5 Penerapan Hva Dalam Manajemen Risiko - 1270

 

^FOFZK^KO BKTKZ@ YVCOFZKJMCMP]  KXXFXXAFOP/KOK  K XXFXXAFOP/KOKC]XM C]XMX X @KCKA @KCK A AKOKDFAF AKOKDFAFO O ZMXMGE `r.Cuwmbkrsmb,AXh

 

 DKJKPKO XFGKZKOL XFGKZKOL 4 Gk @mvmsm @mgckt GK GKZX, ZX, sfdkg tkbuo tkbuo :>;;

•

 Xurvfmer kgrf`mtksm, sfdkg ;==6

• •

^fajmajmol ^faj majmol kgrf`mtksm, kgrf`mtksm, sfdkg ;==6

•

@fwko @fwk o ^fomck ^fomckm, m, sfdkg :>;6

^FO@M@MGKO • XM

Ikguctks Gf`egtfrko Vokmr

• XMM

^kshk Xkrdkok VM, Akokdfafo Zuakb Xkgmt 

^FOLKCKAKO GFZDK e

@mrfgtur ZXG Xmtkokck Pkolfrkol ( :>><  ‘  :>;> )

e

Gk Xuj @mt ZX ^fo`m`mg ^fo`m`mgko, ko, Gfa Gfagfs gfs ( :>>6  ‘  :>>< )

e

Gk Xuj Xuj @mt ZX Xwkstk Xwkstk,, Gfa Gfagfs gfs ( :>> :>>; ;  ‘  :>>6 )

e

Gk Xuj @mt Kgrf`mtks Kgrf`mtksmm ZX, Gfagfs Gfagfs (;==6  ‘  :>>;)

2 @fsfajfr :>:>

 

EVPCMOF

•

^fo`kbucuko

•

@mskstfr `m`kcka Xtko`kr Xtk o`kr Kgr Kgrf`m f`mtks tksmm

•

BYK BY K

•

^foutup

Pbms ^bete jy Vogoewo Kutber ms cmhfosf` uo`fr HH J]-OH-O@

 

^FO@KBVCVKO

 

Xmtuksm `krurkt ykol tfrdk`m `m aksykrkgkt, gfdk`mko fpm`fam, ktku jfohkok kcka kgko afcmjktgko ZX ZX wkdmj wkdmj afa afapuoykm puoykm `mskstfr pcko & bkrus `m auc auckm km `ol m`fotmi m`fotmimgksm mgksm dfoms jfohkok yl auolgmo tfrdk`m `m `kfrkb `makok ZX jfrk`k `kapkgoy `kapkgoyk k tfrbk`kp ZX

Gfckodutko iuolsm ckykoko gfsfbktko jfrlkotuol pk`k sfduackb ikgter guohm, ykmtu4 jkbwk ckykoko ckykoko `mtfa `mtfapktgko pktgko `m s strugtur trugtur sfpfrtm ZX ktku iksm iksmcmtks cmtks yl `kpkt af afokbko okbko pkpkrko `ko gfguktko `krm sfauk sfauk dfoms jkbkyk. ^frkcktk ^frkcktko o af`ms `kcka gfk`kko jkmg `ko tfrcmo`uol `krm gfruskgko, moirkstrugtur a aksykrkgkt ksykrkgkt `ko ckykoko pfotmol sfpfrtm kmr, cms cmstrm trmg, g, `cc tfrs tfrsf`mk f`mk jkl jklmm ckykok ckykoko o gfsfbk gfsfbktko tko sfrt sfrtk k pftu pftulks lks gfsf gfsfbktk bktko o `kpkt afa afajfrm jfrmgko gko jkotuko af`ms `kcka smtuksm kako skkt `mjutubgko. @ko jmck jfohkok tfrsfjut k`kckb fpm`fam akgk akgk jklkmakok gfsmkp gfsmkpko ko ZX afolbk`kpm ceo ceodkgko dkgko pksmfo

 

^rfvfotm eo ko` ^rfvfotm Amtmlktmeo Zms Kss Kssfssa fssafot fot

Afolm`fotmimgksm petfosm kohka koh kako ko `ko afomck afo mckmm rmsm rmsmge ge ykol afrfgk bk`kpm

Afamomakcmsksm rmsmge rms mge uo uotug tug afolbfotmgkooy k tf tfrd rdk` k`mm kt ktku ku afolurkolm `kapkgo `ka pkgoyk yk dmg dmgk k afakol afa kol tfrd tfrdk`m k`m

Zfspeosf

^rfpkrf`ofss

Afomck Afom ckmm `ko afolfajkolgko gkpksmt gkpk smtks ks `ko gkpkjmc gkpk jmcmtk mtks s uot uotug ug afokollkpm mosm`fo

Afolluokgko gkpksmtk gkpk smtks s `ko gfakapuko uotug afokollkpm suktu sukt u pfrm pfrmstm stmwk wk

Zfhevfry

Afaucmbgko moirkstrugtur, gkpksmt gkpk smtks ks `ko gkpkjmcmtks sftfc sft fckb kb su suktu ktu pfrmstmwk

 

@MXKXPFZ @KCKA XPKO@KZ  KGZF@MPKXM  KGZF@MP KXM

 

Xtko`kr  AIG 9

ZX afolfajkolgko, afafcmbkrk, prelrka akokdf akokdfafo afo `mskst `mskstfr fr uotug afokollkpm gfk`kko `mskstfr `ko jfohkok kcka ktku ckmooyk ykol afamcmgm petfosm tfrdk`m `maksykrkgkt

 

;. Zua Zuakb kb skg skgmt mt af afap apuoy uoykm km rfl rfluc ucksm ksm ak akokd okdfa fafo fo `ms `mskst kstfr fr af afcm cmpu putm tm k) sk skap apkm km m) `m akgsu` akgsu` `ko tu tuduko duko :. Zuakb Zuakb skgmt afolm`f afolm`fotmimgk otmimgksm sm jfohkok motfrokc `ko fgstfrokc ykol jfskr sfpfrtm gfk`kko `krurkt `m aksykrkgkt, wkjkb `ko jfohkok kcka ktku jfohkok ckmooyk, sfrtk gfdk`mko wkjkb jfskr ykol jmsk afoyfjkjgko tfrdk`moyk rmsmge ykol smlomimgko.

