CJR (Kelompok 3)

 

„A[FUFAMN @LT[CMN [D_FDX’ Elsdc Rdchmipu Oftrfmcf Nukfs, Q.Re., I.Re.

Imtm Junfmg Jdwfrmusmgmmc Lndg0 Jdnliplj FFF Idy Xmty Qfnmkmc

(;=81===2;?)

Mchdnfc Qfrfchl-rfchl

(;=8;===225)

Myu Clrm Jmrl-Jmrl

(;=8;===226)

Amrlnfcm Qfcmikdnm

(;=811==226)

Oftrfymcf Jltl

(;=8;===2=5 (;=8;===2=5))

Idnfsm Nlrdcsfm Qfmgmmc

(;=8====2;1)

R[LEF RDCEFEFJMC

KMGMQM EMC QMQU[M FCELCDQFM

@T[TQMC KMGMQM EMC QMQU[M FCELCDQFM OMJTNUMQ KMGMQM EMC QDCF TCF_D[QFUMQ CDHD[F IDEMC IDEMC

 

;2;2

JMUM RDCHMCUM[ 

Edchmc idchuampjmc pu`f emc syujur jdgmefrmt Uugmc Vmch Imgm Dsm, pdcyusucmc Arftfamn Arft famn @lurcmn [dvfdw ymch kdrfsfjmc kdrfsfjmc tdctmch tdctmch jrftfjmc-jr jrftfjmc-jrftfj ftfjmc mc emc pdikmgmsmc pdikmgmsmc idchdcmf idchdcmf  `urcmn kdrupm mcmnfsfs imcommt gutmc imchrlvd ef eum emdrmg ymch kdrkdem. Arftfamn @lurcmn [dvfdw fcf gmefr ef tdchmg pdikmam mtms jdr`m jdrms emrf pdcunfs ymch tdnmg kdjdr`m emnmi idikumt Arftfamn @lurcmn [dvfdw sdgfchhm empmt tdrsusuc sdsumf edchmc wmjtu ymch tdnmg eftdctujmc. [dvfdwdr kdrtdrfim jmsfg uctuj tdimc-tdimc ymch tdnmg kmcymj idikdrfjmc imsujmc  pdifjfrmc mtms tdrsusuccym Arftfamn @lurcmn [dvfdw Qdilhm Arftfamn @lurcmn [dvfdw fcf  kdrimcommt kmhf imgmsfswm emc idc`mef fcspfrmsf uctuj idcadremsjmc hdcdrmsf sdnmc`utcym.

Idemc, Ljtlkdr ;2;2

Rdcunfs

;

 

EMOUM[ FQF JMUM RDCHMCUM RDCHMCUM[............ [........................... ............................. ............................. .............................. ............................. ............................. .............................. ............................. .............. ; EMOUM[ EMOU M[ FQF.................. FQF................................. ............................. ............................. .............................. ............................. ............................. ............................. ..................................... ....................... ; KMK F RDCEMGTN RDCEMGTNTMC.... TMC.................. ............................. .............................. ............................. ............................. ............................. ..................................... ................................ ......... 5 M.

FEDCUFUM FEDCUFUMQ Q @T[CMN......... @T[CMN....................... ............................. .............................. ............................. ............................. .................................................4 ..................................4

KMK FF [FCHJMQMC [FCHJMQMC FQF @T[CMN.......... @T[CMN......................... ............................. ............................. ............................. ............................. ......................................? .......................? M.

[FCHJMQMC [FCHJMQMC @T[CMN @T[CMN RD[UMIM.......... RD[UMIM........................ ............................. ............................. ............................. .............................. .......................... ...........? ? =.

RDCEMGTN RDCEMGTNTMC... TMC.................. .............................. ............................. ............................. .............................. ............................. .......................................... ............................ ?

;.

UFC@MTMC UFC@MTMC RTQUMJM........ RTQUMJM...................... ............................. .............................. ............................. ............................. ............................................ ............................. ?

1.

GMQFN EMC RDIKMGMQMC RDIKMGMQMC............. ............................ ............................. ............................. ............................. ............................. .............................8 ..............8

5.

QFIRTNMC....... QFIRTNMC...................... ............................. ............................. .............................. ............................. ............................. .............................. ..................................6 ...................6

K.

[FCHJMQMC [FCHJMQMC @T[CMN @T[CMN JDETM............ JDETM........................... ............................. ............................. .............................. ............................. .......................... ............ =2 =.

RDCEMGTN RDCEMGTNTMC... TMC.................. .............................. ............................. ............................. .............................. ............................. ........................................ .......................... =2

;.

IDULED IDULED RDCDNFUFM RDCDNFUFMC........... C.......................... ............................. ............................. .............................. ............................. ............................. .......................=2 ........=2

1.

GMQFN RDCDNFUFM RDCDNFUFMC............ C.......................... ............................. .............................. ............................. ............................. .................................. .......................... ....... ==

5.

JDQFIRTNM JDQFIRTNMC C EMC QM[MC............. QM[MC............................ ............................. ............................. ............................. ............................. ...........................=; ............=;

KMK FFF RDIKMGMQMC FQF @T[CMN........................ @T[CMN.............. .................... .................... .................... ..................... ..................... .................... ................... .............. ..... =1 M.

RDIKMGMQM RDIKMGMQMC C FQF FQF @T[CM @T[CMN N RD[UMIM RD[UMIM EMC JDETM............ JDETM........................... ............................. ...............................=1 .................=1

KMK F_ RDCTUTR....... RDCTUTR..................... ............................. .............................. ............................. ............................. .............................. ............................. ...................................=4 .....................=4 M.

JDQFIRTNM JDQFIRTNMC........... C.......................... ............................. ............................. ............................. ............................. ........................................................ ......................................... =4

K.

QM[MC.............. QM[MC............................. .............................. ............................. ............................. ............................. ............................. .................................................. ................................... =4

A.

QM[MC.............. QM[MC............................. .............................. ............................. ............................. ............................. ............................. .................................................. ................................... =4

1

 

KMK F RDCEMGTNTMC M. FEDCU FEDCUFU FUMQ MQ @T[C @T[CMN MN m. @T[CMN RD[UMIM

=. @ueun @urcmn

0 Omjtlr-Omjtlr Vmch Idipdchmrugf Cfmt Jdwfrmusmgmmc

;. Rdcunfs

0 Eleey Megfiursmcef

1. Rdcdrkft

0 Tcfvdrsftms Iunmwmrimc Fcelcdsfm

5. Umguc Udrkft

0 ;2=?

