Formato Inclusion Mapfre

 

 Fbogo÷d bn bnpndbondtn

WCAOGOR^B BN WNM^XC ODBOYOB^FA  GCDRXF FGGOBNDRNW \NXWCDFANW

Xnodstfafgo÷d

Ifvcr annr y gcepantfr af somuondtn odicrefgo÷d Af scaogotub bnhnræ snr aandfbf gcd antrf bn ecabn y sod ceotor bftcs, sod tfg`fburfs, hcrrcdns do efdg`cdns.

\roenr Dcehrn

Wnmudbc Dcehrn

Ing`f bn Dfgoeondtc (båf-ens-föc) Wnxc

Aumfr bn Dfgoeondtc

Nstfbc Govoa

Nboiogoc  Fpfrtfbc \cstfa

Fpnaaobc \ftnrdc

Fpnaaobc Gfsfbf

D¼ Obndtobfb

Wnmurc Wcgofa

Bornggo÷d bn Xnsobndgof

D¼ Fptc. Gfsf [cdf

Fpnaaobc Eftnrdc

N-efoa

Rnaïicdc Xnsobndgof

Rnaïicdc Gnauafr

\rcinso÷d

Cgupfgo÷d

Nd qun gcdsostn su cgupfgo÷d3

Wfafroc A.

Aumfr bn Rrf Rrfhfkc hfkc

Ing`f bn Odmrnsc gcec Nepanfbc

Rnaïicdc Ciogodf

Nstfturf

\nsc

XONWMCW G^HONXRCW GCHNXR^XF

W^EF FWNM^XFBF

\XOEF

Aps.

Aps.

OO. Odgfpfgobfb tctfa y pnrefdndtn

Aps.

Aps.

OOO. Odgfpfgobfb tnepcrfa, pcr båf pfmfbnrf f pfrtor   Bna båf bn od`fhoaotfgo÷d

Aps.

Aps.

OY. Xnnehcasc pcr Mfstcs Eïbogcs   Bnbugohans bna pcr gondtc, `fstf

Aps.

O.

 

Eunrtn Fggobndtfa

Xngfrmc pcr Aps.

\roef;

Aps.

\cr eoaafr;

Aps.

\roef Wuh-R W uh-Rctfa; ctfa;

Aps.

Mfstcs bn neoso÷d;

Aps.

Rctfa f pfmfr;

Aps.

G^NWROCDFXOC 6. \fbngn ustnb (c `f pfbngobc) c sn an `f bofmdcstogfbc c `f `f rngohobc trftfeondtc pcr famudf bn afs somuondtns ndinrenbfbns; Bnscrbnd c trfstcrdc dnurca÷mogc, aupus nsganrcsos, ndinrenbfb bna gcaæmndc, fsef, ionhrn bn `ndc c gufaquonr trfstcrdc bn acs puaecdns, png`c c våfs rnsporftcrofs, mfstrcodtnstodfa, bna `åmfbc bn acs roöcdns, bn acs ÷rmfdcs rnprcbugtcrns efsguaodcs c inendodcs (cvfrocs, ûtnrc, ndtrn ctrcs), bn `unscs, eûsguacs y frtoguafgocdns: ionhrn rnueætogf, tuhnrguacsos, bofhntns enaaotus, `opnrtndso÷d frtnrofa, trfstcrdc gfrbåfgc, bnscrbndns bn af sfdmrn, gædgnr, tuecr c quostn bn gufaquonr gafsn, npoanpsof, gcdvuasocdns, ndinrenbfbns endtfans c dnrvocsfs, såioaos, ndinrenbfbns bna entfhcaosec, ndinrenbfbns c bningtc bn af vostf y cåbc, mafugcef, eutoafgocdns c bnicrefgocdns iåsogfs, prchanefs gcd na pnsc, prchanefs gcd brcmfs y WOBF3 8. Xnfaozf c pafdnf pfrtogopfr nd famudc bn acs somuondtns bnpcrtns; fapodosec, hugnc, hugnc, pfrfgfobosec, hcxnc, famûd topc bn gfrrnrfs (nxgnptc afs pnbnstrns), famûd topc bn bnpcrtn fïrnc, hudmnn kuepodm, prfgtogf iuthca, hïoshca, nsquon fguætogc c bnpcrtns soeoafrns c famûd bnpcrtn frronsmfbc frronsm fbc qun dc sn `fyf endgocdfbc3 7. Efdnkf ectc c vn`åguacs soeoafrns, poactnfbc famudf fnrcdfvn c vofkf nd fvocdns qun dc snfd bn aådnfs gcenrgofans3 2. Wn an `f rng`fzfbc, boinrobc, ecboiogfbc, rn`usfbc af rndcvfgo÷d c rngfrmfbc famudf vnz c nstæ pndbondtn famudf scaogotub bn snmurc bn vobf, gcdtrf fggobndtns y ndinrenbfbns c bn rn`fhoaotfgo÷d nd famudf ctrf gcepföåf3

