Cassava Production

UNIVERSITY OF SOUTHEASTERN PHILIPPINES TAGUM-MABINI EXTERNAL STUDIES PROGRAM DON JUAN A. SARENAS CAMPUS PANTUKAN, COMPOSTELA VALLEY PROVINCE

A PROJECT FEASIBILITY STUDY ON CASSAVA PRODUCTION

Submitted to: Janice S. Cataag

Submitted by: Melanie L. Quirol Jayson N. Jaron March 14, 2012

ACKNOWLEDGEMENT The success of this Feasibility Study cannot be truly defined without the presence and willingness of several people who lent their hand to help the authors. The authors are very grateful and therefore they wanted to extent their heartfelt thanks and appreciations to the following: To our subject instructor, Mrs. Janice S. Cataag, for teaching us on how to make a Feasibility study. To Mr. John Paul Sindangan, for giving us some information on how to make a balance sheet. To the author’s beloved parents for their everlasting moral, financial and spiritual support the author’s journey in making this study. To The author’s classmates and fellow mates for their exchanging of ideas, encouragement and good companionship during the frustration moments. And to those who were not mentioned, a heartfelt thanks. Everything would not be realized without the presence of the almighty Father for His unending love, support, blessings and guidance to the author’s quest of life.

CHAPTER 1 PROJECT SUMMARY A. Name of the enterprise JM CASSAVA PRODUCTION will be the enterprise name. JM comes from the first letter of the proponents’ name which is Jayson and Melanie. The proponents intended to choose this name which symbolizes fairness in the business. B. Location The proposed site will be established at Purok Gemelina, Homelot, Pangasinan, Pantukan, Compostela Valley Province. The area is accessible to transportation facilities that are essential for the easy flow of all the transactions of the business. Electrical power and water supply exists in the project site. C. Project long Range Objectives The proponents expected that after five or more years, the business will become more productive, could generate more income and pursue more flour processors in the entire Philippines upon making them one of the biggest producers of good quality of cassava.

D. Highlights of the Project 1. History This project was built-up due to its existing demand in the market as a substitute food in times of rice shortage. 2. Nature of the Industry Cassava is one of the most in demand product in the local market. Aside from being a promising substitute as staple food, it can also divert into new products like flour and kakanins. There will be more demand for this product because it is not only for food consumption but it also used to cure some diseases. It can also provide employment to individual who certainly need job. 3. Project Potential The project has a great potential because of its many uses. It serves as human food, as starch, and an animal ingredient in making feeds. 4. Investment cost The proposed project will need the total amount of 980,285.814. This amount will be used in purchasing raw materials, tools, equipments and office supplies. It also includes Land rental, transportation cost, labor and other expenses.

5. Mode of Financing The proponent will acquire loan from the Rural Bank of Montevista (RBM), Pantukan Branch since it facilitates credit with an interest of 5%. E. Major Assumption and Summary of Finding and Conclusion 1. Market Feasibility Cassava production has an edge in terms of market to the high demand of flour processor and other uses of this product. This product is a promising substitute as a staple food in times of rice shortage. Aside from the fact that there were only producer of the product since the flour processing industry are far from the area of production. 2. Technical Feasibility This project will follow the recommended agronomic management practices in growing cassava. In this regard, all the necessary procedures and management should be followed and applied. The production process involve land preparation, preparation of planting materials, planting, crop protection, weeding, application of fertilizer, harvesting and distribution. In addition, proper care and maintenance of the farm area are needed in order to attain higher yield. Proper amount of fertilizer and pesticides will be given attention in order to prevent pest and diseases infestation.

3. Financial Feasibility The total investment of the project will be 980,285.814 of which Php 600,000.00 will be loaned from the Rural Bank of Montevista (RBM), Pantukan Branch with an interest of 5%. The remaining 380,285.814 will be the proponents’ investment. The collateral of this loan will be the land title of one of the proponent. 4. Socio-Economic Feasibility The project has a positive effect to the society as well as in the economy as whole. It can provide financial opportunities to the neighbouring households. 5. Management Feasibility Supervision and leadership are necessary to make the venture viable. One of the proponents will assumed as the manager of the project. He will conduct regular monitoring of activities in the farm and will keep tracking behaviour of the project in its entire operation. He will receive an amount of 15,000.00 every month. The labourer does the activities in the production process. The contractual worker will only be hired during the preparation of the site and during harvesting period. On the otherhand, the caretaker will serve as the regular worker in the project.

