How to Be Rich and Happy Free Download
November 7, 2016 | Author: Ciachir-Arhire Gheorghe | Category: N/A
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for a nice lifestyle...
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how to be
RICH and HAPPY Whatever you want, Whenever you want.
by John P. Strelecky and Tim Brownson
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Copyrght ©2009 by How to be Rch and Happy LLC. All rghts reserved. Except as pertted under the Unted States Copyrght Act of 1976, no par t of ths publcaton ay be reproduced or dstrbuted n any for or by any eans or stored n a database or retreval syste, wthout the pror wrtten persson of How to be Rch and Happy LLC. DiSCLAimER The advce contaned n ths ateral ateral ght not be sutable sutable for everyone. The authors authors desgned the nforaton nforaton to present ther opnon about the subject atter. The reader ust carefully nvestgate all aspects of any busness or lfe decson before cottng h - or herself. The authors obtaned the nforaton contaned heren fro sources they beleve to be relable and fro ther own personal experences, but they nether ply nor ntend any guarantee of accuracy. The authors are not n the busness of gvng legal, accountng, or any other type of professonal advce. Should the reader need such advce, her or she ust seek servces fro a copetent professonal. The authors partcularly dscla any lablty, loss, or rsk taken by ndvduals who drectly or ndrectly act on the nforaton contaned heren. The authors beleve the advce presented here s sound, but readers cannot hold the responsble for ether the actons they take or the results of those actons. Out of respect for the prvacy of the ndvduals whose stores are explaned n the book, soe naes and extraneous detals have at tes been changed. Publshed by How to be Rch and Happy LLC. if you enjoy ths book, the authors would be grateful f you would recoend t to others rather than forward your copy. For ore nforaton please vst: www.howtoberchandhappy.co desgn and layout by pact studos
s t n e t n o c f o e l b a t
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message fro the Authors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 introducton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 Chapter 1 - my Car s On Fre . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 Chapter 2 - if You Don’t Know, You Don’t Get . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 Chapter 3 - What Would You Be Wllng To De For? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 Chapter 4 - Your Brllant mnd . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 4 Chapter 5 - So That’s What i Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 Chapter 6 - Don’t Sell to the Jantor . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 40 Chapter 7 - Don’t Beleve Your Belefs Unless They Beleve n You . . . . . . . . . . . . . . . . 44 Chapter 8 - Reals s for Accountants . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47 Chapter 9- How Full s Your Glass? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51 Chapter 10 - Fal, Fal Fast and Fal Often . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 58 Chapter 11 - Are Your money Belefs Keepng You Poor?. . . . . . . . . . . . . . . . . . . . . . . . . 63 Chapter 12 - All t Takes s One Good Exaple . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 69 Chapter 13- Sugar Plls and Black Capes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 72 Chapter 14 - What Are Your Three Favorte moves? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 76 Chapter 15 - Do Less and Get more . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 84 Chapter 16 - Pleasure or Pan? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 87 Chapter 17 - Wrte t Down . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 91 Chapter 18- maxze Your Rch and Happy Return . . . . . . . . . . . . . . . . . . . . . . . . . . . .101 Chapter 19 - The Rch and Happy matrx . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 08 Chapter 20- You Have No But, You’ve Got a Serously Bg Asset.. . . . . . . . . . . . . . . . . 119 Chapter 21 - Congratulatons, You’re Not Dead! . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .139 Chapter 22 - What Would Jaes Bond Do? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 46 Chapter 23 - i Thnk Therefore i A . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 153 Chapter 24 - Re-Frae Ths . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 58 Chapter 25 - Who s Controllng Your mnd? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .163 Chapter 26 - See t, Hear t, Feel t, Have t . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 76 Chapter 27 - Be Patently Unrealstc . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 84 Chapter 28 - Be a Qutter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 91 Chapter 29 - Stress s for Suckers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 195 Chapter 30 - ignore most People . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 202 Chapter 31 - Star n Coedes Not Draas. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 208 Closng message fro the Authors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 215 Author Bos . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 216
d e v r e s e R s t h g i R l l A C L L y p p a H d n a h c i R e b o t w o H 9 0 0 2 © t h g i r y p o C y p p a H d n a h c i R e b o t w o H
“Our deepest fear is not that we are inadequate – our deepest fear is that we’re powerful beyond measure.” —Marianne Williamson
s r o h t u a e h t m o r f e g a s s e m
Congratulations on taking one o the most important steps you’ve ever taken in your lie. You’ve decided to decide. You’ve chosen to choose versus live a lie that others chose or you. That right there makes you one o a select group o people. I you read the inormation in this book, and apply it in your lie, you will be part o an even more exclusive group- those who are Rich and Happy. As you embark on this adventure, you may be wondering how this book came to be. How and why do a #1 BestSelling inspirational author whose works are in nineteen languages (John) and a renegade lie coach with one o the most let-eld thinking and successul lie coaching blogs on the Internet (Tim) pair up to write a book called How to be Rich and Happy?