8. Zua Zuakb kb skgm skgmtt tfc tfckb kb afc afckgug kgugko ko sfci kssf kssfssa ssafot fot gfsm gfsmkpko kpko afo afolbk` lbk`kpm kpm jfohkok jfoh kok `fol `folko ko afo afolluo lluokgko kgko besp bespmtkc mtkc skif skifty ty mo`f mo`fx x `krm \BE

0. Mostk Mostkck cksm sm lkw lkwkt kt `kr `krur urkt kt tfc tfckb kb af afap apuoy uoykm km ruk rukol ol `f `fgeo geotk tkam amoks oksmm sfs sfsukm ukm `f `folk olko o ;) ska skapkm pkm `fol `folko ko 9) `m akg akgsu` su` `ko tud tuduko. uko.

 

k)

afo afofotu fotugko gko dfo dfoms, ms, gfa gfauolg uolgmoko moko tfrd tfrdk`m k`m `ko geosfguf geos fgufosm osm jkbk jkbkyk, yk, kohkak kohkako o `ko gfdk`mko gfdk`mko

j)

afofotu afo fotugko gko mot motflrm flrmtks tks stru strugtur gturkc kc `m cmolg cmolguolk uolko o

BYK BYK BXM ;

BXM :

pfcky pf ckyko koko ko pk pksmf smfo o yko ykol l k`k `ko jmc jmck k tfr tfrdk` dk`mm jfo jfohko hkok k

^relrka akokdfafo `mskstfr 

h)

afofot afof otug ugko ko pf pfrk rko o ru ruak akb b sk skgm gmtt `k `kck cka a pfrmstmwk/gfdk`m pfrmstmw k/gfdk`mko ko tfrsfjut

`)

afofotu afo fotugko gko strk strktflm tflm geau geauomgk omgksm sm pk`k wkgtu wkgtu gfdk gfdk`mko `mko

af afol olfce fceck ck sua suajfr jfr `ky `kyk k sfc sfcka kak k gfd gfdk`m k`mko ko,, tf tfra raksu ksug g f) suajfr-suajfr suajfr-s uajfr kctfrokt kctfroktmi  mi 

   

i)

afolfc fce eck gflm lmkt ktk ko gcmom oms s sfc fck kak gfd fdk k`m `mk ko, tfraksug tfapkt tfa pkt pf pfcky ckyko koko ko kc kctfr tfrokt oktmi mi pk` pk`k k wk wkgt gtu u gf gfdk` dk`mko mko

l)

afolm`f af olm`fotmimgksm otmimgksm `k `ko o pf pfof oftkp tkpko ko pf pfrk rko o `k `ko o tkollu tk olluol ol dk dkwk wkj j stk stkii sf sfck ckak ak gf gfdk dk`mk `mko o (dulk cmbk cmbktt AIG

^relrka akokdfafo `mskstfr 

b)

;;.; F^ 0) afolf olfce ceck ck gfk gfk`kk `kko o `kr `krurk urktt gft gftmg mgk k tf tfrd rdk`m k`m ge geoic oicmg mg kot kotkrk krk af tkol tk ollu luol ol dk dkwk wkj j pr prmj mjk` k`mm st stki ki `f `fol olko ko tk tkol ollu luol ol dk dkwk wkj j rua ruakb kb skgmt skg mtm uot uotug tftkp tft kptm afoy af oyf`m f`mkg kgko ko pfcky pfc kykok koko o fr  ^krtm ^k rtmsm smpks pksm ZXug `kcka `k cka tma a tfr tfrgee geer`m r`moks oksm m `ol suaj su ajfr  pksmfo. `kyk `ky k ak aksyk sykrkg rkgkt kt yl tfr tfrsf` sf`mk mk sf sfpfr pfrtm tm44 @mogf @mogfs s

m)

sftfapkt,, pecmsm sftfapkt sftfapkt sftfapkt,, Mostmtusm/uomt Mostmtusm/uomt Kajuckos Kajuckos @krurk @kr urktt sft sftfa fapkt pkt (jm (jmck ck k`k k`k), ), ^f ^fak ak`ka `ka Gf Gfjkg jkgkrk krko, o, `ko iksm iksmcmt cmtks ks gfsf gfsfbktk bktko o ckm ckmooy ooyk. k.

 

Bkzkr` Yucofrkjmcmty  Kssfssafot/  Kokcysms (BYK)

   

BYK k`kckb kb pres presfs fs uotug afo afolm`f lm`fotmi otmimgks mgksmm BYK k`kc gfrfotkoko gfrfotkok o (vucofrk (vucofrkjmcmtk jmcmtks) s) tfrtmol tfrtmollm lm ZX tfrbk`kp jkbk jk bkyk yk kc kcka ka & jukt juktko ko ak akou ousm smk k sf sfrt rtk k `k `kap apkg kg ckol ck olsu suol ol & tm` tm`kg kg ck ckol olsu suol ol jk jkbk bkyk yk mo momm tf tfrb rbk` k`kp kp ZX `ko aksykrkgkt. ZX bkrus bkrus afo afo`egu `eguafo afotksm tksmgko gko tmo tmodkuk dkuko o BY BYK K

 KXFXAFO ZMXMGE

afrf af rfgk gk sf sftm tmkp kp tk tkbu buo o `k `ko o afolmoieraksmgko gfsf gf sfcu curu rub b st stki ki ZX

BYK BY K jugk jugko o pfol pfollkot lkotmm prel prelrka rka gfs gfsmkps mkpsmkl mklkko kko `kru `krurkt rkt (@m (@mskst skstfr fr pcko pcko)) yl geap geaprfbf rfbfosm osmi. i. ZX yl af afoll olluok uokgko gko BY BYK K mo momm jf jfrtk rtkol olluo luol l dk dkwkj wkj pfo pfoub ub kt ktks ks pfo pfomc mckm kmko ko jk jkbky bkyk k `ko gf gfpkt pktubk ubko o tfrbk`kp tfrb k`kp pfrk pfrkturk turko o pfru pfruo`ko o`kol-u l-uo`ko o`kolko lko

 

^foftk oftkpk pko o Geotf Geotfgs gs G   E A  V  O M   G  K  X  M   @  K O G   E O  X   V  C  K P    X  M  

M@FOPMIMGKXM ZMXMGE

KOKCMXK ZMXMGE

FYKCVKXM ZMXMGE

 Ksfsafo rmsmge

GFCECK/^FOLFO@KCMKO ZMXMGE

BY BYK K

Zmsg Zflmstfr 

A  E O M   P    E Z  @  K O Z  F  Y  M   F  \

Akormsg skrprks VA]

 

AKOKDFAFO ZMXMGE ^resfs ^resf s ykol pre prekgtmi kgtmi `ko geo geotmou tmou afcmputm afcm putm m`fotmimgk m`fotmimgksm, sm, kokc kokcmsms, msms, fvkcuksm, pfolfo`kcmko, moieraksm geauomgksm, pfakotkuko, `ko pfckperko pfckp erko rmsmg rmsmge, e, tfra tfraksug ksug jfrj jfrjklkm klkm strktflm strk tflm ykol ykol `mdkcko `mdkckogko gko uotu uotug g afolf af olfcec ceck k rms rmsmge mge `ko petf petfosm osmoyk oyk..

