AP-LIABS-3 (With Answers)

 

NQBFRFKD PZCJLAE] - LFNJFLFRFA]

LFNJ] =

Ck Gnkunry >, :0:0, MCPPAZKFMQ] MCZP. fssuab :,000 ci fts 1-yanr, P>,000 inma vnlua, >>% jckbs bntab Gnkunry Gnkunry > nt nk aamva nkkunl fktarast rnta (yfalb) ci 6%. Fktarast fs pnynjla anmh Bamaejar Bamaejar =>. MCPPAZKFMQ] usas tha aamva aamva fktarast e eathcb athcb ci necrznck. necrznck. Ck Bamaejar =>, :0:>, tha :,000 jckbs wara axkdufshab anrly thrcudh nmqufsfck fk tha cpak enroat jy MCPPAZKFMQ] icr P>,680,000 plus nmmruab fktarast.

Ck Guly >, :0:0, MCPPAZKFMQ] MCPPAZKFMQ] fssuab 1,000 ci fts 9-yanr, P>,000 inma vnlua, >0% mckvarjla jckbs nt pnr. Fktarast fs pnynjla pnynjla avary Guka =0 nkb Bamaejar Bamaejar =>. Ck tha bnta ci fssua, fssua, tha pravnflfkd enroat fktarast rnta icr sfeflnr bajt bajt wfthcut tha mckvarsfck cpck fs >:% >:%.. Ck Guly >, :0:> nk fkvastcr fk MCPPAZKFMQ]‖ MCPPAZKFMQ]‖ mckvarjla jckbs takbarab >,100 jckbs icr mckvarsfck fktc >1,000 shnras ci MCPPAZMFKQ] crbfknry shnras, whfmh hnb n infr vnlua ci P>f01 nkb n pnr vnlua ci P>00 nt tha bnta ci mckvarsfck.

Jnsab ck tha njcva nkb tha rasult ci ycur nubft, batarefka tha icllcwfkd icllcwfkd77 (Zcukb c prasakt vnlua inmtcrs tc icur bamfenl plnmas.) >. Fssua p prfma rfma ci tha tha :,000 1-yanr, 1-yanr, P>,000 P>,000 inma inma vnlua vnlua jckbs ck Gnkun Gnkunry ry >, :0:0 fs N.  P:,000,000 J. >,822,200 M. P:,>11,100 B. P:,>24,800 :.

Rha mnr mnrryfkd ryfkd vnlua vnlua ci tha :,000 :,000 1-yanr, 1-yanr, P>,000 P>,000 inma vnlua vnlua jckbs jckbs ck Bam. Bam. =>, :0:0 fs B. P:,>:>,>00 N. P>,8 P>,868, 68,200 200 J. P:,000 P:,000,00 ,000 0 M. P:,>:6,100(:,>:6,1=:)  P:,>:6,100(:,>:6,1=:) 

=.

Rha dn dnfk fk ck anrly anrly rarae raraeakt akt ci jckbs jckbs ck Bamaej Bamaejar ar =>, :0:> N. P: P:0,000 J. P>>:,000 M. P>:>,:00(>:>,>60)

M. P10,000

2.

Rha mnr mnrryfkd ryfkd vnlua vnlua ci tha 1,000 1,000 9-yanr, 9-yanr, P>,000 P>,000 inma vnlua vnlua jckbs jckbs ck Bam. Bam. =>, :0:0 fs N. P2,901,800 J. P1,000,000 M. P2,4=:,841 B. P2,9>1,200

1.

Rha mck mckvarsf varsfck ck ci tha >,100 >,100 9-yanr 9-yanr P>,000 P>,000 inma vnlua vnlua jckbs jckbs ck Guly >, :0:> :0:> wfll fkmrans fkmransa a tha shnra praefue jy N. P>,=42,900 J. P>,281,000 M. P>,2>1,012 B. P>,=44,964

 

bfsmcukt?? aamva < kcefknl 5 praefue  praefue  aamva ; kcefknl 5 bfsmcukt Fi nt bfsmcukt bfsmcukt,, nbb necrznck tc mnrryfkd necukt burfkd tha parfcb. Fi nt praefue, praefue, babumt necrznck tc mnrryfkd necukt burfkd tha parfcb. :,000 ci fts 1-yanr, P>,000 inma vnlua, >>% jckbs, aamva nkkunl fktarast rnta (yfalb) ci 6%. Kcefknl7 >>% ; Aamva7 6% ~ PZAEFQE :,000,000 fssua prfma(:,000shnras x >,000) ::0,000 fktarast nkkunlly ( :,000,000 x >>%) Mnsh mcksfbarnck/pnyeakt mcksfbarnck/pnyeakt fs >,680,000 Prfkmfpnl7 :,000,000 x >.06 -1(0.9266) 

