Build Solid Financial Foundation

1

YOU WORK HARD EACH DAY

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FROM 8-5 (OR LONGER!), YOU PUT IN QUITE AMOUNT OF EFFORT © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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FOR THE COMPANY YOU WORK FOR.

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ON AVERAGE, YOU SPEND 42 HOURS PER WEEK © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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TO EARN AN HONEST PAYCHECK

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THERE ARE BILLS TO PAY…

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AND A LIFESTYLE TO MAINTAIN

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DAY IN AND OUT,

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IT’S OFF TO WORK.

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BUT IS THAT WHAT WORKING HARD IS ALL ABOUT? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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BUT IS THAT WHAT WORKING HARD IS ALL ABOUT? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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BUT IS THAT WHAT WORKING HARD IS ALL ABOUT? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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BUT IS THAT WHAT WORKING HARD IS ALL ABOUT? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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ARE YOU A PARENT WHO WAKES UP AT NIGHT, WONDERING HOW TO EARN MORE MONEY

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TO PAY FOR YOUR KIDS’ RISING TUITION FEES? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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ARE YOU AN OFW WHO LONGS TO GO BACK TO YOUR FAMILY

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BUT YOU CANT KNOWING THEY HAVE NOT SAVED ANYTHING FROM YOUR PADALA? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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BUT YOU CANT KNOWING THEY HAVE NOT SAVED ANYTHING FROM YOUR PADALA? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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BUT YOU CANT KNOWING THEY HAVE NOT SAVED ANYTHING FROM YOUR PADALA? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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ARE YOU AN EMPLOYEE WHO’S FEARFUL EVERYTIME THE PHONE RINGS…

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BECAUSE CREDITORS ARE HOUNDING YOU FOR LATE DEBT PAYMENTS? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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ARE YOU AN EMPLOYEE WHOSE SALARY ISN’T EVEN ENOUGH FOR YOUR TRANSPO TO THE OFFICE

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BECAUSE OF ALL THE DEBT PAYMENTS BEING DEDUCTED FROM YOU EACH MONTH? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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ARE YOU A MANAGER WHO IS 50 YEARS OLD AND WANTS TO RETIRE

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BUT CANNOT BECAUSE OF HUGE DEBTS THAT WILL SWALLOW YOUR RETIREMENT PAY? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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ARE YOU A SUPERVISOR WHO HAS BEEN WORKING FOR SO MANY YEARS

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BUT STILL HAS NO SAVINGS? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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BUT STILL HAS NO SAVINGS? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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ARE YOU A SINGLE MAN IN YOUR 30’S WHO CANNOT SETTLE WITH YOUR GIRLFRIEND

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BECAUSE YOU’RE STILL PAYING FOR YOUR SIBLING’S SCHOOLING? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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ARE YOU A SON OR DAUGHTER WHO WANTS TO HELP YOUR AGING PARENTS

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BUT YOU CAN’T BECAUSE YOUR INCOME IS NOT EVEN ENOUGH FOR YOUR OWN FAMILY? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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ARE YOU A RETIREE WHO HAS TO LIVE ON YOUR TINY MONTHLY SSS PENSION

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THAT CAN’T EVEN PAY FOR YOUR DAILY MEDICATION? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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ARE YOU AN ENTREPRENEUR WHO’S FAILING IN YOUR BUSINESS

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AND WONDERS WHAT YOU’VE DONE WRONG AND WHAT YOU SHOULD DO NEXT? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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ARE YOU A SPIRITUAL PERSON WHO IS TORN BY YOUR DESIRE TO HELP OTHERS FINANCIALLY

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AND YOUR LONGING TO REMAIN PURE, SIMPLE, AND NON-MATERIALISTIC IN YOUR ATTITUDE TOWARDS LIFE? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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ARE YOU A FILIPINO WHO IS SICK OF A THIRD WORLD PHILIPPINES