4. Udipmt Udrkft

0-

?. Udkmn @urcmn

0 =7 Gmnmimc

8. _lnuid @urcmn

0 _ln. =1 Cl. =

7. FQQC

0 ;4;7-==;8

k. @T[CMN JDETM

=. @ueun @urcmn

0 Omjtlr-Omjtlr Vmch Idipdchmrugf Fctdcsf Kdrwfrmusmgm Qfswm QIJ 

;. Rdcunfs

0 Amdafnfm _diiy,Q.

1. Rdcdrkft

0 Rmsam Qmr`mcm Tcfvdrsftms Cdhdrf Vlhymjmrtm

5. Umguc Udrkft

0 ;2=4

4. Udipmt Udrkft

0 Vlhymjmrtm

?. Ud Udkm kmnn @u @urc rcmn mn

0 =2 Gmnm Gmnmim imc c

5

 

 KMK FF [FCHJMQMC FQF @T[CMN M. [FCHJM [FCHJMQMC QMC @T[C @T[CMN MN RD[U RD[UMIM MIM =. RDCEMGTNTMC Ufem Ufemj j em empm pmtt ef puch puchjf jfrf rf `uin `uinmg mg pd pdch chmc mchh hhur urmc mc ef Fc Fcel elcd cdsf sfmm idcf idcfch chjm jmt, t,

jdtdrk jdt drkmtm mtmsmc smc jdsdip jdsdipmtm mtmc c jdr`m jdr`m idc`me idc`meff imsmnm imsmnmg g ymch ef gmempf gmempf lndg lndg pmrm pmrm nunusm nunusmc c  pdrhurumc tfchhf, sdgfchhm sdimjfc idcfchjmtjmc pdchmchhurmc fctdndjtumn ef Fcelcdsfm. Qdpmc`m Qdpm c`mch ch kunmc kunmc Odkrumr Odkrumrff gfchhm gfchhm Mhust Mhustus us ;2=5, ;2=5, `uinmg `uinmg pdchmch pdchmchhur hurmc mc ef Fcelcd Fcelcdsfm sfm  kdrtmikmg 2,26 `utm lrmch emrf 8,=4 `utm lrmch idcfchjmt 8,;5 `utm lrmch. Edchmc `uinmg fcf, tfchjmt fcf efprdefjsf efprdefjsf mjmc kdrtmikmg kdrtmikmg jmrdcm pdrtuikugmc pdrtuikugmc djlclif ymch idnmikmt idnmikmt ef 4,2=%. Idcurut emtm emrf Kmemc Rusmt Qtmtfstfj Fcelcdsfm kmgwm sdkmhfmc emrf `uinmg  pdchmchhurmc ef Fcelcdsfm memnmg idrdjm ymch kdrpdcefefjmc efpnlim/Mjmedif/emc Nunusmc pdrhurumc Ufchhf. ;. UFC@ UFC@MT MTMC MC RTQU RTQUMJ MJM M Dctrdprdcurfmn fctdctflc mtmu cfmt jdwfrmusmgmmc empmt efmrtfjmc sdkmhmf nmchjmg

mwmn emrf sumtu prlsds pdcefrfrmc sdkumg usmgm ymch uiuicym kdrsfomt `mchjm pmc`mch (Nddd & Xlch, (Nd Xlch, ;225). ;225). Idcuru Idcurutt Jrudhdr Jrudhdr (=661) (=661),, cfm cfmtt jdwfrm jdwfrmusm usmgmm gmmc c idcadr idcadrifc ifcjmc jmc jliftidc sdsdlrmch uctuj idiunmf usmgm kmru emc idrupmjmc fsu sdctrmn ymch pdrnu efpdrgmtfjmc emnmi idimgmif prlsds jdwfrmusmgmmc pdcefrfmc usmgm kmru.  Cfmt jdwfrmusmgmmc mjgfr-mjgfr fcf iunmf idcempmt pdrgmtfmc uctuj eftdnftf jmrdcm efymjf efy mjfcf cf kmg kmgwm wm sumtu sumtu cfmt cfmt ymch ymch kdrjmf kdrjmftmc tmc edchmc edchmc pdrfnm pdrfnmju ju tdr tdrkuj kujtf tf empmt empmt idc`me idc`meff adrifcmc emrf pdrfnmju ymch sdsuchhugcym. Emnmi tdlrf  Rnmccde kdgmvflr (Ofsgkdfc & M` M`zdc zdc,, =674) =674) efcy efcymj mjfc fcff kmgwm kmgwm om omjt jtlr lr-o -omj mjtl tlrr sd sdpdr pdrtf tf sf sfjm jmp, p, clrim clrim su suky kydjt djtfo fo mjmc mjmc idikdct idi kdctuj uj cfmt cfmt sd sdsdl sdlrmc rmch h emc sdnmc` sdnmc`utc utcym ym sdamrm sdamrm nmchsu nmchsuch ch mjmc kdrpdc kdrpdchmr hmrug ug pmem pmem  pdrfnmju. Rmem emsmrcym pdikdctujmc `fwm jdwfrmusmgmmc efpdchmrugf lndg omjtlr fctdrcmn emc djstdrcmn (Rrfymctl, ;227). Omjtlr fctdrcmn ymch kdrmsmn emrf emnmi efrf wfrmusmgmwmc empmt kdrupm sfomt-sfomt pdrslcmn, sfjmp, jdimumc emc jdimipumc fcefvfeu ymch empmt idikdrf jdjumtmc fcefvfeu uctuj kdrwfrmusmgm. Qdemchjmc omjtlr djstdrcmn kdrmsmn emrf numr efrf pdnmju dctrdprdcdur ymch empmt kdrupm ucsur emrf nfchjuchmc sdjftmr sdpdrtf

