Amortización de Deudas

 

  eartkzbfköi dg dgudbs

2.- Wib dgudb dg $ 0>,>>>.>> sg dg`g beartkzbr gi ui bòa y egdka fai pbcas trkegs trkegstrbhgs trbhgs kcubhgs y vgifkdas. Hb tbsb dg kitgrës gs dg ?.77 % fbpktbhkzb`hg fbdb trkegstrg. Fbhfuhbr gh pbca trkegstrbh qug dg`g rgbhkzbrsg y ghb`arb hb tb`hb dg beartkzbfköi. Pgspugstb P 5 $ 6,7?3.2> 0.- Fbrhas sahkfktb ui prëstbea dg $ 67,>>>.>>, gh fubh sg beartkzbrâ egdkbitg ? pbcas qukifgibhgs kcubhgs, gh prkegra vgifg dgitra dg uib qukifgib, hb tbsb dg kitgrës gs dg >.7 % qukifgibh. ±Fuâh gs gh pbca qukifgibh1 Tbe`këi ghb`arg hb tb`hb dg beartkzbfköi. Pgspugstb P 5 $ 4,434.>2 4,434.>2 6.- Wi faepraeksa dg $ ?,>>>.>> sg hkqukdbrâ egdkbitg egdkbitg : pbcas trkegstrbhgs vgifkdas, vgifkdas, b uib tbsb dg kitgrës dg 20 % fbpktbhkzb`hg fbdb trkegstrg. Faistruyb hb tb`hb dg beartkzbfköi. Pgspugstb P 5 $ 2,43:.3? 2,43:.3? Trkegstrg :

Beartkzbfköi 2,466.33

Kitgrgsgs 46.>2

B`aia 2,43:.3?

Vbhda Kisahuta (>.>>)

4.- ±Ruë gs hb beartkzbfköi faistbitg1 Boarb rgsughvb gh pra`hgeb bitgrkar faea beartkzbfköi beartk zbfköi faistbitg Pgspugstb Trkegstrg :

Beartkzbfköi 2,666.66

Kitgrgsgs 4>.>>

B`aia 2,636.66

Vbhda Kisahuta -

7.- Wib eâqukib, fuya prgfka dg faitbda gs dg $ 6,7>>, sg vgidg b frëdkta b 0 egsgs dg phbza, egdkbitg pbcas qukifgibhgs kcubhgs. Vk hb tbsb dg kitgrës gs dg 20 % faepugsta fbdb qukifgib, a`tgicb gh vbhar dgh pbca qukifgibh y ghb`arg hb tb`hb dg beartkzbfköi. Pgspugstb

:.- Pgsughvb gh pra`hgeb bitgrkar (I½ 7) så has pbcas sai bitkfkpbdas. b itkfkpbdas. Pgspugstb

 

  :.- ^brb faepbrb ui vgoåfuha b frëdkta sg dg`gi obfgr 6: pbcas dg $ 47>.>>, gh prkegr pbca sg rgbhkzb bh jkibh dgh egs hugca dg ob`gr skda gitrgcbda dgh butaeatar. Vk hb tbsb dg kitgrës gs dg 2.7 % egisubh fbpktbhkzbda fbdb egs, fbhfuhbr gh prgfka dg faitbda y ghb`arg has 7 prkegras rgichaigs dg hb tb`hb dg beartkzbfköi. Pgspugstb

3.- Pgsughvb gh pra`hgeb bitgrkar, faiskdgrbida qug sg faekgizb b pbcbr, hbs fuatbs, dgsdg gh eksea eaegita qug sg igtrgcb gh vgoåfuha. Pgspugstb

?.- Wib dgudb dg $ 0>,>>>.>> eâs has ha s kitgrgsgs farrgspaidkgitgs sg dg`gi beartkzbr egdkbitg 2> pbcas egisubhgs vgifkdas. Has fubtra prkegras pbcas sgrâi dg $ 0,7>>.>> fbdb uia, has skcukgitgs fubtra pbcas sgrâi dg $ 0,>>>.>> fbdb uia, gh iavgia dg $ 2,7>>.>>. Vk hb tbsb dg kitgrës gs dg 2> % favgrtkda fbdb egs, a`tgicb gh vbhar dgh dëfkea y ýhtkea pbca. Pgspugstb

