Comisiones Banca Individuo

 

Wadcoquhstj ;>; —D] D:==4JGE Dhukjk Jutôoc`j ka Gs. Js. DQH[ O½ 4=-16:;7:41-7

DC@HTHCOAT X DJWFCT DCGWJKCT ]CW ]WCKQD[CT X TAWRHDHCT — DJW[AWJ KA DCOTQ@C

DQAO[JT DJEJ KA JNCWWCT AO ]ATCT X KÔIJWAT Dcodaptc H`pcrta pascs H`pcrta kôijras ]arhck. Jparturj Tho djrfc Tho djrfc @jotaoh`haotc (-) Tho djrfc :=,== @ Dharra ka duaotj Gcohbhdjkc Gcohbhdjkc Dc`hshcoas pcr Gciatjs y Wasõ`aoas ka Duaotj Gciatjs ka Kapôshtc Ka ;= uohkjkas Gcohbhdjkc Oc @jfoathzjkjs :4,4: A Wasu`ao ka Duaotj Khjrhc/Ta`joji/Zuhodaoji/@ao Khjrhc/Ta`joji/Z uhodaoji/@aosuji suji 6,72 A Dujtrh`astrji Tho djrfc Tho djrfc Aspadhji (j ]akhkc)/]ar. jotarhcras/ao iàoaj (ai :½ Gcohb.) :;,17 :,7: A Tjikcs Ho`cvhihzjkcs (Ta dcgrj pcr duaotj njstj djodaijr ai sjikc) :6:,>7 6,== @ ]JWJ AI ]JFC KA ]IJOAT C ]WCFWJ@JT KA JXQKJ TCDHJI DQAO[JT TQAIKC — KA IJ TAFQWHKJK TCDHJI — DQAO[JT ]JWJ DJEJ KA JNCWWCT JNCWWCT @AOCWAT (DC@ ’J‐ 2:=4) - DQAO[J FWJ[QH[J FWJ[QH[J QOHRAWTJI Dcodaptc H`pcrta pascs Tho djrfc Jparturj/@jotaoh`haotc/Cparjdhcoa Jparturj/@jotao h`haotc/Cparjdhcoass ao Djearcs Jutc`êthdcs Wasu`ao ka Duaotj Ta`astrji (*) Tho djrfc Dharra ka duaotj Gcohbhdjkc ( * ) Ijs Duaotjs ihquhkjdhôo Qohvarsji  ]cr  Nhec, Jrfaothoj  Jrfaothoj [rjgjej, ]ijoas Jyukj Tcdhji  y  ]rcfrasjr oc par`htao kapôshtcs ka crhfao  khsthotc ji  ka su ojturjiazj, oh a`htao rasõ`aoas ka duaotj.

DNAZQAT / ADNAZ Dcodaptc ]cr djkj Kapôshtc ka Dnaqua Djphtji Bakarji y Frjo Guaocs Jhras Icdjihkjkas dco Bhihjias kai Gjodc Wastc ka ijs Icdjihkjkas

Wadnjzc katardarcs Dnaquas Dnaquas ka Dnaqua prcphc pcr bjitj ka bcokcs Duaotj darrjkj y sarvhdhc ka pjfc ka dnaqua suspaokhkc Djodaijdhôo ka dnaqua radnjzjkc pcr ’sho bcokcs‐ Wafhstrjdhôo ka D]K Wafhstrjdhôo ka Dnaqua ka ]jfc Khbarhkc (thtuijr c tardarc) Ihquhkjdhôo ka Rjicras Kapcshtjkcs Wasu`ao khjrhc c sa`joji ao pjpai Dcosuitj ka `cvh`haotcs vàj Drajr Wasu`ao `aosuji ao pjpai Dcosuitj pcr Gjodj ]arscoji Hotaroat (pjrj jknarhkcs ji sarvhdhc) / pcr [JT Wadapdhôo ka rasu`ao vàj dcrrac aiadtrôohdc DWAKHDQAO[J Dcodaptc Jparturj ka duaotj  duaotj  Dharra ka duaotj @jotaoh`haotc Drakhduaotj @: Drakhduaotj @7 Drakhduaotj @4 (Tôic pjrj prckudtcs ao stcdl, oc sa dc`ardhjihzjo pjrj ouavjs jitjs)  Drak Drakhd hdua uaot otjj Ax — Jsji Jsjijr jrhj hjkc kc Drakhduaotj Hotafrjkj (Tôic pjrj prckudtcs ao stcdl, oc sa dc`ardhjihzjo pjrj ouavjs jitjs)  Gciatjs, Dnaquarjs y Wasu`ao ka Duaotj Gciatjs ka Kapôshtc ka ;= uohkjkas Gciatjs ka Kapôshtc Oc @jfoathzjkjs Dnaquarjs Dc`uoas (1= uohkjkas) pakhkjs ao Bhihji Dnaquarjs Dc`uoas (1= uohkjkas) pakhkjs pcr Gdj. [aiabôohdj/Gdj. [aiabôohdj/Gdj. Hotaroat/J[@-[JT Hotaroat/J[@-[JT Dnaquarjs D]K (7= uohkjkas) pakhkjs ao Bhihji Dnaquarjs D]K (7= uohkjkas) pakhkjs pcr Gdj [aiabôohdj/Gdj. Hotaroat/J[@-[JT Hotaroat/J[@-[JT Wasu`ao ka Duaotj @aosuji, Õohdc c [rh`astrji Wasu`ao ka Duaotj Aspadhji (j pakhkc)/ka paràckcs jotarhcras/ao iàoaj (ai :rc. Gcohbhdjkc) Dc`hshcoas avaotujias Tjikcs Ho`cvhihzjkcs Bôr`uij ka darthbhdjdhôo ka dnaquas Dnaquas pjfjkcs pcr Diajrhof Dnaquas ka `cstrjkcr CO] pcr prasaotjdhôo ka kaouodhj CO] pcr djkj vjicr kaouodhjkc prasaotjkc ji dcgrc Wafuijrhzjdhôo ka Duaotj (sjikcs `àoh`cs :.===,==) Njstj ai 4ar kàj J pjrthr kai ;tc kàj

H`pcrta pascs

]arhck.

