2010-04-24 The Rule of Signatures

 

\cohkgc cvcrykac tk tfms X`turd`y @prmo >4 tf cdmtmka kj Gka  Gkac cy, N` N`abmal, abmal, ` `ad ad T r ust, n ny y Gkv Gkvmm al T m toc tocss mma aH Hk kggcr hc. hc. \cohkgc tk ATT `s Acw Trust Tchfakokly. M'g ykur fkst Hfrmstm`a \`otcrs `ad, uf, wc'oo lct st`rtcd ka. Yckpoc f`vc ncca `sbmal wf`t bmad kj, uf, trusts kr wf`t bmad cst`tc yku'rc fkodmal `ad M'd ombc tk ttmc mc tf`t ma wmtf wf`t M w`s t`obmal `nkut c`romcr scvcr`o gkatfs n`hb `ad mt w`s rc` rc`ooy ooy tymal ma wmtf tfc bcy ruoc kj smla`turcs. \c w`at tk okkb kut jkr wf`t typc kj rco`tmkasfmp yku'rc jkrgmal `t ` p`rtmhuo`r tmgc, gkgcat ny gkgcat, wfca yku'rc gcctmal pckpoc, cspchm`ooy smla`turcs, nch`usc tfc bcy ms tfc ruoc kj smla`turcs ma cxprcssmal tfc trust `ad tymal tf`t ma wmtf rc`ooy ms tfc t fc s`gc tfmal `s wf`t typc kj cst`tc `rc yku fkodmal ykur prkpcrty ma; @l`ma, wf`t bmad kj cst`tc kr jrccdkgs(;) `g M lr`atmal kr wf`t bmad kj cst`tc `g M fkodmal rc`o `ad ktfcr prkpcrty ma; Ms mt `a cqumt`noc cqu mt`noc trust; @ hkggka o`w trust; @ st`tutkry trust; (;;) vcrsus dcntkr/hrcdmtkr  rco`tmkasfmp, wfmhf ms `oo hkggcrhc, mahoudmal `oo tfc rco`tmkasfmps `sskhm`tcd wmtf mt, `ad tfksc cx`gpocs ncmal, s`y, `lcahy, `dgmamstr`tkr, d/h, n`mogcat. Tfcy'rc `oo uadcr `a cst`tc kj ma hkggcrhc. Xk tfca wf`t jkrg jkrg `s tk tfc tmgc-jr`gc `ad dcntkr/hrcdmtkr  `ad `oo ma tfc tcaurc ma prkspchtmvc kr rctrkspchtmvc, `ad M fkpc pckpoc f`vc okkbcd up tfksc twk wkrds ‘  prkspchtmvc `ad rctrkspchtmvc, wcrc tfc s`gc jkr tfc t fc uahkastmtutmka`o uahkastmtutmka`o gc`as, wfmhf gc`as tfc cxtmalumsfgcat   ‘  ‘  cxtmalumsfgcat kj ` rmlft tk prcshrmptmka . @ad `rc tfcy akt g`bmal `s kr ocl`o trmhbmal us tksunecht ` lr`at  `ad fkod uadcr usc `s trustcc sc`ska, hkasmdcrcd k wacr kwacr tk tk tfcuscs rcat, tfctkjccs `ad ducs kj tfc ncacjmt kj k j `aktfcr; @ad wf`t tfca ms kur st`tus, kur pksmtmka, ma tfc rco`tmkasfmp ncmal lr`atcd, `ad wf`t ms tfc lr`at `ad purpksc tk tfc tfmal kr skgctfmal ma `ppomh`tmka cgpokycd jkr scrvmhc, `ad tf`t t f`t `ppomh`tmka wkuod nc tk hkatr`ht wmtf tfc madcaturc kr tfc wfkcvcr cgpo c gpokycd, kycd, wfmhf wkuod rc`ooy nc tk ` scrvmhc `ad `osk `sb `nkut ocaltf vcrsus tfc tcgpkr`ry pksscssmka, pksscssmka, kr tfc sc`ska, `ad tfc ocaltf kj tcaurc, wfmhf ms tfc tmgc-sp`a kj tfc rco`tmkasfmp. Xk, wc'vc ncca trmhbcd jrkg tfc 08tf hcatury jkrw`rd tk prcscat, tk prcscat tmgc2 wc f`vc ncca ma jcud`o tmgcs `oo `okal ma lr`at-tk-uscs `s ` pkpuo`r gkdc kj hkavcy`ahc  kr gctfkd kj trust jkrg`tmka kj tfc st`tc, cgpokycd `ad sunecht tk tfc t fc scrvmhc uadcr dcntkr/hrcdmtkr rco`tmkasfmp, wfctfcr ny gmshkastrugcat kr ` o`hb kj cxchutmka ma cxprcssmal tfc trust ny akt knechtmal k nechtmal tk prktcht kur HHM  ‘  kur  kur tr`dc schrct g`ttcrs, tfcrcny w`mvmal tfc hkajmdcatm`omty `ad sunechtmal kurscovcs kursc ovcs tk tfc  eurmsdmhtmka kj tfc hkurt ma fkodmal fkodmal ` dcntkr/hrcdmtkr cst`tc, `jtcr tfc rmlft f`s ncca vcstcd matcrcst ma tfc cst`tc. Xk M lr`at yku uscs. Ma ktfcr wkrds, ma fmdmal tfc trust yku lr`atcd tfcg tk tfc jckjjcc `ad jcc tk uscs, kr ma ktfcr wkrds, ` lr`at tk tfc trustcc tk usc wfcrc tfc ncacjmhm`ry kr ncacjmhm`ry/o`adokrd f`s tfc rmlft tk t`bc, tfc rmlft tk t`bc, t`bc tfc rcat, kr jkrchoksc ka tfc pksscssmka jkr aka-p`ygcat kj tfc jcc jkr tfc usc kj tfc cst`tc kr wkrod prkpcrty fcod ma tcaurc ‘  tfc  tfc tmgc. @ad wc, `s trustccs ma pksscssmka `rc fcod ma scrvmhc kr cgpokycd kj tfc ncacjmhm`ry/okrd tk usc u sc tfcmr prkpcrty jkr ` jcc kr ` rcat ma rctura jkr tfcmr usc/pksscssmka. usc/pksscssmka. @ad `l`ma, `l` ma, wf`t typc kj cst`tc `rc yku fkodmal prkpcrty ma; Tymal tf`t ma tklctfcr wmtf tfc gkgcat tf`t yku smlacd skgctfmal. Tf`t's tfc qucstmka wc accd tk nc `sbmal. Fccd tfc ruoc kj smla`turcs. Jkrg ` trust wmtf ykur smla`turc, rc`ooy. Xk oct's lk matk rc`ooy n`smh dcjmamtmkas. dcjmamtmkas. No`hb's O`w 6tf 6 tf   cdmtmka `l`ma. ‗Lmvc‗. ‗Lmvc‗ gc`as ‟tk vkouat`rmoy tr`asjcr kj prkpcrty tk `aktfcr wmtfkut hkgpcas`tmka‗. @ad hkgpcas`tmka hkuod `osk nc hkasmdcr`tmka . @a

NKKG! TFMX CATM^C XCHTMKA O@]X KST TFC H^SV KJ TFC DCHCYTMKA.

'cgpokycd'. tfmab 'cgpokycc'.

 

cx`gpoc hkuod nc gy matcrcst. Akw ‟Lmj ‟Lmjt‗. t‗. ‟Lmj ‟L mjt‗ t‗ ma No`hb's N o`hb's O`w, 6 tf cdmtmka. Cx`htoy tfc s`gc dcjmamtmka `s ‟lmvc‗ ‘  ‟tk vkouat`rmoy tr`asjcr prkpcrty tk `aktfcr wmtfkut hkgpcas`tmka.‗ Tfc twk `rc tfc s`gc. @ad mt f`s ` schkad dcjmamtmka dcjmamtmka ‘   ‟tk ` tfmal sk tr`asjcrrcd‗ `ad tfc tfmal wkuod nc tfc skgctfmal tf`t wc wcrc t`obmal `nkut twk gmautcs `lk  ‘  tfc  tfc rcs. Akw ‟Gcrlcr‗5 ‟Gcrlcr‗ ‘  ‟Tfc `ht kr tfc mast`ahc kj hkgnmamal kr wrmtmal‟. ‗ Gcrlcr‗ `l`ma, ‗Tfc `ht kr mast`ahc kj hkgnmamal kr wrmtmal‗ `ad, uadcr (>), uadcr hkatr`hts, tfc sunstmtutmka kj ` supcrmkr jkrg kj hkatr`hts jkr `a majcrmkr jkrg, `s wfca tfc t fc wrmttca hkatr`ht supcrscdcs `oo kr`o `lrccgcats `ad prmkr uadcrst`admal. Akw, oct's t`ob `nkut ‟Cal`lcgcat‗. ‟Cal`lcgcat‗ ‘  `  ` hkatr`ht kr `lrccgcat `l rccgcat mavkovmal gutu`o prkgmsc. @ad fkwcvcr wc `oo hfcrmsf tfksc wkrds, tfcy wcrc cal`lcd. M'g lkmal tk eugp n`hb tk ‟Gcrlcr‗ `l`ma. Xk, Xk , ‟wfca twk p`rtmcs f`vc g`dc ` smgpoc hkatr`ht jkr `ay  purpksc `ad `jtcrw`rds f`vc catcrcd matk `a mdcatmh`o cal`lcgcat ny dccd, tfc smgpoc hkatr`ht ms gcrlcd ma tfc dccd `ad nchkgcs cxtmaht. Tfms cxtmahtmka kj ` ocsscr ma tfc fmlfcr schurmty, ombc tfc cxtmahtmka cxt mahtmka kj ` ocsscr ma ` lrc`tcr matcrcst ma o`ad, ms h`oocd ` gcrlcr ..‗‗ `ad tf`t w`s jrkg No`hb's O`w, quktmal quk tmal jrkg \moom`g ^. F`asca, Yrmahmpocs kj O`w kj Hkatr`ht, 63, `ad `utfkr kj Fkrvma. Fc w`s tfc cdmtkr ka tfc 8rd @gcrmh`a cdmtmka, 0=0=. Nut lkmal n`hb tk tfc ruoc kj tfc smla`turcs. Fkw wkuod yku smla; @ormlft, wcoo cvcrynkdy f`s ncca `sbmal `nkut ‟octs put tfms t fms gkrc ma pr`htmh`o scasc‗. Tfca tfcy w`at tk bakw fkw tk, yku bakw, `pp `ppoy oy jkr nmoos

yku w`at ` pr`htmh`o `ppomh`tmka oct's t`ob t`ob `ad tfmals, nut octs hkgc n`hb tk rc`ooy, mj yku `nkut tfc ruoc kj smla`turcs, nch`usc tfms ms wfcrc mt `oo ` oo t`bcs po`hc. Mt cmtfcr dmvcrlcs jrkg trust kr lkcs matk trust `ad yku'rc tfc kac k ac tf`t's ma hkatrko. ]ku'rc tfc kac tf`t's scttmal tfc po`y. ]ku'rc tfc kac dkmal tfc `ht. Xk, uf, `a cx`gpoc fcrc. M'g lkmal tk lk jkrg skgctfmal. Xk oct gc scc wf`t wc lkt fcrc. M lkt `a cx`gpoc. Sf, wcoo, M wkuod s`y f`vc ` pkomhc stkp, skgctfmal f`ppcas `ad ` pkomhc kjjmhcr hkgcs up tk yku. ]ku rkoo dkwa tfc wmadkw `ad fc s`ys ‟Oct gc scc ykur drmvcr's omhcasc‗, ‟Lmvc gc ykur drmvcr's omhcasc `ad ykur masur`ahc‗. Kr g`ync `aktfcr cx`gpoc hkuod nc g`ync yku'rc ma hkurt, `ad ma hkurt tfc eudlc s`ys ‟Lmvc gc ykur a`gc‗. ^mlft tfca `ad tfcrc wf`t typc kj ` rco`tmkasfmp rco`tmkasfmp `rc yku yku jkrgmal; jkrgmal; \f`t typc kj cst`tc `rc yku lkmal tk nc fkodmal ykur prkpcrty prkpcrt y ma; Jrkg tf`t gkgcat ka,  nch`usc jrkg tfc dcjmamtmka tf`t wc hkulf up, tfc eudlc `sbcd yku ‟Lmvc gc ykur a`gc‗. Akw tfc dcjmam dc jmamtmka tmka kj ‟ lmvc‗ `l`ma w`s ‗tk vkouat`rmoy tr`asjcr prkpcrty tk `aktfcr wmtfkut hkgpcas`tmka.‗ \fca yku lmvc fmg ykur a`gc kr yku lmvc fmg tfc drmvcr's omhcasc `ad masur`ahc yku `rc vkouat`rmoy tr`asjcrrma tr`asjcrrmal l ykur prkpcrty prk pcrty tk `aktfcr wmtfkut hkasmdcr`tmka kr hkgpcas`tmka. Xk ykur a`gc, ykur smla`turc, tf`t ms ykur matcrcst. Tf`t ms ykur prkpcrty. @ad yku'rc ncmal nc mal trmhbcd tk lmvc kr lmjt tf`t prkpcrty. @ad yku'rc jkrgmal ` dcntkr/hrcdmtkr dcntk r/hrcdmtkr rco rco`tmkasfmp `tmkasfmp nch`usc yku'rc akt cxchutmal `ad cxprcssmal ` trust ny ho`mgmal trust `ad prkvmal ` trust. Xk fkw `nkut tfms `s `a `aswcr n`hb5 ‟M'oo lmvc yku gy a`gc ma hkajmdcahc jkr juturc rctura wmtf gy matcrcsts.‗ Kr fkw `nkut M'g lkmal tk smla `a `lrccgcat wfcrc M eust put dkwa ‟M lmvc yku gy smla`turc, kr gy a`gc, ma hkajmdcahc jkr juturc rctura wmtf gy matcrcst.‗ @otfkulf trust tcrgs mavkovcd tfcrc, M hkuod f`vc put ma tfcrc ‟M lr`at gy smla`turc‗, nut M hkuod hf`alc ‟lr`at‗ tk ‟lmvc‗ nch`usc mt's rc`ooy tfc s`gc tfmal.`ad Xk M(;;) lmvc`syku gyncca smla`turc M lmvc yku yk u gy ma hkajmdcahc, hkajmdcahc wc'vc lkmalkrtfrkulf tf`t  ‘  @a`gc  ‘   ‘  mt  mtma Trc`tgcat kj Trust`ad s`md tf`t tfc c`roy trust w`s, ` smgpoc trust w`s ` hkajmdcahc. hk ajmdcahc. Mt w`s ` hkajmdcahc. Xk

 

mj M lmvc yku gy smla`turc kr k r gy a`gc ma hkajmdcahc, M'g rc`ooy s`ymal tf`t M'g lmvmal yku gy a`gc ma trust `ad M'g rc`ooy g`bmal ` spchm`o dcpksmt, `ad tf`t accds tk nc ` spchm`o dcpksmt ma krdcr tk lct mt n`hb jkr juturc rctura. Tf`t's `sbmal jkr mt  n`hb wmtf gy matcrcst. Xk cvcrytfmal ms ma tfcrc achcss`ry tk cxprcss ` trust. ‟M lmvc yku gy smla`turc ma hkajmdcahc jkr juturc rctura wmtf gy matcrcst ‗. @ad M hkuod s`y tf`t, kr M hkuod hku od put tf`t ma wrmtmal, `ad M hkuod smla ‟ Ny5 Lr`atkr‗ `ad tfca gy smla`turc, kr M hkuod smla ny ‟ Ny5 Lr`atkr/Ncacjmhm`ry‗, kr M hkuod smla ‟Ny5 Lr`atkr/Trustcc‗ dcpcadmal ka fkw M uadcrst`ad wfmhf p`rt tf`t M w`at tk po`y kr M hkuod eust smla ‟Ny5 Lr`atkr‗ `l`ma `oo ny mtscoj.   L^@AT KAO] TFC 'SXC & KHHSY@AH]' KJ TFC NH N@HB TK 'TFMX XT@TC' TFMX \@] XK ]KS H@A SXC MT @L@MA MA TFC JSTS^C XFKSOD ]KS ACCD TK.

Xk ‟Lmvc gc ykur a`gc‗, tfc t fc eudlc s`ys. R@OXK "\F@T'X ]KS^ A@GC" K^ "XT@TC ]KS^ A@GC" MX TFC T FC X@GC TFMAL.W ‟Lmvc gc ykur a`gc‗ ‘   tf`t's tfc ho`mg. @ad yku dmda't hkgc ma wmtf ` hkuatcr-ho`mg. Tfc eudlc s`ys ‟Lmvc gc ykur a`gc‗ ‘  tf`t's  tf`t's tfc ho`mg. Tf`t's tfc aka-cxprcssmka kj trust `ad ` gmshkastrumal ` dcntkr/hrcdmtkr rco`tmka uadcr st`tutkry rc`og, tfc st`tutkry trust `osk, wfmhf ms aktfmal gkrc tf`a dcntkr/hrcdmtkr kr hkggcrhc. Mt's tfc ho`mg  ‟Lmvc gc ykur a`gc.‗ ]ku'rc ncmal trmhbcd. Xk, wf`t wkuod ykur hkgcn`hb nc; \f`t wkuod ykur ho`mg nc; Mj M w`s eust lmvca ` ho`mg, fkw dk M lmvc ` hkuatcr-ho`mg ; Fc `sbcd yku ` qucstmka. ]ku h`a `sb fmg `akt `aktfcr fcr qucstmka ‘   `` hkuatcr-ho`mg. ‟]kur Fkakr, `rc yku t`bmal gy a`gc;‗ ‟]kur Fkakr, @rc yku t`bmal gy a`gc;‗ ‗\f`t lmvcs yku tfc rmlft tk t`bc gy a`gc;‗ ‟\f`t g`bcs yku tfmab M'g tfc Trustcc;‗ Akw fc wkuod wk uod f`vc tk prkvc tf`t fc w`s tfc t fc ncacjmhm`ry ma krdcr tk t`bc jkr usc nch`usc kaoy tfc Ncacjmhm`ry f`s tfc rmlft tk t`bc uadcr ` usc, rcgcgncr, mt's Hcstum Puc usc `ad jckjjcc tk uscs kr trustcc tk uscs. Xk tfc kaoy ka oy kac wfk f`s tfc rmlft r mlft tk t`bc `aytfmal ms ` Ncacjmhm`ry, nut fc wfk ho`mgs trust f`s tk prkvc trust , nut tfcy'rc gmshkastrumal ` trust  `ad yku'rc akt cxprcssmal ` trust. ]ku'rc cxchutmal ` trust. Xk fc f`s tfc ho`mg ‗Lmvc gc ykur a`gc.‗ Tfc ‟Nch`u sc uaocss yku'rc hkuatcr-ho`mg  ms ‟]kur Fkakr, `rc yku t`bmal gy a`gc;‗ ‟Nch`usc t`bmal, yku bakw, M gmlft akt w`at tk lmvc mt tk yku. @ad rcgcgncr, ‟lmvmal‗ ms tk vkouat`rmoy tr`asjcr kj prkpcrty tk `aktfcr wmtfkut hkgpcas`tmka. hkgpcas`t mka. Nut M ombc tk nc yku gy ‗a`gc ma `hkajmdcahc hkgpcas`tcd, sk tfca M put tfcrc, .‗ yku bakw, ‟M lmvc jkr juturc rctura wmtf gyma matcrcst Akw, ‟wmtf gy matcrcst ‘  tf`t's  tf`t's hkasmdcr`tmka  `ad tf`t's ` hkgpcas`tmka. M w`at gy smla`turc n`hb `ad M w`at mt  n`hb wmtf matcrcst, `ad gy matcrcst ms tf`t mt's gmac. gmac. Nut yku purpkrt tf`t matk tfc dcntkr/hrcdmtkr, mt spmoos(;) kvcr tk prmahmp`o pous matcrcst `ad tfca tfc matcrcst ms, uf, $39 kr $399 kr $39,999 kr $39,999,999.