CHAPTER II MARKET STUDY A. Product Description Cassava (Manihot utilissima) is locally known as “Balinghoy or Kamotengkahoy”. It is a woody shrub, the root of cassava is long and tapered with a firm homogeneous flesh encased in detachable rind about 1mm thick, rough and brown on the outside. The flesh can be chalked-white or yellowish. Cassava root are very rich in starch and contain significant amount of calcium (50mg/100g) , phosphorus (40mg/100g) and vitamin C (25mg/100g). It is cultivated as annual crop in tropical region for its edible starchy tuberous roots as a major source of carbohydrates. The bitter variety of Manihot is used to treat diarrhea, headache and pain and also cooked and eaten. It is also use to treat irritable bowel syndrome. Indeed, cassava is the third largest source of carbohydrates for human food consumption in the world.

B. Demand Analysis Historical Values of the Demand of Cassava for the Past Ten Years Year

Demand

%increase/decrease

2001

1,852,371.51

N/A

2002

1,815,917.88

-1.97

2003

1,784,489.5

-1.73

2004

1,876,015.44

5.13

2005

1,890,347.76

0.76

2006

2,004,668.88

6.05

2007

2,027,685.84

1.15

2008

2,047,035.36

0.95

2009

1,911,535.44

-6.62

2010

1,967,967.84

2.95

C .Supply Analysis Historical Values of the Supply of Cassava for the Past Ten Years Year

Supply

%increase/decrease

2001

1,652,035.88 mt

N/A

2002

1,625,738.73 mt

-1.59

2003

1,622,241.72 mt

-0.22

2004

1,640,519.58 mt

1.13

2005

1,677,563.82 mt

2.26

2006

1,756,856.13 mt

4.73

2007

1,871,137.81 mt

6.50

2008

1,941,574.59 mt

3.76

2009

2,043,719.41 mt

5.26

2010

2,101,454.16 mt

2.82

D. Demand-Supply Analysis Year

Demand

Supply

Gap

2001

1,852,371.51

1,652,035.88

200,335.63

2002

1,815,917.88

1,625,738.73

190,179.15

2003

1,784,489.5

1,622,241.72

162,247.78

2004

1,876,015.44

1,640,519.58

235,495.86

2005

1,890,347.76

1,677,563.82

212,783.94

2006

2,004,668.88

1,756,856.13

247,812.75

2007

2,027,685.84

1,871,137.81

156,548.03

2008

2,047,035.36

1,941,574.59

105,460.77

2009

1,911,535.44

2,043,719.41

-132,183.97

2010

1,967,967.84

2,101,454.16

-133,486.32

E. Price Analysis The price will depend on the supply and demand of cassava. The higher the demand, the lower the supply therefore the price is higher. The lower the demand, the higher the supply therefore the price is lower. F. Factors affecting the Market 1. Competition Competition is one of the factors that will affect the market. If there will be more competitors, the production will be affected. 2. Season Season depends upon the supply and demand of cassava. The lower the supply of cassava, the price will increase. G. Marketing Programs 1. The Market The product which is cassava will be sold directly to the local market and to the ultimate consumer. 2. Proposed Price The proposed price of cassava will be Php 7.00 per kilo. It is assumed to be fixed from the first year until its fifth year of operation.

3. Product Management Harvested cassava crop will be brought to the storage house for cleaning. It will be placed in sacks and will be transported to the designated market outlets. 4. Distribution System The products are handled down directly to the buyer. No middleman involve during the marketing process. The producer will be the one to deliver the products. Payment will be done by cash or delivery basis.

PRODUCER

JULU

SAN MIGUEL DCORPORATION

Fig.1. Distribution Channel of Cassava Production 9

CHAPTER III TECHNICAL FEASIBILITY A. The Product The product is cassava or locally known as “kamoteng-kahoy” or balanghoy. It is a perennial shrub which sometimes reaches the size of all small trees. Its stems vary in color from pale to dirty white or brown marked by numerous node formed by scar left by fallen leaves. Pale to dark green leaves are fan-shaped with5 to 9 lobes. Roots of cassava plant are few and swallow and some become storage roots, these are clustered around the base of the plant and extent about 60 cm all sides. It is for this root which contain from 15% sparely. This is cultivated under favourable condition. A single root may weigh as 4 kilos. The number of root per plant at harvest varies from 2 to 7 each averaging 27 cm long from 4.5 to 7.4 cm in diameter. Cassava is essential part of diet more than a half billion people. Cassava roots are high in calories and leaves are good source of protein and vitamins A and B subsistence farmer have long appreciated benefit of cultivating cassava. The plant can grow in poor soil on marginal lands with minimal amount of fertilizer, pesticides and water because the root can be harvested any time from 8 to 24 months after planting. They are important safeguard against unexpected food shortage.