The answer is actually pretty straight orward. Part o it you’ll nd in the personal story described in the the opening chapter. That will explain our own motivation or discovering the ormula or being Rich and Happy. The other part, which is why write the book now, is simply because we listened to what people are asking or. We have been riends or a number o years. A riendship that began because although we operate in dierent arenas (Tim in lie coaching and online blogging and John as an author and speaker) and we have very dierent styles (Tim relies on a very British sense o humor, where John is more serious and inspirational) we have a similar lie purpose, which is to help people.
with them, and through our own lie experiences, that even when they couldn’t actually name it, what they wanted was to be Rich and Happy. Tim was seeing it through his work with individual clients, and via his blog, and John was seeing it at his events when he was speaking to large audiences. So when people asked us what we were working on next, we started telling them we were working on a book called “How to be Rich and Happy.” And literally every single person responded with something close to “That’s the book I need.” I you are amiliar with John’s previous books; The Why Cafe, Life Safari , and The Big Five for Life- Leadership’s Greatest Secret , this will be a very dierent type o read. Those works are ctional stories with inspirational messages. This is a non-ction, tell it like it is book. That said, the underlying ocus is still the same - help people live the lie they want to live.
Although the book is written by both o us, or ease o reading, you’ll see that it reads as i there is just one author. The word “I” is the collective I o both o us. Think o us as science experiment gone mad, where two people’s brains and lie experiences have been merged into one. Or, just realize that it is a heck o a lot easier to explain the stories and material the way it’s written, than or us to keep clariying who is saying what. And now, let’s move you orward with what you want and deserve- to be Rich and Happy.
And when we would get together or a round o gol, or grab lunch, and discuss how things were going and what people were telling us, it kept coming back to the same answerpeople are really struggling. We knew rom our interactions
John and Tim How to be Rch and Happy - Copyrght © 2009 - How to be Rch and Happy LLC - All Rghts Reserved
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XX introduction
X n X o i t c u d o r t n i
Throughout each piece o this book, you will nd reerence to the ormula that has made thousands o people I’ve analyzed over the course o almost twenty years, not only rich, but Rich AND Happy!
Having seen the impact this inormation has on young people rom around the world, I am condent that i this were taught to youth early in their lie, we would see a uture o innovation, cooperation, and satisaction with lie, like the human race has never beore experiThe staying power o this ormula is evidenced in that enced. it was rst introduced to me through the lie story o Benjamin Franklin, one o the ounding athers o the Perhaps you, like many others have already, will nd United States, who lived more than two hundred years yoursel a catalyst or making that happen ater you ago. It is the same ormula that Bill Gates, currently read this book and enjoy what the ormula enables. the wealthiest man in the world, a man whose net As you read the inormation, you will learn why this worth exceeds twenty three billion dollars, a man who ormula or success will work or everyone who uses it. dropped out o college, began applying when he was How a man named Eiel put it to work and watched just a boy o 13. it generate millions o dollars in wealth as he orever When I rst began to discover the pieces o the ormula, they let such an indelible impression on me that I was let inspired to ponder them, refect on them, seek examples o them in everyone I met, and o course, use them. Through my research and through my own experiences with the ormula, I have come to realize that it is the dierence between those individuals who live a Rich and Happy lie, and those who do not. Knowledge and use o it makes all the dierence. This book explains the ormula and how it has been the dening actor in the lives o people rom all varieties o backgrounds, races, and geographies. Thousands have applied it and reaped the benets.
