Cardbro v2.0

Cardbro V2.0 Bank of America Business mobile exploit

THIS METHOD WORKS ONLY WITH BUSINESS BANK ACCOUNTS! REGULAR ACCOUNTS WILL ONLY CLEAR AROUND TWO THOUSAND DOLLARS Thanks for buying my guide. To get right into it, this method will help you to finish off and get the most out of your old or new bank drops. I have personally used this method with many banks and its best to avoid any type of ACH. For all of you people that bought Alfonsesimones guide, he gave an ACH merchant that was burned, he sent me a few different one's, but I began thinking "What the fuck do I need a merchant for? Why not just do it myself?" So I began experimenting...Paypal, Capital One 360, Coinbase...avoid them ALL. It seems like for some reason, the ACH sets off some type of alarms within the bank's fraud system. ALWAYS use a photoshopped check or an actual check.

Here's why it works: This works because banks want to make deposits convenient for their customers. The actual check isnt needed, it hasnt been since a law called Check21 was passed in 2004. Basically now all the bank needs is a copy of the check to send to the issuing bank for the debit to be made from the issuers account and deposited into your account.

Will this burn?: Nope, this is the future of banking. People are on the go and busier than ever, so who wants to go out of their way to deposit a check when you can do it via smartphone? Whichever bank eliminates mobile deposits is also eliminating current and potential customers.

Will this burn my account?: Yes...If you get the funds out it will. If not, then the bank will usually think its just a bounced or cancelled check. So if you suck at cashing out, then you may have more than one chance to get it right!

Whats the best accounts to use this method on?: Business accounts. Business accounts expect mobile deposits, they expect large amounts coming in and out directly after a check clears, they expect you to have a high balance one day, and a low balance the next (especially when just opening your account) Just make sure the account is 30 days old (to be safe) and run Stripe and Square accounts to make some activity visible. With Bank of America business, you'll have 3 accounts total...so that's 3 Square and 3 Stripe....make the most out of them...Or just go straight for the Mobile Deposit payday.

Whats the best method of cashing out?: Wire Transfers. BofA business and regular BofA checking accounts allow wires as long as you have the card or have access to the card. The wire transfer maximum is $5,000 at a time. BUT you can send $5,000 to account A and another $5,000 to account B in the same day. So its $5,000 per receiving account per day. BTW, you can ACH to ANY prepaid card account. You must select the "Next Day Transfer" option to do this.

How long do I have to transfer the money out once the check clears?: It's a race against time, but you'll have about 5 days until the check either gets returned or your account gets shut down. 2 days is more than enough time to clear $30k from an account, so if you make a deposit of around $10k this will be easy to move. Also, once the money gets wired/ACHed out, thats it you're home free. You can take your time to get your money out of your prepaid card.

Why did I decide to sell this method?: Anything regarding mobile deposits on AB forum is complete theory (aka bullshit) of what "might" work...there's people talking about $1k and $2k deposits when BofA business has a fucking $50k deposit limit! There's also the one's that still believe that Alfo's method works and are STILL trying it. You get to skip over the mistakes and instead start implementing a formula that works right away.

Now, step by step: 1) Open your BofA business account 2) Buy a check from MasterSplynter on AB 3) Either photoshop or print out the check on check paper or blank paper (no MICR ink needed because its a mobile deposit) You need to change the check

NUMBER to a higher number Example: you have check #4829 written on 5/15/15 you change it to check #4899 using the clone tool to change the 2 into a 9 4) Go to Google Play and download the Bank of America app 5) Log in to your account and select DEPOSIT, take a pic of the front and back of the check, pic the account you want to drop it in, and fill the amount in 6) You will receive an email saying that your deposit will be available soon 7) Funds clear after a few hours, ON WEEKDAYS - weekends dont count, transfer funds out via wire and/or ACH 8) See if you can drop another check into the second checking account and repeat cashout

My personal experience: Bank of America Business: Deposit Limit $50k per month - I've personally done a little under $10k - Next day 100% funds availability sometimes same day 100% availability To get the most out of this method a Bank of America business account is necessary, because of that $50k deposit limit you can do a lot of damage in a very short amount of time. The hardest part of this method is getting all your funds out before the account holder finds out about the fake check.