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AND DREAMS OF A FIRST WORLD COUNTRY FOR YOUR CHILDREN? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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ARE YOU IN A STABLE HIGH-PAYING JOB BUT DEEP INSIDE IS NOT COMPLETELY HAPPY… © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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AND WANTS TO FINALLY PURSUE YOUR PASSION © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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AND DO THE THINGS YOU REALLY WANT? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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PEOPLE DO NOT PLAN TO FAIL © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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THEY JUST FAIL TO PLAN © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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THERE IS A BIG DIFFERENCE © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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BETWEEN BUILDING A FINANCIAL FOUNDATION © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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AND GET-RICH-QUICKSCHEMES © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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DO IT RIGHT © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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DO IT RIGHT © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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DO IT RIGHT © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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YOU CAN BUILD PROPER FINANCIAL FOUNDATION

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IT’S NOT YET TOO LATE © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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YES YOU STILL CAN © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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IT ALL DEPENDS ON YOU © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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IT ALL DEPENDS ON YOU © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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IT ALL DEPENDS ON YOU © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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IT ALL DEPENDS ON YOU © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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YOU CAN BUILD PROPER FINANCIAL FOUNDATION

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YOU CAN BUILD PROPER FINANCIAL FOUNDATION YOUR CHALLENGES:

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YOU CAN BUILD PROPER FINANCIAL FOUNDATION YOUR CHALLENGES:

OUR SOLUTIONS:

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YOU CAN BUILD PROPER FINANCIAL FOUNDATION YOUR CHALLENGES:

OUR SOLUTIONS:

• To Protect your family (for your Life, Health & Disability).

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YOU CAN BUILD PROPER FINANCIAL FOUNDATION YOUR CHALLENGES: • To Protect your family (for your Life, Health & Disability).

OUR SOLUTIONS: • To help you and your spouse understand Money Basics.

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YOU CAN BUILD PROPER FINANCIAL FOUNDATION YOUR CHALLENGES: • To Protect your family (for your Life, Health & Disability). • To reduce your liabilities and get out of debt sooner.

OUR SOLUTIONS: • To help you and your spouse understand Money Basics.

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YOU CAN BUILD PROPER FINANCIAL FOUNDATION YOUR CHALLENGES: • To Protect your family (for your Life, Health & Disability). • To reduce your liabilities and get out of debt sooner.

OUR SOLUTIONS: • To help you and your spouse understand Money Basics. • To assess your current financial situation.

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YOU CAN BUILD PROPER FINANCIAL FOUNDATION YOUR CHALLENGES: • To Protect your family (for your Life, Health & Disability). • To reduce your liabilities and get out of debt sooner. • Dealing with constant changes in your job, career or business.

OUR SOLUTIONS: • To help you and your spouse understand Money Basics. • To assess your current financial situation.

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YOU CAN BUILD PROPER FINANCIAL FOUNDATION YOUR CHALLENGES: • To Protect your family (for your Life, Health & Disability). • To reduce your liabilities and get out of debt sooner. • Dealing with constant changes in your job, career or business.

OUR SOLUTIONS: • To help you and your spouse understand Money Basics. • To assess your current financial situation. • To help you create a plan and work towards your financial goals.

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YOU CAN BUILD PROPER FINANCIAL FOUNDATION YOUR CHALLENGES: • To Protect your family (for your Life, Health & Disability). • To reduce your liabilities and get out of debt sooner. • Dealing with constant changes in your job, career or business. • Living a long life without adequate income.

OUR SOLUTIONS: • To help you and your spouse understand Money Basics. • To assess your current financial situation. • To help you create a plan and work towards your financial goals.

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YOU CAN BUILD PROPER FINANCIAL FOUNDATION YOUR CHALLENGES: • To Protect your family (for your Life, Health & Disability). • To reduce your liabilities and get out of debt sooner. • Dealing with constant changes in your job, career or business. • Living a long life without adequate income.

OUR SOLUTIONS: • To help you and your spouse understand Money Basics. • To assess your current financial situation. • To help you create a plan and work towards your financial goals.

• To implement your plan with regular review.