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carved his place in history by doing something he loved. All the truths you will nd in this book will illustrate what the use o the ormula can mean in your lie. The leap rom the lie you have, to the lie you want. Thousands o men and women have applied it and received the benets it enables. For one young man that meant traveling throughout Asia or two years while his bank account grew on its own. He was operating in what you’ll soon discover is called zone three o the Rich and Happy Matrix. For another it meant buying a mountain in Costa Rica and spending his aternoons surng and playing at the beach with his amily. 7
X n X o i t c u d o r t n i
Martin Strel, a sel-taught swimmer used it to set a Guiness record by becoming the rst man to swim the entire length o the Amazon River, an accomplishment that netted him worldwide acclaim, a book about his adventures, extensive speaking opportunities, and became the basis or an award winning lm. Sam Horn, author consultant extraordinaire used it to establish a lie where her hourly salary now exceeds what used to be her annual salary. All while doing something that makes her happy, and has brought joy to literally tens o millions o people around the globe.
The ormula has been the signicant element in thousands o others like her who have gone beyond tragedies to not just survive, but to thrive. A unique characteristic o the ormula is upon discovering and applying it, people realize they are literally cascaded toward a Rich and Happy lie. Like a brilliantly colored lea in the midst o a ast moving stream, they are swept along in a current o their own denition o success.
Within these pages the Rich and Happy ormula is reerred to almost constantly. I you are looking, and ready to benet rom it, it is out there in the open, plain to see. All that is required is to use it.
One o the uniqueness o the ormula is that those who are not looking or it or not ready or it, don’t see it. I know this on a personal level, because as you will read in the next chapter, until one momentous morning, I didn’t see it, even though it had been there the entire time.
I your lie has taken you on a journey that has let you tired, and perhaps eeling hopeless, i you eel that the challenges you have aced, or perhaps are acing are obstacles too big to overcome, then drink rom the examples in here and let them be the nourishment you seek in the midst o your exhaustion.
I you are a person o limited education, don’t worry. The diversity o people who have beneted rom the ormula proves that ormal schooling is not a requirement or its use. It works as eectively or someone o little education as it does or someone who has spent years in academic institutions.
The ormula enabled a single woman rom a small Arican village to rise against the tyranny that surrounded her and create a movement o ollowers who collectively planted more than thirty million trees and reorested an entire nation. The Nobel Peace Prize she received, including its more than one and a hal million dollar award, were the rst ever awarded to an Arican woman.
Many who have become Rich and Happy come rom very modest educational backgrounds.
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How can I state all o this with such certainty? That will become clear as you read through this book. There will be a moment when it all clicks in your mind, and you just get it. 8
X n X o i t c u d o r t n i
It might be in one o the early chapters as you learn about the power o belies. Or perhaps it will be through one o the nal stories. Just know that i you read with an open mind, and a pure intent, it will happen.
Keep ever-present in your mind that what is written here is the known, not an opinion.
Over the course o almost twenty years, I have researched thousands o men and women who have achieved the state o Rich and Happy. While they each have their own unique story, the ormula is a common thread that connects their success.
It exists in this orm so that you and all who are open to it can discover the ormula or being Rich and Happy, including the motivation to put the ormula to work.
These individuals are a raction o the people worldwide whose results veriy that knowledge and use o the ormula is the key to being Rich and Happy. In truth, I have never met, or researched a single person who understood and applied the ormula who then did not go on to become Rich and Happy. I have also never ound someone who achieved a state o Rich and Happy, who didn’t ollow the ormula. That is how important it is.
It is truth, not fction.
One last comment ahead o your journey into the rst chapter. Every Rich and Happy moment occurring now and at any time throughout history has had it’s origin in a single thought- “I want to be Rich and Happy.” I you have that desire, and are open to what it can bring, then you are hal-way there. The rest waits or you to discover it in these pages.
As you go through these pages, the ormula will leap rom the words and you will eel as i your whole world has shited in a positive direction– i you are open to the possibility! At those moments, and you will know it when they happen, close your eyes, smile, and take a long, deep breath. For they will mark dening moments in your existence. Knowledge learned is an asset that can provide benets or your entire existence, and no-one can ever take it rom you.