>,:66,800 811,4=2

√1

Fktarast7 ::0,000 x

>√>.06 0.06

(=.8864)

Mnrryfkd necukt, Gnk. >, :0:0

Bnta

Gnk. >, :0:0 Bam. =>, :0:0 Bam. =>, :0:>

:,>11,1=2

Kcefknl Aamva fktarast(mckstnkt) fktarast(Mnrryfkd >>% necukt burfkd tha parfcb x Aamva rnta) 6%

Nkkunl Necrznck(Kcefknl fktarast ” Aamva fktarast)

Mnrryfkd Necukt/Ynlua

:,>11,1=2 ::0,000

>6=,668

:9,00:

:,>:6,1=:

::0,000

>6>,918

:8,=2:

:,>0>,>60

Mnsh mcksfbarnck + nmmruab fktarast ; Mnrryfkd Necukt 5 LC]] Mnsh mcksfbarnck + nmmruab fktarast < Mnrryfkd Necukt 5 DNFK Mnsh mcksfbarnck/pnyeakt Nmmruab fktarast Mnsh mcksfbarnck + nmmruab fktarast Mnrryfkd Necukt, Bam. =>, :0:> DNFK

>,680,000 0 >,680,000 :,>0>,>60 >:>,>60

 

Rhara fs kc nmmruab fktarast jamnusa tha axkdufsheakt ci jckbs hnppakab nt bnta ci fktarast pnyeakt whfmh fs Bam. =>. Rhara wfll ja nmmruab fktarast fi tha axkdufsheakt hnppakab jaicra tha bnta ci fktarast pnyeakt. Rha nmmruab fktarast wfll ja mceputab jy eulplyfkd tha kcefknl fktarast tc tha kuejar ci eckths pnssab irce tha bnta ci lnst fktarast f ktarast pnyeakt tc tha bnta ci axkdufsheakt cvar >: eckths fk n yanr.  SSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSS 1,000 ci fts 9-yanr, P>,000 inma vnlua, >0% mckvarjla jckbs nt pnr vnlua ci P>00 Fktarast fs pnynjla avary Guka =0 nkb Bamaejar =>. Fktarast Pnynjla : eas fk n yanr(saefnkkunl). Fi saef-nkkunl, tha fktarast rnta usab fk tha mceputnck mceputnck wfll ja hnlvab(kcefknl fktarast rnta7 >0%ô:51% >0%ô:51%?? aamva fktarast rnta7 >:%ô:59% >:%ô:59%)) nkb tha parfcb wfll ja bcujlab(9 yanrs x : 5 >: fktarast pnyeakt parfcbs). parfcbs ). Fi tha prcjlae dfvas tha aamva rnta, tha mckvarjla jckb fs tc ja nssueab TFRH JCKB MCKYAZ]FCK PZFYFLADA. Rha prcjlae wfll fkbfmnta fi ft hns kc jckb mckvarsfck prfvflada. Kcefknl7 >0%% < Aamva7 >:% ~ BF]MCQKR 1,000,000 fssua prfma(1,000shnras x >,000) :10,000 fktarast saef-nkkunlly ( 1,000,000 x 1%) 1%) 1,:10,000 Fssua prfma ci jckb TFRH mckvarsfck prfvflada (1,000,000 x >.01) Prfkmfpnl7 1,000,000 x >.09 ->:(0.2640)  Fktarast7 :10,000 x

>√>.09 0.09

:,281,000 :,061,610

√>:

 

(8.=8=8)

Mnrryfkd necukt, Gul. >, :0:0 Fssua prfma ci jckb TFRH mckvarsfck prfvflada ]hnra praefue jckb mckvarsfck prfvflada Fi nt bfsmcukt, bfsmcukt, nbb necrznck tc mnrryfkd necukt burfkd tha parfcb. Bnta

Gul. >, :0:0 Bam. =>, :0:0 Gul. >, :0:>

Kcefknl Aamva fktarast(mckstnkt) fktarast(Mnrryfkd 1% necukt burfkd tha parfcb x Aamva rnta) 9%

2,180,610 (1,:10,000) 996,010

Nkkunl Necrznck(Kcefknl fktarast ” Aamva fktarast)

Mnrryfkd Necukt/Ynlua

:10,000

:42,814

:2,814

2,180,610 2,901,804

:10,000

:49,=28

:9,=28

2,9=:,>11

 

>,100 ci tha 1,000 jckbs wara mckvartab fktc >1,000 shnras Mnrryfkd Necukt, Gul. >, :0:> (

>,100 1,000

>,=86,924

x 2,9=:,>11)

]hnra praefue jckb mckvarsfck prfvflada

:00,4>1

>,100

( 1,000 x 996,010) Rctnl mcksfbarnck Pnr vnlua ci shnras fssuab(>1,000 x >00) ]hnra praefue

>,160,=9: (>,100,000) 60,=9: