Contrato de Forfaiting

 

 

OLG^PD^L NF ELPEDK^KGI 

F_]. Dgnrës Efjkpf Ofnfôl Hdrruil

DE. _dgtkdil @fgdvknfs Iutkërrfz DE. _dgtkdil Drkstkzä`dj Olrrfd

Fsoufjd nf Odnftfs nf ]ljkoèd ‚Ifgfrdj Erdgoksol nf ]dujd _dgtdgnfr‘  

Olgtrdtdokÿg Fstdtdj @liltä N.O 0=04

4 

 

 

KG^PLNVOOKßG 

]drd bd`jdr sl`rf fj ‚OLG^PD^L NF ELPEDK^KGI‘, ojdrdhfgtf fs gfofsdrkl

hfgoklgdr jd nfsgdturdjkzdokÿg nfj nfrfobl dj trd`dal. ]drd fgvljvfrgls fg fj tfhd y olglofr dofrod nfj hkshl fs huy khplrtdgtf hfgoklgdr quf jls kgkokls nfj hfrodnl elredktkgi euf nfsdrrljjdnl plr jl sukzls, nlgnf huobls `dgols nfspuës nf jd sfiugnd iufrrd hugnkdj kgtfirdg olhl tdj fj sfrvkokl nf olgtrdtl elredktkgi. ^dh`këg od`f rfsdjtdr quf fstf olgtrdtl dgtfrklrhfgtf hfgoklgdnl sf utkjkzd oudgnl jls orënktls nf jd fxplrtdokÿg nfj il`kfrgl l jds idrdgtèds nfj orënktl gl fstäg nksplgk`jfs, l ndnl fj odsl quf ug vfgnfnlr gl dhpjèf jls orënktls d jdril pjdzl fg jls hfrodnls. D pfsdr nf quf fstf prlofnkhkfgtl sfd rfjfvdgtfhfgtf gufvl, bd dnqukrknl olgsknfrd`jfhfgtf eufrzd fg fj olhfrokl gdoklgdj f kgtfrgdoklgdj. Fg fstf trd`dal kgvfstkidtkvl sf qukfrf ndr d olglofr y fgtfgnfr jds nkefrfgtfs plsk`jfs elrhds, `fgfekokls dpjkod`jfs olg fj ‚olgtrdtl nf elredktkgi‘,

fg jl gfofsdrkl sdodr fj häxkhl prlvfobl d jls olglokhkfgtls dnqukrknls quf vdg d sfrvkr d jd jd rfdjkndn oudgnl sfd gfofsdrkl, `äskodhfgtf fstf trd`dal kgvfstkidtkvl rfjdoklgd jls pugtls ojdvf y gfofsdrkls pdrd jlirdr olhprfgnfr nf quf sf trdtd tr dtd nkobl olgtrdtl. D olgtkgudokÿg, sf vdg d fxpjkodr jds odrdotfrèstkods `äskods jds oudjfs pufnfg jjfidr d sfr ugd djtfrgdtkvd olgsknfrd`jf y nf irdg rfjfvdgokd pdrd duhfgtdr jds fxplrtdoklgfs y nf tdj hdgfrd plnfr fxplgfr y quf sf pufnd dskhkjdr.  

0 

 

 

^D@JD NF OLG^FGKNL

4. Kgtrlnuookÿg…………………………………………………………………………...=0  4.4. Bkstlrkd 4.4.  Bkstlrkd nfj olgtrdtl …………………………………………………………...…=>  0. ]drtfs nfj olgtrdtl……………………………………………………………………..=6  0.4. Odrdotfrèstkods ... ...………………………………………………………………….=5 0.0. Fjfhfgtls…………………………………………………………………………=9 ?. ^kpkekodokÿg fg jd glrhdtkvkndn oljlh`kdgd……… ………… ….…………………………….....=2 ?.4. Tuë difgtfs kgtfrvkfgfg fg ugd lpfrdokÿg nf elredktkgi ……………...…………=2 ?.0. Fafhpjls.………………………………………………………………………...=; ?.?. Nkdirdhds.……………………………………………………………………….4= >. Olgojusklgfs……...........……………………………………………………….……...44 >.4 Pfefrfgokds `k`jkliräekods………………………………..……………….……….40 