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Chapter 1 - My Car is On Fire
e r 1 i F r n e O t s p i r a a C h y M C
“My car is on fre. Oh my god, my car IS ON FIRE!”
E
ach person who discovers the Rich and Happy ormula has a dening moment that launches them upon their adventure with it. A beginning that is oten very memorable. Mine happened on Interstate 88 West, heading out rom Chicago. I was twenty-one years old and barely surviving at the edge o the poverty level.
Ater hitting the latch to open the hood, I jumped out o the car. Trac was whizzing by and people were honking. No-one stopped, they just honked. Apparently they wanted me to know my car was on re. As i somehow I would have missed that.
I ran to the ront o the car and lited up the hood. So that’s what all the honking is about, my car is on re. I ran to the trunk to look or water. There was none, so in my state o panic, I reasoned that antiIt was a very cold day in February and I was driving to reeze, being a liquid, would make a suitable alter nawork. I waited tables or $2.01 per hour, plus tips, at a tive to put the fames out. restaurant chain called Bennigans. I, as a member o the wait sta, was a “Bennigans Blues Buster.” What a This proved to be a poor decision. Antireeze has joke. My salary or that year was just over seven thou- quite a large concentration o alcohol in it, which as sand dollars. I couldn’t even bust my own blues. I learned moments ater pouring it on the re, has the exact opposite eect o putting re out. One o the perks o the job was that or lunch you could order o the employee menu or ree. There “Dirt,” I thought. “I need dirt to throw on the re.” were eight items. Most people ordered one. I would The anti-reeze enhanced inerno was now burning order and eat one o everything. That was pretty much the engine block. February in the Chicago area my ood or the day. tends to leave the ground rather rozen, and as I tried to grab some dirt rom the side o the road, But back to the burning car. I encountered little success. So I grabbed all the At the rst realization o fames coming up rom under rocks and gravel, and the little amount o dirt that the hood, I expressed the phrase that now holds many was on the cement shoulder, and threw that on the happy memories because o what it launched, but re— about twenty times. And wouldn’t you know which then was lled with panic— “My car is on re. it, it worked. Oh my god, my car IS ON FIRE!” With the fames out, I stood there shivering in the Then I slowed rom the seventy-ve miles per hour I had wind and unsure o what to do. I had no cell phone, the temperature was 19 degrees below reezing, and been driving at and pulled over onto the shoulder.
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I was two miles rom the next exit, which was the one I needed to get o at to go to work. And that, was my defning moment.
Standing on the side o the expressway, looking at my burned out car, was the instant when I decided something was going to change in my lie. Not that I’d like something to change, or it would be nice i things would change. No, something was going to change. And that’s when the ormula ound me. From that day until today, I have been a student o the way the ormula works. I have interviewed and analyzed thousands o people to discover its nuances, threads, and acets. The rest o these pages are dedicated to sharing those ndings with you.
Thanks to the ormula I retired rom the nine to ve rat race more than thirty years ahead o schedule, and will never have to go back. Through the use o its wisdom, I have traveled the world, spending as much as nine months at a time out exploring all that this amazing planet has to oer; the Amazon, the Great Wall o China, the rain orests o Costa Rica and Brazil, the Coliseum in Rome, the Parthenon in Greece, the plains o Arica… . It is what enabled me to become a #1 Best-Selling author and be invited to share my thoughts and ideas with audiences around the world. Perhaps most important, and or some reading this, most relevant to their personal situation, ater standing on the side o that road, and eeling the cumulative hopelessness and depression that had become my lie, thanks to the ormula, I learned how to live in a
“Why?” you might be thinking. “Why write about state o genuine happiness. the ormula? Why not just use it or your own So yes, I have most certainly used the ormula or my beneit?” own benet. Well, irst o all, trust me, I have used it or my own beneit. On the day the ormula ound me, I made the decision to put my almost twenty years when my car caught on i re, I was twenty-one years worth o ndings about the ormula into a book or one old, living at the poverty level, and overcome with simple reason. I know what it eels like to be twentyone years old, standing on the side o the road as your hopelessness. car is burning, and eeling about as low in the world as I was about as ar away rom Rich and Happy as you can possibly eel; hopeless, alone, like you’ll never you can be. get ahead, like you’ll never be happy.