Gcohbhdjkc =,4=% `ào >,6> =,6=% `ào >,6>

A A

::8,68 1% `ào ;:,:; 1% `ào 41,=8 ;4,12

A A A A

:7,:=

A

78,=; 78,=; 14,7; Gcohbhdjkc Tho djrfc

A A @

 

(]arhckhdhkjk5 A5 Avaotuji — @5 @aosuji — [5 [rh`astrji — T5 Ta`astrji - J5 Jouji)  

H`pcrta pascs ]arhck. Gcohbhdjkc Gcohbhdjkc ;71,87 4>:,:1 4=8,62 4= 4=8, 8,62 62 4=8,62 4=

@ @ @ @ @

Gcohbhdjkc :4,4: :7>,72 44,>> 2:,6: 78,=; Tho djrfc :;,17

A

:6:,>7 21,4; ;,74 :>,:1 44,>> ;:,:;

@ A A A A A

Gcohbhdjkc :7,:= pcr kàj

@

A A A A A

::=72 (=:/=7/7=7=) :/>  :/> 

 

Dcodaptc Whasfc Dcothofaota - Fhrcs scgra kapôshtcs j jdrakhtjr ji dharra ka ij cparjtcrhj Waocvjdhôo pcr scgrafhrc ADNAZ (DNAZQA AIAD[WÔOHDC) Dcodaptc A`hshôo   A`hshôo DCOKHDHCOAT ]JW[HDQIJWAT JI DCO[WJ[C KA A@HTHCO KA [JWEA[JT [JWEA[J DJGJI KÈGH[C Dcodaptc A`hshôo y Waocvjdhôo (*) Wapcshdhôo ka [jreatj pcr Axtrjvàc, Wcgc c Nurtc ]cr Katarhcrc c Djpturj ao Djearcs Jutc`êthdcs Dc`hshcoas pcr Qsc ao Djearcs Jutc`êthdcs [JWEA[J KA DWÈKH[C

H`pcrta pascs ]arhck. 1‽ `ào. 6,72 A Gcohbhdjkc H`pcrta pascs ]arhck. ;,>; H`pcrta pascs ]arhck. Gcohbhdjkc ;1,8> A Gcohbhdjkc Rar Djearcs Jutc`êthdcs  

Dcodaptc

Karadnc A`hshôo [htuijr y Jkhdhcoji   Jkhdhcoji Tarvhdhc ka Waocvjdhôo Jouji Waocvjdhôo tjreatj [htuijr y Jkhdhcojias Waocvjdhôo j pjrthr kai 4½ jkhdhcoji (pcr djkj jkhdhcoji) Wapcshdhôo ka [jreatjs Axtrjvàc, Wcgc c Nurtc Katarhcrc c Djpturj ao Djearcs Jut. Dc`hshcoas Jk`hohstrjthvjs Jk`hohstrjdhôo ka duaotj Djrtarj Faoarji Gaoab. axdiushvc pjrj Eughijkcs (#)

Fjstcs ao @coakj Axtrjoearj y/c Abadtujkcs ao ai Axtarhcr Jothdhpc ka Khoarc ao Abadthvc Bhojodhjdhôo ka Dc`prjs kai @as Jotarhcr Waduparjdhôo ka Wasõ`aoas (jotarhcras ji õith`c radhghkc) Tafurcs   Tafurcs Tarvhdhc ka Dcgarturj ka fjstcs pcr rcgc, nurtc c axtrjvàc (]rh`j) Djrfc pcr Tafurc ka Rhkj scgra Tjikc Kaukcr pcr bjiiadh`haotc kai [htuijr (Ta dcgrjrê õohdj`aota pcr ics dcosu`cs rajihzjkcs y/c jkaijotcs ka khoarc scihdhtjkcs, njstj ai 4:/=>/7=:2) Djrfc Tarvhdhc ka Jshst. ji Rhjearc [htuijr y Frupc Bj`hihjr Khradtc Jkhdhcojias (nhecs `jycras ka 7: júcs c bj`hihjras oc khradtcs) Tarvhdhcs Jkhdhcojias ]rhcrhty ]jss (1 pjsas sho Djrfc) ]rhcrhty ]jss Hovhtjkc (1 ]jsas sho Djrfc) Fasthôo ka Waduparc ka Kaukj H`pjfj Dc`hshcoas pcr Qsc ao Djearcs Jutc`êthdcs

Djgji

Rhsj Hotarojd

Rhsj Fcik

Rhsj ]ijthou`

Rhsj Thfojtura

@jstar Hotarojd

@jstar Fcik

@jstar ]ijthou`

@jstar Gijdl

  c   r   a

Gcohbhdjkc

:.66>,6=

:84,2=

7.28>,4=

:84,2=

1.;;1,==

:84,2=

6.6;=,==

Gcohbhdjkc

8.2>=,==

Gcohbhdjk Gcohbhdjkc c

7.28>,4=

1.;;1,==

6.6;=,==

8.2>=,==

J

7.28>,4=

1.;;1,==

6.6;=,==

8.2>=,==

J

:84,2=

:84,2=

A

:24,41

:24,41

@ @

Gcohbhdjkc

:48,:1

:24,41

:24,41

::;,:= Gcohbhdjkc Gcohbhdjkc Gcohbhdjkc

A

1,>:

Gcohbhdjkc

=,7>8 %

@

Gcohbhdjkc

Gcohbhdjkc

u$s 1>,=>

u$s 1>,=>

7,;7 d/u

Gcohbhdjkc

u$s 68,>2

u$s 68,>2

Wastc u$s 47,26 Wastc u$s 47,26 Rar Ctrcs Dcodaptcs Rar Djearcs Jutc`êthdcs

(*)Ta prcvaarê uoj (:) tjreatj ka kèghtc frjtuhtj . Ao ai djsc ka ij Duaotj Frjtuhtj Qohvarsji, sarêo sho djrfc kcs (7) tjreatjs ka kèghtc  (#) Wakuddhôo kai :>% scgra [jrhbj ka Djrtarj Faoarji.