Xk `l`ma, tfc bcy tk tfc ruoc kj smla`turcs ms fkw `g ` g M cxprcssmal `ad cxchutmal tfc trust `t tfc tmgc kj smlamal wfca skgcnkdy sk gcnkdy `sbcd gc jkr gy a`gc, kr ttfcy fcy `sbcd gc jkr gy drmvcr's omhcasc `ad rclmstr`tm rcl mstr`tmka ka `ad masur`ahc h`rd. Xk tf`t's t f`t's tfc ho`mg. @rc yku hkgmal n`hb ma wmtf ` hkuatcr-ho`mg  `ad `sbmal ‟\coo, `rc yku t`bmal gy masur`ahc h`rd, gy drmvcr's omhcasc `ad rclmstr`tmka;‗ ‟\f`t lmvcs yku tfc rmlft tk t`bc gy a`gc;‗ ‟@oo tfksc tfmals.‗ ‟Xk wf`t g`bcs yku tfmab tf`t M'g tfc trustcc;‗ Nch`usc M hkuod cxprcss mt `s ‟M'g tfc Ncacjmhm`ry‗, nut tfcy'rc ncmal hkastrumal mt `s tfcy'rc tfc Ncacjmhm`ry nch`usc yku'rc akt cxprcssmal tfc trust, sk tfcrcjkrc tfcy lk matk dcntkr/hrcdmtkr rc`og `ad lcts cajkrhcd uadcr st`tutkry trust,

Fkw dkcs ` 'st`tutkry trust' hrc`tc ` dcntkr / hrcdmtkr rco`tmkasfmp; Xfkuoda't mt stmoo nc ` trustcc / ncacjmhm`ry rco`tmkasfmp, `oncmt ` 'st`tutkry' kac;

 

wfmhf ms aktfmal gkrc tf`a dcntkr/hrcdmtkr  `ayw`y. Fkw; \fy; Xk M lmvc yku gy a`gc, Hfrmstm`a \`otcrs, ma hkajmdcahc jkr juturc rctura wmtf gy matcrcst. M hkuod s`y tf`t kr M hkuod hku od smla ‟Ny5 Lr`atkr‗ wmtf gy smla`turc, nut tfca M'g lkmal tk hkgc ma wmtf ` hkuatcr-ho`mg, cxchutmal tfc cxprcssmka kj tfc trust.  Akw tf`t's ma cqumty, `ad tfc ho`mg tfcy trust `ad prkvc ` trust, `ad hkrrcht ` gmshkastrugcat kj tfc dcntkr/hrcdmtkr wfmhf ms tfc st`tutkry — tfc tfc kppksmtc kj tfc cqumty. @ad, ny tfc w`y, tfc Nmalk fcrc ms ‟ho`mg ` trust `ad prkvc ` trust ‗ `ad fkw yku ho`mg ` trust `ad prkvc prk vc ` trust; \coo, .. wmtf tfc SHHs `ad tfc Hk Hkuaty uaty ^chkrdcrs. Tfksc `rc `oo ykur trust rchcmpts. Sadcr dcjmamtmka kj ‟trust rchcmpt‗ ma No`hb's o`w, ‟trust rchcmpt‗ ‘  ` prc-SHH schurmty dcvmhc akw lkvcracd lk vcracd ny @rtmhoc = kj tfc hkdc, `ad wc'rc lkmal tk sbmp tfc ma-nctwcca tfcrc. Tkd`y tfcrc gust usu`ooy nc ` schurmty kr vm` trust madcaturcs tfmal, hkupocd hk upocd wmtf ` jmocd jma`ahmal st`tcgcat. Akw M rc`d tfrkulf tfc N`ab Kjjmhcr's F`adnkkb  `ad  `ad M w`s lkmal tk okkb mt up nut M dmda't f`vc cakulf tmgc ncjkrc tfc sfkw. ^c`ooy, ` ‟dccd kj trust‗  ms ` gkrc gkdcra tcrg. @ gkrc `atmqu`tcd tcrg t crg n`hb uadcr tfc N`ab Kjjmhcr's F`adnkkb  ` ‟trust rchcmpt‗ w`s `osk bakwa `s ` ‟dccd kj trust‗. @ ‟dccd kj trust‗ w`s ` ‟trust rchcmpt‗. Kr ‟dccd kj trust‗ ms ` ‟trust rchcmpt‗. Xk akw gy ho`mg, mj M ho`mg ` trust `ad prkvc ` trust, tf`t ms ny tfc SHH. Akw tf`t's tfc ‟ trust rchcmpt‗, tf`t ms gy ‟dccd kj trust‗. Tf`t's tfc Nmalk! ‟Dccd kj trust‗ ms aktfmal gkrc tf`a rchkrdmal kj `a `ht tf`t w`s dkac, `ad tf`t wkuod lmvc aktmhc, wfmhf wkuod nc tfc SHH ma tfc hkuaty, `ad tfca lk `jtcr tfc matcrcst, wfmhf ms tfc prkhccd tfcrcjrkg kj gy smla`turc, tfc nkads, `ad omqumd`tc ` hkuatcr-ho`mg `ad lk `jtcr trmpoc d`g`lcs. @ad ` hkuatcr-ho`mg, okkb up SHH 6-39: gma 5 >8 schs W

N 55 Fcook. H\ 55 ]cs, wfk's tfms; N5 Fm, Hfrmstm`a. Fkw'rc yku dkmal; Tfms ms Nmoo spc`bmal jrkg Acw Ecrscy. Fkw Fk w `rc yku; H\ 55 Kb. Lkkd. @ad yku; N5 .. yku wcrc t`obmal `nkut .. M w`s trymal tk tfmab `nkut fk fkw w .. lct matk trust. \f`t M fc`r yku s`ymal ms tf`t mj yku smla ` w`mvcr kj hkatr`ht, ombc ` hkggcrhm`o hkatr`ht .. yku `nskrn tfcg matk trust. Ms tf`t wf`t f`ppcas; H\ 55 ]c`f, tf`t's wf`t tf`t dcjmamtmka w`s s`ymal. N 55 Xk wfcrc dkcs tf`t hkgc jrkg; H\ 55 Tf`t hkgcs jrkg tfc dcjmamtmka jrkg No`hb's O`w, 6tf cdmtmka, uadcr tfc dcjmamtmka kj ‟Gcrlcr‗.   N 55 .. H\ 55 .. `a mdcatmh`o `rr`alcgcat ny dccd, tfc smgpoc hkatr`ht ms gcrlcd ma tfc dccd `ad nchkgcs cxtmaht .. kj k j tfc ocsscr ma tfc fmlfcr schurmty ombc tfc cxtmahtmka kj tfc ocsscr ma tfc lrc`tcr matcrcst ma o`ads ms h`oocd ` gcrlcr. N 55 Nut wf`t ms `a mdcatmh`o `ht. \f`t ms tf`t; H\ 55 \coo, wfca tfc twk kj tfcg catcr matk tfms trust rco`tmkasfmp, tfca wc f`vc `a mdcatmh`o `ht `ad rcgcgncr, ak p`rty accds tk bakw tf`t ` trust ms ncmal jkr jkrgcd. gcd. N 55 .. H\ 55 Nut tfcy nktf catcrcd matk `a `ht fcrc, `ad tf`t `ht, ttf`t's f`t's ` dccd, `ad tf`t's ` dccd kj trust. ]kur dccd kj trust ms ykur trust rchcmpt. @ rchcmpt ms ` rchkrd kj `  p`ygcat. N 55 ^mlft.

 

  H\ 55 Gcrlc tfc tmtocs uadcr trust `ad tfcrc tfc ocsscr nch`gc cxtmaht `ad tfc t fc fmlfcr schurmty, kr tfc pocdlc, `s Ocwma puts mt, uadcr tfc, tfc, uf, trust nkkb, ttfc fc fmlfcr schurmty, tfc schurmty ms tfc pocdlc. Tfc pocdlc ms rc`ooy t`obmal `nkut tfc hkajmdcahc, `ad tf`t's tfc trust. N 55 .. Kb, sk, sk, ma ktfcr wkrds, tfc hkajmdcahc kj tfc hkatr`ht ms .. . H\ 55 ]cs, mt's uadcr .. mt s`ys tf`t Cqumty C qumty ms supcrmkr tk Hkggka O`w. Mj tfcrc's `ay hkajomht nctwcca Hkggka O`w `ad Cqumty , Cqumty ms lkmal tk t`bc prchcdcahc. N 55 Xk tf`t's wfy yku s`y tf`t wc'vc ncca ma jcud`o o`w `oo `okal. H\ 55 @oo `okal .. `ad wc .. lkac kvcr .. dcntkr/hrcdmtkr rc`og .. `ad wc'rc omvmal ma tfc punomh rc`og. N 55 Cvca, cvca, cvca wfca wc tfmab `nkut hkatr`hts .. tfcy stmoo f`vc tk lk uadcr tfc cqumty nch`usc hkatr`hts `rc hkggcrhc. .. matk cqumty. H\ 55 ^mlft. N 55 Kf, vcry matcrcstmal. @ad .. tk s`y `nkut tfc ho`mg ‟Lmvc gc ykur a`gc.‗ ‟M lmvc yku gy a`gc ka hkadmtmka no`f no`f‗.. \coo, tf`t ms .. M'oo lmvc yku gy a`gc .. w`y kj tcoomal tfcg. .H\ 55 .. `ad wc dmda't bakw tf`t ‟lmvc‗ ny dcjmamtmka ms ‟vkouat`ry tr`asjcr kj  prkpcrty tk `aktfcr wmtfkut hkgpcas`tmka‗. 

N 55 ^mlft, wcoo fkw dmd wc bakw; b akw; \c dmda't tfmab `nkut mt. ??o`ulftcr11 H\ 55 Tf`t's rmlft. \c dmda't tfmab kj kur a`gc ncmal prkpcrty. N 55 Cx`htoy, rmlft, rmlft. H\ 55 \fca yku eust tr`asjcrrcd ykur prkpcrty, yku tr`asjcrrcd ykur a`gc jkr tfcg tk usc wmtfkut `ay hkgpcas`tmka. N 55 \coo, akw fcrc's `a mssuc. Sf, skgc sk gc pckpoc s`y tf`t wc h`a hho`mg o`mg kur a`gc .. kur a`gc. Sf, akw wc f`vc ` tmtoc tk kur a`gc, M lucss, uf, nmrtfrmlft. Sf, fkw dkcs tf`t, yku bakw, uf, fkw dkcs tf`t wkrb .. `s ncmal kurs .. ; H\ 55 M wkuod s`y tf`t .. spchm`o dcpksmt ..Tf`t's `, tf`t ` rcs, tf`t's ` prmahmp`o, tf`t's ` tfmal. .N 55 wcoo, sk tfca .. Xk yku'rc s`ymal tf`t .. kur, kur .. wkuod nc kur a`gc `s wcoo. H\ 55 Nch`usc M'g lkmal tk lr`at tfc usc kj gy a`gc, nut k kaoy aoy tfc Ncacjmhm`ry h`a t`bc tfc usc. Tfc usc ncmal tfc rcat `ad jccs jkr tfc us`lc kj tfms prkpcrty, `ad tfc kaoy pcrska wfk h`a t`bc tf`t ms tfc Ncacjmhm`ry.

 

  N 55 \coo, wf`t M'g s`ymal ms mj, mj wc .. a`gcs ma ` trust .. cxhousmvc usc jkr tfc Ncacjmhm`ry `ad skgckac cosc uscs mt .. wc f`vc ` nrc`hf kj trust tf`t ms ` rcgcdy `l`mast tfksc pckpoc wfk `nusc kur ku r trust. @ad tf`t's .. H\ 55 ]cs, mj yku cxprcss tfc trust `ad ho`mgcd h o`mgcd trust `ad prkvca ` tru trust st nch`usc yku'vc cxchutcd ` trust, ycs. N 55 ^mlft, sk wf`t M'g s`ymal ms .. N 55 .. kj, yku bakw, ny ho`mgmal ` SHH-0 .. tk kur `dv`at`lc tk mahoudc kur a`gc. H\ 55 ]c`f, tf`t wkuod nc trust t rust rcs .. t`obmal `nkut `oo `okal. ] ]kur kur smla`turc ms ykur gkst v`ou`noc `ssct. N 55 \kw, rmlft. H\ 55 Gkatfs `lk M w`s t`obmal `nkut tfc s`gc tfmal nch`usc M w`s t` t`obma obmal l `nkut tfc ruoc kj smla`turcs. N 55 ^mlft, rmlft. H\ 55 Tf`t, tf`t smla`turc ms gy gkst v`ou`noc `ssct. N 55 .. tf`t ms ykur `ssct. .H\ 55 ]c`f, sk mj M'g lkmal tk lr`at gy smla`turc, M'g lkaa` w`at skgc bmad kj matcrcst jkr tfc usc kj mt. Nut tfc kaoy .. kr k r jcc jkr tf`t ms tfc Ncacjmhm`rmcs. Xk tfcy ..  nch`usc M'g tfc Ncacjmhm`ry `ad tfcy lktt` nc `noc tk prkvc tf`t tfcy `rc tfc Ncacjmhm`ry, nut rcgcgncr, fc wfk ho`mgs trust gust prkvc trust `ad tfcy dka't ho`mg trust `otfkulf tfcy g`y nc kpcr`tmal k pcr`tmal uadcr trust .. Mj M'g lkaa` ho`mg tfc Ncacjmhm`ry. .. tfca tfc wfkoc wfk oc pkwcr kj tfc trust nchkgcs `v`mo`noc tk tfc Ncacjmhm`ry .. nch`usc tfc nurdca kj k j prkkj sfmjts .. nch`usc tfc Ncacjmhm`ry dkcsa't f`vc tk prkvc ` ho`mg kahc fc's cst`nomsfcd mt tfrkulf trust. .N 55 Xk ma tf`t h`sc, ma tf`t h`sc .. `s yku s`md ncjkrc ‟@rc yku tfc Trustcc, kr `rc yku tfc Ncacjmhm`ry;‗ Ykssmnoy tfc kppksm kppk smtmka tmka .. rcqu rcqumrc mrc ..

H\ 55 ]c`f, fc wkuod f`vc tk nc Ncacjmhm`ry ma krdcr tk t`bc gy a`gc. N 55 Xk... H\ 55 .. h`a't t`bc gy a`gc uaocss ykur Ncacjmhm`ry .. Ncacjmhm`ry jmrst. .; 55 Hfrmstm`a; Ma j`ht, mt gmlft nc ` lkkd qucstmka tk `sb fmg rmlft `w`y. H\ 55 ‟]cs, ]kur  Fkakr, @rc yku t`bmal gy a`gc;‗   ; 55 ]c`f, ‟@rc yku t`bmal gy a`gc nch`usc yku'rc Ncacjmhm`ry;‗ kr...  

 

.H\ 55 ‟\f`t lmvcs yku tfc rmlft tk t`bc t `bc gy a`gc, ]kur Fkakr;‗ .. ombc tf`t.  

; 55 Kf, kb. .N 55 .. ms t`bmal gy a`gc `s Ncacjmhm`ry. Nc acjmhm`ry. .H 55 .. yku dmd tf`t .. nch`usc yku'vc lmvca .. akw mj yku s`y mt tf`t w`y. .H\ 55 .. M wkuod st`tc tf`t M w`s tfc Ncacjmhm`ry. N 55 Nut wf`t M gc`at w`s .. g`bc ` qucstmka tk tf`t cjjcht. H\ 55 .. N 55 .. ` qucstmka .. H\ 55 .. ]kur tfc Trustcc. @rc yku tfc Ncacjmhm`ry; N 55 ]c`f, nch`usc tf`t puts tfcg ma ` smtu`tmka tk prkvc mt. H\ 55 ^mlft. ; 55 Kr `t oc`st lmvc yku `a `aswcr. N 55 .. h`scs .. H\ 55 .. \coo, M'g akt ho`mgmal ` trust. Tfca wf`t dk yku dk; Tfc eudlc s`ys wcoo, M'g akt ho`mgmal ` tru st .. ‟\coo M'g akt ho`mgmal ` trust.‗   N 55 \coo, tfca, ny wf`t `utfkrmty .. tk lmvc gy smla`turc; H\ 55 Fc's lkaa` t`bc mt uadcr dcntkr/hrcdmtkr uaocss yku dka't dk skgctfmal. .N 55 .. ho`mg ` trust. .H\ 55 ]c`f, .. cxchutmal ` trust .. prkvc tf`t yku'rc tfc Ncacjmhm`ry. N 55 Xk tfca, wf`t, wf`t, wf`t o`alu`lc wkuod M usc ttfca; fca; .H\ 55 \coo, tfca yku'rc lkmal tk f`vc tk .. `ad ho`mgmal ` trust, nut tfca mj yku'rc t`obmal st`tutkry trust yku h`a bccp mt punomh. Mj yku'rc t`obmal prmv`tc trust .. put `  prktchtmvc krdcr .. ma hf`gncrs wmtf tf`t .. punomh trust .. ka ` tr`jjmh tr`jjmh stkp .. ma vmko`tmka kj tfc punomh trust, st`tutcs st`tutcs `ad hkdcs, .. .. uadcr g gmshkastrugcat mshkastrugcat nch`usc nch`usc yku'rc akt cxprcssmal tfc st`tutkry trust kj wfmhf yku'rc Ncacjmhm`ry. .N 55 .. wc'rc akt ho`mgmal ` trust, tfca yku hkuod hku od s`y, kb, ‟M `g.‗, `ad M, ‟M'g Lr`atkr kj tf`t trust.‗. 

.H\ 55 ]c`f, uf, nut tfc t fc Lr`atkr f`s ak rmlft tk g`bc ` hho`mg o`mg,, scc; Saocss yku

 

w`aa` hkgc ma `ad .. ]ku hkuod dk tf`t. N 55 ]c`f, kb. ; 55 .. `aykac; H\ 55 ]c`f, yku hkuod put ma tfc p`pcrwkrb, kr yku hkuod dk tfms kr`ooy. N 55 \coo, .. mt's ncst yku `ow`ys dk mt ma `dv`ahc. H\ 55 M wkuod s`y M wkuod f`vc mt ma `dv`ahc, yc`f. N 55 .. , yku bakw, dkhugcats omacd up .. p`pcrwkrb .. yku bakw, .. ; 55 Tf`t's wfy wc'rc dkmal dk mal tfms akw sk wc dka't f`vc tk .. kb, okkb. \c `atmhmp`tc wf`t wc s`y, wf`t wc dk. Tk prcvcat tf`t .. H\ 55 ^mlft. @f`f. @ad M w`s tfma t fmabmal bmal yku hkuod hk uod dk tf`t kr`ooy ma hkurt, nut yku hkuod nrmal ykur wrmttca dkhugcats tk prkvc mt sk. ; 55 ]cs, .. M `lrcc wmtf yku .. f`vc wrmttca dkhugcats. H\ 55 Kb, yc`f. .. wrmttca dkwa shrmpt, yc`f. N 55 \coo, M gc`a, mt lmvcs us cocgcats, c ocgcats, mt lmvcs us prkkj. H\ 55 \c acvcr rc`ooy dmd, rc`ooy , yku bakw, tfmab `nkut ttr`jjm r`jjmhh stkp wfca ` luy .. ‟Lmvc gc ykur drmvcr's omhcasc.‗ Tfc eudlc `sbs yku tk lmvc ykur a`gc. ‟lmvc‗ w`s vkouat`ry tr`asjcr kj prkpcrty tk `aktfcr wmtfkut hkgpcas`tmka. N 55 .. \f`t `nkut tfc t fc mssuc kj... .. \f`t `nkut fkw dkcs tfc Hkastmtutmka kj tfc ^cpunomh jmt matk tfms wfkoc shca`rmk, wmtf rcspcht tk ` tr`jjmh tmhbct .. hf`rlc . .. Fkw dkcs `oo tf`t wkrb; H\ 55 .. tfc Hkastmtutmka `s ncmal, s`y, `aktfcr `akt fcr punomh ` trust kr `aktfcr hkatr`ht tf`t tfcy tkkb `a k`tf tk, .. tf`t tfcy'd nc wkrbmal ka ncf`oj `ad cajkrhmal jkr tfc  ncacjmt kj tfc ncacjmhm`rmcs ‘  \c  \c tfc Yckpoc ‘  ka  ka tfms punomh trust. N 55 .. punomh trust smdc, yc`f. H\ 55 ]c`f, nut akw tfcy t fcy gmshkastrucd mt `ad tfcy'rc .. Samtcd Xt`tcs. Aknkdy ms hkgmal ma `ad cxprcssmal tf`t tfcy'rc Ncacjmhm`rmcs Ncac jmhm`rmcs ka tfms st`tutkry trust, tfms Yunomh Trust. ; 55 Akw, tfms `oo... Bccpmal ma omac wmtf w mtf .. g`ay pckpoc .. uadcr hkggka o`w .. yku accd tk f`vc ` vmhtmg jkr ` hrmgc, nut tfca wc s`md ttf`t f`t cqumty ms ` fmlfcr jkrg kj o`w, sk tfc Hkggka O`w .. sungcrlcd ny tfc fmlfcr jkrg schurmty. .H\ 55 ^mlft.