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YOU CAN BUILD PROPER FINANCIAL FOUNDATION YOURCHALLENGES: OUR SOLUTIONS:

If you have the will, We will show you the way!

• To Protect your family (for your Life, Health & Disability). • To reduce your liabilities and get out of debt sooner. • Dealing with constant changes in your job, career or business. • Living a long life without adequate income.

• To help you and your spouse understand Money Basics.

• To assess your current financial situation. • To help you create a plan and work towards your financial goals.

• To implement your plan with regular review.

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YOUR STEPS TO YOUR FINANCIAL FREEDOM    

 

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YOUR STEPS TO YOUR FINANCIAL FREEDOM  INCREASE YOUR CASH FLOW   

 

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YOUR STEPS TO YOUR FINANCIAL FREEDOM  INCREASE YOUR CASH FLOW  MANAGE YOUR DEBT  

 

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YOUR STEPS TO YOUR FINANCIAL FREEDOM  INCREASE YOUR CASH FLOW  MANAGE YOUR DEBT  CREATE YOUR EMERGENCY FUND 

 

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YOUR STEPS TO YOUR FINANCIAL FREEDOM  INCREASE YOUR CASH FLOW  MANAGE YOUR DEBT  CREATE YOUR EMERGENCY FUND  ENSURE PROPER PROTECTION

 

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YOUR STEPS TO YOUR FINANCIAL FREEDOM  INCREASE YOUR CASH FLOW  MANAGE YOUR DEBT  CREATE YOUR EMERGENCY FUND  ENSURE PROPER PROTECTION

 BUILD LONG TERM ASSET ACCUMULATION 

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YOUR STEPS TO YOUR FINANCIAL FREEDOM  INCREASE YOUR CASH FLOW  MANAGE YOUR DEBT  CREATE YOUR EMERGENCY FUND  ENSURE PROPER PROTECTION

 BUILD LONG TERM ASSET ACCUMULATION  PRESERVE YOUR ESTATE © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 1: INCREASE YOUR CASHFLOW

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Step 1: INCREASE YOUR CASHFLOW TWO THINGS WILL HAPPEN (5-10 years from now):

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Step 1: INCREASE YOUR CASHFLOW TWO THINGS WILL HAPPEN (5-10 years from now):

 SHRINK YOUR DREAM to fit the size of your income.

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Step 1: INCREASE YOUR CASHFLOW TWO THINGS WILL HAPPEN (5-10 years from now):

 SHRINK YOUR DREAM to fit the size of your income. INCREASE YOUR INCOME to fit the size of your dream! © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 1: INCREASE YOUR CASHFLOW

10 Number of Years Worked

x

P200K Ave. Annual Income

=

P2M Total Amount Earned

??? SAVINGS

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Step 1: INCREASE YOUR CASHFLOW

10 Number of Years Worked

x

P200K Ave. Annual Income

=

P2M Total Amount Earned

??? SAVINGS

EARN KEEP © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 2: MANAGE YOUR DEBT

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Step 2: MANAGE YOUR DEBT

PAY MORE THAN THE MINIMUM,

REDUCE YOUR DEBT SOONER

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Step 2: MANAGE YOUR DEBT

PAY MORE THAN THE MINIMUM,

REDUCE YOUR DEBT SOONER Scenario 1 (P216K Balance 18%) Pay Minimum (2.5%/mo.) : P 5,400 Time Pay : Over 25 years Total Interest Paid :

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Step 2: MANAGE YOUR DEBT

PAY MORE THAN THE MINIMUM,

REDUCE YOUR DEBT SOONER Scenario 1 (P216K Balance 18%) Pay Minimum (2.5%/mo.) : P 5,400 Time Pay : Over 25 years Total Interest Paid :

Over P288,000

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Step 2: MANAGE YOUR DEBT

PAY MORE THAN THE MINIMUM,

REDUCE YOUR DEBT SOONER Scenario 1 (P216K Balance 18%) Pay Minimum (2.5%/mo.) : P 5,400 Time Pay : Over 25 years Total Interest Paid :