B .Product Process 1. Site selection Cassava is a tropical and sub-tropical plant. It grows with more or less evenly distributed rainfall through the year. This study will select an open field area with clay loam soil. The selected area will not prone to water logging. This cassava crops will be planted at rainy season. 2. Land Preparation A total of herbicide round up will be applied at the rate of 4 to 5 hectare, ten days before land preparation. There is no clear rule as to how many plowing or harrowing, but it depends on the kind of soil and the intensity of weed population. In any case, plow the soil to a depth at least 16 cm to provide good soil conditions of the root development and better water retention in the soil. 3. Preparation of planting Materials In preparation of planting materials, this production will select only fresh, mature and healthy stems. It is fresh when latex comes out within six seconds after cutting. It is healthy when it is pest free and diameter of stem is not less than 1.5 cm and at least 8 months old.

4. Planting The planting distance of cassava is 50 cm between hill and 75 cm between rows with two seeds pieces/ hill and at a depth of 25 cm. Seed pieces are laid out flat during the dry season, slanting during the rainy season. Replanting maybe done 6-10 days after planting. 5. Crop Protection The cassava is infested with fish scale. The population of the pest will increase rapidly causing yield losses reaching as high as 20%. The most immediate form of control will be the use of chemical pesticides. However in this production, the treat of chemical pesticides to planting materials will be at minimal amount because this may result to a dangerous side effect to a node. The cutting stored for more than 5 days will not be used anymore because it is already infested with pest. 6. Controlling of rodents Clean the surrounding thoroughly and continue baiting with chronic rodenticides to prevent the build up and increase of the population up to 7 days before harvest.

7. Keeping weeds under control Shallow cultivation should be done as soon as the weeds have germinated, pass between the furrow a 60 cm wide wood or soike-tooth harrow to control weeds. This cultivation may do two times during the first 30 days after planting. Selective hand weeding in the furrows should also be done in the same period to control further growth of the weeds. 8. Fertilizer Application Apply fertilizer based on the soil analysis. First application will be at planting and the second application will be 2 months after planting. 9. Harvesting Cassava is highly perishable crops. It started to deteriorate as early as 1 to 3 days after harvest. This crop will be harvested at full maturity which will be 7 to 8 months after planting. It will not be harvested during heavy rain or when soil is too wet. This is because roots will have high water content which will be difficult to store. This may also result to low yield and poor eating quality. On the other hand, leaving the roots long in the soil exposed them to pest.

SITE SELECTION

LAND PREPARATION

PREPARATION OF PLANTING MATERIALS

CROP PROTECTION

PLANTING

CONTROLLING OF RODENTS

KEEPING WEEDS UNDER CONTROL

FERTILIZER APPLICATION

HARVESTING

GRADING AND SORTING

Fig.2. Production Process

C. Project Area The proposed area will be located at Purok Gemelina, Homelot, Pangasinan, Pantukan, Compostela Valley Province. It is near along the highway. The area is 1 hectare (10, 000) and it will be rented ₱18,000.00 per year. D. Project Location

TO MATI

TO TAGUM

THIS SITE

KNP

E. PLANT LAYOUT

50x70cm

50x70cm

F. Raw Materials and Supplies Table 1. Schedule of Purchased Of Tools and Equipment Description

Unit

Quantity

Cost/Unit

Total cost

Shovel

Pcs

3

400.00

1,200.00

Knapsack sprayer

Pcs

4

1,800.00

7,200.00

Slashing bolo

Pcs

3

2,500.00

750.00

Tumbling bolo

pcs

4

500.00

2,000.00

Total

₱11,150.00

Table 2. Schedule of Purchased of Office Supplies Items

Unit

Quantity

Cost/Unit

Total cost

Ledger

Pcs.

1

25.00

25.00

Journal

Pcs.

1

25.00

25.00

Record Book

Pcs.

3

50.00

150.00

Yellow pad

Pcs.

5

18.00

90.00

Pilot pen

Pcs.