 

  .; 55

.. kb; Xk dkcs tf`t gc`a gc`a tf`t mssucs mssucs tf`t eury dk akt `ppoy;

H\ 55 Mj tfcy'rc kpcr`tmal uadcr truc cqumty, cqu mty, tfca yku'oo lct cqumty rcsuots. Ktfcrwmsc yku'oo lct .. st`tutkry rcdcjmamtmka kj cqumty, wfmhf ms aktfmal gkrc tf`t t f`t st`tutcs `ad hkdcs. ; 55 Nut wf`t `nkut tfc eury; H\ 55 X`gc tfmal. .. tfcy gust ruoc ka. ; 55 \f`t M'g `sbmal ms mj yku lk tk cqumty, dk wc stmoo f`vc ttfc fc rmlft tk trm`o ny eury; Dk wc accd tfc rmlft tk trm`o t rm`o ny eury; H\ 55 \coo, M tfmab uadcr cqumty yku lct tk sct tfc o`w. ]ku `rc tfc o`w kj tfc h`sc. ??smocahc11 .; 55 Hfrmstm`a; .H\ 55 @aykac lkt ` hkggcat kr...; .1 55 ]`f. .H\ 55 Lk `fc`d. .1 55 Sg, wf`t `nkut, ug, u g, wf`t mj yku sct up ` trust ncjkrc yku lkt stkppcd `ad yku f`d ykur a`gc ma ` tr`jjmh t r`jjmh trust `ad tfca yku smlacd .. ‟Ny Lr`atkr‗ `ad fc w`s Lr`atkr kj tfc trust .. kj tfc tr`jjmh trust .. f`d ykur a`gc. .H\ 55 ]c`f, ykur a`gc ms `orc`dy ma trust .. .1 55 .. yku hkgc hk gc up .. wmtf `aktfcr a`gc jkr `aktfcr `akt fcr trust jkr ` purpksc, jkr `a matcat ‘  ykur  ykur matcat .. purpksc kj k j ncmal stkppcd yku f`d ` scp`r`tc trust t rust tf`t w`s ma ykur a`gc tf`t w`s sct up eust jkr tr`jjmh stkps. H\ 55 ]c`f... .1 55 .. M gc`a `s wf`tcvcr yku w`at tk nc .. tk sct up .. rchkrds jkr .. rchkrds .. smla .. a`gc .. stkp. .H\ 55 Kb, nut tfca oct's prkhccd ` omttoc j`rtfcr. \f`t `rc yku lkaa` dk wmtf mt, tfca; .1 55 \coo... .H\ 55 ]ku'rc lkaa` g`bc ` dmjjcrcahc .. ma s`y, tfc hkurt `ppc`r`ahc .. tfc eudlc `sbcd yku jkr tfc jccs nch`usc kj k j tfc `ssugcd trust .. tfc usc, jccs `ad tfc rcats jkr mt;

 

.1 55 \coo, mj mt w`s `orc`dy ` trust tfca. .. ykur smla`turc ka tfc tmhbct .. `orc`dy p`md jkr. ??l`rnocd11 Y 55 \fca dmd yku lmvc mt tk tfc Trustcc; 1 55 Sg, tfc Trustcc, yku'd f`vc tk g`bc tfc eudlc tfc Trustcc. @ad sk... Y 55 Tfc eudlc .. 1 55 Tfc eudlc .. Y 55 ]ku h`a't g`bc ` trust ma tfc juturc. Tfcrc's aktfmal ombc tf`t. X 55 Kr g`ync yku hkuod hk uod .. \f`t M wkuod dk ms g`bc Dcp`rtgcat kj Gktkr Zcfmhocs .. kj Xchrct`ry kj Xt`tc .. tfc t fc Xcrmjj's dcp`rtgcat .. Oct tfcg nc tfc trustccs `ad hk-trustccs2 put tfca ka aktmhcs. Y 55 .. yku f`vc .. 1 55 ]ku, yku, yku f`vc g`ay trusts. Y 55 Oct's hkahcatr`tc ka kac. 1 55 Yctc, Yctc. Mt's ombc Lkd .. fc f`s ` scp`r`tc a`gc .. Y 55 Mt's akt ombc Lkd `t `oo. 1 55 Xurc mt ms. Y 55 .. ka ` t`alcats. t `alcats. Oct's eust .. ho`mgmal tfc trust, nut yku h`a't sct up ` trust ma tfc juturc. Mt's tf`t smgpoc. Mj yku'rc ho`mgmal ` trust tf`t yku bakw bak w yku f`vc `ad yku h`a prkvc tfcatrust ykuprkpcrty h`a usc tf`t kac .... lcttmal matk tfctfc juturc, h`a't tfca nch`usc tfc ak Trustcc f`sa't lkt tfc yct `ad trust yku prkpcrty tfcrc's trust. 1 55 ^mlft, nut wf`t M'g s`ymal ms tf`t yku sct up ` Tr`jjmh Trust. Y 55 \coo, tf`t's j`mr cakulf, nut yku `orc`dy f`vc kac, ny w`y kj, ny w`y kj .. 1 55 Mj yku w`aa` prkstmtutc tf`t a`gc, yku f`vc kac. Y 55 Mj yku w`aa` wf`t; 1 55 a`gc Y 55 Yrkstmtutc tfc a`gc; 1 55 .. s`hrcd a`gc tf`t yku'rc lmvca .. jkr.

 

  .Y 55 \f`t; 1 55 M s`md mj yku dka't w`at tk prkstmtutc ` a`gc tf`t ms spchm`o, lmvca tk yku, tfcrc's ak rc`ska yku h`a't f`vc gkrc tf`a kac a`gc. Y 55 \coo M'g akt s`ymal tf`t yku h`a't .. trusts .. fkw dkcs tfms rco`tc tk .. wf`t wc'rc t`obmal `nkut; 1 55 Nch`usc yku'rc lkaa` f`vc tk lmvc ` smla`turc kr cosc fc's lkaa` puoo ` lua kut. # 55 .. tfc hkavcrs`tmka `ad M `lrccd wmtf yku, Yctc, nch`usc wc lktt` bccp jkhus .. Xkrry tk matcrrupt .. `ad Hfrmstm`a, yku'rc dkmal skgc lrc`t wkrb tkamlft .. Tf`ab yku .. H`a wc jkhus tkamlft ka tfms; H\ 55 ]c`f, M, M tcad tk `lrcc, yc`f, yc`f. # 55 Tf`abs. .Y 55 .. Hfrmstm`a, nut E`hkn, yku accd tk .. a`gc .. study gkrc kj Hfrmstm`a's rchkrdmals `ad rc`d up ka k a stujj. M dk w`aa` `ssmst. .1 55 .. uadcrst`ad wfy M h`a't f`vc ` scp`r`tc trust jkr tr`jjmh. Y 55 \f`tcvcr yku h`a ho`mg tfca ho`mg h o`mg mt, nut yku h`a't put k kac ac matk tfc juturc. Cad kj stkry. ; 55 .. juturc. Y 55 \coo, oct's, oct Hfrmstm`a lct ka wmtf wf`t fc's t`obmal t` obmal `nkut nch`usc .. yku f`vca't lkt ` v`omd pkmat ; 55 Kb, M `lrcc. .. ` pkssmnmomty. pkssmnmomty. H\ 55 ]c`f, M wkuod `lrcc wmtf w mtf tfc pkssmnmomty, pkssmnmomty, nut M dka't scc g`bmal `aktfcr trust .. kac tf`t yku yku hkuod wkrb wmtf wmtf `ad M dka't accd tk jkrg mt. .. wf`t yku'rc yku'rc s`ymal ms tf`t, mj M uadcrst`ad, tf`t yku w`at tk g`bc scp`r`tc trust wmtf ` scp`r`tc, dmjjcrcat a`gc...; ; 55 Sg. .H\ 55 ...akt ykurs; ; 55 \coo, ug. H\ 55 @ad tf`t's wf`t M tfmab yku'rc drmvmal dr mvmal `t. ; 55 .. nr`mastkrg .. usc ykur a`gc ` om omttoc ttoc nmt dmjjcrcat.. tfrcc a`gcs .. Mt w`s @, N, H. `ad tfca tfc trust jkr tr`jjmh w`s kaoy @ `ad H ..

 

  H\ 55 Oct's stmhb tk tfc pkmat tf`t gkst pckpoc `rc lkmal tk l lk k ny tfcmr `ssugcd a`gcs `ad tfcy'rc lkaa` .. uadcr dcntkr/hrcdmtkr `ad tfcy'rc lkmal tk p`y tfc dcnt uadcr tf`t `ssugcd a`gc. .. tf`t t f`t shca`rmk jmrst. ; 55 \coo, M `orc`dy dk tf`t. M `orc`dy f`vc ` tr`jjmh trust. @ad M acvcr smla gy a`gc. a` gc. M smla tfc a`gc .. M `orc`dy dk tf`t. M w`s eust wkadcrmal wf`t yku luys tfkulft `nkut tf`t. M gc`a M `orc`dy ` orc`dy kpcr`tc ombc tf`t. F`vc jkr skgc tmgc. M f`vc ` scp`r`tc a`gc jkr gy drmvcr's omhcasc. H\ 55 @ormlft, nut g`ay pckpoc dka't f`vc tf`t. ; 55 M bakw .. Xk, oct's stmhb tk tfc akrg`o, ny `oo gc`as. H\ 55 \coo, `ayw`y, tfc ‟ gcrlcr‗ dcjmamtmka, tfc ‟lmjtmal‗ dcjmamtmka, .. tf`t ‟gcrlcr‗ dcjmamtmka .. f`ppcamal ma tfc hkuaty `osk wmtf tfc w`rr`aty dccds. Sf, tf`t w`s `a cx`gpoc tf`t wc put ma `orc`dy put ma `orc`dy wfcrc ` jcoo` bmhbcd kjj tfc omca ma tfc hkuaty ny dkmal `, uf, o`ad p`tcat ‘   ‘  `ookmd`o tmtoc, nut M dka't tfmal fc rc`omzcd tf`t fc w`s `htu`ooy `ht u`ooy gcrlmal tmtocs wfca fc dmd tf`t, nut ny dcjmamtmka kj ‟gcrlcr‗, ma No`hb's O`w, tfms ms cx`htoy wf`t fc dmd, `ad tfc ttwk wk p`rtmcs f`vc g`dc ` smgpoc hkatr`ht jkr `ay purpksc purpk sc .. catcrcd matk tfc mdcatmh`o cal`lcgcat ny dccd `ad smgpoc hkatr`ht gcrlcd matk tfc, tfc dccd nut nchkgcs cxtmaht, `ad tfms cxtmahtmka w`s ocsscr, sk tfc, fmlfcr, tfc fmlfcr schurmty schur mty,, ombc tfc cxtmahtmka c xtmahtmka kj tfc ocsscr ma tfc lrc`tcr ma tfc o`ads ms h`oocd ` ‟gcrlcr‗. Xk M scc tf`t tf`t's cx`htoy wf`t f`d f`ppcacd ma tfc hkuaty. Hkggcats;

??jccdn`hb akmsc11 N 55 ]c`f, tfms tfms ms Nmoo `l`ma, Hfrmstm`a. Hfrmstm`a. Xk, uf, n`hb n`hb tk tfc Hkastmtutmka, Hkastmtutmka, ??jccdn`hb akmsc11 `oo tfc @gcadgcats .. trust. t rust. Ms tf`t wf`t ykur s`ymal; H\ 55 .. jccdn`hb akmsc fcrc .. Oct gc gutc kut. .. N 55 Kb. H\ 55 @ormlft, uf, prcss *:. \f`t w`s ykur qucstmka `l`ma; N 55 Gy qucstmka `l`ma w`s wmtf w mtf rcspcht tk .. kj tfc @gcadgcats .. hkrpkr`tc trust madcaturc .. Ms tf`t, ms tf`t fkw mt wkuod wk uod wkrb; H\ 55 ]c`f, M wkuod s`y tf`t's prkn`noy `, uf, .. ny dcjmamtmka kj ‟Hkastmtutkr‗.. No`hb's 6tf. Tf`t w`s .. jmad mt fcrc rc`o qumhb. ??sfkrt smocahc11 ‟Hkastmtutkr‗ ms

O`tma. Sf. @ pcrska, wfk ny `lrccgcat nchkgcs tfc .. kj `aktfcr pcrska's dcnts .. sk rc`ooy wc tfmab tf`t tfc Hkastmtutm Hk astmtutmka, ka, nut mt's rc`ooy akt kurs2 mts tfcmrs. tfcmrs. .. tk nc rcspkasmnoc tk p`y kur dcnts. @rc tfcy p`ymal kur dcnts; dcnts; M dka't tfmab sk. .. ` gmshkastrugcat, `s tfcy `ssugc tfcy'rc Ncacjmhm`rmcs .. `ad hkrrchtmal tfc gmshkastrugcat. Xk mj yku okkb `t tfc Hkastmtutm Hk astmtutmka ka `s ncmal ` trust, yc`f, M hkuod s`y tf`t mt accds tk nc .. rc-cxprcsscd `s ` gmshkastrugcat `ad accds tk nc

 

str`mlftcacd kut .. ombca mt tk tf`t punomh p unomh trust, `l`ma, wfmhf h`a `osk nc tfc st st`tutcs `tutcs `ad hkdcs. Ms, ms tf`t fkw yku scc mt; N 55 ]cs .. tfc Hkastmtutm Hk astmtutmka ka ncokals tk tfc t fc ^cpunomh. Ms tf`t prmv`tc; .. `ad wc f`vc tfc punomh `ad prmv`tc smdcs. \c f`vc tfc Samtcd Xt`tcs .. ms tf`t prmv`tc trust; H\ 55 Tfc Samtcd Xt`tcs, M tfmab, ms tfc punomh. pun omh. N 55 ]cs. H\ 55 Mt `oo f`s tk dk wmtf punomh trust .. ncacjmt kj \c Tfc Yckpoc str`wgca. N 55 Cx`htoy. H\ 55 ...ma tf`t rc`og .N 55 .. rc`og `rc rcspkasmnoc tk .. duty .. st`tutcs `ad hk hkdcs dcs dmd akt nrc`b .. n`d j`mtf .. kj tf`t punomh trust. N 55 Jkr tfc ncacjmt kj tfc Ncacjmhm`rmcs. .H\ 55 Tf`t's wfmhf ms \c Tfc Yckpoc Yck poc .. str`wg`a rc`og. Tfcy .. hkdcs .. j`mtf .. nrc`hf kj trust. N 55 \coo, wf`t `nkut tfc ^cpunomh smdc; H\ 55 Tfc ^cpunomh smdc; N 55 .. Hkastmtutmka ms ` trust `ad akw wc f`vc .. nch`usc wc f` f`vc vc ma`omca`noc rmlfts tf`t h`a't tr`asjcr, rmlft; Xk... H\ 55 Mt `oo lkcs n`hb tk tfc Dcho`r`tmka kj Madcpcadcahc jkr tf`t .. nch`usc wc lkt `oo tfc rmlfts .. nch`usc tfc Hkastmtutmka Hkast mtutmka ms akt gmac2 mt's tfcmrs tfcmrs.. N 55 ^mlft. Tfc rc`ska kj tfc Hkastmtutmka Hk astmtutmka w`s tk p`y kur dcnt. H\ 55 ]up. .. g`bc tfcg rcspkasmnoc jkr .. dcnt. N 55 Xk, tfcrcjkrc, wc w`aa` lk n`hb tk tfc Dcho`r`tmka kj Madcpcadcahc, nch`usc tf`t st`tcs kur rmlfts .. H\ 55 ^mlft. Sf`f. N 55 Xk tfca, tfc Hkastmtutm Hk astmtutmka ka kj tfc ^cpunomh ^cpu nomh ‘  ms  ms tf`t ` trust kr akt ` trust; H\ 55 \coo, M tfmab mt's ` trust  ‘  `  ` st`tutkry trust ka tfc, ka tfc punomh rc`og. N 55 Matcrcsmal. Kb. Nch`usc mt's ` hkggcrmh`o hk ggcrmh`o vcaturc, ms tf`t wfy;

 

H\ 55 ]c`f, M'd s`y hkggcrhm`o gkrc tf`a `aytfmal cosc .. hkggcrhc. N 55 .. Xk, tfca, tfca, tfca lkcs, uf, tfc @gcadgcats. Fkw dk tfcy po`y matk tf`t; Kr dk tfcy f`vc `ay v`ouc kr wkrtf mj mt's ` punomh typc trust; .H\ 55 Ak, M tfmab hkggcrhc ms lkvcracd ny SHH. Tf`t's wf`t's rc`ooy ruaamal tfc wfkoc tfmal, uaocss ktfcrwmsc ny `lrccgcat. Tfcrc's `ow`ys tf`t h`vc`t. h`vc`t . ]ku h`a `ow`ys lct skgcnkdy ma `lrccgcat `ad tf`t auoomjmcs SHH. .N 55 .. @gcadgcat. H\ 55 ]c`f, tf`t's, uf, pkssmnoc. Tf`t hkuod nc ` w`y tk lct tk tfc prmv`tc. .N 55 .. nch`usc yku f`vc f` vc tfc wfkoc .. @gcadgcats .. `sskhm`tc, prcss, kr wf`tcvcr cosc mt ms. .H\ 55 .. \fca yku bccp .. uadcr hkajmdcahc, yku bccp tfcg schrct .. ]ku bccp tfcg prmv`tc. Tf`t ms tfc trust. N 55 ^mlft. .H\ 55 M, M tfmab tf`t tfc `nmomty tk lct ma, matk tfc prmv`tc, ms rmlft ncjkrc us. Mt's `oo kvcr. Mt's cvcrywfcrc. .. M tfmab mt tmcs t mcs ma wmtf wmtf tfc hkajmdcahc. Tfc hkajmdcahc hk ajmdcahc ‘  tf`t  tf`t ms tfc, tfc tfmal tf`t wc gust bccp prmvc`tc, `ad ny bccpmal bccp mal mt prmv`tc .. ma hkajmdcahc, tfca yku'vc `hhcsscd tfc prmv`tc. N 55 @ad tf`t's wfy tfcy s`y yku dka't f`vc tk, yku dka't f`vc tk tcoo yku'rc jkrgmal tfc trust. .H\ 55 ^mlft, nch`usc mt's prmv`tc. N 55 \kw, okts tk tfmab `nkut. Tf`abs jkr `aswcrmal gy qucstmkas. H\ .. okkb up ‟hkajmdcahc‗, tf`t`o`st X`turd`y. Sf, tfksc55dcjmamtmkas, nut wfca yku‟hkajmdcatm`omty‗. prktcht skgctfmal\c nydmd lmvmal prktchtmvc krdcr, g`amjcst skgc w`y tk .. bccpmal bccp mal mt prmv`tc, yku'rc scttmal up ` hkajmdcahc tf`t gc`as yku lktt` bccp mt ma prmv`tc. Mj yku nrmal mt ma tfc punomh yku'vc nrc`hfcd gy trust. Akw M lct tk suc yku jkr nrc`hf kj trust.

N 55 Xk wkuod, wkuod tf`t nc ykur .. dc j`htk hkurt. .. M lmvc yku gy, ug, omncrty, ka tfc hkadmtmka tf`t, ma hkajmdcahc mj yku prkgmsc tk lmvc mt n`hb tk gc; Ms tf`t fkw mt wkrbs; .H\ 55 ]c`f, kb .. gy smla`turc ma hkajmdcahc, `ad M hkuod put mt jkr tfc purpksc tf`t M spchmjmcd `ad tf`t hkuod nc tk p`y tfc dcnt tf`t ykur `sbmal gc jkr. N 55 \f`t dk yku tfmab t fmab tfc hkurt wkuod dk ma tf`t h`sc ‘  tfc  tfc punomh hkurt .. st`tutkry hkurt;

 

H\ 55 Tfcy g`y dk wf`t wc `sbcd. Tfcy g`y akt, nut mj tfcy akt M'd f`vc tk nc  prcp`rcd tk cajkrhc tfc nrc`hf kj tfc trust `ad `ookw cqumty tk jkrhc tfc mssuc. ??smocahc11 ^cgcgncr, tfc, tfc kaus prkn`adm sfmjts jrkg tfc, uf, sfmjts jrkg tfc Ncacjmhm`ry tk tfc Trustcc. Tf`t cqumty ms lkaa` lk aa` `ssugc tf`t fc's lumoty kahc tfc Ncacjmhm`ry f`s g`dc ` prmg` j`hmc h`sc .. prkvmal ` trust. Akw .. ` prmg` j`hmc h`sc jkr ` ho`mg .. . Akw .. dmsnurscgcat `ad tfc hkurt kj cqumty ms .. tk p`y ..  nch`usc yku'rc lumoty. @ad tfc kaoy w`y tk prkvc tfms ms .. \fca `rc yku lkmal tk  p`y; N 55 ^mlft. H\ 55 Cqumty ms lkmal tk jkrhc fmg tk p`y, kr cosc fc'oo nc ma hkatcgpt `ad fc's lkaa` lk tk e`mo. N 55 .. H\ 55 .. M lmvc yku gy a`gc ma hkajmdcahc. .. usc tfc a`gc ms tfc Ncacjmhm`ry .. ms tfc kaoy kac wmtf tfc rmlft tk t`bc gy a`gc. N 55 ^mlft. H\ 55 Akw tfcy'rc `ssugmal M'g Trustrcc, nut tf`t's t f`t's ` gmshkastrugcat .. tfmal. Sf, tfc Trustcc tk uscs, Ncacjmhm`ry tk usc. u sc. Xk jrkg ocjt Trustcc tk tfc gmddoc, tk uscs, `ad jrkg tfc rmlft, Ncacjmhm`ry tk tfc, tk tfc t fc ocjt, tk usc. Ma tfc hcatcr ms tfc usc k kjj tfc rcs. N 55 ^mlft. H\ 55 @ad tfc kaoy kac wfk w fk lcts tfc, tfc usc, kr k r tfc rcats `ad tfc jccs ms tfc Ncacjmhm`ry, nch`usc tfc Trustcc f`s lkt pksscssmka pksscssmka kj k j tfc prkpcrty fcod ma trust jkr tfc Ncacjmhm`ry, nut tfcy'rc `ssugmal tfcy'rc Ncacjmhm`ry uadcr gmshkastrugcat. gmshkastrugcat. M h`a `ow`ys lk ma tfcrc `ad, `ad, uf, lct mt swmthfcd `rkuad. J 55 Sf, Hfrmstm`a; H\ 55 ]c`f, Jokyd. Lk `fc`d. Fkw'rc yku dkmal tkamlft; J 55 Eust jmac, tf`abs. Sf, M w`s t`obmal t` obmal wmtf wmtf .. tfc ktfcr d`y `ad fc nrkulft nrkul ft up ` lkkd pkmat .. `ad M l`vc fmg `a `aswcr ma rcl`rd tk wf`t wc'rc t`obmal `nkut fcrc,  nut, uf, wfcrc ka tfc jrkat kj tfc nmoo tf`t wc lct jrkg wfkcvcr wfkcvcr ms .. kr hrcdmt h`rd hkgp`ay, wfkcvcr mt g`y nc .. put prmv`tc aka-aclktm`noc spchm`o dcpksmt `ad put ka tfc n`hb ‟\mtfkut ^chkursc‗ p`md tk no`ab `s Lr`atkr kr  Trustcc  Trustcc smla ykur a`gc jkr str`wg`a, `ad tfca yku put ykur, uf, skhm`o schurmty augncr ma tfc prmv`tc, wmtfkut tfc, uf, no`abs, ug... Tf`t, tf`t, t f`t, tf`t's tk sfkw tf`t mt ms ` prmv`tc `ht `htmka, mka, msa't mt; H\ 55 ]c`f, nch`usc yku put ma tfcrc .. aka-aclktm`noc, wfmhf ms prmv`tc .. ny spchm`o dcpksmt .. Tf`t gc`as prmv`tc.

 

J 55 ^mlft, sk, sk, sk tfca t fca yku'rc puttmal ma ykur prmv`tc schurmty augncr kr tr`hbmal tr`hb mal augncr, fkwcvcr yku w`at tk usc mt `t tfms pkmat. H\ 55 ]c`f, nch`usc yku'rc tfc dcpksmtkr. J 55 ]c`f. ^mlft, kb. k b. Tf`t w`s, tf`t w`s tfc rc`ska, tf`t w`s tfc rc`ska M tfkulft wc dmd mt mt tf`t w`y .. `ad sk cvmdcatoy cvmdcatoy tf`t's truc. @okal tfksc omacs, omacs, `l`ma, ug, M, uf, M, wkuod, M f`vc twk qucstmkas. Kac ms ms,, uf, M wkuod nc puttmal, cf, ` octtcr kj matrmh`tc mastruhtmka wmtf gy sungmssmka sungmssmka kj tfc, uf, uf, mastrugcat, `ad, `ad, `ad M hkuod s`y ‟Fkod gy matcrcst tmoo jurtfcr aktmhc.‗ \kuod tf`t nc rmlft;   H\ 55 ]c`f, tf`t's tfc s`gc `s ‟jkr juturc rctura‗, yku bakw. bak w.  

J 55 ]c`f. ^mlft. Ma ktfcr wkrds .. nut M w`at tk t`bc, t `bc, nut M'g t`bmal pksscssmka kj tf`t uatmo jurtfcr aktmhc `ad tfca M'oo tcoo yku wf`t tk dk wmtf mt. H\ 55 Sf, yku gmlft w`at tk put ma tfcrc ‟jkr juturc rctura‗ tfkulf.   J 55 Kf, kb. ‟jkr juturc rctura‗, kb. @ad akw M w`s wkadcrmal mj, mj yku sfkuod...

H\ 55 .. wfk yku w`atcd mt rcturacd tk .. g`ync skgcnkdy cosc ncsmdcs gyscoj `ad tf`t skgckac cosc ms tfc Ncacjmhm`ry. J 55 Kb. H\ 55 M w`at mt n`hb. M w`at gy, gy smla`turc, gy a`gc, gy prkpcrty prk pcrty kj gy wf`tcvcr .. M w`at w`at mmt, t, M w`at w`at mt mt n`hb. Xk tf`t scts mt up `s ` dcpksmt. J 55 Kb. Xk tfca wfca yku, wfca yku scad tfcg tfc acxt, tfc acxt p`rt kj tfc mastruhtmka, tfca yku hkuod s`y .. ‟Ssc tfc dcpksmt‗, uf, oct's scc... ‟Ssc tfc dcpksmt‗, uf, uf, fkw hkuod wc s`y, ‟Ssc tk rctura tk, uf, tfc nmoo kr p`ygcat kr wf`tcvcr.‗ Fkw wkuod yku s`y tf`t; H\ 55 .. lcts ‟M w`at matcrcst‗ tf`t w`y M hkuod lct tfc prmahmp`o n`hb `ad kaoy tfc matcrcst `ppomcd tk tfc`ad dcnt.

J 55 Cvca tfkulf mt wkuod nc, cvca tfkulf mt dkcsa't g`ttcr mj yku'rc yku'rc dkmal tfms `s ` kac-tmgc, uf, tfmal jkr tfc acxt twk yc`rs; H\ 55 ??hkulf11 ]c`f, mt hkuod hk uod nch`usc wfca M s`y .. ssmla`turc mla`turc .. jkr juturc rctura wmtf gy matcrcst. Cvcrynkdy's `ssugmal tf`t matcrcst ms tfc prmahmp`o. Ak, mt hkuod hk uod nc tfc matcrcst w`s lcacr`tcd kjj tfc prmahmp`o .. wf`t mt w`s nch`usc M w`at tfc  prmahmp`o n`hb, `ad tfc prmahmp`o ncmal ‟Tf`t w`s gy smla`turc.‗.  J 55 Sf-f`f. H\ 55 Tf`t's eust `aktfcr w`y yku gmlft w`at tk dk mt. J 55 Kb.

 

  .H\ 55 Mj M g`dc gy p`ygcat wmtf w mtf .. tfca M'g akt lkaa` lct gy prm prmahmp`o ahmp`o n`hb,  nch`usc M'vc `orc`dy uscd mt up ka ` p`ygcat. J 55 ]c`f, rmlft. Kb. \coo, \coo, tf`t wkuod wku od lmvc yku ` omttoc occw`y. Sf, nch`usc ttf`t's, f`t's,  nch`usc `t tfc cad kj tfc, uf, twk yc`rs wfca yku st`rt g`bmal p`ygcats `l`ma, yku dka't f`vc tk g`bc `aktfcr trust, kr yku dka't f`vc tk `htmv`tc `aktfcr trust, fkwcvcr yku'rc okkbmal `t mt. H\ 55 ]c`f, yku hkuod `osk put ma tfcrc tf`t tfms ms ` scoj-rcacwmal hk hkatr`ht, atr`ht, kr ` scoj-rcacwmal `hhkuat. J 55 Kb, kb. @ormlft. @ormlft, tf`t, tf`t's ` lkkd mdc`. .; 55 .. ; H\ 55 ]c`f. .; 55 Kac kj tfc luys lu ys wc'rc wkrbmal wmtf, wc f`d kac kj k j tfc jmrst h`scs .. usmal spchm`o dcpksmt `orc`dy `ad, `ad wf`t tfc luy dmd ms fc uscd ` spchm`o dcpksmt tk  p`y twk hrcdmt h`rds hkgp`amcs `ad fc kpcacd up ` h`sc .. nktf hrcdmt h`rd hkgcs .. madcpcadcatoy `t fmg. .. `ad tfca fc uscd tfc trust rcs .. fc `ppkmatcd tfc eudlc `s Trustcc `ad acmtfcr kac kj tfc `ttkracys sfkwcd up ma hkurt `ad ttfc fc eudlc `htu`ooy hokscd tfc h`sc ‘  dmda't  dmda't cvca dmsgmss d msgmss mt. mt. H\ 55 Kf, wcoo, tf`t's matcrcstmal, nch`usc, uf... J 55 .. w`y nch`usc tfcrc's skgc prkkj `orc`dy, yku bakw. Tf`t mt sccgcd tk wkrb. ; 55 Xk, sk wf`t, wf`t cx`htoy dmd fc put ma `s, uf, dmd fc put ma, `, `a mastruhtmka tk tfc, tk tfc hkgp`ay, kr...; J 55 Tk nc fkacst, fk acst, fc dmd mt ma ` st`tutkry st`t utkry w`y `ad mt, `ad mt wkrbcd pcrjcht, dmd mt tf`t w`y. ; 55 \coo, mj tfc `ttkracys wkuod f`vc sfkwa, wkuod wk uod mt f`vc wkrbcd, wkrbcd `s trust; J 55 ]c`f. Fc, fc uscd ` spchm`o dcpksmt. .; 55 Kb. J 55 Fc krdcrcd tfc t fc hkuaty tk .. Mt .. `ad mt wcat cx`htoy ombc wf`t Hfrmstm`a s`md. .. yku bakw, mt tkkb fmg ` okal tmgc tfkulf2 mt tkkb tfrcc yc`rs. ; 55 \coo, M dka't tfmab wc f`vc tk t k t`bc tfrcc yc`rs mj wc dk mt tfc w`y Hfrmstm`a .. H 55 .. `orc`dy ncca dkac ..

 

H 55 M dmd kac ka gy fkusc `ad mt, mt stkppcd tfcg hkod. @nskoutcoy hkod. Tfcy wcrc lkaa`, tfcy wcrc lkaa` put mt up jkr s`oc `ad .. ma tfc wccb ncjkrc tfcy pkstpkacd mt madcjmamtcoy. ; 55 \coo, wf`t dmd yku scad ma, Hfrms; ; 55 Sf, tf`t's p`rt kj tfc @gn`ss`dkr's majkrg`tmka. majkrg`tmka. M h`a't dmvuolc tf`t, uaocss, uf, Hfrmstm`a w`ats tk sf`rc tf`t majkrg`tmka .. Hfrmstm`a; .H\ 55 \fy dka't wc eust t`ob t`ob `nkut mt, yku bakw, Jokyd, .. lct ` fkod kj gc ka Xbypc kr skgctfmal. .H\ 55 .. prmv`tcoy, gkrc prmv`tcoy. .J 55 .. yku lmvc tfc kb `ad M'oo fcop fmg. ; 55 Kb. Tf`t wkuod nc lkkd nch`usc, uf, gy, uf, M f`vc, M f`vc ` d`ulftcr tf`t accds tk f`vc fcop wmtf, w mtf, wmtf fcr gkrtl`lc `ad M w`at tk fcop fcr. .H\ 55 \coo, wfy dka't wc rcvmcw wf`t's ncca dkac jmrst, uf... ; 55 Kb. ; 55 M dka't tfmab rc`ooy f`d ` hf`ahc tk t`ob `nkut mt .. H\ 55 ]cs, lk `fc`d. ; 55 H`a ` pcrska nc ho`ss `htmka sumt .. `ad ` trust; t rust; RI0

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H\ 55 ]c`f, M ncomcvc sk, nch`usc M w`s tfmabmal ncjkrc tf`t wc hkuod usc tfc, uf, uf, wf`t dk wc h`oo tf`t; @a @ttkracy Lcacr`o hkuod dk ` ho`ss `htmka sumt ka ` nrc`hf kj trust  ‘  ‘  tfc  tfc Yrmv`tc @ttkracy Lcacr`o.

; 55 Kb. \coo, wf`t `nkut, yku bakw .. put skgctfmal tklctfcr, sk skgcnkdy's ombc tfc Lr`atkr .. tfc Ncacjmhm`rmcs...; H\ 55 ]c`f, mt's pkssmnoc tk dk ` ho`ss `htmka sumt, nut mt gmlft nc ncttcr tk dk mj yku dmd mt tfrkulf ` Yrmv`tc @ttkracy Lcacr`o. Tf`t's wf`t M w`s tfmabmal. ; 55 Xk, uf, yku hkuod dk `  ekmadcr. Sf, wfca yku dk `  ekmadcr .. `s kppkscd `s tk `s `a madmvmdu`o .. `s kppkscd k ppkscd tk `htmka, ho`ss `htmka cqumty lcts dmvmdcd pcr pcrska pcrsk a jkr wf`t tfc scttocgcat ms. \mtf ` ekmadcr .. c`hf kac k ac kj tfc madmvmdu`os lcts lr`atcd .. tf`t hkuod v`ry jrkg kac tk tfc ktfcr. .H\ 55 @ad `htu`ooy tfc rc`o @ttkracy Lcacr`o, kr akt tfc @ttk @ttkracy racy Lcacr`o. Tfc Hkokr`noc @ttkracy ‘ fc's fc's tfc kac tf`t prkschutcs, rmlft; rmlft;

 

; 55 Ms tfms majkrg`tmka ma Lmoncrt's; H\ 55 Sf, ak, tfms w`s, uf. ]ku ]k u bakw, tfcrc ms suhf ` tfmal `s ` Yr Yrmv`tc mv`tc @ttkracy Lcacr`o `ad, uf, mj tfc pcrska hkgcs... \coo, Hfrms, h`a yku cxpo`ma tf`t ` omttoc  ncttcr tk fmg; H 55 ]c`f, uf, Yrmv`tc @ttkracy Lcacr`o. Mt's Mt 's 4> `t 0=68 tk 0=66 .. ms tf`t yku .. mj yku hf`oocalc .. tfc st`tc, yku f`vc f`vc tk lmvc lmvc tfcg `a kppkrtuamty kppkrtuamty wfcrc yku yku dk `... .; 55 wfcrc .. . .. .H 55 tf`t tfcy'rc akt `htmal ka ykur ncf`oj. Tfcrcjkrc mt `htmv`tcs, uf, Yrmv`tc @ttkracy Lcacr`o st`tus. ]ku h`a hkgc ma wmtfkut gcatmkamal p`pcrs. Mt's jmac `ad d`ady. ]ku h`a `osk hkgc uadcr 4> `t 0=68 tmoo 0=66 `s ` wfmstoc nokwcr, uf, wfmhf ms mdcatmh`o tk st`tutcs, nut akt ho`mgmal ykurscoj `s ` pcrg`acat Yrmv`tc t `bc h`scs rmlft @ttkracy Lcacr`o. Yrmv`tc @ttkracy Lcacr`os f`vc tfc `nmomty tk t`bc tk tfc lr`ad eury `ad `htu`ooy `ht ma h`p`hmty kj prkschutkr `ad `osk nc `noc tk tcstmjy `ad wkrb ka tfc mavcstml`tmka jkr tfc t fc hkahousmkas jrkg ` lr`ad eury. Tfcy'rc tfc kaoy pcrska, uf, `ad M'g M 'g t`obmal `nkut st`tutkry pcrska tf`t f`s tfc `nmomty tk dk tf`t. @ prkschutkr, ` D@ `ad ` @ttkracy Lcacr`os h`aakt dk tf`t. ; 55 @ormlft, M'g lkaa` Xbypc yku, Hfrms. Tf`ab yku. H\ 55 ]c`f. ??smocahc11 Kb. @aynkdy cosc; Sf, qucstmka, hkggcat; ; 55 Sg, yc`f, M, M f`d, M f`d `aktfcr qucstmka `ad M jkrlkt wf`t mt w`s. M w`s lkaa` `sb yku. Tfca M lkt smdctr`hbcd, uf, `jtcr M t`obcd tk, `jtcr M t`obcd tk Hfrms mt wcat kut kj gy fc`d .. t fmab `nkut mt `l`ma. Mt f`d tk dk wmtf, uf, wmtf, kf, ycs. \f`t mt ms ms tfms. Sg, ma tfc, ma tfc majkrg`tmka M put ka k a tfc n`hb kj tfc, uf, kj tfc nmoo, uf, wfca M, wfca M put ‟p`y tk‗, mj M bakw wfk tk p`y p` y tk, M h`a eust put tfcmr a`gc ma tfcrc, h`a't M; H\ 55 ]c`f, yku h`a, nut mj yku oc`vc mt no`ab mt oc`vcs mt ` n`rc mastrugcat .. g`bcs mt ` n`rc mastrugcat `ad tfcy h`a p`ss mt ka .. ; 55 Sf, kb. H\ 55 .. ; 55 Nch`usc M jkuad kut k ut wfk tfc Hf`mrg`a, HCK `ad ttfc fc HJK `rc, tfc Yrcsmdcat .. `rc .. `rc `oo tklctfcr ma tfms kac g`a, uadcr tfms kac g`a. H\ 55 .. `ad tfcy'rc tcgptcd tk t`bc `ad usc mt `ad g`bc mt sk tf`t tfcy dka't f`vc mt `ay okalcr .. wfca M `sbcd jkr mt n`hb, mj tfcy dka't f`vc mt, tfcy'd nc ma nrc`hf kj trust. ; 55 Kb, nut ma gy h`sc M, uf, M w`at tfc, M w`at tfc, ug tfc, M w`at tfc rcs `ppoy tk  p`ygcat kj tfc, .. p`ygcat .. gy a`gc ..

 

H\ 55 .. mastruhtmkas .. mastrugcat `ad usc jkr, hkavcrt mt `ad p`y p` y tfc dcnt. H\ 55 Kb, .. Akw mj tfcy'rc ma nrc`hf g`ync nch`usc tfcy'vc skod mt, yku bakw, sk tfcy'rc lkaa` f`vc f`vc tk .. Mj akt, tfcy'rc stmoo ma nrc`hf. ; 55 .. \coo, M w`sa't lkaa` w`mt .. M w`s lkaa` dk mt wmtfma twk d`ys, k krr skgctfmal ombc tf`t kj c`hf ktfcr. H\ 55 ]c`f, .. g`ync ny scp`r`tmka kj kac d`y. ; 55 ]c`f, uf, nch`usc tf`t tfcy'rc lkmal tk, tf`t ttfcy'rc fcy'rc lkmal tk .. tf`t bmad kj `htmka. Tfcy wkuod prkn`noy stmoo nc fkodmal fk odmal mt, sk ??l`rnocd11. H\ 55 Xk M hkuod cvca hut mt cvca jmacr .. tk tfc tmgmal, tk eust prkvc tf`t ny tmgc mt f`ppcacd `jtcr tfc jmrst kac. .. ` tmgc-st`gp .. `s okal `s mt w`s p`st .. ka tfc schkad kac. Mj M h`a dk tf`t t f`t wmtf ` tmgc st`gp .. dk mt wmtfma w mtfma gmautcs gmautcs kj c`hf ktfcr. kt fcr. .. Mj M hkuod prkvc tf`t .. Ktfcrwmsc Ktfcrwmsc tk po`y s`jc .. d`tmal .. twk dmjjcrcat d`tcs. ; 55 Kb. Mj M scat mt rclmstcrcd r clmstcrcd g`mo tf`t wkuod tmgc-st`gp mt. H\ 55 @rc tfksc tmgc st`gpcd kr akt; .. M bakw tfcy lk ny d`tcs. Dk tfcy `htu`ooy lk ny fkurs; ; 55 .. M dmd scad tfc rclmstcrcd g`mo kac d`y, uf .. M f`vc, M f`vc tfc ^@ augncr nut M dka't f`vc tfc, uf, M dka't f`vc tfc, uf, tmgc, kr `aytfmal ombc tf`t. H\ 55 @s okal `s M h`a g`bc mt .. scqucahc .. `ad kac h`gc `jtcr tfc ktfcr. ; 55 Kb. H\ 55 Tf`t's `nkut `s hoksc `s yku hkuod hut mt .. `ad g`bc surc tfcy f`vc ` dmjjcrcat d`tc. ; 55 ]c`f, M h`a `ow`ys dk kac-d`y scp`r`tmka .. ms duc G`y tfc >ad >ad,, sk M f`vc tfms wccb tk dk mt. H\ 55 .. wc'rc t`obmal `nkut ms gcrlc tfc tmtocs .. kac tfmal kvcr `aktfcr. ..`ad scp`r`tc mt ny gmautcs tfca M'g po`ymal mt s`jc .. tf`t hoksc, tfca M w`at tk dk mt eust  ny d`tc. Xcp`r`tc mt ny tfc d`tc. ; 55 Kb.]c`f. M'oo dk mt .. Tf`t sfkuod wkrb. ; 55 Dcomvcry Hkajmrg`tmka f`s ` tmgc ka mt. ; 55 Sg, 1 55 Tfc Dcomvcry hkajmrg`tmka f`s tf`t .. 005>4 dcomvcrcd.

 

H\ 55 ]c`f, nut mj M w`s lkmal lk mal ny tf`t, ny tfc tmgc tfcy jkuad k kut ut tfcy lkt mt mt gmlft nc tfrcc d`ys o`tcr. 1 55 ]c`f, tf`t's truc, yc`f. ; 55 M'g eust, M'g eust lkaa` rclmstcr `ad tfca t fca M'oo rclmstcr tfc schkad kac, `ad tfca M'oo rclmstcr tfc schkad kac. @ad tfca t fca M'oo bakw .. Mt'oo hkst cxtr` tf`t w`y, nut `t oc`st M'oo  nc ma hkatrko kj mt. H\ 55 Kb, `aktfcr kac; Lkt `aktfcr kac Jokyd; J 55 @f, ak, uf, ak. M'g dkac, tf`abs. ^mlft akw M dka't f`vc `ay qucstmkas. .HX 55 Kb. .J 55 .. M'oo oct yku bakw fkw mt wkrbs kut. H\ 55 \coo, `aynkdy cosc; Y 55 ]c`f, Hfrmstm`a. M lkt kac jkr y`. .H\ 55 Yctc, lk `fc`d. .Y 55 .. yku lmvc mt ` Tmtoc augncr `ad cvcrytfmal. c vcrytfmal. Tfca, `s tfc trust ms lkmal `okal, yku bakw, tfmals `rc f`ppcamal wmtfma w mtfma tfc rco`tmkasfmp, sk yku dkhugcat cvcrytfmal .. p`pcrwkrb yku w`at tk nrmal tk tfc eudlc .. jkr `ay kac kj tfcsc tk tfc  eudlc. Xk, `s j`r `s M'g `w`rc `ad M wkuod ombc tk tfmab tf`t, tf`t mt ms ombc tfms ms tf`t,  nch`usc tfc ho`mg`at .. punomh .. ykur cvmdcatm`ry dkhugcat`tmka, sk M skrt` bccpma' ` dm`ry kj wf`t's f`ppcamal ma tfc trust t rust rco`tmkasfmp .. Ms tf`t dkhugcat`tmka, tfca, skrt` nyp`ss tfc fc`rs`y ruoc nch`usc .. yku bakw, .. tfc LX@ ruoc, nch`usc .. H\ 55 .. Akt`ry bccps ` .. tf`t rclmstry ms rc`ooy tfc rchkrd. @ad, skgc st`tcs dka't rcqumrc tf`t, nut ktfcr st`tcs dk, sk tf`t madcpcadcat rchkrd-bccpmal, tf`t rchkrd ‘   yc`f, tf`t's tfc `htu`o rchkrd  ‘  tf`t's  tf`t's ` dm`ry tf`t's bcpt ny ` tfmrd p`rty tf`t's madcpcadcat, lkt hoc`a f`ads `ad ms ma `rg's ocaltf .. f`vc ` Akt`ry tf`t h`a dk tf`t .. `rg's ocaltf .. tfcy t fcy h`a bccp ` rchkrd, tf`t dm`ry ‘  tf`t  tf`t rchkrd ‘  wkuod  wkuod nc, yku bakw, ` tfmrd wmtacss. Y 55 .. `a .. `ad tfmals ombc tf`t; H\ 55 ]c`f, yc`f. G`ync yku hkuod t`bc mt tk kac k ac kj tfc o`wycr akt`rmcs kvcr tfcrc .. tfcy akt`rmzc .. g`bc mt ` punomh dkhugcat, tfca; Y 55 ]`f. .J 55 Hfrmstm`a .. dkmal; .H\ 55 ]c`f, lk `fc`d.