@ Wastc u$s A 4>,67 Wastc u$s A 4>,67

 

 

DC@HTHCOAT X DJWFCT DCGWJKCT ]CW ]WCKQD[CT X TAWRHDHCT — DJW[AWJ KA DCOTQ@C

Wadcoquhstj ;>; —D] D:==4JGE Dhukjk Jutôoc`j ka Gs. Js. DQH[ O½ 4=-16:;7:41-7 

]WCFWJ@J KA GAOABHDHCT Dcodaptc Dc`hshcoas pcr @a`grasàj Jouji  ]uotcs Drakhdccp ]rcfrj`j Gaoabhdhcs Drakhdccp Jarciàoajs ]ius [JTJT KA HO[AWÈT KA [JWEA[JT KA DWÈKH[C [jsj ka hotarès ka bhojodhjdhôo c dc`paosjtcrhc (hohdhji) ]ascs [OJ ]ascs [AJ

DJGJI 1>,== % 62,74 %

RHTJ 21,== % >>,46 %

@JT[AWDJWK 21,== % >>,46 %

[OJ Kôijras [AJ [jsj ka hotarès pjrj jkaijotcs ka khoarc ao abadthvc (hohdhji) ]ascs [OJ ]ascs [AJ Kôijras [OJ Kôijras [AJ Dcstc Bhojodharc [ctji Oc`hoji Jouji

:=,== :=,;6 % DJGJI 1>,== % 62,74 % :=,== % :=,;6 % DJGJI

:1,== % :2,=> RHTJ 21,== % >>,46 % :1,== % :2,=> % RHTJ

:1,== % :2,=> @JT[AWDJWK 21,== % >>,46 % :1,== % :2,=> % @JT[AWDJWK

H`pcrta pascs ]arhck. 6>2,1= 6>2,1= 4.74=,6=

]ascs DB[OJ Kôijras DB[OJ

6=,:> % :7,:= %

Dcstc Bhojodharc [ctji Abadthvc Jouji (~)

6>,21 % :>,:1 %

DJGJI

]ascs DB[AJ Kôijras DB[AJ

RHTJ

86,>; % :7,>= %

::;,7> % :8,6; %

J J J

6>,21 % :>,:1 %

@JT[AWDJWK

::;,7> % :8,6; %

(~) [c`jokc dc`c aea`pic $ :.=== j :7 `asas sho dc`hshcoas oh h`puastcs.

@ÔKQICT JTJIJWHJKCT @ÔKQIC   @ÔKQIC Dc`hshôo pcr @jotaoh`haotc (*) ]rckudtcs qua dc`pcoao ai `ôkuic (**) Duaotj dcrrhaota parscoji (Drakhduaotj) Djej ka Jncrrcs ao Kôijras Jkaijotc ao Duaotj Dcrrhaota parscoji dco jduarkc [jreatj ka Drèkhtc Djgji [jreatj ka Drèkhtc Rhsj

]WABAWAODHJI

HKAJI

]arhck

672,==

DIÊTHDC ]IQT :.=7>,1=

:.468,;=

:.>48,7=

@

^ ^

^ ^

^ ^

^ ^

^

^

^

^

^ Hotarojdhcoji

^ Fcik

^ ]ijthou`

^ Thfojtura

HOHDHJI

DIÊTHDC

41=,8= ^ ^ ^

(*) Ics jscdhjkcs qua jdrakhtjo sus njgaras ao ai G D D I , jddakao ji :==% ka gcohbhdjdhôo ao ij dc`hshôo ka `jotaoh`haotc kai @ôkuic kurjota 2 (sahs `asas) dcotjkcs kaska ij badnj ka jitj kai @ôkuic< trjosdurrhkc khdnc pijzc, ij gcohbhdjdhôo pjsjrê j sar kai 1=%. ]rc`cdhôo aspadhji5 ics @ôkuics duyjs jitjs y prh`arj jdrakhtjdhôo ka njgaras sa rajihdao aotra ics kàjs  7 > / : = / 7 = : 8 y  4 = / = ; / 7 = 7 = jddakao j uo :==% ka gcohbhdjdhôo ao ij dc`hshôo ka `jotaoh`haotc. Ijs gcohbhdjdhcoas sa rajihzjrêo `haotrjs sa rafhstra jifuoj jdrakhtjdhôo ao dcodaptc ka njgaras `jycras j $71.=== oatcs kaotrc ka ics 8= kàjs jotarhcras ji dcgrc ka ij dc`hshôo kai @ôkuic. Ao djsc ka oc du`pihrsa asta raquhshtc, sa dcgrjrê ij dc`hshôo ka `jotaoh`haotc kai @ôkuic vhfaota j asa `c`aotc. Ai prasaota asqua`j ka gcohbhdjdhcoas pckrê sar `ckhbhdjkc, suspaokhkc c djodaijkc pcr ai Gjodc, shtujdhôo qua sarê octhbhdjkj dco 2= kàjs ka jotaijdhôo j su aotrjkj ao vhfaodhj. Ij dc`hshôo ka `jotaoh`haotc kai @ôkuic dc`praoka5 dc`hshôo pcr jparturj, pcr `jotaoh`haotc ka ijs duaotjs parscojias qua dc`pcoao ai @ôkuic, dc`hshôo pcr a`hshôo, jk`hohstrjdhôo ka duaotj y sarvhdhc ka raocvjdhôo ka ijs [jreatjs ka Drèkhtc, Gjodj ]arscoji Hotaroat. (**) Djkj uoc ka ics @ôkuics sa aoduaotrj hotafrjkc pcr ics prckudtcs y sarvhdhcs katjiijkcs< ao djsc ka rasdhshôo c gjej pcr dujiquhar djusj kai @ôkuic, sa jpihdjrêo ijs dc`hshcoas vhfaotas raspadtc ka djkj uoc ka ics prckudtcs y sarvhdhcs dcotrjtjkcs dcoshkarjkcs hokhvhkuji`aota, duycs vjicras kadijrc dcocdar y jdaptjr.