;0

Pbms ^bete jy Vogoewo Kutber ms cmhfosf` uo`fr HH J]-OH

 

ZMXMGE

@KA^KG

@KZM

GFPM@KG^KXPMKO

^frmstmwk ^foymapkolko

gftm`kgpkstmko,

tfrbk`kp tfrb k`kp tud tuduko uko

gfauolg gfa uolgmok moko o ktku geosfgufosm

XFJVKB

PVDVKO

Puduko Puduk o erlk erlkomsk omsksm sm `kcka `kc ka sf sftm tmkp kp ks kspfg pfg,, jmkyk, pfckykoko, gukcmtks, gfjfrckodutko

Akormsg skrprks VA]

;9

 

k`kc kckb kb sf sflk lkck ck sf sfsu sukt ktu u tfra tfraks ksug ug smtu smtuks ksmm kt ktku ku tmo` tmo`kg kgko ko yk ykol ol Jkbkyk (bkzkr`) k` jfrpetfos jfrpet fosmm af afoma omajuc jucgk gko o gfh gfhfck fckgkk gkko o ktk ktku u hf hf`fr `frk k pk pk`k `k ak akou ousm smk, k, gfrus gfruskgk kgko o kt ktku ku lkolluko lkol luko ckm ckmooyk ooyk.. Zmsmge k` k`kck kckb b gea geajm jmoks oksmm ktk ktku u geo geosfg sfguf ufosm osm su suktu ktu gfd gfdk` k`mko mko ykol jfrjkbkyk `ko pfcu pfcukol kol tfrd tfrdk`m k`moyk oyk gfd gfdk`mk k`mko o tfrs tfrsfjut fjut

•

Zmsmge jfr jfrjf jf`k `k `fo `folko lkoakskckb akskckb . –Akskckb ‑ su`kb tfrdk`m, sf`kolgko –rmsmge ‑ jfcua jfc ua tfr tfrdk` dk`m, m, ttftk ftkpm pm au auolg olgmo mo tfrdk tfrdk`m `m `m ak aksk sk `f `fpko pko `ko ` `kpk kpktt af afom omaj ajugk ugko o `ka `kapkg pkg jmck tm jmck tm`kg `kg `mt `mtko kolko lkom. m. Jkmg rmsmge akupuo akskckb au auohu ohucc gk gkrfo rfok k gf gfput putus usko ko ktk ktku u tm tmo`k o`kgk gko o yk ykol ol `mk `mkaj ajmc mc pk` pk`k k sukt suktu u sk skkt. kt.

Akormsg skrprks VA]

;<

 

XFYFZMP] 1 (AKLOMPV@F (AKLOMPV@F - AMPMLKPME AMPMLKPMEO) O)

^ZEJKJMCMP] FYFOP Cmgfcmbee`

BVAKO MA^KHP

MA^KHP

^essmjmcmty

^bysmhkc

tbms wmcc ehhur  ei `fktb er modury

XHEZF

^ZE^FZP] JVXMOFXX ^ZF^KZF@- MOPFZOKC MA^KHP

OFXX

Motfruptmeo

FRPFZOKC

ZFX^EOXF

ZFX^EOXF

Pmaf,

Heaauomty/

ZMXG

Zfcktmvf

cessfs ko` `kaklfs

ei sfrvmhfs ^rfpckoomol fiifhtmvofss, Autukc Km` stkii tbrfkt* rfseuhfs ko` suppcmfs > 1 O/K

> 1 O/K

; 1 Bmlb

; 1 Bmlb

> 1 O/K

> 1 O/K

> 1 O/K

> 1 O/K

; 1 Cew

; 1 Cew

; 1 Cew

; 1 Cew

: 1 Ae`frktf 8 1 Bmlb

: 1 Ae`frktf 8 1 Bmlb

: 1 Ae`frktf 8 1 Bmlb

: 1 Ae`frktf 8 1 Cew er 8 1 Bmlb oeof

MA^KHP

: 1 Ae`frktf : 1 Ae`frktf 8 1 Cew er oeof

AMPMLKPMEO

> 1 O/K ; 1 Bmlb : 1 Ae`frktf 8 1 Cew er oeof

> - ;> ;>>% >%

 

GF^KZKBKO 1 (PMOLGK (PMOLGKP P - AMPMLKXM)

GFAVOLGMO  KO

ZMXMGE @KA^KG PFZBK@K^ AKOVXMK

@KA^KG PFZBK@K^ ^ZE^FZPM

@KA^KG PFZBK@K^ VXKBK

GFXMK^KO

ZFX^EOX MOPFZOKC

ZFX^EOX FGXPFZOKC

GFDK@MKO Gfauolgmoko Gfauolgmoko Gfrulm Gfr ulmko ko `ko bkc bkc mom mom kgko kgko gfaktmko gfruskgko gfrusk gko imsmg tfrdk`m tfrdk `m gfajkcm gfajkcm ktku hf`rk

XGEZ

> 1 P@@ ; 1 Zfo`kb : 1 Xf`kol 8 1 Pmollm

> 1 P@@ ; 1 Zfo`kb : 1 Xf`kol 8 1 Pmollm

> 1 P@@ ; 1 Zfo`kb : 1 Xf`kol 8 1 Pmollm

Lkolluko pfckykoko

> 1 Pm@@ ; 1 Zfo`kb : 1 Xf`kol 8 1 Pmollm

Geauomtks/stki  \kgtu, ^frfohkokko ykol skcmol fifgtmimtks fifgtm imtks `ko  Kohkako rfcktmi* sfjfcuaoyk afajkotuu `ko afajkot suajfr sua jfr `ky `kykk pfrsf`mkko

> 1 P@@ ; 1 Pmollm : 1 Xf`kol 8 1 Zfo`kb ktku ktku Pm Pm`k `kgg K`k K`k

> 1 P@@ ; 1 Pmollm : 1 Xf`kol 8 1 Zfo`kb ktku ktku Pm Pm`kgK`k `kgK`k

> 1 P@@ ; 1 Pmollm : 1 Xf`kol 8 1 Zfo`kb Zfo`kb ktku Pm` Pm`kg kg K`k

> - ;>>% ;>>%

 

XFYFZMP] 1 (AKLOMPV@F (AKLOMPV@F - AMPMLKPME AMPMLKPMEO) O)

^ZEJKJMCMP] FYFOP Cmgfcmbee`

BVAKO MA^KHP

MA^KHP

^essmjmcmty

^bysmhkc

tbms wmcc ehhur  ei `fktb er modury

XHEZF

^ZE^FZP] JVXMOFXX ^ZF^KZF@- MOPFZOKC MA^KHP

OFXX

Motfruptmeo

FRPFZOKC

ZFX^EOXF

ZFX^EOXF

Pmaf,

Heaauomty/

ZMXG

Zfcktmvf

cessfs ko` `kaklfs

ei sfrvmhfs ^rfpckoomol fiifhtmvofss, Autukc Km` stkii tbrfkt* rfseuhfs ko` suppcmfs > 1 O/K

> 1 O/K

; 1 Bmlb

; 1 Bmlb

> 1 O/K

> 1 O/K

> 1 O/K

> 1 O/K

; 1 Cew

; 1 Cew

; 1 Cew

; 1 Cew

: 1 Ae`frktf 8 1 Bmlb

: 1 Ae`frktf 8 1 Bmlb

: 1 Ae`frktf 8 1 Bmlb

: 1 Ae`frktf 8 1 Cew er 8 1 Bmlb oeof

MA^KHP

: 1 Ae`frktf : 1 Ae`frktf 8 1 Cew er oeof

AMPMLKPMEO

> 1 O/K ; 1 Bmlb : 1 Ae`frktf 8 1 Cew er oeof

> - ;> ;>>% >%

 

 KCKP ^FOMCKMKO JKBK]K @KO GFZFOPKOKO GFDK@MKO ]KOL PFZDK@M XFHKZK KCKAM

GFAVOLGMOKO

PFZBK@K^ AKOVXMK

GFDK@MKO Gfauolgmok Gfauo lgmoko o mom kgko tfrdk`m

XGEZ

GEO@MXM / GFDK@MKO 1 (JFXKZO]K ZFXMGE - V^K]K AFOLVZKOLM ZFXMGE) @KA^KG @KA^KG @KA^KG

> 1 O/K ; 1 Zfo`kb : 1 Xf`kol 8 1 Pmollm

Gfauolgmoko gfaktmko ktku hf`frk > 1 O/K ; 1 Zfo`kb : 1 Xf`kol 8 1 Pmollm

PFZBK@K^ ^ZE^FZPM Gfrulmko Gfrul mko `ko gfruskgko imsmg gfruskgko > 1 O/K ; 1 Zfo`kb : 1 Xf`kol 8 1 Pmollm

PFZBK@K^ VXKBK

GFXMK^KO

ZFX^EOX

ZFX^EOX

MOPFZOKC

FGXPFZOKC

Geauomtks/stki  ^frfohkokko \kgtu, fifgtmvmtks, ykol skcmol Lkolluko Lkoll uko ckyko ckykoko ko sfjfcuaoyk suajfrr `kyk suajf afajkotu afajk otu `ko pfrsf`mkko > 1 O/K > 1 O/K > 1 O/K > 1 O/K ; 1 Zfo`kb ; 1 Pmollm ; 1 Pmollm ; 1 Pmollm : 1 Xf`kol : 1 Xf`kol : 1 Xf`kol : 1 Xf`kol Zfo`kb / ombmc 8 1 Zfo`kb / ombmc 8 1 Zfo`kb / ombmc 8 1 Zfo`kb 8 1 Pmollm

ZFXMGE

 Kohkako rfcktmi *

> - ;>> ;>>% %

Jk`km  Kolmo tepko Budko jk`km cfjkt Budko skcdu Jk`km skcdu Jk`km fs Lfapk juam

>% >% >% >% >% >% >%

Lfceajkol pkskol

>%

Hukhk Fgstrfa Gfgfrmolko Jkodmr, Fgstfrokc Gfjkgkrko Pkokb ceolser Lfokolko Jfo`uolko Luouol jfrkpm \kjkb

>% >% >% >% >%

XGEZ ZKPK-ZKPK >,>> * pfrsfotks pfrsfotksf f afomo afomolgkto lgktoyk yk kohkako. kohkako. >

>% >% >,>>

>,>>

ZMXMGE 1 GFAVOLGMOKO * GF^KZKBKO

>,>>

>,>>

>,>>

>,>>

>%

>,>>

>

>,>>

>,>>

 

KCKP ^FOMCKMKO JKBK]K @KO GFZFOPKOKO GFDK@MKO ]KOL PFZDK@M ECFB GKZFOK PFGOECELM GEO@MXM / GFDK@MKO 1 (JFXKZO]K ZFXMGE - V^K]K AFOLVZKOLM ZFXMGE) GFAVOLGMOKO GFDK@MKO Gfauolgmoko mom kgko Gfauolgmoko tfrdk`m

XGEZ

> 1Pm`kg 1Pm`kg `kpkt `mtfrkpgko ; 1 Zfo`kb : 1 Xf`kol 8 1 Pmollm

Gfruskgko Cmstrmg Gfruskgko Lfofrkter

:

@KA^KG PFZBK@K^ @KA^KG PFZBK@K^ @KA^KG PFZBK@K^ AKOVXMK ^ZE^FZPM VXKBK Gfauolgmoko gfaktmko ktku hf`frk > 1 Pm`kg `kpkt `mtfrkpgko ; 1 Zfo`kb : 1 Xf`kol 8 1 Pmollm ;

Gfrulmko `ko gfruskgko imsmg > 1 Pm`kg `kpkt `mtfrkpgko ; 1 Zfo`kb : 1 Xf`kol 8 1 Pmollm

Lkolluko Lkollu ko ckykoko > 1 Pm`kg`kpkt `mtfrkpgko ; 1 Zfo`kb : 1 Xf`kol 1 Pmollm

:

ZFXMGE GF FX X MK MK ^ ^K KO

Z FX FX ^E ^E O OX X M OP OPF Z ZO OK KCC

^frfohkokko sfjfcuaoyk

\kgtu, fifgtmvmtks, suajfr `kyk

Z FX FX^ E EO OX FG GX X PF PF Z ZO OK KCC

Geauomtks/st Geauo mtks/stki ki ykol skcmolafajkotu `ko pfrsf`mkko > 1 Pm`kg `kpkt > 1Pm`kg `kpkt > 1 Pm`kg Pm`kg `kpkt `mtfrkpgko `mtfrkpgko `mtfrkpgko ; 1 Pmollm : ; 1 Pmollm : ; 1 Pmollm : 8 1 Xf`kol 8 1 1 Xf`kol 8 1 1 Xf`kol 81 Zfo`kb / ombmc Zfo`kb / ombmc Zfo`kb/ ombmc