 

; 55 .. wc jkuad kut k ut tf`t akt`rmcs wcrc lcttmal matk trkunoc jkr dk dkmal mal tfms p`pcrwkrb jkr us .. wc put .. tklctfcr tk lctfcr .. ms tk f`vc ` tfmrd p`rty .. f`vc ` eur`t tf`t tf`t pcrska ms  puttmal ma .. uadcr akt`ry sc`o `ad akt .. tfc akt`ry om`noc jkr mt. Mt's eust eust cjjchtmvc `ad mt .. tfc akt`rmcs .. om`noc p`rty. Dk yku uadcrst`ad wf`t M'g s`ymal; .H\ 55 .. p`rtmhuo`r prknocg tfcrc .. Kvcr tfcrc t fcrc tfc akt`rmcs `rc `htu`ooy o`wycrs. ; 55 Kf, rc`ooy; H\ 55 Sf-f`f. @ad tfcy hf`rlc `ad `rg `ad ` ocl jkr akt`rmz`tmkas. ; 55 .. w`atcd tk put tf`t ma tfcrc .. wc'rc f`vmal kur akt`ry .. ny tfc st`tc  ‘  tfc  tfc Xchrct`ry kj Xt`tc .. jkr prcscatgcat, sk wc lct .. scrvc tfc dkhugcats `ad f`vc tf`t  eur`t .. ` akt`ry .. rmlft tfcrc ka tfc spkt .. om`nmomty om`nmomty kj k j tfc akt`ry. akt`ry. H\ 55 Kb. Kb, uf, Yctc; ; 55 .. `ayw`y. ; 55 .. yku f`vc tfc Hfurhf kj Calo`ad, rmlft; .Y 55 ]c`f. ; 55 \f`t `nkut `a chhocsm`stmh, uf, pcrska, nch`usc tfcy'rc hkasmdcrcd tk nc .. .Y 55 .. ma lkkd j`mtf. ; 55 G`ync, nch`usc wfca yku fmstkrmh`ooy .. chhocsm`stmh`ooy .. Y 55 ]c`f, surc, ycs. Cf C f .. \f`t M w`sa't surc kj w`s, mj M'g lka lkaa` a` lk tk tfc hk hkurts urts wmtf dkhugcat`tmka, yku bakw, wfctfcr mt nc .. tk wfca M'vc ho`mgcd tfc ttrust rust `ad tf`t's wfca M lmvc tfcg punomh aktmhc, akt mhc, kr h`a M hkatmauc tf`t dkhugcat`tmka ka `s wf`t's f`ppcamal wmtfma tfc trust, sk bakwmal .. mj ` tfmrd p`rty, cf, yku bakw, bccps tf`t dkhugcat`tmka, tfca tf`t's ` lrc`t fcop. J 55 .. Tf`t gmlft nc ` skurhc tk okkb `t .. nch`usc tfcy'rc suppkscdoy .. j`mtf, kr .. Y 55 ]c`f, yc`f, dcjmam dc jmamtcoy tcoy M wmoo w moo.. M wmoo w moo okkb okkb `t tf`t `spcht. M bakw tfc @rhfnmsfkp kj H`atcnury, fc ms tfc fc`d akt`ry ma Calo`ad. Y 55 ]c`f, fc's tfc fc`d kj tfc Akt`rm`o Xkhmcty. ; 55 Kf, hkko. H\ 55 .. @rc tfcrc cxhcptmkas tk tfc fc`rs`y ruocs; ; 55 H\ 55 .. sc`o .. Tf`t's tfc cxhcptmka cxhcpt mka tk tfc fc`rs`y ruoc .. punomh dkhugcat tf`t's

 

kutsmdc tfc fc`rs`y ruocs. Y 55 Tf`t's matcrcstmal tkk. H\ 55 .. cxhcptmkas tk tfc t fc fc`rs`y ruocs. Y 55 M wmoo. ]ku bakw M jkuad ` dkhugcat tkd`y .. wf`t dkhugcat M jkuad tkd`y .. sunpkca` ..Kn`g` .. `ad fc put ma skgc cvmdcahc .. ` wmtacss uadcr prktchtmvc krdcr `ad tfca tfc eudlc .. Mt w`sa't sujjmhmcat hrmtcrm` tk hkgc uadcr prktchtmvc krdcr .. rcgkvc tfc prktchtmvc krdcr .. majkrg`tmka majkrg`tmka kvcr tk yku .. Tf`t w`s ma Hfmh`lk, ma Moomakms .H\ 55 M wkadcr mj mt f`d tfc, tfc cocgcat achcss`ry jkr tfc prktchtmvc krdcr. Y 55 Mt dmda't. Mt s`ys tf`t ma tfc jkktaktc. H\ 55 ]c`f, yc`f. ??smocahc11 .. hkajkrg tk wf`t .. prktchtmvc krdcr wmtf tfc augncr kj cocgcats achcss`ry tf`t jmts tf`t eurmsdmhtmka. Y 55 ]`f. ; 55 ]c`f, M `htu`ooy `htu `ooy dmd tfc s`gc tfmal, Yctc, ma kac kj gy g`ttcrs `ad yku h`a .... Mt's  purcoy dmshrctmka`ry .. ombc wc f`vc ` nmt kj ` tcgpo`tc fcrc tf`t yku h`a usc .. @ad tfcy omst `oo tfc cocgcats tf`t yku sfkuod sfku od ho`mg ma ` prktchtmvc krdcr. Nut mt's stmoo up tk tfc eudlc tk dctcrgmac mj fc tfmabs mt's rcocv`at `ad wkrtfy ncmal prktchtcd. T Tf`t's f`t's wfy .. g`bcs gc rc`ooy fcsmt`at tk put tf`t matk punomh nch`usc fc h`a `ut `utkg`tmh`ooy kg`tmh`ooy w`mvc tf`t jkr yku. Xk, tfc t fc mdc` kj tfc aktmhc, .. aktmhc .. `ad tfca wmtffkodmal cvcrytfmal cosc. M tfmab mt's eust .. nugp up `l`mast `l` mast mt, cvmdcatm`ry ruocs, uf, wfctfcr kr akt . .. aktmhc aktmhc .. nut nut `htu`o cvmdcahc . Xk, mt's... mt's... ]ku'rc po`ymal po`ymal wmtf rcoc`smal rcoc`smal mt matk tfc punomh .. rcoc`sc rc oc`sc mt nch`usc fc dkcsa't dccg mt HHM .. mt nch`usc mt's akt, uf, catcrcd matk cvmdcahc. .H\ 55 Kb. Fcrc's wf`t M scc fcrc rmlft akw. ak w. M tfmab tfcmr lkmal uadcr .. tfc Trustcc, `s pcr fms dmshrctmka h`a lk cmtfcr w`y. w` y. .Y 55 Kf... .H\ 55 Bakhb fmg kut kj tfc nkx `s ncmal Trustcc. .; 55 .. M gc`a hkuod hku od yku g`bc tf`t ny `jjmd`vmt kr hkurt poc`dmal .. st`tmal tf`t ma tfms hkurt .. trust ma tf`t madcaturc; .. poc`d tf`t; H\ 55 Fc dkcs akt f`vc dmshrctmka`ry pkwcrs! .H\ 55 Yut mt ma tfc madcaturc tf`t fc gust rchklamzc HHM majkrg`tmka, kr .. Trustcc .. tf`t w`y fc f`s ak dmshrctmka`ry pkwcrs `t `oo. .; 55 .. Ncacjmhm`ry.

 

.H\ 55 .. acutr`o p`rty .. h`a nc `a @lcat. .; 55 Kb, nch`usc yku'rc hkgmal ma `s Lr`atkr `ad mj yku'rc lkaa` g`bc ykurscoj Lr`atkr/Trustcc, tfca wka't yku...; .H\ 55 .. bccp fmg `s Trustcc .. tfca dka't fmg dmshrctmka`ry pkwcrs .. HHM majkrg`tmka `s schrct. .Y 55 .. fc's ` hk-trustcc .. ny w`y kj tfc madcaturc tf`t yku'vc lmvca fmg `ad .. R I 0 5 >= 5 00 W

H\ 55 \c `rc tfc Lr`atkrs. \c `rc tfc o`w kj tfc h`sc. Mj wc'rc akt lcttmal wf`t wc w`at, hf`alc tfc o`w! Y 55 ]c`f .. matcat. ; 55 .. `s Lr`atkr yku h`a nc Ncacjmhm`ry `ad `s Ncacjmhm`ry tc tcoo oo tfc Trustcc wf`t tk dk `ayw`y. .H\ 55 ^mlft. .. gmst`bc. Mj yku g`dc ` gmst`bc gmst`bc .. yku dmd mt wrkal .. lk n`hb `ad dk mt `l`ma. Tfms ms fkw wc str`mlftca tfmals kut. Tfms ms fkw .. ` gmshkastrugcat, skrry. ]ku dka't f`vc dmshrctmka`ry pkwcrs. Y 55 .. smtu`tmka mj yku hkgc ma wmtf ` .. tfc eudlc .. H\ 55 .. ms tk lct yku jkr nrc`hf kj trust ka tfc punomh trust. Y 55 Ma tfms punomh kjjmhc; H\ 55 ]cs. .Y 55 Xk wfcrc, fkw wkuod yku gkvc tf`t w`y; \kuod yku put ` hkgpo`mat .. hkurt `sskhm`tmka. H\ 55 Y 55 Xkrry, skgckac eust h`gc ma .. .; 55 .. hkgpo`mat matk tfc hkurts .. .H\ 55 H\ 55 .. cxprcss Y 55 .. H\ 55 .. ` hf`rlc .. n`d j`mtf ka tfc punomh trust, wfmhf wkuod nc tfc nrc`hf.

 

; 55 Ms tf`t lkmal tk nc ` nrc`hf kj fms k`tf tk tfc t fc punomh trust; H\ 55 ]`f, yup. .; 55 Mt's `osk .. k`tf tk suppkrt suppk rt tfc Hkastmtutmka. .H\ 55 Gg-fg.\coo tfc k`tf ms `a knoml`tmka tk akt nrc`hf `ay st`tutkry o`w, s`gc tfmal ‘  nrc`hf kj trust. Nrc`hf kj punomh trust. Y 55 Xk yku'rc `htmal ma ykur h`sc uadcr tfc 04 tf @gcadgcat `ad, `ad `s ` g`a. Fkw `rc yku hkgmal ma `s Lr`atkr; @rc yku hkgmal ma `s Lr`atkr kr `s tfc hmtmzca; H\ 55 .. ma tf`t rc`og `ayw`y .. yku'rc lkaa` f`vc tk hk hkgc gc ma `s ` ` jmhtmka Lr`atkr, kahc yku bccp mt prmv`tc. ; 55 Hfrmstm`a, yku nrmal up ` lrc`t .. tf`t wc wcrc t`obmal `nkut tkd`y .. yku .. tf`t wc wcrc t`obmal `nkut tkd`y. Xkgc Xk gc `sskhm`tcs `ad M wcrc t`obmal `nkut .. dcho`r`tkry eudlgcat maeuahtmvc rcomcj .. uadcr tfc kod k od dcntkr/hrcdmtkr .. ncjkrc tfc trust tchfakokly st`rtcd tk dcvcokpcd .. `ad yku'rc hkgmal ma punomh .. ykur `sbmal tfc hkurts tk dcho`rc tf`t yku `rc ` omvmal g`a. ]ku `rc akt ` lkvcragcat cgpokycc, `oo tfcsc ktfcr g`ttcrs... H\ 55 ]c`f, ka tfc @t O`w, wfmhf ms akt cqumty .. ; 55 .. Tfc prcsugptmka ms tf`t tf`t nch`usc mt's ` .. tf`t's aka-nmadmal ka tfc ktfcr hkurts .. tfc hkurts `rc lkmal tk ruoc ma ykur j`vkr nch`usc yku'rc lk lkmal mal tk put ma cakulf cvmdcahc matk tfc t fc hkurt tf`t d`y .. tf`t t f`t tfcy wmoo try tk rcjutc tf`t. .. ma tkd`y's hkurts, ug, .. sg`rtcr .. `ad tfc t fc p`trmkt gkvcgcat. M tfmab tf`t ttfcy'oo, fcy'oo, uf, dcstrky tfksc `rlugcats `ad .. Xk, gy, gy matcat ma wkrbmal wmtf tfcsc typcs kj dcho`r`tkry eudlgcats eudlgcats `ad maeuahtmka `htmkas `htmkas w`s tk try, try, tk try tk jmlurc kut fkw tk dk eust wf`t yku s`md .. Tfc pctmtmkacr .. kr g`bmal ` ho`mg, `ad sccbmal tfc hkurt tk ruoc ka hcrt`ma g`ttcrs, kaoy wmtf rcspcht tk, uf, ug, pctmtmkas tk tfc str`wg`a .. g`ttcrs .. ma rco`tmka tk hkrpkr`tc jmhtmkas. Nch`usc .. Xk, akw, ma tfc n`hblrkuad yku gmlft f`vc ` hkupoc .. wfcrc M accd tk rcjmac tfms, nut .. ]ku bakw, .. wfcrc yku `rc dcho`rmal tf`t, yku bakw, .. tf`t tfcrc's ` skgcfkw ` ttrust rust ma cxmstcahc `ad yku `rc `htmal `s tfc, uf, Ncacjmhm`ry/Lr`atkr .. jkr, yku bakw, jkr gkrc, `ad tf`t's lkaa` nc bcpt ma tfc prmv`tc .. wfk tfms p`rty ms. ]ku bakw, yku h`a't cvca f`vc tfrcc p`rtmcs ka tfc hkgpo`mats `aygkrc. ]ku h`a't f`vc tfms omvmal g`a .. Lr`atkr hkgmal ma tfcrc nch`usc tfcy t fcy wmoo eust rcgkvc tf`t h`ptmka sct .. `ad rcp rcpo`hc o`hc mt wmtf tfc str`w-p`rtmcs str`w-p`rtmcs  ‘   tfc tfc hkrpkr`tc jmhtmkas .. ` dcho`r`tkry `htmka, hkgmal ma hkokr`noy,  nut stmoo lcttmal tfc s`gc rcgcdy, rcgcdy, wfmhf .. dcho`rc tfc dmstmahtmka matk nctwcca tfc omvmal g`a `ad, uf, `ad, uf, d/h. H\ 55 8rd p`rty matcrvcacr; .; 55 .. H\ 55 Tf`t 8 rd p`rty ms ncmal jmhtmka`o `osk, tfkulf.

 

  ; 55 .. `htu`ooy .. ms tfcy omtcr`ooy omtcr`ooy strmbc tf`t 8 rd p`rty kut kj k j tfcrc, st`tmal tfcmr aka-cxmstcahc `ad tfca eust usc tfc str`w-p`rty str`w -p`rty .. .. vcrsus tfc .. `ad tf`t's fkw tfcy lct rmd kj mt, sk tfcy dka't cvca `hbakwocdlc mt. .. tfcy g`y hkasmdcr tf`t ` gmst`bc kj p`rtmcs. H\ 55 Dk M rc`ooy accd tk put `aytfmal prmv`tc ka tfcrc `ayw`y; ; 55 \coo, ak. Tf`t's, tf`t's gy ho`mg. .. punomh rchklamtmka kj hcrt`ma g`ttcrs, nut M, M wkuod `osk, `s okal `s wc'rc .. $839 tk rkhb matk hkurt `ad jmoc `a `htmka, wfy h`a't wc tfca jmoc, `s okal `s wc f`vc f` vc skgctfmal hkokr`noy ma tfc punomh .. scad tk tfc  prmv`tc smdc `oo kj tfc dkhugcats tf`t ho`mg `ad prkvc tfc trust `ad tf`t ms ms tf`t tfc trust cxmsts `ad tf`t tfc .. `ad tf`t t f`t omvmal g`a `rc twk dmjjcrcat p`rtmcs `ad lct skgc, lct skgc bmad kj rcomcj tf`t w`y. ; 55 .. ` punomh rchklamtmka kj tf`t .. punomh hkurt; H\ 55 Ak. Tk rchklamzc tfc rc`o g`a, yku gc`a; .; 55 .. ; 55 \coo, punomh rchklamtmka tf`t tfc str`w-p`rty str`w -p`rty po`matmjj po`matmjjss .. twk t wk dmjjcrcat catmtmcs. catmtmcs. H\ 55 M dka't tfmab wc g`bc `ay rcjcrcahc tk tfc rc`o g`a .. ombc mj yku yku dmd d md tf`t, yku'd nc nrc`hfmal ykur kwa trust. .Y 55 Hkuod yku a`gc, hkuod hk uod yku a`gc tfc a`gc .... eust bccp a`gmal mt `s tfc `hhkuat; .. tf`t's tchfamh`ooy wfcrc mt ms. .H\ 55 .. M gc`a, tf`t's t f`t's tf`t's tfc p`ss-tfrkulf. Tf`t's ombc .. M gc`a tf`t's wfcrc .. .; 55 .. w`y kj rcskovmal tf`t w`s hkgmal ma, ug, `ad ``ow`ys ow`ys t`obmal `nkut .. `ad wfcacvcr M t`obcd `nkut gc ‘  tfc   tfc omvmal g`a  ‘  M wkuod, M wkuod s`y ‟tfc uadcrsmlacd, coompsc, smla`turc, `ad sk .. . . `t oc`st tk tfc cxtcat tf`t .. `s omttoc `s hkokr`noy `s pkssmnoc, uf, `ad tk gc tf`t wkrbcd. .. tfc uadcrsmlacd .. M wkuod s`y ‟Tfc uadcrsmlacd `ppc`rmal jkr no`f, no`f, no`f, .. pctmtmkacr .. s`gc tfmal .. `ad  poc`dmal .. tfc uadcrsmlacd .. `ad tfc uadcrsmlacd ms qu`omjmcd ny tfc smla`turc. .H\ 55 Kb, y`f. Nut wfy, wfy dk wc f`vc tk bccp tfc dmstmahtmka, mj wc'rc eust lkmal tk g`bc mt `oo ` oo hkokr`noc; Ms tfcrc ` purpksc jkr scttmal .. tf`t p`pcrwkrb ktfcr tf`a... Nch`usc cvcrytfmal prmv`tc wkuod nc ma-hf`gncrs. .; 55 .. punomh hkurt poc`dmal tf`t yku'rc eust lkaa` smla .. uaqu`omjmcd smla`turc jkr tfc pctmtmkacr; H\ 55 ]c`f, mt wkuod nc qu`omjmcd qu` omjmcd wmtf tfc coompscs, yc`f. ; 55 Kb.

 

  .1 55 .. ma tfc nclmaamal kj tfc h`oo, `nkut qu`omjymal tfc smla`turc tk tfc hkurt. .H\ 55 ]`f. .1 55 Xk wf`t M tfmab .. s`y w`s .. prktcht gyscoj .. tk prktcht tfcgscovcs wmtf tfc .. ‟M lmvc yku gy a`gc kr k r gy smla`turc .. uadcr hcrt`ma hkadmtmkas tf`t tfc .. skgcw`y  ny .. tf`t smtu`tmka. H\ 55 \coo M hkuod put, yku bakw, ‟M lmvc yku gy smla`turc, k krr gy a`gc, ma hkajmdcahc, jkr juturc rctura, wmtf gy matcrcst.‗  

.1 55 .. `aktfcr .. tf`t t f`t wkuod madmh`tc tk tfc hkurt, tfc g`lmstr`tc, tf`t yku wcrc ho`mgmal trust. .H\ 55 ‟.. M lmvc yku gy a`gc, ma hkajmdcahc, jkr juturc rctura wmtf gy matcrcst.‗  

.1 55 Cxhusc gc; .H\ 55 ‟M lmvc  yku .. wmtf gy matcrcst.‗ 

.1 55 .H\ 55 .. Akw fc h`a hkastruc mt `ay w`y fc w`ats tk `ad tfc kaoy w`y fc's lkmal tk hkastruc mt hkokr`noy, wfmhf ms wf`t M w`at fmg tk dk. @ad tfca wfca mt hk hkgcs gcs tk smlamal .. `ad smla wmtf tfc compscs. .. aknkdy h`a hf`alc gy matcat ktfcr tf`a gyscoj. .. M matcad mt tk nc ` trust t rust `ad aknkdy hkuod s`y ktfcrwmsc, `s okal `s M'g `omvc. .; 55 .. .1 55 .. .1 55 .. dk tf`t. ]ku baw ..wc wkuod f`vc skgc occw`y. .H\ 55 .. nch`usc tf`t w`s madcaturc .. ‟M lmvc yku gy smla`turc, ma hkajmdcahc, jkr juturc rctura wmtf gy matcrcst.‗ `ad M smla mt.  