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Once you know the ormula, all o that changes. I put together this book to help people know that. Because right now especially, there are a lot o people who eel like I elt when I was standing on the side o the road. Realize that some parts o the ormula will be totally new to you. That means you will have to read with an open mind i you are going to benet rom them. Albert Einstein once said, “The denition o insanity is doing the same things over and over again and expecting dierent results.” Most people spend their lie perecting insanity. Rich and Happy people do not.
Other parts o the ormula may be similar to things you’ve uncovered in other books. That shouldn’t be surprising. Neither I, nor the people I’ve interviewed and researched, are the only ones who have achieved the state o Rich and Happy. It’s a big planet with a lot o history and there are lots o people on it. Those other Rich and Happy people may have been kind enough to share their learnings through books as well. As a matter o act, some o the people I’ve interviewed and researched have written their own books. Since you cannot achieve Rich and Happy without knowing the ormula, then not surprisingly, although their terminology may be dierent, the books speak a common language.
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That’s OK. As a matter o act, it’s a good thing. Not everyone will read the same book, and not every book impacts each reader the same way. The more options people have or nding insights into the ormula the better. I encourage you to approach each page with an open mind. I you don’t, the ormula will elude you.
You have never been at this exact stage in your lie beore. So although it may seem amiliar, in truth, every single thing you read will be new to you as it relates to your lie right now. Let me caution you against one character faw which more than any other, can keep you rom your Rich and Happy pursuits. I know it well because or a long time I possessed it, ocused on it, and let it hold me back in lie. It’s the everyone faw. It works like this. You hear or read something that is an empowering statement and immediately you start trying to nd the one possible scenario in which it isn’t true. I know this well. I would hear a speaker, engage in a conversation with someone who was Rich and Happy, or read a passage in a book that said something was possible, and instantly my entire ocus would shit to trying to nd the one scenario in which what they said, couldn’t be true. 13
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For example, the empowering statement might be something like- “A state o Rich and Happy is possible or anyone who wants it.” And instantly I’d be thinking, “Oh yeah, well what about a yak herder who lives at the top o a remote region in the Himalayas, who just ell o a cli and broken both his legs, and his yaks have abandoned him, and his water bottle broke when he ell, and...” I think you get the picture. The examples I would come up with were always so ar removed rom reality it was ridiculous. What was not ridiculous though, was that this habit kept me rom ocusing my time and energy on what was important- the lessons to be learned. It doesn’t matter i what you read is applicable to every person in every situation.
The question you need to be asking, which is the one all Rich and Happy people have asked, and I nally learned to ask as well, is can this work or me? Don’t worry about everyone else. They will take care o themselves. So let’s get you started on the path to Rich and Happy!
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Chapter 2 - If You Don’t Know, You Don’t Get
2 t e r G t ’ e t n o p D a u o h Y , w C o n K t ’ n o D u o Y f I
“Follow your bliss, & the universe will open doors where there were only walls.”
except look at it. And when you die, you can’t leave it to someone else. The person who gave it to you gets it back. Now how do you eel?
—Joseph Campbell
Suddenly having money isn’t all that big o a deal is it? That’s the point.
D
uring my almost twenty years o research, I’ve uncovered a common denition or being Rich To be Rich and Happy you have to be able to look and Happy. Despite its simplicity, awareness o beyond the physical money, to what it is you want this denition has proven to be a critical part o the ormula to do during your time on this planet. or those able to achieve a Rich and Happy state. Even or those rare people where money is part o the Rich and Happy is the ability to do whatever you scorecard they use or their personal denition o Rich want, whenever you want. and Happy, there is always something behind the accuThe specic elements o Whatever and Whenever vary mulation o wealth. by person. The denition though, is almost a one hundred percent constant. You’ll notice that the denition says nothing about money. That’s because or the vast majority o Rich and Happy people, money itsel is not the goal. Money is just one o the vehicles they use to pay or whatever they want, whenever they want it. I you nd yoursel doubting that money isn’t the goal, think o the ollowing scenario. Someone gives you twenty million dollars and you don’t even have to pay taxes on it. It’s all yours. How do you eel about that? Rich? Happy?