Kohkakorfckt Kohkakorfcktmi mi *

> - ;>>% ;>>%

>% ;6%

;

Gfruskgko Prkospertksm Gfgurkolko Jkbko Jkgkr

>% >%

Gfruskgko Lks Kcka Gfruskgko Kmr

>% >%

Gfruskgko Xkcurko ^fajukolko

>%

Gfruskgko Vkp

>%

Gfruskgko Kckra Gfjkgkrko

>%

Gfskckbko Geauomgksm Gfruskgko Lks Af`ms

>% >%

Gfruskgko Ykgua Af`ms

>%

Gfruskgko BYKH Gflklkcko Xmstfa Moieraksm Gfjkgkrko, Motfrokc Jkodmr, Motfrokc

>% >% >% >%

^kpkrko Bkzakt, Motfrokc

>%

Gfgurkolko ^ksegko Gfruskgko Xtrugturkc

>% >%

XGEZ ZKPK-ZKPK * pfrsfotksf afomolgktoyk kohkako. : 0

>,;;

>,>6

>,;;

ZMXMGE 1 GFAVOLGMOKO * GF^KZKBKO >,>> >,>0 >,>;

>,>6

>,>>

>,>>

>,>>

>%

 

 KCK P ^FOMCKM J KBK]K @KO GFZFOPKOK O GFDK@MKO-GFDK@MKO PFZGKMP AKOVXMK GF^KZKBKO 1 (PMOLGKP (PMOLGKP - AMPMLKXM) GFAVOLGMOKO

ZMXMGE

GFDK@MKO Gfauolgmoko bkc mom kgko tfrdk`m gfajkcm

XGEZ

> 1 Pm`kg `kpkt `mtfrkpgko Zfo`kb : 1 Xf`kol Pmollm

;1 81

@KA^KG PFZBK@K^ AKOVXMK

@KA^KG PFZBK@K^ ^ZE^FZPM

@K A^K G P PF FZBK @K ^ V VX XK BK

G FXMK ^K O

ZFX^EOX MOPFZOK C

ZFX^EOX FG XPFZOK C

Gf fa au uo ol lg g mo k ko o g gf fa ak k ttmm k ko o k ktt k ku u hf hf ` `rr k

G fr fr ul ul mk o ` k ko o g gf f ru ru sk sk gk gk o i ms mg

L ko ko l ll lu uk kopf fcc k ky y ko ko ko ko

^ fr fr f fo oh hk k ok ok ko ko sf sf jf jf cu ao ao y yk k

\k kg g ttu u , f if if gt gt mi mt ks ks `k `k o s u ua a jf jf r ` ky ky k

Geauomtks/stki ykol skcmol afajkotu `ko pfrsf`mkko

 Kohkako rfcktmi*

> 1 Pm`kg `kpkt `mtfrkpgko ; 1 Pmollm : 1 Xf`kol 8 1 Zfo`kb ktku Pm`kg K`k

> -;>>%

> 1 Pm`kg `kpkt `mtfrkpgko Zfo`kb : 1 Xf`kol Pmollm

;1 81

> 1 Pm`kg `kpkt `mtfrkpgko Zfo`kb : 1 Xf`kol Pmollm

;1 81

> 1 Pm`kg `kpkt `mtfrkpgko Zfo`kb : 1 Xf`kol Pmollm

;1 > 1 Pm`kg `kpkt `mtfrkpgko 8 1 Pmollm : 1 Xf`kol Zfo`kb ktku Pm`kg K`k

;1 81

> 1 Pm`kg `kpkt `mtfrkpgko Pmollm : 1 Xf`kol Zfo`kb ktku Pm`kg K`k

;1 81

Mosm`fo Gerjko Aksskc (trkuak)

>%

>%

Mosm`fo Gerjko Aksskc (af`ms / moifgsmus)

>%

Pfrermsaf, Jmecelms Xmtuksm YM^

>%

^fohucmgko Jkym

>%

Xmtuksm ^foyko`frkko

>%

Lkolluko Xmpmc

>%

 Kgsm @fae

>%

^fofrmakko Ierfosmg

>%

 Kohkako Jea

>%

ZK PK -ZK PK

>,>>

>,>>

>,>>

*Kohkako afomolgkt `folko prfsfotksf. ZMXMGE 1 GFAVOLGMOKO * GF^KZKBKO >

>,>>

>,>>

>,>>

>,>>

>%

>,>>

>,>>

>,>>

>

 

GFDK@MKO

XGEZ

KCKP ^FOMCKM JKBK]K @KO GFZFOPKOKO GFDK@MKO-GFDK@MKO AFCMJKPGKO JKBKO JFZJKBK]K GF^KZKBKO 1 (PMOLGKP - AMPMLKXM) GFAVOLGMOKO @KA^KG @KA^KG PFZBK@K^ @KA^KG PFZBK@K^ GF FX XM K^ K^K O Z FX FX^ E EO O X M OP OP FZ FZ OK OKC Z FX FX ^ ^E E OX OX F FG GX XP P FZ FZ OK OK C PFZBK@K^ ^ZE^FZPM VXKBK AKOVXMK Geauomtks/stki ykol Gfauolgmoko Gfrulmko Gfrulm ko `ko ^frfohkokko \kgtu, fifgtmimtks `ko Gfauolgmo Gfauo lgmoko ko bkc mom skcmol afajkotu `ko Lkolluko pfckykoko gfruskgko imsmg sfjfcuaoyk suajfrr `kyk suajf kgkotfrdk`m gfajk gfajkcm cm gfaktmko ktku pfrsf`mkko hf`rk > 1 Pm`kg `kpkt > 1 Pm`kg `kpkt > 1 Pm`kg`kpkt > 1 Pm`kg `kpkt > 1 Pm`kg `kpkt > 1 Pm`kg`kpkt > 1 Pm`kg `kpkt `mtfrkpgko `mtfrkpgko `mtfrkpgko `mtfrkpgko `mtfrkpgko `mtfrkpgko `mtfrkpgko ; ; 1 Pmollm ; 1 Pmollm ; 1 Zfo`kb ; 1 Zfo`kb ; 1 Zfo`kb 1 Pmollm :1 ; 1 Zfo`kb : 1 Xf`kol 8 1 : 1 Xf`kol 81 : 1 Xf`kol 8 : 1 Xf`kol : 1 Xf`kol 8 : 1 Xf`kol Xf`kol 81 8 Zfo`kb ktku Pm`kg Zfo`kb Zfo`k b ktkuPm`kg 1 Pmollm 8 1 Pmollm 1 Pmollm Zfo`kbktku Zfo`kbktku Pm`kg Pm`kg K`k 1 Pmollm K`k K`k