DWAKHDCC] KHWAD[HRCT @ÔKQIC  @ÔKQIC  Dc`hshôo pcr @jotaoh`haotc (½) ]rckudtcs qua dc`pcoao ai `ôkuic5 (½½) (½½)   Djej ka Jncrrcs ao Kôijras Duaotj Dcrrhaota ]arscoji (Drakhduaotj) Duaotj Dc`htaota Jkaijotc ao Duaotj Dcrrhaota parscoji dco jduarkc [jreatj ka Drèkhtc Djgji [jreatj ka Drèkhtc Rhsj Tafurc ka ]rctaddhôo ka Djearcs Jutc`êthdcs (jpihdj scgra ij [jreatj Djgji Kèghtc kai thtuijr ka ij duaotj) Cparjdhcoas ao Djearcs Jutc`êthdcs Dco ij tjreatj Djgji Kèghtc @cvh`haotcs ao djearcs prcphcs @cvh`haotcs ao rak Ihol @cvh`haotcs ao rak Gjoaidc

RAWKA   RAWKA :.=7>,1=

ÀOKHFC   ÀOKHFC :.468,;=

RHCIA[J  RHCIA[J  :.>48,7=

^ ^ ^ ^ ^ Fcik

^ ^ ^ ^ ^ ]ijthou`

^ ^ ^ ^ ^ Thfojtura

]ijo :

]ijo :

]ijo :

]arhck @

Gcohbhdjkc Gcohbhdjkc 7=,16

(njstj 1 `cv. gcohbhdjkcs)

Gcohbhdjkc

Gcohbhdjkc

A

(½) Ij dc`hshôo ka `jotaoh`haotc kai @ôkuic dc`praoka5 dc`hshôo pcr jparturj, pcr `jotaoh`haotc y rasu`ao ka ijs duaotjs qua dc`pcoao ai @ôkuic, Dnaquarjs ]rh`ar dnaquarj gcohbhdjkj :==parscojias % hodiuyaokc Duaotj Dc`htaota, dc`hshôo pcr a`hshôo, jk`hohstrjdhôo ka duaotj y sarvhdhc ka raocvjdhôo ka ijs [jreatjs ka Drèkhtc, ai safurc ka ]rctaddhôo ka Djearcs  Jutc`êthdcs ka ij [ jreatj Dj gji Kèghtc (kai thtuijr), `cvh`haotcs ao djearcs prcphcs, a o ra k Ihol y Gjoa idc (ao astj õith`j pjrj Hokhfc/Rhciatj), sarvhdhc ka jtaodhôo taiabôohdj, Gjodj ]arscoji Hotaroat y Jsascr Dc`ardhji. Ics dcosu`cs rajihzjkcs y/c ics jkaijotcs ka khoarc scihdhtjkcs dco tjreatjs ka drèkhtc, njstj ai kàj 4:/=>/7=:2 hodiushva duaotjo dco ij dcgarturj kai safurc ka vhkj pcr sjikc kaukcr njstj ij abadthvj djodaijdhôo ka ascs dcosu`cs, duyj prh`j sa aoduaotrj j djrfc kai thtuijr y sa aoduaotrj katjiijkj ao ijs dc`hshcoas ka djkj uoc ka ics prckudtcs. (½½) Djkj uoc ka ics @ôkuics sa aoduaotrj hotafrjkc pcr ics prckudtcs y sarvhdhcs katjiijkcs, ji kashsthr ka asta sarvhdhc ics prckudtcs qua sa `jotaofjo vhfaotas  pjsjrêo j ij `ckjihkjk ka dcgrc ka dc`hshcoas hokhvhkujias ka djkj uoc ka ics prckudtcs y sarvhdhcs y duycs vjicras kadijrc dcocdar y jdaptjr.

(]arhckhdhkjk5 A5 Avaotuji — @5 @aosuji — [5 [rh`astrji — T5 Ta`astrji - J5 Jouji)  

::=72 (=:/=7/7=7=) 4/>  4/> 

 

DJEJT KA TAFQWHKJK Dcodaptc Dc`hshôo trh`astrji pcr jiquhiar ka dcbras :=x:1x2= d`. - djtafcràj [ :=x4=x2= d`. - djtafcràj Q :7x4=x2= d`. - djtafcràj R 7=x4=x2= d`. - djtafcràj V 4=x4=x2= d`. - djtafcràj ^ Dc`hshôo pcr jddasc j ijs djejs njstj ai ;µ ao ai `as pcr djkj jddasc, j pjrthr kai 1µ Djrfcs pcr5 ncocrjrhcs asdrhgjoc, ncocrjrhcs djearc y dj`ghcs ka dc`ghojdhôo ka iijvas

H`pcrta pascs

]arhck.

4.6;:,47 2.4:8,>4 2.76>,28 6.;7=,84 8.2=;,8>

[ [ [ [ [

Tho djrfc :>1,:4 (**)

A

(**) Ta trjsijkjrêo ji usujrhc ics h`pcrtas abadthvj`aota jgcojkcs pcr ai Gjodc pcr djkj dcodaptc.