4

 

nfchjuc nfc hjuchmc hmc jdnumr jdnumrhm, hm, nfchju nfchjuchmc chmc eucfm eucfm usmgm, usmgm, nfchjuc nfchjuchmc hmc ofs ofsfj, fj, nfchjuc nfchjuchmc hmc slsfmn slsfmn djlclif emc nmfc-nmfc. Kdkdrmp Kdkd rmpmm jmrmjt jmrmjtdrf drfstf stfj j psfjln psfjlnlhf lhfss eft eftdiu diujmc jmc emnmi emnmi sd`uin sd`uinmg mg st stuef uef sdkmhm sdkmhmff edtdrifcmc edtdr ifcmc emrf pdrfnmju pdrfnmju jdwfrmusmgm jdwfrmusmgmmc mc sdpdrtf0 sdpdrtf0 (f) jdkutugmc jdkutugmc uctuj kdrprdstmsf kdrprdstmsf mtmu cdde lo magfdvdidct (Hlrimc dt mn., =668: Nfttucdc, ;222: Cfsgmctm, ;227), (ff) fcfsfmtfo  emc jrdmtfvftms jrdmtfvftms (Hlrimc dt mn., =668: Hdrry dt mn., ;227), (fff) jdadceruchmc jdadceruchmc idchmikfn idchmikfn rdsfjl/tg rdsfjl/ tgdd pr prlpd lpdcs csft ftyy tl tmjd tmjd rf rfsj sj (Gfsrfag & Rdtdrs, =664: Hdrry dt mn., ;227), (fv) jdpdram jdpd ramymmc ymmc efrf emc nla nlaus us lo alctrln alctrln (Hlrimc dt mn., =668: Cfsgmctm, ;227), (v) sdnodstddi mce pdrfnmju fclvmtfo ([lkfcslc dt mn., =66=), (vf) cfnmf‑cfnmf ymch efmcut emc tu`umc pdrslcmn (Hlrimc dt mn., =668) emc (vff) ndmedrsgfp (Hdrry dt mn., ;227). Kdkdrmp Kdkd rmpmm pdcdnf pdcdnftfm tfmc c sdkdnu sdkdnuicy icymm idcdiu idcdiujmc jmc kmgwm kmgwm kdkdrm kdkdrmpm pm omjtlr omjtlr pdcdctu pdcdctu fctd fctdcs csff jd jdwf wfrm rmus usmg mgmmc mmc.. Uurj Uurjdr dr & Qd Qdna nauj uj (; (;227 227)) idcuc idcuc`u `ujj jjmc mc km kmgwm gwm pd pdcef cefef efjm jmc c jdwfrmusmgmmc emc eujuchmc strujturmn emnmi kdctuj jlnmklrmsf emrf sdium sdjtlr emnmi imsymrmjm imsymr mjmtt idipdc idipdchmr hmrugf ugf sdsdlr sdsdlrmch mch uctuj uctuj kdrwfr kdrwfrmus musmgm mgm.. Kdr Kdrems emsmrj mrjmc mc gmsfn gmsfn emrf emrf  pdcdnftfmc Fcemrtf & [lstfmcf (;227), dofjmsf efrf (sd (sdno no doo doofam famay) ay) idipdchmrugf fctdcsf  kdrwfrmusmgm imgmsfswm Fcelcdsfm emc Clrwdhfm, cmiuc jdkutugmc mjmc prdstmsf mtmu cdde olr magfdvdidct , uiur emc hdcedr tfemj tdrkujtf sdamrm sfhcfofjmc sdkmhmf prdefjtlr  fctdcsf jdwfrmusmgmmc. 1. GMQFN GMQFN EMC EMC RDIK RDIKMG MGMQ MQMC MC Rdchuip Rdch uipunm unmc c emtm emtm efnmju efnmjujmc jmc pmem kunmc kunmc Odkrumr Odkrumrff smipmf smipmf edchmc edchmc @unf @unf ;2=4. ;2=4.

@uinmg jufsflcdr ymch efsdkmrjmc memnmg =42 rdsplcedc cmiuc ymch idchdikmnfjmc jufsflcdr gmcym =22 rdsplcedc emnmi pdcdnftfmc fcf. Rmem pdcdnftfmc fcf, pdikmgmsmc stmtfstf stmt fstfj j edsjrfptf edsjrfptfoo efkmhf emnmi eum kmhfmc. kmhfmc. Rdrtmim, Rdrtmim, pdikmgmsmc pdikmgmsmc stmtfstfj stmtfstfj edsjrfptfo  edsjrfptfo  efnmjujmc efnmj ujmc uctuj idc`dnmsjmc idc`dnmsjmc emc idchhmikmrj idchhmikmrjmc mc kdrkmhmf kdrkmhmf jmrmjtdrfs jmrmjtdrfstfj tfj rdsplcedc rdsplcedc sdamrm jdsdnurugmc kdremsmrjmc `urusmc emc `dcfs jdnmifc. Jdeum, pdikmgmsmc edsjrfptfo   `uhm efnmjujmc uctuj idchdtmguf sdkmrmc `mwmkmc rdsplcedc emc sdkdrmpm `mug vmrfmsf  `mwmkmc rdsplcedc emrf sdtfmp vmrfmkdn pdcdnftfmc fcf. Mempuc jufsflcdr ymch efsdkmr uctuj imgmsfswm Q= Omjuntms Djlclif emc Kfscfs Tcfvdrsftms Iunmwmrimc Qmimrfcem, memnmg sdkmhmf kdrfjut 0 Umkdn =. @urusmc [dsplcedc

@uinmg rdsplcedc

Rdrsdctmsd ?

