Emprendimiento en Colombia

 

^bthbob Jbdrb Zbotks CIPTCONHIHCO^K CO JKFKIDHB

So jki jkipko pkocot cotc c nct nctcri crihob hobotc otc pbr pbrb b cf ncs ncsbrr brrkff kffk k cjk cjkoúi oúihjk hjk nc uob pkdfbj pkdfbjhúo húo cs cf buicotk nc fb prknujthvhnbn, co ktrks tèrihoks, jkik fk icojhkob Zubrcz (402>) quc ‖nh ‖nhecr ecrcot cotcs cs hoh hohjhb jhbthv thvbs bs mbj mbjco co quc fks rco rconhi nhihco hcotks tks ncf jbp jbphtb htbff eés eéshjk hjk y mui muibok bok nc fb cjkokiéb scbo iâs bftks co rcfbjhúo jko cf ohvcf nc dhcocs y scrvhjhks prknujhnks’. Cotrc fks cfcicotks quc pucnco ffcabr b hoefuhr co fb prknujthvhnbn cjkoúihjb prcnkihobo fb bpcrturb nc oucvks icrjbnks, quc pcrihtb prkeuonhzbr co fb hncothehjbjhúo nc pktcojhbfcs jfhcotcs, skjhks y nhstrhduhnkrcs, icgkrbs co fks prkjcsks nc acrcojhb, pcrihthconk uob icgkrb jkothoub y, pkr ÷fthik, fb hookvbjhúo tcjokfúahjb, quc jkoffcvb b fb cfbdkrbjhúo nc oucvks dhcocs k iètknks nc prknujjhúo. Cstks prkjcsks acocrbficotc sko cojbdczbnks pkr ciprconcnkrcs quc pkscco ncstrczbs pbrb fb jrcbjhúo nc oucvks prknujtks, fb hncothehjbjhúo nc oucvks icrjbnks, y cf usk cehjhcotc nc fks ebjtkrcs nc prknujjhúo . Fk botcrhkricotc icojhkobnk sc vc rcefcgbnk co fb jbothnbn nc ciprcsbs quc sc jrcbo y co jkik jkotrhduyco b fb acocrbjhúo nc rhquczb pbrb fbs rcahkocs, quc sc nb prhojhpbficotc b trbvès nc fb jrcbjhúo nc oucvks cipfcks. Pbrb cipczbr b mbdfb nc ciprconhihcotk cs ocjcsbrhk jkojcptubfhzbr cf tcrihok, buoquc cs dhco sbdhnk quc b trbvès nc fb mhstkrhb sc mb pknhnk kdscrvbr jkik nhecrcotcs butkrcs mbo hotcotbnk ncehohr ciprconhihcotk, cotrc cffks sc cojucotrb Luoncf quc co cf bòk 2882 nceh ncehoc oc cf ci cipr prco conh nhih ihco cotk tk jkik jkik ‖Fb ‖Fb acst acsthú húo o nc ncff jb jbid idhk hk rb rbnh nhjb jbff y nh nhsj sjko koththou ouk, k, k rcokvbjhúo cstrbtèahjb, sho hipkrtbr sh cstb rcokvbjhúo cstrbtèahjb kjurrc bncotrk k beucrb nc krabohzbjhkocs cxhstcotcs, y sho hipkrtbr sh cstb rcokvbjhúo nb fuabr, k ok, b fb jrcbjh jrc bjhúo úo nc uob ouc oucvb vb cot cothnb hnbn n nc oca ocakjh kjhk’, k’, ktr ktrb b ncehoh ncehohjhú jhúo o quc tki tkib b rcf rcfcvb cvbojh ojhb b cs ‖Ciprconcr cs pcrscauhr fb kpkrtuohnbn iâs bffâ nc fks rcjursks quc sc jkotrkfco co fb bjtubfhnbn’ (Ztcvcosko 28=:, 28=3, 2880, 4000) Zca÷o Erccibo (281>) cs fb hotcarbjhúo nc fb tcjok tcjokfkaéb fkaéb cxhst cxhstcotc cotc y fks hovcotks pbrb jrcbr k icgkrbr icgkrbr uo prknuj prknujtk, tk, uo prkjcsk prkjcsk k uo shstcib. Zca÷o Nrujlcr (28==) cs fb bjjhúo nc nktbr b fks rcjursks jko uob oucvb jbpbjh jbp bjhnbn nbn nc prk prknuj nujhr hr rhq rhqucz uczb, b, bsé bsé jki jkik k tbi tbidhè dhèo o nhj nhjc c quc jubfqu jubfquhcr hcr jbidhk jbidhk co cf pktcojhbf prknujtkr nc rhquczb yb cxhstcotc. Pbrthconk nc fbs botcrhkrcs ncehohjhkocs, sc pucnc sc mbdfc nc hookvbjhúo sc hotrknujc nc uo jbidhk,rcfbjhkobr quc pucncquc scrjubonk co fb cfbdkrbjhúo k icgkrb nc uobutkiâthjbicotc prknujtk k co fb krabohzbjhúo uob ciprcsb, cs ncjhr, quc fb hookvbjhúo sc pucnc trbosekribr co uo prkjcsk, uo prknujtk k uo scrvhjhk co dcocehjhk nc uob k vbrhbs pcrskobs. Co Fbt Fbthok hokbiè bièrhj rhjb b pbr pbrb b jko jkotcx tcxtub tubfhz fhzbr br Cf cip ciprco rconhi nhihco hcotk tk co Biè Bièrhj rhjb b Fbt Fbthob hob,, thc thcoc oc iujmbs ciprcsbs ciprcsbs y pkjb hookvbjhúo’ (Dbojk Iuonhbf, 402:), co nkonc sc cxpkoc quc cf o÷icrk nc ciprconcnkrcs nc Bièrhjb Fbthob cstb jkoshncrbdfcicotc iâs dbgk co jkipbrbjhúo jkipbr bjhúo nc ciprc ciprconcnkr oncnkrcs cs nc rcahkoc rcahkocss jkik Bshb y Curkpb , cstb cs uob nc fbs prhojhpbfcs rbzkocs pkr fbs quc fb bipfhbjhúo ncf scjtkr ciprcsbrhbf co fbthokbicrhjb sc prknujc nc ibocrb iujmk iâs fcotb y p jbpbjhnbn nc acocrbjhúo nc cipfck cs iujmk icokr ico kr quc trb trbc c jki jkik k jko jkoscj scjuco ucojhb jhb becj becjtbj tbjhko hkocs cs bf ncs ncsbrrk brrkffk ffk cjko cjkoúih úihjk jk nc fbs rcahkocs.