]WCKQD[C ]WCKQD[CT T DWAKH[HDHCT FAT[HÔO X JK@HOHT[WJDHÔO KA HOBCW@AT

Djrfcs pcr Hobcr`as ka kc`hohc H`pcrta pascs  pascs   Js. Ho`uagia Wastc kai ]jàs ]arhck. Ho`uagia Djphtji Bakarji Ho`uagia ]dhj. ka Gs. [rê`hta Th`pia >87,4; + jrjodaias >87,4; + jrjodaias A [rê`hta Qrfaota ::1=,7: + jrjodaias ::1=,7: + jrjodaias A 7.278,81 + jrjodaias A [rê`hta Tõpar Qrfaota Dcosuitj àokhda thtuijras sh`pia >87,4; + jrjodaias A Dcosuitj àokhda thtuijras urfaota ::1=,7: + jrjodaias A Gõsquakj pcr [htuijrhkjk/Kc`hdhihc >87,4; + jrjodaias A [rê`hta sh`pia safõo eurhskhddhôo Dcstc + jrjodaias A JNCWWC A HORAWTHÔO Dcodaptc H`pcrta pascs ]arhck. Duaotj Dc`htaota Dc`hshôo pcr @jotaoh`haotc Gcohbhdjkc Dustckhj (pcr cparjdhôo) [àtuics vjicras — (dcgrc `aosuji) =,;> % jouji `ào. 6,72 @ Darthbhdjkcs ka ]ijzc Bhec ka Dc`pjúàjs ka safurcs =,=4;7 % jouji. `ho. :;1,7= A Darthbhdjkcs ka ]ijzc Bhec ka Dc`pjúàjs ka Tafurcs partaoadhaotas j ctrcs Gjodcs :;,17 A =,;> % jouji `ào. 6,72 Tjikc jdraakcr ao duaotj A Wafhstrc ka praokjs >6,:7 A =,4 % s/v. s/v. abadt `ào. >6:,7 >6:,7= = Darthbhdjkcs dustckhj j bjvcr ka JBH] (jouji) A Darthbhdjkcs dustckhj j bjvcr ka JBH] — [rê`hta Qrfaota (jouji) =,4 % s/v. abadt `ào. 7.8=; A [rjosbaraodhjs (pcr cparjdhôo) Aotra dc`htaotas :7,:= A A`hthkjs j ctrcs gjodcs c jfaotas ka gcisj :7,:= A ]akhkcs rasõ`aoas Djej ka Rjicras — ]aràckcs jotarhcras 67,2= A [rjosjddhcoas dustckhj dc`pjúàjs ka Tafurcs (pcr `cvh`haotc) :2,8; A Dc`prj-vaotj (pcr cparjdhôo) :,41 % `ào 44,>> Ka jddhcoas c tàtuics prhvjkcs scgra ai `cotc rasuitjota A Ka tàtuics põgihdcs scgra ai `cotc rasuitjota =,1= % `êxh`c Cparjdhcoas dcotrj djrtarj prcphj sa rajihzjo pcr khbaraodhj ka pradhcs Ihdhtjdhôo   Ihdhtjdhôo :7/:==== `ào 78,=; A Hostru`aotcs ka kaukj [àtuics ]õgihdcs y ]rhvjkcs Dc`hshôo ]cr dcgrc ka dupcoas =,2=% `ào $:7,:= ô u$s 7,8= A Waotj hokhvhkuji (scgra `cotc ka ij raotj) Gcohbhdjkc J`crthzjdhôo Hokhvhkuji Jddhcoas   Jddhcoas ]jfc ka khvhkaokcs ao abadthvc (pcr cparjdhôo ao ]ascs) 4 % `ào $:=,14 A ]jfc ka khvhkaokcs ao abadthvc (pcr cparjdhôo ao Kôijras) 4% @ho Q$T ;,412 Rctjdhcoas ao Jsj`giajs / darthbhdjkcs (pcr darthbhdjkc) :;1,7= A =,2 % `ào. u$s :7= @A] Jfaota kai @ardjkc ka Djphtjias Bcokcs Dc`uoas ka Hovarshôo :>:=  :>:=  Tusdrhpdhôo/Wasdjta Gcohbhdjkc A`hshôo ka rasõ`aoas j pakhkc :;,17 A Darthbhdjkc ka Kapôshtc pjrj Hovarshôo (DAKHO)  (DAKHO)  Tusdrhpdhôo y a`hshôo pcr duaotj y crkao GDWJ :% Rarhbhdjdhôo ka su jpihdjdhôo =,4 % ]jfc =,7 % TAFQWCT TAFQWDCC] Jsafurjkcrj5 Tafurdccp Jsafurjkcrj5  Tafurdccp Dccp. Taf. Itkj. Jfaota Hosthtcrhc5 Gjodc Drakhdccp Dccp. Itkc. Dcodaptc H`pcrta pascs ]arhck. Tafurc Jutc`ctcr Tueatc j Dcthz. Aea`pic ka dcthzjdhôo5 Ranàduic ka bjgrhdjdhôo ojdhcoji - Dcgarturj "D" - Tu`j jsafurjkj $:18.===. Tafurc Dc`ghojkc Bj`hihjr ]ijo : ]ijo 7 ]ijo 4 ]ijo ; ]ijo 1

;.71:,:: ;:6,4: 181,6> >:>,:> :.=8:,81 2;>,77

T @ @ @ @ @

 

  Wadcoquhstj ;>; —D] D:==4JGE Dhukjk Jutôoc`j ka Gs. Js. DQH[ O½ 4=-16:;7:41-7 

DC@HTHCOAT X DJWFCT DCGWJKCT ]CW ]WCKQD[CT X TAWRHDHCT — DJW[AWJ KA DCOTQ@C

Dcodaptc ]ijoas j @akhkj Aea`pic ka Dcthzjdhôo5 Rhvhaokj ka usc par`joaota. Hodaokhc akhbhdhc5 $:6=====. Hodaokhc dcotaohkc5 $6=====, Wcgc / Nurtc dcotaohkc frji.5 $8====. Wcgc / Nurtc [R, Jukhc, Rhkac, ]D5 $1====. Wasp. dhvhi Ihokarcs5 $71====, Drhstjias5 $71==. Tafurc ka Dcgrc ]rctafhkc ]ijo : ]ijo 7 ]ijo 4 Tafurc ka ]rctaddhôo ao Djearcs Jutc`êthdcs ]ijo :

H`pcrta pascs ]arhck. Tueatc j Dcthz. 1;4,:4

@

72;,41 471,7> ;1>,::

@ @ @

44,11

@

;;,;: 67,=1 :=>,8;

@ @ @ @ @ @

Tafurc ka Waspcosjghihkjk Dhvhi Aea`pic ka Dcthzjdhôo5 A`arfaota kai usc ka jsdaoscr. Tu`j jsafurjkj $ 4==.===. Brjoquhdhj :=% ka ij su`j shohastrjkj, dco uo `àoh`c kai :% y uo `êxh`c kai 1% ka ij su`j jsafurjkj Tafurc ka Wcgc  Wcgc  Aea`pic ka Dcthzjdhôo5 Dc`prh`hkcrj Bcrzjkcr ka djrfj `jrdj Taohcr Axprass `ckaic `adêohdc @K 4 ka :2 astjdhcoas. Tu`j jsafurjkj $ 747.6:;. Tafurc [èdohdc

66 s/HRJ :1; s/HRJ 74: s/HRJ Tueatc j Dcthz. :;4,48 Tueatc j Dcthz. 26,47 Tueatc j Dcthz. 8=4,;> Tueatc j Dcthz. 4.:88,47 Tueatc j Dcthz.

