A Project Report on ICICI Prudential Life Insurance

c c c c c c
c c c c   cc  c cc
  cc   c c c c  c ccc ccc

 !cc"c# $c c %&'&c c c#$c ()c c c * cc c+ cc )c, + -../c )#) c c - )cc# c

 c

 !cc"c # $c

‘
      
  

(0 .-+. .01  1c c !cc c c c  c c c c  c c  c c  2 c c )c , + -../"c

 !c

cccc3   c c   cc c4 cc )ccc c c!ccc4 c$c c cc )c  

))#c  c

c c c
  c c   c  $c "c c  cccc$c c!c ccc 5  )c cc c  2$c 4 c $c   c c c    c

c c ccccc c!)ccc c c c  c c c
  c c   c  $c "c# $c c$c
cccc c c  c cc c cc )ccc c c 

$c 4 c $c !c  c  c c c $c  $c c c  c c c  c 3   c c   c  cccc$c c!)cc  

c c

c c

ë
     
c


cc

‘
      
  

c 01.016c  =c 01-*10c7c/18c9cc
*-.01 c9.c 0* 0.c c /
1.3'cccccc c  cc$6c ')'c2ccc$)c ')%c c$)c '):c ccc$)c ');c  ccc$)c

c

/
1.3%c c

  ccc
  cc  6c %)'c22!cccc  cc c  )c %)%c
  c c1$ cc  )c %):c- 3cc c)c %);c  c  )c

c

/
1.3:c cc

 $c
6c :)'c $c
)c :)%c $c
)c :):c $cc 5  c)c :)?c< c
 $c c  c )c

c

/
1.3;c c


c
6c üc < ccc  c
 )c

c

/
1.c=c c c /
1.3>c c

=)'c!c

$c =)%c-  c

$c c    c 9

 c  c

c

/
1.3?ccccc

9  c c c ;)'c9  )c ;)% )c

cc

c

ë
     
c


cc

‘
      
  

/
1.3@cccc c

  6c A

c7c# $c c

01-*10ccc
  cc  6c 


       
       


  
   
  
  
    
    
     
  
    
    
      
     
    
      
       

      

     
  
    
         
         !     "  
 

 
    


   c 1c  ccc cc 63c  #$%     

   
 

  
   
  &$'
   
 
 
     
   ($  
     
  
       
   
 

     
) 
    
 


        
  
  
  *!    
 

    

   

   

 
  



 



 

+  
   
           
  
         


     "      
" 
   +
         
   

    (,-  


 
    
  
        
  cccccccccccccccccccccc c

ë
     
c


cc

‘
      
  

c c

c c/$cc1c  cc 


    


       +      '      
 
  
  
     

   
               
   

     + 
  
   Ê
 c          
  
    
 
  +  

  



             m
     
      
     
    
       

   
 
    
   
     
     

       +  
    
    
    

    
 
         c   6 
  
       
  
         
   
 
  +      
 

  
   
       

       #(./    
 #.--     
    
   0
    

 
 
   
1   ' cc c 9c  6c 
2
 
 
   
 
      
  

 


    
       
   
 + 

 
 

  
   
 
    
      32
 0
3  1        
   
   %      
         
 
  
     

      
  4     #5  
                  
          
    &-  
          
 
  
 "    
 

   
   +        
                

ë
     
c


cc

‘
      
  

     +          
       
   
6  
 
      
 
        + 
       c    
          
  
 +  
 

   
  
  
 


 
    
          
 
      
 + 
 
  
    
    
 

  + 


        
   
 
 
   
 
         
   +  
   
         #7 8  #97(        ë 2 
 
  #&  

/$ccc  c c  c  + /$ccc  c c      #7#7          
 
:ë 
    

 
  
                    
  
 

 
  
  +      1  
     
      #7/-      
      
     
 
            +  *
   
       #77-  + 
 

    + 
   1       #79-+    

 

      
    
      
 
   
                1  
      #5#&  '
 0 #5#& 


&-3 (-3   
        #5(7 
 
 #/, 
      +  
  
         
     
    #5(7   
  
     
 
 
    +  
    
    
    


ë
     
c


cc

‘
      
  

        
   
      
      
 
   
         +  2 
      #59,  
   
 
 &.- 
     

  
      
            

 

1   


;        !     
      
   

   

 
 "   +     
    2 
 3                    +   
  
 2 

   
    

ë
     
c


c c

‘
      
  

 c  c 1  
   
     
   
   )
                
C  
         
  
+

    
     
  




    
   
 F
 
      
 +
            3

        
           F              
  3             
   ë   
 
 
  
  
 
             ë     
    
              
   =
    
  
  
   
   
  
     
     

    

%):c  c $c c-2  c $cD1c

c-ccc

c *#5 
&---   
   

     2 "     
  
  4  
  %     
   #555 B- c #C +  
    

    F+ 
   
     
  
  
    


 
  
 
 
 
   

  
  %=+: '*ë:4;%0=;+*;*0=+B*4+A c 
 O
         O   c #.)c /-9c  cc  c)c)cc ?)c #  c  5cc  c)cc @)c 0+c)c   c  cc  c

c c c c c c c c c c c c /
1.3;c c c
c
6c c üc < ccc  c
 )c

c

.  c  c
 6c =c


?; =  

ë
     
c


cc



‘
      
   =c

4 
'


=c


?; =  

=c

 '