 

Pbrb cf jbsk pbrthjufbr nc Jkfkidhb y sca÷o hoekribjhúo suihohstrbnb pkr Cf Afkdbf Cotrcprcocur Cotrcp rcocursmhp smhp Ikohtkr (ACI) (4024) cs uob rcn nc hovcsthabj hovcsthabjhúo húo iuonhbf, iuonhbf, ekjbf ekjbfhzbnb hzbnb co cf cstunhk nc fks prkjcsks bskjhbnks jko fb jkojcpjhúo, jrcbjhúo, pucstb co ibrjmb y ncsbrrkffk nc fbs hohjhbthvbs ciprcsbrhbfcs. Zc pucnc pcrjhdhr nc ibocrb pkshthvb fks honhjbnkrcs nc ciprconhihcotk ncotrk ncf pbés, yb quc sc cstbdfcjc quc fb acocrbjhúo nc ciprco cipr conh nhih ihco cotk tkss ncot ncotrk rk ncf ncf tc tcrr rrhthtkr krhk hk sc cstâ cstâ ac acoc ocrb rbon onk k pr prho hojh jhpb pbfi fico cotc tc pk pkrr cf pcosbihcotk nc uob kpkrtuohnbn nc ocakjhk y ok pkr ocjcshnbn, mbjhconk nc cstb ekrib quc fbs ibykrcs fbs pkshdhfhnbncs nc quc sc acocrco prkjcsks hookvbnkrcs ncotrk nc fb ciprcsbs, yb quc cf ciprconcnkr jkfkidhbok sc cstâ ncsbehbonk b fb jrcbjhúo nc uo oucvk icrjbnk, pcrk quc ok cstb iuy nhspucstk b hovcrthr co fb hovcsthabjhúo quc pcrihtb hookvbr, fk quc trbnujc co fb prhojhpbf ncsvcotbgb pucs cf ‖ciprconhihcotk sc cstâ nbonk co cf ârcb ârcb nc jkos jkosui uik k Jk Jkfk fkid idhb hb skfk skfk thco thcoc c uo 4> 4>% % nc ci cipr prcs csbs bs co cf scjt scjtkr  kr  trbosekribjhúo y icoks ncf 5 % co cf nc hookvbjhúo.’\ JH^B^HKO ZSB2> Vf 8445 Y . Ktrb ncsvcotbgb sca÷o cstc hoekric cs cf fhihtbnk jbphtbf quc sc hovhcrtc pbrb nbr hohjhk b uo prkjcsk nc ciprconhihcotk, co nhvcrsbs jucsthkocs fks ciprconcnkrcs ok thcoco fks suehjhcotcs rcjursks suehjhcotcs pbrb cipczbr jko fb hncb nc ocakjhk, fk quc trbnujc co quc ok sc ncsbrrkffc nc fb ibocrb quc sc tcoéb pfbotcbnb pfbotcbnb hohjhbf hohjhbficotc. icotc. Ktrk bspcj bspcjtk tk b tcocr co jucotb sko fbs pkféthjbs audcrobicotbfcs, quc, buoquc sh dhco thcoco ducobs hotcojhkocs hotcoj hkocs ok mbo acocrbnk fb scosb scosbjhúo jhúo cspcrb cspcrbnb, nb, yb quc cf bjjcsk b fb hoekribjhúo hoekribjhúo cs fhihtbnk y ok ffcab b fks oucvks ciprcon ciprconcnkrcs cnkrcs sho jkotbr quc co iujmbs kjbshkocs kjbshkocs sc mbjc ocjcsbrhb tcjokfkaéb nc puotb quc ok cs nc eâjhf bjjcsk.  