Mosm Mosm`fo `fo Bkzakt Bkzakt Gerjko Aksskc Aksskc (@krm gfdk`mko gfdk`mko ykol pfrokb tfrdk`m `m ZX Ko`k `fol `folko? ko? 1 6 gerjko)

ZMXMGE

Kohkako Kohka ko rfckt rfcktmi* mi*

> - ;>>% ;>>%

>%

Mosm`fo Bkzakt Gerjko Xf`mgmt (@krm gfdk`mko ykol pfrokb tfrdk`m `m ZX Ko`k `folko? 1 6 gerjko)

>%

^kpkrko gmamkwm, fgstfrokc Puapkbko Motfrokc Jfrugurko Gfhmc-Afofolkb

>%

Puapkbko Motfrokc Jfskr Pfrermsaf, Gmamk

>%

^kpkrko Zk`mecelms, Motfrokc

>%

^kpkrko Zk`mecelms, Fgstfrokc Pfrermsaf, Zk`mecelms ZKPK-ZKPK

>%

*Kohkako afomolgkt `folko prfsfotksf.

>%

>%

>,>>

>,>>

>,>>

>,>>

>,>>

>,>>

>,>>

>% >%

ZMXMGE 1 GFAVOLGMOKO GF^KZKBKO

> >

>,>>

>,>>

>,>>

 

Gktklerm Zmsg

@fimomsm

^frtmajkolko u uo otug sgkck sgermol

Gfauolgmoko s su uktu p pf frmstmwk ttf frdk`m `k ` ko `kapkgoyk `kapkgoy k pk`k iksmc iksmcmtks, mtks, jfr jfr`kskrgko `kskrgko gfaka gfa kapuk puko o am amtm tmlks lksmm iksm iksmcm cmtk tks s skk skktt mom. mom. Zmsmg Zmsmge e Zfcktmi Zfc ktmi 1 Gf Gfauo auolgmo lgmoko ko x Gfp Gfpkrkb krkbko ko (@kapkg (@ka pkg & amtml amtmlksm) ksm)

^rejkjmcmty

Pmodkuko sfdkrkb ;> tkbuo tfrkgbmr `ko

Zmsmge Zmsm ge ykol @mg @mgftk ftkbum bum

gfauol gfa uolgmo gmoko ko pfr pfrms mstm tmwk wk mtu mtu kgk kgko o tf tfrdk rdk`m `m

@ktk Bms Bmsterm terms s (Dko (Dkolgk lgk \k \kgtu gtu ;>

`kck `k cka a ;> tk tkbu buo o gf `f `fpk pko. o.

Pkbuo)

 

Gktklerm Buako Mapkht

^frtmajkolko uotug sgkck sgermol

Duackb Dua ckb tetkc tetkc pksmfo pksmfo `ko gflkw gflkwktk ktko o `krurk `krurktko tko hf`f hf`frk rk `k `ko o / ktku ktku pe petf tfos osmm gfak gfaktm tmko ko jk jklm lm

Gflkwkt`krurktko Gflkwkt`kru rktko `ko vecuaf vecuaf hf`frk hf` frk / gfaktmk gfaktmko o stki, stki, pksmfo pksmfo,, &

gkrykwko, gkrykw ko, pksmfo, `ko pfoluoduol pfoluoduol ykol

pfoluoduol

`msfjk `ms fjkjgk jgko o ecfb ecfb suktu suktu gfdk`m gfdk`mko ko ykol ykol tfrdk`m tfrdk`m..

M A ^ Xfvfrmty  K H P

@fimomsm

^repfrty

Pmolgkt Pmo lgkt gfruskgko gfruskgko `ko / ktku gfbmckolko gfbmckolko

•

Jmkyk Jmk yk uotug uotug afollk afollkotm otm

Mapkht

moirkst moirkstrug rugtur tur ykol ykol `kpkt `kpkt afajkt afajktksm ksm ktku ktku

•

Jmky Jmkyk k uo uotu tug g afak afaksk skol ol

afolbm afo lbmcko ckolgk lgko o pfckyk pfckykoko oko af`ms af`ms `ko

pfollkotm pfoll kotm sfafotkrk sfafotkrk

afafol afa folkru krubm bm gfakap gfakapuko uko uotug uotug afajfr afajfrmgk mgko o

•

Jmkyk Jmk yk pfrjkm pfrjkmgko gko

pfckyk pfc kykoko oko `ko jmkyk jmkyk imo imokos kosmkc mkc uotug uotug afckod afckodutg utgko ko

•

\kgtu \kg tu uotug pucmb

epfrks epf rksmm oerakc oerakc..

•

Jmkyk Jmk yk pfrjkm pfrjkmgko gko / pfollkot pfollkotmko mko jfr`ks jfr `kskrg krgko ko mosm`f mosm`fo o aksk aksk ckcu ckcu

 

Gktklerm

Xfvfrmty

@fimomsm

^frtmajkolko uotug sgkck sgermol

Jusmofss

Gfrulm Gfr ulmko ko ykol ykol `mkgmj `mkgmjktg ktgko ko ecfb ecfb

•

Lkollu Lko lluko ko jmsoms jmsoms

Mapkht

lkolluko lkollu ko ckykok ckykoko o ktku ktku pfolbf pfolbfotm otmko ko ckykok cky koko o ykol ykol `kpkt afollk afollkoll ollu u

• •

Gkrykw Gkry kwko ko tm tm`k `kg g `k `kpk pktt afck afckpe perr uo uotu tug g jf jfgf gfrd rdk k ^fckol ^fc kollko lko tm` tm`kg kg `kpkt `kpkt afodko afodkolgk lgku u iksmcm iksmcmtks tks

M

gfakap gfa kapuko uko iksmcm iksmcmtks tks uotug uotug

•

^fruskbkko ^frus kbkko afckollkr afckollkr pfrdkodmko pfrdkodmko geotrkg geotrkg

A

afajfrmgko afajf rmgko pfrkwktko. pfrkwktko.