Aea`pic ka Dcthzjdhôo5 Aquhpcs Dcotrjthstjs. @hoh pjij djrfjkcrj Rcivc. Tu`j jsafurjkj $ :7=.===, 7 Gjrrakcrjs Jkvjoda @ck 12==. Tu`j jsafurjkj $ :==.===.

7.62;,=>

@

]ijo ]ijo 7 4 ]ijo ; Tafurc ka Rhkj Dciadthvc : @ôkuic 7 @ôkuics 4 @ôkuics Tafurc ka Drhstjias Aea`pic ka Dcthzjdhôo5 su`j jsafurjkj $ 7.1:2.

Tafurc ka Hodaokhc Aea`pic ka Dcthzjdhôo5 Rhvhaokj par`joaota. Tu`j jsafurjkj $ :7=.===

@ @ @ @

DO] JTTQWJODAT Jsafurjkcrj5 DO] Jsafurjkcrj5  DO] Jssurjodas Dàj. ka Tafurcs T.J., dcosthtuhkj gjec ijs Iayas ka ij Wapõgihdj Jrfaothoj dco kc`hdhihc ao @jrdaic [. ka Jivajr :1;:. DQH[ 4=-2>7;=>27-7. Tus cparjdhcoas sco hokapaokhaotas kai frupc DO] Jssurjodas. Ics Jddhcohstjs ih`htjo sus raspcosjghihkjkas ji djphtji jpcrtjkc. Jfaota Hosthtcrhc5 Gjodc Drakhdccp Dccp. Itkc. Dcodaptc H`pcrta pascs ]arhck. Jssurvhkj ]rh`j @àoh`j @aosuji 4== s/HRJ @ Karadnc ka a`hshôo pcr õohdj vaz :1 s/HRJ @ Jssurpijo@jx Ka :> j ;= júcs5 726 s/HRJ @ Ka ;: j 1= júcs5 4;6 s/HRJ @ Ka 1: j 21 júcs5 ;76 s/HRJ @ Karadnc ka a`hshôo pcr õohdj vaz :1 s/HRJ @ Qohvarsji ]rcyadtcs / Dcothouhkjk  Dcothouhkjk  ]rh`j @àoh`j @aosuji5 21= ô u$s 1= s/HRJ @ Karadnc ka a`hshôo pcr õohdj vaz5 :1 ô u$s := s/HRJ @ Tafurc ka Jddhkaotas ]arscojias J] ::1 ::1,== @ J] :28 :28,== @ Octj5 Ao ics dcstcs katjiijkcs oc sa hodiuyao ics saiijkcs prcvhodhjias.

@AKHCT JQ[C@Ê[HDCT GJODJ ]AWTCOJI HO[AWOA[ Dcodaptc H`pcrta pascs ]arhck. Dc`hshôo pcr Jgcoc @aosuji Gcohbhdjkc Dc`hshcoas ]cr djkj [rjosbaraodhj Aotra duaotjs prcphjs kai gjodc/j duaotjs ka tardarcs kai gjodc/j duaotj ka ctrcs gjodcs  Gcohbhdjkc Hotargjodjrhjs ho`akhjtjs ao pascs Gcohbhdjkc Hotargjodjrhjs ho`akhjtjs ao kôijras Gcohbhdjkc DJEAWCT JQ[C@Ê[HDCT Dcodaptc Djgji Kèghtc Drèkhtc Djgji Rhsj y @jstar ]arhck. Wadhgc ka Njgar Eughijtcrhc (JOTAT) Gcohbhdjkc Dj`ghc ka OH]/Wataodhôo ka [jreatj  [jreatj  Gcohbhdjkc Gcohbhdjkc Gcohbhdjkc @cvh`haotcs ao djearcs prcphcs Gcohbhdjkc 7:,78 44,>> @cvh`haotcs ao ao rak rak Gjoaidc Ihol @cvh`haotcs @cvh`haotcs ao rak Dhrrus @cvh`haotcs ao rakas Gjodc`jt, Grcu y Wakgjol (Qrufujy) Dc`hshôo pcr Crkao ka Axtrjddhôo — ]uotc Abadthvc Gijoquac Dijva JBH] (]arhckhdhkjk5 A5 Avaotuji — @5 @aosuji — [5 [rh`astrji — T5 Ta`astrji - J5 Jouji)  

;1,8> 14,7; u$s ;,1= u$s ;,1= 42,4 :7,:=

48,84 1;,;1 u$s ;,1= u$s ;,1=

48,84 1;,;1 u$s ;,1=

A A A

::=72 (=:/=7/7=7=) 1/>  1/> 

 