Scenario 2 Pay a Little More Than Minimum : P 6,960/mo. Time Pay : Less than 4 years Total Interest Paid :

Over P288,000

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Step 2: MANAGE YOUR DEBT

PAY MORE THAN THE MINIMUM,

REDUCE YOUR DEBT SOONER Scenario 1 (P216K Balance 18%) Pay Minimum (2.5%/mo.) : P 5,400 Time Pay : Over 25 years Total Interest Paid :

Scenario 2 Pay a Little More Than Minimum : P 6,960/mo. Time Pay : Less than 4 years Total Interest Paid :

Over P288,000

About P76,800

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Step 2: MANAGE YOUR DEBT

PAY MORE THAN THE MINIMUM,

REDUCE YOUR DEBT SOONER Scenario 1 (P216K Balance 18%) Pay Minimum (2.5%/mo.) : P 5,400 Time Pay : Over 25 years Total Interest Paid :

Scenario 2 Pay a Little More Than Minimum : P 6,960/mo. Time Pay : Less than 4 years Total Interest Paid :

Over P288,000

About P76,800

Control Your Debt or Your Debt Will Control You. © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 3: CREATE YOUR EMERGENCY FUND

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Step 3: CREATE YOUR EMERGENCY FUND

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Step 3: CREATE YOUR EMERGENCY FUND

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Step 3: CREATE YOUR EMERGENCY FUND

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Step 3: CREATE YOUR EMERGENCY FUND

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Step 3: CREATE YOUR EMERGENCY FUND

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Step 3: CREATE YOUR EMERGENCY FUND

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Step 3: CREATE YOUR EMERGENCY FUND

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Step 4: PROVIDE PROPER PROTECTION

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Step 4: PROVIDE PROPER PROTECTION

TO REPLACE LOST INCOME

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Step 4: PROVIDE PROPER PROTECTION

TO REPLACE LOST INCOME PROTECTION  ANNUAL INCOME x 10

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Step 4: PROVIDE PROPER PROTECTION

LUXURY COMFORT

BASIC POVERTY © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 4: PROVIDE PROPER PROTECTION THIS IS WHAT YOU DO WHILE YOU’RE STILL LIVING LUXURY COMFORT

BASIC POVERTY © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 4: PROVIDE PROPER PROTECTION THIS IS WHAT YOU DO WHILE YOU’RE STILL LIVING PROVIDING FOR YOUR FAMILY

LUXURY COMFORT

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Step 4: PROVIDE PROPER PROTECTION WHAT HAPPENS WHEN YOU DIE? LUXURY COMFORT

BASIC POVERTY © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 4: PROVIDE PROPER PROTECTION WHAT HAPPENS WHEN YOU DIE? LUXURY COMFORT

BASIC POVERTY © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 4: PROVIDE PROPER PROTECTION WHAT HAPPENS WHEN YOU DIE? LUXURY COMFORT

BASIC POVERTY © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 4: PROVIDE PROPER PROTECTION WHAT HAPPENS WHEN YOU DIE? LUXURY COMFORT

BASIC POVERTY © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 4: PROVIDE PROPER PROTECTION WHAT HAPPENS WHEN YOU DIE? LUXURY COMFORT

BASIC POVERTY © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 4: PROVIDE PROPER PROTECTION WHAT PROTECTION DOES IS

LUXURY COMFORT

BASIC POVERTY © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 4: PROVIDE PROPER PROTECTION WHEN YOU DIE

LUXURY COMFORT

BASIC POVERTY © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 4: PROVIDE PROPER PROTECTION PROTECTION TAKES CARE OF YOUR FAMILY LUXURY COMFORT

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Step 4: PROVIDE PROPER PROTECTION YOUR DREAM DOESN’T DIE WITH YOU LUXURY COMFORT

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Step 5: BUILD LONG TERM ASSET ACCUMULATION

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Step 5: BUILD LONG TERM ASSET ACCUMULATION

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Step 5: BUILD LONG TERM ASSET ACCUMULATION