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BK_^LPKD NFJ OLG^PD^L ELPEDK^KGI

Fg olhfrokl kgtfrgdoklgdj, djunf d ugd hlndjkndn nf ekgdgokdokÿg nf fxplrtdoklgfs, olgskstfgtf fg fj nfsoufgtl skg rfoursl, plr pdrtf nf ugd fgtkndn ekgdgokfrd, nf jls nfrfobls nf ol`rl nf ugd sfrkf nf fefotls hfrodgtkjfs quf fj fxplrtdnlr rfok`f pdrd kgstruhfgtdr fj pdil nkefrknl nf lpfrdoklgfs olhfrokdjfs nf olhprdvfgtd. Jls kgstruhfgtls susofptk`jfs nf sfr ekgdgokdnls slg jds jftrds nf odh`kl, pdidrës y odrtds nf orënktl olg pdil dpjdzdnl, fg ug pjdzl dnhktknl nf fgtrf 5 hfsfs y 6 dôls, dh`ls olg fj dvdj nf `dgols nf prkhfrd jègfd. Hlndjkndn suriknd olhl olgsfoufgokd nfj duhfgtl nf pdèsfs fg vèd nf nfsdrrljjl (]UN) y nf ltrds ltr ds fxtfgsds ärfds olg irdvfs prl`jfhds nf `djdgzd nf pdils. Lrkikgdrkdhfgtf, fstf kgstruhfgtl ekgdgokfrl euf utkjkzdnl fg lpfrdoklgfs d olrtl pjdzl, pfrl d olgsfoufgokd nfj kgorfhfgtl nf jds rfekgdgokdoklgfs nf jd nfund nf irdg gñhfrl nf pdèsfs, sf prlnual ug rftrlofsl fg fj hfrodnl kgtfrgdoklgdj, olg jd olgskiukfgtf kgsfiurkndn nf jls ol`rls y fj dolrtdhkfgtl nf jls pjdzls. Olhl sf sd`f, gl fg tlnds jds lpfrdoklgfs olhfrokdjfs kgtfrgdoklgdjfs fs rfolhfgndnl utkjkzdr fstd hlndjkndn nf nfsoufgtl. Fs utkjkzdnl fg lpfrdoklgfs supfrklrfs d jls 6==.=== nÿjdrfs, sl`rf tlnl oudgnl fj gñhfrl nf vfgokhkfgtls fs fjfvdnl. Fstf vljuhfg gl fs nfjkhktdnl plr jls `fgfekokls  pltfgokdjfs quf suplgfg, skgl tdh`këg plr jd nkekoujtdn nf ou`rkr fj rkfsil y jls djtls olstfs dnhkgkstrdtkvls. ^dh`këg, fg fj odsl nf lpfrdoklgfs quf sf prfstfg d sfr dplydnds plr, fj elredktkgi gl sufjf sfr ugd djtfrgdtkvd olgvfgkfgtf d hfgls quf1 □

 

Fj olgtrdtl tfgid quf sfr ekrhdnl urifgtfhfgtf.

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Fj khplrtdnlr gl qukfrd vfrsf kgvljuordnl fg trähktfs dnhkgkstrdtkvls olg

dplyl lekokdj. □

 

Fj olgtrdtl yd fstë fstë fg edsf nf fafouokÿg. (A.Hdgufj, 0==0)

Fj elredktkgi fs ugd lpfrdokÿg odrdotfrkzdnd plr jd olhprd nf orënktls olhfrokdjfs olg ug nfsoufgtl d odh`kl nf dsuhkr fj rkfsil. Fs ugd lpokÿg quf tkfgf ugd fhprfsd pdrd vfgtds nf olhfrokl fxtfrklr. Nf fstd elrhd rfok`f r fok`f jkquknfz skg diltdr ltrds jègfds quf tfgid nksplgk`jfs  plr jd vfgtd nf ugls fefotls quf quf sufjfg tfgfr pjdzls nf vfgokhkfgtl fjfvd fjfvdnls, nls, d odh`kl nf ug nfsoufgtl. (Olpyrkibt, 0=04)

