Exchange For Physicals (EFP) : What Is It?

 

Hxidalch ger pdysniaks (HGP)  Sdat ns nt5  Al HGP ns al hxidalch eg cranl ger tdh hqunvakhlt qualtnty eg guturhs. Vdh HGP eptnel khts yeu taoh a sdert guturhs pesntnel tdreucd a breohr alf hxidalch tdns pesntnel wntd tdh ISB te keio nl tdh guturhs iejpelhlt eg a Basns Prnih Ieltrait (BPI). Sdhl tdh HGP ns hxhiuthf, yeu rhihnvh a kelc guturhs pesntnel te ulwnlf yeur sdert at tdh prhvneus fay„s shttkhjhlt prnih , pesthf el tdh ISB prninlc sidhfukh. Vdh ISB taohs el tdh sdert pe sntnel at tdh sajh prnih te keio nl tdh guturhs pertnel eg tdh BPI. HGP tralsaitnels eiiur eutsnfh eg tdh guturhs pnt. 

Dew fehs nt wero5  ^eu just iejjnt te a BP I wntd tdh ISB nl erfhr te hxhrinsh tdh HGP eptnel. Iejjntjhlts just bh jafh nl 197-tellh nlirhjhlts te ierrhspelf wntd tdh snzh eg a guturhs ieltrait. Vdh basns jeltd iejjntjhlt alf tdh sdert guturhs pesntnel just bh tdh sajh jeltd.  Ger tdh 2011-12 irep yhar, yeu ial ush tdh HGP te sncl up a BPI ultnk Jarid 18, 2012. Vdh afmustjhlt gaiter nl hgghit el tdh fath tdh HGP ns hxhiuthf wnkk bh appknhf te yeur ieltrait. ^eu ial ush tdh HGP te keio nl tdh guturhs iejpelhlt eg al hxnstnlc BPI ultnk tdh rhkhvalt keio-nl fhafknlh. HGPs ial elky bh iejpkhthf ger guturhs jeltds tdh ISB ns iurrhltky egghrnlc.  

2011-12 BPI sncl-up alf keio-nl fhafknlhs  Guturhs jeltd 

Yncl-up fhafknlh 

Keio-nl fhafknlh 

Fhihjbhr 2011

> p.j. IV Levhjbhr 28, 2011

> p.j. IV Levhjbhr 28, 2011

Jarid 2012

> p.j. IV Ghbruary 26, 26, 2012

> p.j. Ghbruary 26, 26, 2012

Jay 2012

> p.j. IV Jarid 18, 18, 2012

> p.j. Aprnk p.j. Aprnk 20, 2012

Muky 2011

> p.j. IV Jarid 18, 2012

> p.j. Mulh 22, 2012

Vdhrh arh tdrhh ways te ush tdh HGP eptnel=  1.  1.  Yncl up tdh guturhs alf afmustjhlt gaiter usnlc tdh HGP alf keio nl tdh basns iejpelhlt  by tdh keio-nl fhafknlh.  2.  2.  Keio nl tdh guturhs el al hxnstnlc BPI.   9.  9.  Yncl up tdh guturhs alf afmustjhlt gaiter usnlc tdh HGP alf keio nl tdh basns iejpelhlt el tdh sajh fay, hsshltnakky a Gnxhf Prnih Ieltrait (GPI).  ^eur tetak rhturl el tdh BPI nl Ialafnal fekkars  wnk k hquak yeur erncnlak sdert pesntnel pkus tdh keiohf nl basns, pkus aly canl er kess el gerhncl hxidalch, pkus tdh afmustjhl t gaiter el tdh fath tdh ieltrait was snclhf up. HGPs arh hxhiuthf at tdh X.Y. ikesnlc prnih alf  yeu arh rhspelsnbkh ger aly gerhncl hxidalch rnso el yeur X.Y. guturhs aiieult.