 

@urusmc Mjuctmcsf 11 Imcm`didc 14 Fniu Djlclif 12

rdsplcedc 11,?8 % 14,8= % 12,?=%

Qtuef Rdikmchucmc @uinmg

67

=22%

[dsplcedc ymch efmikfn sdkmhmf smipdn emnmi pdcdnftfmc fcf memnmg imgmsfswm ef sdium `urusmc Q= ymch mem ef Omjuntms Djlclif emc Kfscfs Tcfvdrsftms Iunmwmrimc Qmim Qmimrf rfce cem. m. Cmiu Cmiuc c tfem tfemj j sd sdiu iumm imgm imgmsf sfsw swmm ym ymch ch ef ef`m `mef efjm jmc c rd rdsp splc lced edc, c, gm gmnn fc fcff efjmrdcmjmc gmcym kdkdrmpm rdsplcedc imgmsfswm sdsumf jumnfofjmsf ymch empmt efifctm uctuj idchfsf jufslcdr tdrsdkut. ;. @dcfs jdnmifc

Mempuc `dcfs jdnmifc imgmsfswm ymch ef`mefjmc ef`mefjmc rdsplcedc emnmi pdcdnftfmc pdcdnftfmc fcf uctuj sdtfmp `urusmc empmt efnfgmt pmem tmkdn ef kmwmg fcf 0

[dsplcedc @urusmc Nmjf-nmjf Mjutmcsf ;2 Imcm`didc ;1 Fniu Djlclif =7

@dcfs jdnmifc Rdrdipumc =1 =; =;

Qtuef Rdikmchucmc @uinmg

18

?=

Kdremsmrjmc tmkdn ef mtms, sdamrm jdsdnurugmc empmt efsfipunjmc kmgwm rdsplcedc  kdr`dcfs jdnmifc nmjf-nmjf ndkfg kmcymj efkmcefchjmc pdrdipumc. 5. QFIRTNMC

Kdremsmrjmc gmsfn ymch efpdrlndg pmem pdcdnftfmc fcf imjm empmt efsfipunjmc  kdkdrmpm gmn mctmrm nmfc 0 m. _mrfmkdn Dctdrprdcdurfmn trmfts tfemj kdrpdchmrug sdamrm sfhcfofjmc tdrgmemp cfmt jdwfrmusmgmmc.  k. _mrfmkdn Dctdrprdcdurfmn _mrfmkdn Dctdrprdcdurfmn sjfnn kdrpdchmrug sjfnn kdrpdchmrug sfhcfofjmc tdrgmemp cfmt jdwfrmusmgmmc. _mrfmkdn fcf efujur edchmc idchhucmjmc eum fcefjmtlr ymftu ardmtfvfty emc imrjdt mwmrdcdss, gmsfn u`f emrf jdeum fcefjmtlr fcf idcuc`ujjmc kmgwm fcefjmtlr imrjdt 8

 

mwmrdcdss kdrpdchmrug mwmrdcdss  kdrpdchmrug plsftfo, sdemchjmc fcefjmtlr ardmtfvfty ardmtfvfty kdrpdchmrug  kdrpdchmrug cdhmtfo tdrgmemp ifcmt jdwfrmusmgmmc. a. _mrfmkdn _mrfmkdn Jlctdjstu Jlctdjstumn mn tfemj tfemj kdrpdchmrug kdrpdchmrug sdamrm sdamrm sfhcfo sfhcfofjmc fjmc tdrgmem tdrgmemp p cfmt jdwfrmusmgmmc.

Kdremsmrjmc jdsfipunmc ymch tdnmg efpdrlndg emnmi pdcdnftfmc fcf imjm smrmc emc jdtdrkmtmsmc ymch empmt idc`mef imsujmc pmem pdcdnftfmc sdnmc`utcym memnmg 0 Fcefjmtlr  dctdrprdcdurfmn trmfts tdrcymtm tfemj kdrpdchmrug tdrgmemp cfmt jdwfrmusmgmmc imjm pdrnu eftmcm eftmcmijmc ijmc gmn-gm gmn-gmnn ymch ymch empmt empmt idikmch idikmchuc uc `fwm `fwm jdwfrm jdwfrmusm usmgmm gmmc, c, mct mctmrm mrm nmf nmfc c edchmc edchmc idik id ikdr drfj fjmc mc iltf iltfvm vmsf sf em emc c eujuc eujuchmc hmc ym ymch ch nd ndkf kfg g mhmr mhmr imip imipu u idcf idcfik ikun unjmc jmc cf cfmt mt jdwfrmusmgmmc, idikdrfjmc pdimgmimc sdamrm idcemnmi kmgwm usmgm ymch efrfctfs gm gmru russ kd kdcm cmrr-kd kdcmr cmr eftd eftdju jucf cf jm jmrd rdcm cm em emnm nmi i sd sdtf tfmp mp us usmg mgmm ft ftu u me memm rd rdsf sfjl jl ym ymch ch sd sdnm nmnu nu idchfctmf. Rmem

vmrfmkdn

dctd dctdrrprdc prdcdu durrfmn fmn

sjf jfnn nn

tdrempmt

fce ceffjmt mtl lr

ardmtfvfty

ymch

idcuc`ujjmc kdrpdchmrug cdhmtfo, gmn fcf jmrdcm tdrjmemch fed ymch ef empmt tdrnmnu  kmcymj sdgfchhm tdrjmemch imnmg idikumt kfchuch uctuj idifnfg `dcfs usmgm ymch mj mjmc mc ef `mnm `mnmcjm cjmc. c. Edchm Edchmc c memcy memcymm gmn fcf fcf imjm imjm pd pdrn rnu u ef efnm nmjuj jujmc mc upmym upmym uctuj uctuj nd ndkf kfg g idchdi idc hdikmc kmchjmc hjmc emym jrdmtf jrdmtfvft vftms ms ymch kdcmr. kdcmr. Ifsmnc Ifsmncym ym mem pdemipf pdemipfchm chmc c emrf emrf pmrm pmrm wfrmusmgmmc ymch tdnmg kdrgmsfn, sdgfchhm pmrm imgmsfswm tfemj kfchuch uctuj idiunmf  kdrwfrmusmgm. Fcefjmtlr Mamedifa supplrt, Qla lafm fmnn su supp pplr lrtt emc Dcvf Dcvfrlc rlcidc idctmn tmn omatlr  supplr sup plrtt ymch ymch efhucm efhucmjmc jmc pmem vmrfmk vmrfmkdn dn jlctdjs jlctdjstum tumnn tfemj tfemj kdrpdc kdrpdchmr hmrug ug tdr tdrgme gmemp mp cfmt cfmt jdwfrmusmgmmc. Fcefjm Fce fjmtlr tlr emrf emrf numr numr efrf efrf imgmsf imgmsfswm swm fcf idrupmj idrupmjmc mc gmn pdctfc pdctfch h sdgfch sdgfchhm hm pdrnu pdrnu eftmcmijmc kmgwm sdtdnmg nunus junfmg ftu tfemj gmcym idcamrf pdjdr`mmc tdtmpf edchmc idchmikfn jdputusmc uctuj idikumt nmpmchmc pdjdr`mmc sdcefrf emc gmn ftu ndkfg kmfj. K. [FCHJM [FCHJMQMC QMC @T[CMN @T[CMN JDETM JDETM =. RDCEMGTNTMC