> 

 

 

]DP^F_ NFJ OLG^PD^L

Fj elredktkgi khpjkod gfofsdrkdhfgtf d trfs pdrtfs1 jd fxplrtdnlrd, jd khplrtdnlrd y jd fgtkndn ekgdgokfrd1

Fgtkndn ekgdgokfrd1 Ëstd dotñd olhl elredktfr elre dktfr dnqukrkfgnl jds l`jkidoklgfs nf pdil (y dsuhkfgnl dsè fj rkfsil tltdj nf khpdil). D odh`kl, dsuhf jd ifstkÿg nfj ol`rl y d jd blrd nf  pdidr dj fxplrtdnlr fj khplrtf nf jd lpfrdokÿg nfnuof nfj hkshl jds olhksklgfs y jls idstls nf fstd. Vgl nf jls rfquksktls eugndhfgtdjfs pdrd jd olgtrdtdokÿg nf ug elredktkgi fs olgtdr olg ugd fgtkndn quf dsuhd su`sknkdrkdhfgtf fj rkfsil (fstf pdpfj, fg Fspdôd, sufjf rfdjkzdrjl OF_OF, quf oufgtdg olg fj rfspdjnl nfj Fstdnl).

Fxplrtdnlrd1 ]drd jd fgtkndn fxplrtdnlrd, fj elredktkgi fs ug hlnl nf dsfiurdrsf fj ol`rl trdsjdndgnl tlnls jls rkfsils d jd fgtkndn ekgdgokfrd (dofptdgnl olhl olgtrdprfstdokÿg gl rfok`kr fj khplrtf tltdj nf jd hkshd). Dnfhäs, qufnd prltfiknl prltfiknl nf oudjqukfr dookÿg jfidj nf rfirfsl. plr jl quf fg odsl nf khpdil fj elrtdktfr sf vf l`jkidnl d kgtfgtdr ol`rdr nfj khplrtdnlr l fafoutdr jls dvdjfs y idrdgtèds sk jls bu`kfrd). 

Khplrtdnlrd1  Jd ojdskekodokÿg nf sljvfgokd quf fj elredktfr rfdjkzd d jd fgtkndn khplrtdnlrd sfrä jl quf nftfrhkgf jd fxkifgokd l gl nf dvdjfs (l nf ltrds idrdgtèds `dgodrkds) d `dgols nfj pdès nfj khplrtdnlr.

]drd ëstf, ugd lpfrdokÿg nf elredktkgi jf lerfof jd lpokÿg nf

daustdr jls pdils d sus prfvksklgfs nf kgirfsls, y jf prlplroklgd doofsl d jd ekgdgokdokÿg d hfnkl y jdril pjdzl, quf gl skfhprf sfrä nf eäokj doofsl fg su hfrodnl jlodj. (OF_OF, 0=49) 

6 

 

 

ODPDO^FPK_^KOD_

_f trdtd nf ugd lpfrdokÿg quf sÿjl sf pufnf ndr sk fxkstf ug orënktl tlndvèd gl vfgoknl ndnl d ug tfrofrl. Fs nfokr, fj ofnfgtf vfgnf ugls prlnuotls l sfrvkokls dj nfunlr, quf dplrtd ugls kgstruhfgtls nf pdil1  

Fg fsd rfjdokÿg fxkstf ug orënktl nfj ofnfgtf dj nfunlr.

 

Olgjjfvd ugls idstls quf dsuhf fj ofnfgtf, fsls idstls slg nfnuok`jfs

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eksodjhfgtf.  

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Fg ifgfrdj, fj elredktkgi ou`rf ugd sfrkf nf orënktls d häs jdril pjdzl quf fj edotlrkgi.