Warren Buet, the multi-billionaire investor, is an example o this. While making money is a component o the “Whatever” he wants to do, in many interviews he has given, he’s talked about how the accumulation o money is really just a game. It’s part o what makes lie un and interesting or him. The prize or the game, or the way to tell i he’s winning, just happens to be money. This is evidenced in that the process o spending money, unless it’s to purchase parts o, or entire businesses, doesn’t do much or him.
What i you can’t spend, invest, loan against, tell anyone about, or do anything with the twenty million dollars,
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So why is it so important to understand that the denition o Rich and Happy is the ability to do whatever you want, whenever you want? Why is it such a key piece o the ormula? 16
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In some cases, it’s actually possible to have everything you need to be Rich and Happy and not even know it, because you don’t know your “Whatever.” Sound crazy? Hardly the case. Here’s an example.
Because beore you can be Rich and Happy, you have to defne what Rich and Happy means or you. You have to know your “Whatever.”
Within that statement lies a proound insight— despite what the luxury automotive advertisers would lead you to believe, Rich and Happy is not the same or all people. Until you know what it is or you, you can’t be it. That’s just the way it works. Think o being Rich and Happy as the vacation o your dreams. One day a sort-o- amous celebrity turned spokesperson comes knocking on your door. When you answer, you are handed one o those giant ve oot checks and the good news that you have just won the vacation o your dreams. Pack your bags, the plane leaves in three hours.
While traveling through Costa Rica a few years back, I met Tony. Tony was from San Jose, California and was now living with his wife and two daughters in a beautiful place called Manuel Antonio. He spent his days relaxing, reading, and pursuing his multiple hobbies including playing the guitar and learning the Spanish language.
Beore you can even get out a thank you, and ask where the celebrity has been the last teen years since he was on your avorite TV show, the van he arrived in is gone, and you are let standing on the ront porch. You race inside, open the suitcase, and then realize you have no idea what to pack. Should the clothes be ormal or casual, swimsuit or ski-pants, hiking boots or running shoes? You don’t know what to do. You don’t know how to decide what to do. You’re stuck in a state o perpetual conusion. That’s the way most people go through lie. That’s a big part o the reason why they aren’t Rich and Happy.
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Two years earlier, at the age of 48, Tony was on the verge of a nervous breakdown. He and his wife worked fourteen hour days, one in high-tech and one in bio-tech. They saw their girls for brief intervals on week-nights and occasion- ally on the weekends if they weren’t working. Then one day Tony’s heart decided to send him a reminder that he wasn’t immortal. In the recovery room after his heart surgery, Tony and his wife had a long discussion about what a Rich and Happy life would look like. Three months later they had sold their house, cashed in all their stock options, pooled every single asset they owned, and with the four hundred thousand dollars that netted, they bought a mountain in Manuel Antonio. Their moun- tain sloped down to the beach, and each evening they would head down a few hours prior to sunset and play som e family volleyball with the locals, which is what they now were. That’s where I met them. 17
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In my conversations with Tony, I learned that he could have done what he did many years earlier. His inancial position had actually declined as his company was going through ups and downs during the previous years. But it wasn’t until his trip to the hospital that he and his wie took the time to igure out what they really wanted— what Rich and Happy looked like, elt like, consisted o, or them. In an attempt to save you a trip to the emergency room, let me be very clear. People who are Rich and Happy get that way by knowing what it means to them. They know it in their mind beore they become it in their lie.
Now you may not have our hundred thousand dollars in total assets, or maybe even our hundred dollars in total assets. But you also might not view Rich and Happy as owning a mountain in Costa Rica. Plus, as you’ll learn later in the book, assets come in all shapes and sizes, and I guarantee that you have ones you don’t even realize, and they are worth a lot! The important lesson or you to learn now, is that the rst step in the Rich and Happy ormula, is to dene what Rich and Happy means to you. I this seems daunting, don’t worry. The inormation in the next group o chapters will help you gure it out.