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Step 5: BUILD LONG TERM ASSET ACCUMULATION

FOCUS ON CREATING PASSIVE INCOME. © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 5: BUILD LONG TERM ASSET ACCUMULATION

FOCUS ON CREATING PASSIVE INCOME. © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 5: BUILD LONG TERM ASSET ACCUMULATION

FOCUS ON CREATING PASSIVE INCOME. © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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Step 5: BUILD LONG TERM ASSET ACCUMULATION

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Step 5: BUILD LONG TERM ASSET ACCUMULATION ACTIVE INCOME

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Step 5: BUILD LONG TERM ASSET ACCUMULATION ACTIVE INCOME

PASSIVE INCOME

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Step 5: BUILD LONG TERM ASSET ACCUMULATION ACTIVE INCOME

PASSIVE INCOME

Income from your direct labor. ❶

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Step 5: BUILD LONG TERM ASSET ACCUMULATION ACTIVE INCOME

PASSIVE INCOME

Income from your direct labor. ❷ You stop working- your income also stops. ❶

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Step 5: BUILD LONG TERM ASSET ACCUMULATION ACTIVE INCOME

PASSIVE INCOME

Income from your direct labor. ❷ You stop working- your income also stops. ● Job – salary ● Doctor – patient ● Lawyer – client ● OFW/ Seafarer – contract ● Agent – commission ● Contractor – project ❶

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Step 5: BUILD LONG TERM ASSET ACCUMULATION ACTIVE INCOME

PASSIVE INCOME

Income from your direct labor. ❷ You stop working- your income also stops. ● Job – salary ● Doctor – patient ● Lawyer – client ● OFW/ Seafarer – contract ● Agent – commission ● Contractor – project ❶

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Step 5: BUILD LONG TERM ASSET ACCUMULATION ACTIVE INCOME

PASSIVE INCOME

Income from your direct ❶ Income keeps coming even if you’re not working. labor. ❷ You stop working- your income also stops. ● Job – salary ● Doctor – patient ● Lawyer – client ● OFW/ Seafarer – contract ● Agent – commission ● Contractor – project ❶

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Step 5: BUILD LONG TERM ASSET ACCUMULATION ACTIVE INCOME

PASSIVE INCOME

Income from your direct ❶ Income keeps coming even if you’re not working. labor. ❷ You stop working – your ❷ You stop working- your income never stops. income also stops. ● Job – salary ● Doctor – patient ● Lawyer – client ● OFW/ Seafarer – contract ● Agent – commission ● Contractor – project ❶

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Step 5: BUILD LONG TERM ASSET ACCUMULATION ACTIVE INCOME

PASSIVE INCOME

Income from your direct ❶ Income keeps coming even if you’re not working. labor. ❷ You stop working – your ❷ You stop working- your income never stops. income also stops. ● Interest Income from ● Job – salary INVESTMENTS ● Doctor – patient (Mutual Funds, Stocks, Bonds, ● Lawyer – client Long-term healthcare) ● OFW/ Seafarer – contract ● Royalty Income ● Agent – commission ● Rentals Income, etc. ● Contractor – project ❶

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Step 5: BUILD LONG TERM ASSET ACCUMULATION ACTIVE INCOME

PASSIVE INCOME

Income from your direct ❶ Income keeps coming even if you’re not working. labor. ❷ You stop working – your ❷ You stop working- your income never stops. income also stops. ● Interest Income from ● Job – salary INVESTMENTS ● Doctor – patient (Mutual Funds, Stocks, Bonds, ● Lawyer – client Long-term healthcare) ● OFW/ Seafarer – contract ● Royalty Income ● Agent – commission ● Rentals Income, etc. ● Contractor – project ❶

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Step 5: BUILD LONG TERM ASSET ACCUMULATION ASSETS

LIABILITIES

Passive Income Income-Producing Assets

Non-Income Producing Assets

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Step 5: BUILD LONG TERM ASSET ACCUMULATION THE RULE OF 72*