 

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Jd rfjdokÿg fgtrf ofnfgtf y elredktfr sf fstd`jfof hfnkdgtf ug olgtrdtl quf olgtfhpjd tlnds jds olgnkoklgfs y idstls.

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Jd fgtkndn ekgdgokfrd rfok`f ugd sfrkf nf n f nlouhfgtls nf pdil quf dgtfrklrhfgtf  prlplroklgÿ fj nfunlr dj ofnfgtf olhl prlhfsd nf pdil. Jls nlouhfgtls häs utkjkzdnls fg fstds lpfrdoklgfs slg jls pdidrës l jds jftrds nf odh`kl.

 

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Fj elredktfr sf olgvkfrtf fg plsffnlr jfiètkhl nf jls nlouhfgtls nf pdil d odh`kl nfj pdil nf jd odgtkndn rfejfadnd fg fstls dj ofnfgtf, nfnuokfgnl jd tdsd nf nfsoufgtl y jds olhksklgfs pdotdnds fg fj olgtrdtl.

 

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Fj rffh`ljsl nf jd lpfrdokÿg sf rfdjkzd olgelrhf d jl pdotdnl fg fj olgtrdtl. (Olpyrkibt, 0=04)

 ‟  ]jdzls1 =,6-9 dôls. Fs

ug hfodgkshl nf ekgdgokdokÿg d hfnkl-jdril

 ‟  Khplrtfs  Khplrtfs bd`ktudjfs1 4 hkjjÿg V_$ fg dnfjdgtf  ‟  Hlgfnds  Hlgfnds bd`ktudjfs1 $, Erdgol sukzl, NH, EE  ‟  Fs  Fs ug hfodgkshl nf ekgdgokdokÿg d tkpl ekal

(Hkgkstfrkl nf kgnustrkd, 0=49)

5 

 

 

FJFHFG^L_

Jls fjfhfgtls quf olhplgfg fj olstf nf ugd lpfrdokÿg nf Elredktkgi slg1

4.  Jd olhkskÿg nf olhprlhksl1  ]rfokl quf fj elredktfr pknf plr rfsfrvdr jègfds nf orënktl y nf rkfsil pdès suekokfgtfs pdrd plnfr fefotudr ugd nftfrhkgdnd lpfrdokÿg fg okfrtds olgnkoklgfs. Dugquf gl bdyd rfijds prfoksds, jd olhkskÿg nf olhprlhksl sufjf sktudrsf djrfnfnlr nfj 6=% nfj hdrifg.

0.  Jd olhkskÿg nf lpokÿg1 rfjdoklgdnd olg jd sljkoktun nf lefrtd fg ekrhf dj Elredktkgi, oudgnl fj fxplrtdnlr nfsolglof sk vd d bdofr usl nf fjjd.

?. Jd olhkskÿg nf pfgdjkzdokÿg1 Ou`rf jls quf`rdgtls y idstls quf punkfrdg prlnuokrsf olg hltkvl nf quf fj jk`rdnl/fxplrtdnlr gl prfsfgtf jls nlouhfgtls d nfsolgtdr nfgtrl nfj pjdzl  prfvkstl.

>.  Jd tdsd nf nfsoufgtl1 _f oltkzd olhl ug hdrifg plr fgokhd nf jd tdsd Jk`lr quf nfpfgnf nf su nurdokÿg1 5 hfsfs, 4 dôl, 42 hfsfs, fto.

6.  Jls nèds nf irdokd1 Gñhfrl nf nèds quf jls elredktfrs dôdnfg d odnd vfgokhkfgtl fg fj oäjoujl nfj nfsoufgtl.

5.  Jls Dvdjfs1  Glrhdjhfgtf jls idstls nfj dvdj slg slplrtdnls plr fj jk`rdnl/khplrtdnlr hkfgtrds quf tdgtl jd tdsd nf nfsoufgtl olhl jds olhksklgfs slg slplrtdnds plr fj jk`rdnlr/fxplrtdnlr. (Odrjf, 0=44) 

9 

 

 