10

21.00

210.00

White ink

Bottle

1

19.00

19.00

Pencil

Pcs.

10

7.00

70.00

Ruler

Pcs.

2

10.00

20.00

Paper clips

box

1

13.00

13.00

Stapler

Pcs.

2

20.00

40.00

Calculator

Pcs.

2

150.00

300.00

Folders

Pcs.

5

5.00

25.00

Envelope

Pcs.

5

4.00

20.00

Total

₱1,007.00

Table 3. Bill of Materials on Farm Shed Description Material Requirement Post (coco lumber) 4x4x6 Girt 4x4x8 4x4x12 Top cord 2x3x8 Bottom cord 2x3x12 Braces 2x3x12 Purlins 2x3x12 Lumber sticks 1x2x8 Horizontal studding 2x2x8 Vertical studding G.I sheet gauge 31 (8ft) G.I nails Plain G.I sheet 3x8 Common nails #4 #3 #2 Amakan 4x8 Hollow Blocks Cements Corrugated bars 8mm Mixed sand Labor cost

Unit

Quantity

Price/Unit

Total Cost

bdft

48

12

576

Bdft Bdft

10.66 16

12 12

127.92 192

bdft bdft

12 16

12 12

144 192

bdft bdft bdft

4 46 45.38

12 12 12

48 1,152 544.56

bdft

48.01

12

576.12

bdft

42.67

12

512.04

Pcs.

12

260

3,120

Kilo Kilo

1 2

80 280

80 560

Kilo

3

60

180

kilo kilo Pcs. Pcs. Bags Pcs.

3 3 10 175 10 22

60 60 120 7 205 135

180 180 1,200 1,225 2,050 2,970

Load

1

700

700 5,711.174 ₱22,228.814

Total Cost

Table 4. Schedule of Purchase of materials and supplies for year 1

Description

Quantity

Unit

Cost

No. Of Application

Total cost

890

bundle

300/bundle

1

267,000

2

galloon

1,000/gal

2

4,000

5

Pack

240/pack

1

1,200

4

Bags

1,300/bag

1

5,200

20

Bags

300/bag

1

6,000

5. Other materials Big Basket 30 Weighing 1 scale Total Cost

Pcs. Pc.

50/pc 12,500/pc

-

1,500 12,500

1. Planting materials Cassava cuttings 2. Herbicides Round-up 3. Pesticides Bavistin 50 DF 4. Fertilizer Complete(1414-14) Organic

297, 400

Table 5. Schedule of Purchase of materials and supplies for year 2

Description 1. Pesticides Bavistin 50 DF 2. Fertilizer Complete (1414-14) Organic Total Cost

Quantity

Unit

Cost

No. Of Application

Total Cost

5

pack

240/pack

1

1,200

4

Bags

1,300/bag

1

5,200 6,000

4

bags

300/bag

1 12,400

G. Waste Management Disposal A propose project will provide a 6x6 m compost pit. Segregation of garbage should be recommended. Only the biodegradable will put on compost pit while the non biodegradable will put in sacks.

H. Labor Requirements Table 6 Direct Labor 1. Land Preparation Plowing Harrowing Furrowing Off-Barring Hilling-up 2. Planting 3. Harvesting 4. Hauling 5. Caretaker 6. Office supplies 7. Furniture’s 8. Transportation cost 9. Management fee

Labor Required

Cycle

Labor Cost

Total cost

Contractual Contractual Contractual 3MD w/ carabao 3MD w/ carabao

1 2 1 2

3,500/ha 2,500/ha 1,500/ha 300/day

3,500 5,000 1,500 1,800

1

300/day

900

6 MD 6 MD 6 MD 4MD

1 1 1

150/day 150/day 150/day 150/day

900 900 900 216,000 500 2,300 12,000

1 person (manager)

180,000 Total Cost

₱426,000

Table 7. Schedule of Labor Requirement (Year 2-5)

Direct Labor 1. Land preparation Plowing Harrowing Furrowing Off-baring Hilling-up 2. Planting 3. Harvesting 4. Hauling 5. Caretaker 6. Office Supplies 7. Transportation 8. Management fee

Required

Cycle

Labor Cost

Total Cost

contractual contractual contractual 3 MD’s w/ carabao 3 MD’s w/ carabao 6 MD’s 6 MD’s 6 MD’s 4 MD’s