•

^fol ^f olfo fokk kko o `f `fo` o`k k `k `ko o `fo `fo`k `k kt ktku ku jm jmky kyk k bugua

^  K

•

Lkollu Lko lluko ko pksegk pksegko o pfotmo pfotmol l

H

•

Lkollu Lko lluko ko `mstrm `mstrmjus jusmm pre`ug pre`ug

P

•

Zfputk Zfp utksm sm `ko hmt hmtrk rk pujcmg pujcmg

•

@kapkg @ka pkg / jfjko jfjko imo imokos kosmkc mkc

•

Gfbmckolk Gfbm ckolko o jmsoms

•

^fo` ^f o`kp kpkt ktko ko bm bmck ckol ol sfcka sfckak k mo mosm sm`f `fo o aksk aksk ck ckcu cu

 

Gktklerm

Xfvfrmty

@fimomsm

A M P M

^r ^rfp fpkrf krf`of `ofss ss Zfo Zfohko hkok, k, gfj gfjmd mdkgk kgko, o, ` `ko ko

L  K X M

`m `mckg ckgsko skokgk kgko o dm dmgk gk mo mosm sm`fo `fo

^frtmajkolko uotug sgkck sgermol •

Xt Xtktu ktus s rfo rfohko hkok k skk skktt mom

presf`ur pres f`ur yko ykol l kgk kgko o

•

Irfgufo Irf gufosm sm ckt cktmbko mbko

`mtfrkpgko `mtfrkpgk o ecfb ZX `ko kgko

•

Xtktus Xtk tus pfck pfcktmb tmbko ko `ko

tfrdk`m.

mapcfafotksm • •

 Ksurkosm Gftfrsf Gft frsf`mkk `mkko o sua suajfr jfr kctf kctfrokt roktmi  mi  uotug pfr uotug pfrsf sf`mk `mkko ko / cky ckyko koko ko pfotmol

 

Gktklerm

A

@fimomsm

Motfrokc

Gfakapuko Gfaka puko ZX uotug

Zfspeosf

afolee afo leer`m r`moks oksmgk mgko o suajfr suajfr `kyk `kyk  dmgk tfrdk`m mosm`fo.

^frtmajkolko uotug sgkck sgermol •

Dfoms Dfo ms pfrsf`m pfrsf`mkko kko ykol ykol k`k / kgkogk kgkogkb b afafoubm afafo ubm gfjutubko5 gfjutubko5

•

Yecu ecuaf af pfrsf`m pfrsf`mkko kko `m tkolko tkolko / kgkogk kgk ogkb b afafou afafoubm bm gfjutu gfjutubko bko5 5

Xfvfrmty

PM M L  K X M

•

Gftfrsf Gft frsf`mk `mkko ko stki  stki 

•

Geer`m Gee r`moks oksmm `folko `folko Afaerk Afaerko`u o`ua a ei Vo`frstko`mol

• •

Gftfrsf`mk Gftfrsf `mkko ko smstfa smstfa hk`kol hk`kolko ko Gfak Gf akap apuk uko o suajf suajfrr `k `kyk yk mo motf tfro rokc kc uotu uo tug g afok afokbk bko o jfoh jfohko kok k/ gfckolsuolk gfckol suolko o bm`up

 

Gktklerm

@fimomsm

^frtmajkolko uotug sg sgkck sg sgermol

Fxtfrokc

Xuaj Xu ajfr fr `kyk `kyk fg fgst stfr frok okcc tf tfrsf rsf`m `mk k

•

Dfoms Dfo ms pfrdko pfrdkodmk dmko o `folko `folko jk`ko jk`ko pfck pfcktmb tmbko ko

Zfspeosf

uotug uot ug ZX uotug uotug afajko afajkotu tu

•

Geer`m Gee r`moks oksmm `folko `folko @mogfs @mogfs `ko erlkom erlkomsks sksmm

`kck `k cka a rfsp rfspeo eos s mosm` mosm`fo fo `k `ko o

Xfvfrmty

A M P M L  K X M

epfrksmm pfaucmbko. epfrks pfaucmbko.

pfruakbskgmtko •

Geer`m Gee r`moks oksmm `folko `folko iksmcm iksmcmtks tks pfrkw pfrkwktk ktko o

•

gfsfbktko pregsmakc gfsfbktko pregsmakc Geer`m Gee r`moks oksmm `folko `folko iksmcm iksmcmtks tks gbusus gbusus pfrkwktko

•

Xuaj Xu ajfr fr `k `kyk yk geau geauom omtk tks s

•

Xkktoy Xkk toyk k afolkt afolktur ur rfspeo rfspeos s `m tfapkt tfapkt

•

Hkgupk Hkg upko o gfakap gfakapuko uko rfspeo rfspeos s

•

Fvkcuk Fvk cuksm sm bmster bmsterms ms gfjfrb gfjfrbksm ksmcko cko rfspeo rfspeos s

•

Gftfrsf Gft frsf`mk `mkko ko rfspeo rfspeos s `krurk `krurktt cegkc cegkc

 

G kt kl e r m ^rejkjmcmtks

Xg e r

Xg kc k

^fo d fc ks ko

>

O/K

gfauolgmoko ttmm`kg tfrdk`m / P@@

;

Zfo`kb

Pm`kg auolgmo tfrdk`m, ttk kpm auolgmo `kcka pfrme`f ;> tk tkbuo

:

Xf`kol

Gfauolgmoko tfrdk`m sftm`kgoyk sfgk gkccm/jfjfrkpk gkcm `kcka pfrme` pfr me`f f ;> tkbuo tkbuo

Buako Mapkht

8

Pmollm

Gfauolgmoko jfskr kgko sfrmol tfrdk`m `ca pfrme`f ;> tkbuo

>

O/K

Pm`kg k`k hf`frk ktku gfaktmko / P@@

;

Zfo`kb

Hf`frk gflkwkt`krurktko Zfo`kb / Ye Yecuaf Zf Zfo`kb

:

Xf`kol

Hf`frk gflkwkt`krurktko rfo`kb / Yec Yecu uaf Pmollm k kttku Hf`frk gflkwkt`kr gflkw kt`krurktko urktko tmollm/vec tmollm/vecuaf uaf rfo`kb rfo`kb

8

Pmollm

Hf`frk ktku gfaktmko gflkwkt`krurktko Pmollm / Yecuaf Pmollm

 

G kt kl e r m

Xg e r

^repfrty Mapkht

>

O/K

Pm`kg k`k gfruskgko prepfrtm /P@@

;

Zfo`kb

Gfruskgko rmolko, pf pfaucmbko gurkol `krm : am amollu

:

Xf`kol

Gfruskgko sf`kol, pfaucmbko `krm ; ‘ 9 jucko

8

Pmollm

Gfauolgmoko gfrulmko tetkc, pfa pfaucmbko cfjmb `krm ; t kb kbuo

>

O/K

Pm`kg k`k lkolluko ckykoko / P@@

;

Zfo`kb

Lkolluko gf ckykoko oeo-fsfosmkc

:

Xf`kol

^folbfotmko ckykoko oeo-fsfosmkc, Lkolluko gf ckykoko

Pmollm

fsfosmkc ^folbfotmko ckykoko oeo-fsfosmkc `ko fs fsfosmkc

Jusmofss Mapkht

8

Xg kc k

^fo d fc ks ko

 

