmt tfet fg cs lbt tfg bljy blg nemclh tfbsg prbdjgks el` fg lgg`s tb hgt tfg sbjutcbl tb tfet prbdjgk. 0-Dch prbkcsg- Sbu cltrbùmg ybur dch prbkcsg tfet wcjj sbjvg tfg prbspgmt prbdjgk. 7-Cltrbùmg tfg ster- Lbw ybu cltrbùmg ybursgjn es el gxpgrt cl tfg ncgj`. >-Fchf @reke- Xfgl ybu stert tgjjclh ybur stbry, ybu welt tb stert et tfg pbclt bn fchf `reke, ybu welt tb hred tfg prbspgmt's ettgltcbl ettgltcb l clsteltjy. 8-Demistbry Xejj- Ncjj tfg demistbry tfet jg` tb tfg pbclt bn fchf `reke. Fbw `c` ybu hgt tfgrg2 Fbw wes ybur oburlgy2 Ely dukps bl tfg rbe`2 Xfy wgrgl–t wgrgl–t ybu hgttclh ybu hgttclh wfgrg ybu weltg` tb dg2 6-C`gltcny tfg prbdjgk- Tgvgej tfg prbdjgk, sfbw tfgk wfet ybur kecl prbdjgk wes el` wfy ybu wgrg stumi cl tfet sctuetcbl. 3-Gpcpfely- Pfg kbkglt wfgl ybu `gmc`g` tb keig e mfelhg el` ybu fe` tfg ‚gurgie‛ kbkglt. kbkglt. 51-Qetf tb ncl`clh tfg ujtcketg sbjutcbl- Pfg kbkglt ybu trcg` el` necj e jbt bn tckgs. 55-Ncrst schl bn summgss- ]fbw tfg rge`gr ybur ncrst schls bn summgss. 54-Mblspcremy- ]fbw tfg prbspgmt tfet tfg mer`s wgrg stemig` eheclst fck el` ct–s lbt fcs neujt neujt tfet fg wesl–t summgg`clh. summgg`clh. 5=-Pfg Dch Jcg- ]fbw tfg prbspgmt tfg kecl rgesbl wfy fg wesl–t summgg`clh. 50-Mbkkbl Glgky- Xfb br wfet ybu djekg nbr lbt summgg`clh, tfg dch jcg tfet wes fbj`clh ybu demi. 57-Tepc` Hrbwtf- ]fbw fbw nest ybur prbhrgss wes entgr sbjvclh tfbsg prbdjgks. 5>-Mesg ]tu`cgs- ]fbw stbrcgs bn btfgr pgbpjg tfet fe` tfg sekg rgsujts wfgl tfgy ckpjgkgltg` tfg sekg stretghcgs. 86

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58-Fc``gl Dglgncts- ]fbw fc``gl dglgncts tfet ybu wgrgl–t gxpgmtclh cl tfg prbmgss. 0? Sbu fevg tb mrgetg sbkgtfclh tb hcvg pgbpjg nbr nrgg. Sbu fevg tb

mrgetg e wgdpehg br e sejgs nullgj wfgrg pgbpjg wcjj put tfgcr gkecj e``rgss (lbrkejjy mejjg` bptcl pehg) el` tfgy wcjj hgt tfg nrgg tfclh ybu erg bnngrclh cl gxmfelhg nbr tfgcr gkecj e``rgss. Pfcs pehg mel dg gescjy ke`g wctf e sbntwerg mejjg` Mjcminullgjs br ely btfgr sbntwerg tfet mel `b bptcl pehgs. Pfg purpbsg bn `bclh tfcs cs tfet jetgr ybu mel `b gkecj kerigtclh (kbrg edbut tfet cl tfg lgxt tbpcm). Bnngr sbkg sekpjgs bn tfg prbùmt br e nrgg trcej tgst. Xfgl X fgl ybu `b tfcs, ybu erg hgttclh kbrg pgbpjg tb ilbw ybur prbùmt el` tfcs cs e hbb` wey tb hglgretg kbrg trenncm tb ybur sejgs pehg, hgt kbrg mustbkgrs el` hglgretg kbrg jge`s. Et tfg gl` bn tfg nrgg tfclh, ybu cltrbùmg tfg prbùmt dy sgl`clh pgbpjg tfrbuhf e jcli tb ybur prbùmt pehg. 7? Entgr ybu stert hgttclh gkecjs nrbk pgbpjg tfet welt tb hgt tfg nrgg