 

;.- Wib pgrsaib dg`g pbcbr $ 6>,>>>.>> gi fubtra pbcas `kegstrbhgs vgifkdas.Ghb`arg hb tb`hb dg beartkzbfköi farrgspaidkgitg, sk hb tbsb dg kitgrës gs dg 2 % egisubh faivgrtkda fbdb `kegstrg. Faiskdgrg qug gi gh prkegr pbca sg beartazbrâ gh 27 % dg hb dgudb, gi gh sgcuida gh 0> %, gi gh tgrfgra 7> % y gi gh ýhtkea gh rgsta dg hb dgudb. Pgspugstb

2>.- Wi faepbògra dg fursa, faepra ui pgfokrkhu fuya prgfka gs dg $ 0,>>>.>>, b frëdkta `bma hbs skcukgtgs faidkfkaigs= 07 % dg gitrbdb, 4 pbcas egisubhgs kcubhgs vgifkdas y $ 4>>.>> qug sg gitrgcbrâi muita bh ýhtkea pbcb. Hbs pbrtgs faiskdgrbi musta uib tbsb dg ? % faepugsta fbdb egs. Pgspugstb

22.- Mbigto faeprb ui taria pbrb su tbhhgr egtbhegfâikfa fuya prgfka dg faitbda gs dg $ 07,;6>.;0, fai gh skcukgitg phbi dg jkibifkbekgita 2> % dg gitrbdb, b`aias egisubhgs dg $ 4,>7>.>>, qug kifhuygi kitgrgsgs dg 24 % biubh faivgrtkda fbdb egs. Fbhfuhbr gh iýegra dg pbcas qug dg`g rgbhkzbr y ghb`arg hb tb`hb dg bearktzbfköi fparggspaidkgitg. Pgspugstb

20.- ±Fuâitas pbcas trkegstrbhgs bitkfkpbdas dg $ 6,?>>.>> fbdb uia dg`gi rgbhkzbrsg pbrb beartkzbr uib dgudb dg $ 06,0>?.76, sk sg obi fbifghbda yb gh 0> % dg hbs ekseb y hb tbsb dg kitgrës gs dg 24 % faepugsta fbdb trkegstrg1 Ghb`arg hb tb`hb dg beartkzbfköi. Pgspugstb

 

  26.- Mbigto faeprb pbrb su tbhhgr egtbh egfâikfa uib jrgsbdarb fuya pr prgfka gfka gs dg $ 07,>>>.>>, db uib gitrbdb dgh 0>% y gh rgsta pbcas qukifgibhgs dg $ 6,0:6.?;. Fubida rgbhkfg gh pbca 6, dg`g obfgr ui pbca bdkfkaibh dg $ 2>>>.>>, söha par gi gsb qukifgib. Vk hb tbsb dg kitgrës gs dg 0>% fbpktbhkzbda fbdb qukifgib, fbhfuhbr gh iýegra dg pbcas qug dg`g rgbhkzbr y rgbhkfg hb tb`hb dg beartkzbfköi farrgspaidkgitg. Pgspugstb

24.- Hb geprgsb―Tada ha pugdg― sahkfktb ui prëstbea dg $ 0>>,>>>.>> pbrb sgr beartkzbda egdkbitg pbcas egisubhgs durbitg 6 bòas fai kitgrgsgs dg 0 % egisubh faepugsta fbdb egs. Dgtgrekig hb dkstrk`ufköi dgh pbca 24. Pgspugstb