Ncotrk nc fbs ciprcsbs nc ibocrb acocrbf ok cxhstc uo bpkyk bf arupk nc pcrskobs quc fbdkrbo fbdkrb o co cffbs y quc b eho nc jucotbs prcsco prcscotbo tbo fbs ihsibs jubfhn jubfhnbncs bncs quc sc pucnco prcscotbr co uo ciprconcnkr. Co Jkfkidhb ‖ok sc nb cf bpkyk suehjhcotc bf ncsbrrkffk ncf tbfcotk muibok, pbrb nbr véb fhdrc bf ncsbrrkffk nc fb hovcothvb nc sus jkfbdkrbnkrcs’\ JH^B^HKO ZSB2> Vf 8445 Y . Nco Ncotrk trk ncf tc tcrrh rrhtkr tkrhk hk objhkob objhkobff b÷o mby quc ekicotbr ekico tbr fb hookv hookvbjhúo bjhúo y ncsbrr ncsbrrkffk kffk nc hncbs quc hotcar hotcarc c oucvks prknujt prknujtks ks quc pcrih pcrihtbo tbo rcercsjbr cf icrjbnk. ^cohconk co jucotb fks rcsuftbnks kdtcohnks co cf hoekric sc ncnujc quc fb cf pbés sc cojucotrb co ducoks éonhjcs nc acocrbjhúo nc cipr ci prco conh nhih ihco cotk tks, s, sho sho ci cidb dbra rak, k, fks fks ci cipr prco conh nhih ihco cotk tkss pc pcrt rtco cocj cjco co b scjt scjtkr krcs cs ciprcsbrhbfcs nkonc ok sc rcbfhzb ohoa÷o thpk nc hhookvbjhúo, ookvbjhúo, fbs krabohzbjhkocs ok cstâo hovhrthconk hovhr thconk co hovcs hovcsthabj thabjhúo húo y ncsbrrkf ncsbrrkffk, fk, y pkr conc ok sc vco oucvk oucvkss prkjcsks ncotrk ncotrk ncf icrjbnk, quc b su vcz rcefcgb, fb ebftb nc vhshúo nc fks ciprconcnkrcs objhkobfcs, y pkr conc, ok iujmks prkycjtks quc pcrihtbo fb acocrbjhúo nc oucvks cipfcks, y pkr  conc icgkrbihcotk nc fbs jkonhjhkocs nc vhnb. So cgcipfk nc ciprconcnkrcs jkfkidhboks sc vc rcefcgbnk co fks scòkrcs Bonrès y Ohjkfâs Dktcrk y Nbohcf y Ènabr Tknréaucz, euonbnkrcs nc ^cjmokbpcs, quhcocs, co cf bòk 402:, hncothehjbrko prkdfcibs co fb trbzbdhfhnbn nc fks hovcotbrhks. Cs pkr cstb rbzúo quc jrcbrko ^cjmokbpcs, ^cjmokbpcs, uo sketw sketwbrc brc quc b trbvè trbvèss nc uo shstcib nc Tehn (hncoth (hncothehjbj ehjbjhúo húo pkr rbnhkercjucojhb) pcrihtc jkotrkfbr hovcotbrhks shconk uob hncb hookvbnkrb y pkjk ncsbrkffbnb ncsbrk ffbnb ncotrk nc oucstrk pbés y b ohvcf Fbthokbicrh Fbthokbicrhjbok. jbok. Kdtcoh Kdtcohconk conk co cf 402> su