=c


?4 
'


 c  c
 6 =c

ë    

=c

1   


=c

1 + 2 

=c

1 1


=c

1   4'


c+  c
 6 =c

  1 ; 

=c

    


 c
 6 =c

'
'
 

=c

1 2


=c

  33'
 

=c

  

=c

B  


c  c 6 =c

1   '  

=c

1 + 
'  

=c

1 1
'  

=c

0

1 ' 

=c

   

_
c 
c 
 c c

ë
     
c


c c



‘
      
  

=c B  
 =c  
 =c B  
 =c 
 
 =c  

 =c %   
  =c %   




c
c+ c c 2  cccc =c

2

  

=c

2
2
' 

=c

  

=c

2
+

 ' 

=c

2
+

   :%1

 c
  =c

'

 

=c

'

 ?  

c  c
  =c

'

8  ' 

c c c /
1.3=c c c c

=)'c)

))1c

$ccc
  cc  6c

c c c 6c ë
     
c


c c



‘
      
  

c =c '
  *   
      c =c    
   
      
  =c     

    c =c 
 6   
  
  =c       

   
  
   
 c =c B       4%  
    
c =c +

        '
  c

c c c

  6c

c =c B
 
   
 
    
  =c    
 
  
  
  
   
  




=c K
 
   c =c '
    
   =c     
        
 

         c  6c

c =c B


           
      
  I#9 

=c + 


 

   
 + 



<  $  

ë
     
c


cc



‘
      
  

=c 

        
  =c 

   
 
 



  

c1 6 

=c ' 
 

! !  
   

 


 

=c '  
  
 

    =c +

 
  
 =c +

  
 =c      4%

                  

=)%c-  c

$c c    6c c -  c

$6c c 1 c! c   cc   c  cc  )cc 





ë
     
c


cc



‘
      
  


 c

0)cc   c


  c

c

8 B 


5

(,H



 '  

##

..H



2 : 


9

&-H



11 c

%=c

'&&c

c

c c +  c    6c c

3

c c c c

c

ë
     
c


cc



‘
      
  

/
1.3>c c

9

 c  c #  cc

cGc&Fc

cGc&@c

cGc&?c

:6
  

# ##(&5

# ##&,7

755(.


     







'

 
  

(9---

(9---

(9---

4 
 L


.7 .#5/(

.9 (9/9(

&( .#(5&

 
 







= 
 

& #7 (./7&

& .. .(#-9

& (- 9#-#5

+  

& ,7 &(-7.

& 5# &9#&,

& 99 #/(.9

/ ..(/#

/ -(,--

, &579,







1 F     
  

( ,.&-5

& 5&/##

& (/9#.

;  

( 7-#,&

. #-75-

( 5&(.&

  
  







#75,,

  

# -( -97(#

# ## .9.(.

5# &9/7.

(. (7.-,

(# #&5//

&( 99#79

.( /.,.(

.& 759(7

(7 &&7,.

5 (,&(/

## /,9,&

#. ,/,/7







F?";F?)=>c

'"&:"?F?)>%c

@&">F;)'=c

! Gc c

 c c

*cc c 94c c 2
  1 F
   

 

0c c c 

    L    1 F

   L
  +   

           
 

1 c c

ë
     
c


cc



‘
      
  

c

?)'c9  6c 

 =c  !
   
         


  
    
         
  
       
   
   


=c '
   
 
   
 
 
  =c %      
  
      
  
  )      
     
 

=c +

 

 
     =c         
  
   
       
     
   

=c *       #   
  &&H  
  
            
   
      
       
       '
              
   "  
        1   5/H    
   

?)%c 6c 

 =c        
 
    
              
 
    
            
        
 


 
 
  =c 4
  
 
   
 
    
          
  


       
            
 
    

=c

      

  
       
 
            
          

 

      
 
   
    

 ë
     
c


cc



‘
      
  

c

c @)'cA*.100 .6c  %

)         ë
     
   
 
  › cc
c cc  
c c   
c cc 
 c 
c   
c c 


c c c 
6   6   
L 
      

   L     F   #;  FMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM  
F MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM    MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM    MMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM    ; FMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMM   #   1  &9  &9N(9 (9 .9%.9         &*       8  
 '
    %*
    (ë  
 
     G  = #   (  9   #  (  %9  
    .A 
 "  ë
     
c


c c



‘
      
  

   9 
  9N#- 
    #- 
    9
    
    +  ' =)7-
7-%      

    

   %4 
  :     0*
MMMMMMMMMMMMMMMMMMMMM   ,B       
 
 '
  1 
 G  A:);*c8.   c c cI =1 
 '   :  ) ')  '  %
:   '  :'  )'  0B '  2*
MMMMMMMMMMMMMMMMMM    /
  
     
 G  A );  c8."c 
 G 
       
  %4 
    7  
'
  1 
 G    +  

 
       
F  %  F 

c ë
     
c


c c



‘
      
  



@)%c##+
/86c c ')c  6JJ!!!) )c %)c  6JJ!!!))c (c  6JJ!!!)!  )  

0*06c c +
  6    
 

 :
  
 
       
  + 
  
     

     
       
   
 + 
 


  
    
  
 
      
                       
 "  G B    
G       
  G      

 
   )c  

cB c

C  '
  1 
   
 

    
       

        '
  1 
 
   
  
  
 
 E  
 6    6  


  
 0        
  

KKKKKKKKKKKKKKKKKKKKKKKKKKKKKKKKKKKK

ë
     
c


cc