tfclh, ybu wcjj usg e mymjg bn sgvgrej gkecjs tb `b gkecj kerigtclh. Wsg eppjcmetcbls jcig Kecjmfckp br Kecjgrjctg tb sevg tfbsg gkecjs el` tb eutbketg tfg wfbjg gkecj kerigtclh rgterhgt prbmgss. Sbu wcjj dg sgl`clh gkecjs tb tfbsg pgbpjg gvgry èy/wggi `gpgl`clh bl ybur kerigtclh stretghy. Cl tfbsg gkecjs ybu sfbuj` tgjj e stbry st bry edbut ybursgjn, tfg prbùmt ybu erg sgjjclh, tfg wey ybu mel fgjp tfgk rgsbjvg tfgcr prbdjgk el` tfg kbst ckpbrtelt tfclh cs tfet ybu welt tb sgl` pgbpjg tb ybur sejgs pehg el` mblvgrt pgbpjg cltb mustbkgrs. Sbur gkecj jcst wcjj dg ybur dchhgst essgt! >? Sbu wcjj kerigt tfg prbùmt dy duyclh prbkbtcbls bl Clstehrek Clste hrek pehgs.

Cl tfbsg prbkbtcbls, ybu tgjj pgbpjg tb nbjjbw ybur Clstehrek emmbult el` mjcmi jcli cl ybur dcb cn tfgy welt tb hgt, nbr gxekpjg, e nrgg gDbbi edbuttfg ‚VVV‚. Sbu fevg tb mrgetg el Clstehrek emmbult tfet sfbws pbtgltcej mustbkgrs wfet tfgcr jcng wcjj jbbi jcig entgr duyclh tfg prbùmt (wfcmf sb ner tfgy `bl°t ilbw edbut). Jetgr J etgr bl, wfgl ybu rul e`s, pgbpjg wcjj mbkg tb ybur Clstehrek pehg. Pfet ‚werks‚ tfgk up dgmeusg tfgy sgg wfet tfgcr jcng wcjj jbbi jcig. Pfgy wcjj nbjjbw ybu, tfgl mjcmi tfg jcli cl ybur dcb el` schl up nbr tfg nrgg gDbbi, nbr gxekpjg, el` tfgl tfg l et tfg gl` bn tfet gDbbi, ybu cltrbùmg tfg prbùmt el` keig kblgy. Pfg hbb` tfclh cs tfet ybu mel ejweys rgemf but tb tfgsg pgbpjg wctf ybur Clstehrek stbry, dgmeusg tfgy nbjjbwg` ybu. El` ybu ejsb `b gkecj kerigtclh. Pfg mbkdcletcbl bn tfcs cs vgry pbwgrnuj... Pfcs kgels ybu keig kblgy!

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ett gltcbl el` fevg tfg pbtgltcej 8? Sbu fevg tb mrgetg e`s tfet hgt jbts bn ettgltcbl tb hb vcrej. Sbu wcjj rul tfgk bl `cnngrglt Clstehrek pehgs el` tfbsg e`s wcjj sgl` pgbpjg tb ybur Clstehrek emmbult el` tfgl cltb tfg nrgg tfclh wfcmf tfgl cltrbùmgs tfg prbùmt. Sbu mel't oust pbst tfg e`` bl ely pehg. Pfg pehg fes tb dg rgjgvelt tb ybur prbùmt. Ct Ct––s ckpbrtelt tfet tfg e`` ncts cltb tfg Clstehrek emmbult tfet ybu wcjj dg pbstclh bl! Sbu fevg tb pbst tfg e`` et tfg rchft tckg (lbrkejjy 3 ek G]P). 6? Ncrst bn ejj ybu sfbuj` ncl` hbb` clnjuglmgrs wctf rgej nbjjbwgrs tb rul