1 2 1 2

3,500/ha 2,500/ha 1,500/ha 300/day

3,500 5,000 1,500 1,800

1

300/day

900

1 1 1

150/day 150/day 150/day 150/day

900 900 900 216,000 500 12,000 15,000/month 180,000 Total Labor Cost ₱423,900

I. Estimated Cost of Production on Its First Year in Operation Particular Fixed cost Farm building

22,228.814

Furniture’s

2,300

Direct labor

246,000

Administrative Salary

180,000

Land Rental

18,000

Tools and equipment

11,150

Total Fixed cost

479,678.814

Variable cost Office Supplies

1,007

Materials and supplies

297,400

Electricity

10,000

Repair and maintenance

10,000

Water supply

10,000

CHAPTER IV FINANCIAL FEASIBILITY A. Major Assumptions 1. Land rental will be fixed for five years at ₱18,000.00 2. Management fee will be fixed for five years at ₱180,000.00 3. Office supplies will be fixed for five years at ₱1,007.00 4. The area has a capacity of 26,666 hills in one hectare with spacing of 75cmx50cm. 5. Selling price of cassava root crop is ₱7.00 per kilo and it will be fixed for five years of the operation. 6. Price of input requirement such as labor, supplies and materials will be fixed for five years of operation. 7. There will be 159,996 kilos expected yield of cassava on the first year of operation. 8. Tax is 10 percent of the net income. 9. The maturity of cassava will star on its 8th month during the first year of operation.