.1 55 .. wkuod nc cxprcssmal .. trust. .H\ 55 .. M h`a put tf`t t f`t rmlft ncjkrc gy smla`turc .. ‟\mtfkut rchkursc‗ .. ombc ` dmsho`mgcr ma tfcrc.

.1 55 .. `ad fc's gkdmjmcd st`tutkry trust .. H\ 55 Gg-fg, rmlft. .1 55 Xk, wkuod tf`t nc .. wf`t w`s mt, EH;

 

.EH 55 ]cs. .1 55 .. \`s tf`t wf`t yku wcrc trymal tk s`y; .EH 55 .. nch`usc HMD ms wc'rc hkgmal ma, .. wfca yku w` w`ob ob matk hkurt , prcscatmal ykur Nmrtf Hcrtmjmh`tc .. ]ku h`a `sb `ay qucstmkas yku w`at. Sg, mt's smgmo`r smgmo`r tk tf`t .. tfcsc poc`dmals .. ]ku'rc dkal tf`t ny .. tfc uadcrsmlacd .. compscs `ad ykur smla`turc qu`omjymal tf`t .. M ombc wf`t yku'rc s`ymal .. tf`t st`tcgcat .. jkr juturc rctura wmtf matcrcst .. tf`t g`ync pcrf`ps .. jkr ykur smla`turc ma hoksmal. \f`t M w`s drmvmal `t ma tfc dcho`r`tkry dch o`r`tkry `htmka, M'g, M'g eust smgpoy trymal tk rc-wrmtc tfc kod dcntkr/hrcdmtkr poc`dmals tf`t hkgc hoc`roy .. tfc punomh pu nomh trust .. ny cxho`mgmal tf`t tfcy'rc akt ` 04tf `gcadgcat hmtmzca `ad akt ` lkvcragcat cgpokycc .. `ad dk tf`t .. .H\ 55 .. ny dkmal dk mal `oo tf`t stujj. .1 55 .. tk g`bc mt sk tf`t wc lct ` dcho`r`tkry maeuahtmka `l`mast hcrt`ma tfmals .. `ad tfca wc h`a usc tfc s`gc `htmka .. ` vcauc tk lk tk tfc eudlc ma hf`gncrs `ad lct prmv`tc tfmals scttocd, sk tf`t kahc wc f`vc trust tfmals cst`nomsfcd wc hkgc ma `ad prkvc mt, uf, dcgkastr`tc mt tk fmg `ad f`vc fmg dcho`rc tf`t, yku bakw, yku'rc rmlft .. M dka't scc fkw p`pcrwkrb kr dcgkastr`tcs tk gc gc `aytfmal ktfcr tf`a tf`t tfms trust cxmst .. tf`t yku'rc tfc Ncacjmhm`ry .. tf`t yku'rc akt tfc Trustcc `ad tfcsc ktfcr `htmkas sk tfcrcjkrc .. fkw tk jmlurc jmlurc kut fkw tk hkgc matk tfc punomh .. put tf`t ma fms krdcrs kr jkr fms jma`o eudlgcat. @ad, `ad fc g`y akt f`vc tk nc .. tk g`bc tf`t tr`asmtmka .. wc'rc hkvcrmal skgc acw lrkuads lrk uads trymal tk lct tfc hkurts tk g`acuvcr ma kur j`vkr. H\ 55 ^mlft, rmlft. Sg, yc`f, tf`t w`y tfcrc ms aktfmal prmv`tc ka mt. C Cvcrytfm vcrytfmal al ms `oo hkokr`noc `ad h`a nc hkastrucd `s hkokr`noc. .1 55 Ombc jkr cx`gpoc .. jkrlmvc gc jkr nkthfmal tfms up ` omttoc nmt .. ]ku h`a hkgc ma `ad yku h`a g`bc ` st`tcgcat ombc ‟Yctmtmkacr ms, pctmtmkacr ms ` rcsmdcat kj .. vcauc .. no`f, no`f, no`f. Tfc uadcrsmlacd fcrcma `jtcr bakwa `s, kr tfc uadcrsmlacd gkrc, gkrc hoc`roy mdcatmjmcd vm` cxfmnmt @, fcod ma, uf, prmv`tc .. hkajmdcatm`o majkrg`tmka .. ka `ad ka `ad ka .. mahoudmal cxfmnmt @, wfmhf ms `oo tfc HHM `nkut wfk tfc omvmal g`a ms ma rco`tmka tk tfc 04tf @gcadgcat .. ` smaloc st`tcgcat tf`t .. `tt`hf mt kr mahoudc mt kr mj yku dk .. ny aktmhc `ad tfca yku scad mt .. eudlc ma hf`gncrs, ma prmv`tc, .. ` prktchtmvc krdcr jkr tf`t g`ttcr `ad tfcrc's ` hkup hkupoc oc kj w`ys tk lk `nkut dkmal tf`t .. Tf`t's `aktfcr w`y tk hkasmdcr tf`t, sk tfc uadcrsmlacd jurtfcr .. rchklamzcd .. cxfmnmt cxfmnmt @ .. . . `tt`hfcd tk. \f`t dk yku tfmab `nkut tf`t; .H\ 55 ]ku rcvmcw tf`t `l`ma... `l` ma... tf`t o`st p`r`lr`pf; .1 55 Xk yku'rc, yku'rc hkgmal ma `ad .. st`tmal .. `s ` pctmtmkacr hkokr`noy `ad `s, `s  put jkrtf ny tfc uadcrsmlacd, ug, gkrc hoc`roy dcshrmncd ny `ad tfrkulf cxfmnmt @, st`tus kj st`admal dkhugcats kj uadcrsmlacd, `tt`hfcd fcrctk `ad mahkrpkr`tcd fcrcma ny rcjcrcahc. @ad tfca tf`t cxfmnmt cxfmnmt @ f`s st`gpcd HHM `oo kvcr mt .. omvmal

 

g`a .. `ad tf`t's t f`t's wf`t t`obs `nkut .. kj akt ncmal .. ncmal .. truc, tf`t wmoo akt nc `noc tk nc rcnuttcd, sk tf`t's wf`t's lkmal lk mal tk nc fcod ma hk hkajmdcahc, ajmdcahc, nut yku'vc st`tcd mt `ad mahkrpkr`tcd mt ny rcjcrcahc matk ykur punomh poc`dmal .. dmda't nrc`hf ttfc fc hkajmdcahc .. st`tc ‟Tfc uadcrsmlacd .. dcshrmncd ny `ad tfrkulf cxfmnmt @.‗   .H\ 55 ^mlft. .. cxg`poc .. Tfms T fms ms `, t`obmal .. `ttkracy-homcat prmvmoclc .. wkrb  prkduht `ad tr`dc schrct .. sk tfc j`ht-wkrb ms tr`dmtmka`ooy tr`dmtmka`ooy prktchtcd majkrg`tmka, kr tr`dmtmka`ooy prktchtcd majkrg`tmka tf`t rco`tcs tk h`scs `ad stujj .. wfcrc`s ‟ j`ht-wkrb ms sunecht tk dmshkvcry upka ` sfkwmal kj ` accd kr `a uaduc f`rdsfmp kr wkrb-prkduht ms ktfcr stujj `ad ms dmjjcrcat, nut .. put ka fcrc .. . . mt s`ys .. suprcgc hkurt rchcatoy ruocd tf`t .. ` ruoc ru oc tf`t .. prkduht prkd uht prmvmoclc ms spchmjmh`ooy, spchmjmh`ooy, uf, nkuadcd `ad omgmtcd tk g`tcrm`os akt matcadcd tk nc uscd `s cvmdcahc kr `s `a cxfmnmt `t trm`o, mahoudmal rcnutt`o. Xk, uf, cvmdcahc, `a cxfmnmt `t trm`o. Mt s`ys dkwa j`rtfcr .. kr k r tfc cxhcptmka prcv`mos ‟tk gmam gmzc tfc trc`d kj hkrpkr`tmkas' hok`bmal majkrg`tmka wmtf `ttkracy-homcat prmvmoclc tk `vkmd dmshkvcry .. wkuod wk uod nc sunechtcd tk ` fcmlftcacd ocvco kj shrutmay‗ `ad tfca mt lkcs lk cs ka tk ‟gkst .. cxpcd cxpcdmhm mhmkus kus .. prkhcdurc jkr f`adomal .. kj `ttkracy-homcat kr tr`dc t r`dc schrct knechtmka g`y nc ` rcqucst jkr tfc hkurt tk hkaduht `a ma-h`gcr` rcvmcw.‗ @ad tfca t fca tfcrc's `, ` jkktaktc tf`t rcjcrcahcs, `ad mt s`ys ‟scc D`hb(;) vs. Dug`s .. 0==6‗ .. wfcrc tfc trm`o hkurt dcp`rtcd jrkg csscatm`o rcqumrcgcats kj tfc o`w .. ma krdcrmal k rdcrmal dmshoksurc kj tr`dc schrcts prkhcdurc jkr dctcrgmamal prkhcdurc hkaduht `a ma-h`gcr` rcvmcw tk dctcrgmac tfc v`omdmty kj p`rty's `sscrtmka..kjtk`a `ttkracy-homcat prmvmoclc `ad..`aktfcr `akt fcr h`sc hmtc wfcrc wfca wkrb-prkduht .. hkurt gust fkod `a ma-h`gcr` maspchtmka kj dmshkvcry g`tcrm`o `t mssuc tk ruoc ka `ppomh`noc `pp omh`noc prmvmoclc. Xk mt hkuod nc eust ` rcqucstmal `a cvmdcatm`ry fc`rmal ‘  tf`t  tf`t ms yku h`gcr`, tf`t ms ykur ma-h`gcr` rcvmcw. .1 55 Tf`t, tf`t's tfc kaoy k aoy mssuc ms tf`t's mt's dmshrctmka`ry. dmshrctmka`ry. Fc dkcsa't f`vc tk lr`at `a cvmdcatm`ry fc`rmal .. `s skka `s yku `tt`hf `a cxfmnmt, tfca, yku bakw, .. tfca `oo kj ` suddca mt's ma punomh `ad tfcrc jkr cvcrykac tk vmcw `ad yku w`mvcd mt. .; 55 \f`t `nkut yku, yku, yku, madcaturc;

.. trust .. ` trust .. tf`t yku yku put tf`t rcqumrcgcat ma ma ykur

??smocahc11 H\ 55 Kb, s`y tf`t `l`ma. ; 55 Ma ktfcr wkrds, ncjkrc yku s`md tf`t ncjkrc wc s`md tf`t mj wc dka't lct wf`t wc w`at, wc put mt ma tfc madcaturc kj tfc trust .. matk hkurt .. ho`mg tfc trust `ad fc put p utss matk fms trust tf`t tfc hkurt wmoo .. HHM ma h`gcr`. Tf`t's p`rt p `rt kj tfc Trustcc's rcspkasmnmomty. H\ 55 ^mlft, rmlft .; 55 \coo, wkuod tf`t .. ; .H\ 55 M wkuod tfmab sk. ]c`f, M tfmab tf`t wkuod. .1 55 Mt wkuod, prkvmdcd tf`t tfc eudlc .. nrc`hf kj trust `ad sunecht fmg tk pca`otmcs

 

`ad, uf, omtml`tmka `ad (8) fc's hkahcracd ma `ay w`y, sf`pc kr jkrg `nkut ykur `nmomty tk cajkrhc tf`t omtml`tmka .. `ad wfca yku g`rb tf`t .. eudlc w`s .... fc wkuoda't h`rc `nkut ykur p`trmkt, uf, omtml`tmka nch`usc tfc ktfcr hkurt ms lkmal tk  n`hb fmg up `ad prkn`noy tfrkw tf`t `w`y `ad akt lmvc yku kr gc ` rcgcdy, cf, `ad M'g eust trymal tk okkbmal `t tfc, t fc, uf, nrktfcrfkkd kj tfc rk`ds `s prktchtcd ny tfc  n`abs. .H\ 55 ^mlft .. cqumty smdc kj tfc hkurt, sk yku h`a't lct ma tfcrc. .; 55 .. sk tf`t tf`t wkuod nc dcprmvcd kj duc prkhcss, rmlft; .H\ 55 ]c`f. .; 55 Kb, sk akw `rc akt tfc hkurts, uf, rcspkasmnoc tk, tk prk prkvmdc vmdc tfc hmtmzcas wmtf Tf`t's, tfcy h`a't lk lk .. tk dk tf`t tk tfc Hkastmtutmka Hkastmtutmka kj tfc Samtcd Duc Yrkhcss; Tf`t's, Xt`tcs. .H\ 55 ]c`f, tf`t wkuod nc .. Duc Yrkhcss .. Tfcy'd nc dkmal n`d j`mtf `ad tfcy'd  nc ma nrc`hf kj tfc punomh trust .. `tt`hf tfcg ka tfc punomh smdc. .; 55 ^mlft. Xkkjyc`f .. mavkovcd tfms, tfms prmv`tc okkpfkoc .. nch`usc ma ..tf`t schkad pmchc omtml`tmka yku'rcmalkaa` lk aa`uf, ho`mgmal ` nrc`hf  `ad, `ad kj trust cvmdcahc tf`t tfcy `ooclcdoy nrc`hfcd, wfmhf ms stmoo ykur HHM, `ad tf`t's ykur Duc Yrkhcss, `ad sk tfcy nrc`hfcd tfc trust. Tfcy nrc`hfcd ykur .. `ad .. `ad bcpt ma hkajmdcahc `ad mt lcts stm stmhby hby `ad trmhby t rmhby tfrkulf tf`t wfkoc prkhcss kj fkw yku, yku hkuod somp up `t `ay kac kj tfcsc stcps. .1 55 .. aknkdy s`md mt wkuod nc c`sy. .; 55 Xk M'g s`ymal tf`t tfc hmvmo h mvmo rmlfts `rc dmjjcrcat jrkg hkastmtutmka`o rmlfts. ]ku bakw, Hkastmtutmka`ooy, M gc`a, tfc eudlcs .. `a k`tf tk suppkrt .. tk prktcht Duc f`t `okac ms Yrkhcss .. Ka tfc j`hc kj tfc g`ttcr, yku bakw, .. dk tf`t .. tfca ttf`t sujjmhmcat. Tfc ktfcr .. kur HHM .. skrt` ombc schkad`ry .. hkastmtutmka`ooy .. ykur, yku k`tf kj kjjmhc. .1 55 @ad yku'rc rmlft. M gmsspkbc .. Mt's Hkastmtutmka`o. Tf`t w`s gy qumhb tkaluc. .; 55 Xk, `ayw`y, ug, M tfmab .. j`shma`tmal .. g`ync tfcsc hk hkggcats ggcats h`a fcop lmvc yku skgc, uf, dmrchtmka`o sf`pc. .1 55 .. Tfcy `oo fcop .. tfcy `rc .. pc`ros .. akt .. .; 55 ]c`f, rmlft .. M scc, M scc ykur dmocgg`, `ad mt's ` lkkd kac `ad, yku bakw, uf, wc `oo f`vc tf`t pktcatm`o tk f`vc w`mtmal jkr us. 1 55 Tfc :99-ons. Lkrmoo`. ; 55 ]c`f, rmlft.

 

H\ 55 \coo, mj yku h`a't lct matk cqumty, yku `ma't lkt `ay lkrmoo`. .1 55 \coo M bakw. M w`s okkbmal `t tfc hkursc kj tf`t :99 :99-ons. -ons. lkrmoo`. \fca wc'rc .. `t oc`st ` =99-ons. lkrmoo` .. g`ttcr kj lcttmal scca. .H\ 55 .. tf`t wc f`vc tk t`bc tfrcc stcps n`hbw`rds `ad okkb `t tfms `l`ma jrkg ` dmjjcrcat `aloc `ad g`ync wc'oo scc skgctfmal sk gctfmal dmjjcrcat tfrkulf trust cycs tf`t wc dmda't scc ncjkrc. .1 55 M gc`a, `l`ma, .. ak kac accds tk bakw bak w trust ms ncmal ncmal jkrgcd .. tfmals t fmals ma kur madcaturcs `s mt wcrc .. trymal tk acl`tc ykur .. tfca g`ync .. `a c`sy jmlft, nut `t oc`st yku f`vc mt ka p`pcr .. wcoo, ak, .. \c put cacrly ma wmtf kur, yku bakw, madcaturcs s`ymal tfms ms wf`t wc w`at .. strkalcr pksm pksmtmka tmka .. tf`a t f`a akt f`vc `aytfmal. ; 55 \f`t ms tf`t jmrst madcaturc yku rcjcrcahcd; \f`t dk yku mg`lmac tf`t ncmal; .; 55 M wkuod okkb `t, yku bakw, wf`t yku w`at tk dk. \fmhf, wfmhf, wfmhf knechtmka .. a`gc .. prktcht ykur a`gc, rmlft; .. , tf`t's ykur sc`t  ‘  kr  kr ykur rcs .. w`at tk lr`at yku rmlft tk lk matk hf`gncrs wmtf ykur HHM. ]ku w`at tfcg tk lmvc yku tfc rmlfts tk, uf, tk prktchtmvc krdcr, wf`tcvcr cosc yku tfmab tfcy'rc lkaa` bakhb yku dkwa wmtf. Tf`t's wf`t M wkuod dk. .1 55 .. `oo .. mt's ombc ombc g`bmal tfc .. . . bakw; ]ku `atmhmp`tc tfc t fc knechtmkas ncjkrc tfcy hkgc up, sk tfcrc `rc ak knechtmkas, tf`t yku h`a tfmab kj, `ayw`y. .; 55 @ad `rc yku lkaa` sungmt tf`t madcaturc .. ma p poc`dmal oc`dmal ..tk tfc eudlc ma hf`gncrs, hrc`tmal ` trust wmtf tfc eudlc .. ` omgmtcd omgmtcd pkwcr kj `ttkracy `ad Trustcc jkr tfms g`ttcr; .; 55 M wkuod lk prmv`tc prmv`tc `s ncst M hkuod .. usc tfc SHH-0 tk dk tfc, tfc jmomal, nut M wkuoda't achcss`rmoy dmvuolc tf`t, yku bakw, mt's `oo tfc stujj wc'rc ncca t`obmal `nkut. Octs s`y tf`t yku w`aa` lct rcomcj ka tfms jmrst ocvco, nut yku h`a f`vc mt rchkrdcd tf`t mt's tfcrc. .. tfc jmrst g`lmstr`tc dkcsa't , yku bakw, lk ny tfc ruocs, nut yku stmoo f`vc mt ka `ppc`o. `ppc` o. ]ku stmoo tfcrc; .1 55 ]cs, M ombc tf`t. Yuttma Y uttmal l tfc eudlc uadcr hkatr`ht ma `dv`ahc kj k j fms ruomals. ...trust... .H\ 55 \coo, .. tfcrc, yku bakw. \c `rc tfc o`w kj tfc h`sc. \c lct tk sct tfc o`w. .1 55 ^mlft, nut tfc ktfcr kt fcr tfmal akw. Tfc eudlc  ‘  fc  fc ms ` punomh kjjmhm`o. Fc h`aakt dmsho`mg trustccsfmp, ms tf`t rmlft; .H\ 55 Sf, tfcrc `rc twk w`ys w` ys kj okkbmal `t mt. Sadcr trust, fc dk dkcs cs f`vc tfc rmlft tk dmsho`mg .. ma ` wkrsc pksmtmka mj fc dmda't. .. . . suhhcsskr trust.. `ad mj fc dkcsa't dk tf`t, fc'd nc ma nrc`hf kj tfc ncahf, sk tf`t wc'vc rc`ooy lkt fmg, yku bakw, ma nktf smtu`tmkas. ; 55 ..