Hxajpkh A prefuihr shkks elh Fhihjbhr Jnllhapekns Darf Rhf Yprnlc guturhs ieltrait (8 ,000 busdhks) tdreucd 8.97 XY a breohr el Jarid 4 at $ 8.97  XY phr busdhk ($221.83 Ifl phr tellh) . El Aprnk 17, tdh prefuihr sncls a 197 tellh BPI at a Fhihjbhr basns prnih eg $0.18 Ifl phr busdhk ($8.62 Ifl phr tellh). Vdh afmustjhlt gaiter ns zhre. Vdh sajh fay, tdh prefuihr nlstruits tdh breohr te ieltait tdh ISB„s breohr at tdh hxidalch te iejpkhth al HGP.   Vdh Fhihjbhr Jnllhapekns guturhs prnih el tdns fay ns pesthf el tdh ISB prninlc sidhfukh at $8.29 XY phr busdhk ($217.1> Ifl phr tellh). Assujh a Ialafnal fekkar hxidalch rath eg $1.128.  

2011-12 Prefuihr Payjhlt Eptnels 

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Hxidalch ger pdysniaks 

 

Prefuihr„s guturhs aiieult 

Ifl phr tellh 

XY phr busdhk 

Yekf guturhs 

$221.83

$8.97 

HGP wntd ISB (guturhs el BPI) 

$217.1> 

$8.29 

Canl el guturhs 

$8.94 

$0.19 

Prefuihr„s BPI

Ifl phr tellh 

Ifl phr busdhk 

$8.62 

$0.18 

$217.1> 

$8.44 

$0 

$0 

$221.71 

$7.09 

Basns Guturhs  Afmustjhlt gaiter  BPI prnih  Prefuihr„s tetak rhturl  (bhgerh hkhvater fhfuitnels 

Ifl phr tellh 

HGP wntd ISB (guturhs el BPI) 

Ifl

phr busdhk 

$217.1> 

$8.44 

Canl el guturhs 

$8.94 

$0.18 

Prefuihr„s basns 

$8.62 

$0.18 

$227.>> 

$7.14 

$221.83 

$7.09 

Vetak  ER

Prefuihr„s sdert pesntnel  Prefuihr„s basns 

$8.62 

$.18

$227.>> 

Vetak 

$7.14 

Hxhiutnlc al HGP  ^eu just iakk tdh ISB at 11-400 400--238 238--62>2 bhtwhhl 9 p.j. alf 7 p.j. IV (Snllnphc tnjh) wntd yeur  yeur ISB ISB   206-->49 >49--4091 furnlc tdh prninlc phrnef as prefuihr NF lujbhr alf geur-fncnt PNL er PNL er gax al HGP gerj te 1-206 pesthf el tdh fanky prninlc sidhfukh. ^eu just ieltait yeur breohr alf nlgerj dnj er dhr eg yeur nlthlt te iejpkhth al HGP wntd tdh ISB. Vdh breohr ns rhspelsnbkh ger ieltaitnlc tdh ISB„s breohr bhgerh 10=90 a.j. IV te keio nl tdh prhvneus fay„s guturhs prnih. Iakk tdh ISB te cht tdh lajh alf pdelh lujbhr eg tdh ISB breohr at tdh rhkhvalt guturhs hxidalch.  Vdh guturhs pertnel eg tdh BPI wnkk bh keiohf nl elih tdh HGP das bhhl iejpkhthf. Vdh ISB wnkk ielgnrj wntd yeu yeu wdhl  wdhl tdh HGP das bhhl suiihssgukky iej pkhthf. 

Prnihs alf gerjs  Shb snth  H-Yhrvnihs  Vhkhpdelh   Vhkhpdelh

www.iwb.ia/ppe 

www.iwb.ia/hshrvnihs  1-400-238-62>2  Precraj Yhrvnih Rhprhshltatnvhs  ISB Garj Busnlhss Rhprhshltatnvhs 

Ieltait   Ieltait

2011-12 Prefuihr Payjhlt Eptnels 

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Hxidalch ger pdysniaks