Banca Mype

August 21, 2023 | Author: Anonymous | Category: N/A
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INSTITUCIONES FINANCIERAS QUE APOYAN A LA MYPE   INTEGRANTES: GEMIN ZAPA ZA PAT TA, LISBETH LIS BETH ALEXANDRA ALEX ANDRA MORALES MORALES, JUDITH JOHANA PEREZ RUEDA, LUIS MARTIN SAAVEDRA RODRIGUEZ, ELMER LUIS SOLIS MENDOZA, VICTOR JESUS UGAZ CARRASCO, RICARDO  DOCENTE: HUGO SAA SAAVEDRA VEDRA CASTRO

 

BANCO 

Un banco es una empesa !nan"#ea $ue se en"a%a &e "ap'a e"us(s en )a *(ma &e &ep+s#'(s,  pes'a &#ne(, &#ne(, as- "(m( )a pes'a"#+n &e se.#"#(s !nan"#e( !nan"#e(s/ s/



L(s 0an"(s "(me"#a)es "(me"#a)es s(n (pea&(s "(n e) (01e'#.( &e (0'ene una %anan"#a/



 Su es'u"'ua &e "u('as  'asa &e #n'e2s es'3n &#se4a&as "(n )a #n'en"#+n &e 5a"e &#ne( paa )(s p(p#e'a#(s  a""#(n#s'as/



L(s 0an"(s "(me"#a)es %anan &#ne( me&#an'e e) "(0( a )(s ")#en'es $ue u'#)#6an sus se.#"#(s  p#&en pes'a&( *(n&(s/

 

OPERACIONES 

Depós!os 7 A )a .#s'a8 s(n )as "uen'as "(#en'es/ G(6an &e una &#sp(n#0#)#&a& #nme&#a'a 7 De a5((8 s(n )as )#0e'as &e a5((/ N( se pue&en u'#)#6a "5e$ues paa su &#sp(s#"#+n/ 7 A p)a6(8 s(n )(s *(n&(s a p)a6(  n( se pue&en e'#a an'es &e )a *e"5a &e su .en"#m#en'( s#n una pena)#6a"#+n/



T#ansaccones 7 S(n )(s se.#"#(s $ue )(s 0an"(s pes'an a sus ")#en'es  $ue "(ns#s'en, *un&amen'a)men'e, en a"ep'a "5e$ues  +&enes &e 'ans*een"#a &e &#ne( &e una "uen'a a ('a/ 7 As#m#sm(, )as 'ansa""#(nes pue&en ))e.ase a "a0( a 'a.2s &e "a1e(s au'(m3'#"(s/



P#$s!a%os 77 L(s se "(n"e&en a )(s ")#en'es $ue ne"es#'an !nan"#am#en'(/ L(s p2s'am(s 0an"(s pem#'en a sus ")#en'es 'ene )-neas &e "2&#'(s u ('(s '#p(s &e "2&#'(, es'( es, &#sp(ne &e &#ne( s#n 'ene)(/



O!#os se#&cos 7 Ases(am#en'( !nan"#e(/ 7 Cam0#( &e m(ne&a e9'an1ea/ 7 Ca1as &e se%u#&a& en )as $ue )(s #n&#.#&u(s pue&en &ep(s#'a sus (01e'(s &e .a)(/

 

DI:ERENCIAS COOPERATIVAS DE AHORRO = CREDITO

BANCO 





L(s p#ope!a#os 'e( banco son s)s accons!as ;se &e0e e"(&a $ue )(s 0an"(s s(n s("#e&a&es an+n#masF &e )a Le Genea) &e) S#s'ema :#nan"#e(  &e) S#s'ema &e Se%u(s/

 

DIFERENCIAS CON OTRAS ENTIDADES Las CRAC '#enen a)'(s n#.e)es &e "a'ea pesa&a

An!e#o#%en!e )na '.e#enca /)e se po'0a %encona# es /)e %en!#as (os bancos s)e(en !ene# )na cobe#!)#a nacona( a n&e( 'e a1encas2 (as ca3as se (%!aban a (a

L#m#'a&(s In%es(s :#nan"#e(s

#e1ón a (a /)e pe#!enec0an* En (a ac!)a('a' es!o 4a ca%ba'o2 (as ca3as 5a se 4an e6pan''o a n&e( nacona(2 !enen'o a1encas no só(o en 'on'e nca#on s)s ope#acones2 s no !a%b$n en '.e#en!es #e1ones*

Men(s "ap'a"#+n &e &ep+s#'(s

Ma(es %as'(s a&m#n#s'a'#.(s

 

CA,AS RURALES PARA PYMES CRAC Ca1ama"a

CRAC C5a.-n

CRAC S#p3n

CRAC L#0e'a&(es &e Aa"u"5(

CRAC Nues'a Gen'e

CRAC Pmea

CRAC Ce&#na

CRAC Se4( &e Luen

 

EDPYME S(n en'#&a&es ( empesas (#en'a&as a sa'#s*a"e )a &eman&a &e se.#"#(s "e&#'#"# "e&#'#"#(s (s  T#enen p( (01e'( ('(%a !nan"#am#en'( a pes(nas na'ua)es   1u-&#"as $ue &esa())an &esa())an a"'#.#&a&es "a)#!"a&as "(m( &e pe/)e7a

5 %c#oe%p#esa, u'#)#6an&( paa e))( su p(p#( "ap#'a)  )(s e"us(s $ue p(.en%an &e &(na"#(nes/ Las E&pmes su%#e(n paa

p(m(.e

)a

"(n.es#+n

&e

O%an#6a"#(nes

Gu0enamen'a)es Gu0enamen'a )es  ;ONG< en en'#&a&es e%u)a&as/

n(

 

EDPYME 

Las

#ns'#'u"#(nes

!nan"#eas

e%u)a&as

espe"#a)#6a&as en M#"( !nan6as en e) Pe s(n )as Ca1as Mun#"#pa)es &e A5((  C2&#'( ;CMAC
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