JM CASSAVA PRODUCTION Projected Cash Flow (Year1 to Year5) Cash flow from

Year1

Year2

Year3

Year4

Year5

Net Income

181,723.5

455,728.5

461,128.5

461,938.5

462,708

Depreciation

-

445.76

445.76

445.76

445.76

Net cash provided

181,723.5

456,174.26

461,574.26

462,384.26

463,153.76

-Farm building

22,228.914

-

Net cash provided

22,228.814

operating activity

by operating activities Cash flow from investing activity

by investing activities Cash from financing activities -investment

380,285.814

Loan

600,000

Loan repayment

120,000

120,000

120,000

120,000

120,000

341,574.26

342,384.26

343,153.76

Net cash provided by financing

860,285.814

activity Net income cash

1,019,780.5

367,174.26

Cash balance

0

1,019,780.5

1,335,954.76 1,697,529.02 2,039,913.28

beginning Cash balance end

1,019,780.5

1,355,954.76 1,697,529.02 2,039,913.28 2,383,067.04

JM CASSAVA PRODUCTION Projected Income Statement (Year1 to Year5) Year1

Year2

Year3

Year4

Year5

1,119,972

1,119,972

1,119,972

1,119,972

1,119,972

297,400

12,400

12,400

12,400

12,400

Direct labor

246,200

246,200

246,200

246,200

246,200

Land rental

18,000

18,000

18,000

18,000

18,000

Administrative

180,000

180,000

180,000

180,000

180,000

150,000

144,000

138,000

137,000

136,000

Sales Less: Operating Expenses Tools and

11,150

Equipment Materials and supplies

salary Expenses Interest Expense

Furniture’s

2,300

-

-

-

-

Office supplies

1,007

1,007

1,007

1,007

1,007

Transportation

12,000

12,000

12,000

12,000

12,000

Total

918,057

613,607

607,607

606,707

605,852

201,915

506,365

512,365

513,265

514,120

20,191.5

50,636.5

51,236.5

51,326.5

51,412

181,723.5

455,728.5

461,128.5

461,938.5

462,708

operating cost Net income before tax Less:10% income tax Net income/loss

JM CASSAVA PRODUCTION Projected Balance Sheet (Year1 to Year5) Year1

Year2

Year3

Year4

Year5

1,019,780.5

1,355,954.76

1,697,529.02

2,039,913.28

2,383,067.04

Farm building

22,228.814

22,228.814

22,228.814

22,228.814

22,228.814

Depreciation

-

445.76

891.52

1,265.28

1,711.04

Total Fixed

22,228.814

21,783.054

21,337.294

20,963.534

20,517.774

1,042,009.314

1,377,737.814

1,718,866.314

2,060,876.814

2,403,584.814

-Loan

600,000

480,000

360,000

240,000

120,000

Loan

120,000

120,000

120,000

120,000

120,000

480,000

360,000

240,000

120,000

0

Current asset Fixed asset

Asset Total asset Liability and owners equity Liabilities

Repayment Total liability Owner’s equity

JM’s capital

380,285.814

562,009.314

1,017,737.814

1,478,866.314

1,940,804.814

Add: Net

181,723.5

455,728.5

461,128.5

461,938.5

462,708

562,009.314

1,017,737.814

1,478,866.314

1,940,804.814

2,403,584.814

1,042,009.314

1,377,737.814

1,718,866.314

2,060,876.814

2,403,584.814

income Total owner’s equity Total owner’s equity and liabilities

Financial Analysis A. Average Rate of Return

= Average net income Average net investment

=

404,645.4 1,075,940.814

= B. Payback Period in Year

0.38

= Future value (1+r) n

Year 1

=

1,019,780.5 =

894,544.30

(1.14)1 Year 2

=

1,355,945.76 =

1,043,363.16

(1.14)2 Year 3

=

1,697,529.02 =

1,145,783.74

(1.14)3 Year 4

=

2,039,913.28 =

1,207,792.42

(1.14)4 Year 5

=

2,383,067.04 = (1.14)5

1,237,670.27

C. Break-even Volume Analysis

Year 1

=

Total Cost Selling price

=

918,057 =

131.151kgs

7 Year 2

=

613,607 =

87,658.14kgs

7 Year 3

=

607,607 =

86,672.43kgs

7 Year 4

=

606,707 =

86,672.43

7 Year 5

=

605,852 =

86,550.29

7 The above shows the break even volume analysis, which depicts the volume to be produced that can cover all cost but without gain and loss. The result shows the output is greater than the break even volume through the year which indicates that the business can already earn a profit.

Break-even Selling Price

=

Total Cost x Selling price Sales

Year 1

=

918,057 x 7 =

5.74

1,119,932 Year 2

=

613,607 x 7 =

3.84

1,119,972 Year 3

=

613,607 x 7 =

3.84

1,119,972 Year 4

=

607,607 x 7 =

3.80

1,119,972 Year 5

=

605,852 x 7= 1,119,972

3.79

D. Return on Owners Investment

ROI

=

Net Income Total Capital Investment

Year 1

=

181,723.5 = 0.19 980,285.814

Year 2

=

455,728.5 = 0.46 980,285.814

Year 3

=

461,128.5 = 0.47 980,285.814

Year 4

=

461,938.5 = 0.47 980,285.814

Year 5

=

462,708 = 980,285.814

0.47

CHAPTER V SOCIO-ECONOMIC STUDY A. Contribution to the Government In the operation of the business, the government is expected to access the business and compute the taxes. For this, 10% of the total net income will be paid annually, environmental clearance from the DENR and DTI permit are secured. B. Contribution to the Household The Cassava production can generate income not only on the part of the business but also to those unemployed individual who certainly need job. They can be hired as laborer in this project. The supplies of raw materials will also be benefit since the demand for their good will increase. C. Contribution to the Environment Cassava production has a positive effect to the society because it is a beneficial firm.

CHAPTER VI ORGANIZATION AND MANAGEMENT STUDY A. Form or Ownership The project consists of two owners. Since there are two owners then the business will be operated as partnership. B. Organizational Chart

MANAGER

LABORER (CARETAKER AND CONTRACTUAL)

9 The manager will carefully manage all the activities in the project. He will serve as the initiator responsible for the improvement of the project. He will be in-charge in the production and in the marketing aspect.

The laborers do the activities in the production process. The contractual worker will only be hired during the preparation of the site in planting and during harvesting period. The caretaker, on the other hand, will serve as the regular worker in the project. They will be the one who will take care of the products and in charge for the production so that the buyer will be satisfied of the product.

REFERRENCES *BUREAU OF AGRICULTURAL STATISTICS (BAR) *DEPARTMENT OF AGRICULTURE (DA) *FOOD AND AGRICULTURAL ORGANIZATION

CURRICULUM VITAE Name:

MELANIE L. QUIROL

Birthdate:

November 28, 1992

Age:

19 years old

Address:

Homelot, Pangasinan, Pantukan, ComVal Province

Educational Background Elementary: Pantukan Elementary School Secondary:

Pantukan National High School

College:

University of Southeastern Philippines (DJAS Campus)

Name:

JAYSON N. JARON

Age:

23 years old

Address:

Homelot, Kingking, Pantukan, ConVal Province

EDUCATIONAL BACKGROUND Elementary: Lapu-lapu, San Isidro, Davao Oriental Secondary:

San Isidro National High School

College:

University of Southeastern Philippines (DJAS Campus)