WO

DC

 

>. ³@f rngafefbc fdtnrocrendtn famûd hndniogoc bn p÷aozf bn Fggobndtn, Ndinrenbfbns, c pcr Odvfaobnz nd p÷aozf bn vobf3 9. @f suirobc famudf cpnrfgo÷d c `f nstfbc odmrnsfbc nd famûd `cspotfa nd acs   ûatoecs > föcs3

 

Wo gcdtnst÷ gcdtnst÷ fioreftovc fioreftovc (WO) f famudf famudf bn afs prnmudtfs, prnmudtfs, ifvcr bntfaafr

 

\rnmudtf Dc.

Ing`f

Dcehrn bna Eïbogc y aumfr bn ftndgo÷d

  Hndniogofroc( Hndniogofroc(s) s) nd gfsc bn eunrtn

\frndtnsgc

Bornggo÷d

Bostrohugo÷d

 Gcdtodmndtn(s)   Gufaquonr hndniogoc qun gcrrnspcdbf f ud endcr bn nbfb, Wn ndtrnmfræ f;

Vuond `f sobc odstruobc(f) schrn af icref nd qun bnhnræ bospcdnr f ifvcr bna endcr bn af (s) suef (s) fsnmurfbf (s) qun rngohf bn af Fsnmurfbf.

 _ gcec gcdtodmndtn f;