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Step 5: BUILD LONG TERM ASSET ACCUMULATION THE RULE OF 72* 72 ÷ Interest = # of years your money will DOUBLE

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Step 5: BUILD LONG TERM ASSET ACCUMULATION THE RULE OF 72* 72 ÷ 4 = 18 Money doubles every 18years

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Step 5: BUILD LONG TERM ASSET ACCUMULATION THE RULE OF 72* 72 ÷ 4 = 18 Money doubles every 18years

Age 4% 29 Php 100,000 47 Php 200,000 65 Php 400,000

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Step 5: BUILD LONG TERM ASSET ACCUMULATION THE RULE OF 72* 72 ÷ 4 = 18

72 ÷ 8 = 9

Money doubles every 18years

Money doubles every 9 years

Age 4% 29 Php 100,000 47 Php 200,000 65 Php 400,000

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Step 5: BUILD LONG TERM ASSET ACCUMULATION THE RULE OF 72* 72 ÷ 4 = 18

72 ÷ 8 = 9

Money doubles every 18years

Money doubles every 9 years

Age 4% 29 Php 100,000 47 Php 200,000 65 Php 400,000

Age 29 38 47 56 65

8% Php 100,000 Php 200,000 Php 400,000 Php 800,000 Php 1,600,000

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Step 5: BUILD LONG TERM ASSET ACCUMULATION THE RULE OF 72* 72 ÷ 4 = 18

72 ÷ 8 = 9

72 ÷ 12 = 6

Money doubles every 18years

Money doubles every 9 years

Money doubles every 6 years

Age 4% 29 Php 100,000 47 Php 200,000 65 Php 400,000

Age 29 38 47 56 65

8% Php 100,000 Php 200,000 Php 400,000 Php 800,000 Php 1,600,000

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Step 5: BUILD LONG TERM ASSET ACCUMULATION THE RULE OF 72* 72 ÷ 4 = 18

72 ÷ 8 = 9

72 ÷ 12 = 6

Money doubles every 18years

Money doubles every 9 years

Money doubles every 6 years

Age 4% 29 Php 100,000 47 Php 200,000 65 Php 400,000

Age 29 38 47 56 65

Age

8% Php 100,000 Php 200,000 Php 400,000 Php 800,000 Php 1,600,000

29 35 41 47 53 59 65

12% Php 100,000 Php 200,000 Php 400,000 Php 800,000 Php 1,600,000 Php 3,200,000 Php 6,400,000

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Step 5: BUILD LONG TERM ASSET ACCUMULATION THE DIFFERENCE BETWEEN P400T AT 4% VS. 12% IS P6,000,000.

THE RULE OF 72* 72 ÷ 4 = 18

72 ÷ 8 = 9

72 ÷ 12 = 6

Money doubles every 18years

Money doubles every 9 years

Money doubles every 6 years

Age 4% 29 Php 100,000 47 Php 200,000 65 Php 400,000

Age 29 38 47 56 65

Age

6M

8% Php 100,000 Php 200,000 Php 400,000 Php 800,000 Php 1,600,000

29 35 41 47 53 59 65

12% Php 100,000 Php 200,000 Php 400,000 Php 800,000 Php 1,600,000 Php 3,200,000 Php 6,400,000

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Step 5: BUILD LONG TERM ASSET ACCUMULATION THE DIFFERENCE BETWEEN P400T AT 4% VS. 12% IS P6,000,000.

P6,000,000 IS EQUIVALENT TO 20 YEARS SALARY OF A PERSON WHO RULE 72* OR P25,000/MONTH WORKS AT AN ANNUALTHE SALARY OF OF P300,000 72 ÷ 4 = 18 72 ÷ 8 = 9 72 ÷ 12 = 6 Money doubles every 18years

Money doubles every 9 years

Money doubles every 6 years

Age 4% 29 Php 100,000 47 Php 200,000 65 Php 400,000

Age 29 38 47 56 65

Age

6M

8% Php 100,000 Php 200,000 Php 400,000 Php 800,000 Php 1,600,000

29 35 41 47 53 59 65

12% Php 100,000 Php 200,000 Php 400,000 Php 800,000 Php 1,600,000 Php 3,200,000 Php 6,400,000