Emtmm stmtfs Emt stmtfstf tfj j Efcms Efcms Udcmhm Udcmhm Jdr`m Jdr`m emc Urmcsi Urmcsifhr fhrmsf msf Jmkupm Jmkupmtdc tdc Umkmnl UmkmnlchchJmnfimctmc Qdnmtmc, idcuc`ujjmc kmgwm `uinmg pdceueuj tmguc ;226 sdkmcymj  ;2?.712 `fwm edchmc tfchjmt pdchhmchhurmc efelifcmsf lndg nunusmc QIM emc QIJ  sdkmc sdkmcym ymj j 42 42%, %, nunu nunusm smc c E - FFF FFF em emc c Q= sd sdkmc kmcym ymj j =6 %. Rd Rdch chhmc hmchh hhur urmc mc td tdr` r`me meff 7

 

efsdkmkjmc lndg sunftcym idcempmtjmc pdjdr`mmc ef tdchmg pdrsmfchmc ymch jdtmt. Rrlsds Rrl sds pdikdn pdikdnm`m m`mrmc rmc jdwfrm jdwfrmusm usmgmm gmmc c ef sdjlnm sdjlnmg g kdnui kdnui effjut effjutff edchmc edchmc pdcdrmp pdcdrmpmc mc  pdchdtmgumc emc jdtdrmipfnmc jdwfrmusmgmmc ymch rffn. Ufemj lptfiuicym prlsds  pdikdnm`mrmc jdwfrmusmgmmc, mjgfrcym idikumt nunusmc QIJ tfemj idipucymf sdimch sdi mchmt mt kdrwfr kdrwfrmus musmgm mgm emc `ustru `ustru ndkfg ndkfg idcyujm idcyujmff idc`me idc`meff pdhmwmf pdhmwmf mtmu mtmu kurug. kurug. Rdcdnf Rdc dnftfm tfmc c Gmrtf Gmrtfcf cf idcdiu idcdiujmc jmc kmgwm kmgwm ef mctmrm mctmrm nun nunusm usmc c QIJ tf tfemj emj kmcymj kmcymj ymch  kdrlrfdctmsf kdrwfrmusmgm emc pdcdnftfmc Qmciustrf idcdiujmc kmgwm sfswm QNUM ef Vlhymjmrtm idipucymf jdadcedruchmc jumt uctuj idc`mef pdhmwmf cdhdrf mtmu jmrymwmc. ;. IDUL IDULED ED RDC RDCDN DNFU FUFM FMC C Rdcdnftfmc Rdcdnf tfmc fcf idrupmjmc idrupmjmc pdcdnftfmc pdcdnftfmc dx plst omatl, omatl, edchmc idchuipunjmc omjtm-

omjtm kdremsmrjmc pdchujurmc tdrgmemp hd`mnm ymch tdr`mef tdr`mef pmem rdsplcedc. Rlpunmsf emnmi emn mi pdcdnft pdcdnftfmc fmc fcf memnmg sfswm sfswm jdnms jdnms WFF pmem QIJ Rrlhrmi Rrlhrmi Qtuef Qtuef Jdmgnf Jdmgnfmc mc Udjcfj Udj cfj Ltlilt Ltliltfo fo ef Jmkupmt Jmkupmtdc dc Umkmnl Umkmnlchch-Jmn Jmnfi fimctm mctmc c Qdnmtm Qdnmtmc, c, ymftu ymftu ef QIJC QIJC = Iumr Iu mrmm Tym em emc c QIJ QIJ Um Umkm kmnl nlch ch,, ym ymch ch kd kdr` r`ui uinm nmg g =? =?; ; sf sfsw swm. m. @u @uin inmg mg sm smip ipdn dn eftdctujmc kdremsmrjmc pmem pdcdctumc ujurmc smipdn idcurut Jrd`afd & Ilrhmc (Fsmma & Ifagmdn,=6710=61) idchhucmjmc tmrmo sfhfcfofjmcsf 4 %, sdgfchhm efpdrlndg uj ujur urmc mc sm smip ipdn dn sd sdkd kdsm smrr ==5 sf sfsw swm. m. Ud Udjc jcfj fj sm smip ipnf nfch ch ym ymch ch ef efhuc hucmj mjmc mc memnm memnmg g  prlplrtflcmn rmceli smipnfch sdgfchhm `uinmg smipdn jdnliplj efgftuch  kdremsmrjmc `uinmg plpunmsf imsfch-imsfch jdnliplj. Udjc Udjcfj fj pd pdch chui uipu punm nmc c

em emtm tm em emnm nmi i

pd pdcd cdnf nftf tfmc mc fc fcff

me memn mnmg mg surv survdy dy ed edch chmc mc

idchh id chhuc ucmjm mjmc c mn mnmt mt pd pdch chui uipu punn em emtm tm kd kdru rupm pm mchjd mchjdt. t. _mnf _mnfef eftm tmss fc fcst stru ruid idc c em emnm nmi i  pdcdnftfmc fcf idnfputf vmnfeftms fsf (alctdct vmnfefty) ) emc vmnfeftms jlcstruj ( (alcstruat  vmnfefty alcstruat  vmnfefty). vmnfefty ).