CXBND XNYNAFX ODICXEFGO ×D;nepanfbcs \cr nstn enboc odstruyc yfsnmurfbcrfs, futcrozc f eïbogcs, ndinrenrfs, gaådogfs bn ftndgo÷d eïbogf `cspotfans yfmndgofs afhcrftcrocs pûhaogcs _c F^RCXO[FGO×D provfbcs c bn af \FXF Gfkf bn Wnmurc ODICXEFGO×D; Wcgofa y f sus c iudgocdfrocs, odstotugocdns iodfdgonrfs, gndtrfans bn fgcpoc bnyodicrefgo÷d, bn odicrefgo÷d bn bftcs y f acs fmndtns ngcd÷eogcs qun efdtndmfd c efdnknd bftcs bn `ostcrofa bn grïbotc, pftrcdcs, neprnsfs u ciogodfs c odstotugocdns c fscgofgocdns pûhaogfs c provfbfs y iudgocdfrocs c nepanfbcs bn afs eosefs - dfgocdfans y nxtrfdknrfs y f gufaquonr pnrscdf qun pcr gufaquonr rfz÷d af pcsnf, pfrf qun sueodostrnd y rnvnand y ndtrnmund f EF\IXN, burfdtn eo vobf, y nspngofaendtn bnspuïs bn eo ifaangoeondtc f su rnqunroeondtc r nqunroeondtc y tfdtfs vngns gcec ac nstoen dngnsfroc sod s od qun sn an punbf nxomor na guepaoeondtc bn ctrf icrefaobfb qun dc snf na qun ac scaogotn pcr nsgrotc nd pfpna soepan fgcepföfbc ictcgcpof bn nstn bcguendtc, tcbf af odicrefgo÷d y bcguendtfgo÷d pcsnfd nd na prnsndtn c qun rngohfd nd na iuturc schrn; f) na nstfbc bn eo sfaub y eos rnqunroeondtcs bn sueodostrcs y trftfeondtcs y ftndgocdns eïbogfs y `cspotfafrofs: h) eo sotufgo÷d iodfdgonrf c ngcd÷eogf y g) udf rnafgo÷d bn afs nxpnrondgofs gcenrgofans y pnrscdfans efdtndobfs gcdeomc, pfrf af qun rnanvc y aohnrc f tcbfs nsfs pnrscdfs bn tcbf rnspcdsfhoaobfb qun sn an punbf ftrohuor pcr sueodostrfr y rnvnafr y ndtrnmfr bog`f odicrefgo÷d y bcguendtfgo÷d. Na sueodostrc bn af odicrefgo÷d frrohf endgocdfbf ns nsndgofa pfrf qun EF\IXN punbf `fgnr udf kustf vfacrfgo÷d bn af scaogotub bn snmurc y bn gufaquonr rngafefgo÷d iuturf qun sn prnsndtn udf vnz neotobf af p÷aozf. Rfehoïd futcrozfecs fa gcrrnbcr bn snmurcs bnsomdfbc nd nstf scaogotub, pfrf qun sn an sueodostrn gufaquonr odicrefgo÷d schrn eo nstfbc bn sfaub, rnsuatfbcs bn nxæendns eïbogcs c bn afhcrftcrocs, eo sotufgo÷d iodfdgonrf, pfrf qun sn an `fmf y ndtrnmun gufaquonr dctoiogfgo÷d c gceudogfgo÷d gcd rnafgo÷d fa rnsuatfbc r nsuatfbc bn af nvfaufgo÷d bn nstf scaogotub bn snmurc. Na Gcdtrftfdtn futcrozf qun gufaquonr gceudogfgo÷d c dctoiogfgo÷d gfgo÷d qun sn an tndmf qun `fgnr, bn fgunrbc gcd acs tïreodcs y gcdbogocdns bn af p÷aozf, udf vnz neotobf, so ns na gfsc, y/c pcr bospcsogo÷d bn af Any, sn an `fmf y ndtrnmun fa endgocdfbc gcrrnbcr bn snmurcs.  _c pcr nstn enboc `fmc gcdstfr gcdstfr qun tcbfs afs bngafrfgocdns y rnspunstfs gcdtndobfs nd nstn icreuafroc scd gcepantfs gcepantfs y vnrfgns: qun dc `n cguatfbc cguatfbc bntfaans rnafgocdfbcs rnafgocdfbcs gcd eo nstfbc bn sfaub y gcdvndmc qun af Gcepföåf bospcdbræ bn 7< båfs pfrf gcdsobnrfr y bfr gursc f af prnsndtn. Vun so sn neotonrn p÷aozf, ïstf dc ndtrfræ nd vomcr `fstf tfdtc dc an `fyf sobc ndtrnmfbf fa Gcdtrftfdtn eondtrfs sn ndgundtrn nd vobf na Fsnmurfbc y `fyf sobc guhonrtf af proenrf proef. Vun nd gfsc qun sn neotf p÷aozf nd vortub bn nstf scaogotub eos odmrnscs pcr eo trfhfkc c eo pfrtogopfgo÷d bn dnmcgocs en pnreotnd `fgnr irndtn fa pfmc pudtufa bn eos chaomfgocdns grnbotogofs. Nd rnafgo÷d gcd afs bngafrfgocdns fdtnrocrns y nspngofaendtn gcd af qun fdtngnbn, `fmc gcdstfr qun sn en `f ndtrnmfbc quny affgnptfgo÷d ing`f bn dfgoeondtc af(s) suef(s) af scaogotub, fbneæs bn acs ctrcs bftcs bngafrfbcs, sn gcdsobnrfd pcrprnvndgo÷d nstf Gcepföåf gcec nsndgofans y bntnreodfdtns pfrf trfeotfgo÷d bn su gfscybn cinrtf y qunnd na  Fsnmurfbc \rcpunstc sn scentnræ f acs rnquosotcs bn fsnmurfhoaobfb nstfhangobcs pcr af Gcepföåf. Vun nstf scaogotub tndbræ ud pnråcbc bn vomndgof bn dcvndtf (?