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Step 5: BUILD LONG TERM ASSET ACCUMULATION

DON’T JUST WORK HARD FOR MONEY THE RULE OF 72* 72 ÷ 4 = 18

72 ÷ 8 = 9

72 ÷ 12 = 6

Money doubles every 18years

Money doubles every 9 years

Money doubles every 6 years

Age 4% 29 Php 100,000 47 Php 200,000 65 Php 400,000

Age 29 38 47 56 65

Age

8% Php 100,000 Php 200,000 Php 400,000 Php 800,000 Php 1,600,000

29 35 41 47 53 59 65

12% Php 100,000 Php 200,000 Php 400,000 Php 800,000 Php 1,600,000 Php 3,200,000 Php 6,400,000

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Step 5: BUILD LONG TERM ASSET ACCUMULATION

DON’T JUST WORK HARD FOR MONEY THE RULE OF 72* ÷ 8 =MAKE 9 72 ÷ 12 = 6 LEARN HOW72TO MONEY Money doubles every 18years Money doubles every 9 years Money doubles every 6 years HARDER FORAgeYOU!12% Age 4% WORKAge 8% 72 ÷ 4 = 18

29 47 65

Php 100,000 Php 200,000 Php 400,000

29 38 47 56 65

Php 100,000 Php 200,000 Php 400,000 Php 800,000 Php 1,600,000

29 35 41 47 53 59 65

Php 100,000 Php 200,000 Php 400,000 Php 800,000 Php 1,600,000 Php 3,200,000 Php 6,400,000

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Step 6: PRESERVE YOUR ESTATE

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INVESTMENT

INCREASE CASHFLOW © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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INVESTMENT

EF LIFE INS HC CASH FLOW

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INVESTMENT

INCREASE CASHFLOW © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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IF YOUR DREAM IS BIGGER THAN YOU, YOU HAVE 2 CHOICES

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IF YOUR DREAM IS BIGGER THAN YOU, YOU HAVE 2 CHOICES

 YOU CAN GIVE UP YOUR DREAM TO FIT THE SIZE OF YOUR INCOME

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IF YOUR DREAM IS BIGGER THAN YOU, YOU HAVE 2 CHOICES

 YOU CAN GIVE UP YOUR DREAM TO FIT THE SIZE OF YOUR INCOME

OR

 YOU CAN BUILD A TEAM COMPOSED OF PEOPLE WHO HAVE BIG DREAMS & TOGETHER YOU CAN ALL ACHIEVE YOUR BIG DREAMS. © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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INTERNATIONAL MARKETING GROUP

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INTERNATIONAL MARKETING GROUP is one of the biggest & fastest growing financial distribution companies, & has operations in US, Canada, Barcelona, Rome, Milan, Greece, Dubai, Abu Dhabi, Sharjah, Taiwan, Hongkong, Macau, Singapore, Philippines & going worldwide!

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INTERNATIONAL MARKETING GROUP MISSION

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INTERNATIONAL MARKETING GROUP MISSION

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INTERNATIONAL MARKETING GROUP MISSION

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IN OUR TEAM, WE FOCUS ON BUILDING OUR RELATIONSHIPS W/ GOD & WITH EACH OTHER.

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IN OUR TEAM, WE FOCUS ON BUILDING OUR RELATIONSHIPS W/ GOD & WITH EACH OTHER. WE DO THIS FOR RETENTION & TO ENLARGE OUR FAMILY CIRCLE.

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IN OUR TEAM, WE FOCUS ON BUILDING OUR RELATIONSHIPS W/ GOD & WITH EACH OTHER. WE DO THIS FOR RETENTION & TO ENLARGE OUR FAMILY CIRCLE. AS A FAMILY WE CAN "MAKE A DIFFERENCE" IN THIS WORLD.