 

  .H\ 55 ^mlft .. tfcy h`a eust dmsho`mg `ad tfca smt tfcrc, nut tfca mt's up tk us tk t`bc tfc acxt gkvc. ; 55 Xk yku'rc `ssugmal tf`t .. EH's lkmal ma .. `ad eust s`ymal tf`t .. st`tc ` ho`mg. .. tfc hkurt .. wmoo akt g`bc ` gkvc `ad tfcrcny st`oomal tfc ho`mg. .H\ 55 .. fc'oo eust l mvc mt n`hb `ad s`y ‟M dka't dk a't f`vc tk dk tfms.‗, t fms.‗, sk fc dmsho`mgs ny dkmal tf`t. ; 55 Kf, M scc. Kb. Xk wf`t wmoo wc dk tfca; .H\ 55 .. fc dkcsa't s`y tf`t ` rcsuotmal trust jkrgs. .. sk tfca mt's up tk us tk .. tfc  nrc`hf kj tfc, kj tfc ncahf. Kr, uf, skgctmgcs nrc`hf kj tfc trust. .1 55 \kuod yku dk tf`t t f`t ny, ny w`y kj `a matcrokhb`tkry `ppc`o ka .. prmv`tc .. sk yku h`a't dk `a matcrokhb`tkry. .. pcadmal tfc rcskoutmka kj nrc`hf kj trust .. .; 55 .. ]ku'd f`vc tk, tk , yku bakw .. tca-d`y tca -d`y rcskoutmka kj tf`t trust .. hkokr`noy ka ` nrc`hf kj trust `ad nrmal mt tk tfc prmv`tc, nut yku'd f`vc tk jmlurc kut fkw tk  p`usc ykur jmrst hkurt h`sc okal cakulf jkr mt tk smab skgc skgc tcctf matk tfc eudlc. H\ 55 ^mlft, rmlft. .; 55 .. .H\ 55 .. wmtfkut ` wrmt kj g`ad`gus maeuahtmka , kr maeuahtmvc rcomcj . .1 55 @ad, `ad tf`t nrc`hf kj trust ms `oo HHM tf`t yku'd f`vc tk tf`t tfrcc-p`aco  eudlc ‘  tfrcc-eudlc  tfrcc-eudlc p`aco. Xk tf`t's prkn`noy .. matcrokhb`tkry .. .H\ 55 Tf`t gmlft `htu`ooy nc guhf gkrc ncttcr .. tf`a tfcsc pckpoc dkwast`mrs ma tfc okwcr hkurts. .. g`ync tf`t's tfc w`y w` y mt's suppkscd tk lk  ‘  upst`mrs.  upst`mrs. ; 55 Gg-fg. 1 55 Akw, cqumty, ms tf`t ka tfc t fc @t O`w smdc kr st`tc smdc; .H\ 55 Cmtfcr kac .; 55 Nch`usc tfc Jcdcr`o hkurts hk urts .. Ma tf`t rcl`rd st`tc hkurts... .H\ 55 .. c`smcr tk lct st`tc hkurts tf`a ma Jcdcrc`o jkr cqumty. ; 55 \fy dk yku s`y tf`t; R I > 5 90 5 43 W

.H\ 55 Sg, .. st`tc hmtmzcasfmp .. tfc st`tcs t`bc prchcdcahc kvcr tfc Jcdcr`o. Tfc Tf c

 

 pckpoc `rc ka tkp kj tfc st`tc .. Tfc st`tc kvcr tfc Jcdcr`o .. Tkd`y mt's jomp-jokppcd. .; 55 Ka tfc ktfcr f`ad, tfkulf, .. .H\ 55 ]c`f. Sf. \coo, tf`t's tfc wfkoc tfmal .. wfctfcr mt's ` hkrpkr`tc st`tc .. wfctfcr mt's ma hf`gncrs .. tk lct truc cqumty. .; 55 ]c`f, tf`t's wf`t M'g s`ymal. Mt's Mt 's sccgs M'g lkmal n`hb tk tfc hkastmtutmka`o tfmal nch`usc g`ync .. wc dk f`vc skgc, skgc, uf, g`ync uf... .H\ 55 .. mj yku okkb `t tf`t Hkastmtutmka `s ncmal ` trust .. tfcy f`vc ` swkra duty tk upfkod tf`t trust .. nrc`hf kj trust. .; 55 Cx`htoy. .H\ 55 Nut tfca yku'rc lkaa` .. . . prkvc tf`t tf`t w`s ` ttrust rust .. nrc`hf kj trust .. sk wc'rc n`hb ka tfc s`gc prknocg `l`ma. .; 55 .. ` trust; .; 55 Hfrmstm`a, tfcrc ms skgctfmal fcrc tf`t M'g okkbmal `t .. . . tf`t yku luys gmlft w`at tk dk skgc rcsc`rhf ka. H\ 55 @ormlft. Fkw g`ay fuadrcd p`lcs ms mt; .; 55 Mt, mt's prctty okal .. ` okt kj k j dmjjcrcat .. ]ku'rc rmlft. Mj tfcy `rc akt uadcr k`tf k`t f .. kj ` .. `ad tfcy'rc nrc`hfmal tf`t ma `ay w`y, mahoudmal trust, tfcy'rc ma hkatcgpt kj trust. .H\ 55 Ms, ms mt tfms punomh trust; @rc tfcy s`ymal mt's tfc hkdcs hk dcs `ad st`tutcs kj tfc Hkastmtutmka; .; 55 M w`s gkstoy pkmatmal gy jmalcr `t trust jkr .. fkw tk `ddrcss tfc hkurt. Sf, wmtf tfms smtu`tmka yku'rc dcshrmnmal, `ad mj tfc eudlc ms akt jkookwmal, pursumal .. dmht`tcs .. tfksc dmht`tcs tf`t wkuod nc ` nrc`hf nrc`h f kj punomh trust .. .H\ 55 Mt's ombc fkw dk wc cqu`tc tf`t, rc`ooy. Yckpoc f`vc ` hkajmdcahc hk ajmdcahc .. upfkod  eustmhc, s`y, st`tutcs `ad hkdcs .. tf`t wkuod nc tfc punomh. Tf`t wkuod nc tfc punomh trust. .; 55 Tf`t's rmlft, `ad `aytmgc tfcy j`mo tk dk tfcmr ekn, .. nrc`hfcd tfc punomh trust .. .; 55 .. .H\ 55 .. , nut h`a wc prkvc tf`t tf`t w`s ` trust .. n`scd k ka a wf`t w`s eust s`md; .; 55 \coo, n`scd ka tfc j`ht tf`t tfcy swkrc `a k`tf... Tf`t k`tf yku h`a t`bc `ad `hhcpt jkr v`ouc .. `ad cadkrsc mt `s ykur trust `lrccgcat wmtf tfcg. .. j`momal j`momal ..  nrc`hf.

 

  H\ 55 Sf-f`f. ??okal smocahc11 ??l`rnocd11 ; 55 M'oo dk skgc rcsc`rhf ka mt `ad M'oo pkst mt up tfcrc ka ykur smtc. H\ 55 Kb, sk wc w`aa` h`rry h`rr y tfms ` omttoc jurtfcr ka tfc, uf, cajkrhcgcat smdc; .1 55 .. cajkrhcgcat .. M gc`a ombc .. Cajkrhcgcat smdc ms ombc ` wmdc kpca tcrrmtkry. .H\ 55 .. ombc EH w`s s`ymal, fkw `rc wc lkmal tk lct `a ma h`gcr` fc`rmal .. rchklamzc kur HHM majkrg`tmka; .1 55 Cx`htoy .. .X 55 Fcy, Hfrmstm`a, h`a yku fc`r gc; H\ 55 ]cs, Xf`ac. Lk `fc`d. .X 55 .... kac qumhb qumhb qucstmka .. `nkut `nkut tfms `pprk`hf .. nut, ug, ug, tfms ms, ms, .. @rc yku yku s`ymal tf`t yku h`a t`bc t `bc d/h `ad, uf, wfca tfcmr t fcmr `sbmal jkr ykur a`gc .. n`smh`ooy M lmvc mt tk yku ma cxhf`alc jkr skgctfmal; H\ 55 \coo, wf`t `rc yku lcttmal `t; .X 55 \coo, yku s`md ombc wfca wfc a tfcy `sb yku jkr ykur a`gc .. tk tfcg ombc .. `sb tfcg tfc qucstmka .. n`smh`ooy sct mt up tf`t t f`t yku `rc wmoomal tk lmvc tfcg tfc a`gc ma cxhf`alc jkr skgctfmal. .H\ 55 Sf, ycs, jkr p`ygcat kj tfc dcnt .. .X 55 .H\ 55 .. nut yct tfcy'rc akt p`ymal tfc dcnt `ad tfcy'rc trymal tk lct yku tk p`y tfc dcnt ny lkmal tk prmska. .X 55 .. s`y ‟Xurc, ma ma cxhf`alc jkr ` scttocgcat, scttocgcat, kr

..  

.H\ 55 Tfcrc w`s ak hkasmdcr`tm hk asmdcr`tmka ka lmvca `t tfc tmgc kj tfc t`bmal, uf, .. hkasmdcr`tmka `t tfc tmgc kj lmvmal. .X 55 .. ombc tf`t, ombc surc .. yku bakw .. tk .. .H\ 55 \coo, M dka't lmvc gy a`gc, uf, wmtfkut hkgpcas`tmka. .X 55 Xk, ug, eust nch`usc wc'rc ncmal amhc wc eust s`y ‟ma cxhf`alc ..‗  

 

  .H\ 55 ]cs, ‟M lr`at‗, kr ‟M lmvc gy a`gc jkr tfc t fc purpksc, ma hkajmdcahc, jkr scttocgcat `ad hoksurc kj tfc `hhkuat `hhku at.‗  .X 55 Sf, yc`f, kb, M w`s fkpmal .. .H\ 55 @ad M wkuod `osk s`y ‟ M w`at mt rcturacd wmtf, w mtf, wmtf matcrcst‗ ‘  wmtf  wmtf gy matcrcst.

.; 55 .. wf`t .. hkpyrmlft o`ws .. eust usc gy a`gc yku'rc lkmal tk f`vc tk f`vc  pcrgmssmka .. ; .X 55 Akt achcss`rmoy, ak. M ombc gy `pprk`hf nch`usc .. sfkuod eust nc .. n`smh fkakr .. M gc`a yku'rc trymal tk lk jkr .. nch`usc tchfamh`ooy tfcrc's ak matcrcst tf`t tfcy hkuod n`smh`ooy `hhcpt mt `ad .. . . fkw tk gkactmzc mt, sk .. trymal .. tk lk .. . . @TG g`hfmac .. `ad tf`t's t f`t's akt tfc pkmat. .. M tfmab .. wcrc hrc`tmal .. gkrc hkgpomh`tcd tk vmsu`omzc. .H\ 55 Nut wfca M hkgc ma wmtf ` hkuatcr-ho`mg, wfmhf ms, yku bakw, ‟wf`t lmvcs fmg tfc rmlft tk t`bc gy a`gc a` gc;‗ .. `ad mj tfcy t`bc mt tfca .. trust .. sk M wkuod hkgc hk gc ma ` hkuatcr-ho`mg, ykudcntkr/hrcdmtkr bakw, .. `ad ho`mg `ad prkvc tfctfcy'rc trust `ad tfca hkrrcht tfmswmtf gmshkastrugcat kj tfms st`tutkry gmst`bc g`bmal, nut tfc Nmalk w`s .. .. ` ho`mg kj trust `ad prkkj kj trust .. s`gc `s ` trust rchcmpt .. `ad tf`t's eust tfc `ht  ‘  tfc  tfc `ht kj jkrgmal tfc trust `ad prkvmal prk vmal tfc trust .. Tf`t ms tfc rchcmpt jkr tfc dcnt, ma cxhf`alc jkr hkasmdcr`tmka, `t tfc lr`atmal kj tfc smla`turc. Nch`usc tf`t w`s ma hkajmdcahc `ad M w`at tf`t n`hb nch`usc mt's gy matcrcst. .Y 55 Kac tfmal, kac k ac tfmal .. tf`t euahtmka ms ma .. l lmvca mvca tfc hkasmdcr`tmka, wfmhf ms tfc a`gc. Akw, M w`s rc`dmal, cf, `nkut skgc h`scs tfcrc `ad mt w`s s`ymal tf`t skrt` tfc pcrjkrg`ahc ms tfc hkasmdcr`tmka, wfcrc`s ktfcrwmsc kt fcrwmsc mt'd nc gkrc ombc j`vkr, sk mt'd f`vc tk nc wrmttca skgcwfcrc sk mt hkuod nc scca ma punomh. .H\ 55 Tf`t wkuod nc ka tfc aktmhc. ]ku'd nc lmvmal aktmhcs. .Y 55 @s okal `s mt's wrmttca ombc pckpoc `rc `w`rc tfca tf`t h`a nc scca ma punomh, ombc. .H\ 55 ]c`f, sk M'g lkaa` vkouat`rmoy vk ouat`rmoy tr`asjcr tr`asjcr gy prkpcrty tk tfcg, cxhcpt tfms tmgc mt's lkmal tk nc wmtf hkgpcas`tmka `ad tfc t fc hkgpcas`tmka ms lkmal tk nc .. ma cxhf`alc jkr tfc .. tfc `ssct ncmal .. gy smla`turc .. , rc`ooy .. tf`t tfcy h`a utmomzc mt ma tfcmr dcntkr/hrcdmtkr rc`og, nut rc`ooy M'g gcrlmal tfc tmtocs. M'g gcrlmal `a ` a `ssct tmtoc wmtf ` dcnt tmtoc. L 55 Fcy, Hfrmstm`a, fkw yku dkmal; Tfms ms L`gn`. .H\ 55 Fcy L`gn`! L 55 M lkt ` qumhb qucstmka jkr yku. .. \kuoda't yku `lrcc wmtf tf`t; ..

 

.H\ 55 .. smlamjmcs `a cqumt`noc `ssct. Mt's ` tfmal, mts ` rcs. .L 55 .. M `lrcc wmtf tf`t. .H\ 55 .. mt's `a `ssct tmtoc ka kac smdc, nut mt's tfc ktfcr tfmal ma tfc hkokr`noc rc`og. .L 55 .H\ 55 .. smguot`ackusoy .. akw M'g ma hkatrko hkatrk o kj nktf smdcs `ad M h`a hkokr`noy .. k krr trust. L 55 Gg-fg. .H\ 55 Sadcr tfc dmjmamtmka kj ‟gcrlcr‗.. dcntkr/hrcdmtkr hkatr`ht jkr `ay  purpksc .. f`vc catcrcd matk .. cal`lcgcat ny dccd .. tfc smgpoc hkatr`ht ms gcrlcd matk tfc dccd `ad nchkgcs cxtmaht. @ad tf`t dccd .. ny dccd kj trust .. `ad tfc trust  ‘   tf`t's hkajmdcahc. .. tfc hkokr`no hk okr`nocc tfmal tf`t wc `oo .. Ak, uadcr trust tf`t's hkajmdcahc. .. matcrcst .. ombc tfc cxtmahtmka cxt mahtmka kj tfc ocsscr ma tfc lrc`tcr matcrcst. Xk, tfc ocsscr matcrcst .. uadcr cqumt`noc trust  ‘  tfc  tfc hkajmdcahc.

L 55 .. Tf`t ho`rmjmcs ho`rmjmcs mt jkr gc. H\ 55 ]c`f, tf`t's No`hb's o`w, 6 tf cdmtmka, uadcr ‟gcrlcr‗.  L 55 ^mlft. .H\ 55 .. M tfmab wc lkt ` prknocg .. tf`t wc'rc kpcr`tmal ma .. duc tk kur k ur skhm`o hkadmtmkamal, kur nr`maw`sfmal, nut akw mj wc st`rt .. tfc t fc kaoy bcy wc'rc gmssmal ..  Akw tf`t wc uadcrst`ad dcntkr/hrcdmtkr `wjuooy wcoo, M wkuod s`y, ny akw. @ad wc .. `ppoy trust tk mt .. .L 55 ]cs, ycs. M dcjmamtcoy `lrcc wmtf yku ka tf`t. .H\ 55 @oo wc lktt` dk ms twc`b mt ` omttoc nmt tfms w`y kr `aktfcr. .L 55 .. cvca uadcr trust, t rust, mt's akt, mt's akt wf`t wc accd .. M dk akt ncomcvc mt sfkuod  nc .. tf`a wf`t mt ms .. M'g lo`d wc lkt .. ombc o`st wccb wc t`obcd t`obcd `nkut .. M dka't bakw wfy. M h`a cxpo`ma mt tk yku wfy .. wfy M ncomcvc .. `t ` vcry fmlf ocvco ..  nch`usc mt's ua`rlu`noc. Tfcrc's ak `rlumal .. \fca yku try tk .. tfcrc's aktfmal tk dmshuss. .H\ 55 ^mlft, uf-f`f. .L 55 .. tfc o`st hkupoc kj wccbs ncjkrc wc lkt ka tfc h`oo .. rc`ooy, ug, .. M f`d ` hkupoc kj qucstmkas .. wccb, nut M w`at tk try `ad .. .H\ 55 Sf, yc`f, n`smh`ooy M `lrcc wmtf yku, cxhcpt tf`t .. trust .. T Trustcc. rustcc. M scc `  pkssmnoc dcjcht tfcrc tf`t...

 

  .L 55 .. tfc hrcdmtkr wkuod nc tfc Ncacjmhm`ry. H\ 55 X`y tf`t `l`ma. .L 55 M s`y tfc `ooclcd hrcdmtkr hrcd mtkr wkuod nc Ncacjmhm`ry. .. tfc Lr`atkr wkuod nc dmjjcrcat .. sctup trust .. tfc Ncacjmhm`rmcs hkuod nc `aynkdy. @a yku dka't f`vc tk .. Tfc Trustcc .. dmjjcrcat jrkg tfc Lr`atkr .. p`rtmcs .. Tfcrc's w`ys tk .. ]ku'oo f`vc tk dk mt .. trust p`rty .. tf`t t f`t w`y nch`usc ktfcrwmsc .. mt's ` ekbc. Mt's rc`ooy ncmal hkastrucd `s ` ekbc `ad .. clk. .H\ 55 .. tfc rc`ooy wkuoda't scc tf`t t f`t .. .L 55 Nch`usc mt's ma tfc prmv`tc; pr mv`tc; .H\ 55 Mj wc bcpt Lr`atkr `ad Trust T rustcc .. sfkuod nc ….   .L 55 .. omtml`tmka .. `ad tfcy'rc lkaa` lk aa` `tt`hb tfc trust .. dcjcad tf`t trust. Fkw wkuod yku dk tf`t; .H\ \coo, .. ncca `tt`hbcd sk g`ay tmgcs tk rcvc`o tf`t jkrguo`, nut tfcy, tfcy t fcy f`vc 55 acvcr... .L 55 .. Tf`t's skgctfmal .. yku'rc lkaa` f`vc tk krdcr ` prmv`tc st`tutkry kr wf`tcvcr. Tfc Trustcc ms lkmal tk f`vc tk hkgc kut kj fmdmal .. mj yku'rc kpcr`tmal ma Lr`atkr/Trustcc h`p`hmty .. .H\ 55 .. Trustcc ka tfc punomh smdc, yc`f. .L 55 .. Trustcc .. ]c`f, yc`f. ]ku wkuod dcjmamtcoy f`vc tk st`y kut kj tfc hkurt. ]ku hkuod dk mt. .. kpcr`tc hkgpoctcoy ka tfc prmv`tc smdc. .H\ 55 Nut eust ombc yku s`md, yku hkuod .. `rg's ocaltf .. OOH kr skgctfmal. .L 55 @ormlft, `ormlft .. madmvmdu`o .. tf`t `rc `rkuad tfcg .. tf`t `rc h`p`noc k j, ug, f`adomal tf`t, .. Lr`atkr/Ncacjmhm`ry `ad Trustcc. ]ku bakw, nch`usc cvcry p`rty f`s tk f`vc, f`s tk kpcr`tc k pcr`tc ma c`hf kj tfksc h`p`hmtmcs. h`p`h mtmcs. @ad mt's ombc, yku bakw, .. mt's mgpkssmnoc jkr fmg tk lct `ay prkpcrty .. `aytfmal .H\ 55 ^mlft. .L 55 .. Mt f`s tk nc struhturcd tfc rmlft `w`y .. `ad .. `rkuad .. s`y tf`t .. yku f`vc tk  nc okw dkwa ombc tfcsc pckpoc, kr ktfcrwmsc yku'oo oksc oksc .. nch`usc .. .H\ 55 .. hkgpocx tfmals .. tk catcr matk .. skgc kj tfms stujj ms stmoo ncmal hfkbcd ka, uf, eust tfc n`smh stujj, sk... .L 55 @l`ma, tf`t's wfy M wkuod ombc tk t`ob tk yku ka ` gkrc prmv`tc h`oo kr g`ync .. g`dc .. tf`t yku jcco `rc hkgpctcat cakulf tk f`adoc tfms .. tfcy'oo lct mt, `ad M f`vc

 

ak prknocg sf`rmal mt .. trust. Xk, yku'rc gy .. skgc kj tfc .. yku f`vc `ad .. hkgc hk gc kvcr tk rcgcdy .. wc lcttmal cmlfty pcrhcat .. .H\ 55 ^mlft .. Crmh `ad EH; .L 55 ]c`f, M w`s suppkscd suppkscd tk scad Crmh skgc skgc majkrg`tmka. majkrg`tmka. @l`ma, .. kvcrwfcogcd, yku bakw, wmtf pckpoc hkat`htmal gc `ad sk M dcjmamtcoy .. scadmal .. H\ 55 Mj yku g`bc hkat`ht wmtf tfcg M hkuod lct yku hk hkat`ht at`ht tfrkulf tfcg `ad wc h`a `oo lct tklctfcr. .L 55 Kb, tf`t's akt ` prknocg. .. Lk `fc`d `ad hkatmauc hk atmauc wmtf tfc h`oo .. M'g rc`ooy lcttmal cduh`tcd. .H\ 55 \fmoc yku'rc ka M f`vc .. . . yku s`md tf`t, yku s`md ttfc fc hrcdmtkrs `rc tfc Ncacjmhm`rmcs, rmlft; .L 55 .. \c a`gc tfcg .. \c a`gc a`gc tfcg `oo tfc tmgc tmgc .. @ okt kj gy p`rtacrs, p`r tacrs, tfcy tfkulft M w`s hr`zy. ‟\fy `rc yku dkmal tfms;‗ ]ku'rc lkaa` lct ` okt kj jccdn`hb jrkg ` okt kj pckpoc .. M s`md M'g lkaa` try tfms `ad M ncomcvcd mt wkuod wkrb. .H\ 55 .. ncacjmhm`rmcs .. .L 55 .. \f`t mt dkcs .. Ncacjmhm`o matcrcst .. ` omvmal trust .. `s Ncacjmhm`rmcs wm wmtf tf catmtocgcat tk tfc prkpcrty, nut `t tfc s`gc tmgc, `t tfc s`gc tmgc .. `s  ncacjmhm`rmcs .. ..prkpcrtmcs fcod ma trust. .. trust dcho dcho`r`tmka `r`tmka tf`t prctty guhf octs tfcg bakw tf`t tfc p`rty h`aakt nc rcgkvcd jrkg trust .. mj yku hkgpoy yku lct  p`md. Mj yku dka't hkgpoy yku dka't lct p`md .. yku hkgpoy, yku lct p`md .. ma ` smtu`tmka .. hkgpom`ahc .. scrmkusoy, wc f`vc ak prknocg. .. 89 d`ys upka prkkj .. kj ho`mg upka hkgpom`ahc .. `ad .. wmtfma 89 d`ys. .L 55 M tfmab M'g lcttmal `fc`d fcrc. .H\ 55 .. M'oo gcatmka tk yku acxt tmgc t mgc M t`ob tk yku, sk tfc Ncacjmhm`ry, cf, mj fc h`a g`bc ` ho`mg .. kahc fc g`bcs tfc prkvc, tfc kaus prkn`adm sfmjts tk tfc Trustcc. .L 55 ]c`f, mt dkcs, mggcdm`tcoy mggcdm`tcoy .. .H\ 55 M w`s tfmabmal tf`t .. g`ync ` okt kj prknocgs, nch`usc ttf`t's f`t's sfmjtcd sfmjtcd .. tfrkulf ` ncacjmhm`ry tk prkvc tf`t t f`t fc ms Ncacjmhm`ry .. `s okal `s fc prk prkvcd vcd tf`t `ad ho`mgcd ` trust .. trust tf`t tfcrc w`s ` trust `ad fc hkuod g`bc ` ho`mg h o`mg `s Ncacjmhm`ry tk tfc Trustcc .. .L 55 .. prkvc mt. Mt's ombc, ombc, mt's ombc pkbcr .. prkvc mt .. prkvmal .. .H\ 55 Mj, mj tfc Ncacjmhm`ry ho`mgs trust `ad prkvcs tf`t tfcrc ms ` Trust `ad fc ms Ncacjmhm`ry ka tf`t Trust, tf`t's `oo fc accds tk sct up Ncacjmhm`ry st`tus .. akw fc h`a g`bc ` ho`mg h o`mg tk tfc trustcc .. tfc hkurt wmoo prcsugc tf`t tfc t fc Trustcc ms lumo lumoty ty .. `ad `oo tfc Ncacjmhm`ry f`s tk dk ms g`bc ` prmg` j`hmc h`sc.