TD Bank: Deposit Limit $2.5k at a time - Ive personally done $2k - Next day partial funds availability Unfortunately TD used to have same day funds availability and a $5k limit, but these guys fucked it up:

http://www.philly.com/philly/news/new_jersey/20150523_21_indicted_in__89k _A_C__casino_check-fraud_scheme.html?c=r Wells Fargo: Deposit Limit varies - Ive personally done $1k - Next day 100% funds availability Personally, I think $1k-2.5k is a complete waste of time, when you can do near 5 figure amounts with BofA business

DONT USE THESE: Paypal: Got my account limited on the day funds were supposed to be available Useless Coinbase: Takes 5-7 fucking days and the bank will catch on to the bad check by day 4 - Useless Capital One: Shittiest of all, told me funds would be available in 7 days - Useless The complicated shit for my International customers. Unfortunately the Bank of America app that allows you to make mobile deposits is geographically restricted, which means that Google will only let you download the app if you trick Google into thinking that you're from the good 'ol USA. A lot of times the non-U.S. phone that you have will override the Google Play settings, so here's how to rectify this:

Using a browser on your computer or laptop go to "play.google.com" and login with the email address linked to your play account 1. In Google Wallet change your address to a US one. 2. In Google Wallet delete all your payment methods and add a USA credit card with a USA billing address.

3. NOW here is the Open Sesame Code.... 4. In Google Play create an order for anything but do not complete the purchase. 5. At the final "Approve your order screen", STOP, an leave this screen up for at least 30 minutes. Do not complete the purchase. 6. Clear your browser cache. 7. Now your Google Play account will not stop you from downloading USA specific content.

Bonuses and good advice

*Some of you may not know how to photoshop so I'll do 1 check for you, the next photoshop job will cost you. *Since you're getting a BofA business account, get the best prepaid/checking account - Amex Serve. This is a cross between a prepaid and checking account and fraud monitoring is almost non existent with these cards. *If you dont have a BofA account or cant wait, then go ahead and mobile deposit it into a regular checking/savings. You'll have to use a smaller amount to avoid extended holds (which happen with non business accounts) *PLEASE don’t waste your drop by trying to cash out with Paypal. Its not going to happen, that 4 day hold will fuck you over and get your Paypal limited and Bank drop closed. *How to open a Bank of America Business account, step by step

Username501's How to incorporate a business and get a business drop. You WILL need a U.S. drop or contact to make this work Grab a prepaid giftcard or get a cc from the Darkweb Go to Incorporate.com Select Delaware or Nevada as your state to incorporate in

Select a CORP, not LLC or business license

Select the option for the $168 fee

Fill in the Contact info, company details and choose a payment option/processing speed

Remember to choose a unique name for your business, make The Company Corp the Registered Agent and don’t change anything about the stock shares Save the confirmation code

A couple of days later, check back with the confirmation code and your business incorporation documents will be available for download Go to http://www.irs.gov/Businesses/Small...n-Employer-Identification-Number(EIN)-Online Fill out the application for your EIN and you will receive it immediately at the end of your application Set up a hotmail or gmail and google voice number for your new business

Go to BankofAmerica.com and apply for a business bank account using the info from your incorp docs and EIN

They will ask for a copy of your docs and they'll want a signature card to be signed and sent back to them, they will then send your debit card and PIN Make a $250 deposit and your account will be active, you now have a good solid drop that will be stronger than YOUR OWN personal legit bank account. Again, thanks for buying my guide, if you run into any problems/issues PM me on AB forum. As I did with my last guide, each copy is unique so I can identify leakers and I only give support/updates to those who purchase from me. I'll be coming out with a free guide on how to make a CPN (credit profile number) that acts as an SSN so you can get credit cards and loans under an identity that's completely made up. Look out for it late June.