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IN OUR TEAM, WE FOCUS ON BUILDING OUR RELATIONSHIPS W/ GOD & WITH EACH OTHER. WE DO THIS FOR RETENTION & TO ENLARGE OUR FAMILY CIRCLE. AS A FAMILY WE CAN "MAKE A DIFFERENCE" IN THIS WORLD. "FAMILY IS NOT JUST WHOSE BLOOD YOU CARRY BUT ARE THOSE PEOPLE YOU CARE & LOVE.” © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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TAKE ACTION NOW!

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TAKE ACTION NOW!

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TAKE ACTION NOW!

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TAKE ACTION NOW!

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ACTION STEPS To take advantage of the IMG SOLUTIONS

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ACTION STEPS To take advantage of the IMG SOLUTIONS 1. Attend free seminar on Practical Money Management and Investment Strategies by signing-up below!

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ACTION STEPS To take advantage of the IMG SOLUTIONS 1. Attend free seminar on Practical Money Management and Investment Strategies by signing-up below! 2. Start your Personal Financial Strategy. Build a Solid Financial Foundation.

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ACTION STEPS To take advantage of the IMG SOLUTIONS 1. Attend free seminar on Practical Money Management and Investment Strategies by signing-up below! 2. Start your Personal Financial Strategy. Build a Solid Financial Foundation. 3. Set an appointment for PARTIAL FINANCIAL CHECK-UP (within 24-48 hours) - Know where you are now, why you are in that situation & where you want to be.

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ACTION STEPS To take advantage of the IMG SOLUTIONS 1. Attend free seminar on Practical Money Management and Investment Strategies by signing-up below! 2. Start your Personal Financial Strategy. Build a Solid Financial Foundation. 3. Set an appointment for PARTIAL FINANCIAL CHECK-UP (within 24-48 hours) - Know where you are now, why you are in that situation & where you want to be.

DANGER! If you don’t undergo Financial Check up, and you do your own strategy…what if 10 years after, you realize that you used the wrong strategy? © 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

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May I know what to expect when I attend your free seminar on Practical Money Management and Investment Strategies?

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Expect to be able to come up with your personal financial strategy so you know what you need to plan for you to achieve financial freedom!

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GET MENTORING FROM LYNDON MALANOG, FINANCIAL COACH OF BO SANCHEZ AND TRULY RICH CLUB! TO JOIN OUR TEAM, SEND AN EMAIL TO [email protected]

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Series 1: Practical Money Management Strategies Series 2: Creating Multiple Passive Income Streams HIGHER SERIES TRAININGS Series 3: Upstart School Series 4: Train The Trainees Series 5: Train the Trainees and Trainers Series 6: Builder’s Mindset 1 Series 7: The Real Foundation In Building Wealth No Family Left Behind 173 ©Mission 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

Series 8: Getting Out of the Debt Trap Series 9: General Concepts of Investment Series 10: Builder’s Mindset 2 – Building Giants Series 11: Winner’s Mindset 1 Series 12: Do-It-Yourself Financial Check Up, Analysis and Creating Your Personal Financial Strategy Series 13: The Art of Building Multiple Business Outlets Series 14: Winning Big in Life 1 Series 15: The Spiritual Side of Money Series 16: Winning Big in Life 2 No Family Left Behind 174 ©Mission 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

Series 17: The Holy Use of Money Series 18: Winner’s Mindset 2 Series 19: What It Takes to Be Great Series 20: Coaching A Winning Team Series 21: Winning Principles Series 22: Estate Planning Series 23: Financial Check-up & Review Workshop Series 24: Health Management Series 25: Developing Your Best Product = YOU Series 26: Technical Trainings Series 27: More Training Series for MDs No Family Left Behind 175 ©Mission 2014 BoSanchezClub.com – Find out what the RICH know that the POOR don’t know

GET MENTORING FROM LYNDON MALANOG, FINANCIAL COACH OF BO SANCHEZ AND TRULY RICH CLUB! TO JOIN OUR TEAM, SEND AN EMAIL TO [email protected]

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“Success principles will work… if you work them” Jack Canfield

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