27.- Mubi ^b`ha faeprö ui dgpbrtbegita fai uib gitrbdb dg $ 07,>>>.>>, gh rgsta b 0> bòas fai uib fuatb egisubh dg $ ?>>.>>. Hb tbsb dg kitgrës gs dg 27 % faivgrtkda fbdb egs. B has 7 bòas dg ob`gr jkrebda gh faitrbta, gh dgudar cbib hb hatgråb y dgsgb fbifghbr su faepraeksa. ±Dg fubita dg`g obfgr gh fogqug pbrb sbhdbr su dgudb1 y ±fuâita ob pbcbda par faifgpta dg kitgrgsgs, gi gstas 7 bòas1 Pgspugstb $ 73,27;.32< $ 44,4>7.?;

2:.- Ebrfgha faeprö ui butaeavkh fuya prgfka dg faitbda gs dg $ 7>,7>>.>>. Ha bdqukrka b frëdkta fai uib gitrbdb dg $ 2>,>>>.>> y gh rgsta gi 6: egisubhkdbdgs kcubhgs. Hb tbsb dg kitgrës

 

gs dg 2 % qukifgibh fbpktbhkzb`hg fbdb egs, fbhfuhg= b.- gh b`aia egisubh, `.- gh parfgitbmg dg dgrgfoas bdqukrkdas (par gh dgudar) bh rgbhkzbr gh pbca 07. Pgspugstb $ 2,7??.;6< $ :;.02 % 23.- Mubi faeprö ui tbhhgr egtbhegfâikfa fai fhkgitgs, pbca hb sueb dg $ 7>>,>>>.>>. Gh faitrbta dg faeprb-vgitb gstb`hgfg uib gitrbdb dg $ 07,>>>.>> y gh rgsta b pbcbr gi 2> bòas egdkbitg fuatbs egisubhgs kcubhgs vgifkdbs. Hb tbsb dg kitgës gs dg 2: % faepugsta egisubhegitg. Vg prgcuitb= b.- ±Ruë parfgitbmg dgh tbhhgr sgrâ dgh faeprbdar b has 7 bòas dg ob`gr jkrebda gh faepraeksa1, `.- ±Gi quë pbca Mubi sgrâ gh dugòa dg hbs ¹ pbrtgs dg tbhhgr1, ±Gi quë pbcö Mubi sgrâ dugòa dgh 2>>% dgh tbhhgr1 Pgspugstb 64.7: %< 2>0 bpraxkebdbegitg< 20> 2?.- Mubi pbrb padgr paigr gi ebrfob hb jâ`rkfb dgh pra`hgeb I½ 23, pkdkö ui prëstbea dg $ 07,>>>.>>. Bfardö, fai su bfrggdar, qug hb dgudb sgråb pbcbdb p bcbdb egdkbitg 70 b`aias sgebibhgs vgifkdas, b uib tbsb dg kitgrës dg 2? % biubh faivgrtkda fbdb sgebib. ±Fuâitas pbcas ob rgbhkzbda Mubi, pbrb ob`gr pbcbda $ 2;,?63.27 dgh fbpktbh prëstbda. Pgspugstb 40 2;.- ^gdra vb b faeprbr ui dgpbrtbegita gvbhubda gi $ 247,>>>.>>. ^brb jkrebr gh faitrbta dg faeprb vgitb dg`g gitrgcbr faea gitrbdb dg $ 7,>>>.>> y gh rgsta gi 2> b`aias `kegstrbhgs vgifkdas, gh prkegr pbca ha rbhkzbrâ dgitra dg : egsgs. Has b`aias sgxta y sëptkea tkgigi ui vbhar dg $ 26,;:4.6? fbdb uia, gh aftbva, iavgia y dëfkea pbcas dg $ 27,>>>.>> fbdb uia. Hb tbsb dg kitgrës gs dg 0>% faepugsta `kegstrbhegitg. Fbhfuhbr gh vbhar dgh b`aia `kegstrbh dg has fkifa prkegras pgråadas, par egdka dg uib tb`hb dg beartkzbfköi. Pgspugstb $ 06,;;:.>? 0>.- Pgsughvb gh pra`hgeb I½ 2;, bsuekgida qug hb tbsb dg kitgrës gs dg 0> % biubh fbpktbhkzbda faitkiubegitg. Pgspugstb $ 04,2?3.>7