1. GMQF GMQFN N RDC RDCDN DNFU FUFM FMC C Edsjrf Eds jrfptf ptfoo emtm emtm emnmi emnmi pdcdnft pdcdnftfmc fmc fcf idnfpu idnfputf tf pdcym`f pdcym`fmc mc ujurmc ujurmc efstrf efstrfkus kusff

ordjudc ord judcsf, sf, ujurmc ujurmc tdcedcs tdcedcsff sdctr sdctrmn mn (idmc,ileus,idefmc idmc,ileus,idefmc), ), ujurmc ujurmc pdcydkm pdcydkmrmc rmc (sf (sfipm ipmchm chmc c kmju), kmju), emc fctdrp fctdrprdt rdtmsf msf edsjrf edsjrfptf ptfoo emrf emrf vmrfmk vmrfmkdn dn jdkutug jdkutugmc mc mjmc mjmc  kdrprdstmsf, jrdmtfoftms, jdimcefrfc, jdkdrmcfmc idchmikfn rfsfjl, tlndrmcsf jdmikfhumc, pdchmrug lrmch tum emc sdno emc sdno doofamay. 6

 

Jdkutu Jdk utugmc gmc mjmc mjmc prdstm prdstmsf sf kdrpdch kdrpdchmru mrug g plsftf plsftfoo emc sf sfhcf hcfofj ofjmc mc tdr tdrgme gmemp mp fctdcsf kdrwfrmusmgm pmem sfswm QIJ Rrlhrmi Qtuef Jdmgnfmc Udjcfj Ltliltfo  ef Jmkupmtdc Jmkupmtdc Umkmnlch-Jmn Umkmnlch-Jmnfimct fimctmc mc Qdnmtmc. Qdnmtmc. Emrf tmkdn efmtms efmtms empmt efjdtmguf  kmgwm cfnmf jldofsfdc W= kdrcfnmf plsftfo sdkdsmr 2,;66 emc idifnfjf cfnmf sfh 2,221 ymch idcuc`ujjmc kmgwm vmrfmkdn jdkutugmc mjmc kdrprdstmsf idifnfjf  pdchmrug ymch plsftfo emc sfhfcfofjmc tdrgmemp fctdcsf kdrwfrmusmgm sfswm QIJ  Rrlhrmi Rrlhrm i Qtuef Jdmgnfmc Udjcfj Ltliltfo Ltliltfo ef Jmkupmtdc Jmkupmtdc Umkmnlch-Jmn Umkmnlch-Jmnfimct fimctmc mc Qdnmtmc. Jrdm Jrdmtf tfof oftm tmss

kd kdrp rpdc dchm hmru rug g

plsf plsftf tfoo

em emc c

sf sfhc hcfo fofj fjmc mc

td tdrg rgme memp mp

fc fctd tdcs csff

 kdrwfrmusmgm pmem sfswm QIJ Rrlhrmi Qtuef Jdmgnfmc Udjcfj Ltliltfo ef Jmkupmt Jmku pmtdc dc Umkmnl Umkmnlch-J ch-Jmnf mnfimc imctmc tmc Qdnmtm Qdnmtmc. c. Umk Umkdn dn ; efmtms efmtms idcuc` idcuc`ujj ujjmc mc cfn cfnmf mf jldofsfdc W; kdrcfnmf plsftfo sdkdsmr 2,175 emc idifnfjf cfnmf sfh 2,222 ymch idcuc` idc uc`ujjm ujjmc c kmgwm kmgwm vmrfmk vmrfmkdn dn jrdmtf jrdmtfoft oftms ms idifn idifnfjf fjf pdchmr pdchmrug ug ymch plsft plsftfo fo emc sfhfcfofjmc sfhfcfofj mc tdrgmemp tdrgmemp fctdcsf fctdcsf kdrwfrmusm kdrwfrmusmgm gm sfswm QIJRrlhrmi Qtuef Jdmgnfmc Jdmgnfmc Udjcfj Ltliltfo ef Jmkupmtdc Umkmnlch-Jmnfimctmc Qdnmtmc. Jdim Jd imcef cefrf rfmc mc

kd kdrp rpdc dchm hmru rug g

plsft plsftfo fo em emc c

sf sfhc hcfo fofj fjmc mc

td tdrg rgmem memp p

fc fctd tdcs csff

 kdrwfrmusmgm pmem sfswm QIJ Rrlhrmi Qtuef Jdmgnfmc Udjcfj Ltliltfo ef Jmkupmt Jmku pmtdc dc Umkmnl Umkmnlch-J ch-Jmnf mnfimc imctmc tmc Qdnmtm Qdnmtmc. c. Umkdn Umkdn efmtms efmtms idcuc` idcuc`ujj ujjmc mc cfn cfnmf mf jldofsfdc W1 kdrcfnmf plsftfo sdkdsmr 2,;6; emc idifnfjf cfnmf sfh 2,22? ymch idcuc`ujjmc kmgwm vmrfmkdn jdimcefrfmc idifnfjf pdchmrug ymch plsftfo emc sfhfcfofj sfhfc fofjmc mc tdrgmemp tdrgmemp fctdcsf fctdcsf kdrwfrmusm kdrwfrmusmgm gm sfswm QIJ Rrlhrmi Rrlhrmi Qtuef Jdmgnfmc Udjcfj Ltliltfo ef Jmkupmtdc Umkmnlch-Jmnfimctmc Qdnmtmc. 5. JDQFI JDQFIRT RTNM NMC C EMC EMC QM[M QM[MC C Jdsfipunmc pdcdnftfmc fcf sdkmhmf kdrfjut0 (m) jdkutugmc mjmc prdstmsf,

jrdmtfoftms jrdmtf oftms,, jdimcefrfm jdimcefrfmc, c, jdkdrmcfmc jdkdrmcfmc idchmikfn idchmikfn rfsfjl, rfsfjl, tlndrmcsf tlndrmcsf jdmikfhumc, jdmikfhumc,  pdchmrug lrmch tum emc  sdno doofamay idipucymf pdchmrug plsftfo emc sfhcfofjmc tdrgmemp fctdcsf kdrwfrmusmgm kmfj sdamrm pmrsfmn imupuc sfiuntmc pmem sfswm QIJ QI J Rr Rrlhr lhrmi mi st stuef uef Jdmg Jdmgnf nfmc mc Ud Udjcf jcfj j Lt Ltli lilt ltfo fo ef Jmku Jmkupmt pmtdc dc Um Umkm kmnl nlch ch-Jmnfimctmc Qdnmtmc: (k) sdno s dno doofamay idrupmjmc prdefjtlr pmnfch elifcmc ymch idipdchmrugf fctdcsf kdrwfrmusmgm pmem sfswm QIJ Rrlhrmi stuef Jdmgnfmc Udjcfj Ltliltfo ef Jmkupmtdc Umkmnlch-Jmnfimctmc Qdnmtmc. =2

 

Kdrems Kdr emsmr mr gmsfn gmsfn mcmnfsf mcmnfsfss emc pdikmgm pdikmgmsmc smc idchdcm idchdcmff omjtlr omjtlr-om -omjtl jtlrr ymch ymch  kdrpdchmrug tdrgmemp fctdcsf kdrwfrmusmgm sfswm QIJ Rrlhrmi Qtuef Jdmgnfmc Udjcfj Ltliltfo ef Jmkupmtdc Umkmnlch-Jmnfimctmc Qdnmtmc, imjm pdcdnftf empmt idikdr idi kdrfjmc fjmc kdkdrmp kdkdrmpmm smrmc smrmc sdkmhm sdkmhmff kdrfju kdrfjut0 t0 (m) Tctuj Tctuj lrmch lrmch tum, tum, jdnumr jdnumrhm hm uiuicym, pdrnu idikdrfjmc elrlchmc emc iltfvmsf kmfj kdrupm ilrfn mtmupuc imtdrf imt drfmn mn jdpmem jdpmem mcmjcym mcmjcym uctuj uctuj idcfch idcfchjmt jmtjmc jmc jrdmtf jrdmtfoft oftms ms emc idcmcm idcmcmijm ijmc c jdimcef jdi mcefrfm rfmc c mhmr mhmr mcmj idipucy idipucymf mf ifcmt ifcmt emc iltfvm iltfvmsf sf uctuj uctuj kdrwfr kdrwfrmus musmgm mgm.. Lr Lrmc mch h tum tum gd gdcem cemjc jcym ym idnm idnmjuj jujmc mc jl jliu iucf cfjms jmsff mj mjtf tfoo jd jdpm pmem em mc mcmjc mjcym ym uc uctu tuj  j  idikdr idi kdrfjmc fjmc hmikmr hmikmrmcmc-hmi hmikmr kmrmc mc pdnumc pdnumch h ymch ymch empmt empmt efrmfg efrmfg mcmj mcmj sdgfch sdgfchhm hm efgmrm efg mrmpjm pjmc c mcmj mcmj empmt empmt kdrwfr kdrwfrmus musmgm mgm efimsm efimsm idcemt idcemtmch mch edchmc edchmc ymch ymch ndkfg ndkfg idim id imemf emf:: (k) (k) uc uctu tuj j sd sdjln jlnmg mg,, pm pmrm rm hu huru ru uiui uiuicy cymm sd sdrt rtmm hu huru ru imtm imtm ef efjn jnmt mt jdwfrmusmgmmc mhmr empmt idikdrfjmc imtdrf pdnm`mrmc emc idtled kdnm`mr ymch sdsumf uctuj idcfchjmtjmc jrdmtfoftms emc jdimcefrfmc sfswm mhmr sfswm ndkfg tdriltfvmsf..

KMK FFF RDIKMGMQMC FQF @T[CMN M. RDIKMG RDIKMGMQMC MQMC FQF @T[CMN @T[CMN RD[UMIM RD[UMIM EMC EMC JDETM JDETM

=. Gukuchm Gukuchmc c mctmrm mctmrm jdeum jdeum emrf `urcmn `urcmn emrf sdhf fsf smnfch smnfch kdrjmftmc kdrjmftmc efjmrdc efjmrdcmjm mjmc c `urcmn `urcmn  pdrtmim idikmgms tdctmch omjtlr-omjtlr ymch idcydkmkjmc wfrmusmgm

tdrsdkut

 kdrcfmt uctuj idiunmf sumtu usmgm ymch jdafn imupuc kdsmr sdamrm uiui sdemchjmc  `urcmn

jdeum

`uhm

idikmgms

idchdcmf

omjtlr-omjtlr

ymch

idipdchmrugf

jdwfrmusmgmmc cmiuc edchmc pdcdjmcmc tdrgmemp Mcmj-Mcmj QIJ kujmc sdamrm uiui. ;. Rl Rljlj jlj-p -plj ljlj lj Mrh Mrhui uidc dctm tmsf sf ==

 

@urcmn Rdrtmim  Cfmt jdwfrmusmgmmc mjgfr-mjgfr fcf iunmf idcempmt pdrgmtfmc uctuj eftdnftf jmrdcm jmr dcm efymjf efymjfcf cf kmgwm kmgwm sumtu sumtu cfmt cfmt ymch kdrjmf kdrjmftmc tmc edchmc edchmc pdrfnm pdrfnmju ju tdr tdrkuj kujtf tf empmt empmt idc`mef idc`m ef adrifcmc emrf pdrfnmju ymch sdsuchhugcym. sdsuchhugcym. Emnmi tdlrf  Rnmccde kdgmvflr  efymjfcf efymjf cf kmgwm omjtlr-omjtlr omjtlr-omjtlr sdpdrtf sfjmp, clrim sukydjtf sukydjtfoo mjmc idikdctuj cfmt sdsdlrmch emc sdnmc`utcym sdamrm nmchsuch mjmc kdrpdchmrug pmem pdrfnmju.

@urcmn Jdeum @urcmn @ur cmn fcf kdrtu` kdrtu`umc umc uctuj uctuj idchdt idchdtmgu mguff omjtlr omjtlr-om -omjtl jtlrr ymch ymch idipdc idipdchmr hmrugf ugf fctd fctdcs csff kd kdrw rwfr frmu musm smgm gm sf sfsw swmm QIJ QIJ Rr Rrlh lhrm rmi i Qt Qtuef uef Jdmg Jdmgnf nfmc mc Ud Udjcf jcfj j Lt Ltli lilt ltfo fo ef Jmkupm Jmk upmtdc tdc Umkmnl Umkmnlchch- Jmnfi Jmnfimct mctmc mc Qdnmtm Qdnmtmc. c. Rlpu Rlpunms nmsff pdcdnft pdcdnftfmc fmc fcf sdkmcym sdkmcymj j =?; sfswmemc smipdn sdkmcymj ==5 sfswm. Emrf Em rf

pd pdrc rcym ymtm tmmc mc

efmt efmtms ms,,

[dvf [dvfdw dwdr dr

idcy idcyfi fipu punj njmc mc

km kmgw gwmm

pl pljl jljj-pl pljl jl

mrhuid mrh uidctm ctmsf sf ymch efjdiu efjdiujmjm jmjmc c lndg lndg pdcunf pdcunfss emrf emrf eum `urcmn `urcmn tdr tdrsdk sdkut ut suemg suemg tdpmt tdpmt jmrdcm edchmc mnmsmc-mnmsmc efmtms tdrafptmnmg pdcdnftfmc fcf ymch imcm mjmc smchmt idikmctu emnmi ididamgjmc pdrimsmnmgmc tdrsdkut emc idchgmsfnjmc slnusf ymch mj mjmc mc

efnm efnmju jujm jmc c

jd

ed edpm pmcy cymm

uc uctu tuj j

idcm idcmch chhu hunm nmch chff

pd pdri rims msmn mnmg mgmc mc

td tdrj rjgu gusu suss

jdwfrmusmgmmc tdrsdkut.

=. [dvfdw [dvfdwdr dr sdtu`u sdtu`u edchmc pdifnfg pdifnfgmc mc emrf eum `urcmn `urcmn edchmc edchmc tdim omjtlr-o omjtlr-omjt mjtlr lr ymch idipdchmrugf jdwfrmusmgmmc emnmi nmplrmc fcf efjmrdcmjmc edchmc memcym gmsfn  pdcdnftfmc idchdcmf omjtlr-omjtlr ymch idcydkmkjmc jdwfmrusmgmmc mjmc idc`mef fcolrimsf ymch smchmt pdctfch kmhf imsymrmjmt uctuj idikujm nmpmchmc pdjdr`mmc ymch kdrjmftmc edchmc jdwfrmusmgmmc. ;. [dvfdw [dvfdwdr dr idchjrft idchjrftfj fj eum `urcmn `urcmn fcf jmrdcm jmrdcm tfemj tfemj memcym memcym smrmc smrmc ymch ymch efkdrfjm efkdrfjmc c lndg lndg  pdcdnftf idchdcmf nmchjmg-nmchjmg ymch pdrtmim jmnf mjmc efnmjujmjmc emnmi  kdrwfrmusmgm efjmrdcmjmc smrmc mjmc kdrhucm uctuj idcfcemjnmc`utf emrf gmsfn  `urcmn tdrsdkut sdgfchhm kfsm efmpnfjmsfjmc.

=;

 

1. Kdre Kdrems msmr mrjm jmc c jd jdsf sfip ipun unmc mc emrf emrf eu eumm `urc `urcmn mn su suemg emg idcyf idcyfch chhuc huch h em emrf rf sd sdhm hmnm nm gm gmsf sfnn  pdcdnftfmc emrf jdeum `urcmn tdrsdkut ymch efimcm jdsfipunmc tdrsdkut kdrfsf hmrfshmrfs kdsmr emrf gmsfn pdcdnftfmc emrf jdeum `urcmn tdrsdkut. Emrf jdsfipunmc `urcmn  pdrtmim, rdvfdwdr kdrpdcempmt kmgwm gmrus efjdikmchjmc nmhf gmsfn pdcdnftfmc tdctmch omjtlr-omjtlr ymch idcydkmkjmc cfmt emnmi kdrwfrmusmgm. Emrf jdsfipunmc  `urcmn

jdeum,

jftm idchdtmguf

omjtlr-omjtlr mpm

sm`m

ymch

idcydkmkjmc

jdtfemjsfmpmc mcmj QIJ emnmi kdrwfrmusmgm.

KMK F_ RDCTUTR M. JDQF JDQFIR IRTN TNMC MC

Mempuc Jdsfipunmc ymch empmt efmikfn emrf Arftfamn @lurcmn [dplrt memnmg 0 =. @u @urc rcmn mn Rd Rdrt rtmi mimm idik idikmg mgms ms td tdct ctmc mch h om omjt jtlr lr-o -omjt mjtlr lr ymch ymch idcyd idcydkm kmkjm kjmc c me memcy mcymm cf cfmt mt em emnm nmi i jd jdwf wfrm rmus usmg mgmmc mmc idnf idnfpu putf tf  Dctdrprdcdurfmn trmfts emc Jlctd Jlctdjstum jstumnn  kdrpdchmrug

sdamrm

sfhcfofjmc

tdrgmemp

cfmt

jdwfrmusmgmmc

tfemj 

sdemchjmc

 Dctdrprdcdurfmn sjfnn kdrpdchmrug sjfnn kdrpdchmrug sfhcfofjmc tdrgmemp cfmt jdwfrmusmgmmc. ;. @urcmn @urcmn Jdeum kdrfs kdrfsff tdctmc tdctmch h omjtlr omjtlr-om -omjtl jtlrr ymch idipdchm idipdchmugf ugf jdwfrmus jdwfrmusmgm mgmmc mc mct mctmrm mrm nmfc jdkutugmc mjmc prdstmsf, jrdmtfoftms, jdimcefrfmc, jdkdrmcfmc idchmikfn rfsfjl, =1

 

tlndrm tlndrmcsf csf jdmikf jdmikfhumc humc,, pdchmru pdchmrug g lrmch lrmch tum emc  sdno doofamay idipucymf pdchmrug  plsftfo emc sfhcfofjmc tdrgmemp fctdcsf kdrwfrmusmgm kmfj sdamrm pmrsfmn imupuc sfiuntmc pmem sfswm QIJ. K. QM[MC

Mempuc Qmrmc ymch efm`ujmc lndg [dvfdwdr memnmg 0 =. [dvf [dvfdw dwdr dr kd kdrg rgmr mrmp mp mh mhmr mr gm gmsf sfnn pd pdcd cdnf nftf tfmc mc em emrf rf `u `urc rcmn mn fc fcff ef efjd jdik ikmc mchjm hjmc c uc uctu tuj j jd edpmccym ymch mjmc kdrhucm emc `uhm pdrnu memcym pdrmc pdidrfctmg uctuj idikumt mpm ymch mem ef emnmi `urcmn fcf. ;. [dvfdw [dvfdwdr dr kdrgmrmp kdrgmrmp mem jrftfj jrftfj emc smrmc smrmc emrf emrf pdikmam pdikmam sdkmhm sdkmhmff kmgmc pdikdnm` pdikdnm`mrmc mrmc emrf sdhf fsf A@[ fcf emc sfstdimtfjmcym uctuj jd edpmccym emnmi idcyusuc sumtu nmplrmc.

=5