_K F_^D ^K]KEKODNL FG JD GLPHD^KUKNDN OLJLH@KDGD

Fg Oljlh`kd sf bdof gfofsdrkd jd rfiujdokÿg plr vèd jfiksjdtkvd nf jd ekiurd olgtrdotudj nfj rfgtkgi nf tdj sufrtf quf sf supfrfg jds edjfgokds fxkstfgtfs y sf plsk`kjktf su fafouokÿg nfgtrl nf ug dh`kfgtf nf sfiurkndn aurènkod d qukfgfs quk fgfs bdidg usl nf dqufjjd. Fstl fg vkrtun vkrt un nf quf fg jd dotudjkndn gl oufgtd olg ugd glrhdtkvkndn ojdrd, pufs d pfsdr nf olhpdrtkr irdg pdrtf nf su olgtfgknl olg fj olgtrdtl nf drrfgndhkfgtl nf olsds rfiujdnl fg fj oÿnkil okvkj, gl sf  pufnf tlhdr olhl drrfgndhkfgtl ojäskol, nf`knl d jd prfsfgokd kgtrègsfod nf ltrls sfrvkokls quf dqufj gl olhplrtd, plr jl quf bd tfgknl quf sfr kgtfrprftdnl plr jls aufofs dounkfgnl  aurksprunfgokd y nlotrkgd elrägfd, e lrägfd, jl oudj gl `rkgnd sfiurkndn d jls fhprfsdrkls y nfsdofjfrd su utkjkzdokÿg. _fiñg su hlnfjl nf gfilokl, @dgoljlh`kd _.D lerfof1 Olg fj nfsoufgtl nf odrtds nf orënktl, tfgnräs ugd djtfrgdtkvd pdrd khpujsdr tus gfilokls nf fxplrtdokÿg, l`tfgkfgnl dgtkokpdndhfgtf jd jkquknfz quf gfofsktds skg defotdr jds jègfds nf fgnfundhkfgtl nf tu fhprfsd. Jds odrtds nf orënktl pdrd jds oudjfs sf pufnf dgtkokpdr jls rfoursls slg1  

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•

 

•

Olgekrhdnds plr @dgoljlh`kd plr dofptdokÿg l pdil nkefrknl Dvksdnds plr @dgoljlh`kd Olgekrhdnds plr ug `dgol nfj fxtfrklr olg fj oudj @dgoljlh`kd slstfgid rfjdoklgfs ]lr gfilokdokÿg olg jftrd nf odh`kl d pjdzl. (Ekgdgokdokÿg nfj Olhfrokl Fxtfrklr1 Fj Elredktkgi Kgtfrgdoklgdj, 0=4=)

¼TVË DIFG^F_ KG^FPUKFGFG FG VGD L]FPDOKßG NF ELPEDK^KGI<  

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Fxplrtdnlr, jk`rdnlr l vfgnfnlr1 jd pfrslgd l fhprfsd quf vfgnf jls fefotls d ug  pjdzl.

 

Khplrtdnlr, jk`rdnl l olhprdnlr1 jd pfrslgd l fhprfsd quf olhprd jls fefotls.

 

Dvdjkstd1 jd fgtkndn l`jkidnd su`sknkdrkdhfgtf dj pdil nf jls fefotls

 

Ofnfgtf1 jd pfrslgd quf olgtrdtd fj elredktkgi, quf nd jls nlouhfgtls d odh`kl nf ug

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 pdil olg nfsoufgtl. nfsoufgtl.  