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Let me throw you one piece o advice beore we get there though. When it comes to the Rich and Happy ormula, I have learned that all the steps are important. Think o it like making a rozen pizza. For the pizza there are our steps: #1. Turn on oven, #2. Un-wrap pizza rom plastic wrapper, #3. Put pizza in oven or 12-16 minutes, #4. Remove pizza rom oven and eat it. I you’re not sure each o the steps is that important, try leaving out #1. Turn on oven. How would your pizza taste. Or leave out #2. Un-wrap pizza rom plastic wrapper. I you try that one, make sure to turn o the oven once the smell o burning plastic has orever etched in your mind that each step is important. What that means or you, is that in order or the Rich and Happy ormula to work in your lie, you need to be serious about using each piece o it.
And that includes taking action. I you want a perect, hot and ready to eat, delicious tasting pizzaat some point you have to put it in the oven and cook it. Reading and even knowing the instructions aren’t enough. You have to take an active role in the process. The same goes or being Rich and Happy. One o the common characteristics o Rich and Happy people is that they don’t just know the steps in the Rich and Happy ormula - they do them. 18
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I once heard a unny albeit sad story about an intriguing occurrence at a sel-development seminar. The person giving the talk asked how many people had read Napoleon Hill’s classic book Think And Grow Rich ? Almost every hand went up. He then asked how many people believed in the principles in the book. Again, almost every hand went up. Finally he asked how many people put the lessons into practice. One hand went up and that was the guy on the platorm. Early in my Rich and Happy journey, I was guilty many times o learning a piece o the ormula, and then not putting it to work. O course I always intended to, I just knew that I would go back to it later. That behavior keeps the Rich and Happy lie you want just out o reach. Keep that in mind as you go through this book, starting with completing the exercise you’ll nd in the next chapter.
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d e v r e s e R s t h g i R l l A C L L y p p a H d n a h c i R e b o t w o H 9 0 0 2 © t h g i r y p o C y p p a H d n a h c i R e b o t w o H
Chapter 3 - What Would You Be Willing To Die For?
r 3 ? o r F e e i t D o p T a g n h i l l i W C e B u o Y d l u o W t a h W
What would you be willing to die or?
condition that you nd yoursel in at least occasionally, in which everything seems to happen without eort.
A
provocative question isn’t it? It’s also a great Suddenly, and ater paddling uriously against the way to help discover your “Whatever.” stream or a while, it eels like somebody has kindly turned your canoe around and you are now fowing You see, that question opens your mind to with the river instead o against it, and are using the discover the core essence o what you hold most power o nature and momentum to propel you along. important in lie. It helps you discover your internal It’s a great eeling, or to use Csikszntmihalyi’s words, compass, the guiding orces that tells you whether to an optimal experience. turn let, right, go orward, or turn back in lie. The eeling can occur while you are working on a It helps you discover- your values. project, playing sports (where it is oten called being To help you understand the importance o this inorma- “in the zone”), interacting with others or any number tion, know that you you cannot be Rich and Happy i o dierent situations. In whatever scenario it strikes, you don’t know what your values are. And you cannot the common characteristic is you are enveloped in a be Rich and Happy i you try to live in confict with eeling o ease. your values. There are no exceptions to these rules. In other words, they are a critical part o the Rich and Happy ormula.
That eeling is the same experience as when you are in alignment with your values.
To the contrary, think o times where when you were I you wonder whether or not you are currently living procrastinating, bored, miserable, stressed or anxious. in alignment with your values, then ask yoursel- Am I How many o those times do you think you were living Rich and Happy? Am I doing whatever I want, when- in accordance your values? Let me help save you some ever I want? I the answer is no, then you aren’t living energy by telling you. The answer is none. in alignment with all your values. The good news is, i Would you like to be able tap into that “optimal expeyou keep reading, you’ll learn how to x that. rience” eeling any time you want? That state o fow? The book Flow , by Mihaly Csikszentmihalyi is subtitled Rich and Happy people can do it. Once you under‘The Psychology o Optimal Experience’ and Csik- stand the importance o your values and move into szentmihalyi called it that or a good reason. Flow is the alignment with them, you’ll be able to also.