 

prhicr jfhcotc y yb pbrb cf 4021 nupfhjbrko su ebjturbjhúo y mky sko bfhbnks nc fbs jkipbòébs nc rctbhf y fkaésthjb. Ktrk cgcipfk cs EkknyJk uob ”stbrtup‘ jrcbnb pkr B Botkohb otkohb Ikotcbfcarc, nkonc ssc c kercjc uob prcpbrbjhúo nc jkihnb akurict nc bftb jbfhnbn (sbdrksb, vbrhbnb y sbfunbdfc) jko uo prcjhk suibicot suibicotc c bscquhdf bscquhdfc c quc sc covéb bf mkabr u kehjhob ncf usubr usubrhk. hk. Zu cquhpk nc trbdbgk cstâ jkipucstk pkr JCK y uo jmce prkecshkobf quc sc cojbrab nc fb prcpbrbjhúo nc fb jkihnb y 4 jkotrbthstbs honcpconhcotcs sc cojbrabo nc fb cotrcab nc fb jkihnb b fks usubrhks. Zh dhco cs jhcrtk quc co cf iuonk yb cxhstco nhvcrsbs bpfhjbjhkocs nc nkihjhfhk nkonc sc kercjco nhecrcotcs kpjhkocs nc jkihnb, cstb ciprconcnkrb bf fkarbr iknhehjbr fb hncb trbnhjhkobf nc bfiucrzks pkr uob quc jbptb fb btcojhúo ncf p÷dfhjk.

Dhdfhkarbeéb Dbojk Iuonhbf (402:), Cf ciprconhihcotk co Bièrhjb Fbthob ‖iujmbs ciprcsbs, y pkjb Hookvbjhúo’. Jbstbòk, I. (48 nc ibrzk nc 402=). Fks jhojk ciprconhihcotks jkfkidhboks cxhtksks. Kdtcohnk nc mttps7//www mttps7//www.fbrcpudfhjb.jk/cspcjhbfcs/ihs-nkjuicotks/j .fbrcpudfhjb.jk/cspcjhbfcs/ihs-nkjuicotks/jhojkhojkciprconhihcotks-jkfkidhboks-cxhtksks-ibs-bffb-nc-rbpph-41012=2. Nrujlcr, P (28=8), Fbs oucvbs rcbfhnbncs, Dbrjcfkob, Cnmbsb Erccibo, J., 281>. Fb cjkokiéb nc fb hookvbjhúo nc fb honustrhb Prhicrb cnhjhúo7 pcoauho, Mbrikonswkrtm. ZSBTCW, B. I. (402>). Ciprconhihcotk hookvbnkr co Jkfkidhb. Kdtcohnk nc mttps7//rcpkshtkry.uohihfhtbr.cnu.jk/dhtstrcbi/mbonfc/2053>/24258/CIPTCONHIHCO ^K%40HOOKUBNKT%40CO %40JKFKIDHB.pne85518D8DE8JJ4=0135D8BN51B; scqucojc92 Qkrfn Cjkokihj Ekrui (400=) Afkdbf Jkipcththvcocss Tcpkrt, 4001- 400=.Qkrfn Cjkokihj Ekrui, Acocvb.