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^lhdnlr l elredktfr1 jd fgtkndn quf olhprd jls defotls y dsuhf fj rkfsil. (OF_OF, 0=49)

2 

 

 

FAFH]JL_ (OD_L 4)

Ufdhls fj skiukfgtf odsl präotkol. Vg fxplrtdnlr ekrhd olg ug `dgol (elredktfr) ug olgtrdtl nf elredktkgi, plr fj quf ëstf sf olhprlhftf d nfsolgtdr jls fefotls olrrfotdhfgtf dofptdnls y dvdjdnls Fj doufrnl nf elredktkgi tkfgf juidr fj 4 nf fgfrl nf 0=46, pfrl jls fefotls gl sfräg rfok`knls plr fj fxplrtdnlr bdstd ;= nèds nfspuës, efobd fg quf jf fgtrfidrä nkobls fefotls dj elredktfr pdrd nfsolgtdrjls. Fj elredktfr sf olhprlhftf d kghlvkjkzdr fj khplrtf nf jd vfgtd, ?= === ₪., bdstd pdsdnls fsls ;= nèds, plr jl quf ol`rdrä ugd olhkskÿg nf olhprlhksl

nfj 0%. Oudgnl fj fxplrtdnlr rfok`d jls fefotls jls prfsfgtdrä dj eelredktfr lredktfr pdrd sfr nfsolgtdnls, odriägnljf ug kgtfrës nf nfsoufgtl nfj 46%, sd`kfgnl quf fj pjdzl nf vfgokhkfgtl nf fsls fefotls fs nf 40= nèds. (^ruakjjl, 0=45)

(OD_L 0)

_l`rf jd hkshd fxplrtdokÿg quf fj odsl dgtfrklr, odjoujdr vdjlrfs glhkgdjfs nf jds gltds, vdjlrfs gftls, khpdotl nf olshftkzdokÿg fg prfokl, gufvl prfokl pdrd pfrhdgfofr fg fqukjk`rkl y olstf nf olhkskÿg nf olhprlhksl sk1  ‟  pfrèlnl  pfrèlnl nf fafouokÿg1 6

hfsfs

 ‟  Olhkskÿg  Olhkskÿg nf olhprlhksl1 0,06% p.d.  ‟  ^kpl  ^kpl nf

nfsoufgtl nfsoufgtl11 ;% p.d. olhpufstl sfhkdgudj

 ‟  ^kpl  ^kpl nf kgtfrës lerfoknl1 9,6% p.d.  ‟  Pfstl  Pfstl nf olgnkoklgfs kiudjfs • ¼ouäj bu`kfsf sknl fj gftl nfsolgtdnl sk bu`kfsf ofrrdnl jds olgnkoklgfs  

nf prfokl y ekgdgokfrds olg fj olhprdnlr, y gl bu`kfsf ofrrdnl jds olgnkoklgfs nf nfsoufgtl< (Hkgkstfrkl nf kgnustrkd, 0=49)

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NKDIPDHD_ / HD]D_

^lhdnl nf1 bttp1//rkgolgnfjsufcl.`jlisplt.olh/0=45/44/fj-elredktkgi.bthj  bttp1//rkgolgnfjsufcl.`jlisplt.olh/0=45/44/fj-elredktkgi.bthj 

^lhdnl nf1  nf1 bttps1//www.nkdrklnfjfxplrtdnlr.olh/0=42/=>/quf-fs-fj-elredktkgi-y-fjedotlrkgi.bthj   edotlrkgi.bthj

4= 

 

 

OLGOJV_KLGF_

]drd olgojukr, yd olg jd kgelrhdokÿg dgtfrklrhfgtf pjdgtfdnd qufndg huobls olglokhkfgtls y olgofptls ojdrls nf jls oudjfs sf sd`f quf fj olgtrdtl nf elredktkgi fs ug gfilokl quf `rkgnd kgguhfrd`jfs vfgtdads pdrd jls pdrtkokpdgtfs fg jds trdgsdooklgfs kgtfrgdoklgdjfs, sf dprfgnkÿ huobl sl`rf su bkstlrkd jd oudj djunf d ugd hlndjkndn nf ekgdgokdokÿg nf fxplrtdoklgfs, tdh`këg sf kgvfstkil sl`rf odnd ugd nf jds pdrtfs quf olgtkfgf fj olgtrdtl, sf sdodrlg djiugls fjfhfgtls eugndhfgtdjfs quf elrhdg pdrtf fsfgokdj nfj hkshl,  plr ltrl jdnl sf pjdshdrlg nls fafhpjls `äskols sl`rf oÿhl fs su olrrfotl eugoklgdhkfgtl dolhpdôdnls dolhpdôd nls dj ekgdj nf nls khäifgfs l nkdirdhds fxpjkodtkvls. ]lr fjjl, d trdvës nf fstd kgvfstkidokÿg, kgtfgtdhls bdofr ugd prkhfrd dprlxkhdokÿg dj olgtrdtl nf elredktkgi, pdrd fstd`jfofr su olhpdtk`kjkndn l kgolhpdtk`kjkndn olg jls prkgokpkls quf olgstktuyfg jd `dsf jfidj nfj hkshl. _kg fh`dril, dquè sf bdg trdtdnl nkstkgtls dspfotls rfjdoklgdnls olg fj tfhd, plr jl quf nf`frèdg sfr l`aftl pdrd vksjuh`rdr olg hdylr ofrtfzd fj odhkgl quf plnrèd sfiukr jd prfsfgtf fjd`lrdokÿg nfj trd`dal.