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r 3 ? o r F e e i t D o p T a g n h i l l i W C e B u o Y d l u o W t a h W
I have no doubt that at some point in your lie you’ve asked yoursel “What’s important to me?” or something similar. That’s a great start in the direction o nding your values. To get there you keep heading in that same direction, you just go way arther down the road- all the way to the core o your identity.
Sound interesting? Just wait, it’s going to get even better. The ollowing two charts contain a list o values and also something called anti-values. For now, just glance at these so you have them as a rame o reerence. Ater giving you some need to know inormation about how values impact your lie, I’ll explain how to gure out which ones o the values and anti-values below are yours, and how that impacts the Rich and Happy lie you want and deserve.
Values
Adventure Authenticity Beauty Clarity Comort Commitment Community
Connection Courage Creativity Discipline Diversity Excellence Freedom
Positivity Power Recognition Prudence Selawareness Sel-control Service Sincerity
Signicance Security Spirituality Stability Trust Truth Wealth Wisdom
Fun Gratitude Growth Happiness Health Humor Humility
Honesty Integrity Justice kindness Knowledge Leadership Love
Nurturing Oneness Openmindedness Passion Peace Persistence
anti-Values (also known as away from Values)
Aggression Anger Anxiety Apathy Arrogance Confict Contempt
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Cynicism Death Dishonesty Disgust Fear Frivolity Greed Hate
Hypocrisy Ill Health Indelity Immortality Injustice Isolation Jealousy Laziness
Pain Pomposity Poverty Procrastination Stress Suspicion Worry
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Values are not belies. We’ll cover belies later in the book. For now, know that values are oten built upon and intertwined with your belies, but they have a tendency to be more static and more powerul than belies. Your values are determined over many years and like belies are infuenced by countless things including your amily (or even lack o amily), your riends, television, politicians, Church leaders, cultural infuences, books you have read, incidents (both positive and negative) you’ve seen or been involved in, conversations you have had and much more. That less than exhaustive list still easily demonstrates why even close siblings and twins can have many dierent values and character traits.
discover you have a serious illness that requires your immediate ocus. Health will now nd its way to the top o your list very quickly, irrespective o where it had previously been. Similarly, i you were in what you thought was a great relationship and then you ound out your partner was having an aair, trust may become incredibly important to you. In act, most people I have worked with who had ‘Indelity’ as an anti-value had been through or witnessed rst hand (oten their parents) an unaithul relationship. There are no right or wrong values. There are only values that are right or wrong or YOU! And nobody’s values are better or worse than anybody else’s.
No two people and that includes co-joined twins are exposed to exactly the same environmental conditioning and thereore, no two people have exactly the same values.
When you judge somebody you are judging them based on your own values and the belie that i they do not have the same values as you, then there is something wrong with them.
Your values tend not to shit too much when you get past your mid-twenties. The main reason or that, is because you have a tendency to look or inormation that cements the values you already posses and lter out inormation to the contrary. That said, things can change radically under certain circumstances.
This is ridiculous, because i you had their genes and their up bringing you would have their values. So when you judge someone else, what you are really saying is they were wrong to be born into that household, to those parents, and to have had their lie experiences- which doesn’t make much sense when you think about it.
Perhaps you never had ‘Health’ as an important value because you’ve always been t and healthy. Then you
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ENJOY!
John and Tim
Ready for more? To immediately download the rest of the How to be Rich and Happy manual for life, click the Buy Now button below.
The anual coes wth the followng twelve onth guarantee. “Purchase and read How to be Rich and Happy. I within twelve months ater putting the ormula to work in your lie, you aren’t living the Rich and Happy existence you defned or yoursel - let us know, and your investment will be returned in ull.”
We want you to be Rch and Happy, and we want you to feel cofortable gvng the nforaton n the anual a try - rsk-free. The e-anual costs just $19 and s avalable for nstant download. The hard copy of the book costs $25 and for ths you also get nstant access to download the e-anual to get you started on your Rch and Happy journey. We also have plans to brng out an audo verson of the book n the Fall of 2010, so please check the ste for ore detals.
ENJOY!
John and Tim
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