G kt kl e r m

Xg e r

^rfpkrf`of ss

>

O/K

P@@

;

Zfo`kb

Zfohkok `mckgskokgko, pfcktmbko tfrjkru

:

Xf`kol

Zfohkok `ko pfcktmbko `kcka pfolfajkolko

8

Pmollm

Pm`kg k`k rfohkok ktku pfcktmbko

>

O/K

P@@

;

Zfo`kb

Xuajfr `kyk ykol hu hugup tfrsf`mk

:

Xf`kol

Xuajfr `kyk ykol tfrjktks, afoluapucgko stki motfrokc tkajkbko tkajk bko ykol ckykg ckykg

8

Pmollm

Pm`kg k`k suajfr `kyk ykol tfrsf`mk, `mpfrcugko tkollkpko

Motfrokc Zfspeo

Xg kc k

^fo d fc ks ko

fgstfrokc

 

G kt kl e r m Fxtfrokc Zfspeo

Xg e r

Xg kc k

^fo d fc ks ko

>

O/K

P@@/Pm`kg `m ` mjutubgko

;

Zfo`kb

Xuajfr `kyk su`kb tfrsf`mk

:

Xf`kol

Xuajfr `kyk tfrjktks, gf gfa auolgm gmo oko rfspeos jfrgfpkodkolko

8

Pmollm

Pm`kg k`k suajfr `kyk fgstfrokc ykol tfrsf`mk

 

Bkzkr` ko` Yucofrkjmcmty Kssfssafot Pecc (Gkmsfr ^frakokotf) Okturkc kc bkzkr bkzkr` ` (jkbk (jkbkyk yk kcka) ↚ fpm`famh ;. Oktur :. Pfh fhbo boec ecel elmm bkzk bkzkr` r` (jkb (jkbky kyk k tfgo tfgoec ecel elm) m) 8. Buak Buako oB Bkz kzkr kr` ` (Jkb (Jkbky kyk k akou akousm smk) k) ↚ tfrrermsa jmecelm 0. Bkzk Bkzkr` r`eu eus s Aktf Aktfrmk rmkcc (Jkb (Jkbko ko jfrj jfrjkb kbky kyk) k)

Akormsg skrprks VA]

 

Jkbkyk  Kcka

;.

Jk`km

:.

Kolmo tepko

8.

Budko jk`km cfjkt

0.

Budko skcdu

6.

Jk`km skcdu

9.

Jk`km f fs s

.

Gfgfrmolko

;;.

Jkodmr, Fgst stf frokc

;:.

Gfjkgkrko

;8.

Pkokb cce eolser 

;0.

Lfokolko Jfo`uolko

;6.

Luouol jfrkpm

86

;9.

\kj kb

 

Jkbkyk kyk Pfgo fgoece ecelm lm Jkb ;.

Gfruskgko Cmstrmg

:.

Gfruskgko Lfofrkter 

8. 0.

Gfruskgko Prkospertk rtksm Gfgurkolko Jkbko Jkgkr 

6.

Gfruskgko Lks Kc Kcka

9.

Gfruskgko Kmr  

.. Gfsk ;> Gfskck ckbk bko o Geau Geauom omgk gksm sm

;;.

Gfrusk skgk gko o Lks Af Af`ms

;:.

Gfrusk skgk gko o Ykgua Af`ms

;8.

Gfruskgko BYKH

;0.

Gflk Gflklk lkccko Xmst Xmstfa fa Mo Moie iera raks ksmm

;6.. ;6

Gfjk Gfjkgk gkrk rko, o, Mo Motf tfro rokc kc

;9. ; ‘ %

Xf`mgmt ktku tm`kg k`k geosfgufosm `ol gfak gf akap apuk uko o yl sk skol olkt kt jk jkmg mg

 

BYK `ko BXM BXM

BYK BY K •

Afolftk Afo lftkbum bum gfrf gfrfotko otkoko ko jkbk jkbkyk yk

•

Afolftkb Afol ftkbum um mo`f mo`fx x gfka gfkakoko koko ZX

•

@mckgug @mc kgugko ko ; tb tb/R /R `kpkt `mr `mrfvm fvmfw fw

•

@mckgug @mc kgugko ko ; ttb/R b/R `kpk `kpktt `mrf `mrfvmf vmfw w

•

@mckgugko ecfb ZX sfo`mrm ↚ Xuj Geamtf @mckgugko Akokdf Ako kdfafo afo Zms Zmsmge mge `ko G-8 ZX

•

 K`k Pma fvkcukter yl tfr`mrm `krm auctm`msmpcm `msm pcmo, o, Pma fvkc fvkcukt ukter er jmsk `krm cukr ZX

•

Zmsg Zms g kssfssa kssfssafot fot `kpk `kpktt `mck `mckgugk gugko o afc afckcu kcumm

•

Pma Pma fvkcukter a afckgugko fckgugko wkwkohkrk,

•

ejsfrvks ejsfr vksmm `ko mo mospf spfgsm gsm gfs gfsfc fcuru urub b ZX Bksmcc tm Bksm tm`kg `kg `m pu pujcmg jcmgksm ksm `ko tm` tm`kg kg `m`ms `m` msgus gusmg mgko ko `ol uom uomtt

•

afgkomsaf pfrtfau afgkomsaf pfrtfauko/rkpkt ko/rkpkt Bksmc rmsg kssfssafot kssfssafot `mgeauomg `mgeauomgksmgko ksmgko gf sfcur sf curub ub ZX `o `ol l bkr bkrkp kpko ko am amtm tmlks lksmm rm rmsm smge ge jmsk jms k `mc `mckgsk kgskokgk okgko o `m uom uomt. t.

 

^foutup •

BYK BY K` `mc mckgu kgugko gko sft sftkbu kbuo o sfg sfgkcm kcm `ko sfh sfhkrk krk jfr jfrgkc gkck k `m fvkcuksm

•

GKZX GKZ Xs su`kb u`kb afa afajukt jukt kpc kpcmgks mgksmm BY BYK K yl `m mot motflrk flrksmg smgko ko `ol sm smsa sak`k k`kg g

•

@folko @fol ko afc afckgug kgugko ko kokc kokcysm ysms s gfrf gfrfotko otkoko ko jkbkyk jkbkyk (BY (BYK) K) `m ZX, `kpkt `kpkt `m `mlu luokg okgko ko uo uotug tug af afolf olftk tkbum bum gfr gfrfot fotkok koko o ZX jmck jmck k` k`k k jk jkbk bkyk yk

 

PFZMAK GKXMB