TAWRHDHCT KA ]JFC X DCGWJOUJ DNAZQA DJODAIJ[CWHC — DNAZQA KA ]JFC BHOJODHAWC Dcodaptc Dnaqua Djodaijtcrhc Raotj Djodaijtcrhc Raotj — ]jfc — Darthbhdjdhôo ka aokcscs  Dnaqua ka ]jfc Bhojodharc Dc`hshôo Bhojodharc  Dc`hshôo pcr a`hshôo  [WJOTBAWAODHJT Dcodaptc Dc`hshcoas pcr djkj [rjosbaraodhj ao ]ATCT [rjosbaraodhjss aotra bhihjias kai gjodc [rjosbaraodhj Crhfhojkjs ]cr kèghtc ao duaotj pjrj jdrakhtjr ao ctrj duaotj `akhjota Gjodj Hotaroat u crkaojkjs ao Bhihji [rjosbaraodhjss njdhj duaotjs ka ctrcs gjodcs [rjosbaraodhj J trjvès ka `akhcs aiadtrôohdcs ka pjfc (@A]) / Dê`jrjs aiadtrôohdjs (hodiuhkc pjfc j prcvaakcras) J trjvès ka [ar`hojias ka Jutcsarvhdhc ([JT) / Djearcs Jutc`êthdcs (J[@) Njstj 7=.=== J trjvès ka Gjodj Hotaroat ]cr djkj [rjosbaraodhj ao KÔIJWAT [rjosbaraodhjss aotra bhihjias kai Gjodc [rjosbaraodhj Tôic jk`hta ij `ckjihkjk kèghtc ao duaotj y pjfc pcr vaotjohiij pjrj ai `hs`c gaoabhdhjrhc Njstj u$s 2.=== Kaska u$s 2.=== j u$s 41.=== @jycras j u$s 41.=== [rjosbaraodhjs njdhj duaotjs ka ctrcs Gjodcs J trjvès ka `akhcs aiadtrôohdcs ka pjfc (@A]) y Dê`jrjs aiadtrôohdjs Njstj u$s 2.=== Kaska u$s 2.=== j u$s 41.=== @jycras j u$s 41.=== J trjvès ka Gjodj Hotaroat

H`pcrta pascs ]arhck. Gcohbhdjkc 6,72 A H`pcrta

]arhck.

Gcohbhdjkc Gcohbhdjkc Gcohbhdjkc Rar Gjodj Hotaroat

Tho djrfc (½) u$s ;,7= (½) u$s 76,8> (½) Tho djrfc (½) u$s ;,7= (½) u$s 76,8> (½) Rar Gjodj Hotaroat

A A

A A

(½) Rjicras katjiijkcs j `ckc ka aea`pic, y safõo dcthzjdhôo Q$T - Gjodc Ojdhôo (=:/=2/7=:6)5 $:1.>1. Ijs dc`hshcoas dcgrjkjs pcr ai Gjodc Drakhdccp DI raspadtc j astjs trjosjddhcoas, sarêo pardhghkjs ao pascs jrfaothocs. Ta jeustj jdcrka j ij dc`uohdjdhôo "J" 188=, ji thpc ka dj`ghc dc`prjkcr kai Gjodc ka ij Ojdhôo Jrfaothoj dcrraspcokhaota j ij badnj ka dharra ka ijs cparjdhcoas kai safuokc kàj nêghi ho`akhjtc jotarhcr.

FAT[HÔO KCDQ@AO[CT KHBAWHKCT Dcodaptc

H`pcrta

]arhck.  ]arhck. 

Dc`hshcoas (pcr djkj dnaqua) Dustckhj  Dustckhj   Djudhôo —]raokj Dc`.  Dc`.   Kasduaotc  Kasduaotc   ]cr fasthôopcr 7; ns =,4=% =,4=% =,4=% A ]cr fasthôo ;> ns 1‽ 1‽ 1‽ A Wadnjzc ::8,68 ::8,68 ::8,68 A Jk`hohstrjdhôo 6,72 6,72 6,72 A Wasdjta :7,:= 7;,7= 42,4= A ]cr rasdjta jutc`êthdc ka dnaqua ;,>; ;,>; ;,>; A C[WCT DCODA][CT Dcodaptc   Dcodaptc H`pcrta pascs  pascs  ]arhck.  ]arhck.  Darthbhdjdhôo ka Bhr`js/Tjikcs 7:6,>= pcr darthb A Dc`hshôo pcr djkj bctcdcphj sh`pia (oc sa dcgrjrêo dujokc dcrraspcokjo j radij`cs buokjkcs) =,>1 A Dc`hshôo pcr sarvhdhc ka gõsquakj ka hobcr`jdhôo (&)  (&)  7:,6> A Dc`hshôo pcr djkj h`jfao ka Dnaqua ]rcphc [ruodjkc 6,72 A Djrfc ka prctastc/pcr djkj taiafrj`j, djgia c djrtj kcdu`aotc djrfc kai sarvhdhc Djrfc ka aovàc ka djkj Djrtj Th`pia :,=8 A Fasthôo ka Waduparc ka Kaukj H`pjfj  Djrfc pcr aovàc octhbhdjdhôo ka kaukj dco jtrjsc :88,81 A Dc`hshôo pcr jitj ka [jreatj ao Gciatào 71,;: A Djrfc raduparc ka fjstcs pcr fasthôo taiabôohdj pcshthvj (*) ;;,11 A (&) Oc sa dcgrj j usujrhcs ka Tarvhdhcs Bhojodharcs Bhojodharcs (*) Qo `êxh`c ka 777,62.777,62.- `aosuji DC@AWDHC A^[AWHCW C]AWJDHCOAT C]AWJDHCOA T AT]ADHJIAT Dcodaptc H`pcrta  H`pcrta  ]arhck.   ]arhck. Dc`hshcoas pcr [rjosbaraodhjs ji Axtarhcr (pcr cparjdhôo) Njstj u$s 1== u$s :>,:1 A Kaska u$s 1=: njstj u$s :.=== u$s 4=,71 A @ês ka u$s :.=== =,4=% `ào u$s 8=,61 A Dc`hshôo dcrraspcosji u$s 4=,71 A Dc`hshôo pcr `aosjearàj u$s 4=,71 A Dc`hshcoas pcr Njgaras Eughijtcrhcs ao ai Axtarhcr (pcr cparjdhôo)  cparjdhôo)  Njstj $ :.=== :4,:8 A @ês ka $ :.=== :% Dc`hshcoas pcr ôrkaoas ka pjfc kaska ai Axtarhcr (pcr cparjdhôo)  cparjdhôo)  Njstj u$s 1== u$s :>,:1 A Kaska u$s 1=: njstj u$s :.=== u$s 4=,71 A @ês ka u$s :.=== [rjosbaraodhjs j ctrc gjodc ka pijzj @aosjearàj pcr Hovasthfjdhcoas Tcihdhtuk ka kjtcs bjitjotas (crkaojota/ga (crkaojota/gaoabhdhjrhc) oabhdhjrhc) ao ij Crkao ka ]jfc @jotaoh`haotc ka djrtarj Ihquhkjdhôo pjrdhji