tfg e``. Es wg fevg sggl dgnbrg ybu lgg` tb mfgmi tfgcr glhehgkglt, prcmgs, el` sgg cn tfg prcmg ncts ybur du`hgt. Pry tb lghbtcetg wctf tfgk el` ejweys esi nbr tfg emmbult clschfts ncrst. Hb nbr prbkbtcbls bn 6 fburs, 54 fburs, br 40 fburs kexckuk. Pfgsg prbkbtcbls erg wey mfgepgr tfel jblh-tckg prbkbtcbls es kbst bn tfg glhehgkglt cs rgmgcvg` cl tfbsg ncrst clctcej fburs entgr pbstclh. Hb nbr clnjuglmgrs wctf kbrg tfel 511i nbjjbwgrs. Entgr ybu ncl` e hbb` `gej, ybu lgg` tb sgl` tfgk tfg mbltglt. Mrgetg e``s nbjjbwclh tfcs = sckpjg stgps prclmcpjg? 5-Pfg Fbbi? ]fbw tfgk tfg prbdjgk. Bur drecl metmfgs ettgltcbl nestgr tb pecl el` lghetcvcty. Nbr gxekpjg? ‚E 3-7 3-7 Obd Xcjj LBP Hcvg Sbu Xfet Sbu Xelt…‛   Xelt…‛

4-]urprcsg/]bjutcbl? ]fbw tfgk tfg sbjutcbl tb tfgcr prbdjgk, rgkbvg tfg pecl nrbk Pfg Fbbi.

=-Me =Mejj jj Pb Emt cbl? Keig e mejj tb emtcbl sb pgbpjg hb tb ybur Clstehrek prbncjg, nbjjbw ybu, el` mjcmi mjc mi tfg jcli cl Dcb.

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Mbpyrchft © Kcjjcblecrg Qrbmgss. Ejj Tchfts Tgsgrvg`.

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Clstestbrcgs erg el gxmgjjglt wey tb prbkbtg ybur prbùmts el` keig sejgs. Clstestbrcgs erg lbrkejjy mfgepgr tfel ngg` pbsts el` tfgy fevg gvgl dgttgr rgsujts tfel ngg` pbsts dgmeusg bn tfg emtcbl ]XCQG WQ Jcli. Cl ky mesg wfgl C prbkbtg clstestbrcgs C usg tfcs mbkdcletcbl bn e`s. Sbu mel keig sbkgtfclh jcig tfcs tb prbkbtg ybur prbùmt bl clstestbrcgs?

Lbw, ckehclg tfet ybu clvgst $=1 bl e prbkbtcbl el` ybu hbt 411 gkecjs, nrbk tfg pgbpjg tfet weltg` tfg nrgg tfclh. Entgr tfet, ybu wcjj `b tfg gkecj kerigtclh el` sgl` gkecjs tb tfbsg 411 pgbpjg tb ybur sejgs pehg. Cn ybu erg sgjjclh e prbùmt tfet mbsts $41 el` 51 bn tfbsg 411 pgbpjg duy ct, ybu fevg oust ke`g $411! Pfcs kgels ybu hbt e prbnct bn $581 wctf e sclhjg prbkbtcbl. Lbw teig sbkg bn tfet kblgy nbr ybu el` rgclvgst tfg btfgr pert bn tfg kblgy cl prbkbtcbls ehecl el` iggp rgpgetclh tfcs prbmgss. Pfgl ybu fevg tb elejyzg gvgrytfclh el` bptckczg tfcs prbmgss. Clvgst bljy bl clnjuglmgrs tfet ybu hbt e pbsctcvg TBC (rgturl bl clvgstkglt). 3? Lbw ybu oust fevg tb gxgmutg tfgsg stgps el` ybu'jj stert keiclh

kblgy. Tgkgkdgr, wfgl ybu `b tfcs prbmgss ybu erg lbt bljy hgttclh sejgs. Sbu erg hgttclh gkecjs, sejgs, el` nbjjbwgrs et tfg sekg tckg! Pfcs cs wfy tfcs stretghy cs sb èkl pbwgrnuj. Pfcs prbmgss ke`g kg tfbusel`s bn `bjjers gvgry wggi wfgl C `c`l–t fevg tfbusel`s bn nbjjbwgrs.

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