Fundamentals of Investing Workbook

Your Name Where do you come from? Your 9-5 Job Why are you here?

If you were a superhero… who would it be?

And why?

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Attribute

A or S

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On The Market:

215,000

Purchase Price

200,000

Purchase Costs

6,000

Rental Income (Monthly)

1,500

Taxes (Monthly)

100

Insurance (Monthly)

50

Vacancy Rate

1 month

LTV

80%

Growth (Per Year)

10%

Interest Rate

5%

Term (Years)

20

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Loan Amount LTV Deposit Investment Interest Only Payment Monthly Repayment Gross Yield Net Yield Monthly Cashflow Occupancy Rate Vacancy Rate Yearly Cashflow Equity

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ROI (Cashflow)

ROI (EG)

Cashflow

Equity Growth

LTV

Mortgage

Value

1

2

3

4

On The Market:

390,000

Purchase Price

385,000

Purchase Costs

9,500

Rental Income (Monthly)

2,100

Taxes (Monthly)

200

Insurance (Monthly)

75

Vacancy Rate

1 month

LTV

85%

Growth (Per Year)

8%

Interest Rate

7%

Term (Years)

20

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Loan Amount LTV Deposit Investment Interest Only Payment Monthly Repayment Gross Yield Net Yield Monthly Cashflow Occupancy Rate Vacancy Rate Yearly Cashflow Equity

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ROI (Cashflow)

ROI (EG)

Cashflow

Equity Growth

LTV

Mortgage

Value

1

2

3

4

On The Market:

1,250,000

Purchase Price

1,100,000

Purchase Costs

100,000

Rental Income (Monthly)

9,800

Taxes (Monthly)

800

Insurance (Monthly)

275

Vacancy Rate

2 months

LTV

75%

Growth (Per Year)

12%

Interest Rate

4%

Term (Years)

25

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Loan Amount LTV Deposit Investment Interest Only Payment Monthly Repayment Gross Yield Net Yield Monthly Cashflow Occupancy Rate Vacancy Rate Yearly Cashflow Equity

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ROI (Cashflow)

ROI (EG)

Cashflow

Equity Growth

LTV

Mortgage

Value

1

2

3

4

1

2

3

4

5

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Portfolio Value

Mortgage

2006 2012 2018 2024 2030 2036

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Portfolio Value

Mortgage

2006 2012 2018 2024 2030 2036

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Portfolio Value

Mortgage

2006 2012 2018 2024 2030 2036

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