=,7=% `àou$s u$s:7:,== 8=,61 u$s 4=,71 u$s 4=,71 u$s 4=,71 u$s :>,:1

A J

 

  Wadcoquhstj ;>; —D] D:==4JGE Dhukjk Jutôoc`j ka Gs. Js. DQH[ O½ 4=-16:;7:41-7 

DC@HTHCOAT X DJWFCT DCGWJKCT ]CW ]WCKQD[CT X TAWRHDHCT — DJW[AWJ KA DCOTQ@C

Dcodaptc Dc`hshcoas pcr Rjicras ji Dcgrc (pcr cparjdhôo) Dc`hshôo Dc`hshôo aovàc kcdu`aotjdhôo ji axtarhcr Dc`hshcoas pcr @aosjearàj y Ctrjs Dc`hshcoas (pcr cparjdhôo)  cparjdhôo)  Joêihshs dcotrjtcs / ]rèstj`cs Tarvhdhcs Hotafrjdhôo ji GDWJ Dc` J 42=7 Jsascrj`haotc Dc` J 42=7 Dc`hshôo pcr Djoea Dc`hshôo pcr Jrghtrjea Dc`hshôo pcr `ckhbhdjdhôo dcodaptc jota ai GDWJ ]cr jvhsc Octjrhjkc / Djrtj Kcdu`aotc @aosjearàj Twhbt Aovàc kcdu`aotjdhôo ji axtarhcr Hobcr`as y Darthbhdjdhcoas Rjrhjs

H`pcrta  H`pcrta 

]arhck.   ]arhck.

=,4=% `ào u$s 8=,61 u$s 6>,21

A A

u$s :7:,== u$s 4=,71 u$s 8=,61 =,:=%. =,:=%. Q$T 2=,1= u$s :>,:1 pcr ncej. u$s 4=,71 u$s 6>,21 `ho u$s 7;,7= `jx u$s :>:,1= J pjrthr ka Q$T 1=,== 

A A A A A

Djrfc pcr hotarvaodhôo ka tardarcs  tardarcs  Octj5 ics h`pcrtas hokhdjkcs hodiuyao HRJ. H RJ. ]cr ij prasaota, `a/ocs octhbhdc/j`cs qua ics h`pcrtas ka ijs dc`hshcoas c djrfcs j jgcojr pcr ics sarvhdhcs dcotrjtjkcs, sa `jotaokrêo ao vhfaodhj ao ij `akhkj ao qua oc sa varhbhquao jitarjdhcoas ao ijs dcokhdhcoas cgeathvjs vhfaotas ji `c`aotc ka ij dcotrjtjdhôo, y/c ao ijs khspcshdhcoas ka ocr`js iafjias c rafij`aotjrhjs khdtjkjs pcr ijs jutcrhkjkas dc`pataotas y/c dj`ghcs ao ai `ardjkc bhojodharc qua j`arhtao ij `ckhbhdjdhôo ka èstcs. Ao djsc ka abadtujrsa uoj `ckhbhdjdhôo ao tji saothkc, ai Gjodc `a/ocs dc`uohdjrê khdnj dhrduostjodhj, dco uoj jotaijdhôo ka 2= kàjs j su aotrjkj ao vhfaodhj. Ai prasaota prcdakh`haotc sarê ka jpihdjdhôo faoarji j tckcs ics sarvhdhcs, sjivc ic pravhstc ao ijs dcokhdhcoas aspadàbhdjs pjrj duaotj dcrrhaota, djej ka jncrrc y duaotj dcrrhaota aspadhji, jtaotc ij ocr`jthvj jpihdjgia j astcs sarvhdhcs. Ao djsc ka dj`ghcs qua shfohbhquao khs`houdhcoas ao ijs dc`hshcoas c djrfcs, ics ouavcs h`pcrtas pckrêo sar jpihdjkcs sho oadashkjk ka jfujrkjr pijzc jifuoc. Ij bjitj ka dcobcr`hkjk dco khdnjs `ckhbhdjdhcoas, `a/ocs bjduitjrê j rasdhokhr ij prastjdhôo kai sarvhdhc ka qua sa trjta Tho Djrfc jifuoc. Kadijrc/j`cs dcocdar y jdaptjr ijs dc`hshcoas vhfaotas qua sa katjiijo pradakaota`aota ao ijs pêfhojs : j 6 kai prasaota bcr`uijrhc "Dc`hshcoas y Djrfcs Dcgrjkcs pcr ]rckudtcs y Tarvhdhcs — Djrtarj ka Dcosu`c", vhfaota/s pjrj ai/ics sarvhdhc/s pcr `h/ocsctrcs scihdhtjkc/s. Ta kaej dcostjodhj qua ao asta jdtc susdrhgc/h`cs ai prasaota ka dcobcr`hkjk.

iufjr y badnj 

bhr`j/s jdijrjdhôo/as ka bhr`j/s thpc y oõ`arc/s ka kcdu`aotc/s

Jfaota ka Ihquhkjdhôo y Dc`paosjdhôo Dc`paosjdhôo — ]rcphc hosdrhptc gjec ai oõ`arc :=2-JIyD y JO ]rcphc ao ij Dc`hshôo Ojdhcoji ka Rjicras.

(]arhckhdhkjk5 A5 Avaotuji — @5 @aosuji — [5 [rh`astrji — T5 Ta`astrji - J5 Jouji)  

::=72 (=:/=7/7=7=) 6/>  6/>