44 

 

 

PFEFPFGOKD_ @K@JKLIPDEKOD_

Ekgdgokdokÿg nfj Olhfrokl Fxtfrklr1 Fj Odrjf, I.Elredktkgi O. (4> nfKgtfrgdoklgdj D`rkj nf 0=44). Nkrfotkvlijl`dj.olh. , päi. 0?. L`tfgknl nf

bttp1//www.nkrfotkvlijl`dj.olh/drtkoujls/>=/ekgdgokdokg-nfj-olhfrokl-fxtfrklr-fjelredktkgi-kgtfrgdoklgdj.bthj  OF_OF. (09 nf ef`rfl nf 0=49). OF_OF fg fj Hugnl. L`tfgknl nf bttps1//www.ofsof.fs/fs/b ttps1//www.ofsof.fs/fs/ /dsfslrfs-nf-pyhfs/quf-fs-fjelredktkgi#1~1tfxt8Fj%0=elredktkgi%0=khpjkod%0=gfofsdrkdhfgtf%0=d,fj%0=rkfsil%0= tltdj%0=nf%0=khpdil Olpyrkibt, _. D. (0? nf ef`rfl nf 0=04). _fotlr Dsfiurdnlr . L`tfgknl nf bttps1//www.sfotlrdsfiurdnlr.fs/elredktkgi-fxpjkodnl-dj-nftdjjf/ Ekgdgokdokÿg nfj Olhfrokl Fxtfrklr1 Fj Elredktkgi Kgtfrgdoklgdj. (0=4=). Ekgdgokdokÿg nfj Olhfrokl Fxtfrklr1 Fj Elredktkgi Kgtfrgdoklgdj. Ekgdgokdokÿg nfj Olhfrokl Fxtfrklr1 Fj Elredktkgi Kgtfrgdoklgdj, 465. A.Hdgufj. (=5 nf AVGKL nf 0==0). Olhfrokl Kgtfrgdoklgdj1 Kgtfrgdoklgdj1 ^flrèd y tëogkods. 4ª fn. Irdgdnd1 Vgkvfrskndn nf Irdgdnd. L`tfgknl nf Olhfrokl Kgtfrgdoklgdj1 ^flrèd y tëogkods. 4ª fn. Irdgdnd1 Vgkvfrskndn nf Irdgdnd.1 bttp1//nfsoudnrdgnl.olh/Elredktkgi b ttp1//nfsoudnrdgnl.olh/Elredktkgi Hkgkstfrkl nf kgnustrkd, t. y. (0=49). L^PD_ ^ËOGKOD_ NF EKGDGOKDOKLG NFJ OLHFPOKL KG^FPGDOKLGDJ. ]rlirdhd nf nfsdrrljjl y olgsljkndokÿg nf jd ][HF fxplrtdnlrd, ?2. ^ruakjjl, A. (> nf glvkfh`rf nf 0=45). Fj Pkgoÿg nfj _ufcl. L`tfgknl nf bttp1//rkgolgnfjsufcl.`jlisplt.olh/0=45/44/fj-elredktkgi.bthj

40