 

  .L 55 .. wc'rc ma ` om omttoc ttoc nmt kj k j dms`lrccgcat .. wc'rc akt dms`lrccgcat tf`t ..M fc`rd tfms ka kj ykur sfkws ncjkrc. Sf, mt's eust eust ombc wmtf ` hfmod. \fca tfc hfmod ms 09 yc`rs kod `ad tfc gktfcr scts up ` trust wmtf `a `ttkracy .. wfca tfc hfmod turas t uras 06 yc`rs kod, uf .. trust, trust juad, nut fc f`s tk f`vc, fc f`s tk f`vc ` fmlf shfkko dmpokg`. .. Akw `t 06 yc`rs kod fc h`a g`bc ` h`sc `oo fc w`ats .. fmlf shfkk shfkkoo dmpokg` .. Fc kulft ku lft tk bakw tf`t fc's tfc Ncacjmhm`ry kj tfc ttrust. rust. Tfc nkttkg omac ms tf`t .. dkcs akt f`vc tk lmvc tf`t Ncacjmhm`ry sfmt, cxhusc gy o`alu`lc. .H\ 55 .. tf`t madcaturc ms akt wf`t M w`s t`obmal `nkut. Oct's prkvc, oct's s`y tf`t fc's tfc Ncacjmhm`ry. @ad fc f`s ` fmlf shfkko cduh`tmka. .L 55 Tfms ms wf`t wc w`at, Hfrmstm`a. Tfms ms .. `hhcpt`ahc `hhcpt `ahc jkr v`ouc .. M ncomcvc ma  purc `hhcpt`ahc .. `ad wc f`vc ` jkrguo` tf`t ncca wkrbmal wk rbmal `ad f`s ncca lcttmal rcsuots tfrkulf tfc Jcdcr`o ^cscrvc N`ab. \c w`at tk prkduhc tfc cvmdcahc, poc`sc,  poc`sc. .H\ 55 ]ku f`vc tk prkduhc tfc cvmdcahc tf`t fc ms tfc Ncacjmhm`ry. .L 55 ]cs, poc`sc, poc`sc. .H\ 55 .L 55 M wmoo lct ka tf`t .. M'oo dmsho dmshoksc ksc tk yku `ad M'oo f`vc ` hkupoc hkup oc kj gy p`rtacrs .. ak qucstmka. .X 55 .. suppksc .. .L 55 ]up, yup. \c'rc akt t`obmal `nkut 39/39 rcsuots. .. wc'rc t`obmal `nkut lcttmal rcsuots, `ad M ncomcvc tfms ms ` w`y tk lct mt. Y 55 L`gn`... .L 55 ]c`f. .Y 55 @rc yku t`obmal .. cqumty .. kvcrruomal .. hkurt .. kb, Ncacjmhm`ry, tfca prkvc ykur ho`mg, prkvc tfc, prkvc tfc trust. .L 55 \f`t M'g s`ymal ms M'g, M'g ma `lrccgcat wmtf w mtf Hfrmstm`a .. tfrkulf dcho`r`tmka kr madcaturc. M dka't h`rc `nkut `ay kj tfcmr ruocs, rcluo`tmkas, kr `ay .. `oo tf`t stujj .. M'g lkaa` f`vc prmg` j`shmc cvmdcahc `l`mast yku .. .H\ 55 Fcrc's, fcrc's wf`t M scc .. tf`t t f`t hkuod h`usc ` prknocg jkr yku. Sf, .. g`bc ` ho`mg ma cqumty, yku lkt prknocgs. Nch`usc akw tfc kaus kj prkn`adm ms sfmjtmal .. Trustcc .. `ad tf`t Ncacjmhm`ry dkcsa't f`vc tk prkvc `aytfmal .. prcsugcd tk nc lumoty .. fkw tfc Ncacjmhm`ry bakws wf`t o`w jkrg tk hfkksc .. hkgcs `t yku uadcr cqumty, akw tfc Trustcc .. .L 55 .. .. yku ncomcvc .. ;

 

  .H\ 55 .. Tfca yku'rc lkaa` f`vc ` prknocg, M scc. .L 55 Nut fkw c`sy wkuod wk uod tf`t nc .. tk prkvc tf`t t f`t wc `htu`ooy kwa tfc prkpcrty, tf`t w`s hkavcycd tk us ny tfc, ny tfc p`rty wfk `htu`ooy .. .H\ 55 .. tfca yku lkt ` prknocg mj fc hkgcs `t yku uadcr cqumty. .L 55 @f, wcoo `oo fc f`s .. dkcs akt f`vc tfc rmlft tk ocl`o ttmtoc mtoc mt. Akw mj. .. hkurt .. `htu`ooy usc tfc prkpcrty jkr pcrska`o ncacjmt, M'd ombc tk fc`r tf`t. .H\ 55 M dka't bakw fkw tfc madcaturc w`s .. sk M h`a't s`y. .. uadcr cqumty. .L 55 .. ocl`o tmtoc .. jkr kur k ur pcrska`o .. .H\ 55 .. prktcht tfc Ncacjmhm`ry .. tf`t fc lcts tk usc tfc prkpcrty. .L 55 .. trust dcho`r`tmka .. yku w`at mt nch`usc mt ykur o`w, ykur ruocs .. `ad tfcy h`a't ho`mg .. trust majkrg`tmka .. tfcy h`a't g`bc yku nrc`hf ykur jmduhm`ry rcspkasmnmomty rcspkasmnmom ty .. .H\ 55 .. madcaturc .. tfca tfc Ncacjmhm`ry .. .L 55 .. Fc bakws ykur ruocs .. g`bmal yku hkggmt ` hrmgc .. \c'vc f`d ` eudlc wc tkod tfms tk. .. .H\ 55 .L 55 .. f`s fc rc`d tfc trust dcho`r`tmka; .. H`a yku fc`r gc; .H\ 55 ]cs, ycs. .L 55 M tfmab M bmad` lkt ` omttoc nrkbc fcrc. .H\ 55 ombc wf`t wc wcrc s`ymal ka k a tfc wrmtmal kj tfc madcaturc, tf`t mj tfc eudlc dmsho`mgs .. tf`t fc h`a't usc .. dmshrctmka jkr ruomal, tfca kur HHM sfkuod nc put ma. .L 55 ]c`f, fc f`s ak dmshrctmka .. `l`ma, M `lrcc wmtf yku tkt tkt`ooy `ooy wmtf wmtf tf`t, nch`usc fc f`s ak dmshrctmka tk dk `aytfmal .. kr g`bc yku nrc`hf ykur jmduhm`ry rcspkasmnmomty rcspkasmnmom ty .. trust dcho`r`tmka .. nch`usc tf`t ms ykur o`w .. g`bmal yku hkggmt ` hrmgc. R I > 5 89 5 86 W .H\ 55 ^mlft, rmlft. .L 55 @ad, `ad fc h`a't h`a 't dk tf`t. Fc bakws fc h`a't dk tf`t nch`usc tf`t ms, tf`t ms ykur hkastmtutmka .. wfca yku `rc Trustcc .. ]ku f`vc jmduhm`ry duty tk tf`t t f`t trust `ad tf`t's mt. .. Tf`t's wf`t ykur ekn ms cvcryd`y, `ad sk tfcrc's aktfmal tf`t eudlc h`a tk

 

dk nrc`hf tf`t. @ad mj mt's wrmttca ma tfc prkvmsmkas kj tf`t trusts .. trust dcho`r`tmkas. .. trust dcho`r`tmkas .. ]ku f`vc tk bakw fkw tk wrmtc tfcsc tfmals `ad shrmpt tfcsc tfmals fkw tk jmt ykur smtu`tmka. .H\ 55 .. hkastruc tfcg .. sk. .L 55 ]c`f, sk, tf`t's gy kpmamka. .. cvcrykac f`s kac .. eust gy kpmamka. H\ 55 \coo M `pprchm`tc yku `ad M w`s puttmal ma tkk. .L 55 .. M'g lkaa` oct yku hkatmauc, Hfrmstm`a. .. .H\ 55 Kb, tf`abs. ??l`rnocd11 .Y 55 ]up, yup. .. Tfc tfmal w`s gutcd. Xk, M tfmab tf mab .. wc'rc up tk w`s, cg, ms hkgmal ma tk tfc hkurt uadcr tfc prktchtmvc krdcr. Ak, wc lkt p`st tf`t dmda't wc; Kf, tfcrc ms `a matcrcstmal .. Mj, mj wc accd tk hkgc ho`mg ` trust `ad tfca prk prkvc vc ` trust, wfy dmd wc akt f`vc tk dk tf`t ma cqumty; .H\ 55 Sf, wc .. w`mvmal mt .. . . hkggmalomal `ad nrc`hfmal tfc trust kurscovcs, mj mt w`s ` st`tutkry trust. ??smocahc11 Y 55 Kb`y. .H\ 55 Mt's ombc tfms, tfms trust ms punomh `ad wc dka't dk a't f`vc tk wkrry `nkut `aytfmal  prmv`tc .. Tfms punomh trust ms punomh `ad wc dka't f`vc tk wkrry `nkut `aytfmal  prmv`tc .. `ow`ys .. `ayw`y. .Y 55 .. Xkrry, mj yku w`aa` jmamsf. .H\ 55 Mj yku .. tfca yku wka't f`vc tk wkrry `nkut hkgmal matk hf`gncrs. .Y 55 ^mlft, ^mlft, M scc, yc`f, yc`f, yku lct tfcg ka punomh trust. .. Mj M lk matk matk punomh punomh kjjmhc `ad M `sb, yku bakw, tfc kjjmhm`o tk pcrjkrg gc, `ad .. ncomlcrcahc `ad tfcy rcjusc tk dk wf`t M `sb, wfmhf, yku bakw, M jcco ms wfkoy rc`ska`noc  ‘  gy  gy rcqucst kj tfcg. .. knvmkusoy, sk mj tfcy .. `ad p`ss gc ka tk `akt `aktfcr fcr p`rty .. ma tf`t rcl`rd, kr h`a tfcy ho`mg tf`t .. mlakr`ahc kr... .H\ 55 Mj tfc rchkrdcr, tfc hkuaty rchkrdcr rcjuscd tk jmoc ykur dkhugcats .. `ad tfcy s`md ‟Fcrc's tfc rc`ska wfy.‗ .. . . tfcy nrkbc skgc b bmad mad kj st`tuc2 tfcy dmda't jmoc ykur dkhugcats .. wkuod eust hkgpo`ma .. w`s rc`ooy uadcr tfc dcntkr/hrcdmtkr  hkurts `ad tfcy eust dmd ` h`usc kj `htmka `ad tfcy lkt, tfcy lkt hfcwcd up2 aktfmal f`ppcacd. .. tfcy wkuod wk uod hkgc `t tfcg uadcr trust jkr nrc`hf kj punomh trust `ad trc`t mt `s ` trust, tfcy gmlft f`vc lkttca lktt ca ktfcr rcsuots, M tfmab.

 

.Y 55 ]ku tfmab tfcrc's `ay po`hcs kj s`y po`hc; .H\ 55 M dka't bakw. \c'vc dkac dk ac ` okt kj rcsc`rhf .. yku bakw, dmjjcrcat catmtmcs uadcr trust. \c accd tk okkb uadcr trust h`scs .. Xacpp(;) vs. ttfc fc HM@ kr SX. @ad tfcrc's lktt` nc ktfcrs. .Y 55 ]c`f, yc`f, `ad `oo ` oo tfc trust nkkbs, tfcy hmtc fuadrcds kj h`scs. Nut tfca wc'd f`vc tk nc h`rcjuo wmtf kur matcrprct`tmka. \kuod yku `lrcc ka tf`t; .H\ 55 \coo, tfcrc's ` okt kj h`sc hmtcs jrkg .. prmv`tc DH@ .. stmhb wmtf tfksc. .Y 55 Tfc wfmhf hkurts , skrry; .H\ 55 Tfc Dmstrmht Hkurt kj @ppc`os. .. tfc @ppco`tc hkurts .. dchmsmkas. dchmsmkas. .Y 55 Hkko. .. Tf`t's .H\ 55 @ad tfc Xuprcgc Hkurts' dchmsmkas. .Y 55 ]ku f`vc tk juramsf ykur ykur dkhugcat`tmka dk hugcat`tmka .. h`scs ma gy kpmamka  ‘  h`scs  h`scs `ad  punomh`tmkas. .H\ 55 M s`y cspchm`ooy ka ` st`tutkry trust .. nrc`hf kj ` st`tutc tfca .. punomh trust  nrc`hf mastc`d kj eust nrc`hf kj duty .. tfcy dmda't dk tfcmr ekn ekn uadcr dcntkr/hrcdmtkr. Nut yc`f, wc accd gkrc rcsc`rhf gkrc tmgc .. gkrc tfmabcrs .. dcntkr/hrcdmtkr dcntkr/hrcdmtkr .. \c accd tfcg ka trust omacs. .Y 55 Dcjmamtcoy. Tf`t's sh`ry, nut `t oc`st mt's `oo acw lrkuad. @ad pckpoc .. Sf, yku bakw, tfms ms tkt`ooy acw lrkuads, `ad tfca, t fca, akt kaoy ms mt acw lrk lrkuads uads wc'rc hkgmal ma ka, nut mt's `osk ` acw tchfakokly t chfakokly tf`t's ncmal prkpkscd tk usc2 tf`t's nml acws. Mt's qumtc ` nml eugp. H\ 55 ^mlft. .H 55 Hfrmstm`a; .H\ 55 ]c`f, lk `fc`d, Hfrms. .H 55 M f`d .. nut dmda't f`vc ` rcspkasc. .. Tfc 04 tf @gcadgcat ms .. st`tus .. dcntkr/hrcdmtkr .. `okal `okal wmtf wmtf tfc Hkastmtutmka .. trust rcs, gcrlc gcrlc tfc tmtocs. .H\ 55 Fkw wkuod yku lk `nkut usmal mt; .. .H 55 M dka't bakw. Mt eust d`wacd d `wacd ka gc tf`t wfca tfcy dmvmdcd .. omvmal p`rty .. tfcy dcpksmtcd kj, uf, matk twk sm smdcs dcs wmtf tfc 04 tf `gcadgcat. .. M'g s`ymal wmtfma w mtfma tfc  nkuads kj gkst pckpoc ncomcvc tfcy'rc hmtmzcas kj tfc Samtcd Samtcd Xt`tcs .. M uadcrst`ad tf tf`t, nut tf`t 04  @gcadgcat. .. Tfcrc's ` dmvmsm d mvmsmka ka nctwcca nct wcca .. sfkuoda't tf`t nc hkasmdcrcd wmtf wf`t wc'rc tfmabmal `nkut dkmal wmtf .. ;

 

  .H\ 55 .. M tfmab tf`t's ` sun-trust sun-tru st rua kjj tfc G`stcr Trust, `ad tfc G`stcr Trust  ncmal tfc Dcho`r`tmka kj Madcpcadcahc. .H 55 .H\ 55 M f`vca't .. M dka't tfmaa sk. M dka't bakw. M f`vca't scca cvmdcahc tk suppkrt `aytfmal dmjjcrcat. Oct's put mt tf`t w`y. .H 55 .. wc gmsscd tf`t `ad M w`atcd tk g`bc surc .. .H\ 55 ]c`f, M bmad` .. M okkb `t tf`t Hkastmtutmka `s ncmal ` sun sun-trust -trust `l`mast tf`t G`stcr Trust. Tf`t G`stcr Trust tfmal. M lkt ua`omca`noc rmlfts. M lkt `oo tfc rmlfts. .L 55 H`a M s`y skgctfmal fcrc; H\ 55 ]c`f, lk `fc`d. .1 55 .. Ms tfcrc `aynkdy ka tfms pfkac h`oo. Ms tfcrc `aynkdy ka tfms h`oo ncsmdcs us; H\ 55 Ak, M dka't tfmab sk. .L 55 H\ 55 M dka't fc`r `aynkdy. .1 55 .. ms tfcrc .. tfcsc .. tfcy pcrvcrtcd cvcrytfmal matk trust. .H\ 55 .. yc`f .. .1 55 .. Pumt t`obmal `nkut mt2 mt's mrrcocv`at. .H\ 55 .. g`ync, uf, ` sun-trust. .1 55 .. Mt's `, mt's `, mt's ` pmchc p mchc kj p`pcr tf`t yku hkuod hk uod wmpc ykur `ss wmtf. Cxhusc C xhusc gy o`alu`lc .. mt f`s aktfmal akt fmal tk dk wmtf `aytfmal .. mt's t`obmal `nkut. Tf`t's mt, gy maput .. hkastmtutmka, sk `l`ma, dka't w`stc ykur cacrly ka tf`t, nrktfcr. .. nrktfcrs  ncjkrc gc .. Cvcrytfmal's ncca pcrvcrtcd matk trust. .. Cvcrytfmal Cvcrytfmal ms trust. .G 55 L`gn`, tf`t's wfcrc mt `oo st`rtcd `ad tfms t fms ms wfcrc wc f`vc tk `oo lk tk. Mt `oo st`rtcd wmtf tfc Hkastmtutmka. .L 55 G 55 Ak, tfms ms Gmhf`co. .L 55 Kb. .G 55 Mt st`rtcd .. 0=88 w`s hf`alcd cvcrytfmal kvcr matk tfc trust. \c f`vc tk t k lk tk

 

tfc nclmaamal, tk dcho`rc tf`t.

.L 55 H`a yku .. tk dk tf`t; .. 55 .. .L 55 .. H`a yku shrmpt tf`t tk tfc pkmat wfcrc .. H`a yku shrmpt tf`t; .H\ 55 Kj tfc Dcho`r`tmka; ]c`f, M prkn`noy hkuod, yc`f. .L 55 Ak, M'g t`obmal .. .G 55 M `lrcc .. .L 55 Mj yku h`a shrmpt tf`t .. . . usc tfc Hkastmtutmka .. .H\ 55 M okkbcd `t tfc Hkastmtutm Hk astmtutmka ka `ad wc rc`ooy dmd. M f`vc okkbcd `t tfc t fc Hkastmtutmka `ad M dmda't rc`ooy scc guhf ma mt. .L ]c`f, fkw dk yku tfmab lcttmal `w`y wmtf vmko`tmal mt cvcry M'g55surc cvcrynkdy ka tfms h`ootfcy'rc ms .. vmko`tmal tfc Hkastmtutmka cvcry smalocd`y; d`y.@ad .H\ 55 .. yku stmhb wmtf tfc Dcho`r`tmka kj Madcpcadcahc `ad `ookw tf`t tk nc kur, kur G`stcr Trust. L 55 \coo, tfcy vmko`tc tf`t `s wcoo. wcoo. .H\ 55 ]cs, nut wc f`vc tk f`vc skgcpo`hc tk st`rt `ad wc hfksc Tfc Nmnoc N mnoc `ad tfc Dcho`r`tmka kj Madcpcadcahc `s kur st`rtmal pkmat .. 0